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Work Location: Mount Laurel, New Jersey, United States of America Hours: 40 Pay Details: $28.25 - $45.00 USD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role. Line of Business: Financial Crime Risk Management Job Description: Financial Crime Risk Management Testing &amp; Controls The Financial Crime Risk Analyst II role provides a range of analytical, research and assessment support to the development of and enhancements to the enterprises FCRM programs and processes. This role may interact with key stakeholders and third-party service providers to deliver AML/ATF/Sanctions/ABAC programs that satisfy regulatory requirements. Additionally, this role assists in reviewing higher risk customer or transactional information. Depth &amp; Scope: <ul><li>Experienced professional role providing specialized guidance/assistance/support to functions/FCRM teams</li><li>Independently performs activities from end-to-end</li><li>Requires advanced understanding of a range of product and services, processes, procedures, systems and concepts within their own area of specialty and integration points with related areas</li><li>Manages ambiguity, and applies judgement to identify, troubleshoot and resolve ongoing business and operational issues </li><li>Interprets and administers policies, adopts and implements business process improvements</li><li>Guided by practices, procedures and operating plans, makes process and capacity management decisions to ensure ongoing operations </li><li>Moderate level of complexity in operational / reporting / process and/or analysis function requiring a short to medium term focus</li></ul>Education &amp; Experience: <ul><li>Undergraduate degree or equivalent work experience </li><li>3+ years experience</li></ul>Preferred Skills: Complex AML/TF Investigations Customer Accountabilities: <ul><li>Provides FCRM research, evaluation, operational, reporting and/or analytical support in oversight, advisory services and control function to business (FCRM) partners, in a timely manner </li><li>Co-ordinates requests to and from, business (FCRM) partners </li><li>Assists in the preparation of summaries, communications, reports and presentations for management, regulators, and other internal and external stakeholders</li><li>Recommends responses to enterprise FCRM Program questions and immediately escalates any sensitive issues according to departmental procedures</li><li>Analyzes data and draws conclusions to meet program health reporting requirements</li><li>Analyzes emerging trends pertaining to regulatory changes, reporting or other departmental functions and provides recommendations to enhance or rectify FCRM- related gaps, issues and enhancements</li><li>Proactively identifies matters requiring additional review, escalation, and liaises with appropriate staff to resolve, as appropriate</li><li>Coordinates tracking and reporting of FCRM function initiatives and programs</li></ul>Shareholder Accountabilities: <ul><li>Prioritizes and manages own workload to meet SLA requirements for service and productivity</li><li>Consistently exercises discretion in managing correspondence, information and all matters of confidentiality; escalates issues where appropriate</li><li>Protects the interests of the organization - identifies and manages risks, and escalates non-standard, high-risk transactions / activities as necessary</li><li>Acquires and applies expertise in the FCRM discipline, provides guidance, assistance and direction to other FCRM partners</li><li>Identifies, recommends and effectively executes standard practices applicable to the FCRM discipline</li><li>Keeps abreast of emerging issues, trends, and evolving regulatory requirements </li><li>Maintains a culture of risk management and control, supported by effective processes in alignment with risk appetite</li><li>Adheres to internal policies / procedures and applicable regulatory guidelines</li><li>Coordinates with other FCRM partners and compliance partners to ensure consistence in the application of FCRM</li></ul>Employee/Team Accountabilities: <ul><li>Participates fully as a member of the team, supports a positive work environment that promotes service to the business, quality, innovation and teamwork and ensures timely communication of issues / points of interest</li><li>Supports the team by continuously enhancing knowledge / expertise in own area and participates in knowledge transfer within the team and business unit</li><li>Keeps current on emerging trends / developments and grows knowledge of the business, related tools and techniques </li><li>Participates in personal performance management and development activities, including cross training within own team</li><li>Keeps others informed and up to date about the status / progress of projects and/or all relevant or useful information related to day-to-day activities</li><li>Contributes to the success of the team by willingly assisting others in the completion and performance of work activities; provides training, coaching and/or guidance as appropriate</li><li>Contributes to a fair, positive and equitable environment that supports a diverse workforce</li><li>Acts as a brand champion for your function and the bank, both internally and/or externally </li><li>Grows knowledge of the business, related tools and techniques</li></ul>Physical Requirements: Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100% <ul><li>Domestic Travel - Occasional</li><li>International Travel - Never</li><li>Performing sedentary work - Continuous</li><li>Performing multiple tasks - Continuous</li><li>Operating standard office equipment - Continuous</li><li>Responding quickly to sounds - Occasional</li><li>Sitting - Continuous</li><li>Standing - Occasional</li><li>Walking - Occasional</li><li>Moving safely in confined spaces - Occasional</li><li>Lifting/Carrying (under 25 lbs.) - Occasional</li><li>Lifting/Carrying (over 25 lbs.) - Never</li><li>Squatting - Occasional</li><li>Bending - Occasional</li><li>Kneeling - Never</li><li>Crawling - Never</li><li>Climbing - Never</li><li>Reaching overhead - Never</li><li>Reaching forward - Occasional</li><li>Pushing - Never</li><li>Pulling - Never</li><li>Twisting - Never</li><li>Concentrating for long periods of time - Continuous</li><li>Applying common sense to deal with problems involving standardized situations - Continuous</li><li>Reading, writing and comprehending instructions - Continuous</li><li>Adding, subtracting, multiplying and dividing - Continuous</li></ul>The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities &amp; duties are considered essential functions for ADA purposes. Who We Are: TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues. TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing - and so will you. Our Total Rewards Package Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more Additional Information: We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home. Colleague Development If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we're committed to helping you identify opportunities that support your goals. Training &amp; Onboarding We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role. Interview Process We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call. Accommodation If you are an applicant with a disability and need accommodations to complete the application process, email the TD Bank US Workplace Accommodations Program at <a href="mailto:USWAPTDO@td.com" target="_blank">USWAPTDO@td.com</a>. Include your full name, best way to reach you, and the accommodation needed to assist you with the application process. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Financial Crime Risk Analyst II - FCRM Quality Assurance

Credit Genie is a mobile-first financial wellness platform designed to help individuals take control of their financial future. We leverage artificial intelligence to provide personalized insights and are building a financial ecosystem by offering tools and services that provide instant access to cash, and building credit. Our goal is to empower every customer to achieve long-term financial stability. Founded in 2019 by Ed Harycki, former Swift Capital Founder (acquired by PayPal 2018). Backed by Khosla Ventures and led by industry pioneers from companies such as; PayPal, Square, and Cash App, we are well positioned to build the future of inclusive finance through cutting-edge technology and customer-centric solutions. Overview The Chief Compliance Officer (CCO) is responsible for designing, implementing, and leading a compliance program that enables innovation while ensuring regulatory and legal adherence. The CCO ensures that compliance is integrated into business strategy, allowing the company to develop customer-centric, compliant financial solutions without unnecessary friction. The CCO must maintain the effectiveness of the compliance program, ensuring it adapts to regulatory developments, business growth, and product expansion. They are responsible for providing senior management and the Board of Directors with transparency into the company's compliance posture, offering clear reporting on program efficacy, risk trends, and regulatory challenges. Beyond maintaining compliance, the CCO is a business enabler, partnering with product, engineering, design and operations teams to develop solutions that meet both regulatory requirements and customer needs. This requires balancing risk management with a practical, scalable approach that fosters innovation while maintaining regulatory integrity. What You'll do <ul><li>Develops a compliance framework that allows the company to build and scale innovative financial products within legal and regulatory guidelines.</li><li>Advises leadership on how compliance can be a differentiator in the Earned Wage Access market.</li></ul><ul><li>Tracks regulatory developments and proactively adapts compliance programs to stay ahead of potential challenges.</li><li>Engages with regulators, industry groups, and policymakers to help shape the future of EWA regulations.</li><li>Builds scalable compliance solutions that grow with the company's expansion into new markets and product lines.</li></ul><ul><li>Works hand-in-hand with product, engineering and design teams to ensure compliance is embedded into the product design process early, not just as a final approval step.</li><li>Advises on structuring products to balance compliance with customer experience and market competitiveness.</li><li>Ensures compliance processes are designed to be lightweight and efficient, reducing operational friction.</li><li>Guide the management team on compliance strategy, ensuring that regulatory considerations are seamlessly integrated into business decisions and product innovation.</li><li>Deliver clear, data-driven compliance reports to the Board, providing actionable insights on program effectiveness, regulatory trends, and key risk areas to support strategic decision-making.</li></ul><ul><li>Develops a compliance-first culture where teams see regulations as guardrails for smart innovation, rather than roadblocks.</li><li>Educates employees on practical compliance principles rather than overwhelming them with rigid policies.</li><li>Works cross-functionally with leadership, legal, risk, and finance to align compliance strategies with business objectives.</li></ul>Requirements <ul><li>10+ years of experience in compliance, legal, or risk management roles within fintech, financial services, or adjacent regulated industries</li><li>Proven track record of building or scaling compliance programs in product-driven, fast-paced environments, ideally at a Series A-C stage and/or technology company</li><li>Strong working knowledge of U.S. consumer financial regulations, including those relevant to cash advances, lending, credit products, tradelines and payments</li><li>Experience designing and implementing AML/KYC programs, with knowledge of Bank Secrecy Act (BSA), OFAC requirements, and FinCEN guidance</li><li>CAMS certification (or equivalent AML credential) strongly preferred, particularly given the company's expansion into credit card products requiring full KYC</li><li>Demonstrated ability to interpret and apply regulations pragmatically, enabling compliant solutions that support innovation and user experience</li><li>Experience engaging with state and federal regulatory bodies, auditors, and financial institution partners, with a confident and credible communication style</li><li>Comfortable working cross-functionally with product, engineering, legal, and operations to embed compliance into the product lifecycle</li><li>Familiarity with tooling for transaction monitoring, case management, and reporting</li><li>Exceptional communication skills with the ability to convey compliance risks, requirements, and opportunities to both technical and executive audiences</li><li>Bachelor's degree required; JD, CRCM, or other relevant certifications a plus</li></ul>Benefits and Perks Our goal is to provide a comprehensive offering of benefits and perks that promote better financial, mental, and physical wellness. We believe working alongside each other is the best way to build a great product and company culture. While the expectation is to spend most of our time in office, we want to allow flexibility to employees when needed. Our goal is to provide an office environment for everyone that is inclusive and fosters collaboration while allowing for deep focus and productivity. We understand that life happens and there are circumstances that require flexibility. We want to support everyone in those moments and allow employees to operate outside of the office when needed. We are committed to ensuring that everyone is able to balance both their personal and professional responsibilities. Here are some highlights of our benefits and perks offerings, feel free to ask your recruiting partner for more details on our comprehensive offering for employees. <ul><li>100% company-paid medical, dental, and vision coverage for you and your dependents on your first day of employment.</li><li>401(k) with a 2.5% match and immediate vesting</li><li>Meal program for breakfast, lunch, and dinner</li><li>Monthly fitness reimbursement up to $100</li><li>Life and accidental insurance</li><li>Flexible PTO</li></ul>For more details, please reference a comprehensive view on our benefits platform. Your actual level and base salary will be determined on a case-by-case basis and may vary based on the following considerations: job-related knowledge and skills, education, and experience. Base salary is just one part of your total compensation and rewards package at Credit Genie. You may also be eligible to participate in the bonus and equity programs. You will also have access to comprehensive medical, vision, and dental coverage, a 401(k) retirement plan with company match, short &amp; long term disability insurance, life insurance, and flexible PTO along with many other benefits and perks. Credit Genie is a proud Equal Opportunity Employer where we welcome and celebrate differences. We are committed to providing a workspace that is safe and inclusive, where everyone feels supported, connected, and inspired to do their best work. If you require any accommodations to participate in our recruitment process, please inform us of your needs when we contact you to schedule an interview.

Chief Compliance Officer

Work Location: Mount Laurel, New Jersey, United States of America Hours: 40 Pay Details: $33.00 - $54.00 USD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role. Line of Business: Financial Crime Risk Management Job Description: The Senior Financial Crime Risk Oversight Analyst provides a range of research, guidance, and business oversight to assigned portfolio, business, or function to ensure that strong AML/ATF/Sanctions/ABAC controls and processes are in effect to mitigate inherent associated risks. Contributes to the development and implementation of AML/ATF/Sanctions/ABAC Compliance programs related to all aspects of AML and ATF laws. The primary responsibility of the FCRM Customer Exit and Watchlist Management team is to oversee the financial crime customer exits at the bank and manage the bank's internal Watchlist. In this capacity, the team reviews FCRM exit decisions and oversees the tracking, reporting, escalations, and restrictions related to customers identified as posing increased financial crime risk, in compliance with the bank's Customer Exit Standard. The team is also responsible for establishing the governance and monitoring routines necessary to adequately oversee the ongoing maintenance of the bank's internal Watchlist. This team also reviews Level 2 watchlist matches and determines how formerly exited customer re-established their relationship at the bank. Depth &amp; Scope: <ul><li>Specialist level professional role requiring in-depth knowledge/expertise in AML/ATF/Sanctions/ABAC and working knowledge of broader related areas</li><li>Provides advanced analysis and/or specialized reporting to support business partners, functional areas, or centers of expertise</li><li>Provides AML/ATF/Sanctions/ABAC advice to a business as FCRM representative on a straightforward project or change initiative</li><li>Integrates the broader organizational context into advice and solutions within the AML/ATF/Sanctions/ABAC area</li><li>Understands the industry, competition and the factors that differentiate the organization</li><li>Leads projects of moderately to complex risks and resource requirements; may lead end-to-end processes or functional programs</li><li>Contact for business management, external/internal auditors, dealing with non-routine information</li><li>Recommends and implements solutions within own area of responsibility </li><li>May need to coordinate/integrate work with other areas as needed</li><li>Identifies and leads problem resolution for complex requirements related issues at all levels</li></ul>Education &amp; Experience: <ul><li>Undergraduate degree or equivalent work experience </li><li>5+ years experience</li></ul>Preferred Qualifications: <ul><li>Undergraduate Degree </li><li>Advanced degree, professional accreditation, and/or 5+ years of anti-money laundering (AML) experience within the financial services industry </li><li>Certified Anti-Money Laundering Specialist (CAMS) certification preferred</li><li>Preferred background in AML investigations, watchlist management, or customer exits</li><li>Demonstrated initiative and creative in problem solving</li><li>Excellent analytical and organizational skills, with a high level of attention to detail</li></ul><ul><li>Exceptional ability to multi-task, prioritize projects, and meet deadlines with efficiency </li></ul>Customer Accountabilities: <ul><li>Provides guidance on day-to-day AML/ATF/Sanctions/ABAC matters affecting the business based on regulatory compliance requirements and industry best practice, including, but not limited to, customer identification and due diligence, enhanced due diligence, policy, governance, training and/or compliance assurance and testing</li><li>Provides/Executes skilled AML/ATF/Sanctions/ABAC research, risk assessment, reporting and/or analytical support in a timely manner</li><li>Assists/Partners in the development and implementation of appropriate AML/ATF/Sanctions/ABAC policies, processes, and controls</li><li>Supports the facilitation of periodic AML/ATF/Sanctions/ABAC risk and self-assessment activities for designated business using TD's enterprise AML/ATF/Sanctions/ABAC risk assessment framework </li><li>Ensures that assessments (monitoring, risk assessment etc.) are completed and communicated in a dynamic and timely fashion</li><li>Handles matters escalated for the identification of suspicious activity, or identified through the Enhanced Due Diligence process in accordance with established processes and protocols, and assists in ensuring that the business takes appropriate steps to address those activities and customers</li><li>Works collaboratively with business and control partners within the organization </li><li>Prepares and delivers management reporting necessary to ensure accurate and thorough measurement of the risk factors present in various products</li><li>Proactively identifies matters which require additional attention and presents objective and independent opinion on the adequacy of AML/ATF/Sanctions/ABAC processes and controls and opportunities to enhance those controls</li><li>Presents objective and independent opinions on the adequacy of AML/ATF/Sanctions/ABAC processes and controls in accordance with regulatory and internal requirements, and liaises with the appropriate FCRM and business partners to resolve</li></ul>Shareholder Accountabilities: <ul><li>Reviews and provides feedback on business line policies and procedures </li><li>Analyzes AML/ATF/Sanctions/ABAC compliance requirements and ensures they are properly written into requirements for business projects and approved at the appropriate levels</li><li>Consistently exercises discretion in managing correspondence, information, and all matters of confidentiality; escalates issues where appropriate</li><li>Analyzes risk exposure characteristics for assigned portfolio in accordance with established processes or procedures, making recommendations for enhancements or changes based on changes in the regulatory environment or business processes </li><li>Works with business management, and with internal and external business partners (e.g., Internal Audit, external consultants) to respond to regulatory requests, findings, audits and/or examinations</li><li>Keeps current on emerging issues, trends, and evolving regulatory requirements in the AML/ATF/Sanctions/ABAC industry and assesses potential impacts </li><li>Coordinates with other AML/ATF/Sanctions/ABAC partners and business compliance partners to ensure consistency in the application of AML/ATF/Sanctions/ABAC programs and standards across the enterprise</li><li>Protects the interests of the organization - identifies and manages risks, and ensures the prompt analysis and escalation of non-standard, high-risk issues, monitoring to thorough resolution</li><li>Acquires and applies expertise in the AML/ATF/Sanctions/ABAC disciplines, providing basic guidance and direction to business and other FCRM partners</li></ul>Employee/Team Accountabilities: <ul><li>Participates fully as a member of the team, supports a positive work environment that promotes service to the business, quality, innovation, and teamwork and ensures timely communication of issues/points of interest</li><li>Provides thought leadership and/or industry knowledge for own area of expertise in own area and participate in knowledge transfer within the team and business</li><li>Participates in personal performance management and development activities, including cross training within own team</li><li>Contributes to team development of skills and capabilities through mentorship of others, by sharing knowledge and experiences and leveraging best practices</li><li>Leads, motivates and develops relationships with internal and external business partners/stakeholders to develop productive working relationships</li><li>Contributes to a fair, positive, and equitable environment that supports a diverse workforce</li><li>Acts as a brand ambassador for your business area/function and the bank, both internally and/or externally</li></ul>Physical Requirements: Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100% <ul><li>Domestic Travel - Occasional</li><li>International Travel - Never</li><li>Performing sedentary work - Continuous</li><li>Performing multiple tasks - Continuous</li><li>Operating standard office equipment - Continuous</li><li>Responding quickly to sounds - Occasional</li><li>Sitting - Continuous</li><li>Standing - Occasional</li><li>Walking - Occasional</li><li>Moving safely in confined spaces - Occasional</li><li>Lifting/Carrying (under 25 lbs.) - Occasional</li><li>Lifting/Carrying (over 25 lbs.) - Never</li><li>Squatting - Occasional</li><li>Bending - Occasional</li><li>Kneeling - Never</li><li>Crawling - Never</li><li>Climbing - Never</li><li>Reaching overhead - Never</li><li>Reaching forward - Occasional</li><li>Pushing - Never</li><li>Pulling - Never</li><li>Twisting - Never</li><li>Concentrating for long periods of time - Continuous</li><li>Applying common sense to deal with problems involving standardized situations - Continuous</li><li>Reading, writing and comprehending instructions - Continuous</li><li>Adding, subtracting, multiplying and dividing - Continuous</li></ul>The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities &amp; duties are considered essential functions for ADA purposes. Who We Are: TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues. TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing - and so will you. Our Total Rewards Package Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more Additional Information: We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home. Colleague Development If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we're committed to helping you identify opportunities that support your goals. Training &amp; Onboarding We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role. Interview Process We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call. Accommodation If you are an applicant with a disability and need accommodations to complete the application process, email the TD Bank US Workplace Accommodations Program at <a href="mailto:USWAPTDO@td.com" target="_blank">USWAPTDO@td.com</a>. Include your full name, best way to reach you, and the accommodation needed to assist you with the application process. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Senior Customer Exit Financial Crime Risk Oversight Analyst

Work Location: Mount Laurel, New Jersey, United States of America Hours: 40 Pay Details: $86,840 - $139,360 USD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role. Line of Business: Compliance Job Description: Department Overview: Why Work with Us? At TD Bank US Compliance, we're on a mission to build a more resilient and scalable compliance risk management function. As part of our team, you'll play a key role in reshaping compliance structures and processes, driving innovation at every level. Here, each team member has a chance to make a tangible impact - both in day-to-day operations and in the design of a future-focused compliance program. This not just about implementing a new program - it's about creating a culture of compliance that will cascade throughout the organization. The Ideal Candidate The ideal candidate will thrive in a fast-paced, start-up-like setting as we build a new compliance structure that aligns with the bank's size, complexity, and risk profile. In this role, you'll need to be strategic, tactical, collaborative and creative in your approach. You will manage day-to-day operations while also helping design and implement a forward-thinking compliance program for the future. Beyond technical expertise, we're looking for someone with an entrepreneurial mindset-someone who can "roll up their sleeves", takes the initiative and can anticipate needs before they arise. A comfort level with ambiguity and the ability to excel in a dynamic, evolving landscape are essential as the US Compliance team redefines the bank's compliance program and structure. Most importantly, the right candidate is seeking an intellectual challenge, has a desire to learn, and is committed to building something impactful from the ground up. At TD Bank, you'll have the unique opportunity to help shape the future of the bank while collaborating with a team of enthusiastic colleagues dedicated to setting new industry standards. The Employee Engagement Manager will lead and enhance the employee experience within our Compliance group. This role focuses on developing and managing employee experience programs and initiatives that foster enthusiasm, excitement, and a positive work environment. The ideal candidate will bring fresh perspectives and innovative ideas to re-energize the team, ensuring employees feel valued, supported, and equipped with the tools they need-whether in-office or hybrid. Key initiatives may include real estate space optimization, technology enablement, Recognition events such as Employee Appreciation Week, and enhancing day-to-day experiences. This independent role offers an opportunity for someone with strong problem-solving skills, creativity, and a passion for making work fun again. Internal knowledge is a plus, but external candidates with fresh ideas are encouraged to apply! Job Summary: The Compliance Business Oversight Manager provides advice, support and objective guidance to assigned portfolio, business or function on development and maintenance of all aspects of Compliance/Center of Excellence programs in line with the Bank's risk philosophy and strategic direction. Depth &amp; Scope: <ul><li>Works independently and is accountable for managing a specialized Compliance function or area</li><li>Provides comprehensive coverage for a significant business or functional area across all legal entities and jurisdictions where TD operates</li><li>Provides advanced analysis and/or specialized reporting to support business partners, functional areas or centers of expertise</li><li>Provides guidance and support to analysts on matters related to portfolio and specialty</li><li>Typically a subject matter expert for a key functional Compliance area and business</li><li>Contact for business management, dealing with non-routine information</li><li>Manages/assists with regulatory reviews including inquiries, audits, and exams</li><li>Identifies and leads problem resolution for project/program complex requirements related issues at all levels</li></ul>Education &amp; Experience: <ul><li>Undergraduate degree or equivalent work experience</li><li>7+ years of experience</li></ul>Customer Accountabilities: <ul><li>Proactively advises the business of new and changed Compliance regulatory and/or policy changes</li><li>Formulates relevant and meaningful insights from data analysis and leads on the interpretation of complex business issues, generates multifaceted insights and identifies opportunities to address business regulatory requirements and issues</li><li>Contributes to the development and implementation of Compliance programs</li><li>Guides partner through the development, implementation, oversight and management of effective Compliance Programs</li><li>Prepares summaries, presentations, briefing notes, and any other required documentation to effectively report on the status of Compliance</li><li>Represents Compliance on internal or external committees relating to designated business activities as required</li><li>Delivers relevant subject matter expertise and Compliance advice to business management</li><li>Conducts meaningful analysis at the functional or enterprise level using results to draw conclusions, makes recommendations, assesses the effectiveness of programs/policies/practices</li><li>Maintains oversight (via review and approval) of all functions and accountabilities related to management reporting and analysis</li><li>Manages high risk initiatives and escalations; leads initiatives/guidance as appropriate</li></ul>Shareholder Accountabilities: <ul><li>Actively assists in developing Compliance Team procedures</li><li>Facilitates the periodic Compliance risk and self-assessment activities for designated business using TD's Enterprise Compliance Risk Assessment Framework</li><li>Monitors that assessments (monitoring, risk assessment etc.) are completed and communicated in a continuous and timely fashion</li><li>Consistently exercises discretion in managing correspondence, information and all matters of confidentiality; escalates issues where appropriate</li><li>May provide review and content in the development of annual awareness training</li><li>Manages the risk assessment process for assigned businesses</li><li>Protects the interests of the organization, our customers and our communities - identifies and manages risks, and promotes the prompt and thorough resolution of escalated non-standard, high risk issues</li><li>Conducts internal and external research projects; supports the development/delivery of presentations/communications to management or broader audience</li><li>Actively manages relationships within and across various business lines, corporate and/or control functions and promotes alignment with enterprise and/or regulatory requirements</li><li>Keeps abreast of emerging issues, trends, and evolving regulatory requirements and assesses potential impacts</li><li>Maintains a culture of risk management and control, supported by effective processes in alignment with risk appetite</li></ul>Employee/Team Accountabilities: <ul><li>Participates fully as a member of the team, supports a positive work environment that promotes service to the business, quality, innovation and teamwork and promotes timely communication of issues/points of interest</li><li>Provides thought leadership and/or industry knowledge for own area of expertise and participates in knowledge transfer within the team and business</li><li>Keeps current on emerging trends/developments and grows knowledge of the business, related tools and techniques</li><li>Participates in personal performance management and development activities, including cross training within own team</li><li>Keeps others informed and up-to-date about the status/progress of projects and/or all relevant or useful information related to day-to-day activities</li><li>Contributes to team development of skills and capabilities through mentorship of others, by sharing knowledge and experiences and leveraging best practices</li><li>Leads, motivates and develops relationships with internal and external business partners/stakeholders to develop productive working relationships</li><li>Contributes to a fair, positive and equitable environment that supports a diverse workforce</li><li>Acts as a brand ambassador for your business area/function and the bank, both internally and/or externally</li></ul>Physical Requirements: Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100% <ul><li>Domestic Travel - Occasional</li><li>International Travel - Never</li><li>Performing sedentary work - Continuous</li><li>Performing multiple tasks - Continuous</li><li>Operating standard office equipment - Continuous</li><li>Responding quickly to sounds - Occasional</li><li>Sitting - Continuous</li><li>Standing - Occasional</li><li>Walking - Occasional</li><li>Moving safely in confined spaces - Occasional</li><li>Lifting/Carrying (under 25 lbs.) - Occasional</li><li>Lifting/Carrying (over 25 lbs.) - Never</li><li>Squatting - Occasional</li><li>Bending - Occasional</li><li>Kneeling - Never</li><li>Crawling - Never</li><li>Climbing - Never</li><li>Reaching overhead - Never</li><li>Reaching forward - Occasional</li><li>Pushing - Never</li><li>Pulling - Never</li><li>Twisting - Never</li><li>Concentrating for long periods of time - Continuous</li><li>Applying common sense to deal with problems involving standardized situations - Continuous</li><li>Reading, writing and comprehending instructions - Continuous</li><li>Adding, subtracting, multiplying and dividing - Continuous</li></ul>The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities &amp; duties are considered essential functions for ADA purposes. #LI-AMCBCorporate Who We Are: TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues. TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing - and so will you. Our Total Rewards Package Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more Additional Information: We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home. Colleague Development If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we're committed to helping you identify opportunities that support your goals. Training &amp; Onboarding We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role. Interview Process We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call. Accommodation If you are an applicant with a disability and need accommodations to complete the application process, email the TD Bank US Workplace Accommodations Program at <a href="mailto:USWAPTDO@td.com" target="_blank">USWAPTDO@td.com</a>. Include your full name, best way to reach you, and the accommodation needed to assist you with the application process. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Employee Experience Manager (Compliance Governance & Operations Manager)

Position: Program Integrity and Compliance Officer Compensation: $120,000 - $130,000 based upon experience Status: Full-Time Category: Exempt Shift: 40 hours / with varying workdays and a flexible schedule. Location: Ewing, NJ What We Offer: <ul><li>Top 401k plans in the industry. Employer contribution of 5% and 6% match, for a total of 11%</li></ul><ul><li>Comprehensive Medical and Dental Benefits</li><li>Extended Dental Reimbursement up to $250</li><li>Vision Reimbursement up to $200</li><li>Life Insurance Coverage</li><li>13 Paid Holidays</li><li>Paid Time Off: Personal, Vacation &amp; Sick</li><li>Paid Bereavement Days</li><li>Jury Duty with full pay</li><li>Military Leave Compensation</li><li>Employee Assistance Plan (EAP)</li><li>Referral Bonus Program</li><li>HUSK Marketplace: Exclusive savings on Gym &amp; Fitness Centers, Deals on Equipment, and Husk Nutrition</li></ul>Who We Are The Arc Mercer is a trusted leader in providing comprehensive support and services for individuals with intellectual and developmental disabilities (IDD) across Mercer County. For over 70 years, we have been dedicated to creating a more inclusive community by empowering individuals to live fulfilling and independent lives. Job Summary: We are seeking a highly motivated and experienced Program Integrity and Compliance Officer to ensure our organization adheres to all applicable laws, regulations, and internal policies by monitoring operations, conducting risk assessments, and implementing preventative measures to mitigate compliance risks across all departments. Key Responsibilities <ul><li>Regulatory Compliance: Monitor and evaluate the organization's adherence to federal, state, and local regulation, including those for Medicaid and the Department of Developmental Disabilities (DDD), and ensure compliance across the agency. Stay informed of new regulations and impacts on the agency.</li><li>Compliance Monitoring and Risk: Regularly review operations to identify potential compliance risks and ensure adherence to relevant laws and regulations. Oversee compliance audits and investigations to assess adherence and identify areas for improvement. Develop and execute compliance monitoring plans, including data analysis and reporting.</li><li>Risk Assessment and Mitigation: Conduct regular risk assessments to identify potential compliance risks and prioritize mitigation strategies. Develop and implement preventive controls to address identified compliance risks.</li><li>Investigations: Oversee and provide guidance on and monitor compliance with applicable incident reporting requirements. Provide direct supervision of primary investigator for all incidents, ensuring investigations are completed thoroughly and timely, in accordance with applicable regulations and internal standards.</li><li>Reporting and Communication: Prepare comprehensive reports on compliance activities, findings and recommendation to senior management. Proactively communicate compliance issues and concerns to relevant stakeholders.</li><li>Collaboration: Work closely with all departments to ensure comprehensive compliance across the organization.</li></ul>Minimum Qualifications <ul><li>Bachelor's degree in a related field preferred.</li><li>Minimum of 5-7 years of experience in regulatory compliance; familiar with Department of Human Services/Division of Developmental Disabilities.</li><li>Strong knowledge of regulatory requirements and best practices for Medicaid funded programs.</li><li>Excellent analytical, organizational, and problem-solving skills.</li><li>Strong communication skills, both written and verbal, with the ability to collaborate across teams and departments.</li><li>Knowledge of incident reporting, quality assurance, and program evaluation techniques.</li><li>Ability to manage multiple tasks and prioritize effectively.</li><li>Proficiency in data tracking, reporting, and documentation tools.</li><li>Ability to work independently and as part of a team to drive program success.</li><li>Ability to work flexible hours, including evenings, weekends, and on-call as needed.</li><li>Strong organizational and time-management skills.</li><li>Knowledge of program integrity, compliance, and incident reporting requirements.</li><li>Excellent written, verbal, interpersonal, communication, and presentation skills.</li><li>Ability to work effectively in a fast-paced, deadline driven environment</li><li>Valid driver's license with a clean driving record (no more than three suspensions or points in the past three years).</li></ul>Why Join Us? At The Arc Mercer, you'll be part of a mission-driven organization where your work truly makes a difference. Join a supportive, professional environment that values growth, collaboration, and the power of inclusion. Here, you'll have the opportunity to empower individuals to achieve their fullest potential, while building your own skills and career through ongoing training and development. If you're passionate about helping others thrive in the workplace and the community, we invite you to bring your talents to our team. Together, we'll create meaningful opportunities and make a lasting impact. Join us at The Arc Mercer-where every day is an opportunity to change lives. Have Questions? Email us at <a href="mailto:recruiter@arcmercer.org" target="_blank">recruiter@arcmercer.org</a> or call 609-477-9806 for more information. Equal Opportunity Employer The Arc Mercer is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran, or disability status. All employment offers of employment are contingent upon a successful completion of a background check, drug screen, physical and PPD and an acceptable driving record.

Program Integrity and Compliance Officer

Company Description IntegriChain helps pharmaceutical manufacturers bring their science to market, ensuring patients have affordable, timely, and sustainable access to therapy. We are doing this by building pharmaceuticals' data-driven commercialization platform, from strategy to operational execution. IntegriChain is uniquely focused on connecting the commercial, financial, and operational dimensions of drug access and profitability. We've brought together technology, data, consulting, and outsourcing capabilities that span contracting and pricing, channel management, patient support, and gross-to-net finance. We are headquartered in Philadelphia, PA (USA), with offices in Ambler, PA (USA), Pune, India, and Medellín, Colombia. For more information, visit <a href="http://www.integrichain.com" target="_blank">www.integrichain.com</a> or follow us on Twitter @IntegriChain and LinkedIn. Job Description Your mission at IntegriChain: The mission of this role is to provide exceptional support in meeting with internal teams to gather, organize, and provide evidence for SOC audit reporting. Document, gather, capture, and organize the evidence in preparation for each audit cycle. Interact with various departments and stakeholders to ensure the data samples are complete and meet the required standards. Monitor and report on the effectiveness of the internal business practices as outlined by internal departments and SOC audit reports. Conducts and coordinates all internal processes and quality systems to ensure compliance with the guidelines, requirements, and regulations. Identifies compliance issues and deficiencies and participates in the implementation of corrective actions. Prepares audit reports based on the audit results. Provides documentation requirements and preparation guidance. What this role entails: <ul><li>Act as a trusted member of the team to provide various assurance and consulting services to internal departments</li><li>Proactively engage with internal teams throughout the year to gather information needed to complete testing and respond to external auditor questions</li><li>Test for deficiencies of internal controls and discuss recommendations for improvement</li><li>Learn and grow from direct on-the-job coaching and mentoring, along with participating in organization-wide learning and development programs</li><li>Utilize communication skills to network and build strong relationships with internal teams and external auditors</li><li>Actively participate in the execution of all auditing engagement activities</li><li>Completing ongoing internal compliance auditing to ensure compliance with policy and documentation</li><li>Building high-functioning internal relationships with Human Resources, IT, and IT Security teams</li><li>Organization and design of process/documentation storage and distribution</li><li>Monitor and report on the effectiveness of the controls in place, evaluate and improve processes where necessary.</li><li>Identify and escalate risks where necessary</li></ul>What you'll need to thrive in this role: <ul><li>Critical Thinking: Possess strong critical thinking skills.</li><li>Collaboration: Work with internal departments collaboratively, specifically Human Resources, IT, and Security.</li><li>Process Documentation &amp; Organization: Possess knowledge and skill to ensure all processes are completed appropriately. Strong time management skills and the ability to work autonomously</li><li>Communication: Excellent Verbal and written communication skills. Able to clearly conduct effective follow-up and tracking of communications.</li><li>Learning: Willingness to continually learn as the field continually changes. Demonstrate adaptability and the ability to grow in their field.</li></ul>Qualifications <ul><li>Associate degree in Business or related field required, Bachelors degree preferred</li><li>1-2 years of experience providing auditing services in a professional environment, organizing and managing data</li><li>Demonstrated skills in the areas of time management, communication, interpersonal skills, relationship building, collaboration and problem-solving</li><li>Organizational and analytical skills, initiative, adaptability</li><li>Proficiency with Microsoft programs</li></ul>Additional Information What does IntegriChain have to offer? <ul><li>Mission driven: Work with the purpose of helping to improve patients' lives! </li><li>Excellent and affordable medical benefits + non-medical perks including Flexible Paid Time Off, 401(k) Plan with a Company Match to prepare for your future, Parental Leave, Student Loan Reimbursement and much more!</li><li>Robust Learning &amp; Development opportunities including over 700+ development courses free to all employees.</li></ul>#LI-ZG1 IntegriChain is committed to equal treatment and opportunity in all aspects of recruitment, selection, and employment without regard to race, color, religion, national origin, ethnicity, age, sex, marital status, physical or mental disability, gender identity, sexual orientation, veteran or military status, or any other category protected under the law. IntegriChain is an equal opportunity employer; committed to creating a community of inclusion, and an environment free from discrimination, harassment, and retaliation. Our policy on visa sponsorship for US based positions: Applicants for employment in the US must have valid work authorization that does not now and/or will not in the future require sponsorship of a visa for employment authorization in the US by IntegriChain. Videos To Watch <a href="https://youtu.be/2Q_ODlJxDcQ?feature=shared" target="_blank">https://youtu.be/2Q_ODlJxDcQ?feature=shared</a>

Compliance Auditor

Work Location: Mount Laurel, New Jersey, United States of America Hours: 40 Pay Details: $68,640 - $112,320 USD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role. Line of Business: Compliance Job Description: Department Overview: Why Work with Us? At TD Bank US Compliance, we're on a mission to build a more resilient and scalable compliance risk management function. As part of our team, you'll play a key role in reshaping compliance structures and processes, driving innovation at every level. Here, each team member has a chance to make a tangible impact - both in day-to-day operations and in the design of a future-focused compliance program. This not just about implementing a new program - it's about creating a culture of compliance that will cascade throughout the organization. The Ideal Candidate The ideal candidate will thrive in a fast-paced, start-up-like setting as we build a new compliance structure that aligns with the bank's size, complexity, and risk profile. In this role, you'll need to be strategic, tactical, collaborative and creative in your approach. You will manage day-to-day operations while also helping design and implement a forward-thinking compliance program for the future. Beyond technical expertise, we're looking for someone with an entrepreneurial mindset-someone who can "roll up their sleeves", takes the initiative and can anticipate needs before they arise. A comfort level with ambiguity and the ability to excel in a dynamic, evolving landscape are essential as the US Compliance team redefines the bank's compliance program and structure. Most importantly, the right candidate is seeking an intellectual challenge, has a desire to learn, and is committed to building something impactful from the ground up. At TD Bank, you'll have the unique opportunity to help shape the future of the bank while collaborating with a team of enthusiastic colleagues dedicated to setting new industry standards. The U.S. Conduct Risk &amp; Ethics Office is responsible for the governance and oversight of the Conduct Risk &amp; Ethics program cross TDGUS, supporting the application of TD's Code of Conduct &amp; Ethics, promoting a culture of integrity and ethics by achieving and maintaining compliance with TD policies and applicable laws, regulations, and regulatory guidance. This role will work within the Regulation O Compliance Team which is responsible for oversight of the Bank's program that governs extensions of credit by a bank and its subsidiaries to Executive Officers, Directors, Principal Shareholders, and their Related Interests. The role will help the team ensure the prevention of Insider abuses or self-serving practices, which may expose the banking organization to undue risk or exposure to loss. Please review the preferred background and experience section below as you consider this opportunity. The above details are specific to the role which is outlined in the general summary below. Job Summary: The Senior Compliance Business Oversight Analyst provides objective guidance, support and advice to assigned portfolio, business or function to promote strong Compliance controls and processes are in effect to mitigate inherent associated risks. This role contributes to the development and implementation of Compliance programs related to all aspects of Compliance laws. Depth &amp; Scope: <ul><li>Expected to exercise sound and expert independent professional judgment and discretion in interacting and communicating with staff and senior management of the Bank with respect to significant regulatory compliance risk matters.</li><li>Empowered to make prudent professional decisions in rendering advice and counsel to business lines or assigned areas, on compliance matters and regulatory risks which may impact performance of the business and overall enterprise strategies and objectives.</li><li>Expert level professional role requiring in-depth knowledge/expertise in Compliance and working knowledge of broader related areas</li><li>Provides advanced analysis and/or specialized reporting to support business partners, functional areas or centers of expertise</li><li>Research, review and maintain expertise on banking regulations and laws, banking policies and procedures, and consumer protection laws</li><li>Acts as the primary subject matter expert for regulations applicable to business partners and provides guidance, consultation and expert advice with respect to the business partners' compliance with such regulations directly related to the operations of the business</li><li>Creates training content and may train business partners on regulatory requirements</li><li>Advises the business with respect to the implementation of new and amended regulatory requirements</li><li>Independently reviews and utilizes discretion, judgement and specialized expertise in approving the documentation for business line use: disclosures; forms; customer-facing correspondence; operating procedures; and policies</li><li>Independently performs targeted and periodic monitoring of business activities for compliance with regulatory requirements and regulator expectation</li><li>Identifies and communicates areas of non-compliance and/or material control weaknesses</li><li>Responsible for the oversight of business partners' remediation of regulatory issues, including exercising discretion and independent judgment in reviewing and approving remediation action plans</li><li>Responsible for assessing regulatory risk associated with new products, services and other initiatives that have significant operational or financial impact</li><li>Integrates the broader organizational context into advice and solutions within the Compliance area</li><li>Understands the industry, competition and the factors that differentiate the organization</li><li>Leads projects of moderately to complex risks and resource requirements; may lead end-to-end processes or functional programs</li><li>Contact for business management, external/internal auditors, dealing with non-routine information</li><li>Recommends and implements solutions within own area of responsibility</li><li>May need to coordinate/integrate work with other areas as needed</li><li>Identifies and leads problem resolution for complex requirements related issues at all levels</li></ul>Education &amp; Experience: <ul><li>Undergraduate degree or equivalent work experience</li><li>5+ years of experience</li></ul>Preferred Background &amp; Experience: <ul><li>In-depth knowledge and experience in regulatory compliance within the banking industry.</li><li>Familiarity with banking regulations and laws, banking policies and procedures, and consumer protection laws</li><li>Strong attention to detail and analytical skills</li><li>Ability to work discretely with sensitive information</li></ul>Customer Accountabilities: <ul><li>Assists in the development and implementation of appropriate Compliance policies, processes and controls</li><li>Facilitates the periodic Compliance risk and self-assessment activities for designated business using TD's Enterprise Compliance Risk Assessment Framework</li><li>Monitors that assessments (monitoring, risk assessment etc.) are completed and communicated in a continuous and timely fashion</li><li>Guides and complements the assigned portfolio in terms of financial, regulatory and risk management requirements</li><li>Interacts with control functions within the organization</li><li>Develops analysis and insights, prepares and delivers management reporting necessary to promote accurate and thorough measurement of the risk factors present in various products</li></ul>Shareholder Accountabilities: <ul><li>Updates business line policies and Compliance Team procedures</li><li>Analyzes Compliance requirements and establishes they are properly written into requirements for business projects and approved at the appropriate levels</li><li>Works directly with business management, and with internal and external business partners (e.g., Internal Audit, external consultants) to respond to regulatory requests, findings, audits and/or examinations Keeps abreast of emerging issues, trends, and evolving regulatory requirements in the Compliance industry and assesses potential impacts</li><li>Coordinates with other Compliance partners and business governance and control partners to promote consistency in the application of Compliance programs and standards across the enterprise</li><li>Supports in determining risk exposure, mitigation, and controls for new products, marketing campaigns, and expansion of existing programs</li><li>Conducts enterprise wide annual risk assessment for all TD businesses</li><li>Supports the business lines with compliance/risk controls and periodically evaluates risk mitigation efforts to adjust as risk/department influences change</li><li>Protects the interests of the organization - identifies and manages risks, and promotes the prompt and thorough resolution of escalated non-standard, high risk issues</li></ul>Employee/Team Accountabilities: <ul><li>Participates fully as a member of the team, supports a positive work environment that promotes service to the business, quality, innovation and teamwork and promotes timely communication of issues/points of interest</li><li>Provides thought leadership and or industry knowledge for own area of expertise and participates in knowledge transfer within the team and business</li><li>Keeps current on emerging trends/developments and grows knowledge of the business, related tools and techniques</li><li>Participates in personal performance management and development activities, including cross training within own team</li><li>Keeps others informed and up-to-date about the status/progress of projects and/or all relevant or useful information related to day-to-day activities</li><li>Contributes to team development of skills and capabilities through mentorship of others, by sharing knowledge and experiences and leveraging best practices</li><li>Leads, motivates and develops relationships with internal and external business partners/stakeholders to develop productive working relationships.</li><li>Contributes to a fair, positive and equitable environment that supports a diverse workforce</li><li>Acts as a brand ambassador for your business area/function and the bank, both internally and/or externally</li></ul>#LI-AMCBCorporate Who We Are: TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues. TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing - and so will you. Our Total Rewards Package Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more Additional Information: We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home. Colleague Development If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we're committed to helping you identify opportunities that support your goals. Training &amp; Onboarding We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role. Interview Process We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call. Accommodation If you are an applicant with a disability and need accommodations to complete the application process, email the TD Bank US Workplace Accommodations Program at <a href="mailto:USWAPTDO@td.com" target="_blank">USWAPTDO@td.com</a>. Include your full name, best way to reach you, and the accommodation needed to assist you with the application process. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Senior Analyst Compliance - US Conduct Risk & Ethics Office

Work Location: Mount Laurel, New Jersey, United States of America Hours: 40 Pay Details: $86,840 - $139,360 USD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role. Line of Business: Compliance Job Description: Department Overview: The US Privacy Office is responsible for the development, management, and oversight of the US Privacy Compliance Program. We work closely with Risk Owners and Oversight Functions to drive a culture of compliance with privacy related laws, rules, and regulations. The US Privacy Office leads and coordinates privacy related oversight by supporting and maintaining: <ul><li>Privacy Notices and Policies</li><li>Privacy Event Management</li><li>Regulatory Change Engagement</li><li>Monitoring</li><li>Training and Awareness</li><li>Issue Management and Reporting</li></ul>The Privacy Compliance Governance &amp; Operations Manager (US) provides advice and objective guidance/challenge for data privacy initiatives, and support privacy programs from a governance perspective. This role will: <ul><li>Perform review and challenge on Data Privacy Impact Assessments (PIAs)</li><li>Assist in the remediation and reporting of privacy incident management</li><li>Coordinate Privacy LMS training updates and completion rates</li><li>Oversee the Privacy Designate Mandate including list management and access</li></ul>This role will have close interaction with key personnel, including senior management, in US Privacy, Global Privacy, Data &amp; Analytics, and US business line Privacy Designates. Please review the preferred background &amp; experience section below The above details are specific to the role which is outlined in the general summary below. Job Summary: The Compliance Governance &amp; Operations Manager leads the development and implementation (or lead support) of enterprise Compliance programs, including frameworks, policies, standards and development of procedures, awareness and specialized training, monitoring, reporting and information, escalation of issues and events. Depth &amp; Scope: <ul><li>Highly seasoned professional role requiring substantial knowledge/expertise in a complex field and knowledge of broader related areas</li><li>Integrates knowledge of the enterprise sub-function's or business line's overarching strategy in developing solutions across multiple functions or operations</li><li>Interprets internal/external business challenges and the industry environment, recommends course of action and best practices to improve products, processes or services</li><li>Acts as a technical expert/lead integrating cross-function understanding within their own field of specialty; may manage team(s) of related specialists</li><li>Leads cross-functional teams or projects with significant resource requirements, risk and/or complexity</li><li>Independently manages end-to-end functional programs</li><li>Uses sophisticated analytical thought to exercise judgement and identify solutions</li><li>Solves or may lead others to solve complex problems; leads efforts or partners with others to develop new solutions</li><li>Impacts the achievement of sub-function or business line objectives within the area they are accountable for</li><li>Work is guided by policies and industry standards/methods</li><li>Communicates difficult concepts; converts information to compelling business context and advice; influences and gains alignment across increasingly senior stakeholders</li><li>Works autonomously as the lead and guides others within area of expertise</li></ul>Education &amp; Experience: <ul><li>Undergraduate degree or equivalent work experience</li><li>7+ years of experience</li></ul>Preferred background and experience: <ul><li>Proficient knowledge of public cloud technologies such as Microsoft Azure.</li><li>Knowledge of data governance best practices including data life cycle management, metadata, and security classifications. </li><li>knowledge of data analysis techniques and understanding of data usage for secondary purpose. </li><li>Knowledge of risk management environment, standards, and regulations</li><li>Skill in using computer applications including MS Office</li><li>Ability to communicate effectively in both oral and written form</li><li>Ability to work collaboratively and build relationships</li><li>Ability to work successfully as a member of a team and independently</li><li>Ability to exercise sound judgment in making decisions</li><li>Ability to analyze, organize and prioritize work while meeting multiple deadlines</li><li>Ability to handle confidential information with discretion</li><li>CIPP/US, CIPT or equivalent certification</li></ul>Customer Accountabilities: <ul><li>Works with Compliance partners and other related groups (such as Legal and Risk) to support creation of documentation and reports required by external regulatory bodies and TD internal groups</li><li>Leads development of team procedures and governance processes and advises the Compliance stakeholders and teams of changes and enhancements to enterprise Compliance programs and requirements and where they may impact in the organization</li><li>Provides governance oversight through management of the policy and training exemption governance and reporting processes to the Compliance Senior Executive Team (and related Compliance Sub-Committees)</li><li>Assists Compliance team members in the use of Issues and Events system for tracking and reporting</li><li>Prepares summaries, presentations, briefing notes, and any other required documentation to effectively report on the status of the Compliance program</li><li>Represents CGO as a specialist on internal or external committees as well as on enterprise-wide Regulatory Change Management initiative, as required</li><li>Delivers relevant subject matter expertise and Compliance advice to business Compliance partners</li><li>Interacts with control functions within the organization</li><li>Conducts meaningful research, analysis, and assessment of Compliance program activities at the functional level using results to draw conclusions, make recommendations, assess the effectiveness of enterprise Compliance programs</li><li>Participates in/manages regulatory examinations and external/internal audits with respect to request for information regarding CGO portfolio; reviewing, packaging and providing information for department executive</li></ul>Shareholder Accountabilities: <ul><li>Adheres to enterprise frameworks and methodologies that relate to activities for our business area</li><li>Makes sure respective programs/policies/practices are well managed, meets business needs, complies with internal and external requirements, and aligns with business priorities</li><li>Consistently exercises discretion in managing correspondence, information and all matters of confidentiality; escalates issues where appropriate</li><li>Manages business operations to be in compliance with applicable internal and external requirements (e.g. financial controls, segregation of duties, transaction approvals and physical control of assets)</li><li>Participates in cross-functional/enterprise/initiatives as a subject matter expert helping to identify risk/provide guidance for complex situations</li><li>Conducts internal and external research projects; supports the development/delivery of presentations/communications to management or broader audience</li><li>Conducts meaningful analysis at the functional or enterprise level using results to draw conclusions, makes recommendations, assesses the effectiveness of programs/policies/practices</li><li>Monitors service, productivity and assesses efficiency levels within own function and implements continuous process/performance improvements where opportunities exists</li><li>Leads/facilitates and/or implements actions/remediation plans to address performance/risk/governance issues</li><li>Actively manages relationships within and across various business lines, corporate and/or control functions and manages alignment with enterprise and/or regulatory requirements</li><li>Keeps abreast of emerging issues, trends, and evolving regulatory requirements and assesses potential impacts</li><li>Maintains a culture of risk management and control, supported by effective processes in alignment with risk appetite</li></ul>Employee/Team Accountabilities: <ul><li>Participates fully as a member of the team, supports a positive work environment that promotes service to the business, quality, innovation and teamwork and ensures timely communication of issues/points of interest</li><li>Supports the team by continuously enhancing knowledge/expertise in own area and participates in knowledge transfer within the team and business unit</li><li>Keeps current on emerging trends/developments and grows knowledge of the business, related tools and techniques</li><li>Participates in personal performance management and development activities, including cross training within own team</li><li>Keeps others informed and up-to-date about the status/progress of projects and/or all relevant or useful information related to day-to-day activities</li><li>Contributes to the success of the team by willingly assisting others in the completion and performance of work activities; provides training, coaching and/or guidance as appropriate</li><li>Contributes to a fair, positive and equitable environment that supports a diverse workforce</li><li>Acts as a brand ambassador for your business area/function and the bank, both internally and/or externally</li></ul>Who We Are: TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues. TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing - and so will you. Our Total Rewards Package Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more Additional Information: We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home. Colleague Development If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we're committed to helping you identify opportunities that support your goals. Training &amp; Onboarding We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role. Interview Process We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call. Accommodation If you are an applicant with a disability and need accommodations to complete the application process, email the TD Bank US Workplace Accommodations Program at <a href="mailto:USWAPTDO@td.com" target="_blank">USWAPTDO@td.com</a>. Include your full name, best way to reach you, and the accommodation needed to assist you with the application process. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Privacy Compliance Governance & Operations Manager

Company Description Monro's family of brands is one of the leading automotive service and tire dealers in the United States. We work on approximately five million vehicles a year, but with us, it is personal. Every guest is important, and every teammate is valued. That is our people-first approach. Headquartered in our hometown of Rochester, New York, where our founder, Chuck August, opened his first store in 1957, we have grown to nearly 1,300 auto repair shops and tire dealers in 32 states from coast to coast. Monro powers 16 highly respected tire and auto service brands, supporting each company's regional strength and community connections. From big cities to small towns to rural crossroads, you will find us in neighborhoods of every shape, size, and color. Under the Monro banner, we are united TEAM, and share the same mission to bring our guests the highest quality tire and auto service in the industry. Do you have what it takes to shape a better future for yourself and the automotive service industry? Our vision is to be America's leading auto and tire centers, trusted by consumers as the best place in our neighborhoods for quality automotive maintenance and repairs. We're looking for motivated individuals at every stage in their career who share our vision. Positions are available in our retail locations across our many brands, in field management, and in store operations at our Store Support Center in Rochester, New York. If you like helping others, if you enjoy being part of a team, solving problems, and building guest relationships, if you value honesty and integrity - we have a Destination for you at Monro. Destination Monro -Your Career is Here! Job Description Reporting to the Operations Support Field Manager, this individual will evaluate, inspect, audit, and determine the effectiveness of compliance and store operational tasks. This individual will visit store locations daily and perform regularly scheduled audits. They must effectively establish strong credibility with the Monro Field Teammates and Field Leadership. Maintaining a positive and constructive attitude is critical as this role sits at the crossroads between the Store Support Center and Field Management. Compensation: The salary range for this role is $65,000 - $70,000. This role is eligible for additional compensation and incentives. Pay will be determined based on experience level Essential Functions: Participates in the following areas of focus, including but not limited to Monro Forward initiatives, DM onboarding, inventory subject matter expert, inventory analysis, safety compliance, building and equipment maintenance, and a compliance subject matter expert for major organizational initiatives. Essential Duties: <ul><li>Complete assigned Tire Cycle Counts (TCC), Oil Cycle Counts (OCC), Physical Inventories (PI), Lift Inspections, Safety Audits and Building &amp; Equipment Inspections.</li><li>Train, as assigned, Teammates on how to complete TCC's, OCC's, PI's, and Lift Inspections and Safety Inspections.</li><li>On occasion, support Loss Prevention with Investigations.</li><li>On occasion, collaborate with the Director, Internal Audit and operational functions to develop remediation activities.</li><li>Develop recommendations for process improvements and efficiencies.</li><li>On occasion will be asked to participate in POS Testing.</li><li>Assist with other projects as assigned; perform other duties as assigned.</li><li>Schedule and prepare for Store Compliance visits up to 13 weeks in advance. </li><li>Complete Lift Inspections as assigned. </li><li>Complete Asset (building and equipment), Safety and Operational readiness Audits as you visit each location. </li><li>Communicate with Store &amp; District leadership on the audit results. </li></ul>Communication: <ul><li>Works closely with the Field Leadership to ensure compliance initiatives are communicated and executed in a timely manner.</li><li>Builds strong partnerships in both the Store Support Center and field.</li></ul>Qualifications Minimum Qualifications: <ul><li>Associates or Bachelor's degree in Business or related field preferred.</li><li>4 plus years of Retail Management experience.</li><li>Must be able to multi-task/problem solve and possess strong analytical and time management skills.</li><li>Possess strong interpersonal skills to deal effectively with a wide variety of people assertively and confidently.</li><li>Self-directed team player with the ability to manage multiple activities.</li><li>Pro-active and process driven.</li><li>Must be a result oriented, with the ability to successfully interface with all levels and areas of the organization, establish close working relationships, and build consensus for chosen solutions.</li><li>Proven influence and collaboration skills and ability to effectively interact with management to identify, develop, and implement process compliance and improvements.</li><li>Able to be flexible and adapt to different work groups, work styles, and work environments.</li><li>Ability to develop creative solutions to problem-solving.</li><li>Strong verbal and written communication and presentation skills, including presenting to large groups.</li><li>Must be skilled in the use of Microsoft suites of office products.</li><li>Enthusiastic, energetic, and highly driven.</li><li>Works well in the collaborative work environment.</li><li>Travel 75% plus in field operations.</li></ul>Closing Statement: This summary is not an all-inclusive description of job duties. Other job duties and responsibilities may also be assigned by the incumbent's Manager at any time based upon Company need. Monro Inc. is a proud Equal Opportunity employer, m/f/d/v. Additional Information Benefits <ul><li>Health Insurance </li><li>Dental Insurance </li><li>401K Retirement Plan with Company Match </li><li>Paid vacation </li><li>Paid Holidays </li></ul>Your next Destination! Growth Opportunity: At Monro we're committed to helping our teammates grow their career through the combination of coursework, demonstrating leadership skills and open opportunities. Our teammates receive on-the-job training, company sponsored certifications, as well as course curriculum in Monro University that empowers them to advance to the next level of their careers. Monro, Inc. is an equal opportunity employer and affords equal opportunity to all applicants for all positions without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law.

9 Jobs in Mt Laurel Township, NJ, USA