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Our Story Hello there. We're Zopa. We started our journey back in 2005, building the first ever peer-to-peer lending company. Fast forward to 2020 and we launched Zopa Bank. A bank that listens to what our customers don't like about finance and does the opposite. We're redefining what it feels like to work in finance. Our vision for a new era of banking puts people front and centre - we've built a business that empowers everyone to aim high, every day, to move finance forward. Find out more about our fantastic offerings at Zopa.com! We're incredibly proud of our achievements and none of it would be possible without the amazing team here. It's not just industry awards we're winning, we've also been named in the top three UK's Most Loved Workplaces. If you embrace unconventional challenges, are unafraid to think differently and are driven to make an outsized impact, you'll thrive here at Zopa, so join us, and make it count. Want to see us in action? Follow us on Instagram @zopalife The second line Operational Risk team owns the framework for managing operational risk at Zopa, and is responsible for setting high-quality standards over the design and documentation of processes, controls and risk assessments. The team is responsible for risk oversight of the first line, training and assurance activity, designed to ensure that defined frameworks and standards are adhered to and that Zopa is managing its operational risk exposure within the bank's risk appetite. We are looking for an experienced second line operational risk manager to support the ongoing development of the operational risk framework. Someone comfortable utilising data and analytics to identify actionable insights, trends and themes. They will be partnering with the business to provide effective review, challenge, oversight and assurance of operational risk assessments and decision making by the business. The role is an exciting opportunity for an analytically minded risk manager motivated by driving change and contributing to delivering responsible growth and a truly customer centric experience. A day in the life: <ul><ul><li>You'll be working closely with the Head of Operational Risk and senior risk leaders from across the business. </li><li>Providing second line operational risk oversight of first line, ensuring that defined frameworks and standards are adhered to, and that sufficient subject-matter expertise is applied, in ongoing operations and in major change initiatives. </li><li>Conducting second line operational risk assurance work, adding value through the provision of independent testing, challenge and insight. </li><li>Supporting the development of policies and frameworks to manage internal fraud, supplier and business continuity risks across the business. </li><li>Training the first line on the defined frameworks and standards to help build and champion quality and excellence in operational risk management across the business. </li><li>Improving the quality of discussion and debate around risk - ensuring appropriate escalation, a consistently evolving approach to MI and controls and clear expectation setting. </li><li>Supporting the annual ICAAP Pillar 2A assessment for operational risk. </li></ul></ul>About you: <ul><ul><li>You'll have proven experience in an operational risk management role within the financial services industry. </li><li>You'll have a deep understanding of industry best practice in operational risk, including in respect of the design and documentation of processes and controls, and in clear risk analysis and assessment. </li><li>You'll have deep subject matter expertise in at least one sub-type of operational risk (in particular, internal fraud, supplier risk or business continuity). </li><li>You'll demonstrate strategic thinking with knowledge of operational risk management frameworks and methodologies. </li><li>You'll have excellent communication skills, capable of influencing and engaging with a wide range of stakeholders. </li><li>You'll have the ability to advise and challenge on the implementation of smart solutions across multi-functional teams. </li><li>You'll have an analytical mindset, comfortable utilising data and analytics to identify actionable insights, trends and themes. </li></ul></ul>This role is hybrid, requiring travel to our London Bridge office 1-2 times per week. #LI-LK1 Flexible working? Yes please! At Zopa we value flexible ways of working. We understand the benefits of face-to-face collaboration and the importance of a good work-life balance. Our teams work in a hybrid manner, from our vibrant UK offices and the comfort of their own homes, at a frequency that suits the team and the work they do. Not only that - you'll also have the option of working from abroad for up to 120 days a year!* But no matter where you are, we'll make sure you've got everything you need to thrive, both in your work and home life, from day one. *Subject to having the right to work in the country of choice Diversity Statement Zopa is proud to offer a workplace free from discrimination. Diversity of experience, perspectives, and backgrounds leads to better products for our customers and a unique company culture for our people. We are made up of nearly 50 nationalities, have a DE&amp;I forum made up of Zopians wanting to make a difference and we are proud of our culture where everyone can bring their full self to work. Our approach to DE&amp;I is reflected in our hiring process so please let us know if you require any reasonable adjustments.

Operational Risk Manager (2nd Line of Defence)

Our Story Hello there. We're Zopa. We started our journey back in 2005, building the first ever peer-to-peer lending company. Fast forward to 2020 and we launched Zopa Bank. A bank that listens to what our customers don't like about finance and does the opposite. We're redefining what it feels like to work in finance. Our vision for a new era of banking puts people front and centre - we've built a business that empowers everyone to aim high, every day, to move finance forward. Find out more about our fantastic offerings at Zopa.com! We're incredibly proud of our achievements and none of it would be possible without the amazing team here. It's not just industry awards we're winning, we've also been named in the top three UK's Most Loved Workplaces. If you embrace unconventional challenges, are unafraid to think differently and are driven to make an outsized impact, you'll thrive here at Zopa, so join us, and make it count. Want to see us in action? Follow us on Instagram @zopalife The Second Line Financial Crime Risk Team owns the framework for managing all financial crime risk at Zopa and is responsible for advising and challenging the business to ensure the right controls are in place to protect the bank, its customers and wider society from financial crime. The team is responsible for risk oversight of the first line, training and assurance activity, designed to ensure that defined frameworks and standards are adhered to and that Zopa is managing its financial crime risk exposure within the bank's risk appetite. We are seeking an experienced financial crime risk manager to join our small but growing second line team. You'll report into the Director of Financial crime Risk and will be supporting the ongoing development of the financial crime risk framework and the processes that support it. This position requires a dynamic and analytical thinker who enjoys collaborating with a wide range of first line teams including risk, ops and product to provide effective review, challenge, oversight, and assurance of financial crime risk assessments and decision-making by the business. The role is an exciting opportunity for a financial crime risk manager motivated by driving change and contributing to responsible growth and a truly customer-centric experience. A day in the life: <ul><ul><li>Developing and maintaining Zopa's AML/CFT and Sanctions policies and standards, ensuring that appropriate measures are in place so that money laundering, terrorist financing and sanction evasion risks are considered in the company's day-to-day operations. </li><li>Carrying out assurance activities - these could be testing key financial crime controls, carrying out MI validation, customer journey reviews, policy reviews or large, thematic reviews into key areas of the financial crime control framework </li><li>Conducting risk assessments for new and existing products as well as contributing to the annual bank wide risk assessment </li><li>Reviewing methodology documents and proposals from the 1st line of defence and question these proposals where necessary </li><li>Drafting and providing ongoing maintenance of robust policies and procedures to reflect regulatory developments and best practices </li><li>Preparing documentation whether it's for monthly risk committee meetings, policy and standards updates or information for the regulators </li><li>Ensuring that controls scale with all Zopa's products by developing effective ongoing review and monitoring processes </li><li>Reviewing and analysing MI from across the suite of controls to identify any areas of concern for further investigation </li><li>Working closely with first line of defence risk team in the development of new controls or improving existing ones across current accounts.</li></ul></ul>About you: <ul><ul><li>Demonstratable experience in AML/CTF risk management within the financial services sector, preferably within ahigh-growth fintech, digital bank or EMI. </li><li>Hands-on team player, with experience within a 1st or 2nd line risk function </li><li>In-depth understanding of UK anti-money laundering, countering terrorist financing and sanctions regulations, including the Money Laundering Regulations, the Proceeds of Crime Act and FCA expectations </li><li>Clear communicator with ability to explain complicated concepts in simple terms to a wide audience (both verbally and in writing) and can challenge and influence stakeholders of varying seniority </li><li>Enjoys working in a fast-paced environment, you're a proactive self-starter and are comfortable with a degree of ambiguity and change </li><li>You can work autonomously and take ownership - you have project management, organisational skills and capability to handle multiple projects at one time </li><li>Critical thinking with a pragmatic, hands-on approach to problem-solving </li><li>Strong analytical and risk assessment skills, with the ability to adapt to new challenges </li><li>Data driven - ability to analyse data to draw insightful conclusions to drive identify practical risk mitigations </li><li>Impeccable report writing skills, with the ability to adapt language and complexity depending on target audience </li><li>High level of integrity, sound judgment and attention to detail </li></ul></ul>Bonus points for: <ul><ul><li>Experience working with product teams, suppliers or regulators </li><li>Knowledge of SQL would be a bonus! </li><li>Exposure to retail current accounts (either personal or business) </li><li>Financial crime qualification(s) - ICA or similar </li></ul></ul>This role will require travel to our London Bridge office twice per week. #LI-LK1 Flexible working? Yes please! At Zopa we value flexible ways of working. We understand the benefits of face-to-face collaboration and the importance of a good work-life balance. Our teams work in a hybrid manner, from our vibrant UK offices and the comfort of their own homes, at a frequency that suits the team and the work they do. Not only that - you'll also have the option of working from abroad for up to 120 days a year!* But no matter where you are, we'll make sure you've got everything you need to thrive, both in your work and home life, from day one. *Subject to having the right to work in the country of choice Diversity Statement Zopa is proud to offer a workplace free from discrimination. Diversity of experience, perspectives, and backgrounds leads to better products for our customers and a unique company culture for our people. We are made up of nearly 50 nationalities, have a DE&amp;I forum made up of Zopians wanting to make a difference and we are proud of our culture where everyone can bring their full self to work. Our approach to DE&amp;I is reflected in our hiring process so please let us know if you require any reasonable adjustments.

Financial Crime Risk Manager

Job Introduction Landmarc are currently looking to recruit a Compliance Manager to join our regional head office at Sennybridge Training Camp in Powys, Wales. This role will drive compliance and consistency in standards and support the delivery of assurance and governance policies in relation to Hard FM disciplines. Oversee the integrity and delivery of regional outputs and our supply chain to ensure that the regional sites comply with all relevant regulations and specifications to support asset compliance. Support investigations to understand root cause of compliance problems and support audit programmes and processes to resolve or prevent compliance problems arising. Main Responsibility Act as the focal point to the customer and provide data and reporting to support regional compliance at regional contract site meetings Support the delivery of the Compliance Reporting within region, produce reports and information as required on data outputs including usage, trends, performance and KPI's Assist the Contract Support Office and support the annual audit and assurance programme. Conduct and support investigations to understand root cause of compliance problems and prevent reoccurrence. Manage and maintain regional audit updates on Entropy Support and co-ordinate the contract management and assurance of regional asset compliance e.g. fire safety, DSEAR, fuel safety, gas safety, electrical safety, asbestos and legionella management Undertake a review of completed works in month to provide assurance that works have been reported and managed to completion according to our processes, reports are accurate, complete, uploaded and that any actions or recommendations for works are being identified and recorded Identify any missed or non-programmed maintenance tasks and or any follow up action. Report deficiencies or omissions and produce an action plan to address failings Provide support in the management of contractual documentation such as management plans, inspection regimes, action plans, works raised and remedial works Lead and manage regional improvement plans to ensure completion and compliance Support the management including updating the regional asset register when required to ensure Landmarc maintains an accurate asset database Support the regional delivery teams on technical matters to ensure any non-compliance is remediated in a timely and appropriate manner Drive continuous improvement across the region; evaluate the efficiency of controls, effective influence, challenge and guidance to operational teams The Ideal Candidate <ul> <li>Multi service facilities and services contracts</li> <li>Previous working knowledge in an assurance role</li> <li>Knowledge of the MoD Defence contract workings</li> <li>Educated to or working towards an Mechanical &amp; Electrical HNC/HND/Degree level or equivalent experience (desireable)</li> <li>Experience or qualification at practitioner level for property management business &amp; strategy, operate and maintain</li> <li>Ability to organise and prioritise tasks</li> <li>Ability to understand contract requirements</li> <li>Communicate clearly and effectively with all stakeholders and interact at all levels</li> <li>Be IT literate, with experience of Microsoft Office applications such a Word, Excel, Project</li> <li>Good negotiating and customer care skills/collaborative worker</li></ul>Package Description Landmarc will provide you with a competitive salary; in addition to this, we also offer the following main benefits, amongst many others: Pension Landmarc offers all employees an opportunity to join our company stakeholder pension scheme, whereby the company will contribute up to 8% of the employee's salary. Holiday Employees are entitled to 25 days' pro rata during each year of employment plus public holidays. Three extra discretionary days added to our annual leave allowances at Christmas. Annual leave allowance will increase in recognition of your continued service. Holiday purchase - purchase up to 10 more days' holiday to use throughout the year. Other benefits Edenred - employee savings scheme Annual salary review, in consultation with the recognised Trade Unions Life assurance insured for three times your annual salary, to help the loved ones Reimbursement of professional fees and on-going training Health Cash Plan - All employees can join. You can also add up to four children under the age of 24 to your policy Family friendly policy Sick pay About the Company Landmarc provides the support services that enable Armed Forces from around the world to prepare for frontline military operations across the UK Defence Training Estate (DTE). This includes maintaining and delivering safe and sustainable infrastructure, managing and operating training areas and ranges and delivering multi-million pound projects to improve vital training assets. By joining Landmarc you will be supporting our vision to provide the best training experience we can for our Armed Forces. We are the first and only Special Purpose Vehicle to be contracted by the Ministry of Defence (MOD) as their Industry Partner on the UK Defence Training Estate and the only company that is solely dedicated to the UK DTE, delivering essential support services since 2003.

Compliance Manager

Internal Audit Manager Location: Hybrid (Head Office, West Bromwich) Salary: £70,000 - £90.000 per annum (Depending on Experience) Contract: Permanent Hours: 35 hours per week 09.00 - 17.00, Monday - Friday The West Brom are looking to recruit a Internal Audit Manager to work within our Internal Audit team. The Internal Audit Manager will support the Chief Internal Auditor with the development and delivery of the risk-based audit plan and day-to-day management of the Audit function. Key responsibilities are: <ul><li>Recruit, manage and develop the Internal Audit team so that a high quality Internal Audit service is provided to the Society.</li><li>Manage the planning process to ensure audit work is focused on key areas of risk including maintaining an Audit Universe of the Society's activities and key processes.</li><li>Undertake ongoing horizon scanning to inform the Internal Audit plan and provide insight and foresight.</li><li>Oversee the maintenance of the Internal Audit Manual in line with Global Internal Audit standards and Code of Practice.</li><li>Lead or supervise (as required) individual in-house audit assignments.</li><li>Undertake audit file reviews, to ensure audit files are delivered to a high standard.</li><li>Liaise and, where appropriate, manage the assignments allocated to our co-source partner.</li><li>Operate as a critical friend to the business, by attending governance committees and groups and providing advice to senior management and other colleagues on risks and how to effectively manage them.</li><li>Prepare Internal Audit management information for dissemination to the Board, Audit Committee, ExCo and other key Committees.</li><li>Deputise for the Chief Internal Auditor as required.</li><li>Manage or oversee (as required) the conduct of investigations into allegations of fraud and produce a report summarising findings.</li></ul>Demonstrable Strengths <ul><li>Effective communicator (written and oral). </li><li>Curious and analytical.</li><li>Engaging and influencing.</li><li>Strategic and objective thinker including applying appropriate professional scepticism.</li><li>Motivating and developing a team.</li><li>Time management and workload prioritisation.</li></ul>Attributes <ul><li>Personal motivation and initiative.</li><li>Resilience.</li><li>Confidence and courage.</li></ul>Experience <ul><li>Strong audit and people management experience.</li><li>Relevant professional qualification (CIA, ACA, ACCA, etc).</li><li>Knowledge of risk based audit techniques including change assurance and data analytics.</li><li>Good knowledge of the financial services industry.</li></ul>What's in it for you? We wholeheartedly believe that our people are our greatest asset, that's why in addition to your salary you will be rewarded with a wide range of other benefits: <ul><li>Generous annual leave starting at 175 hours (25 days) + 8 bank holidays, (pro rata)</li><li>Pension scheme where we will augment your contribution by 0.6% (Up to 10.6%)</li><li>Social club membership - dozens of discounts available for a wide variety of family days out and events</li><li>Performance related pay scheme</li><li>Corporate health plan with the option to include family members</li><li>Discounted travel cards</li><li>Life assurance provided by the Society at 4 times your salary</li></ul>When we say our people are the West Brom's biggest asset that doesn't mean just viewing them as employees. We also recognise they have a life outside work, one that has responsibilities and rewards which the Society respects and supports in ways that aim to bring the best out of them. We operate flexible/hybrid working at our Head Office, our Recruitment team will be happy to share further details of this with you if you are interested in applying for a role. Why choose the West Brom? At the West Brom we appreciate that our employees are unique individuals with differing needs depending on their specific circumstances and stages in life. When we say our people are the West Brom's biggest asset that doesn't mean just viewing them as employees. We are proud of our heritage and absolutely believe that the West Brom is a great place to work. The West Brom are a Disability Leader employer and encourage disabled applicants and applicants from diverse backgrounds to apply. We will consider requests to make adjustments to our recruitment process and offer a guaranteed interview to disabled applicants meeting the essential criteria. Should you require assistance please do not hesitate to email <a href="mailto:careers@westbrom.co.uk" target="_blank">careers@westbrom.co.uk</a>. Check out our careers page to find out more about our culture, values and benefits. <a href="https://www.westbrom.co.uk/careers" target="_blank">https://www.westbrom.co.uk/careers</a>. If you share our values and our enthusiasm, then you will find a home at the West Brom. Do it today and click apply! *Please note - We reserve the right to withdraw our adverts earlier than the original published expiry date, therefore if you are interested please submit your application as soon as possible* Head Office: 2 Providence Place West Bromwich B70 8AF. <a href="http://www.westbrom.co.uk" target="_blank">www.westbrom.co.uk</a> The West Brom is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority. Register no. 104877. 'the West Brom' is a trading name of West Bromwich Building Society.

Internal Audit Manager

Job Introduction Managing the CSG Finance Compliance team and working with the finance service centre and lawyers to ensure we are compliant with the three UK regulators, The Solicitors Regulatory Authority (England &amp; Wales), The Law Society of Scotland and The Law Society of Northern Ireland. What's in it for you? <ul><li>High levels of flexibility and a great work life balance - <a href="https://jobs.dacbeachcroft.com/whats-in-it-for-you/" target="_blank">https://jobs.dacbeachcroft.com/whats-in-it-for-you/</a></li><li>A well-rounded remuneration package (which includes private medical insurance, income protection insurance and discounted gym membership, amongst many other benefits)</li><li>Opportunities for growth and progression including professional funding</li><li>In person and remote social events</li><li>Opportunity to get involved in a range of Environmental, Social and Governance (ESG) activities</li></ul>We are dedicated to building a diverse, inclusive and authentic workplace, which aligns closely to our cultural principles (Determined, Clear, Creative and Supportive). If you are excited about this role and being part of our culture, but your past experience does not align perfectly with every qualification in the job description, we encourage you to apply anyway. You may be just the right candidate for this or other roles! What you will do <ul><li>Managing the CSG Compliance team, completion of performance reviews, setting of objectives, provision of coaching and development, managing performance.</li></ul><ul><li>Review the team structure, and roles, on a regular basis to ensure it meets business requirements.</li><li>Ensuring CSG Reconciliation team bank reconciliations remain compliant.</li><li>Cover bank reconciliations during times of absence for the Reconciliation Supervisor.</li><li>Ensuring CSG Compliance team action necessary tasks to monitor and report UK breaches.</li><li>Organise and manage external / internal audits and regulator visits for the England &amp; Wales, NI and Scotland for CSG.</li><li>Working with the CSG Finance service centre Managers to help them understand compliance impact on new procedures implemented and improve process to reduce/stop breaches from occurring.</li><li>Working with the wider business to monitor and keep client balances under control, liaising with key stakeholders to ensure compliant.</li><li>Working on CSG projects to help ensure any new systems and processes are compliant, and controls are strengthened.</li><li>Staying up to date with changes to rules across the three regulators, implementing change to internal processes where necessary and flagging areas of focus of the three regulators.</li></ul>Who you are <ul><li>Qualified ILFM to minimum Associate level.</li></ul><ul><li>Proven experience of managing people, coaching and development.</li><li>Proven experience of working in a law firm or professional services organisation, preferably with both E&amp;W and NI and/or Scotland experience.</li><li>Flexibility in terms of a changing environment and constantly changing workload.</li><li>Strong interpersonal skills and commercial awareness.</li><li>Demonstrate compliance with our values of being clear, creative, determined and supportive. </li><li>Self-motivated, determined and confident in their abilities.</li><li>Meticulous attention to detail and good organisational skills.</li><li>Excellent problem-solving skills.</li><li>Good knowledge of Microsoft Outlook, Word and Excel.</li></ul>About DAC Beachcroft We are a leading international legal business with over 2,900 colleagues and a diverse range of capabilities. We have 11 offices in the UK as well as offices in Dublin, Madrid, Paris, Milan, Rome, Singapore, Argentina Chile, Colombia, Mexico and Miami. We also have associations/alliances with firms in Malaysia, Brazil, Peru, Central America, the USA, Australia and Germany. We are a broad-based commercial firm with a strong heritage in insurance, health and real estate. This is complemented by a fast-growing Business Advisory capability. We represent a wide range of clients, from household names to government departments and NHS bodies. We act for the UK's top-ten insurers, we are market leaders in the provision of strategic, commercial and regulatory advice to providers and commissioners in the health sector, and in real estate we advise the UK's top-12 housebuilders. We have an impressive legal pedigree, with 141 practice area rankings across Chambers UK 2023 and The Legal 500 2023 and over 230 individual lawyers ranked in the two guides. Our successes have been recognised by the legal industry and the markets in which we operate. Our most recent accolades include being named the top winner at the 2022 Legal Innovation Awards with two awards, bringing home two National Insurance Awards in 2023 for 'Insurance Law' and 'Innovative Product', winning 'Legal Adviser of the Year - Public' at both the 2021 and 2022 HealthInvestor Awards and 'Legal Adviser of the Year - Private' at the 2021 awards, and being named 'Arbitration Team of the Year' at the 2022 British Legal Awards. Regionally in the UK, we were named 'Law Firm of the Year - Large' in the 2022 Yorkshire Legal Awards and 'Innovators of the Year' at the 2022 Bristol Law Society Awards. Our vision is to be leading business advisers, recognised for our insight and our outstanding commitment to clients, and for being the place where talented people want to work. For further details on our work and our culture, please visit <a href="http://www.dacbeachcroft.com" target="_blank">www.dacbeachcroft.com</a>. What you need to know about applying At DAC Beachcroft, we don't just accept your differences we celebrate them. From bespoke solutions for our clients, to treating you like an individual. Our strength comes from your diverse ideas and bringing the whole you to work. So if you're good at what you do, come as you are. We welcome direct applications and are happy to talk flexible working. We also want you to be at your very best. Please feel free to let us know of any changes we can make at any point in the recruitment process that will help support your application. If this opportunity sounds of interest to you, please make an application and submit your CV. Your application will be dealt with in the strictest of confidence. Note for Recruitment Agencies - the DAC Beachcroft recruitment team is responsible for managing all current vacancies through direct hiring and referrals wherever possible. We do work with recruitment agencies and where we require external support we will formally release those vacancies to the agencies on our Preferred Supplier List deemed best placed to assist us. Speculative CVs sent by any agency to any DAC Beachcroft employee without a specific request by the recruitment team will not be accepted and with no introduction fee applicable. Our recruitment team can be contacted at <a href="mailto:csgrecruitment@dacbeachcroft.com" target="_blank">csgrecruitment@dacbeachcroft.com</a> DAC Beachcroft

Finance Compliance Manager

My job We have an exciting opportunity at our Ruskington site for an Engineering Compliance Administrator to join our team. This role is a key position in the Engineering department working Monday - Friday 08:30-17:00. Tasks and responsibilities include: <ul> <li>Management of all communication and documentation regarding legal compliance within the engineering department.</li> <li>Management of contractor control</li> <li>Information capture and data input</li> <li>Daily and weekly Engineering reports</li> <li>Provide holiday and absence cover for Engineering stores manager (raising of purchase orders)</li> <li>Organising engineering personnel onboarding, availability for training and ensuring annual leave documentation is kept up to date.</li> <li>Uphold and enforce 'Safety is a Condition' on site at all times to promote a safe working environment.</li> <li>Any other duties that may be reasonably required in line with main job role.</li></ul>Our ideal candidate will be self motivated and well organised. Excellent communication skills, good IT skills and knowledge of MS Office software are essential. Experience of using SAP and previous work in similar environment will be advantageous. The company Pilgrim's Europe produces some of the best-known and most iconic brands in the UK and Ireland, including Fridge Raiders, Rollover, Denny, Richmond, Oakhouse and Moy Park, alongside a diverse range of industry leading own-label products in categories including fresh pork, lamb and chicken, working with all the major retailers and food service outlets. Our portfolio extends to authentic chilled and frozen ready meals, snacking ranges, added value and food service products. Across Pilgrim's Europe we combine 20,000 of the best people in the industry, united by a shared set of core values and a passion for producing the highest quality, most delicious and innovative food, which is enjoyed by millions of people in the UK, Ireland and Europe every day. Our Pilgrim's Europe team are based in our Pilgrim's UK, Moy Park, Pilgrim's Food Masters and Pilgrim's Shared Services businesses. What we'll bring to the table Competitive Salary Competitive Holiday Entitlement Pension Contribution Family Friendly Policies Learning and Development Opportunities Life Assurance People matter Previous Next Our values Determination Simplicity Availability Humility Discipline Sincerity Ownership

Engineering Compliance Administrator

Who we are We are a highly ambitious team; focused and truly collaborative. We empower people to take ownership through meaningful and impactful work. We exist to help people and the planet, it's a big statement but one you'll wear with pride. Raylo is here to change how people get their tech for good. That means giving them access to the products they really want, but doing so in a responsible, sustainable way. We provide Seamless Circularity, where every device gets an extended life through our automatic, effortless cycle of refurb, reuse and recycle. Our secret sauce is leasing. By providing a subscription alternative, we're cracking open a staid old market and bringing real change to consumers and the environment. Less waste, better value. We're serious - we want to lead the change in consumption of consumer technology. Life at Raylo • We are an organically collaborative and dynamic team • We embrace innovation, seek out challenges and always aim for excellence • We take intelligent risks, celebrate our wins, and learn from our mistakes • We help each other by listening, challenging thought and continually improving • We live our mission, walk in our customers' shoes, focus and execute, and are a curious and gritty bunch What to Expect... Our Risk team is at the core of Raylo working across functions, products, and as we scale internationally, to monitor front-line performance and ensure the business is monitoring and controlling risk. People in the Risk team are among the first in the company to get involved in new business initiatives, from Operations, Supply Chain, through Finance to Customer Success. We're looking for a Risk Manager to continue improving our enterprise risk management framework and governance structures. Reporting to the Chief Risk Officer, you'll identify and mitigate risks, improve internal controls, and support our risk reporting. You'll collaborate with stakeholders, provide guidance to the team and enjoy challenging our processes to help drive improvements. Join us as we continue to build out our world-class risk function supporting Raylo's ambitious growth. What you'll do... - Working with the first-line of defence to identify, assess, document, and regularly review risks of all types across the business - Provide second-line oversight of risks and maintain enterprise risk management framework - Developing and implementing risk policies and procedures, key risk indicators, and risk appetite statement - Monitoring risk against limits and thresholds, producing reports for management and board - Evaluating and implementing risk management tools and systems - Monitoring KRI breaches and working with the business to resolve them within a set timeline - Providing guidance, support and training to the business on risk management practices and governance - Establish and maintain effective internal control systems to safeguard company assets, prevent fraud, and ensure data integrity and security - Identifying, assessing, and mitigating third-party risks identified via risk and control testing during onboarding, ongoing monitoring, and off-boarding processes - Defining third-party risk management policies, procedures, and playbooks - Stay updated on industry trends, regulatory changes, and emerging risks in consumer credit and asset finance, and adapt governance strategies accordingly - Help to foster a culture of compliance, ethics, and operational excellence through training and education programs You'll succeed with... + 3+ years of experience in operational or enterprise risk management in banking, fintech or financial services consultancy + We recognise the potential range in terms of how this role can be scoped to match your skills and experience, and therefore salary and overall compensation will be flexible and determined on a case-by-case basis + Experience in some or all risk frameworks, audit &amp; controls, risk monitoring &amp; reporting, process mapping and third-party risk management + Ideally a good understanding of information security including data protection and GDPR, system development life cycle, and cyber security + Risk toolkits including risk register and risk control self-assessments + Knowledge of financial regulations that impact fintech operations (e.g. GDPR, Consumer Duty, AML, KYC) + High level of proficiency in Excel + Ability to leverage data to monitor risk, ensure compliance and optimise governance processes + Education to degree level, ideally STEM degree + Being curious and never accepting assumptions + The ability to take a strategic view and see the bigger picture while also having attention to detail and a forensic mindset + An organised and methodological approach + Previous examples of interpreting and organising complexity We're not looking for you to meet every point on this job description, please still get in touch if you think you could add value and do your best work here at Raylo. We'd love to have a chat and see if you could be a great fit. Opportunities &amp; Benefits Your chance to make an impact. We want what you can bring - what makes you special. Through trust, collaboration and autonomy, you can have an impact right from the off. Be part of the change. You will join one of the fastest growing fintech startups, backed by Octopus Ventures, Macquarie and Telefónica, where you can change how people get their tech for good Other benefits include; • 33 days holiday per year (25 days, + an extra 8 days to choose the days that mean most to you) • Stock options - get a real stake in Raylo's growth • Hybrid working environment • Enhanced maternity and paternity leave • Workplace nursery scheme • Perkbox membership - hundreds of perks and discounts to support physical, financial and mental wellbeing • To do your best work, we'll give you a laptop and a Raylo phone • Learning budget - we care deeply about investing in your long-term career growth and potential • Free sustainable breakfast and snacks, every day you're in the office • Fun (yet optional) Raylo quarterly socials, plus summer and Christmas parties Diversity Statement Raylo is an equal opportunities employer and we are committed to building a diverse and inclusive work environment where we learn from each other. We welcome people of diverse backgrounds, experiences, abilities and perspectives and believe it adds value to our organisation. Working at Raylo is super fun and we'd love to tell you more about it.

Operational Risk Manager

Our Story Hello there. We're Zopa. We started our journey back in 2005, building the first ever peer-to-peer lending company. Fast forward to 2020 and we launched Zopa Bank. A bank that listens to what our customers don't like about finance and does the opposite. We're redefining what it feels like to work in finance. Our vision for a new era of banking puts people front and centre - we've built a business that empowers everyone to aim high, every day, to move finance forward. Find out more about our fantastic offerings at Zopa.com! We're incredibly proud of our achievements and none of it would be possible without the amazing team here. It's not just industry awards we're winning, we've also been named in the top three UK's Most Loved Workplaces. If you embrace unconventional challenges, are unafraid to think differently and are driven to make an outsized impact, you'll thrive here at Zopa, so join us, and make it count. Want to see us in action? Follow us on Instagram @zopalife The 1st Line of Defence (1LOD) Risk Function are responsible for managing risks across the organisation, working closely with cross-business stakeholders and adopting the bank's risk framework to embed effective and efficient risk management into everything we do. We are looking for a Risk Manager to partner with our Lending Product areas (these range from POS, Credit Cards, UPL's to Auto) to identify, assess and manage operational risks. The role is an exciting opportunity for a risk professional motivated by driving change and contributing to delivering responsible growth and a truly customer centric experience. A day in the life: <ul><ul><li>You'll report into the Senior Manager - Lending and work closely with stakeholders across the three lines of defence to ensure Zopa operates within risk appetite, through the application of commensurate mitigating controls. </li><li>Be able to identify areas of risk and have a strong knowledge of operational risks and controls. </li><li>Lead in defining solutions in response to risks which are i) smart and proportionate, iii) sustainable (e.g. Automated controls over manual interventions) and iv) considered (i.e. not just plugging the gap but thinking more holistically about the issue and what we need, to improve the risk environment) </li><li>Be able to manage interdependencies in order to support in the delivery of agreed solutions, change initiatives in a timely and high-quality way. </li><li>Ensure that MI and reporting is delivered in a timely manner, enabling accountable individuals to make informed, risk-based decisions. </li></ul></ul>About you: <ul><ul><li>You'll be an experienced risk professional with a strong understanding of retail banking environment and a passion for supporting teams to deliver better customer outcomes. </li><li>Proven track record of experience of managing operational risk (ideally in the first line) in a consultancy, fintech or specifically within the financial services sector. </li><li>Good awareness of the regulatory framework in which Zopa operates and driven to self-educate and learn about the evolving open banking regulatory landscape. </li><li>You'll be able to lead stakeholders to identify areas of risk, support in the delivery of change across the business and look for ways to improve our existing risk-based practices. </li><li>You should be technical, outcome orientated, and be able to apply the risk framework to propose optimal outcomes for customers and the bank. </li><li>A strong communicator who can articulate issues clearly, flagging trade-offs and solutions in order to gain buy in to your proposals. </li><li>Passionate about improving the risk environment and general ways of working across the teams you support. </li><li>Act as a source of knowledge and point of contact for business colleagues in your area such as second line risk and first line counterparts. </li><li>Guide first line teams in completing comprehensive risk assessments and promoting a risk-aware culture across the business. </li></ul></ul>Bonus points for: <ul><ul><li>Practical working knowledge ofregulations surrounding lending products </li><li>Experience of change projects involving automated and tech solutions. </li></ul></ul>#LI-LK1 Flexible working? Yes please! At Zopa we value flexible ways of working. We understand the benefits of face-to-face collaboration and the importance of a good work-life balance. Our teams work in a hybrid manner, from our vibrant UK offices and the comfort of their own homes, at a frequency that suits the team and the work they do. Not only that - you'll also have the option of working from abroad for up to 120 days a year!* But no matter where you are, we'll make sure you've got everything you need to thrive, both in your work and home life, from day one. *Subject to having the right to work in the country of choice Diversity Statement Zopa is proud to offer a workplace free from discrimination. Diversity of experience, perspectives, and backgrounds leads to better products for our customers and a unique company culture for our people. We are made up of nearly 50 nationalities, have a DE&amp;I forum made up of Zopians wanting to make a difference and we are proud of our culture where everyone can bring their full self to work. Our approach to DE&amp;I is reflected in our hiring process so please let us know if you require any reasonable adjustments.

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