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Company Description At Longbridge, we love seniors and we're passionate about helping them unlock the power of one of their greatest assets-their home equity. As a leading provider of home equity solutions for seniors, we're committed to helping older homeowners make the most of what they've worked hard to build, so they can live the retirement they imagined. And we don't just do it well, we do it really well. With an "Excellent" rating on Trustpilot and over a thousand customer testimonials, we've earned a reputation for making it easy and stress-free to access home equity-with guidance every step of the way. But it's not just our customers who love us-our team does, too! We've been named a Great Place to Work® three years in a row because we believe that when people enjoy what they do and where they do it, everyone wins. Why Longbridge? At Longbridge, we don't just offer jobs, we offer careers that grow with you. Here's why you'll love being part of our team: <ul><li>Grow With Us - We're big believers in investing in our people. From top-notch training to clear career paths, we support your professional growth every step of the way. Plus, we love promoting from within-because when you succeed, we all do.</li><li>A Culture That Clicks - We work hard, but we have fun doing it! Whether it's team-building events, friendly competitions, or just an atmosphere of open communication and collaboration, we make sure work feels less like "just work."</li><li>Benefits That Have Your Back - We've got you covered with best-in-class health plans (medical, dental, vision, HSA, and FSA), generous PTO, paid holidays, company-paid life insurance, and a competitive 401(k) match. Because taking care of our team is just as important as taking care of our customers.</li></ul>If you're looking for a place where your work truly makes a difference, we'd love to have you on board. Apply today and let's do great things together! Job Description Longbridge is excited to be adding to our Compliance Department. This newly created role will be reporting the Sr. Vice President of Compliance and Legal. In this remote role: Mortgage Compliance Officer. The ideal candidate will be asked to ensure compliance with all mortgage banking laws, rules, regulations, and prescribed polices/practices/procedures necessary to reduce risk and uphold ethical standards. The Mortgage Compliance Officer will play a major role in the Compliance Management System ("CMS") and will assist with the compliance and risk management monitoring, reporting, and remediation where appropriate. Ensures the proper compliance training needs are identified and provided to the various business units. Ensure proper controls are in place to collect, review, and submit HMDA data and Mortgage Call Reports. Key Responsibilities/Requirements: <ul><li>In-depth knowledge of state and federal consumer regulations. This includes all regulations related to mortgage lending, including but not limited to Licensing, TILA, HMDA, RESPA, UDAAP, non-bank CRA requirements and SOX.</li><li>Strong knowledge and experience in Fair Lending analysis and reviews. Prepare reports, recommendation remediation, if applicable.</li><li>Review regulatory changes and assess how the changes might affect the company. Provides recommendations about necessary policy and procedural changes.</li><li>Manages compliance monitoring programs based on internal/external risk assessments, audit findings and exam findings.</li><li>Works with management to create and implement new monitoring programs throughout the organization as part of the CMS.</li><li>Oversee monthly regulatory compliance reviews, identifying weaknesses throughout the organization and work with management to identify root causes, remediation steps, and tracking of the issues.</li><li>Contributes to the compliance training program. This may include identifying training courses, webinars, etc.; however, it may also include creating compliance related training and providing the training through various methods.</li><li>Acts as an internal point of contact for compliance related questions and problems.</li><li>Investigate any compliance breaches, manage the resolution process, and implement measures to prevent future occurrences.</li><li>Attends and participates in the various committee meetings. This includes but is not limited to attending the committee meetings, presenting updates, and completing take-away tasks as assigned by the committees. </li><li>Assists with the audit functions, including the coordination of internal audits with audit firm and internal business unit. Additionally, may be responsible for coordinating the request lists with the business units.</li><li>Participate in SOX related diligence projects and related audits.</li><li>Assists with the BSA/AML/CIP/OFAC program when needed. This may include completing Suspicious Activity Reports.</li><li>Reverse mortgage experience is a plus. </li></ul>Qualifications <ul><li>Bachelor's degree is required with a minimum of five (5) in a mid-level mortgage compliance role with a financial institution. CRCM designation a plus.</li><li>Experience in managing compliance staff with strong interpersonal skills preferred.</li><li>Extensive knowledge in mortgage banking and consumer compliance laws and regulations.</li><li>Ability to form effective relationships and achieve influence at the most senior level in the organization.</li><li>Proactive, motivated, strong attention to detail, and proven track record in building good working relationships throughout the organization.</li><li>Strong track record of effectively assessing and managing competing priorities to deliver high quality and timely work.</li><li>Experience managing or participating in exam management and communicating directly with regulators as the key point of contact for compliance.</li><li>The ability to work independently as well as in a team environment.</li><li>A strong sense of understanding when issues require escalation.</li><li>Working knowledge of the Microsoft Office Suite of products, with the ability to learn / adapt to dedicated software.</li><li>Analytical writing skills with strong verbal and written communication skills.</li></ul>Additional Information <ul><li>Full benefits</li><li>401(k) with company match</li><li>Paid time off</li><li>Working in a growing and dynamic industry</li><li>LBF is an EEO/AA/Vet/Disabled Employer</li><li>Please note that salaries that are estimated on various job sites may not reflect the actual compensations. Job sites, set the estimated salary, not Longbridge Financial.</li><li>Important Note: When you click on a video, certain personal information may be sent to the video provider (such as YouTube, Vimeo, etc.). To learn more about our privacy practices, please review our company Privacy Notice.</li></ul>Videos To Watch <a href="https://vimeo.com/1011398578" target="_blank">https://vimeo.com/1011398578</a>

Mortgage Compliance Officer - Remote/hybrid/in-office

Work Location: Mount Laurel, New Jersey, United States of America Hours: 40 Pay Details: $68,640 - $102,960 USD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role. Line of Business: Compliance Job Description: Department Overview: Why Work with Us? At TD Bank US Compliance, we're on a mission to build a more resilient and scalable compliance risk management function. As part of our team, you'll play a key role in reshaping compliance structures and processes, driving innovation at every level. Here, each team member has a chance to make a tangible impact - both in day-to-day operations and in the design of a future-focused compliance program. This not just about implementing a new program - it's about creating a culture of compliance that will cascade throughout the organization. The Ideal Candidate The ideal candidate will thrive in a fast-paced, start-up-like setting as we build a new compliance structure that aligns with the bank's size, complexity, and risk profile. In this role, you'll need to be strategic, tactical, collaborative and creative in your approach. You will manage day-to-day operations while also helping design and implement a forward-thinking compliance program for the future. Beyond technical expertise, we're looking for someone with an entrepreneurial mindset-someone who can "roll up their sleeves", takes the initiative and can anticipate needs before they arise. A comfort level with ambiguity and the ability to excel in a dynamic, evolving landscape are essential as the US Compliance team redefines the bank's compliance program and structure. Most importantly, the right candidate is seeking an intellectual challenge, has a desire to learn, and is committed to building something impactful from the ground up. At TD Bank, you'll have the unique opportunity to help shape the future of the bank while collaborating with a team of enthusiastic colleagues dedicated to setting new industry standards. We are seeking a detail-oriented Privacy Compliance Analyst to support the US Privacy Office (USPO). This role involves conducting legal research and analysis to manage regulatory changes, staying up to date on privacy regulations, assessing their impact on the organization, and implementing necessary changes to ensure compliance, while also providing training and guidance to employees. The role also includes ensuring privacy policies and standards align with applicable Privacy laws, and pro-actively identifying potential privacy risks and providing remediation strategies. The Privacy Compliance Analyst will also be responsible for managing Privacy risks and Identifying potential compliance gaps and recommend solutions related to privacy regulations e.g. HIPAA , developing policies and procedures, Additionally, the role may support contract review functions to ensure compliance with privacy regulations. Please review the desired skills and experience section below as you consider this opportunity. The above details are specific to the role which is outlined in the general description below. Job Summary: The Senior Compliance Governance &amp; Operations Analyst provides a range of research, analytical and/or operational process support within a defined area of the function. Supports implementation activities related to initiatives including the development of and maintaining enterprise Compliance programs. This role may interact with key stakeholders and third-party service providers to deliver Compliance programs that satisfy regulatory requirements. Depth &amp; Scope: <ul><li>Expected to exercise sound and expert independent professional judgment and discretion in interacting and communicating with staff and senior management of the Bank with respect to regulatory risk matters.</li><li>Empowered to make prudent professional decisions in rendering advice and counsel to business lines or assigned areas on compliance matters and regulatory risks which may impact performance of the business and overall enterprise strategies and objectives.</li><li>Provides responses to regulatory agencies and Internal Audit. Interacts directly and independently with auditors and regulatory agencies and provides approval for document submissions to these entities, based on professional judgment regarding responsiveness and appropriateness.</li><li>Acts as the primary subject matter expert for certain Compliance Program elements and is expected to make decisions regarding compliance with these Program requirements and to escalate instances of non-compliance.</li><li>Works independently as the senior analyst/subject matter expert and may coach and educate others</li><li>Oversees and/or independently performs tasks from end to end</li><li>Applies expert knowledge of business operations, products, services, methods and operating standards to drive unit or team performance and provides training to other team members based on expert knowledge</li><li>Executes on more complex and/or non-standard requests</li><li>Researches and investigates a range of operational/reporting/process issues and provides recommendations to senior management across the enterprise (including Global partners)</li><li>Recommends and implements solutions within own area of responsibility that impact the strategies and objectives of the Department</li><li>Coordinates/integrates work with other areas as needed</li><li>Provides advanced analysis and/or specialized reporting to support business partners, functional areas or centers of expertise</li><li>Requires advanced technical/business/function knowledge for discipline supported</li><li>High level of complexity in operational/reporting/process and/or analysis function requiring medium to longer term focus</li><li>Represents the group as the lead or subject matter expert on projects/initiatives and/or at meetings across the organization</li></ul>Education &amp; Experience: <ul><li>Undergraduate degree or equivalent work experience</li><li>5+ years of experience</li></ul>Desired Skills and Experience: <ul><li>Legal/ Paralegal experience with strong analytical skills with a keen eye for detail</li><li>Strong legal research and writing skills, including excellent verbal and written communication abilities</li><li>Ability to work independently while collaborating effectively with cross-functional teams</li><li>Proactive approach to identifying and mitigating privacy risks</li><li>Experience conducting risk assessments including Privacy risks</li><li> Familiarity with data privacy technologies and tools</li><li>Have a burning desire to learn and adapt</li><li>Privacy law/risk experience; certifications (e.g., CIPP, CIPM, CIPT) are a plus</li></ul>Customer Accountabilities: <ul><li>Provides Compliance research, evaluation, operational, reporting and/or analytical support in oversight and control function to internal (Compliance) partners, in a timely manner</li><li>Coordinates requests to and from, business (Compliance) partners and coordinates tracking and reporting of Compliance function initiatives and programs</li><li>Prepares and delivers summaries, communications, reports and presentations for management, regulators, and other internal and external stakeholders</li><li>Recommends responses to enterprise Compliance Program questions and immediately escalates any sensitive issues according to departmental procedures</li><li>Analyzes data and draw conclusions to meet program health reporting requirements</li><li>Analyzes emerging trends pertaining to regulatory changes, reporting or other departmental functions and provides recommendations to enhance or rectify Compliance - related gaps, issues and enhancements</li><li>Proactively identifies matters requiring additional review, escalation, and liaises with appropriate staff to resolve, as appropriate</li></ul>Shareholder Accountabilities: <ul><li>Contributes to various activities and processes as assigned</li><li>Adheres to enterprise frameworks or methodologies that relate to activities for own business area</li><li>Consistently exercises discretion in managing correspondence, information and all matters of confidentiality; escalates issues where appropriate</li><li>Be knowledgeable of practices and procedures within own area of responsibility and keeps abreast of emerging trends for own functional area</li><li>Protects the interests of the organization - identifies and manages risks, and escalates non-standard, high risk activities as necessary</li><li>Conducts internal and external research projects; supports the development/delivery of presentations/communications to management or broader audience</li><li>Conducts reporting and/or meaningful analysis at the functional or enterprise level using results to draw conclusions, makes recommendations, assesses the effectiveness of programs/policies/practices</li><li>Monitors service, productivity and assesses efficiency levels within own function and implements continuous process/performance improvements where opportunities exists</li><li>Acquires and applies expertise in the discipline, provides guidance, assistance and direction to others</li><li>Identifies, recommends and effectively executes standard practices applicable to the discipline</li><li>Adheres to internal policies/procedures and applicable regulatory guidelines</li><li>Keeps abreast of emerging issues, trends, and evolving regulatory requirements and assesses potential impacts</li><li>Maintains a culture of risk management and control, supported by effective processes in alignment with risk appetite</li><li>May lead work streams by acting as a project lead/subject matter expert for small scale projects/initiatives in accordance with project management methodologies</li></ul>Employee/Team Accountabilities: <ul><li>Participates fully as a member of the team, supports a positive work environment that promotes service to the business, quality, innovation and teamwork and ensures timely communication of issues/ points of interest</li><li>Supports the team by continuously enhancing knowledge/expertise in own area and participate in knowledge transfer within the team and business unit</li><li>Keeps current on emerging trends/ developments and grows knowledge of the business, related tools and techniques</li><li>Participates in personal performance management and development activities, including cross training within own team</li><li>Keeps others informed and up-to-date about the status/progress of projects and/or all relevant or useful information related to day-to-day activities</li><li>Contributes to the success of the team by willingly assisting others in the completion and performance of work activities; provides training, coaching and/or guidance as appropriate</li><li>Contributes to a fair, positive and equitable environment that supports a diverse workforce</li><li>Acts as a brand ambassador for your business area/function and the bank, both internally and/or externally</li></ul>Physical Requirements: Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100% <ul><li>Domestic Travel - Occasional</li><li>International Travel - Never</li><li>Performing sedentary work - Continuous</li><li>Performing multiple tasks - Continuous</li><li>Operating standard office equipment - Continuous</li><li>Responding quickly to sounds - Occasional</li><li>Sitting - Continuous</li><li>Standing - Occasional</li><li>Walking - Occasional</li><li>Moving safely in confined spaces - Occasional</li><li>Lifting/Carrying (under 25 lbs.) - Occasional</li><li>Lifting/Carrying (over 25 lbs.) - Never</li><li>Squatting - Occasional</li><li>Bending - Occasional</li><li>Kneeling - Never</li><li>Crawling - Never</li><li>Climbing - Never</li><li>Reaching overhead - Never</li><li>Reaching forward - Occasional</li><li>Pushing - Never</li><li>Pulling - Never</li><li>Twisting - Never</li><li>Concentrating for long periods of time - Continuous</li><li>Applying common sense to deal with problems involving standardized situations - Continuous</li><li>Reading, writing and comprehending instructions - Continuous</li><li>Adding, subtracting, multiplying and dividing - Continuous</li></ul>The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities &amp; duties are considered essential functions for ADA purposes. #LI-AMCBCorporate Who We Are: TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues. TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing - and so will you. Our Total Rewards Package Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more Additional Information: We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home. Colleague Development If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we're committed to helping you identify opportunities that support your goals. Training &amp; Onboarding We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role. Interview Process We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call. Accommodation If you are an applicant with a disability and need accommodations to complete the application process, email the TD Bank US Workplace Accommodations Program at <a href="mailto:USWAPTDO@td.com" target="_blank">USWAPTDO@td.com</a>. Include your full name, best way to reach you, and the accommodation needed to assist you with the application process. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Senior Privacy Compliance Analyst

Work Location: Mount Laurel, New Jersey, United States of America Hours: 40 Pay Details: $68,640 - $112,320 USD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role. Line of Business: Financial Crime Risk Management Job Description: The US Financial Crime Risk Management (FCRM) Group is responsible for the detection, investigation, and reporting of potential money laundering and terrorist financing activities conducted through TD Bank. The various screening processes conducted by the Financial Crimes Name Screening Operations Team are a key element of the adjudication and escalation activities conducted by US FCRM to manage TD Bank's anti-money laundering and anti-terrorist financing risk, sanctions, and compliance obligations. The Name Screening Operations team screens against various watchlists containing potential matches, and acts as the primary identification point in analyzing and escalating potential matches to watchlist individuals. As part of an ongoing transformation of the Name Screening Operations team, a new AML Escalations function is being established internal to the team, which will be responsible for evaluating and determining materiality of confirmed instances of Politically Exposed Persons, Money Services Businesses, and occurrences of Negative Media. This Manager will play a key role in setting up this new group, including assisting in procedure and process development, staffing, training, and ongoing management. The Manager, Financial Crime Risk Investigations manages/leads a team of specialized professionals in the analysis and/or the investigation process for a specific area and assigns and monitors caseloads to ensure potential regulatory risks and losses to the bank are minimized. Depth &amp; Scope: <ul><li>Provides people management leadership by hiring the best talent, setting goals, developing employees, managing employee performance and compensation decisions, promoting teamwork and handling any/all disciplinary actions, as required</li><li>Expert level professional role requiring in-depth knowledge/expertise in own domain/field of specialty and working knowledge of broader related areas</li><li>Integrates the broader organizational context into advice and solutions within own area</li><li>Understands the industry, competition and the factors that differentiate the organization</li><li>Applies best practices to implement process, product or service improvements</li><li>Acts as a subject matter expert within their own area of specialty or a resource for others </li><li>Leads projects of moderately to complex risk and resource requirements; may lead end-to-end processes or functional programs</li><li>Contributes to setting standards within area of expertise</li><li>Solves complex problems requiring analysis of multiple variables, including consultation with multiple stakeholders</li><li>Uses advanced methods to contribute to new solutions and recommends standards against which others will operate</li><li>Impacts a range of functional programs and operations across own and related teams</li><li>Interprets guidelines, standards, policies and results of analysis to inform decision making at senior levels</li><li>Builds stakeholder alignment in leading projects and activities; may provide process and subject matter advice at senior levels </li></ul>Education &amp; Experience: <ul><li>Undergraduate degree or equivalent work experience</li><li>5+ years of experience </li></ul>Preferred Skills: <ul><li>3+ years AML experience, particularly in the PEP, MSB, and / or Negative Media space</li><li>3+ years people management experience</li><li>Procedure and process design</li><li>Change leadership</li><li>Executive communication and reporting</li></ul>Customer Accountabilities: <ul><li>Leads a team of professionals and supervisors to achieve business/operational objectives, maintains effective day-to-day operations and deliver quality service and transaction processing consistent with business objectives</li><li>Provides guidance and direction to team members within own area of specialization and focus</li><li>Reviews and assesses incoming files and allocates to appropriate Investigators/Investigative Specialists</li><li>Monitors service, productivity and assesses efficiency levels within own function and implements continuous process/performance improvements where opportunities exist</li><li>Conducts investigations in the capacity of a working lead where cases have been specifically assigned ensuring proper analysis and investigation standards are followed </li><li>Prepares applicable documents based on criminal and/or non-criminal proceedings </li><li>Collaborates with counterparts from other institutions and/or external organizations (e.g., public sector, government, law enforcement) to gather intelligence information where necessary </li><li>Ensures investigations are professionally conducted and completed in a timely manner </li><li>Identifies and communicates procedural weaknesses to businesses and ensures processes for remediation are in place such as following up for corrective action where applicable</li><li>Maintains strong awareness of emerging trends and investigative techniques for own area of specialty</li><li>Represents the department on internal projects/committees for own specialized area as necessary</li></ul>Shareholder Accountabilities: <ul><li>Contributes to the development of the business plan, operationalizes the plan and delivers on assigned service/functionality</li><li>Works with key business leaders to develop business plan, ensuring the optimal use of resources and leverages TD's operating model to maximize efficiency, effectiveness and scale</li><li>Monitors and communicates effectiveness of strategies, programs, and practices related to own area of accountability</li><li>Ensures programs, policies and practices continue to meet business needs, complies with internal and external requirements, and aligns with business priorities</li><li>Proactively identifies key business opportunities, research and recommends enhancements/modifications, develops strategies to achieve recommendations</li><li>Coordinates activities with partners across the organization, may include HR, Technology, Finance, Risk Management</li><li>Ensures team operates in compliance with applicable internal and external requirements, and employees comply with Bank and industry codes of conduct</li><li>Ensures appropriate reporting and escalation of issues based on risk profile</li><li>Leads relationships with business lines/corporate and/or control functions to ensure alignment with enterprise and/or regulatory requirements </li><li>Keeps abreast of emerging issues, trends, and evolving regulatory requirements and assesses potential impacts </li><li>Maintains a culture of risk management and control, supported by effective processes in alignment with risk appetite</li></ul>Employee/Team Accountabilities: <ul><li>Responsible for management of a team providing both leadership and guidance</li><li>Sets targets and objectives for the team, and delivers results</li><li>Develops a team of professionals in all aspects of related competencies and acts as resource and mentor to others</li><li>Grows team expertise to align with business/enterprise demand and direction; assesses team skills and capabilities and continually looks for ways to provide and enhance the value delivered</li><li>Leads a high performing team; provides on-going feedback and performance reviews, coaches and develops employees and ensures performance management activities are undertaken and completed for all employees</li><li>Leads the process of setting performance objectives for the team; tracks, monitors and effectively addresses and/or rewards performance in a timely manner</li><li>Manages employees in compliance with all human resources policies, procedures and guidelines of conduct</li><li>Shares knowledge, information, skills, and subject matter expertise among the team and ensures the timely communication of issues and encourages good working relationships with other functions and teams</li><li>Establishes and fosters a cohesive team; promotes a fair and equitable environment that supports a diverse workforce and encourages the team to achieve common goals and objectives </li><li>Acts as a brand ambassador for your business area/function and the bank, both internally and/or externally </li></ul>Physical Requirements: Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100% <ul><li>Domestic Travel - Occasional</li><li>International Travel - Never</li><li>Performing sedentary work - Continuous</li><li>Performing multiple tasks - Continuous</li><li>Operating standard office equipment - Continuous</li><li>Responding quickly to sounds - Occasional</li><li>Sitting - Continuous</li><li>Standing - Occasional</li><li>Walking - Occasional</li><li>Moving safely in confined spaces - Occasional</li><li>Lifting/Carrying (under 25 lbs.) - Occasional</li><li>Lifting/Carrying (over 25 lbs.) - Never</li><li>Squatting - Occasional</li><li>Bending - Occasional</li><li>Kneeling - Never</li><li>Crawling - Never</li><li>Climbing - Never</li><li>Reaching overhead - Never</li><li>Reaching forward - Occasional</li><li>Pushing - Never</li><li>Pulling - Never</li><li>Twisting - Never</li><li>Concentrating for long periods of time - Continuous</li><li>Applying common sense to deal with problems involving standardized situations - Continuous</li><li>Reading, writing and comprehending instructions - Continuous</li><li>Adding, subtracting, multiplying and dividing - Continuous</li></ul>The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities &amp; duties are considered essential functions for ADA purposes. Who We Are: TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues. TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing - and so will you. Our Total Rewards Package Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more Additional Information: We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home. Colleague Development If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we're committed to helping you identify opportunities that support your goals. Training &amp; Onboarding We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role. Interview Process We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call. Accommodation If you are an applicant with a disability and need accommodations to complete the application process, email the TD Bank US Workplace Accommodations Program at <a href="mailto:USWAPTDO@td.com" target="_blank">USWAPTDO@td.com</a>. Include your full name, best way to reach you, and the accommodation needed to assist you with the application process. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Manager, Financial Crime Risk Investigations - US Name Screening Operations - AML Escalations

Syensqo is all about chemistry. We're not just referring to chemical reactions here, but also to the magic that occurs when the brightest minds get to work together. This is where our true strength lies. In you. In your future colleagues and in all your differences. And of course, in your ideas to improve lives while preserving our planet's beauty for the generations to come. We are looking for: The Product Stewardship Compliance Specialist Americas is responsible for providing regulatory expertise and guidance for Syensqo's Technology Solutions business product lines and other business units in North America. The person will be responsible for regulatory compliance and product stewardship support in the Americas region, including TSCA and Canadian regulatory compliance. This position will report directly to the Product Stewardship Compliance Manager, Americas. The Consumer and Resources Cluster's Product Stewardship teams belong to the Syensqo Industrial function and interact closely with multiple functions providing regulatory expertise and guidance to the businesses and R&amp;I. We count on you for: <ul> <li>Work with defined business areas, regulatory agencies, and consultants to ensure product specific regulatory compliance (Toxic Substances Control Act (TSCA), Canadian Environmental Protection Act (CEPA), Federal Insecticide, Fungicide and Rodenticide Act (FIFRA), Food Contact etc.)</li> <li>Provides product stewardship support and guidance, informs business and technical contacts and works with specific business groups to develop alternate business strategies, where necessary. </li> <li>Assesses changes and their impact to the business based on an advanced understanding of regulatory guidelines and applicable federal laws</li> <li>Responds to customer issues, questions and concerns. Respond to internal and external requests for product safety and regulatory information on company products</li> <li>Performs product stewardship review and approval for the import and export of sample and commercial materials for the Consumer and Resources businesses</li> <li>Performs reviews and classification of Consumer and Resources Cluster products for export and trade control regulations.</li> <li>Conducts assessments and ensures proper implementation of the product safety/product stewardship management system, programs, and practices.</li> <li>Develops and maintains broad technical expertise in TSCA and other chemical regulations</li></ul>You can count on us for: <ul> <li>Professional experience in a dynamic, multicultural global team, working closely with many functions in an innovation driven, sustainable chemistry focused company. </li> <li>Experience in a Product Stewardship team with the possibility to have a better understanding of regulations, tools, etc. across a wide range of regulations, and chemistries. </li> <li>We offer the opportunity to join an exciting growth company</li> <li>A full range of benefits as expected of a successful company</li> <li>Opportunities for growth and learning</li> <li>Encouraging a diverse and inclusive workplace culture that values and respects individual differences and backgrounds</li> <li>Long-lasting excellent customer relations, self-dependent working, and a variety of tasks in one of the world's leading chemical companies.</li></ul>You will bring: <ul> <li>Bachelor in Chemistry, Life Science or Engineering area. Masters degree preferred.</li> <li>Minimum of 3 years experience in the chemical industry, with 1-3 of those years in regulatory affairs preferred</li> <li>Excellent written and verbal communication skills in English</li> <li>Demonstrates knowledge and understanding of Toxics Substances Control Act (TSCA) with proven ability to successfully apply to work output</li> <li>Experience in SAP EH&amp;S is a plus</li></ul>Desired behaviors: <ul> <li>Strong organizational skills - effectively prioritizes competing tasks in a fast-paced and dynamic environment</li> <li>Highly motivated, results driven with unyielding predisposition to detail, accuracy and clarity</li> <li>Strong critical and logical thinker with ability to analyze problems and recommend solutions</li> <li>Exercises sound judgment. Demonstrates an advanced ability to make appropriate decisions on regulatory activities and work outputs</li> <li>Performs duties with the highest ethical standards, delivering only high-quality, compliant submissions to EPA</li> <li>Strong collaborative behavior, with good communication skills.</li> <li>Behaves in line with Syensqo At Our Best behaviors (Explore, Advance, Impact)</li></ul>You will get: <ul> <li>Competitive salary and benefits package.</li> <li>The U.S. base salary range reasonably expected to be paid for this position is $95,000.00 to $125,000.00 per year. Since actual compensation packages are based on a variety of factors unique to each candidate we may ultimately pay more or less than the posted base salary range. Total compensation for this role also includes bonus and/or other incentives.</li> <li>16, or more, weeks of maternity/paternity and co-parenting leave, according to local regulations</li> <li>Training platform for all employees</li> <li>Free language courses (24 languages available)</li> <li>Free well-being sessions (physical and psychological)</li></ul>About us <ul> <li>Syensqo is a science company developing groundbreaking solutions that enhance the way we live, work, travel and play. Inspired by the scientific councils which Ernest Solvay initiated in 1911, we bring great minds together to push the limits of science and innovation for the benefit of our customers, with a diverse, global team of more than 13,000 associates. Our solutions contribute to safer, cleaner, and more sustainable products found in homes, food and consumer goods, planes, cars, batteries, smart devices and health care applications. Our innovation power enables us to deliver on the ambition of a circular economy and explore breakthrough technologies that advance humanity.</li> <li>At Syensqo, we seek to promote unity and not uniformity. We value the diversity that individuals bring and we invite you to consider a future with us, regardless of background, age, gender, national origin, ethnicity, religion, sexual orientation, ability or identity. We encourage individuals who may require any assistance or accommodations to let us know to ensure a seamless application experience. We are here to support you throughout the application journey and want to ensure all candidates are treated equally. If you are unsure whether you meet all the criteria or qualifications listed in the job description, we still encourage you to apply.</li></ul>

Product Stewardship Compliance Specialist, Americas

Work Location: Mount Laurel, New Jersey, United States of America Hours: 40 Pay Details: $86,840 - $139,360 USD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role. Line of Business: Compliance Job Description: Department Overview: Why Work with Us? At TD Bank US Compliance, we're on a mission to build a more resilient and scalable compliance risk management function. As part of our team, you'll play a key role in reshaping compliance structures and processes, driving innovation at every level. Here, each team member has a chance to make a tangible impact - both in day-to-day operations and in the design of a future-focused compliance program. This not just about implementing a new program - it's about creating a culture of compliance that will cascade throughout the organization. The Ideal Candidate The ideal candidate will thrive in a fast-paced, start-up-like setting as we build a new compliance structure that aligns with the bank's size, complexity, and risk profile. In this role, you'll need to be strategic, tactical, collaborative and creative in your approach. You will manage day-to-day operations while also helping design and implement a forward-thinking compliance program for the future. Beyond technical expertise, we're looking for someone with an entrepreneurial mindset-someone who can "roll up their sleeves", takes the initiative and can anticipate needs before they arise. A comfort level with ambiguity and the ability to excel in a dynamic, evolving landscape are essential as the US Compliance team redefines the bank's compliance program and structure. Most importantly, the right candidate is seeking an intellectual challenge, has a desire to learn, and is committed to building something impactful from the ground up. At TD Bank, you'll have the unique opportunity to help shape the future of the bank while collaborating with a team of enthusiastic colleagues dedicated to setting new industry standards. The Compliance Manager - Compliance Monitoring Programs will lead and enhance our Compliance Management System (CMS) with a focus on loan performance and servicing. This role involves managing compliance programs related to risk assessment, exam management, monitoring, reporting, and training across multiple lines of business. The ideal candidate will have extensive experience with large banks, a deep understanding of regulatory requirements ("alphabet soup" regulations), and knowledge of diverse products, including auto, real estate servicing, and small business lending. A strong background in compliance program management and passion about driving operational excellence are key to the success of this role. Please review the preferred background &amp; experience section below as you consider this opportunity. The above details are specific to the role which is outlined in the general summary below. Job Summary: The Compliance Business Oversight Manager provides advice, support and objective guidance to assigned portfolio, business or function on development and maintenance of all aspects of Compliance/Center of Excellence programs in line with the Bank's risk philosophy and strategic direction. Depth &amp; Scope: <ul><li>Works independently and is accountable for managing a specialized Compliance function or area</li><li>Provides comprehensive coverage for a significant business or functional area across all legal entities and jurisdictions where TD operates</li><li>Provides advanced analysis and/or specialized reporting to support business partners, functional areas or centers of expertise</li><li>Provides guidance and support to analysts on matters related to portfolio and specialty</li><li>Typically a subject matter expert for a key functional Compliance area and business</li><li>Contact for business management, dealing with non-routine information</li><li>Manages/assists with regulatory reviews including inquiries, audits, and exams</li><li>Identifies and leads problem resolution for project/program complex requirements related issues at all levels</li></ul>Education &amp; Experience: <ul><li>Undergraduate degree or equivalent work experience</li><li>7+ years of experience</li></ul>Preferred Skills: <ul><li>Large bank experience</li><li>Knowledge of alphabet soup regulations</li><li>Experience with multiple products (auto, RE servicing, small business, etc.)</li></ul>Customer Accountabilities: <ul><li>Proactively advises the business of new and changed Compliance regulatory and/or policy changes</li><li>Formulates relevant and meaningful insights from data analysis and leads on the interpretation of complex business issues, generates multifaceted insights and identifies opportunities to address business regulatory requirements and issues</li><li>Contributes to the development and implementation of Compliance programs</li><li>Guides partner through the development, implementation, oversight and management of effective Compliance Programs</li><li>Prepares summaries, presentations, briefing notes, and any other required documentation to effectively report on the status of Compliance</li><li>Represents Compliance on internal or external committees relating to designated business activities as required</li><li>Delivers relevant subject matter expertise and Compliance advice to business management</li><li>Conducts meaningful analysis at the functional or enterprise level using results to draw conclusions, makes recommendations, assesses the effectiveness of programs/policies/practices</li><li>Maintains oversight (via review and approval) of all functions and accountabilities related to management reporting and analysis</li><li>Manages high risk initiatives and escalations; leads initiatives/guidance as appropriate</li></ul>Shareholder Accountabilities: <ul><li>Actively assists in developing Compliance Team procedures</li><li>Facilitates the periodic Compliance risk and self-assessment activities for designated business using TD's Enterprise Compliance Risk Assessment Framework</li><li>Monitors that assessments (monitoring, risk assessment etc.) are completed and communicated in a continuous and timely fashion</li><li>Consistently exercises discretion in managing correspondence, information and all matters of confidentiality; escalates issues where appropriate</li><li>May provide review and content in the development of annual awareness training</li><li>Manages the risk assessment process for assigned businesses</li><li>Protects the interests of the organization, our customers and our communities - identifies and manages risks, and promotes the prompt and thorough resolution of escalated non-standard, high risk issues</li><li>Conducts internal and external research projects; supports the development/delivery of presentations/communications to management or broader audience</li><li>Actively manages relationships within and across various business lines, corporate and/or control functions and promotes alignment with enterprise and/or regulatory requirements</li><li>Keeps abreast of emerging issues, trends, and evolving regulatory requirements and assesses potential impacts</li><li>Maintains a culture of risk management and control, supported by effective processes in alignment with risk appetite</li></ul>Employee/Team Accountabilities: <ul><li>Participates fully as a member of the team, supports a positive work environment that promotes service to the business, quality, innovation and teamwork and promotes timely communication of issues/points of interest</li><li>Provides thought leadership and/or industry knowledge for own area of expertise and participates in knowledge transfer within the team and business</li><li>Keeps current on emerging trends/developments and grows knowledge of the business, related tools and techniques</li><li>Participates in personal performance management and development activities, including cross training within own team</li><li>Keeps others informed and up-to-date about the status/progress of projects and/or all relevant or useful information related to day-to-day activities</li><li>Contributes to team development of skills and capabilities through mentorship of others, by sharing knowledge and experiences and leveraging best practices</li><li>Leads, motivates and develops relationships with internal and external business partners/stakeholders to develop productive working relationships</li><li>Contributes to a fair, positive and equitable environment that supports a diverse workforce</li><li>Acts as a brand ambassador for your business area/function and the bank, both internally and/or externally</li></ul>Physical Requirements: Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100% <ul><li>Domestic Travel - Occasional</li><li>International Travel - Never</li><li>Performing sedentary work - Continuous</li><li>Performing multiple tasks - Continuous</li><li>Operating standard office equipment - Continuous</li><li>Responding quickly to sounds - Occasional</li><li>Sitting - Continuous</li><li>Standing - Occasional</li><li>Walking - Occasional</li><li>Moving safely in confined spaces - Occasional</li><li>Lifting/Carrying (under 25 lbs.) - Occasional</li><li>Lifting/Carrying (over 25 lbs.) - Never</li><li>Squatting - Occasional</li><li>Bending - Occasional</li><li>Kneeling - Never</li><li>Crawling - Never</li><li>Climbing - Never</li><li>Reaching overhead - Never</li><li>Reaching forward - Occasional</li><li>Pushing - Never</li><li>Pulling - Never</li><li>Twisting - Never</li><li>Concentrating for long periods of time - Continuous</li><li>Applying common sense to deal with problems involving standardized situations - Continuous</li><li>Reading, writing and comprehending instructions - Continuous</li><li>Adding, subtracting, multiplying and dividing - Continuous</li></ul>The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities &amp; duties are considered essential functions for ADA purposes. #LI-AMCBCorporate Who We Are: TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues. TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing - and so will you. Our Total Rewards Package Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more Additional Information: We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home. Colleague Development If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we're committed to helping you identify opportunities that support your goals. Training &amp; Onboarding We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role. Interview Process We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call. Accommodation If you are an applicant with a disability and need accommodations to complete the application process, email the TD Bank US Workplace Accommodations Program at <a href="mailto:USWAPTDO@td.com" target="_blank">USWAPTDO@td.com</a>. Include your full name, best way to reach you, and the accommodation needed to assist you with the application process. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Compliance Manager - Compliance Monitoring and Programs

Work Location: Mount Laurel, New Jersey, United States of America Hours: 40 Pay Details: $33.00 - $49.50 USD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role. Line of Business: Financial Crime Risk Management Job Description: The Senior Financial Crime Risk Analyst role contributes to the development and maintenance of TD's AML/ATF/Sanctions/ABAC programs, including frameworks, methodologies, policies, standards, procedures, awareness and specialized training, monitoring, management reporting and/or escalation of issues. This role conducts periodic and event driven reviews of customers, including targeted reviews to assess risks. Additionally, this role supports management in delivery of initiatives related to risk assessment, internal/external exam support, etc. Depth &amp; Scope: <ul><li>Works independently as the senior analyst / subject matter expert and may coach and educate others</li><li>Oversees and/or independently performs tasks from end-to-end </li><li>Applies expert knowledge of business operations, products, services, methods and operating standards to drive unit or team performance </li><li>Executes on more complex and/or non-standard requests</li><li>Researches and investigates a range of operational / reporting / process issues</li><li>Recommends and implements solutions within own area of responsibility </li><li>May need to coordinate / integrate work with other areas as needed</li><li>Provides advanced analysis and/or specialized reporting to support business partners, functional areas or centers of expertise</li><li>Requires advanced technical / business / function knowledge for discipline supported</li><li>High level of complexity in operational / reporting / process and/or analysis function requiring medium to longer term focus</li><li>Represents the group as the lead or subject matter expert on projects / initiatives and/or at meetings across the organization</li></ul>Education &amp; Experience: <ul><li>Undergraduate degree or equivalent work experience </li><li>5+ years experience</li></ul>Preferred Qualifications: <ul><li>Advanced Excel (pivot tables), working knowledge Tableau dashboards</li><li>Working knowledge of Oracle Analytics Suite</li><li>Experience with User Acceptance Testing (UAT)</li><li>Undergraduate degree or equivalent work experience </li><li>5+ years experience</li></ul>Customer Accountabilities: <ul><li>Contributes to the development of team procedures and governance processes and advises FCRM stakeholders and teams of changes and enhancements to enterprise FCRM programs and requirements and where they may impact in the organization.</li><li>Works with FCRM partners and other related groups (such as Compliance, Legal and Risk etc.) to support creation of documentation and reports required by external regulatory bodies and TD internal groups</li><li>Conducts research, assesses FCRM risks and controls, and otherwise contributes to a specialized team of FCRM compliance professionals, interacting with key stakeholders </li><li>Provides governance oversight through management of the policy and training exemption governance and reporting processes to the FCRM Senior Executive Team (and related FCRM Sub-Committees)</li><li>Assists FCRM team members in the use of Issues and Events system for tracking and reporting</li><li>Prepares summaries, presentations, briefing notes, and any other required documentation to effectively report on the status of the FCRM program</li><li>Delivers relevant subject matter expertise and FCRM advice to business / FCRM partners</li><li>Interacts with control functions within the organization</li><li>Develops and delivers training programs for applicable employees across the Bank</li><li>Conducts meaningful research, analysis, and assessment of FCRM program activities at the functional level using results to draw conclusions, make recommendations, assess the effectiveness of enterprise FCRM programs</li><li>Prepares research, analysis, updates tools and/or supports training activities specific to risk assessment</li><li>Contributes to the development of processes, procedures and guidance relevant to own specific FCRM function of expertise</li></ul>Shareholder Accountabilities: <ul><li>Prioritizes and manages own workload to meet SLA requirements for service and productivity</li><li>Provides high quality service and advice to key business (FCRM) partners and monitors progress of initiatives, action plans, or similar activities</li><li>Protects the interests of the organization - identifies and manages risks, and ensures the prompt and thorough resolution of escalated non-standard, high-risk issues</li><li>Delivers relevant subject matter expertise and FCRM advice to business (FCRM) partners </li><li>Participates as assigned in new or revised product initiatives, advises businesses on FCRM compliance requirements and ensures that those requirements are properly written into requirements for business projects </li><li>Participates in FCRM level projects as needed, to facilitate and oversee changes to FCRM processes, systems, or practices </li><li>Coordinates with other FCRM partners and business compliance partners to ensure consistency in the application of FCRM programs and standards across the enterprise</li><li>Ensures relevant FCRM programs align with TD corporate philosophy and strategic direction</li><li>Monitors FCRM industry developments and maintains strong knowledge of evolving regulatory requirements and assesses potential impacts</li><li>Contributes to cross-functional / enterprise initiatives as an organizational or subject matter expert helping to identify risk / provide guidance for complex situations</li><li>Complies with applicable internal and external audit and regulatory requirements and may actively provide support during Audit and Regulatory Reviews, providing recommendations and guidance as required</li><li>Maintains a culture of risk management and control, supported by effective processes in alignment with risk appetite</li><li>Participates in responding to periodic exams/audits by regulatory bodies and Internal Audit, to determine level of BSA/FCRM compliance</li><li>Contributes to cross-functional / enterprise initiatives as an organizational or subject matter expert helping to identify risk / provide guidance for complex situations</li></ul>Employee/Team Accountabilities: <ul><li>Participates fully as a member of the team, supports a positive work environment that promotes service to the business, quality, innovation and teamwork and ensures timely communication of issues / points of interest</li><li>Shares industry knowledge for own area of expertise and participates in knowledge transfer within the team and function</li><li>Grows knowledge of the business, related tools and techniques </li><li>Participates in personal performance management and development activities, including cross training within own team</li><li>Keeps others informed and up to date about the status / progress of projects and / or all relevant or useful information related to day-to-day activities</li><li>Contributes to the success of the team by willingly assisting others in the completion and performance of work activities, providing guidance as appropriate. </li><li>Contributes to a fair, positive and equitable environment that supports a diverse workforce</li><li>Acts as a brand champion for the function and the bank, both internally and/or externally </li></ul>Physical Requirements: Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100% <ul><li>Domestic Travel - Occasional</li><li>International Travel - Never</li><li>Performing sedentary work - Continuous</li><li>Performing multiple tasks - Continuous</li><li>Operating standard office equipment - Continuous</li><li>Responding quickly to sounds - Occasional</li><li>Sitting - Continuous</li><li>Standing - Occasional</li><li>Walking - Occasional</li><li>Moving safely in confined spaces - Occasional</li><li>Lifting/Carrying (under 25 lbs.) - Occasional</li><li>Lifting/Carrying (over 25 lbs.) - Never</li><li>Squatting - Occasional</li><li>Bending - Occasional</li><li>Kneeling - Never</li><li>Crawling - Never</li><li>Climbing - Never</li><li>Reaching overhead - Never</li><li>Reaching forward - Occasional</li><li>Pushing - Never</li><li>Pulling - Never</li><li>Twisting - Never</li><li>Concentrating for long periods of time - Continuous</li><li>Applying common sense to deal with problems involving standardized situations - Continuous</li><li>Reading, writing and comprehending instructions - Continuous</li><li>Adding, subtracting, multiplying and dividing - Continuous</li></ul>The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities &amp; duties are considered essential functions for ADA purposes. Who We Are: TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues. TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing - and so will you. Our Total Rewards Package Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more Additional Information: We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home. Colleague Development If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we're committed to helping you identify opportunities that support your goals. Training &amp; Onboarding We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role. Interview Process We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call. Accommodation If you are an applicant with a disability and need accommodations to complete the application process, email the TD Bank US Workplace Accommodations Program at <a href="mailto:USWAPTDO@td.com" target="_blank">USWAPTDO@td.com</a>. Include your full name, best way to reach you, and the accommodation needed to assist you with the application process. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Senior Business Analyst- Financial Crime Risk (US)

Summary We are seeking a highly skilled and experienced Trade Compliance specialist to join our dynamic group logistics team. The Trade Compliance Specialist will be responsible for ensuring compliance with import and export regulations for both the United States and Canada. This role requires expertise in navigating the regulatory landscape, interfacing with government agencies, and implementing effective compliance strategies. Job Description KERING Trade Compliance Specialist Job Family: Logistics and Supply Chain Job Title: Trade Compliance Specialist Location: Wayne, NJ A global Luxury group, Kering manages the development of a series of renowned Maisons in Fashion, Leather Goods, Jewelry and Watches: Gucci, Saint Laurent, Bottega Veneta, Balenciaga, Alexander McQueen, Brioni, Boucheron, Pomellato, Dodo, Qeelin, Ulysse Nardin, Girard-Perregaux, as well as Kering Eyewear. By placing creativity at the heart of its strategy, Kering enables its Maisons to set new limits in terms of their creative expression while crafting tomorrow's Luxury in a sustainable and responsible way. We capture these beliefs in our signature: "Empowering Imagination." HOW YOU WILL CONTRIBUTE <ul><li>Stay abreast of the latest trade regulations, customs laws, and Import/Export requirements in both the US and Canada.</li><li>Ensure company activities comply with relevant laws, regulations, and industry best practices.</li><li>Manage and maintain accurate records of all import and export transactions.</li><li>Prepare and review shipping documents, including commercial invoices, packing lists, and certificates of origin.</li><li>Interface with relevant government agencies such as the U.S. Customs and Border Protection (CBP), Canada Border Services Agency (CBSA), and other regulatory bodies.</li><li>Facilitate communication and compliance with agencies involved in trade, including but not limited to FDA, EPA, and other applicable departments.</li><li>Conduct risk assessments related to trade compliance and develop strategies to mitigate potential issues.</li><li>Collaborate with cross-functional teams to implement corrective actions and enhance compliance procedures.</li><li>Conduct periodic internal audits to ensure adherence to trade compliance policies.</li><li>Provide training and guidance to employees on trade compliance matters.</li><li>Ability to analyze data to draw strategic conclusions for corrective action</li></ul>WHO YOU ARE <ul><li>Bachelor's Degree in Business, International Relations, or a related field</li><li>Minimum of 3-5 years in trade compliance, preferably with a focus on both the US &amp; Canada</li><li>Customs Broker's License Required</li><li>In-depth knowledge of US and Canadian Import/Export regulations.</li><li>Strong understanding of customs procedures and documentation requirements.</li><li>Excellent communication and interpersonal skills for effective collaboration with internal teams and government agencies.</li><li>Detail-oriented with strong analytical and problem-solving abilities.</li><li>Familiarity with trade management software and systems.</li><li>Proficiency in all Microsoft Office packages (Excel, PowerPoint, Outlook)</li></ul>Job Type Regular Start Date 2025-06-30 Schedule Full time Organization Kering Americas Inc.

KERING Trade Compliance Specialist

Overview Interstate Waste Services is the most progressive and innovative provider of solid waste and recycling services in the country! We primarily service Northern New Jersey, Southern New York State, New York City, with a landfill located in Ohio, where we also own and operate a state-of-the-art rail-served landfill. We cater to a diverse range of residential, industrial, and commercial customers. Our mission has always been to provide our customers with the highest quality waste, recycling, and environmental services, while keeping focus on employee, customer, and environmental safety. What makes our company culture unique is we have mastered the ability to balance the standards of a large corporate company while maintaining our small business family style culture. This position will ensure the Sales, Customer Service, IT, Data, HR, Marketing, Legal and Risk teams maintain cross-functional compliance with all NYC Local Laws, Rules, Regulations and Contract Requirements established for the NYC Commercial Wate Zones Program. Duties will also include analyzing data, preparing required reports and providing requested data to stake holders and the NYC Department of Sanitation. Essential Job Functions: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Other minor duties may be assigned. <ul><li>Partners with and ensures IWS stake holders understand required business practices needed to remain in compliance with NYC Commercial Waste Zone rules and regulations, including ensuring cross-functional activities between departments are coordinated and compliant with CWZ contract.</li><li>Serves as subject matter expert for all CWZ rules and regulations including interpreting and training IWS Stakeholders on CWZ contract requirements.</li><li>Monitors CWZ contract and implements rules and guidelines for staying in compliance. Ensures IWS stakeholders stay compliant and takes necessary action when stakeholders operate outside of CWZ requirements.</li><li>Meets daily with IWS stakeholders to ensure required CWZ information is submitted timely and accurately to NYC.</li><li>Implements a reporting schedule for IWS stakeholders and trains how to create and submit required reports to NYC to meet deadlines.</li><li>Analyzes high volumes of data from multiple sources and provides recommendations to IWS stakeholders based on data trends.</li><li>Responsible for maintaining and ensuring the accuracy of all IWS insurance information required for compliance with CWZ.</li><li>Serves as IWS liaison and representative to the NYC Department of Sanitation regarding CWZ information and report requests.</li><li>Maintains the NYC Customer Register and ensures information is accurate and up to date including customer contracts.</li><li>Maintains all customer communication data for reporting and customer service issue reports.</li><li>Ensures IWS complies with maximum customer rate charges and prepares external and internal reports on customer rates.</li><li>Collaborates with HR to track and report CWZ-specific recruiting requirements to the NYC Department of Sanitation.</li><li>Creates and implements quality assurance standards to ensure IWS actions comply and meet the standards of the CWZ contract.</li><li>Tracks and ensures IWS Marketing Department is aware of all press releases or publications related to NYC Commercial Waste Zones.</li><li>Prepares and delivers presentations providing updates on status of CWZ Program using data and reports compiled from IWS to internal and external stakeholders</li><li>Performs other duties as assigned.</li></ul>Requirements and Qualifications: <ul><li>Proven ability to communicate information to all levels of the organization</li><li>Strong verbal and written communication skills</li><li>Strong interpersonal and customer service skills</li><li>Strong organizational skills and attention to detail.</li><li>Strong time management skills with a proven ability to meet deadlines</li><li>Strong analytical and critical thinking skills</li><li>Demonstrated ability to use a data-driven approach to decision making</li><li>Ability to work independently and under pressure to meet deadlines</li><li>Ability to function in a high-paced and at times stressful environment</li><li>Ability to design reporting hierarchies</li><li>Master level excel abilities</li><li>Ability to respectfully handle confidential and sensitive information</li></ul>Additional Information <ul><li>Bachelor's degree in business or related field; experience working in the solid waste industry is preferred.</li><li>A minimum of five years of experience as a data analyst, contract specialist or similar experience required</li></ul><ul><li>Demonstrated experience meeting business commitments, driving change and implementing process improvements</li><li>Knowledge of public sector procurement, bidding processes, laws, rules, and regulations a plus.</li></ul>Salary Range Minimum USD $90,000.00/Yr. Salary Range Maximum USD $110,000.00/Yr.

Corporate Compliance Analyst

Position: Program Integrity and Compliance Officer Compensation: $120,000 - $130,000 based upon experience Status: Full-Time Category: Exempt Shift: 40 hours / with varying workdays and a flexible schedule. Location: Ewing, NJ What We Offer: <ul><li>Top 401k plans in the industry. Employer contribution of 5% and 6% match, for a total of 11%</li></ul><ul><li>Comprehensive Medical and Dental Benefits</li><li>Extended Dental Reimbursement up to $250</li><li>Vision Reimbursement up to $200</li><li>Life Insurance Coverage</li><li>13 Paid Holidays</li><li>Paid Time Off: Personal, Vacation &amp; Sick</li><li>Paid Bereavement Days</li><li>Jury Duty with full pay</li><li>Military Leave Compensation</li><li>Employee Assistance Plan (EAP)</li><li>Referral Bonus Program</li><li>HUSK Marketplace: Exclusive savings on Gym &amp; Fitness Centers, Deals on Equipment, and Husk Nutrition</li></ul>Who We Are The Arc Mercer is a trusted leader in providing comprehensive support and services for individuals with intellectual and developmental disabilities (IDD) across Mercer County. For over 70 years, we have been dedicated to creating a more inclusive community by empowering individuals to live fulfilling and independent lives. Job Summary: We are seeking a highly motivated and experienced Program Integrity and Compliance Officer to ensure our organization adheres to all applicable laws, regulations, and internal policies by monitoring operations, conducting risk assessments, and implementing preventative measures to mitigate compliance risks across all departments. Key Responsibilities <ul><li>Regulatory Compliance: Monitor and evaluate the organization's adherence to federal, state, and local regulation, including those for Medicaid and the Department of Developmental Disabilities (DDD), and ensure compliance across the agency. Stay informed of new regulations and impacts on the agency.</li><li>Compliance Monitoring and Risk: Regularly review operations to identify potential compliance risks and ensure adherence to relevant laws and regulations. Oversee compliance audits and investigations to assess adherence and identify areas for improvement. Develop and execute compliance monitoring plans, including data analysis and reporting.</li><li>Risk Assessment and Mitigation: Conduct regular risk assessments to identify potential compliance risks and prioritize mitigation strategies. Develop and implement preventive controls to address identified compliance risks.</li><li>Investigations: Oversee and provide guidance on and monitor compliance with applicable incident reporting requirements. Provide direct supervision of primary investigator for all incidents, ensuring investigations are completed thoroughly and timely, in accordance with applicable regulations and internal standards.</li><li>Reporting and Communication: Prepare comprehensive reports on compliance activities, findings and recommendation to senior management. Proactively communicate compliance issues and concerns to relevant stakeholders.</li><li>Collaboration: Work closely with all departments to ensure comprehensive compliance across the organization.</li></ul>Minimum Qualifications <ul><li>Bachelor's degree in a related field preferred.</li><li>Minimum of 5-7 years of experience in regulatory compliance; familiar with Department of Human Services/Division of Developmental Disabilities.</li><li>Strong knowledge of regulatory requirements and best practices for Medicaid funded programs.</li><li>Excellent analytical, organizational, and problem-solving skills.</li><li>Strong communication skills, both written and verbal, with the ability to collaborate across teams and departments.</li><li>Knowledge of incident reporting, quality assurance, and program evaluation techniques.</li><li>Ability to manage multiple tasks and prioritize effectively.</li><li>Proficiency in data tracking, reporting, and documentation tools.</li><li>Ability to work independently and as part of a team to drive program success.</li><li>Ability to work flexible hours, including evenings, weekends, and on-call as needed.</li><li>Strong organizational and time-management skills.</li><li>Knowledge of program integrity, compliance, and incident reporting requirements.</li><li>Excellent written, verbal, interpersonal, communication, and presentation skills.</li><li>Ability to work effectively in a fast-paced, deadline driven environment</li><li>Valid driver's license with a clean driving record (no more than three suspensions or points in the past three years).</li></ul>Why Join Us? At The Arc Mercer, you'll be part of a mission-driven organization where your work truly makes a difference. Join a supportive, professional environment that values growth, collaboration, and the power of inclusion. Here, you'll have the opportunity to empower individuals to achieve their fullest potential, while building your own skills and career through ongoing training and development. If you're passionate about helping others thrive in the workplace and the community, we invite you to bring your talents to our team. Together, we'll create meaningful opportunities and make a lasting impact. Join us at The Arc Mercer-where every day is an opportunity to change lives. Have Questions? Email us at <a href="mailto:recruiter@arcmercer.org" target="_blank">recruiter@arcmercer.org</a> or call 609-477-9806 for more information. Equal Opportunity Employer The Arc Mercer is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran, or disability status. All employment offers of employment are contingent upon a successful completion of a background check, drug screen, physical and PPD and an acceptable driving record.

Program Integrity and Compliance Officer

Work Location: Mount Laurel, New Jersey, United States of America Hours: 40 Pay Details: $86,840 - $139,360 USD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role. Line of Business: Compliance Job Description: Department Overview: The US Privacy Office is responsible for the development, management, and oversight of the US Privacy Compliance Program. We work closely with Risk Owners and Oversight Functions to drive a culture of compliance with privacy related laws, rules, and regulations. The US Privacy Office leads and coordinates privacy related oversight by supporting and maintaining: <ul><li>Privacy Notices and Policies</li><li>Privacy Event Management</li><li>Regulatory Change Engagement</li><li>Monitoring</li><li>Training and Awareness</li><li>Issue Management and Reporting</li></ul>The Privacy Compliance Governance &amp; Operations Manager (US) provides advice and objective guidance/challenge for data privacy initiatives, and support privacy programs from a governance perspective. This role will: <ul><li>Perform review and challenge on Data Privacy Impact Assessments (PIAs)</li><li>Assist in the remediation and reporting of privacy incident management</li><li>Coordinate Privacy LMS training updates and completion rates</li><li>Oversee the Privacy Designate Mandate including list management and access</li></ul>This role will have close interaction with key personnel, including senior management, in US Privacy, Global Privacy, Data &amp; Analytics, and US business line Privacy Designates. Please review the preferred background &amp; experience section below The above details are specific to the role which is outlined in the general summary below. Job Summary: The Compliance Governance &amp; Operations Manager leads the development and implementation (or lead support) of enterprise Compliance programs, including frameworks, policies, standards and development of procedures, awareness and specialized training, monitoring, reporting and information, escalation of issues and events. Depth &amp; Scope: <ul><li>Highly seasoned professional role requiring substantial knowledge/expertise in a complex field and knowledge of broader related areas</li><li>Integrates knowledge of the enterprise sub-function's or business line's overarching strategy in developing solutions across multiple functions or operations</li><li>Interprets internal/external business challenges and the industry environment, recommends course of action and best practices to improve products, processes or services</li><li>Acts as a technical expert/lead integrating cross-function understanding within their own field of specialty; may manage team(s) of related specialists</li><li>Leads cross-functional teams or projects with significant resource requirements, risk and/or complexity</li><li>Independently manages end-to-end functional programs</li><li>Uses sophisticated analytical thought to exercise judgement and identify solutions</li><li>Solves or may lead others to solve complex problems; leads efforts or partners with others to develop new solutions</li><li>Impacts the achievement of sub-function or business line objectives within the area they are accountable for</li><li>Work is guided by policies and industry standards/methods</li><li>Communicates difficult concepts; converts information to compelling business context and advice; influences and gains alignment across increasingly senior stakeholders</li><li>Works autonomously as the lead and guides others within area of expertise</li></ul>Education &amp; Experience: <ul><li>Undergraduate degree or equivalent work experience</li><li>7+ years of experience</li></ul>Preferred background and experience: <ul><li>Proficient knowledge of public cloud technologies such as Microsoft Azure.</li><li>Knowledge of data governance best practices including data life cycle management, metadata, and security classifications. </li><li>knowledge of data analysis techniques and understanding of data usage for secondary purpose. </li><li>Knowledge of risk management environment, standards, and regulations</li><li>Skill in using computer applications including MS Office</li><li>Ability to communicate effectively in both oral and written form</li><li>Ability to work collaboratively and build relationships</li><li>Ability to work successfully as a member of a team and independently</li><li>Ability to exercise sound judgment in making decisions</li><li>Ability to analyze, organize and prioritize work while meeting multiple deadlines</li><li>Ability to handle confidential information with discretion</li><li>CIPP/US, CIPT or equivalent certification</li></ul>Customer Accountabilities: <ul><li>Works with Compliance partners and other related groups (such as Legal and Risk) to support creation of documentation and reports required by external regulatory bodies and TD internal groups</li><li>Leads development of team procedures and governance processes and advises the Compliance stakeholders and teams of changes and enhancements to enterprise Compliance programs and requirements and where they may impact in the organization</li><li>Provides governance oversight through management of the policy and training exemption governance and reporting processes to the Compliance Senior Executive Team (and related Compliance Sub-Committees)</li><li>Assists Compliance team members in the use of Issues and Events system for tracking and reporting</li><li>Prepares summaries, presentations, briefing notes, and any other required documentation to effectively report on the status of the Compliance program</li><li>Represents CGO as a specialist on internal or external committees as well as on enterprise-wide Regulatory Change Management initiative, as required</li><li>Delivers relevant subject matter expertise and Compliance advice to business Compliance partners</li><li>Interacts with control functions within the organization</li><li>Conducts meaningful research, analysis, and assessment of Compliance program activities at the functional level using results to draw conclusions, make recommendations, assess the effectiveness of enterprise Compliance programs</li><li>Participates in/manages regulatory examinations and external/internal audits with respect to request for information regarding CGO portfolio; reviewing, packaging and providing information for department executive</li></ul>Shareholder Accountabilities: <ul><li>Adheres to enterprise frameworks and methodologies that relate to activities for our business area</li><li>Makes sure respective programs/policies/practices are well managed, meets business needs, complies with internal and external requirements, and aligns with business priorities</li><li>Consistently exercises discretion in managing correspondence, information and all matters of confidentiality; escalates issues where appropriate</li><li>Manages business operations to be in compliance with applicable internal and external requirements (e.g. financial controls, segregation of duties, transaction approvals and physical control of assets)</li><li>Participates in cross-functional/enterprise/initiatives as a subject matter expert helping to identify risk/provide guidance for complex situations</li><li>Conducts internal and external research projects; supports the development/delivery of presentations/communications to management or broader audience</li><li>Conducts meaningful analysis at the functional or enterprise level using results to draw conclusions, makes recommendations, assesses the effectiveness of programs/policies/practices</li><li>Monitors service, productivity and assesses efficiency levels within own function and implements continuous process/performance improvements where opportunities exists</li><li>Leads/facilitates and/or implements actions/remediation plans to address performance/risk/governance issues</li><li>Actively manages relationships within and across various business lines, corporate and/or control functions and manages alignment with enterprise and/or regulatory requirements</li><li>Keeps abreast of emerging issues, trends, and evolving regulatory requirements and assesses potential impacts</li><li>Maintains a culture of risk management and control, supported by effective processes in alignment with risk appetite</li></ul>Employee/Team Accountabilities: <ul><li>Participates fully as a member of the team, supports a positive work environment that promotes service to the business, quality, innovation and teamwork and ensures timely communication of issues/points of interest</li><li>Supports the team by continuously enhancing knowledge/expertise in own area and participates in knowledge transfer within the team and business unit</li><li>Keeps current on emerging trends/developments and grows knowledge of the business, related tools and techniques</li><li>Participates in personal performance management and development activities, including cross training within own team</li><li>Keeps others informed and up-to-date about the status/progress of projects and/or all relevant or useful information related to day-to-day activities</li><li>Contributes to the success of the team by willingly assisting others in the completion and performance of work activities; provides training, coaching and/or guidance as appropriate</li><li>Contributes to a fair, positive and equitable environment that supports a diverse workforce</li><li>Acts as a brand ambassador for your business area/function and the bank, both internally and/or externally</li></ul>Who We Are: TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues. TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing - and so will you. Our Total Rewards Package Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more Additional Information: We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home. Colleague Development If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we're committed to helping you identify opportunities that support your goals. Training &amp; Onboarding We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role. Interview Process We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call. Accommodation If you are an applicant with a disability and need accommodations to complete the application process, email the TD Bank US Workplace Accommodations Program at <a href="mailto:USWAPTDO@td.com" target="_blank">USWAPTDO@td.com</a>. Include your full name, best way to reach you, and the accommodation needed to assist you with the application process. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Privacy Compliance Governance & Operations Manager

Overview Interstate Waste Services is the most progressive and innovative provider of solid waste and recycling services in the country! We primarily service Northern New Jersey, Southern New York State, New York City, with a landfill located in Ohio, where we also own and operate a state-of-the-art rail-served landfill. We cater to a diverse range of residential, industrial, and commercial customers. Our mission has always been to provide our customers with the highest quality waste, recycling, and environmental services, while keeping focus on employee, customer, and environmental safety. What makes our company culture unique is we have mastered the ability to balance the standards of a large corporate company while maintaining our small business family style culture. This position will ensure the Operations, Safety, IT, Risk and Data teams maintain cross-functional compliance with all NYC Local Laws, Rules, Regulations and Contract Requirements established for the NYC Commercial Wate Zone Program. Additional responsibilities will include include defining the path to sustainable maintenance of all auditable information, collaborating daily with operational stakeholders to maintain an accurate flow of information within DSNY's data repository, and coordinating the cadenced and ad hoc reporting of necessary data. Essential Job Functions: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Other minor duties may be assigned. <ul><li>Partners with and ensures IWS stake holders understand required business practices needed to remain in compliance with NYC Commercial Waste Zone rules and regulations, including ensuring cross-functional activities between departments are coordinated and compliant with CWZ contract.</li><li>Serves as subject matter expert for all CWZ rules and regulations including interpreting and training IWS stakeholders on CWZ contract requirements.</li><li>Meets daily with IWS stakeholders to ensure required CWZ information is submitted timely and accurately to NYC.</li><li>Monitors CWZ contract and implements rules and guidelines for staying in compliance. Ensures IWS stakeholders stay compliant and takes necessary action when stakeholders operate outside of CWZ requirements.</li><li>Implements a reporting schedule for IWS stakeholders and trains how to create and submit required reports to NYC to meet deadlines.</li><li>Analyzes high volumes of data from multiple sources and provides recommendations to IWS stakeholders based on data trends.</li><li>Serves as IWS liaison and representative to the NYC Department of Sanitation regarding CWZ information and report requests for specific IWS stakeholders.</li><li>Creates and implements quality assurance standards to ensure IWS actions comply and meet the standards of the CWZ contract.</li></ul><ul><li>Maintains accurate truck register by tracking new and de-commissioned assets servicing the NYC Market Area.</li><li>Maintains Facility and Disposal location information based on operational practices in NYC.</li><li>Works with Operations, IT, and Fleet Maintenance team to define and drive compliance with all relevant telematics reporting requirements.</li><li>Works with Operations and Safety team to maintain compliance with employee safety training requirements.</li><li>Aggregates and reports monthly disposal receipt information for the NYC Market.</li><li>Works with Operations and Legal team to track and report and resolve any relevant violations issued within the NYC Market.</li><li>Works with Operations, Safety, and Risk teams to track and report any injuries, collisions, or incidents within the NYC Market.</li></ul><ul><li>Prepares and delivers presentations providing updates on status of CWZ Program using data and reports compiled from IWS to internal and external stakeholders</li><li>Performs other duties as assigned.</li></ul>Requirements and Qualifications: <ul><li>Proven ability to communicate information to all levels of the organization</li><li>Strong verbal and written communication skills</li><li>Strong interpersonal and customer service skills</li><li>Strong organizational skills and attention to detail.</li><li>Strong time management skills with a proven ability to meet deadlines</li><li>Strong analytical and critical thinking skills</li><li>Demonstrated ability to use a data-driven approach to decision making</li><li>Ability to work independently and under pressure to meet deadlines</li><li>Ability to function in a high-paced and at times stressful environment</li><li>Ability to design reporting hierarchies</li><li>Master level excel abilities</li><li>Ability to respectfully handle confidential and sensitive information</li></ul>Additional Information <ul><li>Bachelor's degree in business or related field; experience working in the solid waste industry is preferred. Experience working with Operations teams preferred.</li><li>A minimum of five years of experience as a data analyst, contract specialist or similar experience required.</li></ul><ul><li>Demonstrated experience meeting business commitments, driving change and implementing process improvements.</li><li>Knowledge of public sector procurement, bidding processes, laws, rules, and regulations a plus.</li></ul>Salary Range Minimum USD $90,000.00/Yr. Salary Range Maximum USD $110,000.00/Yr.

Compliance Analyst - Operations

Leading the future in luxury electric and mobility At Lucid, we set out to introduce the most captivating, luxury electric vehicles that elevate the human experience and transcend the perceived limitations of space, performance, and intelligence. Vehicles that are intuitive, liberating, and designed for the future of mobility. We plan to lead in this new era of luxury electric by returning to the fundamentals of great design - where every decision we make is in service of the individual and environment. Because when you are no longer bound by convention, you are free to define your own experience. Come work alongside some of the most accomplished minds in the industry. Beyond providing competitive salaries, we're providing a community for innovators who want to make an immediate and significant impact. If you are driven to create a better, more sustainable future, then this is the right place for you. We are currently seeking an experienced Senior Cybersecurity Risk Management Analyst to assist with identifying, managing, and responding to cybersecurity risks, including managing risks within a defined risk tolerance. The Sr. Cybersecurity Risk Management Analyst will regularly perform cybersecurity risk assessments, monitor/measure risk treatment activities, and produce updated metrics and reports for leadership. You Will: <ul><li>Perform cybersecurity risk assessments to identify cybersecurity risks, provide remediation recommendations, and facilitate risk treatment </li><li>Assist in identifying, monitoring, reporting, and responding to cybersecurity risks through the development of action plans to manage risks within acceptable tolerance levels </li><li>Communicate identified risks to stakeholders, including working with the business to determine whether to accept, remediate, or mitigate identified risks </li><li>Facilitate the development of action plans to manage risk within acceptable risk tolerance levels </li><li>Review risk management processes periodically for effectiveness and conduct cybersecurity risk assessments regularly </li><li>Assist cybersecurity and management with defining acceptable risk tolerance levels </li><li>Provide guidance to key stakeholders in the development and implementation of risk treatment plans based on risk acceptance criteria </li><li>Monitor and measure risk treatment activities and document metrics and reporting </li></ul>You Bring: <ul><li>5+ years of experience consulting or working in Cybersecurity and/or IT risk management </li><li>Bachelor's degree or equivalent industry experience, post Graduate degree a plus </li><li>Strong understanding of information security risk management and risk assessment frameworks, processes, and risk rating levels </li><li>Experience performing security risk assessments utilizing established industry frameworks (ISO, NIST, etc.) </li><li>Competency in cybersecurity frameworks including ISO 27001, NIST CSF, NIST 800-53, and PCI </li><li>Certified in one or more of the following: CRISC, CISA, CISM, CISSP, SANS GIAC Security Certifications, etc. </li><li>Communicate and present security risks concisely and effectively based on the appropriate level of management and stakeholder groups </li><li>Ability to work well in a demanding, dynamic environment, and meet overall objectives </li><li>Preferred, Excellent interpersonal skills with the ability to communicate effectively verbally and in writing with all levels within the organization, including both technical and non-technical personnel </li><li>Automobile and/or manufacturing industry experience is a plus </li></ul>At Lucid, we don't just welcome diversity - we celebrate it! Lucid Motors is proud to be an equal opportunity workplace. We are committed to equal employment opportunity regardless of race, color, national or ethnic origin, age, religion, disability, sexual orientation, gender, gender identity and expression, marital status, and any other characteristic protected under applicable State or Federal laws and regulations. Salary Range: The compensation range for this position is specific to the locations listed below and is the range Lucid reasonably and in good faith expects to pay for the position taking into account the wide variety of factors that are considered in making compensation decisions, including job-related knowledge; skillset; experience, education and training; certifications; and other relevant business and organizational factors. Additional Compensation and Benefits: Lucid offers a wide range of competitive benefits, including medical, dental, vision, life insurance, disability insurance, vacation, and 401k. The successful candidate may also be eligible to participate in Lucid's equity program and/or a discretionary annual incentive program, subject to the rules governing such programs. (Cash or equity incentive awards, if any, will depend on various factors, including, without limitation, individual and company performance.) Base Pay Range (Annual) $133,900-$184,140 USD By Submitting your application, you understand and agree that your personal data will be processed in accordance with our Candidate Privacy Notice. If you are a California resident, please refer to our California Candidate Privacy Notice. To all recruitment agencies: Lucid Motors does not accept agency resumes. Please do not forward resumes to our careers alias or other Lucid Motors employees. Lucid Motors is not responsible for any fees related to unsolicited resumes.

Sr. Cybersecurity Analyst, Risk Management

Leading the future in luxury electric and mobility At Lucid, we set out to introduce the most captivating, luxury electric vehicles that elevate the human experience and transcend the perceived limitations of space, performance, and intelligence. Vehicles that are intuitive, liberating, and designed for the future of mobility. We plan to lead in this new era of luxury electric by returning to the fundamentals of great design - where every decision we make is in service of the individual and environment. Because when you are no longer bound by convention, you are free to define your own experience. Come work alongside some of the most accomplished minds in the industry. Beyond providing competitive salaries, we're providing a community for innovators who want to make an immediate and significant impact. If you are driven to create a better, more sustainable future, then this is the right place for you. We are currently seeking an experienced Senior Cybersecurity Compliance Analyst to support adherence to various regulatory compliance requirements including SOX ITGC requirements. The role will work cross-functionally with IT, Internal Audit, Legal, and other key stakeholders to ensure all applicable IT and Cybersecurity compliance requirements are being met. You Will <ul><li>Provide support to process and control owners and cross-functional teams to ensure controls are designed and implemented effectively</li><li>Leads efforts to coordinate the implementation of new regulatory requirements or expansion of in-scope applications and systems as required</li><li>Participate in annual walkthroughs with process and control owners across the company and internal/external auditors</li><li>Coordinate the response to audit requests and other internal/external reviews/assessments performed as needed</li><li>Update and maintain the cybersecurity controls library to remain compliant with regulatory requirements</li><li>Monitor compliance with cybersecurity policies and standards, including periodic reviews and/or control testing</li><li>Ensure timely and accurate notification and escalation of actual or potential noncompliance risks to key stakeholders</li><li>Collect metrics for reporting and monitoring compliance with policies and standards, processes, and controls</li></ul>You Bring <ul><li>5+ years of experience consulting or working in IT and Cybersecurity compliance management</li><li>Bachelor's degree or equivalent industry experience, post-Graduate degree is preferred</li><li>Strong understanding of risk, compliance, and ability to define and operationalize IT and Cybersecurity processes and controls</li><li>Significant audit and advisory-related SOX ITGC experience including driving control design and implementation with engineering, business, and accounting/finance teams</li><li>Competency in cybersecurity frameworks including ISO 27001, NIST CSF, NIST 800-53, and PCI</li><li>Certified in one or more of the following: CRISC, CISA, CISM, CISSP, SANS GIAC Security Certifications, etc.</li><li>Experience with managing and supporting a variety of support inquiries, projects, initiatives, and process improvements related to regulatory compliance, governance, and audits.</li><li>Communicate and present compliance risks concisely and effectively based on the appropriate level of management and stakeholder groups</li><li>Ability to work well in a demanding, dynamic environment, and meet overall objectives</li><li>An understanding of and implementation experience with GRC tools (e.g., ServiceNow, RSA Archer, AuditBoard, etc.) is preferred</li><li>Excellent interpersonal skills with the ability to communicate effectively verbally and in writing with all levels within the organization, including both technical and non-technical personnel</li><li>Automobile and/or manufacturing industry experience is a plus</li></ul>At Lucid, we don't just welcome diversity - we celebrate it! Lucid Motors is proud to be an equal opportunity workplace. We are committed to equal employment opportunity regardless of race, color, national or ethnic origin, age, religion, disability, sexual orientation, gender, gender identity and expression, marital status, and any other characteristic protected under applicable State or Federal laws and regulations. Salary Range: The compensation range for this position is specific to the locations listed below and is the range Lucid reasonably and in good faith expects to pay for the position taking into account the wide variety of factors that are considered in making compensation decisions, including job-related knowledge; skillset; experience, education and training; certifications; and other relevant business and organizational factors. Additional Compensation and Benefits: Lucid offers a wide range of competitive benefits, including medical, dental, vision, life insurance, disability insurance, vacation, and 401k. The successful candidate may also be eligible to participate in Lucid's equity program and/or a discretionary annual incentive program, subject to the rules governing such programs. (Cash or equity incentive awards, if any, will depend on various factors, including, without limitation, individual and company performance.) Base Pay Range (Annual) $133,900-$184,140 USD By Submitting your application, you understand and agree that your personal data will be processed in accordance with our Candidate Privacy Notice. If you are a California resident, please refer to our California Candidate Privacy Notice. To all recruitment agencies: Lucid Motors does not accept agency resumes. Please do not forward resumes to our careers alias or other Lucid Motors employees. Lucid Motors is not responsible for any fees related to unsolicited resumes.

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