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Man Group's Financial Crime Compliance team provides global, firm-wide oversight and guidance for all financial crime related matters, including the prevention of fraud. This role sits within the Financial Crime Compliance team, and is extremely broad, offering exposure to policies, procedures, controls and governance forums designed to support the compliance with all applicable AML/CTF requirements, including anti-money laundering, sanctions, bribery, corruption, fraud and more, all on a global level. The work is diverse and includes due diligence, investigations, research, policy &amp; procedure writing, consideration of reputational risk matters and ad hoc project work. Responsibilities: <ul><li>Acting as a senior advisor and first point of contact for the investment engines, sales team and wider business</li><li>Research, analysis and assessment of new business (funds, asset classes, investment strategies, etc) for relevant financial crime considerations and supporting in the development of new operating models to support an evolving business</li><li>Conducting risk-based due diligence for prospective and existing deals, transactions, counterparties, clients and ESG related projects to assess the financial crime and/or reputational risks which may exist</li><li>Actively supporting the Financial Crime Sanctions programme, including the assessment and proactive response to economic sanctions announcements and management of the automation of firm-wide restrictions</li><li>Leading on financial crime governance and oversight (e.g. management of Financial Crime Forum, risk assessments, RCSA management)</li><li>Support Man's commitment to complying with all relevant proliferation financing measures within the United Nations Security Council Resolution</li><li>Support for other Financial Crime programmes and oversight of banned weapons, cannabis and crypto investing</li><li>Support the prevention and management of fraud for the firm, including any project based work relating to the UK Failure to Prevent Fraud Offence</li><li>Participating and/or leading in the design and roll-out of new technologies for the Financial Crime team</li><li>Preparation of draft policies, procedures, board reports, and other senior management reporting</li><li>Prevent, detect and report suspicious activity, bribery and corruption, and where required, filing regulatory reports when required</li><li>Identify risk factors and apply appropriate controls and measures to mitigate such risks</li><li>Seek to actively improve processes and put forward suggestions for process efficiency in the business</li></ul>Key Skills &amp; Experience: <ul><li>Strong academic achievement and background</li><li>10-15 years experience in a financial crime compliance, investigation, research, due diligence or legal role. Advisory experience is a must.</li><li>Strong knowledge of Financial Sanctions regimes (OFAC, UK, UN and EU)</li><li>Understanding of and experience in the asset management industry preferred, with particular focus on understanding deals and transactions</li><li>Previous experience working in a highly regulated environment</li><li>Ability to manage changes, agile and keen to contribute</li><li>Excellent communication skills, both written and oral</li><li>Ability to work in a busy environment with tight deadlines and high standards</li><li>Strong analytical and problem-solving skills and comfortable using data to drive understanding of financial crime risks</li><li>Comfortable operating at all levels within the Firm and wider industry groups</li><li>Well organised with a strong attention to detail</li><li>Highly motivated, and self-starting</li><li>Good awareness of emerging industry challenges and trends</li><li>Strong understanding of world events and the analytical skills necessary to derive how this will impact the firm</li><li>Intellectually curious, driven to continue learning</li></ul>Our Culture, Values and Benefits at Man Man Group is proud to provide the best working environment possible for all of its employees, and we are committed to equal opportunities. At Man Group we believe that a diverse workforce is a critical factor in the success of our business and this is embedded in our culture and values. There are a number of external and internal initiatives, partnerships and programmes that help us to attract and develop talent from diverse backgrounds and that encourage inclusion and diversity across our firm and the industry. Man Group is a Signatory of the Women in Finance Charter and the Race at Work Charter. Man Group supports many charities, and global initiatives. We support professional training and development, and requests for flexible or part-time working. Employees are also offered two 'Mankind' days of paid leave per year as part of the Man Charitable Trust's community volunteering programme. We offer comprehensive, firm-wide employee benefits including competitive holiday entitlements, pension/401k, life and long-term disability coverage, group sick pay, enhanced parental leave and long-service leave. Additional benefits are tailored to local markets and may include private medical coverage, discounted gym membership and wellbeing programmes. Man Group is a Disability Confident Committed employer; if you require help or information on reasonable adjustments as you apply for roles with us, please contact <a href="mailto:Peopleoperations@man.com" target="_blank">Peopleoperations@man.com</a>. Man Group is a global, technology-empowered active investment management firm focused on delivering alpha and portfolio solutions for clients. Headquartered in London, we manage $174.9 billion* and operate across multiple offices globally. We invest across a diverse range of strategies and asset classes, with a mix of long only and alternative strategies run on a discretionary and quantitative basis, across liquid and private markets. Our investment teams work within Man Group's single operating platform, enabling them to invest with a high degree of empowerment while benefiting from the collaboration, strength and resources of the entire firm. Our platform is underpinned by advanced technology, supporting our investment teams at every stage of their process, including alpha generation, portfolio management, trade execution and risk management. Our clients and the millions of retirees and savers they represent are at the heart of everything we do. We form deep and long-lasting relationships and create tailored solutions to help meet their unique needs. We are committed to creating a diverse and inclusive workplace where difference is celebrated and everyone has an equal opportunity to thrive, as well as giving back and contributing positively to our communities. For more information about Man Group's global charitable efforts, and our diversity and inclusion initiatives, please visit: <a href="https://www.man.com/corporate-responsibility" target="_blank">https://www.man.com/corporate-responsibility</a> Man Group plc is listed on the London Stock Exchange under the ticker EMG.LN and is a constituent of the FTSE 250 Index. Further information can be found at <a href="http://www.man.com" target="_blank">www.man.com</a> * As at 30 September 2024. All investment management and advisory services are offered through the investment engines of Man AHL, Man Numeric, Man Discretionary, Man FRM, Man Varagon, Man Global Private Markets and Man Solutions.

Senior Financial Crime Compliance Manager

Financial Crime Manager, Screening Edinburgh <ul><li>Are you curious, excited by experimentation and always looking to innovate?</li><li>Do you want to work in embedded payments where you can keep learning and developing whilst getting hands-on experience?</li><li>Do you want to have the opportunity to work in a high growth environment with a fast paced and collaborative culture where you will work with some fantastic clients and partners?</li></ul>If so, we would love to connect and collaborate! We want to hire ambitious, and value-adding talent into Modulr, one of the fastest growing payments businesses in the UK and Europe to drive fraud processing, whilst leading and managing a team to drive efficiency and high service standards. About us At Modulr, our vision is a world where all businesses are powered by embedded payments. Modulr enables businesses, from SMEs to Enterprise, initially across the UK and Europe to efficiently pay-in, collect and disburse funds instantly via a range of payment schemes, accounts, and card products. We have created an industry-leading API platform with comprehensive online tools and access, to meet the demands of daily business payments. We have two routes to market. Our Core Business Payments product allows customers in any sector to connect to us and our expanding network of accounting and payroll platforms, including Sage, Xero, BrightPay and IRIS to automate payments. Our Vertical Solutions targets a growing range of industry verticals which directly connect their IT platforms to our APIs and webhooks. We solve complex payment problems for hundreds of clients in a range of industries, including Travel, Lending, Wage Advance, and Investment &amp; Wealth. We are deeply integrated into the payment eco-system. In the UK, we are direct participants of Faster Payments and Bacs. Modulr hold settlement accounts at the Bank of England. Our payment network connectivity includes CHAPS, Open Banking, SEPA, SWIFT and account issuance in multiple currencies. We are principal issuing members of Visa and Mastercard schemes across UK and Europe. Our regulatory permissions and governance structure are the foundations of our business. We are regulated and supervised as an Authorised Electronic Money Institution (AEMI) in the UK by the Financial Conduct Authority and in the Netherlands by De Nederlandsche Bank. Our founding team has a wealth of experience in the payments industry and growing successful businesses. Modulr is backed by the venture arms of payments giants PayPal and FIS, as well as growth investors Blenheim Chalcot, General Atlantic, Frog Capital and Highland Europe. Modulr now has over 400 employees spread globally across offices in London, Edinburgh, Amsterdam, and Mumbai. Modulr values <ul><li>Building the extraordinary; going that extra mile.</li><li>Owning the opportunity; be passionate and proud of the time you invest.</li><li>Move at pace; reach goals faster whilst supported on your career journey.</li><li>Achieve it together, working collaboratively and being a Modulite.</li></ul>The role Summary The Financial Crime Operations function executes processes to mitigate risks to Modulr as they relate to Money Laundering/Terrorist Financing, Fraud, Sanctions, and other Financial Crime risks (such as Anti-bribery &amp; Corruption). The Financial Crime Manager (Screening) will be responsible for leading and managing a team within Financial Crime Operations that ensures all relevant entities (organisations and individuals) and payments are effectively screened for potential matches to things such as Sanctions, PEPs, Adverse Media and other financial crime risk identifiers. This will include ensuring that both the screening tools &amp; rules and the associated operational processes are effective yet efficient and meet Modulr's regulatory and legislative obligations for the jurisdictions we operate in As well as managing the team and owning the systems and tools to run these processes, the role holder will lead a programme of continuous improvements to deal with ongoing industry changes as well as improve outcomes and efficiency, working with other teams including Product and Technology where relevant. The role holder will also support the improvement of controls and prevention measures over time by utilising the intelligence to highlight emerging trends and potential to improve controls. As an area of considerable focus in the industry, this is a fantastic opportunity for someone to help shape and deliver a market leading proposition which protects Modulr, our clients and broader payment service users. The ability to deliver through effective operational management, stakeholder engagement and clear reporting, while taking an analytical approach to changing complexities are key factors for success in the role. Specific duties Depending on the project, you will need to be comfortable doing the following: <ul><li>Maintaining and developing operational processes, tools, and services to support safe, rapid business growth whilst enhancing customer experience; delivered efficiently and with high levels of operational rigour.</li><li>Protecting Modulr and the broader ecosystem by ensuring customer screening activities are delivered effectively and efficiently, in line with our agreed policies, risk appetite and regulatory requirements.</li><li>Delivering a high-quality client experience, ensuring processes and touchpoints are efficient and seamless, and teams are professional and focused on delivering high quality service and outcomes.</li><li>Managing performance across teams through robust training, accreditation, quality assurance and feedback frameworks. Also carrying out systems assurance work where required.</li><li>Developing, monitoring, and maintaining key performance indicators (including internal SLAs) to drive performance, update stakeholders and identify areas for improvement.</li><li>Build knowledge and capacity in the team to provide advisory support to internal and external customers without impacting operational performance.</li><li>Giving advisory support to internal and external stakeholders on compliance queries.</li><li>Drive a culture of continuous improvement, proactively developing team's policies and procedures to evolve in line with the business' strategic growth, both product and country expansion.</li><li>Using data to identify opportunities for improvements, particularly in control outcomes, service quality and efficiency. Working with the Product team to establish and drive initiatives to deliver on these.</li><li>Feeding into relevant internal governance forums and reporting.</li></ul>About you The successful Financial Crime Manager, Screening will have a track-record in delivering results in a fast-moving scaling business and hence you must be comfortable with change and uncertainty. More specifically the ideal candidate will have: <ul><li>You have experience in operating in a highly regulated environment, with experience in Financial Crime and Customer Screening alongside a supporting qualification</li><li>Recognise the importance of good governance and have experience of delivering strong quality of output in an operational function.</li><li>Demonstrable leadership experience, with a focus on delivering through others</li><li>Attention to detail with experience in developing strong planning and forecasting capabilities to understand capacity requirements</li><li>Good communication and influencing skills, comfortable in being open to challenge but maintaining your position where appropriate</li><li>You're excited about the prospect of taking ownership of strategies and developing plans to further protect the business, whilst ensuring that they evolve so that the programme continues to be aligned to the business's rapid growth plans.</li><li>You're structured and organised, able to handle the competing pressures of immediate tasks alongside longer term projects.</li><li>You're comfortable working in an early-stage business, where time is critical, and things change frequently and enjoy self-leading and working independently in a fast-paced, constantly changing environment.</li><li>You enjoy sharing your knowledge and sharing your ideas about how we can improve.</li><li>You have a strong focus on automation and efficiency, finding ways to improve outcomes and streamline processes through automation.</li><li>You are focused on delivering a great service to "customers," whether they are clients of Modulr, regulators, internal stakeholders, or broader industry participants.</li><li>You love rolling up your sleeves and doing whatever is required to achieve the goals of the operations team and wider business.</li><li>You are structured and organised, able to handle the competing pressures of immediate compliance tasks alongside longer-term projects.</li><li>You are analytical and can assess risks and define appropriate controls based on these, communicating the links, effectiveness, and any potential gaps clearly to others.</li><li>You have an inquisitive mind and proactive approach to problem solving and issue resolution.</li></ul>Skills and experience we are interested in: <ul><li>Experience of working in financial crime with good working knowledge of specific risks and controls within financial services. Specifically in Customer Screening.</li><li>Previous experience managing operational delivery teams including resource planning and managing service delivery through data and SLAs.</li><li>Experience of working with Product and Technology teams to drive systems improvements and automations.</li><li>Experience in training &amp; quality assurance.</li><li>Previous management of multiple stakeholders to aid effective delivery of service.</li><li>Experience reporting and presenting to Senior Management.</li><li>You should have a strong understanding of the regulatory landscape Modulr operate in.</li><li>Assessing the adequacy and effectiveness of measures, controls and procedures put in place to ensure compliance with regulatory obligations.</li><li>Experience maintaining and implementing effective processes, whilst ensuring the correct risk parameters are applied, defining these processes, establish optimal way to achieve goals and embedding tools and procedures to achieve them.</li><li>Relevant qualifications and professional certifications.</li></ul>What can Modulr offer you <ul><li>You will be part of a cross disciplinary team(s), with co-workers located in Edinburgh, London, Amsterdam, and India. We are friendly and sociable, challenging but rewarding. We want you to push yourself and for us to support you in your future as we scale up and grow.</li></ul><ul><li>Share Options Incentive Scheme.</li><li>Company Bonus - the more successful we are together, the greater the reward.</li><li>Flexible benefits - £1000 to spend on a variety of benefits for you to choose from which suit your lifestyle and needs. Including Private medical insurance, gym membership, health checks etc.</li><li>Perkbox - enjoy freebies and discounts on many other products and services.</li><li>33 days holiday (including bank holidays) &amp; your birthday off - choose which days you take off to relax and/or spend time with loved ones.</li><li>Learning Opportunities - on joining Modulr you will embark on our 2-day onboarding programme, called ModStart, to be equipped with the Modulr know-how and arm you with the tools you need to be successful from day 1! But we do not want your learning to stop there so we will continue to provide you with the tools and capabilities through our learning channels and platforms.</li><li>Modulr hands-on - join your colleagues for our company wide events throughout the year.</li><li>Great workspace - Modulr thrives on innovation which is best done through in-person collaboration. This approach enables us to work together closely, exchange ideas, and create innovative solutions that drive our success. We ask our team members to be based in the office 4 or more days a week. We have state of the art offices located in Exchange Crescent Edinburgh, Scale Space in London, and WeWork in Amsterdam.</li><li>Bike to work / E-bike scheme. </li></ul>ModInclusion At Modulr, we are working hard to build a more positive diverse and inclusive culture that helps everyone to feel they belong and can truly bring their whole self to work. Not only is it the right thing to do for everyone in the Modulr team, it's also the right thing to do for our business, the community we operate in and attracting future talent. As part of our approach, we actively welcome applications from candidates with diverse backgrounds. By submitting your CV you understand that we have a legitimate interest to use your personal data for the purposes of assessing your eligibility for this role. This means that we may use your personal data to contact you to discuss your CV or arrange an interview, or transfer your CV to the hiring manager(s) of the role you have applied for. You can ask us at any time to remove your CV from our database by emailing <a href="mailto:peopleops@modulrfinance.com" target="_blank">peopleops@modulrfinance.com</a> - but please note that this means we will no longer consider you for the role you have applied for.

Financial Crime Analyst, Screening

FINANCIAL CRIMES ANALYST SENIOR I WHAT IS THE OPPORTUNITY? Under the direction of the BSA Risk Manager, this colleague is responsible for carrying out regulatory/compliance issuance monitoring, risk assessments, and internal controls testing ensuring that there are adequate processes, procedures and internal controls to promote an effective BSA control environment. Responsible for monitoring, analyzing, and escalating issues and concerns related to BSA, AML, OFAC and the USA PATRIOT Act components of the Bank's BSA Program while utilizing sound and current compliance industry standards and practices. Develop new and/or updates policy and procedures related to BSA, AML, OFAC and the USA PATRIOT Act Bank wide. Plays a key role as a liaison with colleagues throughout the organization related to BSA, AML, OFAC and the USA PATRIOT Act. Responsible for building and maintaining relationships with internal and external customers while providing exemplary customer service. Functions as a backup to the BSA Risk Officer in specific areas as necessary. What you will do <ul><li>Carries out regulatory/compliance issuances monitoring, risk assessments, and internal controls testing ensuring that there are adequate processes, procedures and internal controls to promote an effective BSA control environment, under the guidance of the BSA Risk Manager.</li><li>Analyzes and escalates issues and concerns related to BSA, AML, OFAC and the USA PATRIOT Act components of the Bank's BSA Program while utilizing sound and current compliance industry standards and practices.</li><li>Identify gaps and deficiencies in related BSA functions, processes, policies and procedures as well as create and implement corrective actions and track gap remediation.</li><li>Develops and presents training to assist in gap remediation and required enhancements.</li><li>Communicates and escalates (as assigned) identified BSA, AML, OFAC and USA PATRIOT Act operational concerns to the appropriate level of management.</li><li>Completes special projects as assigned.</li><li>Attends internal and external meetings, seminars, workshops, etc. to expand professional expertise.</li><li>Maintains up-to-date knowledge of Bank policies, procedures and industry best practices.</li></ul>Must-Have* <ul><li>Bachelor's Degree or equivalent</li><li>Minimum 5 years of Banking industry experience</li><li>Minimum 4 years of experience in a BSA/OFAC specific role (such as those involving KYC, EDD, financial crime investigations, compliance) at a financial institution</li><li>ACAMS Current Certified Anti-Money Laundering Specialist (CAMS) Certification</li></ul>Skills and Knowledge <ul><li>Working knowledge of banking operations and Bank Secrecy Act/Office of Foreign Assets Control regulations</li><li>Experience using Microsoft Word, Excel and Access required.</li><li>Knowledge and understanding of federal regulations pertaining to the Bank Secrecy Act and Office of Foreign Assets Control required.</li><li>Excellent problem solving and analytical skills required.</li><li>Excellent verbal/written and written communication skills required to interact with all levels of Bank personnel and outside contacts.</li><li>Experience with quality control, audit or compliance testing is preferred.</li></ul>Compensation Starting base salary: $71,869 - $114,797 per year. Exact compensation may vary based on skills, experience, and location. This job is eligible for bonus and/or commissions. *To be considered for this position you must meet at least these basic qualifications The preceding job description has been designed to indicate the general nature and level of work performed by employees within this classification. It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities, and qualifications required of employees assigned to this job. Benefits and Perks At City National, we strive to be the best at whatever we do, including the benefits and perks we offer our colleagues. Get an inside look at our Benefits and Perks. ABOUT CITY NATIONAL City National Bank, a subsidiary of Royal Bank of Canada, is the largest bank headquartered in Los Angeles with $92.03 billion in assets as of April 30, 2024. Founded in 1954, City National provides personalized banking, investment and trust services in select markets including Los Angeles, Orange County, San Diego, the San Francisco Bay Area, New York City, Nashville, Atlanta, Delaware, Las Vegas, Washington D.C. and Miami.* In addition, the company and its investment affiliates manage or administer $96.83 billion in client investment assets. City National is dedicated to strengthening communities, and in 2023 alone, the company made more than $11 million in charitable contributions to nonprofits that support the communities it serves. *City National Bank does business in Miami and the state of Florida as CN Bank. For more information about City National, visit cnb.com. EQUAL OPPORTUNITY EMPLOYER &amp; REASONABLE ACCOMMODATION City National Bank is an equal opportunity employer committed to promoting and maintaining a diverse, equitable and inclusive working environment where differences are valued and encouraged. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status or any other basis protected by the laws or regulations in the locations where we operate or in our Code of Conduct. READ MORE If you are a qualified individual with a disability or a disabled veteran, you have the right to request a reasonable accommodation for any part of the employment process. Please contact us via email or leave a message at (213) 673-9139. These contact methods are dedicated to applicants whose disability prevents them from successfully applying online. Only messages left for this purpose will be returned. Responses may take up to two business days. #LI-NK1

Financial Crimes Analyst Senior I

Reporting to the Chief Risk &amp; Compliance Officer (MLRO), the Financial Crime Compliance Manager will: <ul> <li>Ensure that Chip's financial crime framework, policies and procedures are effective and embedded to ensure compliance with all applicable legal and regulatory requirements as well as best practice across Chip's savings and investments products</li> <li>Proactively identify financial crime risks across all FinCrime risk areas to include Sanctions and Fraud risk.</li> <li>Develop and execute our Financial Crime compliance monitoring and testing plan, working with key stakeholders to identify and test key controls to evaluate compliance with Financial Crime rules and regulations</li> <li>Effectively create and communicate solutions to address control or process gaps, as well as tracking these through to completion</li> <li>Collaborate well with internal stakeholders, such as Financial Crime Operations, Compliance, Product and Customer Support teams to provide 2LoD assurance and advice to help strengthen Chip's approach to managing AML and Fraud risks across all business lines</li> <li>Adapt focus depending on the regulatory agenda, growth plans and compliance needs. Develop a strong understanding of Chip's current and future product offerings</li> <li>Build a strong relationship with Financial Crime Compliance counterparts in partner or vendor organisations such as ClearBank, Seccl, Onfido and any future key vendors</li> <li>Work with Data Teams to produce management information and high quality reports to senior management and the Board to provide a clear overview of Chip's financial crime position</li> <li>Act as Deputy MLRO, supporting the MLRO in signing off or submitting SARs and deputising for the MLRO when they are unavailable</li> <li>Take on line management of the Financial Crime Analyst and support with other financial crime compliance projects and tasks as directed by the MLRO</li> </ul>What we're looking for: <ul> <li>Solid experience of 2LoD monitoring and testing within the financial services industry </li> <li>You'll have a proven background in AML &amp; Fraud risk in a 2nd line capacity and enjoy working in a collaborative and team environment</li> <li>You will have a good understanding of FCA expectations and the regulatory compliance landscape for payments and investment firms in the UK</li> <li>You will work well within a team and be adept at handling competing priorities with excellent time management, communication and organisation skills</li> <li>Good analytical and problem solving skills, with the ability to present information in a clear and concise manner </li> <li>Building, managing and monitoring controls and MI reports, raising awareness and adherence across the business</li> <li>Strong report writing and people management skills</li> </ul>What we're really looking for: Someone with a genuine interest in Chip and is excited about being part of a fast-growing company and our mission to build the investment super app of the future. Although we're in the financial space, and under the scrutiny that comes with it, the current compliance/risk team works well together, and even sometimes with a smile. We're sure you've got the technical skills, otherwise, you would have stopped reading by now, so let us be clear on what will make us want to work with you. We want a real person, with interests outside of work, to join our team. You could be a dancer, a gamer, a musician, a parent, a hockey fan, or even that one person that still writes Twilight fan-fiction. Doesn't matter to us. At the interview stages, we will be looking for empathy, eq, fun stories, and the ability to smile even when things are tough. Working Hours <ul> <li> Monday to Thursday: 9:00 AM - 6:00 PM</li> <li> Friday: 8:00 AM - 4:00 PM (Start your weekend early!)</li> </ul>Enjoy a structured yet balanced workweek, with an early Friday finish to kickstart your weekend! PERKS <ul> <li>£60,000 - £70,000 per annum</li> <li>Discretionary share option bonus</li> <li>Workplace pension scheme- We invest in your future with a workplace pension scheme, contributing 5% on earnings up to £50,000. Plan ahead with confidence while you grow your career! </li> <li>Private medical insurance (medical history disregarded)</li> <li>Employee Assistance Programme</li> <li>Cycle to work scheme</li> <li>Season ticket loan</li> <li>Free ChipX subscription for UK-based employees</li> <li>We are an equal-opportunity employer and value diversity</li> <li>Flexible working arrangements</li> <li>28 days holiday (excluding public holidays) </li> <li>Annual training budget for courses, workshops, or conferences to help you advance your career.</li> <li>£30 per monthChip Fitness Benefit to suit your Mental/Physical Wellbeing</li> <li>Company laptop</li> <li>Opportunity to have a huge impact on our product while fast-tracking your knowledge, responsibility and skills in a high-growth fintech startup </li> </ul>Our Interview Process: <ol> <li>Video screen with someone from our Talent team</li> <li>Video interview with the hiring manager</li> <li>Final interview with</li> </ol> About us Our mission is to make our customers wealthy. We're building the wealth super app of the future. An app to build your long-term wealth across savings, investments and pensions. We use technology to break down barriers so users can invest like the ultra-wealthy, giving them one simple place to manage, grow and protect their wealth. The Sunday Times listed Chip as the 6th fastest growing tech company in Britain... and we're not slowing down. Chip serves over 300,000 active customers and looks after over £5billion in assets. These customers trust us to build the most amazing product we can, so working at Chip comes with real purpose. Chip is being built by a fast-growing team of designers, developers, customer service professionals, marketers, banking experts, and entrepreneurs. Our funding story though is a little different. Chip is one of the most crowd-funded businesses in Europe, having raised over £50m from 29,000 investors, over 9 years. Crowdfunding is in our DNA and only Brewdog has more investors than Chip. Our vision We know planning for your future can be a tedious, daunting task often avoided, so we want to change that. We're building the wealth app for our community, giving them one place for saving and investing. We're giving customers control and guidance to effortlessly build their long-term wealth using award-winning tech, while celebrating their achievements along the way. Who we are Chip has a creative and diverse team of 160, from all different backgrounds and industries. We're driven and passionate people, but no one takes themselves too seriously. Don't just take our word for it. We have a few awards under our belt, including Best Personal Finance App at the 2022 &amp; 2024 British Bank Awards. Our Values Be ACCOUNTABLE Everything you do matters, Care about the end result, Challenge the norm, Disagree, yet commit to making it happen once a decision has been made, Do the best job possible Be BOLD Share our Ambition and do your bit to achieve it, Innovate: challenge the norm, break the mould and make it happen, Set goals that truly align with our mission, Do your best for our customers Be COLLABORATIVE Work cross-functionally - we win as a team, Build strong relationships based on trust, Treat others fairly and respectfully, Hold others to account, Be supportive and inclusive, Have fun together Equal Opportunities We are passionate and committed to our people and go beyond the rhetoric of diversity and inclusion. You will be working in an inclusive environment and be encouraged to bring your whole self to work. We will do all that we can to help you successfully balance your work and home life. As a growing business we will encourage you to develop your professional and personal aspirations, enjoy new experiences, and learn from the talented people you will be working with. It's talent that matters to us and we encourage applications from people irrespective of their gender, race, sexual orientation, religion, age, disability status or caring responsibilities. Note to Agencies Chip does not accept unsolicited CVs from recruiters or employment agencies in response to any of our live roles on our career page. Chip will not consider or agree to payment of any referral compensation or recruiter fee relating to these unsolicited CVs. Chip explicitly reserves the right to hire those candidate(s) without any financial obligation to the recruiter or agency. Any unsolicited CVs, including those submitted to hiring managers, are deemed to be the property of Chip. Department Compliance Role Financial Crime Assurance Manager Locations Shoreditch Remote status Hybrid

Financial Crime Compliance Manager

Description Trolley is the payouts platform for the internet economy. Our vision is to unlock the collective economic opportunity of the internet - for everyone - by building a truly global payouts ecosystem. Through our powerful platform and API, Trolley enables businesses to reach people from all corners of the world and offer creators, on-demand workers, and suppliers the ability to bring their specialized talents to a global market. Businesses use Trolley to automate and manage payouts, collect recipient tax and banking information, and mitigate fraud and risk. It is the go-to payouts solution for hundreds of businesses like Canva, Soundcloud, and Envato, ensuring creators, artists, and suppliers get paid efficiently. Trolley has processed millions of payments, supporting musicians, artists, makers, vendors, and suppliers worldwide. Trolley is an international business headquartered in Canada, with subsidiaries in Canada, US, UK, Europe, Singapore, Australia, and New Zealand. Trolley is looking for an ambitious and knowledgeable Financial Crime Compliance Analyst (AML Analyst, Compliance Analyst) to support our global compliance team. While the role is based in our office in London, England. You will interact closely with your other compliance peers as well as Sales team members based in our other global offices. Responsibilities: <ul><li>Onboarding of corporate customers in the UK, Europe, Canada, Australia, and New Zealand by performing an effective Risk Assessment of the business.</li><li>Obtaining information and supporting documentation to complete Customer Due Diligence (CDD) / Enhanced Due Diligence (EDD) for our business clients.</li><li>Transaction monitoring &amp; analysis as it relates to Money Laundering and Terrorist Financing</li><li>Complete the necessary regulatory reporting to FINTRAC, NCA, AUSTRAC, NZ Police, under their domestic regulations (PCMLTFA, UK MLRs, AML/CTF Amendment Act, etc).</li><li>Analyze and assess ongoing risks (Fraud, AML, CTF, Privacy, Reputational, etc) as per regulations according to compliance policy and procedures</li><li>Work closely with the Chief Compliance Officer &amp; the UK Director of Compliance / MLRO, to maintain, update, improve policies and procedures for the different international compliance programs.</li><li>Proactively escalating urgent cases to the MLRO for review.</li><li>Work cross-departmentally to proactively identify and resolve any queries and complaints.</li><li>Keep up to date with current and future regulatory changes that affect the business and use this knowledge to proactively suggest improvements to compliance policies and procedures.</li><li>Maintain organized and effective logs and reports of all activity for review and audits.</li><li>Be a self-starter and participate in other exciting compliance projects as the business grows domestically and internationally.</li><li>Working to a high standard with minimal supervision and meeting strict timeframes.</li></ul>Requirements <ul><li>2-3 years experience in Financial Crime Compliance / AML Compliance gained ideally with an MSB, Bank or Financial Institution.</li><li>Experience in reviewing identification documents and electronic sources, risk scoring, monitoring of transactions, watchlist screening of payments (Sanctions, PEP, Adverse Media), suspicious transaction / activity reporting.</li><li>Knowledge of Money Laundering Regulations (UK JMLSG guidance notes, FINTRAC, AUSTRAC).</li><li>Ability to analyze, evaluate and mitigate financial crime risks.</li><li>Disciplined self-starter with great attention to detail.</li><li>Ability to balance extreme pressure and deadlines with constantly changing priorities.</li><li>Hold a degree, CAMS certification preferred.</li></ul>What we offer: <ul><li>Competitive salary and meaningful equity (ESOP).</li><li>Join an amazing team of diverse people working together on a common mission.</li><li>Extended Healthcare benefits including dental, vision, LTD, etc. from day 1.</li><li>30 days (including bank holiday) + 1 extra vacation day per year of service.</li><li>30 days remote work from anywhere.</li><li>Gym membership allowance.</li><li>1/2 day Fridays off during summer.</li><li>Company provided use of Apple MacBook Pro and Mac gear.</li></ul>

Financial Crime Compliance Analyst

What We're All About at Kroo Kroo has a big vision. To be the first Bank that is both trusted and loved by its customers. We're helping people take control of their financial future and achieve their goals, whilst making a positive impact on the planet. Here at Kroo, doing what is right is in our DNA. We act with integrity, transparency and honesty. We think big, dream big, and relentlessly pursue our goals. We like to be bold, break new ground, and we never stop learning. But most importantly, we are on this journey together. About the Team We are a multi-disciplined team of experienced technology, banking, customer experience, marketing, and legal professionals who share a passion for the company's mission and believe in a collaborative approach to creating the greatest social bank. We are building a diverse team of inquisitive people who want to understand customer needs and behaviour so we can develop innovative products that change people's lives for good. As a Senior Financial Crime Analyst, your key responsibility will be to safeguard our bank and its customers against financial crimes, including fraud, money laundering, and other illegal activities. You will work closely with the Financial Crime Prevention Team, using advanced analytical tools to carefully examine transactions, identify any suspicious activities, and help implement strong protective measures. What you'll do: <ul><ul> <li>Monitor customer transactions using financial crime detection systems to identify potential fraud, money laundering, or other suspicious activities.</li> <li>Proactively identify financial crime trends by conducting periodic or event based enhanced due diligence reviews.</li> <li>Investigate flagged transaction monitoring alerts to determine their nature, risk, and necessary follow-up actions, including the preparation of investigations.</li> <li>Contribute to the development and fine-tuning of detection models and methodologies to enhance efficiency and effectiveness in identifying financial crimes.</li> <li>Use a range of intelligence tools to effectively assess the potential financial crime risk presented by customers.</li> <li>Compile and maintain investigation records for regulatory compliance and reporting purposes.</li> <li>Stay updated on financial crime and compliance regulations to ensure practices are current.</li> <li>Work collaboratively with other departments to share insights and support the prevention strategy against financial crime.</li> <li>Participate in training and development opportunities to bolster knowledge and skills in financial crime detection and prevention.</li> <li>Handle escalations from the Customer Service team, providing practical advice on required actions for both customers and the bank.</li> <li>Support the Financial Crime Operations Team Lead in optimising and updating processes, systems, and procedures to maintain effectiveness.</li> <li>Use Financial Crime systems to check for and document malicious actors, ensuring detailed records are kept to aid investigations.</li> </ul></ul>Requirements You'll need to have: <ul><li>2 years experience (minimum) in a fraud or financial crime role.</li></ul><ul> <li>Experience managing escalations and supporting investigations.</li> <li>An inquisitive and proactive attitude.</li> <li>The ability to manage a varied workload and meet SLAs.</li> <li>An analytical mindset and capable of identifying patterns in large datasets.</li> <li>A cooperative character and you enjoy working as part of a dynamic team.</li> <li>Excellent communication skills.</li> <li>ICA or ACAMs qualification (Ideal but not essential).</li> </ul>Benefits What we offer: At our cutting-edge fintech company, we know that attracting and retaining the best talent means offering top-notch benefits that help our employees thrive both in and outside of work. Check out what we currently offer: <ul> <li>Generous holiday time: 25 days annual leave, 8 bank holidays, 1 Kroo bank holiday (June 24th), and 1 day off during the week of your birthday.</li> <li>Personal days: We know that life can be unpredictable, so we offer 3 personal days to use as needed.</li> <li>Employer-sponsored volunteer program: We're passionate about giving back to our community, and we support our employees in doing the same with up to 4 hours per month of employer-sponsored volunteer time.</li> <li>Mental health support: We care about the mental health of our team members and offer access to Spill, our mental health support partner.</li> <li>Workplace pension: We want you to feel secure about your future, so we offer a workplace pension with a 5% employee contribution and a 3% employer top-up.</li> <li>Top-notch equipment: We provide top-of-the-line equipment necessary for smooth hybrid work, including a MacBook laptop. Additionally, we also offer support in establishing your home office by contributing towards your setup if required.</li> <li>Cycle to Work scheme: We encourage sustainable transportation with our Cycle to Work scheme.</li> <li>Electric Car scheme: We're committed to reducing our carbon footprint, and our Electric Car scheme makes it easy for our employees to do the same.</li> <li>Enhanced parental leave: We know that family comes first, and we offer an enhanced parental leave policy to support our employees in starting and growing their families.</li> <li>Room for growth: As a fast-paced, high-growth start-up, we're dedicated to providing our employees with room to grow and excel.</li> <li>You get full healthcare for you and your nuclear family via Vitality.</li> </ul>Office/remote working and working times: The position is fully remote, with onboarding and training also conducted online. Our ambition is to be a truly 24/7 customer-focused bank. In order to achieve this, you'll be working 5 shifts (Monday - Sunday) and 37.5 hours per week. The shifts will be provided well in advance, but typically range between 07:00 - 19:30. Diversity and Inclusion: We wholeheartedly uphold our commitment to fostering a diverse and inclusive workplace. Every employee is highly regarded, respected, and supported without any form of judgement or prejudice. We consider Diversity, Equality, and Inclusion as fundamental pillars guiding our path in all aspects of our bank. We also ensure that reasonable adjustments are made available to all candidates throughout the recruitment process. To all Recruitment Agencies: At Kroo Bank, agency resumes are strictly prohibited. Do not submit agency resumes or forward them to our job advertisements or Kroo Bank employees. Be aware that Kroo Bank will not assume any responsibility for fees incurred due to unsolicited resumes. To ensure a fair and efficient application process, all candidates are kindly requested to submit their applications directly through the advertised platform. We kindly ask that you refrain from reaching out to the company or its employees via email, LinkedIn, or any other communication channels for inquiries or updates. Please note that any attempts to contact us through these channels will not receive a response. Thank you for your understanding and cooperation.

Senior Financial Crime Analyst - Detection

Company Description Checkout.com is one of the most exciting fintechs in the world. We process payments for companies that shape the digital economy. Using flexible and scalable technology, we help businesses around the globe to boost acceptance rates, reduce processing costs, combat fraud, and turn payments into a major revenue stream. Headquartered in London, with 16 offices worldwide, Checkout.com is trusted by leading brands such as Sony, Shein, Sainsbury's, Wise, Patreon, GE Healthcare, Rail Europe, and The Financial Times. We empower passionate problem-solvers to collaborate, innovate and do their best work. That's why we're on the Forbes Cloud 100 list and a Great Place to Work accredited company. And we're just getting started. We're building diverse and inclusive teams around the world - because that's how we create even better experiences for our merchants and our partners. And we need your help. Join us to build the digital economy of tomorrow. Job Description The Role Checkout.com is looking for a Product Compliance Manager responsible for support of new product launches and expansion of existing products to new markets in line with financial crime requirements. The job involves product risk assessment and coordination of requirements implementation from a financial crime lens. The successful candidate must deeply understand AML/CTF and work closely with analytics, engineering, compliance, operations, and commercial teams. How You'll Make An Impact <ul><li>Shape AML/CTF requirements for new products by interpreting regulations and analysing feedback from regional MLROs, product stakeholders, and other teams.</li><li>Take ownership of your product's lifecycle stages, including timely product risk assessment, effective communication, defining and documenting controls requirements, approvals and record keeping etc</li><li>Build strong partnerships with business, product, and technology stakeholders</li><li>Work with other product and engineering leaders to ensure alignment with their roadmaps and delivery</li><li>Gain a deep understanding of Checkout.com 's customers and business</li><li>Foster a team culture that upholds Checkout.com's operating principles</li></ul>Qualifications Qualifications <ul><li>5+ years of experience in product compliance/product risk assessment/product advisory within financial crime compliance</li><li>experience working in the payments sector: acquiring/issuing/payouts</li><li>good knowledge of PSRs, MLRs, PSD2 etc and ability to interpret regulations, assess the impact on new product implementation and collate AML/CTF controls requirements</li><li>ability to effectively communicate with stakeholders across different levels and functions within Product, Engineering, Operations, Compliance Advisory etc</li></ul>Additional Information Hybrid Working Model: All of our offices globally are onsite 3 times per week (Tuesday, Wednesday, and Thursday). We've worked towards enabling teams to work collaboratively in the same space, while also being able to partner with colleagues globally. During your days at the office, we offer amazing snacks, breakfast, and lunch options in all of our locations. Apply without meeting all requirements statement If you don't meet all the requirements but think you might still be right for the role, please apply anyway. We're always keen to speak to people who connect with our mission and values. We believe in equal opportunities We work as one team. Wherever you come from. However, you identify. And whichever payment method you use. Our clients come from all over the world - and so do we. Hiring hard-working people and giving them a community to thrive in is critical to our success. When you join our team, we'll empower you to unlock your potential so you can do your best work. We'd love to hear how you think you could make a difference here with us. We want to set you up for success and make our process as accessible as possible. So let us know in your application, or tell your recruiter directly, if you need anything to make your experience or working environment more comfortable. We'll be happy to support you. Take a peek inside life at CKO... <ul><li>Via our careers page</li><li>And our LinkedIn Life pages bit.ly/3OaoN1U</li><li>Via our Instagram <a href="https://www.instagram.com/checkout_com/" target="_blank">https://www.instagram.com/checkout_com/</a></li></ul>Apply without meeting all requirements statement If you don't meet all the requirements but think you might still be right for the role, please apply anyway. We're always keen to speak to people who connect with our mission and values. We believe in equal opportunities We work as one team. Wherever you come from. However you identify. And whichever payment method you use. Our clients come from all over the world - and so do we. Hiring hard-working people and giving them a community to thrive in is critical to our success. When you join our team, we'll empower you to unlock your potential so you can do your best work. We'd love to hear how you think you could make a difference here with us. We want to set you up for success and make our process as accessible as possible. So let us know in your application, or tell your recruiter directly, if you need anything to make your experience or working environment more comfortable. We'll be happy to support you. Take a peek inside life at Checkout.com via <ul><li>Our Culture video <a href="https://youtu.be/BEwnpHuadSw" target="_blank">https://youtu.be/BEwnpHuadSw</a></li><li>Our careers page <a href="https://www.checkout.com/careers" target="_blank">https://www.checkout.com/careers</a></li><li>Our LinkedIn Life pages bit.ly/3OaoN1U </li><li>Our Instagram<a href="https://www.instagram.com/checkout_com/" target="_blank">https://www.instagram.com/checkout_com/</a></li></ul>

Manager, Financial Crime Compliance (Product - Payouts)

SEI Investment (Europe) Limited ("SIEL") is a wholly owned subsidiary of SEI Investments Company ("SEI"), a multinational company headquartered in Oaks, Pennsylvania. SEI, as well as all of its subsidiaries is committed to the highest standards of workplace conduct and business ethics, as well as providing an environment that encourages high performance and staff development. The role will report directly into the MLRO. What we need: The Financial Crime Compliance Officer will be responsible for assisting the MLRO to implement, manage and co-ordinate an effective Financial Crime Compliance (FCC) framework for SEIL. <ul><li>Assist in the drafting, coordinating, monitoring and maintenance of SIEL's FCC policies and procedure</li><li>Provide subject matter expertise on financial crime compliance issues on day-to-day activities</li><li>Work closely with key stakeholders to ensure compliance risks are understood, managed, and mitigated across all business units</li><li>Review and investigate of internal suspicious activity reports and fraud activities</li><li>Provide Anti-Money Laundering oversight of products and processes through monitoring and periodic reviews to ensure compliance with regulatory requirements</li><li>Overseeing first line of defence activities</li><li>Prove training and guidance to the first line of defence on financial crime risks and control requirements</li><li>Preparation of management information, board reports, and other senior management reporting</li><li>Maintain a strong understanding of the Firm's business model and strategy</li><li>Assist in identifying and tracking new and updated requirements relating to financial crime, engaging collaboratively with the business in developing, implementing, and monitoring new procedures</li><li>Identify training needs; delivering FCC training to SIEL employees</li><li>Help identify opportunities for streamlining processes and implement efficiencies that will lead to enhanced client experience</li><li>Foster a strong culture of compliance by promoting awareness and understanding of financial crime issues at all levels of the Firm.</li></ul>What we would like: <ul><li>Experience of working in a second line of defence financial crime function (4 -5 years), preferably within Private Banking or Asset Management</li><li>Strong knowledge of financial crime legislation and regulation (ideally ICA Diploma or ACAMS qualified)</li><li>Proven experience in an assurance, compliance monitoring, providing assurance over financial crime risk management</li><li>Previous experience in undertaking customer screening, transaction monitoring, suspicious activity reporting and complex fraud investigations</li><li>Excellent analytical, research and critical thinking skills, with an ability to make informed judgements</li><li>Logical thinker with an attention to detail</li><li>Strong verbal and written communication skills</li><li>A collaborative team player, approachable, self-efficient and influences a positive work environment</li><li>Capable of prioritizing and multi-tasking in a dynamic, fast paced environment</li><li>High degree of personal and professional integrity.</li></ul>SEI's competitive advantage: To help you stay energised, engaged and inspired, we offer a wide range of benefits including comprehensive care for your physical and mental well-being, strong pension plan, tuition reimbursement, hybrid working environment, and a work-life balance that enables you to relax, recharge and be there for the people you care about. We are a technology and asset management company delivering on our promise of building brave futures (SM)-for our clients, our communities, and ourselves. Come build your brave future at SEI. SEI is an Equal Opportunity Employer and so much more... After over 50 years, SEI remains a leading global provider of investment management, investment processing and investment operations solutions. Reflecting our experience within financial services and financial technology our UK office is based between the City of London and the growing technology hub of Shoreditch. The open plan nature of our office space, flowing lines and numerous art installations are designed to encourage innovation and creativity in our workforce. We recognise that our people are our most valuable asset and are (literally) invested in your success; we know that a healthy, happy and motivated workforce is key to our continued growth. We are focused on ensuring a healthy work-life balance and offer our employees benefits, which include private medical care for you and your family, access to GPs online for appointments, enhanced family leave, volunteer days, access to thriving employee networks and not forgetting free fruit. SEI Investments (Europe) Ltd ('SIEL') is authorised and regulated by the Financial Conduct Authority (FRN 191713).

SIEL Financial Crime Compliance Officer

About the job Financial Crime Analyst Are you a data-driven problem solver with a passion for preventing fraud and financial crime? This role focuses on financial crime analysis, fraud detection, and the development of data-driven strategies to mitigate risk and protect genuine customers. Key Responsibilities: <ul><li>Analyze and enhance fraud detection tools to combat evolving threats.</li><li>Create and maintain fraud prevention rules, metrics, and reporting tools.</li><li>Support and deputize for the Financial Crime Manager.</li><li>Represent the team in projects and provide subject matter expertise.</li><li>Identify trends and opportunities for automation and process improvement.</li></ul>What Were Looking For: <ul><li>3+ years of financial crime experience in ecommerce, banking, or related fields.</li><li>Advanced Excel, VBA, and Power BI skills, with strong data analysis expertise.</li><li>Proven track record of delivering innovative solutions and actionable insights.</li><li>Excellent problem-solving and communication skills, with the ability to multitask.</li></ul>Join a team committed to staying ahead of financial crime trends through innovation and continuous improvement. Apply today!

Financial Crime Analyst

Company Description We are Together -Proud to be a Financial Services success story based in South Manchester. Established in 1974, we employ over 700 colleagues. A specialist lender offering a range of mortgage and secured loan products to individuals and businesses, who are typically underserved by mainstream lenders. We play our part to turn challenges into opportunities which make our customers' financial ambitions accessible. Over 50 years of successful trading has positioned Together as a market leader, thanks to a common-sense approach to lending. Job Description As a Senior Financial Crime Analyst you will be responsible for protecting the group against the threat of financial crime by supporting the Deputy MLRO and financial crime function by uncovering actionable intelligence quickly and effectively within the investigation of Money Laundering and/or Fraud Investigations. As a Senior Financial Crime Analyst you will be: <ul><li>Collating, investigating and analysing Suspicious Activity Reports (SARs)</li><li>Writing case notes detailing investigation activities, findings and supporing rationales</li><li>Submitting accurate, detailed and timely reports to the National Crime Agency (NCA)</li><li>Providing clear and concise justifications for investigations where no investigation has been found</li><li>Handling Defence Against Money Laundering requests in accordance with the law, internal investigation standards and departmental procedures</li><li>Liaising with the NCA and other law enforcement agencies to manage accounts subject to NCA control </li><li>Investigating alerts identified by our fraud prevention systems, including CIFAS</li></ul>Qualifications Essential: <ul><li>Minimum of 5 years experience in a financial crime role within the financial services sector</li><li>Comprehensive understanding of Financial Crime regulation covering money laundering, fraud, bribery, corruption, sanctions and tax evasion. </li><li>Specific knowledge of Proceeds of Crime Act 2002, Criminal Finances Act 2017, Serious Organised Crime and Police Act 2005, Terrorism Act 2000, Fraud Act 2006</li><li>Excellent understanding of suspicious activity reporting requirments and the processes for externalising suspicions to the NCA</li><li>Excellent report writing and influencing skills</li></ul>Additional Information Benefits working at Together <ul><li>26 days holiday (increasing with service), plus bank holidays</li><li>Buy &amp; sell holidays</li><li>Discretionary annual bonus</li><li>Matched pension contribution </li><li>Life assurance </li><li>Critical illness cover</li><li>Health cash plan </li><li>Private medical insurance</li><li>Free access to company holiday homes </li><li>Travel season ticket loans</li><li>Ride to work scheme </li><li>Free local gym access </li><li>Local bar / restaurant discounts </li></ul>Ambition is in our nature and we've created ambitious commitments to make sure we can play our part in protecting the future for generations to come. Check out our Sustainability page to find out more: <a href="https://togethermoney.com/sustainability" target="_blank">https://togethermoney.com/sustainability</a> Together Money embraces diversity and inclusion, and are proud to be an equal opportunity workplace. Not only do we welcome difference - we celebrate it, support it and really value our colleagues for who they are. We are committed to building a team that represents a variety of backgrounds, perspectives and skills. Please note that all successful applicants will undergo relevant employment reference, financial and criminal record checks.

Senior Financial Crime Analyst

The Opportunity Key Internal Relationships: <ul><li>Project Team</li><li>Director of New Business Intake, West</li><li>Head of Financial Crime</li><li>Financial Crime Manager </li><li>Senior Financial Crime Advisers </li><li>Financial Crime Advisers, Analysts &amp; Junior Analysts</li></ul>Key Responsibilities: <ul><li>Assisting the Firm in its compliance with its financial crime obligations, including:</li><li>Undertaking AML/CDD checks and risk assessments for the firm's existing Australian client base, including screening for sanctions, PEPs and other high-risk indicators.</li><li>Assisting in the management of the firm's new business workflow, including the prioritisation and delegation of new business requests.</li><li>Advising stakeholders within the firm on routine financial crime and CDD queries.</li><li>Ensuring the AML/CDD client identification checks are completed in a timely manner and liaising with the matter team where necessary to obtain additional CDD information &amp; documentation.</li><li>Carry out initial research on clients by using a variety of different research tools including analysis of structure charts and other materials to establish the true beneficial ownership of the client.</li><li>Liaising with the other New Business Intake teams to ensure a joined up and efficient process for the fee earners and PA's.</li></ul>Qualifications, skills and experience: <ul><li>Candidates should have a degree (law degree advantageous but not required; 2:1 or above preferred). </li><li>At least 6-12 months in a compliance role in a law firm or other regulated entity (financial crime experience desirable but not essential).</li><li>Good understanding of the financial crime regulatory landscape and a desire to develop further in this area.</li><li>Excellent research and analytical skills.</li><li>Good commercial awareness.</li><li>Ability to prioritise workload.</li><li>Excellent attention to detail and accuracy.</li><li>Ability to work autonomously and prioritise multiple tasks simultaneously.</li><li>Excellent verbal, written and face to face communication skills.</li><li>Ability to work well under pressure and to deadlines.</li></ul>Team General Counsel and Risk Working Pattern Full time Location London Contract type Permanent Contract Diversity &amp; Inclusion At Herbert Smith Freehills you will be part of a diverse, innovative culture where high performance, client focus and highly engaged people are our differentiator. People at our firm come from a range of backgrounds and bring a wide variety of experiences and perspectives to their work with us. We strive to ensure that our inclusive environment means you feel valued and able to perform at your best by being your authentic self at work. We know that our future success not only depends on being innovative and progressive in the changing legal market but, most importantly, on our people feeling highly engaged in meaningful work. We understand that you have commitments and personal interests outside of work and we strive to create a working environment based on mutual trust and respect, in which you can perform at your best whilst maintaining sustainable balance across your life.

Junior Financial Crime Analyst

The Opportunity Primary Objectives: <ul><li>Supporting the Firm on its financial crime regulatory obligations including the analysis and management of risk arising from the Firm's new business. As part of this, the individual will be responsible for undertaking regulatory AML processes such as client due diligence (CDD), risk assessments, monitoring and reporting.</li></ul>Key Internal Relationships: <ul><li>Director of New Business Intake, West</li><li>Head of Financial Crime, Advisory</li><li>Senior Financial Crime Manager </li><li>Senior Financial Crime Advisers</li><li>Partners, lawyers, business services members</li></ul>Key Responsibilities: Assisting the Firm in its compliance with its financial crime obligations, including: <ul><li>Undertaking AML/CDD checks and risk assessments for clients, including screening for sanctions, PEPs and other high-risk indicators.</li><li>Assisting in the management of the firm's new business workflow, including the prioritisation and delegation of new business requests.</li><li>Advising stakeholders within the firm on routine financial crime and CDD queries.</li><li>Ensuring the AML/CDD client identification checks are completed in a timely manner and liaising with the matter team where necessary to obtain additional CDD information &amp; documentation.</li><li>Carry out initial research on clients by using a variety of different research tools including analysis of structure charts and other materials to establish the true beneficial ownership of the client.</li><li>Liaising with the other New Business Intake teams to ensure a joined up and efficient process for the fee earners and PA's.</li></ul>Qualifications, skills and experience: <ul><li>Candidates should have a law degree (2:1 or above preferred) and/or qualified in KYC/Compliance or have worked in a Financial Crime environment in the regulated sector, or with a regulatory body or law enforcement for at least 18 months. </li><li>Good understanding of the financial crime regulatory landscape and a desire to develop further in this area.</li><li>Excellent research and analytical skills.</li><li>Good commercial awareness.</li><li>Ability to prioritise workload.</li><li>Excellent attention to detail and accuracy.</li><li>Ability to work autonomously and prioritise multiple tasks simultaneously.</li><li>Excellent verbal, written and face to face communication skills.</li><li>Ability to work well under pressure and to deadlines.</li></ul>Team General Counsel and Risk, London GC&amp;R Neil Gott Level 3 Working Pattern Full time Location London Contract type Permanent Contract Diversity &amp; Inclusion At Herbert Smith Freehills you will be part of a diverse, innovative culture where high performance, client focus and highly engaged people are our differentiator. People at our firm come from a range of backgrounds and bring a wide variety of experiences and perspectives to their work with us. We strive to ensure that our inclusive environment means you feel valued and able to perform at your best by being your authentic self at work. We know that our future success not only depends on being innovative and progressive in the changing legal market but, most importantly, on our people feeling highly engaged in meaningful work. We understand that you have commitments and personal interests outside of work and we strive to create a working environment based on mutual trust and respect, in which you can perform at your best whilst maintaining sustainable balance across your life.

Join ANNA Money as a Financial Crime Analyst and become a vital part of our mission to maintain the safety and integrity of our financial services. In this role, you will analyze various financial transactions to identify potential fraudulent activities and ensure compliance with all regulatory standards. You will work closely with our compliance and legal teams to investigate suspicious behaviors and contribute to the enhancement of our preventative measures. Key Responsibilities: <ul> <li>Monitor and Analyze Customer Transactions for Signs of Financial Crime (Fraud and Money Laundering)</li> <ul> <li> Task: Continuously review customer transactions for suspicious activities that may indicate money laundering, fraud, or other financial crimes.</li> <li> Strategies:</li> <ul> <li> Automated monitoring tools: Leverage transaction monitoring systems to flag unusual patterns, such as large cash deposits, transfers to high-risk jurisdictions, or unusual behavior inconsistent with a customer's profile.</li> <li> Risk-based approach: Prioritise high-risk customers and sectors, ensuring that resources are focused on the most significant threats.</li> <li> Behavioural profiling: Build customer profiles based on normal transactional activity and detect deviations that may suggest illicit behaviour.</li> </ul> </ul> </ul><ul> <li>Conduct Thorough Investigations into Flagged Transactions and Accounts</li> <ul> <li> Task: When suspicious transactions are flagged, conduct a detailed investigation to assess the nature and intent behind the activity.</li> <li> Strategies:</li> <ul> <li> Investigative frameworks: Develop a step-by-step investigation process, including gathering documentation, analyzing the customer's history, and reviewing the context of the transactions.</li> <li> Red flag identification: Ensure investigators are aware of red flags for financial crime, such as structuring, layering, or multiple accounts tied to suspicious entities.</li> <li> Documentation and reporting: Maintain detailed records of findings, which are critical for regulatory reporting and internal audits.</li> </ul> </ul> </ul><ul> <li>Collaborate with Internal Teams to Develop Strategies for Improved Detection and Prevention of Financial Crime</li> <ul> <li> Task: Work cross-functionally with compliance, risk, IT, and other relevant teams to enhance systems and controls.</li> <li> Strategies:</li> <ul> <li> Cross-team communication: Establish regular meetings with other teams to align on detection strategies, share insights, and implement joint initiatives.</li> <li> Process improvement: Use feedback from investigations and monitoring to improve existing detection systems, such as tweaking rule thresholds or incorporating machine learning models.</li> <li> Holistic view of risks: Combine data from different departments (e.g., customer service, fraud, compliance) to detect patterns that may be missed in isolated silos.</li> </ul> </ul> </ul><ul> <li>Prepare Comprehensive Reports Documenting Findings and Recommended Actions</li> <ul> <li> Task: Document investigation outcomes, outlining evidence, analysis, and proposed actions (e.g., filing Suspicious Activity Reports [SARs], terminating accounts).</li> <li> Strategies:</li> <ul> <li> Structured reporting: Use consistent templates for reports, ensuring that they are clear, detailed, and aligned with regulatory requirements.</li> <li> Actionable insights: Highlight recommendations in reports that guide next steps, such as enhancing controls, escalating cases to senior management, or making legal referrals.</li> <li> Regulatory compliance: Ensure all reports meet the necessary standards for submission to regulators or law enforcement agencies.</li> </ul> </ul> </ul><ul> <li>Stay Up to Date with Industry Regulations, Best Practices, and Emerging Trends in Financial Crime Prevention</li> <ul> <li> Task: Keep abreast of changes in financial crime regulations, enforcement actions, and new criminal techniques.</li> <li> Strategies:</li> <ul> <li> Continuous learning: Attend industry conferences, training programs, and webinars on AML and financial crime prevention.</li> <li> Regulatory updates: Subscribe to bulletins or newsletters from regulators like the Financial Action Task Force (FATF), FinCEN, or local financial authorities to track regulatory changes.</li> <li> Peer networking: Join AML and compliance professional groups to share knowledge and insights with peers in the industry.</li> </ul> </ul> </ul><ul> <li>Assist in Training Staff on Compliance and Financial Crime Awareness Initiatives</li> <ul> <li> Task: Support the development and delivery of training programs that raise awareness about financial crime and ensure compliance with AML requirements.</li> <li> Strategies:</li> <ul> <li> Custom training: Tailor training content to different departments, ensuring that staff receive relevant information based on their role (e.g., frontline staff, analysts, or executives).</li> <li> Case studies: Use real-life examples of financial crime cases to illustrate key risks and red flags in training sessions.</li> <li> Regular updates: Schedule periodic refreshers and updates as regulations evolve or new threats emerge, keeping the team informed of the latest practices.</li> </ul> </ul> </ul><ul> <li>Managing Escalations from Junior Analysts</li> <ul> <li> Task: Addressing issues or questions raised by junior analysts when they encounter complex or unfamiliar AML cases.</li> <li> Strategies:</li> <ul> <li> Establish a clear escalation process: Ensure junior analysts know when and how to escalate cases, and set up an organised workflow for handling these escalations efficiently.</li> <li> Document resolutions: Keep track of frequently escalated issues and create a knowledge base or playbook that can help reduce future escalations.</li> <li> Mentorship: Provide coaching and guidance to junior analysts to empower them to handle more complex cases independently over time.</li> </ul> </ul> </ul><ul> <li>Analysing and Reviewing Junior Analysts' Work</li> <ul> <li> Task: Conduct regular reviews of the work done by junior analysts to ensure accuracy and compliance with AML regulations.</li> <li> Strategies:</li> <ul> <li> Quality control: Implement a structured review process, including spot checks and formal assessments to ensure work adheres to established standards.</li> <li> Feedback loops: Offer constructive feedback on both strengths and areas for improvement, fostering continuous learning.</li> <li> Review templates: Develop checklists or templates that help ensure consistency in how reviews are performed.</li> </ul> </ul> </ul><ul> <li>Proactively Identifying AML Trends</li> <ul> <li> Task: Monitor emerging trends in money laundering techniques and ensure your team is equipped to address them.</li> <li> Strategies:</li> <ul> <li> Data analysis: Regularly analyse case data, alerts, and transaction patterns to detect trends that may indicate evolving money laundering tactics.</li> <li> Industry collaboration: Stay connected with industry news, regulatory updates, and forums to learn about global AML trends.</li> <li> Team discussions: Conduct brainstorming sessions or training workshops to make your team aware of new trends and encourage proactive identification of unusual patterns.</li> </ul> </ul> </ul>Requirements The ideal candidate will possess: <ul> <li>A minimum of 4 years experience in financial crime analysis</li> <li>In-depth knowledge of financial regulations and compliance standards.</li> <li>Familiarity with financial crime detection tools and techniques.</li> <li>Relevant certifications (e.g., ACAMS, ICA) and a degree in finance, business, or a related area are preferred.</li> <li>Proven ability to implement and deliver training programmes as well as coach and mentor junior analysts</li> <li>Experience in performing quality audits and inspections</li> <li>Strong analytical and problem-solving skills.</li> <li>Excellent verbal and written communication abilities.</li> <li>Confidence speaking on the phone to customers and other financial institutions</li> </ul>Hybrid Working We welcome you to both our UK offices, which are located in Cardiff and London. We support Working From Home, but we do require you to travel to our offices for training sessions and meetings, which take place fortnightly. If you live locally to our UK offices, we expect you to attend an office nearest to you on a weekly basis Benefits <ul><ul> <li>Ongoing AML, CTF, CPF, Sanctions and Fraud training across a spectrum of activity, including internationally recognised certification qualifications and accredited learning</li> <li>Hybrid working</li> <li>Perks that include Perkbox, the Cycle to Work scheme</li> <li>Travel allowance of up to £1,000 every year</li> <li>Continuous Learning allowance of up to £1,000 every year</li> <li>Growth share options (10x growth in recent years)</li> <li>An employee-driven salary review</li> <li>The opportunity to gain wider experience Subject Matter Expert roles</li> <li>Employee wellbeing, fitness and mental health support programmes</li> <li>Opportunity to join frequent virtual and in person social events, organised by our Social Team</li> <li>A day off for your birthday. Hooray!</li> </ul></ul>Salary <ul><li>£35,000 - £38,000 per year based on experience</li></ul>Please note that due to a high level of demand in candidates for this role, we're unable to respond to individual emails or questions about the position. We hope that we've been thorough and transparent regarding the requirements and expectations of this role

13 Financial Crime and Compliance Jobs in United Kingdom