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Who We Are BLME: BLME (Bank of London and The Middle East) is a unique, award-winning Sharia-compliant digital banking and wealth proposition. Based in the heart of London and with an office in Dubai, BLME is one of the largest Islamic banks in Europe. BLME is authorised by the Prudential Regulation Authority (PRA) and regulated by the Financial Conduct Authority (FCA). BLME is at an exciting stage in its development. Nomo Bank: Now incorporating Nomo Bank - the world's first fully digital Sharia-compliant cross border banking platform, its Middle East customers can access, via the Nomo app, a range of innovative, cutting-edge products and international banking services. These include current accounts, fixed term deposits, property finance, multi-currency services and international transfers. Responsibilities • Always act in good faith towards customers, avoid causing foreseeable harm, and enable and support the Bank's clients /customers to pursue their financial objectives. As related to your role, you should monitor, assess, understand and evidence how you are acting to deliver good outcomes to clients and customers as per the FCA's Consumer Duty regulations. • Assist with the delivery if of the Compliance Monitoring Plan provided clear documentation of findings. • Discussion of the findings with the Head of Compliance and assisting in issuing the Compliance Monitoring Report findings to CEO, ExCo and Audit Committee. • Responsibility for maintaining and monitoring adherence to key compliance polices, this includes maintaining relevant registers e.g., Breaches and Financial promotions. • Conduct policy reviews for Compliance owned policies ensuring that they reflect the latest regulatory requirements. • Development and maintenance of standard operating procedures (SOPS), ensure that systems and controls are up to dates and comply with BLME's policies. • Keep the team and business up to date with regulatory developments with through weekly Horizon Scanning. Prepare monthly horizon scanning slides to be presented at Executive Risk Committee. • Assist with monitoring regulatory releases from the applicable authorities and making a preliminary impact assessment. • Assist with ensuring that internal processes and procedures are updated as required due to regulatory changes. • Ensure that standard and ad-hoc information reports required by regulators are completed in an accurate and timely manner. • Provide input to the Annua; Compliance Risk Assessment that Is used to create the Compliance Monitoring Plan. • When required support projects where compliance input is required ensuring these are delivered on time and to specification. Ensure that projects consider yje impact of rules and regulation • Assist the Head of Compliance with SMCR related activities. • Assist with preparation of committee packs. • Assist with the oversight of activities relating to Client Money and Assets requirements (CASS). • Review and approval of financial promotions • Support the business with advisory requests and escalate to the Head of Compliance when required. • Ensure tasks on the annual Compliance calendar are completed in a timely manner with any delays escalated. General • To work collaboratively and provide cross cover for colleagues when required e.g., due to absence for sickness or holiday. • Uphold the Bank's PROUD values at all times. Experience • Detailed knowledge of financial services regulations relevant to BLME's activities - MIFID and/or MCOBS desirable • Knowledge and experience implementing Compliance frameworks, including compliance monitoring and risk assessments in the context of the UK financial services industry. • Experience of communicating with regulators, auditors and assisting with related enquiries. Personal Attributes • Effective communication and influencing skills with ability to build relationships. • Broad and pragmatic thinker, capable of quickly interpreting information and presenting arguments in a clear and reasoned manner. • Thorough and accurate, capable of identifying the key issues. • Good decision-making skills and judgement • Capable of and open to challenge • Ability to establish and follow new processes. • Ability to challenge constructively and enforce appropriate boundaries. • Accountable for own decisions and actions whilst respectful of the professional responsibilities of others. • Ability to operate in a structured and organised manner to ensure regular requirements are achieved. • Ability to understand the commercial needs that drive progression of the business in a wholly compliant manner.

Compliance Analyst

<ul> <li>The role requires the ability to effectively collaborate with other members of Risk, Business Services (Operational Resilience, Change, and Third Party and Outsourcing (TP&amp;O)) to secure buy-in for oversight and monitoring, and implement improvements to systems, processes, and technology, as appropriate.</li> <li>To apply knowledge and insights concerning Non-Financial Risk, including Operational Resilience, Change and TP&amp;O, Operational Risk, IT and systems risk and Conduct Risk, and how this impacts our policyholders. </li> <li>To provide challenge to the first line, reviewing Management Information, testing and other documentation to ensure a high degree of accuracy and regulatory compliance.</li> <li>To deliver good outcomes for the business, policyholders, shareholders, and other stakeholders.</li> <li>Our Company values are expected to be reflected in the delivery and performance of every role.</li> </ul>Specific accountabilities assigned to the role of Non-Financial Risk Manager within Risk <ul> <li>Conduct thorough analysis of first line tests, papers and Management Information, particularly review of Third-Party assessments, Exit plans, Operational Resilience scenario tests, mapping and vulnerabilities.</li> <li>Responsible for the successful delivery of routine reporting for the NFR team, input into Risk and Control Self Assessments (RCSA) process, Own Risk and Solvency Assessment (ORSA) scenario process and event management as required.</li> <li>Collaborate with and support the rest of the team, both the Operational Risk Managers and the Non-Financial Risk Leads, to ensure good coverage of business as usual work load, and assist with specific deep dives, projects, new deals, or field work where necessary.</li> <li>Prepare comprehensive reports reflective of the intended audience that demonstrate sound analysis and recommendations for Operational Risk, Management Risk and Board Risk Committees.</li> <li>Effectively collaborates with both the Non-Financial Risk team, the wider Risk team and the first line.</li> <li>Takes ownership for their own learning and development in both technical (e.g. data analysis and critical judgement) and non-technical (self-insight and relationship management) skills of Non-Financial Risk Management.</li> <li>Keeps informed of industry trends, market developments, regulatory changes in the public and private sectors, as well as best practice related to Non-Financial Risk Management by attending industry seminars, reading and sharing relevant published articles.</li> </ul>Requirements Knowledge <ul> <li>Good technical knowledge of Operational Risk Frameworks</li> <li>Good technical knowledge of business processes, standards, policies and procedures</li> <li>Good knowledge of relevant legal and industry requirements</li> <li>Good knowledge of non-financial risks </li> <li>Good knowledge of Operational Resilience regulations</li> <li>Good knowledge of best practise for change. </li> </ul>Experience <ul> <li>Professional qualification useful but not essential</li> <li>Prior experience of a risk management role in a relevant financial services entity (insurance, asset management, banking)</li> <li>Familiarity with the UK regulatory environment </li> <li>Experience in developing good relationships with stakeholders</li> <li>Experience of delivering high standard good quality management information, documentation and reporting.</li> </ul>Benefits In addition to a competitive base salary and the opportunity to participate in our annual, performance-related bonus plan, upon joining us here at Pension Insurance Corporation, you will get access to some great benefits, including private medical insurance, 28 days' annual leave (excluding bank holidays), a generous pension scheme and much more.

Non-Financial Risk Manager

Job Title: Audit Manager - Conduct and Operational Risk Working Pattern: Flexible and open to both Full time (36.25 hours per week) or Part-time working pattern, to be agreed Salary: FTE up to £75,000 and up to 20% bonus and benefits Location: Flexible - Embrace hybrid work from any of our vibrant UK offices in Blackpool, London or Cardiff. Some travel between offices will be required on occasions. At Tandem, we're not just a bank; we're a movement for positive change. If you're an ambitious and dedicated audit professional, ready to make an impact, we've got a space with your name on it! We're at the start of an exciting journey to evolve our Internal Audit strategy with the aim of building an amazing in-house Tandem audit team delivering assurance that is built on trusted business partnerships. As such we're looking for an ambitious and purpose-driven Audit Manager who is energised by the opportunity to make a real difference across the Bank. We are Tandem - Where impact meets innovation Tandem is the UK's greener digital bank on a bold quest to revolutionise the way we save, borrow, spend, and share - all while nurturing our planet, our people and our customers. As one of Europe's fastest growing digital banks, our values of being Brave, Enterprising, Simple, and Together (BEST) ensure our 500-strong team collaborate to drive a brighter, greener future. Your team: Collaborators in change Tandem is proud to offer a workplace with diverse experiences, perspectives, and backgrounds which leads to a unique company culture for our people and a better experience for our customers. The Audit Manager will have the opportunity to work alongside the Audit Leadership team to shape the strategic direction of the Internal Audit function, supporting the Head of Internal Audit to evolve the function's approach and ways of working reflective of the Bank's evolving needs. The role holder will be responsible for delivering the Conduct and Operational Risk elements of the audit plan, reporting to the Senior Manager. As such, you will play a key role in defining and delivering effective and high-quality audits and advisory work spanning the broad spectrum of operational and conduct risk areas. You will work extensively with stakeholders in key business divisions to help shape the delivery of our audits and develop strong working relationships with colleagues across the business to deliver independent risk-based and objective assurance, advice, insight and foresight to Senior Management and the Board Audit Committee, helping the Bank to responsibly achieve its strategic objectives. Your Impact: Building a greener tomorrow As an Audit Manager (Conduct and Operational Risk) at Tandem your focus will be on: <ul><li>Planning and quality delivery of the Conduct and Operational Risk elements of the audit plan, within agreed timescales and in line with Internal Audit methodology</li><li>Preparing robust and succinct audit reports, applying your professional judgement on the adequacy of control environment, root causes and risk management culture</li><li>Influence positive change and discussion in relation to the Bank's governance and control framework</li><li>Providing support, steer, and challenge to the business on outcomes and actions arising from audit activities</li><li>Supporting the Audit Senior Manager in maintaining and evolving the Audit risk universe</li><li>Increasing the function's visibility and building credibility with the business by developing a strong partnership model across the Bank, developing relationships with management in key business functions</li><li>Supporting the Head of Internal Audit in delivering against the strategic objectives of the audit function</li></ul>We'd love to hear from you if you have: <ul><li>Demonstrable experience of planning, executing and reporting on internal audits with strong project management skills to deliver high quality audit work</li><li>Subject matter specialism in conduct and operational risk areas</li><li>Excellent understanding and ability to make appropriate assessments of risk management and control frameworks, demonstrating relevant professional judgment</li><li>Strong understanding of the regulatory environment within which Tandem Bank operates</li><li>Strong relationship management and influencing skills to maximise the influence of our work, even when delivering difficult messages to senior stakeholders</li><li>Ability to confidently and clearly communicate findings and escalate issues</li><li>Excellent report writing ability</li><li>A collaborative approach to stakeholder management</li><li>A positive, can-do attitude and are passionate about elevating the impact of internal audit and finding ways to continually add value</li><li>A curiosity and tenacity to learn, who is confident approaching areas outside your core expertise in a thorough manner, getting to the heart of a matter quickly</li></ul>It would be great, but not essential if you have: <ul><li>Experience of working in financial services, and in particular within a digital or challenger bank</li><li>Experience in the use of data analytics or different ways of working, such as Agile to enhance quality and timeliness of audit input</li><li>Experience of designing, developing and implementing initiatives to improve audit quality or impact</li></ul>Rewards that reflect your value, what's in it for you? At Tandem, your hard work is rewarded in many ways and we have an enhanced employee benefits package on offer from your very first day with us: <ul><li>25 days annual leave plus 8 days Bank Holiday</li><li>An additional day off for a 'celebration day' including, but not limited to, birthdays, weddings, religious holidays, graduations etc</li><li>Buy or sell up to 5 days holiday a year</li><li>Healthcare cash plan through Westfield Health</li><li>Electric Vehicle salary sacrifice scheme</li><li>Cycle to Work salary sacrifice scheme and a free helmet</li><li>Salary sacrifice Pension contribution*, 4% employee contributions matched with 4% Tandem contribution (*Subject to salary eligibility)</li><li>Smart Tech scheme (buy goods with 0% interest)</li><li>10% discount on solar panels</li><li>Tandem Hub for treats, cash back and discounts on UK retailers</li><li>2 days per year paid volunteering</li><li>Free cereal, snacks and drinks in all offices</li><li>Quarterly team social budgets</li></ul>Our Green Deal: Your Impact Amplified A little welcome gift from us to you, we'll plant a tree in the Tandem Grove and you can enter into our "Green Deal" below: <ul><li>Volunteer 2 days a year for charity &gt; receive an early Friday finish</li><li>Raise £200 per annum for charity &gt; Tandem provide PR and marketing support</li><li>Have renewable energy at home &gt; receive an additional 1 day annual leave</li><li>Drive an electric car &gt; receive £500 towards a home charger</li></ul>Ready to make your mark? Apply now and let's pave the way to a greener world, together. Our approach to DE&amp;I is reflected in our hiring process so please let us know if you require any reasonable adjustments. Sourcing Model Recruitment at Tandem works primarily on a direct sourcing model and does not accept resumes from recruitment agencies which are not on the preferred supplier list. We are not responsible for any related fees for resumes submitted to job postings, our employees, or any other part of our company. You can find our Applicant Privacy Policy on our Careers page. Tandem is an equal opportunity employer and are committed to meeting our responsibilities under the Equality Act (2010). We respect the diverse experience and talents that every individual brings to our Company, and we are determined to ensure that no applicant or employee receives less favourable treatment on the grounds of gender, age, disability, religion, belief, sexual orientation, marital status, or race, or is disadvantaged by conditions or requirements which cannot be shown to be justifiable. Please be aware that background checking (including credit, criminal records and CIFAS Internal Fraud Database Checks) form part of our recruitment process. We will adhere to our duties under the Rehabilitation of Offenders Act 1974.

Audit Manager - Conduct and Operational Risk

Job Title: Audit Senior Manager - Conduct and Operational Risk Working Pattern: Part-time working pattern, flexible to be agreed but preferred 4 days, 29 hours per week Salary: FTE up to £95,000 and up to 20% bonus and benefits Location: Flexible - Embrace hybrid work from any of our vibrant UK offices in Blackpool, London or Cardiff. Some travel between offices will be required on occasions. At Tandem, we're not just a bank; we're a movement for positive change. If you're an ambitious and dedicated senior audit professional, ready to make an impact, we've got a space with your name on it! We're at the start of an exciting journey to evolve our Internal Audit strategy with the aim of building an amazing in-house Tandem audit team delivering assurance that is built on trusted business partnerships. This is a key senior hire who will play a vital role in making sure we deliver high quality assurance and advisory work to support effective risk management and a strong control culture. As such we're looking for an ambitious and purpose-driven Audit Senior Manager who is energised by the opportunity to make a real difference across the Bank to join the Audit leadership team, reporting to the Head of Internal Audit (SMF5). We are Tandem - Where impact meets innovation Tandem is the UK's greener digital bank on a bold quest to revolutionise the way we save, borrow, spend, and share - all while nurturing our planet, our people and our customers. As one of Europe's fastest growing digital banks, our values of being Brave, Enterprising, Simple, and Together (BEST) ensure our 500-strong team collaborate to drive a brighter, greener future. Your team: Collaborators in change Tandem is proud to offer a workplace with diverse experiences, perspectives, and backgrounds which leads to a unique company culture for our people and a better experience for our customers. The Audit Senior Manager will have the opportunity to actively shape the strategic direction of the Internal Audit function, supporting the Head of Internal Audit to evolve the function's approach and ways of working reflective of the Bank's evolving needs. The role holder will be responsible for leading the Conduct and Operational Risk Internal Audit team and relevant elements of the audit plan. The role holder will also be responsible for developing and maintaining strong cross functional senior relationships across the Bank to deliver independent risk-based and objective assurance, advice, insight and foresight to Senior Management and the Board Audit Committee, helping the Bank to responsibly achieve its strategic objectives. Your Impact: Building a greener tomorrow As an Audit Senior Manager (Conduct and Operational Risk) at Tandem your focus will be on: <ul><li>Leading the Conduct and Operational Risk Internal Audit team, including performance management, coaching and developing the team</li><li>Overseeing quality delivery of the Conduct and Operational Risk elements of the audit plan, including review supervision and oversight and quality of audit reporting outputs</li><li>Providing support, steer, and challenge to the business on outcomes and actions arising from audit activities</li><li>Maintaining and evolving the Audit risk universe, taking a lead role in audit planning processes to ensure a dynamic and relevant audit plan that provides appropriate levels of assurance</li><li>Increasing the function's visibility and building credibility with the business by developing a strong partnership model across the Bank, leading relationships with senior management in key business functions</li><li>Supporting the Head of Internal Audit in delivering against the strategic objectives of the audit function</li><li>Attendance at key governance forums/committees to positively influence discussion and continual promotion of a positive risk aware culture</li><li>Influence positive change and discussion in relation to the Bank's governance and control framework</li><li>Producing MI for bank wide Executive Committee's on assurance activity</li><li>Deputising for the Head of Internal Audit, as needed</li></ul>We'd love to hear from you if you have: <ul><li>Significant experience leading, planning, execution and reporting on internal audits with exceptional project management skills able to oversee teams to deliver high quality audit work</li><li>Subject matter expertise in conduct and operational risk areas</li><li>Excellent understanding and ability to make appropriate assessments of risk management and control frameworks, demonstrating relevant professional judgment</li><li>Strong understanding of the regulatory environment within which Tandem Bank operates</li><li>Strong relationship management and influencing skills to maximise the influence of our work, even when delivering difficult messages to senior stakeholders</li><li>Excellent communication and negotiation skills including the confidence to interact with and challenge senior stakeholders across the business </li><li>A collaborative approach to stakeholder management</li><li>A positive, can-do attitude and are passionate about elevating the impact of internal audit and finding ways to continually add value</li><li>A curiosity and tenacity to learn, who is confident approaching areas outside your core expertise in a thorough manner, getting to the heart of a matter quickly</li><li>Strong people management skills including the ability to lead, develop and motivate a team and support colleagues to deliver great work and achieve their potential</li></ul>It would be great, but not essential if you have: <ul><li>Experience of working in a digital or challenger bank</li><li>Experience in the use of data analytics or different ways of working, such as Agile to enhance quality and timeliness of audit input</li><li>Experience of designing, developing and implementing initiatives to improve audit quality or impact</li></ul>Rewards that reflect your value, what's in it for you? At Tandem, your hard work is rewarded in many ways and we have an enhanced employee benefits package on offer from your very first day with us: <ul><li>25 days annual leave plus 8 days Bank Holiday (FTE)</li><li>An additional day off for a 'celebration day' including, but not limited to, birthdays, weddings, religious holidays, graduations etc</li><li>Buy or sell up to 5 days holiday a year</li><li>Healthcare cash plan through Westfield Health</li><li>Electric Vehicle salary sacrifice scheme</li><li>Cycle to Work salary sacrifice scheme and a free helmet</li><li>Salary sacrifice Pension contribution*, 4% employee contributions matched with 4% Tandem contribution (*Subject to salary eligibility)</li><li>Smart Tech scheme (buy goods with 0% interest)</li><li>10% discount on solar panels</li><li>Tandem Hub for treats, cash back and discounts on UK retailers</li><li>2 days per year paid volunteering</li><li>Free cereal, snacks and drinks in all offices</li><li>Quarterly team social budgets</li></ul>Our Green Deal: Your Impact Amplified A little welcome gift from us to you, we'll plant a tree in the Tandem Grove and you can enter into our "Green Deal" below: <ul><li>Volunteer 2 days a year for charity &gt; receive an early Friday finish</li><li>Raise £200 per annum for charity &gt; Tandem provide PR and marketing support</li><li>Have renewable energy at home &gt; receive an additional 1 day annual leave</li><li>Drive an electric car &gt; receive £500 towards a home charger</li></ul>Ready to make your mark? Apply now and let's pave the way to a greener world, together. Our approach to DE&amp;I is reflected in our hiring process so please let us know if you require any reasonable adjustments. Sourcing Model Recruitment at Tandem works primarily on a direct sourcing model and does not accept resumes from recruitment agencies which are not on the preferred supplier list. We are not responsible for any related fees for resumes submitted to job postings, our employees, or any other part of our company. You can find our Applicant Privacy Policy on our Careers page. Tandem is an equal opportunity employer and are committed to meeting our responsibilities under the Equality Act (2010). We respect the diverse experience and talents that every individual brings to our Company, and we are determined to ensure that no applicant or employee receives less favourable treatment on the grounds of gender, age, disability, religion, belief, sexual orientation, marital status, or race, or is disadvantaged by conditions or requirements which cannot be shown to be justifiable. Please be aware that background checking (including credit, criminal records and CIFAS Internal Fraud Database Checks) form part of our recruitment process. We will adhere to our duties under the Rehabilitation of Offenders Act 1974.

Audit Senior Manager - Conduct and Operational Risk

Description Trolley is the payouts platform for the internet economy. Our vision is to unlock the collective economic opportunity of the internet - for everyone - by building a truly global payouts ecosystem. Through our powerful platform and API, Trolley enables businesses to reach people from all corners of the world and offer creators, on-demand workers, and suppliers the ability to bring their specialized talents to a global market. Businesses use Trolley to automate and manage payouts, collect recipient tax and banking information, and mitigate fraud and risk. It is the go-to payouts solution for hundreds of businesses like Canva, Soundcloud, and Envato, ensuring creators, artists, and suppliers get paid efficiently. Trolley has processed millions of payments, supporting musicians, artists, makers, vendors, and suppliers worldwide. Trolley is an international business headquartered in Canada, with subsidiaries in Canada, US, UK, Europe, Singapore, Australia, and New Zealand. Trolley is looking for an ambitious and knowledgeable Financial Crime Compliance Analyst (AML Analyst, Compliance Analyst) to support our global compliance team. While the role is based in our office in London, England. You will interact closely with your other compliance peers as well as Sales team members based in our other global offices. Responsibilities: <ul><li>Onboarding of corporate customers in the UK, Europe, Canada, Australia, and New Zealand by performing an effective Risk Assessment of the business.</li><li>Obtaining information and supporting documentation to complete Customer Due Diligence (CDD) / Enhanced Due Diligence (EDD) for our business clients.</li><li>Transaction monitoring &amp; analysis as it relates to Money Laundering and Terrorist Financing</li><li>Complete the necessary regulatory reporting to FINTRAC, NCA, AUSTRAC, NZ Police, under their domestic regulations (PCMLTFA, UK MLRs, AML/CTF Amendment Act, etc).</li><li>Analyze and assess ongoing risks (Fraud, AML, CTF, Privacy, Reputational, etc) as per regulations according to compliance policy and procedures</li><li>Work closely with the Chief Compliance Officer &amp; the UK Director of Compliance / MLRO, to maintain, update, improve policies and procedures for the different international compliance programs.</li><li>Proactively escalating urgent cases to the MLRO for review.</li><li>Work cross-departmentally to proactively identify and resolve any queries and complaints.</li><li>Keep up to date with current and future regulatory changes that affect the business and use this knowledge to proactively suggest improvements to compliance policies and procedures.</li><li>Maintain organized and effective logs and reports of all activity for review and audits.</li><li>Be a self-starter and participate in other exciting compliance projects as the business grows domestically and internationally.</li><li>Working to a high standard with minimal supervision and meeting strict timeframes.</li></ul>Requirements <ul><li>2-3 years experience in Financial Crime Compliance / AML Compliance gained ideally with an MSB, Bank or Financial Institution.</li><li>Experience in reviewing identification documents and electronic sources, risk scoring, monitoring of transactions, watchlist screening of payments (Sanctions, PEP, Adverse Media), suspicious transaction / activity reporting.</li><li>Knowledge of Money Laundering Regulations (UK JMLSG guidance notes, FINTRAC, AUSTRAC).</li><li>Ability to analyze, evaluate and mitigate financial crime risks.</li><li>Disciplined self-starter with great attention to detail.</li><li>Ability to balance extreme pressure and deadlines with constantly changing priorities.</li><li>Hold a degree, CAMS certification preferred.</li></ul>What we offer: <ul><li>Competitive salary and meaningful equity (ESOP).</li><li>Join an amazing team of diverse people working together on a common mission.</li><li>Extended Healthcare benefits including dental, vision, LTD, etc. from day 1.</li><li>30 days (including bank holiday) + 1 extra vacation day per year of service.</li><li>30 days remote work from anywhere.</li><li>Gym membership allowance.</li><li>1/2 day Fridays off during summer.</li><li>Company provided use of Apple MacBook Pro and Mac gear.</li></ul>

Financial Crime Compliance Analyst

Information Compliance Manager Vacancy ID 11485 College/Service Academic Department/Team Research Knowledge Exchange and Enterprise Location Hybrid - UAL High Holborn/Home Grade Grade 5 Salary £43,512.00 - £51,996.00 per annum Contract Permanent Term Full time - 35 hours per week Advertised External and internal Apply by 10 February 2025 23:55 Interviews TBC Job description The opportunity You will be a key member of our UAL Awarding Body team, who design and award creative qualifications to over 70,000 students across 300 centres in the UK and worldwide. The UAL Awarding Body is supported by our Quality Assurance and Enhancement team (QAE), who provide expert advice and support relating to Quality Assurance and Regulatory Compliance. As an Information Compliance Manager, you will work closely to support colleagues across the awarding body, providing expert advice on information management practice and compliance, including within the context of GDPR. You will conduct an annual GDPR audit and self-evaluation of UAL's records management requirements, producing comprehensive reports to inform future practice and enhancements. In addition to this, you will: <ul><li>Develop a working knowledge of data compliance legislation, ensuring all data is managed in accordance with legal and University requirements </li></ul><ul><li> Contribute to the QAE Management team advising on information management practice and compliance </li></ul><ul><li>Manage the risk register for the Head of QAE and provide support to the risk reporting process across UAL Awarding Body </li></ul><ul><li>Manage FOI requests, DSARs and DPIAs </li></ul>You will also provide support to the Awarding Body Local Information Manager (LIM) and Information Asset Owner, representing the LIM when required. About you We are looking for a well-organised individual, with excellent persuasion and negotiation skills and experience of identifying and managing risk. You will demonstrate an understanding of GDPR legislation, principles and implementation of data protection measures, including Data Subject Access Requests and the provisions of the Freedom of Information Act. Strong engagement, persuasion, communication skills and the ability to present complex technical regulatory information and data to varied audiences is essential. You will employ a creative solution focused approach to accommodate business demands whilst ensuring regulatory compliance advocating the benefits of legislation and compliance rather than the constraints. Application process We operate a fair and open anonymous selection process. Thus, you will need to create an account and submit an application through our job board. As part of this, you will need to provide a supporting statement to demonstrate your suitability. Our recruitment process involves: Application, Shortlisting , Onboarding. We understand the benefits of using AI in work. But, if you are thinking of using it to submit an application, we ask you to think about what value it adds. AI tools tend to lack the personal touch and authenticity we value in candidates. We encourage you to showcase your unique knowledge and skills using your own voice. If we receive a high volume of applications, the closing day date might close early. We aim to communicate any changes to the closing date with at least 24 hours' notice. If you have any general questions or have accessibility needs, please contact <a href="mailto:agstaffrecruitment@arts.ac.uk" target="_blank">agstaffrecruitment@arts.ac.uk</a>. What we offer To recognise the hard work of our staff and their contributions, we provide a wide range of benefits - please check our careers site/Canvas for further information as conditions and exclusions apply: • 34 days of annual leave and 2 days off to volunteer plus bank holidays • Flexible and Dynamic working options available from the first day • Discounted Medical Insurance including Digital GP service, therapies, in-patient and day-case treatment • Free counselling and advice via our Employee Assistance Programme (EAP) • Sector-leading Equal Parental Leave policy (6 months full pay for both parents) • Defined-benefit LGPS pension scheme • In-house training and development including apprenticeships and free places on creative courses • Interest free loans on travel and tech, discounts on gym memberships, nursery fees, eye care and much more • Various opportunities to attend student shows and exhibitions We are UAL University of the Arts London (UAL) generates and inspires the creativity the world needs for a better future. Since 1842, our colleges have been defining creative education. With curiosity, imagination and intent we make work which creates lasting change for people and our planet. London is core to who we are, a place where we meet and share ideas with people from different backgrounds and cultures. Our creative network influences learning, culture, industry and society on a global scale. Our academics and practitioners deliver creative education and inspire new ways of thinking through research and innovation. We work with students at every level from pre-degree and short courses to postgraduate and online learning, enabling them to build the careers they want. Together, we are a community of makers, thinkers, pioneers and storytellers redesigning the future. Please read through our page before applying.

Information Compliance Manager

About Us: Planet is a leading technology company transforming payments by putting customer experience first. We offer integrated solutions that include payment processing, VAT refunds, dynamic currency conversion, and management services for merchants in the Retail and Hospitality sectors worldwide. In recent years, we have experienced significant growth, expanding our services and global presence. With strong private equity investors, Advent International and Eurazeo, we have the financial capital and expertise to grow our capabilities and reach through acquisitions. Our mission is to create a world of connected commerce where payments are simple, secure, and seamless, enabling our partners to deliver exceptional experiences to their customers. Role Overview: Reporting to the Chief Legal Officer, the Head of Compliance will be responsible for developing and leading the overall risk management framework and program at Planet. This includes ensuring all aspects of Planet's payment institution licenses are maintained in full compliance with regulation including but not limited to those of AML, fraud and credit risk mitigation, safeguarding, and governance as well as leading the group's Enterprise Risk Management program. The role will lead the Planet's compliance and risk teams and direct other stakeholders across the Planet Group in the execution of an effective internal control framework of risk management and compliance monitoring activities required under the Company's UK and EU (French passported) licenses. As the Planet Group continues its path of exceptional innovation and growth, the Company requires a leader who is a subject matter expert in risk and compliance for regulated payments with experience managing cross-functional internal controls whilst scaling processes and retaining best-practices in line with regulatory supervision. This role requires an action mindset and one who is excited by the idea of growing and scaling global compliance and risk policies and processes as part of a bold, fast-moving, hands-on leadership team. What you will do: As the Head of Compliance, you will lead the general management team of the Company's (currently) two licensed entities in UK and EU respectively, ensuring all activities required by our payment institution authorisations meet regulatory obligations on a risk-based approach. Specifically, you will orchestrate and ensure that cross-functional stakeholders from Finance, Operations, IT, Product, and Commercial execute their internal control activities such as: financial performance, safeguarding and capital reporting; KYC, credit risk &amp; underwriting, transaction monitoring, investigations, escalations and SAR reporting; security assessments; product launch approvals; customer compliant handling; and training. As leader of the Company's AML programs, you will implement and/or maintain robust, scalable policies and procedures with a particular focus on those controls and activities designed to identify and mitigate financial crimes such as money laundering, terrorist financing, and fraud which could be enabled via the Company's regulated payment services. This includes policies and procedures which are clear and easy-to-read, and which can be deployed at the Planet Group level, adjusted for any local nuance as required. This role will also require regular shareholder and board reporting on the entities activities and maintaining resilient, transparent interactions with the UK Financial Conduct Authority, French ACPR and other regulators as the business obtains licenses for new jurisdictions. In addition, you will lead the Enterprise Risk Management Program and overall risk management framework to ensure it is fully deployed across all parts of the organization. This will necessitate setting risk appetite and tolerances, as approved by the board, maintaining risk registers, performing risk assessments, monitoring for emerging risks and recommending risk mitigation actions. This role will also oversee the audit function within Planet which currently leverages a third-party auditor. Key responsibilities of this role include: <ul><li>Leading the general management team of the Company's UK and EU (French) payment institution licensed entities by: <ul><li>Carrying out risk management and compliance monitoring activities and overseeing implementation and operation policies and procedures; and,</li><li>Ensuring the effectiveness of the design and operation of compliance and internal control frameworks including controls related to financial reporting, financial crime mitigation, operational, product development, IT and security and commercial activities.</li><li>Continuously evaluating and as necessary enhancing the controls and control framework in respect of activities of the licensed entities.</li><li>Lead regulatory exams and investigations.</li><li>Build and maintain exceptional relationships with UK's Financial Conduct Authority and French ACPR, and any new regulators when obtaining new licenses.</li><li>Regular reporting to the executive team and boards.</li></ul></li><li>Direct accountability for the compliance activities of the licensed entities including: <ul><li>Supervising and growing the MLRO team to ensure you are fully resourced for continued growth at pace.</li><li>Building fit-for-scale control processes including diligence processes through onboarding activities in our first line, escalation processes to our second line and ongoing scrutiny of existing customers, transaction monitoring for fraud and AML/CTF checks, investigations of suspicious activity and SAR reporting.</li><li>Working closely with the first line of defence sitting in Operations, whilst owning the second line framework, tools, techniques and policies.</li><li>Managing key 3rd party vendor tools including Lexis Nexis (KYC), Fraud.net (transaction monitoring), Autorek (safeguarding/reporting), etc.</li><li>Drafting and articulating policies and procedures in plain language to ensure Planet Group are viewed as easy to conduct businesses with.</li><li>Defining and implementing the entities' credit policy and credit monitoring processes including up front and periodic credit reviews, maintaining credit watchlists, and execution of risk reduction actions (ie. taking reserves).</li><li>Performing risk assessments to identify risk in business, business practices, policies and procedures.</li><li>Audit existing policies and procedures - taking ownership to change these when necessary.</li><li>Manage training and awareness in respect of the compliance program.</li></ul></li><li>Ownership of the Company's Enterprise Risk Management Program and related risk operations to include: <ul><li>Development of internal risk mapping (possibly RCSA or similar), to enable all parts of the business to properly assess their risks.</li><li>Emerging risk mapping, monitoring, testing and reporting.</li><li>Management/ownership of internal audit as a third line of defence.</li><li>Risk and risk mitigation reporting to the board(s)</li></ul></li><li>Support the Company's M&amp;A efforts, including evaluating target AML and risk programs and reporting on findings, deficiencies and required uplift.</li></ul>This will necessitate: <ul><li>A strategic view with hands-on, tactical pragmatic execution.</li><li>Quick synthesizing of regulatory requirements with a wider commercial, risk-based viewpoint.</li><li>Making the complex simple and provide a clear articulation to business, customers, and regulators on the activities of the Company and the risk and compliance policies and controls applied to meet regulatory requirements.</li><li>Maintaining a visible profile with key business leaders and staying accessible for key inquiries around license, AML, and risk processes.</li><li>KPI-driven procedures.</li><li>Horizon scanning for what regulations and demands of regulators may impact the Company's licenses - and then researching options, garnering best practice, forming a view and then making and executing recommendations.</li><li>Maintaining knowledge, skills, and market awareness in industry and risk trends and standards; seek out areas for professional development.</li><li>Ability to effectively communicate well with individuals, teams, customers.</li><li>Hold the strategic vision for the Risk &amp; Compliance function and its teams.</li><li>Be a trusted advisor and business partner to the Company, senior leadership, board and its committees, as well as shareholders in matters of best practice in AML/CTF governance, compliance with regulation and risk mitigation.</li></ul>Who you are: <ul><li>Significant experience of regulated compliance in payments, financial services or FinTech businesses.</li><li>Previous experience leading a multinational risk and/or compliance agenda is preferred.</li><li>Expert knowledge of payments, e-Money and similar regulations in UK and Europe. Demonstrable understanding of license obligations, including a close understanding of the UK PSRs 2017, PSD2 and the French Monetary and Financial Code.</li><li>Subject matter expert on AML, CFT, KYC, and SARs with the ability to define these terms on a risk-based approach as they apply to the Planet Group.</li><li>ERM certification (e.g. CERA, CRISC, CRMP, etc.) a plus.</li><li>Experience building multi-jurisdictional compliance and risk policies, appreciating it is not "one size fits all" approach.</li><li>Proven leader of people in a fast paced, growth environment. Ideally, privately backed growth environments.</li><li>Demonstrated experience interacting with all levels of management, compliance performance metric reporting and analytics.</li><li>Appreciates urgency and pace required for a growth business, epitomising a growth mindset.</li><li>Excellent leader of people with clear understanding of resourcing needs through scaling journey.</li><li>Exceptional communicator with prior evidence of board reporting.</li><li>Must be hands-on and pragmatic.</li><li>French language fluency a plus.</li></ul>Why Planet : Planet is an equal opportunity employer where diversity is valued, and all employment is decided based on qualifications, merit, and business need. Come and grow your career in the most exciting, fast paced technology market, with a business that delivers feel-good connected commerce. We would love to hear from you - Apply now. At Planet, we embrace a hybrid work model, with three days a week in the office. Reasonable accommodations may be made in order to allow for an individual to perform the essential functions of this role successfully.

Head of Compliance

Job Description We are seeking an experienced Compliance Officer to join our Governance team. The Governance team ensures that the regulations set by the Regulated Body are complied with and the firm's regulatory obligations are met. The compliance department assesses the risk inherent in the business, looks at ways to minimise this risk and looks to harmonise business objectives with compliance and legal obligations. This role can be based in any of our nine offices, working on a hybrid basis. Responsibilities: <ul> <li>Perform the SMF16 (Compliance Oversight) function for Barnett Waddingham </li> <li>Responsible for overseeing / ensuring delivery of the compliance monitoring plan, including ensuring centralised policies are designed, implemented and maintained appropriately</li> <li>Perform the SMF17 function and as the company's Money Laundering Reporting Officer (MLRO), oversee the company's anti-money laundering activities, policies and procedures. Responsible for day to day AML investigation and reporting</li> <li>Assist with the operational effectiveness of the company's systems and controls that are designed to achieve compliance with CASS, supporting and working with the Partners responsible for CASS oversight</li> <li>Working with the relevant individuals in the team, you will work to set and oversee delivery of Audit, Compliance monitoring, Data protection and information security and Training </li> <li>Working to ensure the appropriate information security and data protection policies are implemented and remain effective</li></ul>We would love to hear from you if you have: <ul> <li>Relevant Financial services experience (essential)</li> <li>Relevant professional qualifications (essential) <ul> <li>Diploma in Financial Planning or equivalent qualification (essential)</li> <li>CISI Compliance qualifications</li> </ul></li> <li>Skills based qualifications are also relevant e.g. A1 Assessor</li> <li>Experience in Legal (desirable)</li> <li>Experience in risk management (desirable)</li></ul>What's in it for you: <ul> <li>Competitive discretionary annual bonus and salary review</li> <li>Generous pension scheme (we contribute 8%)</li> <li>Funded training and professional development</li> <li>Core benefits including private medical cover, life assurance, group income protection, and up to 30 days holiday per year with holiday trading</li> <li>A comprehensive range of voluntary benefits to suit you including an electric car leasing scheme, tech scheme, cycle to work scheme, dental cover, healthcare cash plan, health assessments, critical illness cover, Sports Allowance - we pay up to 50% of your gym/sports membership (up to £50 pm), travel insurance, paid volunteering, and a broad range of retailer discounts </li></ul>Happy to talk flexible working. Accessibility We are a Disability Confident Employer. If you require reasonable adjustments or want more information on accessibility, please click here Not quite the right opportunity for you this time? For more about us and other Careers at BW, please click here Follow Barnett Waddingham on LinkedIn We kindly ask recruitment agencies to not send speculative CVs. Should we need assistance, we will reach out. All enquiries should be directed to <a href="mailto:careers@barnett-waddingham.co.uk" target="_blank">careers@barnett-waddingham.co.uk</a>.

Compliance Officer

The Senior Tax Accounting and Compliance Manager will be responsible to set-up and lead the tax accounting and compliance function. About us With over 200 million customers in 50+ countries, Bolt is one of the fastest-growing tech companies in Europe and Africa. And it's all thanks to our people. We believe in creating an inclusive environment where everyone is welcome, regardless of race, color, religion, gender identity, sexual orientation, national origin, age, or disability. Our ultimate goal is to make cities for people, not cars, and we need your help to achieve this mission! About the role In this newly established role you will be responsible for developing, monitoring and maintaining Bolt's global tax accounting and compliance processes, including tax reporting positions in group financial statements, Pillar II reporting and corporate workings. This position allows you to combine your understanding of Corporate Income Tax (CIT) regulations, tax compliance and IFRS/tax accounting knowledge. This role requires a strategic thinker with excellent technical skills and the ability to work collaboratively across departments. Main Tasks and Responsibilities: <ul><li>Ensure Accurate Tax Provisions and Disclosures in Financial Statements</li><li>Provide Guidance on Accounting for Income Taxes, Deferred Taxes and Liabilities, Uncertain Tax Positions, and Other Tax-Related Financial Reporting Matters</li><li>Ensure Timely and Accurate Preparation and Filing of Corporate Tax Returns and Other Tax-Related Filings Across Multiple Jurisdictions</li><li>Perform periodical Tax forecasting and provide Tax (P&amp;L and Cash) guidance for mid to long-term.</li><li>Assisting in the implementation and roll-out of tax reporting tools and technology aimed at improving tax reporting quality and accuracy and compliance processes, including the implementation of OECD Pillar 2 for the Group.</li><li>Develop and implement strategies to optimise tax accounting and reporting processes</li></ul>About you: <ul><li>You have a minimum of 8 years of experience working in industry and/or consultancy or as an in-house tax accountant.</li><li>You have relevant Tax accounting and reporting (IFRS) experience.</li><li>You have an excellent understanding and experience of implications of various direct and indirect taxes that may affect business, including international taxation and transfer pricing.</li><li>You have very solid knowledge about corporate income tax, indirect tax and international tax in a global organization.</li><li>You have excellent written and verbal English communication skills.</li><li>You have strong interpersonal skills and the ability to build strong relations with internal stakeholders and teams in a multicultural global entrepreneurial environment.</li></ul>Experience is great, but what we really look for is drive, intelligence, and integrity. So even if you don't tick every box, please consider applying! Why you'll love it here: <ul><li>Play a direct role in shaping the future of mobility.</li><li>Impact millions of customers and partners in 500+ cities across 45 countries.</li><li>Work in fast-moving autonomous teams with some of the smartest people in the world. </li><li>Accelerate your professional growth with unique career opportunities.</li><li>Get a rewarding salary and stock option package that lets you focus on doing your best work.</li><li>Enjoy the flexibility of working in a hybrid mode with a minimum of 2 days in the office each week to foster strong connections and teamwork.</li><li>Take care of your physical and mental health with our wellness perks.</li></ul>*Some perks may differ depending on your location and role. #LI-Hybrid

Senior Tax Accounting and Compliance Manager

About the company: Steamship Mutual is a P&amp;I insurance company, with some 240 employees worldwide. The main office is based near Liverpool Street station, London. We have offices in Bermuda, Brazil, Cyprus, Greece, Hong Kong, Japan, and Singapore. Overall Job Purpose: To support the department's Compliance and Risk Management activities across all jurisdictions, providing technical, professional, and organisational support to the team. Requirements Monitoring <ul> <li>Lead certain monitoring reviews and support on others including assisting the Head of Compliance with engagement and research.</li> <li>Oversee outstanding recommendations from reviews, following up where necessary.</li> <li>Provide input to the annual Compliance Monitoring Plan.</li> <li>Produce reports in good time for all relevant committee meetings.</li> </ul>Regulatory developments &amp; advice <ul> <li>Conduct regular horizon scanning via websites, emails, circulars, and other correspondence issued by Steamship's regulators across the globe, sharing results with the Head of Compliance and/or other parties as appropriate.</li> <li>Summarise regulatory developments to share with team members, other staff and/or with the Compliance Committee where relevant or when requested by the Head of Compliance.</li> </ul>Regulatory engagement <ul> <li>Support compliance with the Senior Managers and Certification Regime including CONNECT submissions, statements of responsibilities and responsibility maps.</li> <li>Assist with general regulatory enquiries including the completion of surveys and waivers.</li> <li>Attend meetings with regulators, taking notes or minutes as appropriate, ensuring actions are tracked to completion.</li> </ul>Compliance Committee <ul> <li>Assemble papers for Compliance Committee meetings, liaising with colleagues across Steamship's offices.</li> <li>Arrange Compliance Committee preparatory meetings, ensuring attendees are available.</li> <li>Attend Compliance Committee meetings, presenting updates and capturing action points.</li> <li>Maintain the Compliance Calendar, following up on items occurring between meetings.</li> </ul>Risk Management <ul> <li>Assist in the administration of Steamship's Risk Register.</li> <li>Follow up on Risk Control Attestations, Risk Events and actions arising from the Risk Management Operations Committee ("RMOC").</li> <li>Attend Risk Review meetings, making notes and following up with Risk owners regarding changes to their Risks and/or controls.</li> <li>Produce reports/report summaries for Risk Management and to management committees as required.</li> <li>Assist with assembling papers for the RMOC including the Risk Register, Risk Event Reports, and other papers as appropriate.</li> </ul>General <ul> <li>Produce an overview of policy changes ahead of each applicable Board meeting.</li> <li>Provide other administrative support to the Chief Risk Officer as and when required.</li> <li>Maintain awareness of new regulations and their likely impact on a P&amp;I Club.</li> <li>Any other ad-hoc duties within the capabilities of the postholder that are relevant to the job and reasonably requested by the Head of Compliance or Chief Risk Officer.</li> </ul>Person Specification: <ul> <li>Experience gained within a financial services or law firm.</li> <li>Strong analytical skills, able to convey complex information in a clear and concise manner.</li> <li>Highly organised, capable of using initiative, prioritising workload according to team expectations, and preparing in advance.</li> <li>Excellent communication skills (written and spoken), able to collaborate with internal stakeholders at all levels.</li> <li>Appreciation of the need to align regulatory standards with commercial considerations.</li> <li>Adept in the extraction of relevant data from search engines, regulatory websites, and other data sources.</li> <li>Working knowledge of Microsoft programmes: Outlook, Teams, SharePoint, Word, Excel, and PowerPoint.</li> </ul>Benefits Join Us at Steamship Mutual <ul><ul> <li>Become part of our collaborative, supportive, and friendly working environment, where you can enjoy a rewarding career with opportunities to enhance your existing skills and knowledge. We prioritise a healthy work-life balance and offer a competitive hybrid working policy.</li> <li>Our clear and transparent career pathways provide continuous support for skill enhancement and create opportunities for professional development. Additionally, we offer access to the Protection &amp; Indemnity Qualification, created by the International Group of P&amp;I Clubs.</li> <li>Our attractive benefits package includes private healthcare and a competitive wellbeing subsidy.</li> </ul></ul>Company Values Mutuality ensuring fairness amongst Club Members Integrity upholding high ethical, legal, and regulatory standards Safety and Sustainability contributing to safety of life at sea and the preservation of the environment Transparency building strong relationships based on trust and open communication Excellence enabling our people to realise their full potential as team members, industry experts, leaders, and managers Collaborative embracing flexibility, diversity, and inclusivity **Steamship Insurance Management Services Ltd is committed to providing a great service to all our members. We pride ourselves on offering a people-centred culture that provides mutual respect and support for all our staff and we welcome and encourage you to apply**

Compliance and Risk Management Executive

Lloyd's is the world's leading insurance and reinsurance marketplace. We share the collective intelligence and risk sharing expertise of the market's brightest minds, working together for a braver world. Our role is to inspire courage, so tomorrow's progress isn't limited by today's risks. Our shared values: we are brave; we are stronger together; we do the right thing; guide what we do and how we act. If you share our values and our passion to build a future that's more sustainable, resilient and inclusive, you'll find a home at Lloyd's - build a braver future with us. Lloyd's is seeking to recruit a Manager, Enterprise Risk. You will contribute to the successful development and executing of the Lloyd's global risk framework, ensuring the key risks to Lloyd's are well understood and appropriately managed within risk appetite. The role will involve a large amount of engagement with stakeholders at various levels across the Corporation, including the production of analysis reports. Risk management skills are required to be able to design and deliver leading risk management tools which are tailored to the unique Lloyd's business model as well as satisfying regulatory requirements Principal Accountabilities To define and regularly monitor the annual risk management and co-ordinated assurance plans. Contribute to an effective risk culture at Lloyd's and deliver training to key stakeholders. To work closely with, and respond with agility to requests (i.e. ad hoc projects) from, the or Head Risk Management or Chief Risk Officer. To ensure the effective operation of the risk governance structure at Lloyd's and liaise with Secretariat to ensure the ongoing effectiveness of the risk committees. To lead operation of the Executive Risk Committee and work with the Chief Risk Officer to set the agenda and ensure the Committee is operating in line with its terms of reference. To produce high quality regular and ad hoc reporting to the various Lloyd's risk committees which enable the committees to effectively discharge their responsibilities. To produce high quality materials for external stakeholders (including rating agencies) and regulators. To build and maintain strong relationships with all relevant Corporation departments, including 'Heads of' functions where appropriate Lead, and contribute to, the development and operation of Lloyd's global risk framework including: Risk and Control Self-Assessment Risk Incident Reporting (losses, control failures, near misses) Emerging risk reporting Risk culture, awareness and engagement To develop and maintain the risk appetite framework. Regularly report to senior management on the risk appetite position and ensure risk appetites are considered and embedded in decision making. To lead and contribute to the annual and quarterly Lloyd's ORSA process. To lead and contribute to thematic reviews on key risk topics. To lead development and maintenance of the risk management system and reporting tools Skills Knowledge and Experience Experience in working as part of a high performing team to deliver successful risk management outcomes. Experience in managing senior stakeholders including challenging or unsupportive stakeholders. Good experiences of risk management frameworks, tools and processes. Knowledge of risk management frameworks and processes. Understanding of the insurance industry and the Lloyd's market would be an advantage Stakeholder management and relationship skills to build relationships with a range of senior stakeholders. Excellent analytical skills and be able to effectively communicate (in both written and verbal forms) and engage in debate on complex topics. Evidence of influencing outcomes with senior management in both formal (e.g. committee) and informal settings. Used to working to deadlines and under a certain amount of pressure and ability to maintain effective personal workload plans that are achievable, prioritised appropriately and meet business objectives. Ability to lead and deliver change within areas of responsibility Should be used to working as part of a team, making effective contributions to team meetings and team initiatives and also be able to take ownership of tasks and projects whilst often working remotely and without supervision. Ability to productively challenge technical experts across Lloyd's and be robust/resilient under scrutiny. Diversity and inclusion are a focus for us - Lloyd's aim is to build a diverse, inclusive environment that reflects the global markets we work in. One where everyone is treated with dignity and respect to achieve their full potential. In practice, this means we are positive and inclusive about making workplace adjustments, we offer regular health and wellbeing programmes, diversity and inclusion training, employee networks, mentoring and volunteering opportunities as well as investment into your professional development. You can read more about diversity and inclusion on our website. We understand that our work/life balance is important to us all and that a hybrid of working from the office and home can offer a great level of flexibility. Flexible working forms part of a total reward approach which offers a host of other benefits over and above the standard offering (generous pension, healthcare, wellbeing etc). These include financial support for training, education &amp; development, a benefit allowance (to spend on our flexible benefits such as gym membership, dental insurance, extra holiday or to partake in our cycle to work scheme), employee recognition scheme and various employee discount schemes. By choosing Lloyd's, you'll be part of a team that brings together the best minds in the industry, and together with our underwriters and brokers, we create innovative, responsive solutions allowing us to share risk and solve complex problems. Should you require any additional support with your application, or any adjustments, please click the following link; <a href="https://cleartalents.com/apply/lloyds-msa1645695881" target="_blank">https://cleartalents.com/apply/lloyds-msa1645695881</a> Please note, clicking on this link does not register your application for the vacancy

Manager, Enterprise Risk

31st January, 2025 Senior Risk and Compliance Specialist - London - £90k - £100k - Sustainable Investment Our client are a leading Advisory firm and are committed to driving sustainable growth through responsible investment and align their services with Environmental, Social, and Governance (ESG) principles to create value and positive impact. This business are right at the forefront of the ESG / Sustainability space throughout finance &amp; investment and offer a fast moving, progressive culture with plenty of opportunity to develop. They are hiring for a Snr Risk and Compliance Specialist to ensure their firm remains compliant with evolving regulations. This role involves managing external regulatory updates and internal implementation of these regulations. Key responsibilities include monitoring and interpreting regulations, assessing their impact on operations and collaborating with stakeholders to integrate compliance into business strategies. The areas of focus will be Compliance, AML and Risk Management (You will not be expected to know all of these). Topics include: Compliance <ul> <li>GDPR</li> <li>ISO 27001</li> <li>SOC</li> <li>DORA</li> </ul>AML <ul> <li>AML/CFT Measures</li> <li>ML / FT Risks</li> <li>FIU Systematic Reporting</li> </ul>Risk Management <ul> <li>Annual ICARA</li> <li>RCSA</li> <li>Balance sheet exposures</li> </ul>We're looking for the following: <ul> <li>5+ years experience in a Risk/Compliance role across Finance or Investment</li> <li>Knowledge of current regulatory requirements</li> <li>Experience project managing integration for regulatory updates</li> <li>Stakeholder engagement focused</li> </ul>Our client offer a competitive salary, benefits, professional growth opportunities, and a collaborative work environment. Apply today if you would like to be considered.

Senior Risk and Compliance Specialist (Sustainable Investment)

Job summary The role is a crucial post in ensuring that GSTT is compliant with legal and statutory requirements for all operational and project service provisions across a complex and multisite organisation. The role will provide effective compliance, and performance services for Essentia Directorate, setting and supporting the performance measurement agenda,ensuring the compliance needs of, statutory and mandatory requirements etc. are measured and met to agreed deadlines with a specific responsibility for reviewing, commenting and providing technical solution for potential investment projects. Main duties of the job The postholder:o Be the Trust's lead expert for operations and project compliance providing expert professional advice on all current legislation.o Be responsible for communicating complex and sensitive or contentious service related information to GSTT wider staffing groups outside of Essentia.o Support the head of service with the development of a compliance and assurance hard services strategy (aligned to GSTT strategy to 2030) and deliver the successful strategy, to improve compliance and assurance performance across all GSTT sites. About us Guy's and St Thomas' NHS Foundation Trust comprises five of the UK's best known hospitals - Guy's, St Thomas', Evelina London Children's Hospital, Royal Brompton and Harefield - as well as community services in Lambeth and Southwark, all with a long history of high quality care, clinical excellence, research and innovation. We are among the UK's busiest, most successful foundation trusts. We provide specialist care for patients including heart and lung, cancer and renal services as well as a full range of local hospital and community services for people in Lambeth and Southwark.The NHS Pension Scheme - one of the most generous and comprehensive in the UK. When you start working for the NHS you automatically become a member and you will get an excellent package of pension benefits.Interest free Season Ticket LoanLong Term Service AwardsSubsidised on-site nurseries and childcare vouchersA comprehensive staff health and well-being programme, '5 ways to a healthier YOU'Ride to work schemeEmployee assistance programmeFree stop smoking service Job description Job responsibilities The full job description provides an overview of the key tasks and responsibilities of the role and the person specification outlines the qualifications, skills, experience and knowledge required. For both overviews please view the Job Description attachment with the job advert. Job description Job responsibilities The full job description provides an overview of the key tasks and responsibilities of the role and the person specification outlines the qualifications, skills, experience and knowledge required. For both overviews please view the Job Description attachment with the job advert. Person Specification Education/Qualifications Essential <ul> <li>Master's Degree gained within hard services discipline.</li> </ul> Registration Essential <ul> <li>Registered with a recognised professional body.</li> </ul> Experience Essential <ul> <li>Substantial experience of operating in a senior hard services role in an estates and facilities context.</li> <li>Fully conversant with the statutory and legal requirements that impacts on building owners and occupiers.</li> <li>Fully understand the level and the standard of service required to ensure hard services statutory and performance standards are maintained, monitored and regularly reviewed.</li> <li>Substantial staff management experience which will include external contractors and their effective management.</li> </ul> Knowledge/Skills/Abilities Essential <ul> <li>Demonstrate a good knowledge of budget/financial Management.</li> </ul>Person Specification Education/Qualifications Essential <ul> <li>Master's Degree gained within hard services discipline.</li> </ul> Registration Essential <ul> <li>Registered with a recognised professional body.</li> </ul> Experience Essential <ul> <li>Substantial experience of operating in a senior hard services role in an estates and facilities context.</li> <li>Fully conversant with the statutory and legal requirements that impacts on building owners and occupiers.</li> <li>Fully understand the level and the standard of service required to ensure hard services statutory and performance standards are maintained, monitored and regularly reviewed.</li> <li>Substantial staff management experience which will include external contractors and their effective management.</li> </ul> Knowledge/Skills/Abilities Essential <ul> <li>Demonstrate a good knowledge of budget/financial Management.</li> </ul>Disclosure and Barring Service Check This post is subject to the Rehabilitation of Offenders Act (Exceptions Order) 1975 and as such it will be necessary for a submission for Disclosure to be made to the Disclosure and Barring Service (formerly known as CRB) to check for any previous criminal convictions. Certificate of Sponsorship Applications from job seekers who require current Skilled worker sponsorship to work in the UK are welcome and will be considered alongside all other applications. For further information visit the . From 6 April 2017, skilled worker applicants, applying for entry clearance into the UK, have had to present a criminal record certificate from each country they have resided continuously or cumulatively for 12 months or more in the past 10 years. Adult dependants (over 18 years old) are also subject to this requirement. . UK Registration Applicants must have current UK professional registration. For further information please see Additional information Disclosure and Barring Service Check This post is subject to the Rehabilitation of Offenders Act (Exceptions Order) 1975 and as such it will be necessary for a submission for Disclosure to be made to the Disclosure and Barring Service (formerly known as CRB) to check for any previous criminal convictions. Certificate of Sponsorship Applications from job seekers who require current Skilled worker sponsorship to work in the UK are welcome and will be considered alongside all other applications. For further information visit the . From 6 April 2017, skilled worker applicants, applying for entry clearance into the UK, have had to present a criminal record certificate from each country they have resided continuously or cumulatively for 12 months or more in the past 10 years. Adult dependants (over 18 years old) are also subject to this requirement. . UK Registration Applicants must have current UK professional registration. For further information please see Employer details Employer name Guy's and St Thomas' NHS Foundation Trust Address All Sites Great Dover Street London SE14YB Employer's website

Compliance Manager (Operations & Projects)

Job summary The role is a crucial post in ensuring that GSTT is compliant with legal and statutory requirements for all Electrical, Lifts &amp; PSSR service provisions across a complex and multisite organisation. The role will provide effective compliance, and performance services for Essentia Directorate, setting and supporting the performance measurement agenda, ensuring the compliance needs of, statutory and mandatory requirements etc. aremeasured and met to agreed deadlines. Main duties of the job The postholder:o Be the Trust's lead expert for Electrical, Lifts &amp; PSSR compliance providing expert professional advice on all current legislation.o Be responsible for communicating complex and sensitive or contentious servicerelated information to GSTT wider staffing groups outside of Essentia.o Support the head of service with the development of a compliance and assurance hard services strategy (aligned to GSTT strategy to 2030) and deliver the successful strategy, to improve compliance and assurance performance across all GSTT sites.o To continually improve reporting systems in order to maintain a safe environment for patients and staff. This may require innovative and new ways of delivering services which may conflict with traditional thinking and opinions.o Pro-actively monitors compliance metrics and identifying trend for remedial and/or improvement programmes to enhance the GSTT compliance and assurance performance.o Acts as emergency manager during major incident for recovery planning purposes. About us Guy's and St Thomas' NHS Foundation Trust comprises five of the UK's best known hospitals - Guy's, St Thomas', Evelina London Children's Hospital, Royal Brompton and Harefield - as well as community services in Lambeth and Southwark, all with a long history of high quality care, clinical excellence, research and innovation. We are among the UK's busiest, most successful foundation trusts. We provide specialist care for patients including heart and lung, cancer and renal services as well as a full range of local hospital and community services for people in Lambeth and Southwark.The NHS Pension Scheme - one of the most generous and comprehensive in the UK. When you start working for the NHS you automatically become a member and you will get an excellent package of pension benefits.Interest free Season Ticket LoanLong Term Service AwardsSubsidised on-site nurseries and childcare vouchersA comprehensive staff health and well-being programme, '5 ways to a healthier YOU'Ride to work schemeEmployee assistance programmeFree stop smoking service Job description Job responsibilities The full job description provides an overview of the key tasks and responsibilities of the role and the person specification outlines the qualifications, skills, experience and knowledge required. For both overviews please view the Job Description attachment with the job advert. Job description Job responsibilities The full job description provides an overview of the key tasks and responsibilities of the role and the person specification outlines the qualifications, skills, experience and knowledge required. For both overviews please view the Job Description attachment with the job advert. Person Specification Education/Qualifications Essential <ul> <li>Master's Degree gained within hard services discipline.</li> </ul> Registration Essential <ul> <li>Registered with a recognised professional body.</li> </ul> Experience Essential <ul> <li>Substantial experience of operating in a senior hard services role in an estates and facilities context.</li> </ul> Knowledge/Skills/Abilities Essential <ul> <li>Demonstrate a good knowledge of budget/financial Management along with substantial staff management experience which will include external contractors and their effective management.</li> </ul> Shortlisting Essential <ul> <li>Fully conversant with the statutory and legal requirements that impacts on building owners and occupiers.</li> </ul> Shortlisting Essential <ul> <li>Fully understand the level and the standard of service required to ensure hard services statutory and performance standards are maintained, monitored and regularly reviewed.</li> </ul>Person Specification Education/Qualifications Essential <ul> <li>Master's Degree gained within hard services discipline.</li> </ul> Registration Essential <ul> <li>Registered with a recognised professional body.</li> </ul> Experience Essential <ul> <li>Substantial experience of operating in a senior hard services role in an estates and facilities context.</li> </ul> Knowledge/Skills/Abilities Essential <ul> <li>Demonstrate a good knowledge of budget/financial Management along with substantial staff management experience which will include external contractors and their effective management.</li> </ul> Shortlisting Essential <ul> <li>Fully conversant with the statutory and legal requirements that impacts on building owners and occupiers.</li> </ul> Shortlisting Essential <ul> <li>Fully understand the level and the standard of service required to ensure hard services statutory and performance standards are maintained, monitored and regularly reviewed.</li> </ul>Disclosure and Barring Service Check This post is subject to the Rehabilitation of Offenders Act (Exceptions Order) 1975 and as such it will be necessary for a submission for Disclosure to be made to the Disclosure and Barring Service (formerly known as CRB) to check for any previous criminal convictions. Certificate of Sponsorship Applications from job seekers who require current Skilled worker sponsorship to work in the UK are welcome and will be considered alongside all other applications. For further information visit the . From 6 April 2017, skilled worker applicants, applying for entry clearance into the UK, have had to present a criminal record certificate from each country they have resided continuously or cumulatively for 12 months or more in the past 10 years. Adult dependants (over 18 years old) are also subject to this requirement. . UK Registration Applicants must have current UK professional registration. For further information please see Additional information Disclosure and Barring Service Check This post is subject to the Rehabilitation of Offenders Act (Exceptions Order) 1975 and as such it will be necessary for a submission for Disclosure to be made to the Disclosure and Barring Service (formerly known as CRB) to check for any previous criminal convictions. Certificate of Sponsorship Applications from job seekers who require current Skilled worker sponsorship to work in the UK are welcome and will be considered alongside all other applications. For further information visit the . From 6 April 2017, skilled worker applicants, applying for entry clearance into the UK, have had to present a criminal record certificate from each country they have resided continuously or cumulatively for 12 months or more in the past 10 years. Adult dependants (over 18 years old) are also subject to this requirement. . UK Registration Applicants must have current UK professional registration. For further information please see Employer details Employer name Guy's and St Thomas' NHS Foundation Trust Address All sites Great Dover Street London SE14YB Employer's website

Compliance Manager - Electrical, Lifts & PSSR

Hey! We're Plum, your smart saving and investing app on a mission to help grow money for life. Whether you're stashing the cash for tea and toast in your first home or catching some rays during retirement, Plum's got your back. Since 2016, over 2 million people in 10 European markets have set aside more than £2 billion with our clever automation and AI - that's the magic of Plum! As recognition for our work, we've received awards from the likes of Deloitte, Finder, and more. That's all down to our passionate team of 200+ Plumsters, who work around Europe to help us achieve our mission. And now we're looking for more brilliant people to join us on our journey. The Team &amp; The Role We are looking for a pro-active, highly motivated and ambitious individual to join our Risk and Compliance team as our Lead Investment Compliance Manager with a focus on ensuring that we build and maintain compliant investment products in line with our business strategy and relevant regulations. Working closely with the Group Head of Compliance, you will get the opportunity to lead the group's investment activities for our UK entity. You will be required to communicate and liaise across different teams within the company and also liaise with regulatory bodies where required. What You'll Do <ul> <li>Provide hands-on, expert guidance to the business to support the building of investment products that are compliant and will help our customers achieve their financial goals.</li> <li>Serve as the lead compliance manager for the firm's regulated entity in the UK, fulfilling obligations and responsibilities as required by the FCA.</li> <li>Contribute to broader initiatives within the team, working to strengthen internal controls and compliance frameworks.</li> <li>Conduct training sessions and promote awareness of regulatory requirements and expectations across the organisation.</li> <li>Review and provide input on high-risk or complex financial promotions and customer complaints to ensure compliance and fair outcomes.</li> <li>Lead the development and and assist in the implementation of compliance policies and procedures by engaging in drafting and/or updating them to reflect evolving regulatory requirements. Collaborate closely with key stakeholders to ensure that these policies are practical, effective and seamlessly integrated into the firm's operations, fostering a robust culture of compliance.</li> <li>Lead regulatory projects, ensuring that changes are implemented efficiently and in line with evolving requirements.</li> <li>Continuously assess and offer feedback on how our investment products and services can be improved.</li> <li>Oversee compliance for investment products and processes through consistent monitoring and reviews, ensuring they operate effectively and deliver positive customer outcomes.</li> <li>Collaborate closely and effectively with other teams to ensure alignment on compliance objectives and initiatives. Take a proactive role in supporting their development by providing guidance, sharing expertise, and fostering a culture of cooperation and continuous improvement across the organisation.</li> </ul>What we're looking for <ul> <li>4+ years of experience in a Compliance role overseeing investment products.</li> <li>Strong knowledge of UK regulations regarding investment products, especially knowledge of CASS and MiFID regulatory requirements (knowledge of EU regulations in this area would also be advantageous)</li> <li>Experience with wealth products like ISA (Cash-ISA, S&amp;S ISA) mutual funds and SIPP.</li> <li>Knowledge of regulatory requirements, such as operational resilience and consumer duty.</li> <li>Strong analytical skills and attention to detail.</li> <li>Demonstrate a hands-on approach in a fast-paced environment, with the ability to effectively prioritise tasks to meet deadlines. Work both independently and collaboratively, including managing teams, to ensure assigned tasks are completed efficiently and within established timeframes.</li> </ul>Plum Perks <ul> <li>We're all in this together! Own part of the company through stock options </li> <li>Private health insurance</li> <li>Annual training budget</li> <li>Plum Premium</li> <li>Referral scheme: earn competitive rewards</li> <li>Flexible approach to remote working: we encourage at least 2 days a week in one of our beautiful offices in London, Athens or Cyprus</li> <li>Team breakfasts and lunches. </li> <li>25 days holiday + bank holidays</li> <li>45 work-from-anywhere days: giving you the flexibility to work your way. </li> <li>2 weeks sabbatical after 4 years to take the break you deserve. </li> <li>Enhanced parental leave</li> <li>1 paid volunteering day annually</li> <li>Annual team trip: to a surprise destination! </li> <li>A fun, inclusive company culture (think )</li> </ul>If this sounds like you, we'd love to hear from you! Thanks, Team Plum *Plum is an Equal Opportunity Employer. Plum does not discriminate on the basis of race, religion, sex, gender identity, sexual orientation, non-disqualifying physical or mental disability, national origin or any other basis covered by appropriate law. All employment is decided on the basis of qualifications, merit and business need.

Compliance Manager (Investments)

About UsYouLend is the preferred global embedded financing platform for many of the world's leading e-commerce sites, tech companies and payment services providers such as Amazon, eBay, Shopify, Mollie, Dojo, Paysafe, Just Eat Takeaway and Takepayments. Our software platform and APIs enable our partners to offer flexible financing products, in their desired branding, to their merchant base. With YouLend's AI-driven credit risk assessment solutions, more merchants and SMEs than ever can receive fast, flexible and affordable funding. We operate in 9+ geographies across the UK, EU and the US. As a UK-licensed Payment Institution (PI) and in the final stages of securing EU PI authorization, we are committed to ensuring a best-in-class regulatory compliance framework that supports our growth while meeting evolving regulatory expectations. We believe that the future of financial services will be delivered by customer-oriented tech companies that embed financing in their customer journeys, and we are building the solutions that will power that future. YouLend is an authorised payment institution in the UK, and are actively looking to expand their regulatory presence. The Role:The Head of Regulatory Compliance will be responsible for designing and maintaining a robust and scalable regulatory compliance framework that aligns with our UK and EU expansion plans. Reporting to the General Counsel and working closely with Legal, the Head of Financial Crime Compliance, and senior management, this role will be responsible for developing, implementing, and enhancing compliance processes, ensuring adherence to FCA, EU, and broader global regulatory standards. Requirements The Role will focus on: <ul> <li>Designing and embedding a regulatory compliance framework that supports YouLend's business growth while meeting evolving regulatory expectations.</li> <li>Enhancing compliance monitoring and oversight, ensuring systems and controls remain effective and fit for purpose.</li> <li>Identifying and mitigating regulatory risks, ensuring compliance is deeply integrated into YouLend's product, operations and legal functions.</li> <li>Overseeing UK and EU licensing and regulatory engagements, ensuring full adherence to FCA and EU regulatory obligations.</li> </ul>This is a high-impact leadership role that will require a proactive and strategic mindset, the ability to work cross-functionally, and a deep understanding of payments, embedded finance, and regulatory requirements for Payment Institutions. The successful candidate will be responsible for ensuring that compliance at YouLend is not just a regulatory requirement but a key enabler of growth and innovation. Compliance Framework Design and Implementation: • Lead on the design and implementation of systems and controls to manage YouLend's regulatory risk across its operations, including safeguarding, data protection and operational resilience. • Design, implement and continuously improve YouLend's Compliance Monitoring and Testing Programme. • Provide guidance on regulatory risks, helping the business navigate complex compliance landscapes in the UK, EU, US and other jurisdictions. Monitoring and Testing: • Perform thematic reviews and escalate findings to stakeholders, working with relevant teams to address and mitigate risks effectively. • Conduct ongoing monitoring of processes to ensure that key regulatory risks are identified, regularly assessed, and addressed. • Performing testing on 1st line controls and using those findings to enhance their effectiveness. Regulatory Risk Management: • Perform comprehensive Compliance Risk Assessments to identify and prioritize key regulatory risks across YouLend's operations, including areas such as Governance, Business-Wide Risk Assessments (BWRA), Consumer Duty, Complaints, Operational Resilience and Safeguarding. • Lead the identification, assessment, and ongoing monitoring of current and future regulatory risks, including gap analysis of new regulatory initiatives and guidance from the FCA (e.g., Consumer Duty and new safeguarding obligations). Regulatory Reporting and Engagement: • Gathering data and leading regulatory reporting processes to ensure timely and accurate submissions to the FCA and EU-based regulators and other relevant authorities. • Serve as a point of contact with regulators, handling queries, audits, and ongoing communications. • Stay updated on evolving regulatory landscapes and proactively advise the business on potential impacts and compliance strategies. Policy Development and Process Improvement: • Design and enhance policies and processes to address regulatory requirements and mitigate risks effectively. • Develop and deliver training and communication strategies to embed a compliance-first culture within the organisation. Tracking and Reporting: • Track and monitor progress against the annual monitoring programme, adapting it to the changing regulatory and business environment. • Ensure actions are tracked to closure, including post-closure testing and monitoring, where appropriate. Collaboration and Leadership: • Work closely with the Head of Financial Crime &amp; MLRO to ensure a seamless integration between financial crime and regulatory compliance functions. • Engage with product, legal and senior leadership to align compliance strategies with business objectives. Essential Qualifications and Experience: • 8+ years of regulatory compliance experience within fintech or the financial services industry, ideally in a Payment Institution, Electronic Money Institution, or similar regulated entity • Demonstrable experience in designing, implementing and managing compliance frameworks within FCA-regulated entities • Experience leading regulatory reporting processes and acting as a liaison with regulators such as the FCA and ICO • Deep experience in navigating the UK regulatory regime for financial services institutions, preferably in the payments space • Familiarity with EU regulatory regimes and experience supporting applications for new regulatory authorisations is a strong plus. • Experience working in B2B financing or corporate lending is desirable Skills: • Deep understanding of FCA and EU payments regulations, including the Payment Services Regulations 2017, FCA Handbook, PSD2, and associated safeguarding and conduct rules. • Proven ability to design and assess systems and controls in response to and in anticipation of regulatory risks. • Proven ability to assess and manage regulatory risks, with experience in conducting thematic reviews and compliance monitoring. • Expertise in key compliance themes such as governance, complaints handling, safeguarding, product governance and outsourcing, and in depth understanding of risk mitigation frameworks. • Exceptional analytical skills, including conducting gap analyses to address new regulatory initiatives and guidance. Benefits Why join YouLend? • Opportunity to lead regulatory compliance in a fast-growing fintech. • Direct engagement with senior leadership, regulators, and external compliance advisors. • A collaborative, high-growth environment where compliance is a key enabler of innovation and expansion. • Award-Winning Workplace: YouLend has been recognised as one of the "Best Places to Work 2024" by the Sunday Times for being a supportive, diverse, and rewarding workplace • Award-Winning Fintech: YouLend has been recognised as a "Top 250 Fintech Worldwide" company by CNBC We offer comprehensive benefits package that includes: • Stock Options • Private Medical insurance via Vitality • EAP with Health Assured • Enhanced Maternity and Paternity Leave • Modern and sophisticated office space in Central London • Free Gym in office building in Holborn • Subsidised Lunch via Feedr • Deliveroo Allowance if working late in office • Monthly in office Masseuse • Team and Company Socials • Football Power League / Squash Club At YouLend, we champion diversity and embrace equal opportunity employment practices. Our hiring, transfer, and promotion decisions are exclusively based on qualifications, merit, and business requirements, free from any discrimination based on race, gender, age, disability, religion, nationality, or any other protected basis under applicable law.

Head of Regulatory Compliance

What's Yonder? "It's as if Time Out, Amex and Monzo had a baby" - Will T, Yonder Member We're building the financial membership of the future. Starting with a credit card that has fun and experiences at its core, we're the antithesis to your parent's stuffy, corporate, boring credit card. Whilst tech is revolutionising the finance industry, credit is still stuck in the stone ages. We want to create a world where financial services are fair and conscious, and the stress of debt is eliminated for everyone. Sounds cool. What's my part in this? We are looking for a interim Head of Legal &amp; Compliance to help protect our business whilst Bryony is on maternity leave. We have ambitious goals, and we want to ensure we can continue to achieve these, the right way. What you'll do We have a clear roadmap of what we want to deliver over the course of the next 12 months (which we'll discuss with you in the hiring process). We are particularly looking for someone who is not afraid to get stuck in to all aspects of legal and compliance when required, including managing our superstar Compliance Manager, Deepti . You're a great fit if you Have previous legal and compliance experience in a scaling FinTech - anyone who has been a sole lawyer in a start-up knows its not for the faint hearted, so we are looking for someone where this isn't their first rodeo! If you have experience in payments and data privacy then we would be particularly interested in hearing from you. Are a contract lawyer who wants to get their teeth stuck into something longer term - we'd love to find someone who is available and interested in continuing to work closely with the business upon Bryony's return (e.g for specific projects on a contract basis or for adhoc advice). Are super interested in this job spec, but can only commit to 3/4 days a week - we're open to considering different arrangements for the right person, so if you think that could be you, please still get in touch. What's it like working at Yonder? We're office-first, remote-friendly We're based in our Hoxton office, complete with a terrace, breakfast, coffee (from a barista), dogs, beer taps and plenty of comfortable space to do your best work. We ask you to come into the office at least 3 days a week, with everyone coming in on Mondays. We take a values-led approach Our principles are incredibly important to us, so we recommend you check them out here: Our DNA We take development really seriously We have a pretty structured process for progression, with fortnightly one-on-ones and quarterly peer perspectives. We also take some time at the end of each week to reflect and celebrate what we've learned and achieved. What's in it for me? Depending on your experience (and working arrangement): £132,662 annual salary £30,000 in annual share options Plus 27 days annual leave ⛷ Regular team-building trips and activities Private healthcare with Vitality, including mental health, dental &amp; vision cover Department Risk &amp; Legal Locations London, UK

Head of Legal & Compliance (12 month FTC)

Job description Connect to your Industry In a world that is constantly changing, organisations need to adapt quickly, this is your opportunity to join Deloitte's market-proven Non-financial Risk team and help our clients to better manage their risks on a day-to-day basis across the enterprise. You will develop an impressive range of commercial skills that will multiply your career options. Benefiting from early client exposure and collaborating with some of the top practitioners in the field, you will be involved in some of the largest, most complex and innovative advisory engagements in the UK and internationally. Our Non-financial Risk team offers unrivalled depth of experience in providing solutions based on our client needs. We design, implement and provide assurance over enterprise risk management approaches including risk strategies, operating models and risk management and appetite frameworks and associated processes. In addition, we help clients develop an effective risk culture to underpin their risk management activities. Our Financial Services clients are being driven by regulatory pressures, the need to do 'more with less' and increasingly a desire for a more integrated approach to risk management across the enterprise. They look to our professionals to help them achieve that aim, efficiently and with an unrelenting focus on their needs. Connect to your career at Deloitte Deloitte drives progress. Using our vast range of expertise, we help our clients' become leaders wherever they choose to compete. To do this, we invest in outstanding people. We build teams of future thinkers, with diverse talents and backgrounds, and empower them all to reach for and achieve more. What brings us all together at Deloitte? It's how we approach the thousands of decisions we make every day. How we behave, our beliefs and our attitudes. In other words: our values. Whatever we do, wherever we are in the world, we lead the way, serve with integrity, take care of each other , foster inclusion, and collaborate for measurable impact. These five shared values lead every decision we make and action we take, guiding us to deliver impact how and where it matters most . Connect to your opportunity We are looking for a candidate with experience working with risk functions across insurance industry and including Life, General Insurance or Lloyd's market. With subject matter expertise in risk operating models, enterprise risk management, non-financial risk management including operational risk and risk culture who can demonstrate a track record of leading teams, relationship building and a desire to gain experience and progress their career. Your focus will be on providing innovative solutions to our clients across risk transformation and non-financial risks; and you will contribute to our ambitious growth plans for our team and propositions. Part of the role you will: <ul><li> Lead variety of projects such as Risk Transformation supporting clients with the design and implementation of their Future Risk Operating Models and Vision; Risk Management Frameworks' design and implementation including, for example, Risk Strategies, Risk Appetite, Risk Governance, Risk Assessments and Risk Culture. </li><li> Liaise with clients both face to face and remotely. </li><li> Lead the planning and execution of projects part of Engagement Teams. </li><li> Manage sometimes tight deadlines, often requiring prioritisation of numerous activities and requirements. </li><li> Drive insights from client current state practices versus our market-leading benchmarking tools. </li><li> Provide thought leadership where appropriate related to risk operating models, enterprise risk management and non-financial risk management within the insurance industry and drive business development. </li><li> Have an opportunity to work in multi-discipline teams; have a clear understanding of the firm's commitment to creating a more inclusive team culture where people are recognised for their contribution. </li></ul> Connect to your skills and professional experience Essentials: <ul><li> Experienced in Insurance within Enterprise Risk Management, Risk Culture, and/or Non-Financial (including Operational) Risk Management frameworks and operating models. </li><li> Educated to a degree level or equivalent experience. </li><li> Natural at taking initiative and leading teams. Someone who can think creatively, generate innovative ideas, challenge the status quo and deliver effectively with what can often be ambiguous requirements. </li><li> Able to connect with clients, industry experts and colleagues in the field to share insights and opportunities to drive personal and business growth via a diverse network. </li><li> Someone who can analyse complex information, draw insights and produce high quality outputs including reports. </li><li> Open to travel to client sites as required by this position. </li></ul>Desirables: <ul><li> Familiar with insurance regulatory requirements including PRA and FCA. </li></ul> Connect to your business - Strategy, Risk &amp; Transactions Advisory In an ever-evolving world, there are no certainties in business. Our teams help clients to navigate risks, process major transactions and deliver transformational change that will future-proof their business. Join us to make a positive difference. Regulatory &amp; Financial Risk We provide advisory services across the risk and regulatory landscape to help our clients move beyond simply meeting the minimum compliance standards, to strategically creating a responsible, sustainable future. This includes providing critical insight and advice on the future of regulation to assist our clients in anticipating change and responding with confidence. Personal independence Regulation and controls are standard practice in our industry and Deloitte is no exception. These controls provide important legal protection for both you and the firm. We are subject to a number of audit regulations, one of which requires that certain colleagues abide by specific personal independence constraints (e.g., in relation to any financial interests and employment relationships). This can mean that you and your "Immediate Family Members" are not permitted to hold certain financial interests (shares, funds, bonds etc.) with audit clients of the firm, and also prohibitions on certain employment relationships (e.g., you are not permitted to hold a secondary employment role with SEC audit clients of the firm whilst being employed by the firm). The recruitment team will provide further detail as you progress through the recruitment process or you can contact the Independence team upon request. Connect with your colleagues "At Deloitte you're given all the training, support and on the job experiences you need to equip you with the core skills and knowledge for your role. I've been supported in developing technical and leadership skills for example" - Gurpal, Risk &amp; Transactions Advisory Our hybrid working policy You'll be based in London with hybrid working. At Deloitte we understand the importance of balancing your career alongside your home life. That's why we'll support you to work flexibly through our hybrid working policy. Depending on the requirements of your role, you'll have the opportunity to work in your local office, virtual collaboration spaces, client sites and remotely. You'll get the chance to meet face to face when needed, while you collaborate and learn from colleagues, share your experiences, and build the relationships that will fuel your career and prioritise your wellbeing. Please check with your recruiter for the specific working requirements that may apply for your role. Be part of Deloitte North and South Europe At Deloitte, you'll be joining an innovative firm, working together to make positive change happen. In the UK, we are part of Deloitte North and South Europe (NSE), the second largest member firm in the Deloitte network. Deloitte NSE combines operations in Belgium, Central Mediterranean (Italy, Greece, Malta) Ireland, the Netherlands, the Nordics (Denmark, Finland, Iceland, Norway and Sweden), Switzerland and the UK, as well as countries further afield in the Middle East, including Bahrain, Cyprus, Egypt, Iraq, Jordan, Kuwait, Lebanon, Libya, Oman, Palestinian Ruled Territories, Qatar, Saudi Arabia, United Arab Emirates, Yemen). There are more than 75,000 people that make up our dynamic teams across these regions, and we have an unmatched breadth and depth of capabilities in a wide range of business areas across different regions. Our commitment to you Making an impact is more than just what we do: it's why we're here. So we work hard to create an environment where you can experience a purpose you believe in, the freedom to be you, and the capacity to go further than ever before. We want you. The true you. Your own strengths, perspective and personality. So we're nurturing a culture where everyone belongs, feels supported and heard, and is empowered to make a valuable, personal contribution. You can be sure we'll take your wellbeing seriously, too. Because it's only when you're comfortable and at your best that you can make the kind of impact you, and we, live for. Your expertise is our capability, so we'll make sure it never stops growing. Whether it's from the complex work you do, or the people you collaborate with, you'll learn every day. Through world-class development, you'll gain invaluable technical and personal skills. Whatever your level, you'll learn how to lead. Connect to your next step A career at Deloitte is an opportunity to develop in any direction you choose. Join us and you'll experience a purpose you can believe in and an impact you can see. You'll be free to bring your true self to work every day. And you'll never stop growing, whatever your level . Discover more reasons to connect with us, our people and purpose-driven culture at deloitte.co.uk/careers WPFULL WPANN SLSRTA BARISREG

Senior Manager, Enterprise and Operational Risk Management and Risk Culture - Insurance

Do you want to develop a career in a business that is a passionate about sustainability and making a difference in the world? Then you are in the right place. At BNP Paribas, our ambition is to build a sustainable future for our clients and the people we work with ... but we can't do that without you! Who we are BNP Paribas Corporate &amp; Institutional Banking (CIB) is a global provider of sustainably tailored financial services and solutions to corporate and institutional clients. With more than 20,000 people in 57 countries across EMEA (Europe, Middle East and Africa), Asia-Pacific and the Americas, we offer solutions tailored to all our clients across capital markets, financing, treasury and financial advisory. We are "the bank for a changing world" and recently won the award for being the world's best bank for sustainable finance. To play our part in accelerating the transition to a more sustainable energy by 2030, we've placed the United Nations Sustainable Goals (SDG) at the heart of our business model. They impact the companies we do business with, the projects we finance and the people we invest in. We're proud to be playing a leading role in guiding our clients towards responsible growth, and a lower-carbon economy, by co-creating financial solutions that align their business strategy with the SDG. We need more change agents so join us today to help us with our mission! At BNP Paribas, we see value in diversity, equal opportunity, and the quality of our lives together. That's why the Group works daily with all its stakeholders to create an environment that is respectful of everyone, based on equality, and where fighting discrimination represents a primary goal. Who will I be working with? You will be working in our Compliance function as a Level 3 Compliance Officer Apprentice. This apprenticeship will provide you with a strong foundational knowledge of the industry, along with specific regulations and practices vital to the world of compliance. You will keep up to date with key regulatory and legislative changes, playing an active role in providing support and recommendations to the business to ensure compliance, while supporting the use and implementation of strong processes and effective controls in your areas. Compliance is an independent function responsible for providing specialist advice and support to UK Senior Management, business lines and functions in adhering to internal controls and external rules and managing compliance risks. The function typically acts as a second line of defence covering areas such as; controls, assurance, monitoring, professional ethics, training and competence, whistleblowing, money laundering, market abuse, financial security and regulatory liaison. What will I be doing? This role will sit within the Compliance CIB Controls Europe team and will assist with carrying out Compliance reviews and, where necessary, allocated independent testing and controls across any CIB business lines throughout Europe. The main responsibilities will be: <ul><li>to contribute to the planning of reviews/controls</li><li>to support in completing the allocated program of "second line of defence" testing and/or risk-based thematic, transversal, targeted and desk focused Compliance reviews, by either assisting colleagues or completing reviews under supervision</li><li>developing a deep understanding of your business area and client base through training and practical experience</li><li>data analysis of information and documentation: compiling reports and presentations</li><li>stakeholder management and engagement of key internal partners</li><li>accurate and timely maintenance of trackers and databases</li></ul>Technical Skills and Qualifications required for the role <ul><li>Five GCSE's including Maths and English grade A-C (level 4-9)</li><li>Preferred candidates who are finishing A-levels in 2025 or attained within the past 12 months</li><li>Proficient in Microsoft Office</li><li>Excellent attention to detail skills </li><li>Strong communication skills both verbal and written</li><li>Strong interpersonal skills </li></ul>Conduct <ul><li>Be a role model, supporting and fostering a culture of good conduct</li><li>Demonstrate proactivity, transparency, and accountability for identifying and managing conduct risks</li><li>Consider the implications of your actions on colleagues</li></ul>Duration: 19 months Location: London Apprentices need to have a continued right to live and work in the UK for the duration of the programme. If you have any questions about this apprenticeship role, please email us at BNPPApprenticeships [at] weareams (dot) com

London - Apprenticeship 2025 - Compliance Officer L3

Are you looking for a career move that will put you at the heart of a global financial institution? Then bring your skills in excellent stakeholder and time management skills. Analytics and or Business Analyst exposure with the ability to effectively communicate business information to Technology team. By Joining Citi, you will become part of a global organisation whose mission is to serve as a trusted partner to our clients by responsibly providing financial services that enable growth and economic progress. Team / Role Overview: Enterprise Risk Management (ERM) within Independent Risk Management is responsible for overseeing the implementation of Citi's Enterprise Risk Management Framework and for specific enterprise-level risk management programs and processes that span the organization, the lines of defense and various risk categories. Within ERM, the Chief Administrative Office (CAO) &amp; transformation team supports a number of key activities across ERM including business management and strategy; transformation and consent order governance; and ERM data and technology. This specific role will be part of the ERM data and technology pillar within ERM CAO &amp; transformation. The Enterprise Risk Transformation team is an expanding function within the ERM function responsible for planning, designing, implementing, and leading enterprise strategic initiatives covering risk monitoring, reporting (including data management), escalation workflows and controls. The risk transformation team is primarily focused on delivering a portfolio of key firm-wide consent order initiatives in the risk &amp; control domain. The current opening is for the team's Escalation Events and Policy Exceptions Transformation Product Owner. The objective of the role is to provide program management and technology product management to plan, oversee and execute against remediation efforts with key partners. What you'll do: <ul><li>Manage program strategy and planning within the Risk Monitoring, Reporting and Escalation (MRE) program including defining the strategy, approach, processes, quality, tools, and reporting that provide global risk management consistency and excellence.</li><li>Product Owner with the ability to bridge the gaps between product strategy and development, including providing clarity about the product's vision and goals.</li><li>Leads delivery of sprints of the Enterprise Escalation Workflow Tool though collaboration with varying business users, technology partners, Internal Audit, and PMO colleagues.</li><li>Works closely with business partners on findings and makes recommendations on improving practices though technology solutions.</li><li>Directs junior team members in creation of procedural documentation, and user guides for the Escalation application's roll out and ongoing enhancements.</li><li>Examines procedures for consistency and gaps relative to policies and standards, in addition to impacts on user experience.</li><li>Leads internal testing of data integration, configuration, and enhancements to the workflow tool.</li><li>Leverages data to examine impacts to user experience and procedural breaks.</li><li>Provide governance for our portfolio of Technology projects, including dependency management, risk &amp; issue management, and stakeholder engagement across a broad range of other programs.</li><li>Strategic planning and communication to multiple senior forums, regarding various transformation activities within the Consent Order.</li><li>Appropriately assess risk when business decisions are made, demonstrating consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.</li><li>Work with leadership team and hiring managers to understand and action change in order to improve organizational oversight and standards.</li></ul>What we'll need from you: <ul><li>The successful candidate will have risk management and or control functions experience and ability to work with senior stakeholders across the business, risk, compliance, finance, technology, program management functions and with geographically distributed global teams.</li><li>Ability to lead program management governance forums to support team members and stakeholders as they design, socialize and deliver against the transformation book of work according to common program management standards, reporting and closure processes.</li><li>Proven experience interacting with and influencing business stakeholders.</li><li>Solid financial services implementation experience or related risk and control function Experience in workflow management / implementation and corresponding technology (Angular/jBPM, ServiceNow, Pega), with jBPM experience preferred.</li><li>Capable of prioritizing and multi-tasking in a dynamic environment Strong written and verbal communication skills needed for influencing senior management decisions.</li><li>Ability to operate autonomously in order to make independent, strategic, and thoughtful decisions in order to identify and remediate problems and realize efficiencies across the function.</li><li>Bachelor's degree required, Master's degree preferred.</li></ul>What we can offer you: The successful candidate will have the opportunity to be part of a significant transformation effort of one of Citi's foundational risk management programs, with active engagement across multiple business lines and regions. The candidate will have organizational exposure to senior management and subject matter experts across businesses and functions. We work hard to have a positive financial and social impact on the communities we serve. In turn, we put our employees first and provide the best-in-class benefits they need to be well, live well and save well. By joining Citi London, you will not only be part of a business casual workplace with a hybrid working model (up to 2 days working at home per week), but also receive a competitive base salary (which is annually reviewed), and enjoy a whole host of additional benefits such as: <ul><li>Generous holiday allowance starting at 27 days plus bank holidays; increasing with tenure</li><li>A discretional annual performance related bonus </li><li>Private medical insurance packages to suit your personal circumstances</li><li>Employee Assistance Program </li><li>Pension Plan </li><li>Paid Parental Leave </li><li>Special discounts for employees, family, and friends </li><li>Access to an array of learning and development resources. </li></ul>Alongside these benefits Citi is committed to ensuring our workplace is where everyone feels comfortable coming to work as their whole self every day. We want the best talent around the world to be energized to join us, motivated to stay, and empowered to thrive. Sounds like Citi has everything you need? Then apply to discover the true extent of your capabilities. #LI-TM3 Job Family Group: Business Strategy, Management &amp; Administration Job Family: Business Management Time Type: Full time Citi is an equal opportunity and affirmative action employer. Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran. Citigroup Inc. and its subsidiaries ("Citi") invite all qualified interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi. View the "EEO is the Law" poster. View the EEO is the Law Supplement. View the EEO Policy Statement. View the Pay Transparency Posting

Risk Monitoring and Escalation, Business Risk Manager - VP

About Clear Street: Clear Street is modernising the brokerage ecosystem. Founded in 2018, Clear Street is a diversified financial services firm, replacing the legacy infrastructure used across capital markets. We started from scratch by building a completely cloud-native clearing and custody system designed for today's complex, global market. Clear Street's proprietary prime brokerage platform adds significant efficiency to the market, while focusing on minimising risk, redundancy, and cost for clients. Our goal is to create a single source-of-truth platform for every asset class, in every country, and in any currency. By combining highly-skilled product and engineering talent with seasoned finance professionals, we are building the essentials to compete in today's fast-paced markets. The Role: The Compliance Manager will work with the Head of Compliance to develop and manage the CSUK regulatory control framework and function, ensuring compliance with all applicable laws and regulations including those covering conduct of business, SMCR, client assets, RTS 22, EMIR, SFTR, best execution and conflicts of interest. This role will encompass all aspects of the control framework, incorporating policy development, advisory, training, monitoring, investigations and reporting, and client, counterparty and regulatory engagement. The function holder will take a lead role in managing the software that is used as part of the control program, including vendor management and liaison. This is an excellent opportunity for those wanting to contribute within a fast-paced financial technology environment. The right candidate will have the opportunity to make a big impact through building and shaping this capability across the business. Responsibilities: <ul><li>Provide regulatory advice across a broad range of regulations and products, including CASS, EMIR and SFTR.</li><li>Contribute to the ongoing strengthening of the compliance control framework including establishing new controls and writing new policies and procedures.</li><li>Oversee core regulatory processes such as personal account dealing, conflicts clearance and employee onboarding / offboarding.</li><li>Conduct and / or oversee compliance risk assessments.</li><li>Help prepare and deliver the annual compliance plan.</li><li>Help prepare and deliver the annual compliance training program, deliver specialized content face to face as necessary.</li><li>Undertake compliance monitoring reviews and ensure that corrective action is taken where necessary.</li><li>Keep up to date with regulatory legislation, regulation and industry best practice and initiatives, and keep others abreast of relevant changes.</li><li>Contribute to the development and management of the suite of compliance policies and procedures in line with relevant legislative and regulatory requirements.</li><li>Conduct and / or oversee investigations into regulatory breaches and incidents. Ensure appropriate remedial action is taken where necessary.</li><li>Assist with regulatory examinations and audits.</li><li>Coordinate with regulators and auditors on regulatory matters.</li><li>Prepare and provide documentation to support the effectiveness of the regulatory risk management program.</li><li>Provide guidance on the regulatory implications of new business initiatives.</li><li>Promote a strong culture of compliance.</li><li>Ensure that regulatory returns are completed on a timely and accurate basis.</li></ul>Skills required: <ul><li>Ten years of experience in a compliance role within the wholesale financial services industry.</li><li>Strong understanding of UK and international regulatory legislation, regulation and best practice, including MIFID, MAR, EMIR, SFTR, FSMA, FCA rules, ESMA Guidelines, etc.</li><li>Detailed knowledge of the CDD requirements for onboarding complex and high-risk clients, including offshore entities, hedge funds, unregulated corporates, politically exposed persons and oligarchs.</li><li>Excellent analytical, problem-solving and decision-making skills.</li><li>Strong written and verbal communication skills.</li><li>Ability to prepare clear and concise management information reports.</li><li>Proficiency in Microsoft Office suite.</li><li>Confidence to deal with colleagues at all levels of the organisation and get buy-in in order to enhance processes and procedures. </li><li>Ability to speak a foreign language desirable.</li><li>Thorough knowledge of CASS, EMIR, SFTR.</li><li>LME experience preferred.</li><li>Futures and options experience preferred, both on and off exchange.</li><li>Educated to degree level.</li><li>(Preferred) Professional qualifications in compliance management preferred, such as CISI or ICA.</li></ul>We Offer: At Clear Street, we offer competitive compensation packages, company equity, pension, gender neutral parental leave, and full medical and dental insurance. Our belief has always been that we are better as a business when we are all together in person. As such, we are requiring employees to be in the office a minimum of three days per week. Our top priority is our people. We're continuously investing in a culture that promotes collaboration. We help each other through challenges and celebrate each other's successes. We believe that modern workplaces succeed by virtue of having high-performance workforces that are diverse - in ideas, in cultures, and in experiences. We put in the effort to make such a workplace a daily reality and are proud to be an equal opportunity employer. #LI-Hybrid

6-12 months Part time 2-3 days/ week - Hybrid or fully remote About Unbiased We are Unbiased. We know that creating a secure future for you and your family tomorrow means making the right financial decisions today. But finding professionals you can trust to give you the right advice for you isn't always easy. With Unbiased it is. At Unbiased we've got the trusted experience and advice you need to help you make those difficult decisions with confidence. We simply and reliably connect you with financial advisers, mortgage brokers or accountants who can give you clear, impartial advice, tailored to your individual circumstances. So, when it comes to making life's biggest decisions, you're never on your own. We have big ambitions to improve how people tackle the biggest decisions, and working at Unbiased means working with smart, motivated people who believe in this. We have a fun, but in an ambitious environment where we are simply trusted to get stuff done. We actively encourage women to apply and bring their diverse perspectives to our team, as we believe in fostering an inclusive and empowering workplace where everyone can thrive. We are a female founded company, with a culture that embraces diversity and inclusion amongst our entire team. The Role We're looking for a part-time skilled and experienced Global Compliance &amp; Risk Manager to join our team in the UK. Reporting to the COO, this is a key role ensuring that our operations adhere to all relevant regulatory requirements and industry best practices, while also helping the business manage risks effectively and scalably. A vital role in safeguarding the integrity and reputation of Unbiased globally, meaning both for Unbiased Ltd in the UK for and Unbiased Inc. in the USA, whilst driving sustainable growth and success. In a nutshell, you'll be responsible for... <ul> <li>Maintaining a comprehensive understanding of FCA, SEC, ISO, SOC2 etc. regulations, guidelines and industry standards relevant to our business operations and advising business leaders on the aforementioned.</li> <li>Designing and implementing compliance policies, procedures, and controls to mitigate regulatory and operational risks.</li> <li>Conducting regular compliance reviews, assessments, and audits to identify potential areas of non-compliance and implement corrective actions, including client and supplier onboarding from a compliance viewpoint.</li> <li>Providing expert guidance and support to Unbiased's business leaders on compliance matters, including training and awareness initiatives.</li> <li>Collaborating with cross-functional teams to assess the impact of regulatory changes and implement necessary updates to policies and procedures.</li> <li>Serve as primary point of contact with the FCA, SEC and other regulatory and risk reporting requirements.</li> <li>Staying abreast of emerging trends, developments and regulatory updates in the financial services industry and proactively advise management on potential implications.</li> <li>Co-ordinate and manage external compliance and regulatory advisors the implementation of compliance policies, procedures, and controls to mitigate regulatory and operational risks for Unbiased globally.</li> <li>Serve as primary internal point of contact with the FCA and SEC and client and supplier compliance reporting requirements.</li> </ul>To succeed, you'll need... <ul> <li>Essential: Proven experience in financial services compliance and risk management, with a focus on FCA regulations and requirements.</li> <li>Essential: Strong knowledge of financial products, services, and market activities, particularly within the UK regulatory landscape.</li> <li>Essential: Proven track record of developing and implementing effective compliance programs and controls. </li> <li>Essential: Excellent analytical skills and attention to detail, with the ability to interpret complex regulations and assess their impact on business operations.</li> <li>Essential: Exceptional communication skills with the ability to effectively engage and influence stakeholders at all levels. </li> <li>Beneficial: Knowledge of, and experience with SEC regulations.</li> <li>Beneficial: a degree in finance, business administration, law or a related field; advanced professional certification preferred (CFA, CAMA, CRCM, ACA, ACCA, CIMA or a professional law qualification).</li> </ul>Our Shared Values... At Unbiased we have set of values that underpin the work that we do, we hope you'll share these too! <ul> <li> Be relentless about progress - working at pace to solve problems, navigate around blockers and prioritising company OKR's.</li> <li> Own it and get it done - taking ownership of your projects, involving the right people at the right time and making meaningful contributions.</li> <li> Share and seek input - proactive in seeking and acting upon feedback. Being open, sharing knowledge and proactively communicating.</li> <li> Enjoy the journey - Ensuring cross-team collaboration and proactively celebrating achievements of your peers</li> </ul>How we'll take care of you: <ul> <li> Investment in your Development: Alongside in-house training, you'll be allocated a generous yearly allowance to invest in your career development.</li> <li> Investment in your Wellbeing: Your wellbeing is a top priority for us, and you'll be able to benefit an annual wellbeing allowance. On top of this, we have arranged for Private Medical Insurance for extra peace of mind for you and your family</li> <li> Social Events: We're a social bunch so you can expect plenty of activities based in and around our vibrant office in the heart of Farringdon. </li> </ul>The Usual Benefits: <ul> <li> Holiday: you'll be allocated plenty of holiday to ensure that you have enough time to recharge, work-life balance is super important to us here (you'll also have your birthday off as paid annual leave)</li> <li> Flexible working: we'll work with you to find the balance of office-based work and remote working </li> <li> Pension: you'll be able to save via salary sacrifice scheme, with Unbiased contributing above the minimum required amount, subject to banded earnings.</li> <li> Private Medical Insurance: you can add your dependents and spouse</li> <li>Life insurance </li> <li>Cycle to work scheme</li> </ul>Equal Opportunity The best ideas are often the least expected and require new ways of thinking; that's why our teams at Unbiased are made up of broad range of talented people. We are proud to be an equal opportunity employer. We do not discriminate based on race, ethnicity, colour, ancestry, national origin, religion, sex, sexual orientation, gender identity, age, disability, veteran status, genetic information, marital status or any other legally protected status. Data Privacy Personal information about unsuccessful candidates will be held for 12 months after the recruitment exercise has been completed, it will then be destroyed or deleted. We retain de-personalised statistical information about applicants to help inform our recruitment activities, but no individuals are identifiable from that data. Once a person has taken up employment with Unbiased, we will compile a file relating to their employment. The information contained in this will be kept secure and will only be used for purposes directly relevant to that person's employment. Once their employment with Unbiased has ended, we will retain the file in accordance with the requirements of our retention schedule and then delete it. Agencies As much as we appreciate the help, we're using our own direct sourcing methods or we're working with one of our carefully selected Agency Partners on this vacancy. To find out a little more about how we partner with agencies please email <a href="mailto:talent@unbiased.co.uk" target="_blank">talent@unbiased.co.uk</a> FAO our Talent Manager, speculative phone calls will not be taken by our team neither will CV submissions without Unbiased or the candidates expressed consent. Team Finance Locations London Remote status Hybrid Remote

Global Compliance & Risk Manager (Maternity Cover)

Business Unit: Model Risk and Analytics Salary range: up to £70,000 per annum DOE + red-hot benefits Location: UK Hybrid, at one of our local HUBS Contract type: Permanent Be the voice we need. Live a life more Virgin. Our Team The Model Risk and Analytics (MRA) team, work at the intersection of Data Science, Statistical Modelling and Economics, using data to support the business through model building or providing actionable insights from the data. As part of the IFRS9 and Stress Testing team, you'll help secure the foundations of our business decisions by providing qualitative and quantitative analysis across our model suites. As a Risk Modelling Manager, you will lead a small team of modellers and data scientists to develop these models. The team's focus is on the development, validation, management and monitoring of our models and providing first class support to our stakeholders across Risk and Finance. What you'll be doing <ul> <li>Leading the scoping, design, development and implementation of risk models in line with regulatory and Bank standard.</li> <li>Delivering optimised risk models for impairment calculation under different economic scenarios.</li> <li>Supporting Senior Managers in managing the ongoing performance of the credit risk models in operation, identifying and implementing model enhancements.</li> <li>Delivering comprehensive model documentation, presenting outputs to key stakeholders and steering models through governance processes.</li> <li>Ensuring ongoing support, maintenance and monitoring of model performance, including annual reviews.</li> <li>Taking ownership of selecting the most appropriate modelling methods and recommending refinements where necessary.</li> <li>Providing technical leadership, coaching, and mentoring to elevate team capabilities.</li> <li>Promoting the use of risk models across the wider business and supporting informed decision making.</li> </ul>We need you to have <ul> <li>A deep understanding of model methodologies and credit risk frameworks, with hands-on experience in model design and development.</li> <li>The proven ability to manage and develop high-performing technical teams.</li> <li>Demonstrable knowledge of FCA regulations, governance frameworks, and compliance standards related to credit risk.</li> <li>The ability to present complex technical outputs to both technical and non-technical audiences effectively.</li> <li>Experience in delivering model risk summaries and recommendations.</li> <li>A proven track record in delivering model developments projects within tight timelines.</li> </ul>It's a bonus if you have but not essential <ul> <li>Experience steering models through internal and external governance processes</li> <li>Proven ability to promote and embed risk models across wider business functions.</li> </ul>Red Hot Rewards <ul> <li>Generous holidays - 38.5 days annual leave (including bank holidays and prorated if part-time) plus the option to buy more.</li> <li>Up to five extra paid well-being days per year. </li> <li>20 weeks paid, gender-neutral family leave (52 weeks in total) for expectant parents and those looking to adopt. </li> <li>Market-leading pension.</li> <li>Free private medical cover, income protection and life assurance.</li> <li>Flexible benefits include Cycle to Work, wellness and health assessments, and critical illness. </li> </ul>And there's no waiting around, you'll enjoy these benefits from day one. Feeling insatiably curious about this role? If we're lucky to receive a lot of interest, we may close the advert early and would hate you to miss out. We're all about helping you Live a Life More Virgin, so happy to talk flexible working with you. Say hello to Virgin Money We're making great strides towards achieving our ambition of becoming the UK's best digital bank. As a full-service digital bank with a heritage stretching back over 180 years, we're a workforce to be reckoned with, and we're putting the full power of our experience behind disruptive ideas that reinvent the role a bank plays in people's lives. We're customer-obsessed and work tirelessly to deliver on our purpose, 'Making You Happier About Money.' This means we're able to do banking differently, and by innovating and working together we can make a real difference by creating memorable moments and red-hot experiences for our millions of customers. Join us and Live a Life More Virgin that empowers you with choice and flexibility in how you work. Be yourself at Virgin Money Our purpose is to make people happier about money, this means seeing and feeling the world as our customers do by creating a workforce that reflects the rich diversity of our customers and communities. We're committed to creating an inclusive culture where colleagues feel safe and inspired to contribute, speak up and be heard. As a Disability Confident Leader, we're committed to removing any obstacles to inclusion. If you need any reasonable adjustments or support making your application, contact our Talent Acquisition team <a href="mailto:careers@virginmoney.com" target="_blank">careers@virginmoney.com</a> It's important to note that there may be occasions where it's not possible to interview all candidates declaring a disability who meet the essential criteria for the job. In certain recruitment situations such as receiving a high-volume of applications, we may need to limit the overall numbers of interviews offered to both disabled and non-disabled applicants. Now the legal bit Living A Life More Virgin allows our colleagues to be based anywhere in the UK (if the role allows it), but we'll need you to confirm you have the right to work in the UK. If you're successful in securing a role with us, there are some checks you need to complete before starting. These include credit and criminal record checks and three years' worth of satisfactory references. If the role is part of the Senior Manager Regime and Certification Regime, it requires enhanced pre-employment checks - we'll ask for six years of regulatory references, and once in the role, you'll be subject to periodic employment checks Advertised: 03 Feb 2025 GMT Standard Time Applications close: 17 Feb 2025 GMT Standard Time

Risk Modelling Manager

Job Description: Job Description: Job Title: Risk Manager, Global Operational Resilience, BCM and Crisis Mgmt. Non-Financial Risk Management Location London Corporate Title Vice President The purpose of the Non-Financial Risk Management (NFRM) function is to ensure that the bank's Non-Financial Risk exposure is adequately managed in line with the group wide risk appetite and NFRM framework. You will work in NFRM which is a matrix organization with business / region and functional specialist axes. Operational Resilience refers to the ability of firms, FMIs and the sector as a whole to prevent, respond to, recover and learn from operational disruptions. It is the ability to adapt rapidly to the changing environmental and business conditions. What we'll offer you A healthy, engaged and well-supported workforce are better equipped to do their best work and, more importantly, enjoy their lives inside and outside the workplace. That's why we are committed to providing an environment with your development and wellbeing at its centre. You can expect: <ul><li>Hybrid Working - we understand that employee expectations and preferences are changing. We have implemented a Hybrid Working Model that enables eligible employees to work remotely for a part of their working time and reach a working pattern that works for them</li><li>Competitive salary and non-contributory pension</li><li>30 days' holiday plus bank holidays, with the option to purchase additional days</li><li>Life Assurance and Private Healthcare for you and your family</li><li>A range of flexible benefits including Retail Discounts, a Bike4Work scheme and Gym benefits</li><li>The opportunity to support a wide-ranging CSR programme + 2 days' volunteering leave per year</li></ul>Your key responsibilities <ul><li>Partner with senior leaders to facilitate informed risk decision by providing relevant content necessary to formulate a prioritized path forward</li><li>Able to define and embed an effective Risk and Control Environment, supporting the implementation of robust standards into the organization. Familiar in managing and/or developing Risk Appetite and Controls framework</li><li>Responsible for developing global framework, key programs and act as subject matter expertise for Operational Resilience, including DORA elements, BCM and Crisis Mgmt.</li><li>Well versed in Business Continuity Management and Crisis Management methodology and implementation of Business Continuity program required. Maintain up to date knowledge of industry trends and standards, risk management practices, legal and local regulatory requirements</li><li>Managed Crisis as required within the Crisis Management model</li><li>Able to engage regulators and auditors independently and able to lead Operational Resilience and BCM related Governance forums, if required</li></ul>Your skills and experience <ul><li>Risk management experience, preferably in financial or consultancy firm</li><li>Demonstrable experience of operational resilience, business continuity and crisis management lifecycle</li><li>Educated to Bachelor's degree level or equivalent qualification / work experience in Risk, Finance, Business, Accounting or Economics is beneficial</li><li>Demonstrable success managing and operating in a matrix environment that encompasses functional and geographical diversity</li><li>Proven track record in operating a measurements-based culture supporting continual improvement</li><li>Excellent communication skills, both written and verbal are essential Strong PowerPoint skills</li></ul>How we'll support you <ul><li>Training and development to help you excel in your career</li><li>Flexible working to assist you balance your personal priorities</li><li>Coaching and support from experts in your team</li><li>A culture of continuous learning to aid progression</li><li>We value diversity and as an equal opportunities' employer, we make reasonable adjustments for those with a disability such as the provision of assistive equipment if required (e.g. screen readers, assistive hearing devices, adapted keyboards)</li></ul>About us Deutsche Bank is the leading German bank with strong European roots and a global network. Click here to see what we do. Deutsche Bank in the UK is proud to have been named in The Times Top 50 Employers for Gender Equality 2024 for five consecutive years. Additionally, we have been awarded a Gold Award from Stonewall and named in their Top 100 Employers 2024 for our work supporting LGBTQ+ inclusion. We strive for a culture in which we are empowered to excel together every day. This includes acting responsibly, thinking commercially, taking initiative and working collaboratively. Together we share and celebrate the successes of our people. Together we are Deutsche Bank Group. We welcome applications from all people and promote a positive, fair and inclusive work environment.

Risk Manager, Global Operational Resilience, BCM and Crisis Management. Non-Financial Risk Management

About the role We're on a mission to make affordable loans available to more people. Using the power of Open Banking, we have built state-of-the-art technology that allows us to look beyond traditional credit scores and offer fairer credit to people ignored by traditional lenders. We have two parts of our business. On the consumer side, we have Abound. Abound has proven that our approach works at scale, with over £300 million lent to-date. While other lenders only look at your credit score, we use Open Banking to look at the full picture - what you earn, how you spend, and what's left at the end. On the B2B side, we have Render. Render is our award-winning software-as-a-service platform that allows Abound to make better, less risky lending decisions. And less risky decisions mean we can offer customers better rates than they can usually find elsewhere. We're taking Render global so that more companies, from high-street banks to other fintechs, can offer affordable credit to their customers. We're looking for a Compliance Officer to join our team and help us drive our growth and ensure good outcomes for our customers. What you'll be doing: <ul><li>Broadly-based regulatory compliance role, reporting to the Senior Compliance Officer</li><li>Perform a range of regular compliance monitoring in order to identify and understand real or potential issues and risks to our customers and the firm, and to provide meaningful actions to remedy and mitigate</li><li>Draft reports to the Board and to management on the compliance monitoring undertaken</li><li>Keep up to date with regulatory changes, informing key colleagues about the changes and what it means for us and our customers</li><li>Assist in ensuring that our suite of policies is regularly reviewed by appropriate team members, in order to ensure that they are accurate, up-to-date and in line with regulatory requirements</li><li>In this role you will need to build a close and effective relationship with all parts of the business, engaging constructively with colleagues on compliance matters</li><li>Act as point of escalation for individual customer cases, e.g. fraud risk, complaints etc.</li><li>Assist with Anti-Money Laundering assessments and advise the Money Laundering Reporting Officer on AML matters</li><li>Support the Chief Compliance Officer on risk, compliance and regulatory matters, and on providing internal advice on development to our products and services</li><li>Fintern offers hybrid working arrangements. The office location is in London</li></ul>Who you are: <ul><li>First-hand knowledge of regulatory compliance or equivalent in retail financial services. This may be through a first line controls role, or through an Operational role where compliance and a sound customer outcomes approach has been a significant part of your role</li><li>Proactive and dynamic approach</li><li>Understanding of FCA Handbook regulations that are relevant to the business</li><li>Familiarity with the practical application of the Consumer Duty</li><li>Ability to form and justify risk-based judgements</li><li>Preserve confidence and act with discretion</li><li>Clear and confident communication at all levels of the organisation including executive management</li><li>Strong written and numerical skills, including preparation of Board reports</li></ul>What we offer <ul><li>Everyone owns a piece of the company - equity</li><li>25 days' holiday a year, plus 8 bank holidays</li><li>2 paid volunteering days per year</li><li>One month paid sabbatical after 4 years</li><li>Employee loan</li><li>Free gym membership</li><li>Save up to 60% on an electric vehicle through our salary sacrifice scheme with Loveelectric</li><li>Team wellness budget to be active together - set up a yoga class, a tennis lesson or go bouldering</li></ul>

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