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Role Overview Nest seeks a compliance professional with particular expertise in financial crime and anti money laundering, to join a second line compliance function to cover a 12 month Fixed Term Contract. Candidates should have current experience of identifying, managing and combatting fraud and financial crime in addition to a sound knowledge of FCA regulation, as this role will involve providing compliance advice. Experience of the investment sector is an advantage. Don't worry if you think you don't have all the key skills, it might be worth taking the few minutes to apply as we're good at spotting potential and offer a generous training budget. Please download a full job description to find a full scope, deliverables, experience and personal attributesrequired for this role. Flexible and agile working Everyone's personal situation is different. To make the most out of hybrid working we've introduced different ways of working, which include (subject to role requirements): <ul> <li>hybrid of office (Canary Wharf, London) and home working (there will be an expectation to attend the office, once - twice a week, or more, as required) </li> <li>reduce or vary working hours</li> <li>reduce or vary the days worked</li> <li>work from home (or a different location)</li> <li>work compressed hours</li> <li>job share</li></ul>Click here to see the benefits we offer at Nest. For more information about our recruitment process click here Directorate/Department Overview The Financial Crime team sits within the Risk &amp; Compliance (R&amp;C) Directorate, along with Enterprise Risk, Information Security, Compliance, Master Trust Supervision and Pensions Technical, and Data Protection. The directorate supports the business in delivering its strategic priorities by overseeing that risk and controls are identified, prioritised and managed through an enterprise risk management framework. Nest operates a 'three lines of defence' model, with Risk &amp; Compliance sitting in the second line providing advice, guidance and challenge to the first line. The Financial Crime Team has second line responsibility for areas such as the prevention of fraud, anti-money laundering, bribery and corruption procedures and policies. Support includes conducting investigations, regulatory reporting as well as training and awareness across Nest Corporation. The function is also responsible for compliance advisory including Nest Invest (FCA regulated). The Financial Crime &amp; Compliance Manager is responsible for providing expert support and advice to the first line in all matters relating to financial crime, anti-bribery &amp; corruption, anti-money laundering and fraud. The role supports the business in achieving its strategic goals through the delivery of prompt, clear and pragmatic compliance advice through collaboration and formal engagement and for providing advice to first line teams. In time, the remit of this role will include second line support of managing our risks in relation to the Managing Public Money legislation and requirements. This role is to cover the secondment of the permanent role holder for up to 12 months. There are no people management responsibilities associated with the role. The role holder also provides input, support and advice for decision and policy making in relation to the design and operation of the scheme whilst ensuring adequate standards of governance and compliance. They are also the owners of the compliance framework which is designed to give assurance on compliance with all pensions regulation and legal requirements. Organisational Overview Nest is an award-winning workplace pension scheme, the largest in the country. Set up by the government to give every worker in the UK somewhere to save, our first-class responsible investment practice and governance are the backbone of what we do, supported by all the functions you'd expect to find in a thriving business. We're committed to creating a workplace where you can be your authentic self and offer an inclusive and flexible working environment. Diversity, Equity and Inclusion Everyone is welcome to apply for our roles and we particularly encourage applications from Black, Asian and minority ethnicity, LGBTQ+, and disabled candidates. Everyone is welcome to apply for our roles, and we are determined to ensure that no applicant or employee receives less favourable treatment because of their age, belief, disability, gender identity, marital status, national origin, pregnancy or caring responsibilities, socio economic background, sex, sexual orientation, religion or race or any other legally protected status. We also recognise the importance of diversity of thought and other forms of neurocognitive variation. Nest is a Disability Confident Leader, which is the highest level of the Disability Confident Scheme. If you have disability, declare that you're applying through the scheme and meet the minimum criteria for this role, we aim to invite you to an interview. However, there may be a few exceptions where we are not able to take all eligible candidates to the next stage due to the volume of applications. Please note that this advert may close early if we receive a sufficient number of satisfactory applications. If you have any difficulty in sending your application or need the application pack in an alternative format, or you require any reasonable adjustments please contact [email protected].

Financial Crime and Compliance Manager

Junior Financial Crime Analyst Reporting to: Financial Crime Officer Location: London, United Kingdom Who we are and why we exist At Liberis - merchants matter most! We've been on a mission to provide small and medium businesses (SMEs) with accessible and responsive finance since 2007. SMEs account for most businesses worldwide and are critical contributors to job creation and global economic development. They represent about 90% of businesses and more than 50% of employment worldwide. Despite this, more than three quarters (77%) of SME businesses last year were unable to secure the traditional bank financing they desperately needed to grow and thrive. This has created a $5 trillion funding gap for SMEs globally. That's where Liberis steps in! To best help small businesses, Liberis has built the leading global embedded finance platform. Through this, Liberis provides partners with the technology and financial solutions necessary to offer personalised and accessible funding to their small business customers. To date with ~20 global strategic partners and direct reach to more than 1 million small businesses, Liberis has provided $1 bn of funding in over 50,000 transactions, enabling more than 100,000 jobs to be created and saved. We are making a genuine difference to your local pub, hairdresser and online retailer! We are in a very exciting period of growth, in the UK and internationally, with teams based in London, Nottingham, Stockholm, Atlanta, Munich and remotely. We are looking for talented and ambitious individuals to help us reshape business finance. How we work is as important to us as what we do - exemplified by our behaviours: #1 Merchants matter most - our success is tied to our merchants' success #2 Act like time is running out - the fastest company in a growing market will win #3 Own every outcome - the hardest problems we face are yet to be solved #4 Communicate directly - we don't have time to beat around the bush #5 Prove it - every feature we build, decision we make and action we take, matters #6 Empathy always - Liberis wins when every employee thrives If our mission and behaviours resonate - get in touch! Who are we? This is an incredibly exciting time to join the business and the Legal and Compliance Team and will offer the right candidate a huge breadth of work. We are committed to teamwork and never work in silos as you will be collaboratively supporting Liberis scale during its next exciting phrase. We are passionate about empowering our people to make a real difference for our customers and for their own careers. We run a variety of initiatives to support our employees' development from lunch and learn sessions to peer mentoring and formal training courses. This is a great opportunity for someone to take on real responsibility in a hugely scaling department and business. Who are you? <ul><li>You realise the importance of "practicing what we preach": policies are only as good as their actual implementation and oversight</li><li>You are looking for a role that allows you to learn and grow as the business scales</li><li>You are highly organised</li><li>You enjoy collaborating with multiple business functions</li><li>You are curious to join the dots, and really understand the wider context of what the business is doing and where the service is heading, you'll enjoy learning and developing your skills</li><li>You are diligent, focused, with an understanding of financial crime and regulatory risk</li></ul>Responsibilities <ul><li>Work alongside the Financial Crime Officer to ensure Liberis' AML and CTF controls are functioning appropriately in line with the regulatory landscape</li><li>Review potential AML Screening hits encapsulating Sanctions, PEPs and Adverse Media</li><li>Conduct Enhanced Due Diligence on customers who are identified as posing a higher risk</li><li>Complete Transaction Monitoring reviews</li><li>Support the Financial Crime Officer and Compliance Officer with ad hoc tasks</li><li>Support other team members with escalations and conduct reviews accordingly</li><li>Be an essential part of the Compliance team</li></ul>We think you'll need <ul><li>An ambition to pursue a career in Financial Crime</li><li>A broad understanding of Financial Crime regulations</li><li>A naturally analytical mindset</li><li>You will be a keen investigator with a probing nature</li><li>The willingness to drive change</li><li>Proficiency in Microsoft Office, particularly using Excel</li><li>Experience in Financial Crime / Fraud is desired but not essential</li><li>Experience within Fintech desired but not essential</li></ul>What happens next? Think this sounds like the right next move for you? Or if you're not completely confident that you fit our exact criteria, apply anyway and we can arrange a call to see if the role is fit for you. Humility is a wonderful thing, and we are interested in hearing about what you can add to Liberis! #LI-CG1

Junior Financial Crime Analyst

Company Description Checkout.com is one of the most exciting fintechs in the world. We process payments for companies that shape the digital economy. Using flexible and scalable technology, we help businesses around the globe to boost acceptance rates, reduce processing costs, combat fraud, and turn payments into a major revenue stream. Headquartered in London, with 16 offices worldwide, Checkout.com is trusted by leading brands such as Sony, Shein, Sainsbury's, Wise, Patreon, GE Healthcare, Rail Europe, and The Financial Times. We empower passionate problem-solvers to collaborate, innovate and do their best work. That's why we're on the Forbes Cloud 100 list and a Great Place to Work accredited company. And we're just getting started. We're building diverse and inclusive teams around the world - because that's how we create even better experiences for our merchants and our partners. And we need your help. Join us to build the digital economy of tomorrow. Job Description The Role Checkout.com is looking for a Financial Crime Compliance Manager responsible for support of new product launches and expansion of existing products to new markets in line with financial crime requirements. The job involves product risk assessment and coordination of requirements implementation from a financial crime lens. The successful candidate must deeply understand AML/CTF and work closely with analytics, engineering, compliance, operations, and commercial teams. How You'll Make An Impact <ul><li>Shape AML/CTF requirements for new products by interpreting regulations and analysing feedback from regional MLROs, product stakeholders, and other teams.</li><li>Take ownership of your product's lifecycle stages, including timely product risk assessment, effective communication, defining and documenting requirements, approvals and record keeping etc</li><li>Build strong partnerships with business, product, and technology stakeholders</li><li>Work with other product and engineering leaders to ensure alignment with their roadmaps and delivery</li><li>Gain a deep understanding of Checkout.com 's customers and business</li><li>Foster a team culture that upholds Checkout.com's operating principles</li></ul>Qualifications <ul><li>Experience working with issuing programs implementation or management (is a must), acquiring, alternative payment methods, payouts (is a plus) etc</li><li>Experience working with Schemes Wholesale Programs, corporate cards, Issuing as a Service, Card Programme Management etc</li><li>5+ years of experience in product compliance/product risk assessment/product advisory within financial crime compliance</li><li>Good knowledge of PSRs, MLRs, PSD2 etc and ability to interpret regulations, assess the impact on new products implementation and collate AML/CTF controls requirements</li><li>Ability to effectively communicate with stakeholders across different levels and functions within Product, Engineering, Operations, Compliance Advisory etc</li></ul>Additional Information Hybrid Working Model: All of our offices globally are onsite 3 times per week (Tuesday, Wednesday, and Thursday). We've worked towards enabling teams to work collaboratively in the same space, while also being able to partner with colleagues globally. During your days at the office, we offer amazing snacks, breakfast, and lunch options in all of our locations. Apply without meeting all requirements statement If you don't meet all the requirements but think you might still be right for the role, please apply anyway. We're always keen to speak to people who connect with our mission and values. We believe in equal opportunities We work as one team. Wherever you come from. However you identify. And whichever payment method you use. Our clients come from all over the world - and so do we. Hiring hard-working people and giving them a community to thrive in is critical to our success. When you join our team, we'll empower you to unlock your potential so you can do your best work. We'd love to hear how you think you could make a difference here with us. We want to set you up for success and make our process as accessible as possible. So let us know in your application, or tell your recruiter directly, if you need anything to make your experience or working environment more comfortable. We'll be happy to support you. Take a peek inside life at Checkout.com via <ul><li>Our Culture video <a href="https://youtu.be/BEwnpHuadSw" target="_blank">https://youtu.be/BEwnpHuadSw</a></li><li>Our careers page <a href="https://www.checkout.com/careers" target="_blank">https://www.checkout.com/careers</a></li><li>Our LinkedIn Life pages bit.ly/3OaoN1U </li><li>Our Instagram<a href="https://www.instagram.com/checkout_com/" target="_blank">https://www.instagram.com/checkout_com/</a></li></ul>

Financial Crime Compliance Manager - Card Issuing

SMBC: A trusted partner for the long term Our internal opportunities aim to grow you professionally and personally. Be curious, expand your network and explore how your skills and knowledge can transfer into different roles and areas of SMBC. Even if your experience doesn't perfectly align with the job description 100%, we still welcome your application. Find the resources and support available to help you transition your career and flourish on our Internal Mobility page. Section 2 - Purpose of Job <ul> <li>To provide advice and guidance to the London business and support functions as well as EMEA Local office MLROs on financial crime compliance matters.</li> <li>To provide advice and guidance on the regulatory and legal expectations with respect to financial crime compliance.</li> <li>To provide advice and guidance on the design and operation of financial crime systems and controls, by which the EMEA region interdicts and mitigates financial crime risk.</li> <li>Management of Financial Crime service provision to EMEA offices. </li> <li>To support the RCCO and regional MLROs to develop the regional financial crime strategy.</li> <li>To undertake the role of Nominated Officer for SMBC BI and SMBC London Branch.</li> </ul>Section 3 - Background <ul> <li>As a regulated financial institution, the Bank has an obligation to establish and maintain policies, procedures, systems and controls to mitigate and effectively manage the financial crime risk. The Bank has operations across the EMEA region and is required to consider extraterritorial laws, and accordingly must maintain a coordinated and aligned approach to the framework taking this into account. </li> </ul> <ul> <li>The role holder covers all financial crime taxonomies excluding Sanctions and has a multi-disciplinary remit, covering various business areas and geographies.</li> <li>The role holder is required to have close collaboration with the Regional Chief Compliance Officer, Chief Operating Officer, Chief Risk Officer and other Senior Management, Executive/Local Management Committee members, Local Compliance Officers, Money Laundering Reporting Officers, Chief Representative Officers, Head Office Compliance, PD-ITSD and Internal Audit.</li> <li>The role-holder is responsible for reviewing highly sensitive and confidential information. </li> <li>The role holder will work jointly with the EMEA Head of Sanctions to deliver a joint approach to investigation and intelligence gathering and the subsequent dissemination.</li> </ul>The role holder will: <ul> <li>Act as a point of contact to receive internal Suspicious Activity Reports. Take appropriate action following the receipt of an internal Suspicious Activity Report in accordance with relevant laws, regulations and polices. To determine and document whether a Suspicious Activity Report is required to be made to the relevant authorities.</li> </ul> <ul> <li>Identify where there is an impact to other areas of SMBC, communicating and acting as appropriate.</li> <li>Be the subject matter expert on financial crime related matters (excluding KYC and Sanctions) and act in an advisory capacity within the second line of defence. </li> <li>Further develop and enhance the Financial Crime Compliance framework, including enterprise wide fraud risk. Ensure the Financial Crime framework remains fit for purpose in according with regulatory expectations including acting upon new and emerging threats/risks, findings (both internal and external) etc. Make recommendations for, and where appropriate implement improvements to the financial crime systems and controls,</li> <li>Implement and oversee the delivery and adherence to wider financial crime training.</li> <li>To act as the point of contact for the authorities and the regulators regarding money laundering and financial crime issues.</li> </ul>Section 4 - Facts / Scale <ul> <li>Number of reports/team members: Currently 12</li> <li>Main interfaces/relationships: All Financial Crime Groups across EMEA including all MLRO's. Regular interface with the Regional Chief Compliance Officer, Chief Operating Officer, Chief Risk Officer and other Senior Management, Executive/Local Management Committee members, Local Compliance Officers, Money Laundering Reporting Officers, Chief Representative Officers, Head Office Compliance, PD-ITSD and Internal Audit.</li> <li>Role holder to provide advice, guidance and support to all the EMEA offices and financial crime teams relating to financial crime compliance matters.</li> <li>Monitor UK regulatory and legislative changes ensuring necessary communication and change implementation as required across the EMEA region.</li> <li>Have the oversight and coordination of significant financial crime investigations, collaborating on sanctions investigations as required. </li> <li>Represent the Bank at external forums </li> </ul>Section 5 - Accountabilities &amp; Responsibilities <ul> <li>Analyse and interpret the financial crime regulations and laws across applicable financial crime risk taxonomies ensure compliance to enforce effective management, oversight and implementation of financial crime polices required to meet the legal and regulatory expectations.</li> <li>Responsible for relevant Financial Crime Policies and Procedures/Standards.</li> <li>Investigate and escalate breaches of financial crime controls (including employee breaches).</li> <li>Manage, review and implement recommendations from external / internal audits and risk assessments.</li> <li>Strengthen the Financial Crime systems and controls function by continued review, development and enhancement of systems and policy / guidance in line with regulatory requirements and industry best practice.</li> <li>Identify and address any training needs across all departments within the 3 lines of defence framework. Co-ordinate and deliver training on relevant financial crime matters including new and existing systems and controls. </li> </ul>Develop and strengthen relationships with internal and external stakeholders to promote best practice and ensure a good understanding of financial crime requirements. Section 6 - Knowledge, Skills, Experience &amp; Qualifications <ul> <li>Educated to degree level (with a relevant degree) and a professional qualification(s) in financial crime. </li> <li>Experience in implementing enterprise wide Financial Crime risk management frameworks</li> <li>Expertise in Financial Crime risk taxonomies including Fraud, AML and CTF including associated investigations.</li> <li>Fully conversant with, and working knowledge of, industry practice and tools used to combat fraud, money laundering, terrorist financing and other areas of financial crime.</li> <li>Able to provide specific and targeted advice and guidance, subject matter expertise, and to liaise with other stakeholders to ensure effective working relationships are built and maintained.</li> <li>Ability to work well under pressure ensuring all deadlines are met, whilst maintaining excellent attention to detail at all times.</li> <li>Thorough experience of dealing with financial crime at an international level.</li> <li>Experienced decision maker, with the ability to influence and motivate at all levels.</li> <li>Excellent written and verbal skills.</li> <li>Experienced in formal report writing that can be used to communicate investigative reports, policies, procedures, processes and training to a wide-ranging audience whilst being adaptive to needs on a case by case basis. </li> <li>Ability initiate and implement changes to improve efficiency.</li> <li>Ability to collaborate effectively and work with others to drive change. </li> </ul>We value the uniqueness of professional and personal, backgrounds and perspectives as they play a vital role in continuing our sustainable growth as an organisation. If you're in need of reasonable adjustment to the recruitment process due to disability or long-term condition, just let your recruiter know.

PERM - CPD - Head of Financial Crime Compliance - Executive Director

Financial Crime Analyst (Maternity Cover - FTC) About Railsr Railsr is the world's leading global embedded finance experience platform that gives customers the ability to prototype, build and scale financial products. Railsr is in growth mode with hundreds of clients globally, end-users in the multi millions, Venture Capital funding from top firms like Clocktower Ventures and Visa and the most globally-enabled, digitally-native product in the FinTech platform space. Railsr is continuing to grow its product capabilities and international expansion. It's an extremely exciting time and the potential for companies to use Railsr to power and deliver their customer's financial experiences is enormous. The Opportunity This role will focus around the firm's Fraud &amp; Police Requests activities. As a Financial Crime Analyst you will be responsible for assisting the financial crime team leader in a number of duties focused on supporting the business to improve and evolve its AML framework, particularly in the police and law enforcement communications, SARs and Fraud work. You may also be required to assist other areas of the business, conduct reviews of customers fraud and money laundering risk as and when required. You are expected to manage tasks and projects with a data-driven and holistic approach. The position is a mix between working in Railsr offices in London and remotely. This role reports into the Financial Crime Manager Responsibilities: <ul><li>You will be responsible for being the point of contact for assisting police and law enforcement agencies with the ongoing inquiries, offering guidance and direction in carrying out large investigations. This may involve using a variety of different systems and platforms including CIFAS, UK Finance and our own internal platforms. </li><li>Translate data into fraud trends and see the hidden story behind it.</li><li>Communicate efficiently and clearly - the ideal candidate will be confident in delivering training sessions to multiple different areas of the business. You will also have good presentation skills, Be ensuring that training is engaging and memorable.</li><li>Carry out risk assessments where required. Your role will be dependent on taking risk based approaches with justification, therefore you will need to be able to measure risk appropriately.</li><li>Retrieves and reviews financial transactions to identify activity commensurate with customer relationships that pose a higher risk of money laundering or terrorist financing.</li><li>Demonstrates proficiency in research and investigative practices associated with an experienced analyst and assess customers for BSA risk and assign risk rating.</li><li>Conducts periodic reviews of daily work from all groups by random sampling to test for accuracy, timeliness and completion, and reports results to management.</li><li>Assist with data entry of SAR filing information and SAR writing.</li><li>Conduct proactive and reactive AML Investigations.</li><li>Investigate PEPs, Sanctions and adverse media alert escalations.</li><li>Be a strategist - you will be required to direct operational members of staff in groups, therefore you will need to be able to assign certain tasks to team members to deliver in a correct and efficient manner.</li></ul>Your Profile Attitude &amp; Behaviours <ul><li>Be a team player. As you will be at the forefront of key decision making you will need to work with many different stakeholders. This will require you to respect and listen to their points of view</li></ul><ul><li>Be comfortable working as an individual and taking ownership of your tasks</li></ul>Skills &amp; Experience <ul><li>Have a previous experience in working in e-money and similar FI Fintech platforms.</li><li>Previous experience in financial crime and compliance; ideally interaction with the police and law enforcement agencies.</li></ul><ul><li>Have previous experience with large investigations. The ideal candidate will be able to demonstrate the ability to direct and carry out investigations involving multiple persons.</li><li>A strong background in using basic IT platforms.</li><li>Have a minimum 2 years of experience in financial crime in e-money or banking sector</li></ul>What we can offer you: Purpose, Vision &amp; Journey <ul><li>At Railsr, our vision is to make finance an amazing experience everywhere and accessible to everyone in the world.</li><li>We are truly customer obsessed and adventurous in designing the world's best embedded finance experience platform to power our customers creating magic finance moments for their consumers. </li><li>Join us and be a part of a team who are challenging and changing the global financial services industry. </li></ul>Career <ul><li>We're a lean, fast-growing, ambitious and agile global FinTech company. It's the perfect environment for you, if you enjoy a challenge, variety, thrive in ambiguity and most importantly, want to deliver real impact.</li><li>We're committed to innovation and development and this starts with our people. You are empowered to drive your own professional development and grow your skills.</li></ul>Reward <ul><li>Beyond a competitive remuneration package, every Railsr employee gets equity. You will be part of an inclusive ownership model which offers accountability and significant reward potential.</li><li>We look after your well-being with locally competitive benefits which can include enhanced parental leave, private medical, pension and more.</li></ul>People <ul><li>Our teams work from different places to create amazing embedded finance solutions for our customers. We embrace flexible and hybrid working, but always putting our teams and customers needs first. This is part of our high-trust and mutual respect approach; with the expectation that we treat people as individuals and with respect.</li><li>You will join and work with an international team with incredible passion and expertise in the FinTech industry.</li></ul>Our Values Being an integral part of the Railsr team and sharing our values is important to us. The environment at Railsr is fast-paced, exciting, and dynamic. It suits people who love to collaborate and support one-another. We are all driven by the same values and are looking to welcome new people to the team who share these values. Our values are: ambition for our company, colleagues and ourselves and the freedom and expectation to own it, trust which we give freely and expect in return, treating each other as adults, curiosity with our minds open to fresh thinking in the constant pursuit of improvement and customer obsession ensuring that everything we do is with the customer in mind, we succeed when they succeed. If you are eager to join a thriving, fast-paced, high growth company and contribute to shaping its future, this is the role for you to make a difference. Diversity, Inclusion &amp; Belonging Our global team is amazing - they bring great ideas, drive new plans and help make Railsr a fantastic place to work. In the last year, we've doubled in size, with over 400 colleagues spread over multiple countries and more than 30 languages spoken. As we grow, we're committed to making diversity, equity, and inclusion part of everything we do. Ensuring that we are recruiting, retaining and promoting a diverse mix of colleagues who are representative of our customers and communities is critical. We're proud to be an equal opportunity employer and actively encourage all applications, particularly those from under-represented groups. Thank you for joining us on this journey. Please let us know if there is any support we can provide to ensure Railsr's recruitment process is fully accessible to you. You can contact us on <a href="mailto:jobs@railsr.com" target="_blank">jobs@railsr.com</a> to discuss specific requirements.

Financial Crime Analyst - Police Requests (Maternity Cover - FTC)

SMBC: A trusted partner for the long term Our internal opportunities aim to grow you professionally and personally. Be curious, expand your network and explore how your skills and knowledge can transfer into different roles and areas of SMBC. Even if your experience doesn't perfectly align with the job description 100%, we still welcome your application. Find the resources and support available to help you transition your career and flourish on our Internal Mobility page. Section 1 - Details Job Title / Corporate Title Financial Crime Compliance Advisory - Assistant Vice President Department / Group Compliance Department Financial Crime General / SMBC BI Responsible to / Line Manager Line Manager's Role, Job Title / Corporate Title. Financial Crime Advisory. Vice President Direct Reports N/a Location London Date Prepared May 2024 update Certification regime Out of scope Section 2 - Purpose of Job To assist in identifying where the products and services offered by SMBC BI are or may be used for criminal activities. To provide the EMEA region with advice and guidance with respect to the financial crime risk involving transactions, clients or other business which the Bank could be exposed to, whilst meeting legal and regulatory requirements. To provide advice and guidance to key stakeholders in the first line of defence on financial crime escalations. To identify where enhancements to the financial crime framework could be made. To work collaboratively with colleagues dealing with sanctions escalations Conduct reviews of individuals, corporate entities, business sectors, individual countries, products etc. to identify from a financial crime and reputational risk perspective any key risks the Banks may face. Ensure that management information is accurately obtained and analysed to help assess the financial crime risks. Section 3 - Background As a regulated entity the Bank has both a regulatory and statutory obligation to ensure it implements systems and controls necessary to mitigate the risks of the firm being used in connection with money laundering and / or the financing of terrorism or fraud. The role sits within the Banks 2nd line of defence and as such is responsible for supporting both Front Office and back-office departments by conducting detailed reviews of financial crime matters escalated to CPD - FCG. Working in partnership with 1st line teams to ensure that the Bank can undertake business whilst sufficiently mitigating any underlying financial crime risks. Section 4 - Facts / Scale Main interfaces/relationships: Head and Deputy Head of FCC, Front office departments, OAD staff within EMEA. Additionally, EMEA MLROs &amp; RCCO on ad hoc basis. Primary remit: 2nd line activities, as defined by CPD - FCG policies, in relation to financial crime advisory referrals and reviews. To continually risk assess and escalate accordingly when required. Secondary remit: Undertake role of SME for at least one area of financial crime as directed. Provide advice, guidance, assistance and training to EMEA staff in line with SME responsibilities. The AVP role holder will also be required to support the EMEA Head and Deputy Head of FCC with respect to strategic initiatives, in order to ensure that the Bank's financial crime systems and controls framework remains fit for purpose. Section 5 - Accountabilities &amp; Responsibilities <ul> <li>Responding to enquiries from the business in a timely manner. </li> <li>Providing advice and guidance to EMEA front office departments to mitigate financial crime risk associated with regards to current and potential customers and proposed trades / transactions, supplier engagements and corporate hospitality. </li> <li>To review and assess the appropriateness of financial crime related clauses contained within financing documentation/ agreements, to ensure transactions fall within the bank's risk appetite. </li> <li>To assist in the writing of applicable policies and procedures.</li> <li>To escalate effectively to the EMEA Head/Deputy Head of FCC/ Manager of FCC Advisory, any other matters that require further guidance.</li> <li>Identify developing themes, assist in building control frameworks which proactively prevent or detect financial crime. Keep fully apprised of proposed changes to legislation, directives and guidance, and ensure that key points are communicated to Head/Deputy Head of FCC.</li> <li>Collate MI and draft reports in preparation for internal committees. </li> <li>Draft Suspicious Activity Reports (SARs) for submission to the Nominated Officer/MLRO/NCA.</li> <li>In conjunction with CPD Training unit produce and deliver specialist training with regards to financial crime across EMEA.</li> <li>In addition to the normal responsibilities over the department in the EMEA offices, the role holder is responsible for day-to-day provision of services to SMBC London Branch based on the Agreement for the Provision of Services between SMBC London Branch and SMBC BI</li> </ul>Section 6 - Knowledge, Skills, Experience &amp; Qualifications <ul> <li>Understanding and practical ability to apply the management of financial crime risks within the UK Banking environment. </li> <li>Inquisitive, motivated and highly trustworthy with an ability to work with the minimum of direct supervision, experienced in dealing with highly confidential material. </li> <li>Ability to independently conduct reviews of complex referrals </li> <li>Strong analytical skills, capable of making logical assessments based upon factual data.</li> <li>Thorough understanding of the Bank's products and services.</li> <li>Excellent verbal and written communication skills, especially when faced with challenge.</li> <li>Strong ability to appropriately prioritise tasks in a high-risk environment.</li> <li>An International Compliance Association or other recognised professional qualification in financial crime.</li> <li>Ability to acknowledge that there is often a need to be a member of more than one team. Tactful, diplomatic, customer focused individual. </li> <li>Ability to act as financial crime SME on behalf of CPD-FCG.</li> <li>Knowledge of Proceeds of Crime Act 2002, Bribery Act 2010, Fraud Act 2006. </li> <li>Knowledge of the wider financial crime landscape - UK and global.</li> <li>Well organised with excellent ability to prioritise conflicting work whilst retaining an excellent attention to detail.</li> </ul>Section 7 - Challenges The role holder will be required to collate, analyse and summarise a large amount of complex data working in time sensitive situations where attention to detail is critical whilst effectively managing conflicting demands and expectations placed upon them. Section 8 - Dual-Hatting <ol> <li>Dual-Hat Details (only required if different to the employing entity details)</li> </ol> Dual-Hat Job Title: Dual-Hat Line Manager: Dual-Hat Direct Reports: Dual-Hat Certification Regime: <ol> <li>Dual-Hat Roles and Responsibilities </li> </ol> You will be required, from time to time, to undertake tasks on behalf of the dual-hat entity, as necessary. <ol> <li>Dual-Hat Conflict of Interest</li> </ol> <ul> <li>You will have responsibilities for both SMBC BI and Nikko CM</li> <li>You will be required to perform your duties and responsibilities on an entity neutral basis, without favour</li> <li>You are required to follow regulatory requirements applicable to ensure each business is appropriately supported and to maintain the legal entity integrity of each of SMBC BI and Nikko CM</li> <li>Working terms are dictated by functional mandates in place between SMBCE and Nikko CM and any other relevant agreements entered into between SMBC BI and Nikko CM</li> <li>You have responsibility for identifying and resolving where there may be a difference or conflict in needs between SMBC BI and Nikko CM, escalating to your manager/Compliance officer where required</li> </ul>We value the uniqueness of professional and personal, backgrounds and perspectives as they play a vital role in continuing our sustainable growth as an organisation. If you're in need of reasonable adjustment to the recruitment process due to disability or long-term condition, just let your recruiter know.

PERM - CPD - Financial Crime Compliance Advisory - Assistant Vice President

Anti Financial Crime Controls Analyst About Railsr Railsr is a leading embedded finance experience platform that enables any business to prototype, build and scale financial products. Our vision is to make finance an amazing experience for consumers and companies globally, working alongside brands and fintechs to power innovation. This is an exciting space and Railsr had one of the first digitally-native products in the FinTech platform space. Following a period of rapid growth, followed by consolidation, Railsr is returning to growth once again and looking to develop our product capabilities and expand our customer base. It's an exciting time and the potential for any brand to use Railsr to power and deliver their customers' financial experiences is enormous. The Opportunity At Railsr, we are working constantly to protect our customers and the UK financial system from exposure to fraud, money laundering, terrorism and sanctions evasion. A significant part of this work entails the careful calibration of systems and controls to minimise impact on good, expected behaviour and instead to only flag concerning activity. This work requires both the technical ability to configure said systems to achieve the desired results, but also an understanding of what specifically you are trying to achieve, and the intended/unintended ramifications of each approach to a problem. Due to the broad area needing to be addressed, and the constantly evolving nature of financial crime, the role will involve a lot of research by necessity. Both using in-house data sources, but also external sources available publicly or via industry groups. In addition to the above, the individuals who are working on this area will naturally find they are drawn upon to help other teams with projects, or complex problems related to their expertise in said AFC systems. A successful candidate for this position will be working closely with our AFC Controls Manager in London, and due to the complex nature of the training and requirements to work closely with members of other teams, it will be expected that they are able to work from the London office at least 1 day per week. Your Responsibilities: <ul><li>Continuously improve the configuration of Fincrime/Compliance Systems and Controls working alongside the AFC Controls Manager to help protect our customers and detect financial crime</li><li>Plan, research, write, test and document new rules for our Fraud and AML/CTF systems.</li><li>Work with our AFC Controls Team on the execution of the AFC System Management Programme.</li><li>Support our Product and Engineering teams in understanding operational requirements of AFC systems and AFC Ops users.</li></ul><ul><li>Monitoring and reporting gaps in Fraud and AML/CTF controls to the Compliance team and AFC Controls Manager.</li><li>Support our AFC Ops teams in usage of our Fraud and AML/CTF systems.</li><li>Supporting the wider Compliance function by developing data pipelines to facilitate the collection of MI/Metrics, and also on analysis of system performance.</li><li>Maintain an understanding of emerging financial crime trends, and how they could impact the current Fincrime/Compliance systems maintained by Railsr.</li><li>Support a variety of teams with regulatory project work.</li></ul>Your Profile Attitude &amp; Behaviours <ul><li>Must be a fast learner</li><li>Must be a highly proficient user of Anti-Financial Crime systems, able to understand how they handle edge and corner cases, and have a working understanding of the technology that enables them,</li><li>Must have robust problem solving skills</li><li>Must be able to thrive in a fast paced environment</li><li>Must have good attention to detail</li></ul><ul><li>Must be able to work alone, or as part of a team effectively</li><li>Must have an interest in working with our varied Fintech customers, and their own consumer and small business endusers</li></ul>Skills &amp; Experience <ul><li>4+ years experience in Anti-Financial Crime (Fraud, AML/CTF, Sanctions, KYC, TM) related roles</li><li>2+ years of experience in a role improving anti-financial crime systems and controls</li><li>Bachelor's degree 2-1, at minimum, with any additional relevant qualifications/certifications being advantageous (Masters or specific AFC related certifications)</li><li>Knowledge of SQL</li></ul><ul><li>Experience as a superuser of Anti-Financial Crime systems, solving complex system related problems for other users - specific systems we need experience in are Featurespace and Comply Advantage</li><li>Strong understanding of guidelines and best practices for at least one of the core areas of Anti-Financial Crime and the regulations behind them (Fraud, Sanctions, AML/CTF)</li><li>Experience supporting AFC/Compliance teams with regulatory changes/emerging financial crime trends</li><li>Experience working alongside Product/Engineering teams</li><li>Experience pulling MI/Metrics from systems in order to report on their performance, and experience working with data visualisation tools will be valued in a candidate</li><li>Can write concise and understandable explanatory text for a range of internal audiences</li><li>Must be able to engage in independent research using multiple data sources and publicly available information, and analyse those sources critically</li></ul>What we can offer you: <ul><li>Purpose - Help make amazing embedded finance experiences accessible to everyone and transform global financial services.</li><li>Career - Build your career in an innovative, adventurous and inclusive environment where everyone has the opportunity to make a difference and develop their skills.</li><li>Reward - Competitive remuneration package with generous benefits and the potential to be rewarded with equity.</li><li>People - Work with talented, passionate and supportive people from all over the world in a flexible, hybrid environment with trust and mutual respect at its heart.</li></ul>Our Values The environment at Railsr is fast-paced, exciting, and dynamic, underpinned by a clear set of values that drive a healthy and successful culture. <ul><li>Ambition - for our company, colleagues and ourselves and the freedom and expectation to own it.</li><li>Trust - which we give freely and expect in return.</li><li>Curiosity - with our minds open to fresh thinking in the constant pursuit of improvement.</li><li>Customer Obsession - ensuring that everything we do is with the customer in mind, we succeed when they succeed.</li></ul>If you are eager to join a fast-paced, collaborative and inclusive company and contribute to shaping its future, this is the role for you to make a difference. Diversity, Inclusion &amp; Belonging Our global team is amazing, with over 150 colleagues spread across multiple countries and more than 15 languages spoken, we empower them to bring great ideas, drive new plans and help make Railsr a fantastic place to work. We're proud of how well our diverse mix of people collaborate and are fully committed to continuing to make diversity, equity and inclusion part of everything we do. Our flat structure encourages open communication, to ensure that all voices, opinions and ideas are heard and considered. At Railsr we're all striving towards a common goal, and are passionate about creating an inclusive and rewarding working environment where everyone can be their best self.

7 Financial Crime and Compliance Jobs in London, UK