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Job Description Purpose of the role To support the Risk Function in delivering it's objective of safeguarding the bank's financial and operational stability by proactively identifying, assessing, mitigating, and monitoring risks across various business units and activities. Accountabilities <ul><li>Development of strategic direction for risk, including the implementation of up-to-date methodologies and processes.</li><li>Management of the risk department, including oversight of risk colleagues and their performance, implementation of risk priorities and objectives, oversight of department efficiency and effectiveness.</li><li>Relationship management of risk stakeholders, including identifying relevant stakeholders, and maintenance of the quality of external third-party services.</li><li>Adherence to the Risk policy, standards and frameworks, and maintaining a robust control environment.</li></ul>Assistant Vice President Expectations <ul><li>To advise and influence decision making, contribute to policy development and take responsibility for operational effectiveness. Collaborate closely with other functions/ business divisions.</li><li>Lead a team performing complex tasks, using well developed professional knowledge and skills to deliver on work that impacts the whole business function. Set objectives and coach employees in pursuit of those objectives, appraisal of performance relative to objectives and determination of reward outcomes</li><li>If the position has leadership responsibilities, People Leaders are expected to demonstrate a clear set of leadership behaviours to create an environment for colleagues to thrive and deliver to a consistently excellent standard. The four LEAD behaviours are: L - Listen and be authentic, E - Energise and inspire, A - Align across the enterprise, D - Develop others.</li><li>OR for an individual contributor, they will lead collaborative assignments and guide team members through structured assignments, identify the need for the inclusion of other areas of specialisation to complete assignments. They will identify new directions for assignments and/ or projects, identifying a combination of cross functional methodologies or practices to meet required outcomes.</li><li>Consult on complex issues; providing advice to People Leaders to support the resolution of escalated issues.</li><li>Identify ways to mitigate risk and developing new policies/procedures in support of the control and governance agenda.</li><li>Take ownership for managing risk and strengthening controls in relation to the work done.</li><li>Perform work that is closely related to that of other areas, which requires understanding of how areas coordinate and contribute to the achievement of the objectives of the organisation sub-function.</li><li>Collaborate with other areas of work, for business aligned support areas to keep up to speed with business activity and the business strategy.</li><li>Engage in complex analysis of data from multiple sources of information, internal and external sources such as procedures and practises (in other areas, teams, companies, etc).to solve problems creatively and effectively.</li><li>Communicate complex information. 'Complex' information could include sensitive information or information that is difficult to communicate because of its content or its audience.</li><li>Influence or convince stakeholders to achieve outcomes.</li></ul>All colleagues will be expected to demonstrate the Barclays Values of Respect, Integrity, Service, Excellence and Stewardship - our moral compass, helping us do what we believe is right. They will also be expected to demonstrate the Barclays Mindset - to Empower, Challenge and Drive - the operating manual for how we behave. Join us as a Credit Risk Manager - Paper Origination The team is responsible for the identification, sanctioning and review of corporate credit risk across Barclaycard Commercial Issuing. In this role, you will be responsible for managing credit risk arising from Barclays Payments Issuing products within Policy, appetite and impairment budgets, structuring transactions and recommending or sanctioning exposure requests from Barclaycard customers, across multiple industry sectors. A personal sanctioning authority will feature subject to relevant experience. Essential Skills/Basic Qualifications: <ul><li>Relevant experience in a credit risk management role displaying credit assessment, structuring and sanctioning skills</li><li>Broad understanding of Barclaycard, Business and Corporate Banking products and risk policies.</li><li>Relationship Building Skills demonstrating negotiation and influencing skills</li></ul>Desirable skills/Preferred Qualifications: <ul><li>Completed Credit Skills Development (CSD) qualification or equivalent providing relevant technical skills. Strong Intellect balanced by practical and pragmatic approach.</li><li>Understanding of key financial statements: Profit &amp; Loss, Balance sheet, Cash flow.</li></ul>You may be assessed on the key critical skills relevant for success in role, such as risk and controls, change and transformation, business acumen strategic thinking and digital and technology, as well as job-specific technical skills. This role is based in Northampton or Sunderland.

Credit Risk Manager - Paper Origination

Market Risk Manager Shift Pattern: Standard 40 Hour Week (United Kingdom) Scheduled Weekly Hours: 40 Corporate Grade: C - Vice President Reporting Line: (UK Division) Risk - 1st Line Location: UK-London Worker Type: Permanent Overall Purpose of Role: To support the Head of Quantitative and Market Risk to develop the market risk function. To lead in the daily monitoring of the LME market, member portfolios and market risk methodologies. To direct activities and development of junior staff. Responsibilities: <ul><li>Market Risk <ul><li>Understand thoroughly the nature of the Clearing House, working closely with the Head of Quantitative and Market Risk and Head of Clearing Risk to provide input and advice on market risk related issues.</li><li>Lead the team on the BAU activities of the market risk team to monitor current market volatility and ensure margin parameters and collateral haircuts are appropriate. Ensure backtesting results are analysed to ensure the accuracy of current parameters.</li><li>Support the identification and assessment of emerging market risks through proactive horizon scanning and analysis.</li><li>Ensure the team maintain all internal operational procedures.</li><li>Provide pro-active qualitative and quantitative input into the documentation of risk methodologies.</li><li>Monitor, and where necessary investigate, or escalate, operational performance, positions or trading behaviour of clearing members and market participants</li><li>Assist to develop risk management solutions related to concentrations of cleared positions and market liquidity.</li><li>Maintain a suite of suitable stress scenarios applied daily across the cleared products and member collateral.</li><li>Ensure models are appropriately back tested as per methodologies and policies and developed with due consideration to control model risk</li><li>Ensure default management capabilities are sufficient to manage a default in line with LME Clear regulations. Lead in regular default management exercises.</li><li>Manage any new product development process from initial assessment, through official approval process to effective implementation within BAU processes.</li><li>Strong relationship management internally and externally, working with market participants to improve service offering whilst retaining risk robustness.</li><li>Lead in organisation of Risk Advisory Group to provide insight into market risk activities to Members and gain and escalate feedback</li></ul></li></ul><ul><li>Team Management <ul><li>To manage the assignment of tasks across junior members of the team, review risk committee papers.</li><li>Lead the team in the completion of action items, be accountable for delivery of open action items, liaising with other remember of the Market Risk &amp; Quantitative team as appropriate.</li><li>Challenge the team to strengthen existing market risk methodologies</li><li>Motivate direct reports and overall team to persistently deliver high quality work in BAU, set high behaviour standards aligned to Group core values, aim to achieve high staff engagement scores within the department</li><li>Be responsible for maintaining and enhancing existing risk management tools and systems to meet demands for new products or services or to meet improving regulatory or industry standards, and that team are efficiently interacting with all systems</li><li>Ensure models are developed with due consideration to control model risk</li><li>Comply with all relevant policies and internal guidance and fully cooperate with audits, investigations, queries and reporting requirements in relation to complying with relevant laws and policies.</li><li>Identify, report and manage any operational risks associated with the running of the team</li><li>Maintain and develop reporting to senior management and regulators where necessary, to ensure data is complete and accurately represented, and material risks highlighted.</li></ul></li></ul>Academic and Professional Qualifications Required: <ul><li>University Degree.</li><li>Professional risk qualification (or studying towards) would be beneficial (e.g. CFA, FRM).</li></ul>Required Knowledge and Level of Experience: Candidate should have a strong level of experience of risk management within financial institution preferably covering some aspects of: <ul><li>Commodity markets.</li><li>Understanding of market risk models. e.g. SPAN, VaR, and principles and industry best practice.</li><li>Mechanics and processes behind clearing house risk management.</li><li>Significant understanding of risk management principles, such as back testing and stress testing, and valuation of products.</li><li>An understanding of operational risk management</li></ul>Skills set and Core Competencies Required for Role: <ul><li>Strong analytical and practical skills.</li><li>Excellent communication skills.</li><li>High self-motivation and drive to develop own skills.</li><li>Persuade and influencing skills sufficient to successfully change viewpoints and present challenging ideas to new or sceptical audience.</li><li>Good understanding of the financial mathematics and techniques that are relevant to the LME markets.</li></ul>The LME is committed to creating a diverse environment and is proud to be an equal opportunity employer. In recruiting for our teams, we welcome the unique contributions that you can bring in terms of education, ethnicity, race, sex, gender identity, expression and reassignment, nation of origin, age, languages spoken, colour, religion, disability, sexual orientation and beliefs. In doing so, we want every LME employee to feel our commitment to showing respect for all and encouraging open collaboration and communication.

Market Risk Manager

About Us BACB is a UK bank that offers trade finance and complementary products to clients in specialist markets, especially Africa and the Middle East. We have been helping businesses with trade finance and complementary products for over half a century, focusing on trade flows to and from Africa and the Middle East as well as real estate in the UK. Our in-depth knowledge of the countries and practices where our clients operate ensures that we put them first. Additional Info <ul> <li>Hybrid Working: 3 days onsite, 2 from home</li> <li>Location: City of London</li> <li>Contract Type: Permanent</li> </ul>Job Summary Reporting into the Head of Credit and Country Risk, this role is responsible for the review and assessment of credit applications and supporting the effective and efficient management of the Bank's Credit Risk profile through development of appropriate Credit Risk management policies. Standing presenter at the Bank's Credit Risk Committee. Delegated personal approval authority. Key Work Outputs and Accountabilities <ul> <li>Review and recommend/decline/approve applications for credit across all products offered by the Bank. </li> </ul><ul> <li>Work in partnership with Risk operations to ensure effective end to end credit processes. </li> </ul><ul> <li>Own the policies for ensuring appropriate Country and Credit risk management in line with the Bank's risk appetite. </li> </ul><ul> <li>Responsible for identification, assessment, management and reporting of Country and Credit risk. </li> </ul><ul> <li>Support in management of the Bank's Country and Credit grading methodologies and associated tools. </li> </ul><ul> <li>Responsible for ensuring that new applications and renewals are correctly identified, quantified and managed on a timely basis. </li> </ul><ul> <li>Support in review of MI relating to SICR, Watchlist, DCF, NPLs and wider watchlist reporting, making recommendations on strategy. </li> </ul><ul> <li>Responsible for initial review of risk concentrations, delinquent and impaired accounts and proposing provisioning levels. </li> </ul><ul> <li>Manages, maintains and develops relationships with internal departments, clients and counterparties, and other stakeholders such as regulators and auditors. </li> </ul><ul> <li>Provide training and support as required in the Bank's Credit Risk management frameworks and policies. </li> </ul><ul> <li>Contributes to the Bank's key Regulatory and reporting documents and provides independent review of Regulatory returns. </li> </ul><ul> <li>Works closely with other stakeholders to ensure policies and reporting requirements are appropriately operationalised</li> </ul>Required Qualifications and Experience <ul> <li>Superior credit application review and analytical skills with an in-depth understanding of all related risks including relevant accounting, legal and regulatory issues in FIs, Corporates and Real Estate. </li> <li>Strong academic credentials in the field of Finance, Economics, or Business Administration, or other related field, ideally to the graduate level.</li> <li>Excellent oral and written communication and interpersonal skills with the ability to build strong working relationships. </li> <li>Minimum of 5 years relevant experience in a similar role, with experience in structuring and mitigating risk in complex transactions. </li> <li>Previous lending authority would be an advantage. </li> <li>Exposure to Emerging Markets in Africa and Middle East would be an added advantage. </li> </ul>Language skills in French and/or Arabic would be advantageous. Locations London Remote status Hybrid

Credit Risk Manager

Why Verifone For more than 40 years Verifone has established a remarkable record of leadership in the electronic payment technology industry. Verifone has one of the leading electronic payment solutions brands and is one of the largest providers of electronic payment systems worldwide. Verifone has a diverse, dynamic and fast paced work environment in which employees are focused on results and have opportunities to excel. We take pride in the fact that we work with leading retailers, merchants, banks, and third party partners to invent and deliver innovative payments solution around the world. We strive for excellence in our products and services, and are obsessed with customer happiness. Across the globe, Verifone employees are leading the payments industry through experience, innovation, and an ambitious spirit. Whether it's developing the next platform of secure payment systems or searching for new ways to bring electronic payments to new markets, the team at Verifone is dedicated to the success of our customers, partners and investors. It is this passion for innovation that drives each one of our employees for personal and professional success. What's exciting about the role We are seeking an experienced professional from the Financial Services industry to join our Risk team as Credit Risk Manager. In this role, you will be responsible for evaluating and managing credit and fraud risk across Verifone's portfolio of merchants and products. You will also lead and mentor a Credit Analyst, ensuring the delivery of high-quality work while collaborating closely with cross-functional teams. You should be passionate about finance and driven to contribute to the ongoing development of Verifone's payments and financial services strategy. Key Responsibilities: <ul><li>Lead Credit Operations, overseeing the performance of the credit portfolio to ensure alignment with Verifone's defined risk appetite</li><li>Drive operational excellence by strengthening credit underwriting, fraud monitoring, and collections frameworks across the organization</li><li>Collaborate with cross-functional teams to enhance credit and fraud risk management, support the development of new credit products, and continuously improve related policies, processes, and procedures</li><li>Coach and educate teams across the Verifone Group on industry best practices in credit and fraud risk management</li><li>Act as the primary point of contact for all first-line credit and fraud-related inquiries and escalations</li><li>Contribute to the development and delivery of internal training programs focused on fraud and credit risk, working closely with training and first-line teams to ensure effective implementation</li><li>Design and implement a robust control framework for Verifone Payments entities, ensuring compliance and risk mitigation across all credit-related activities</li></ul>Skills and Experience we desire <ul><li>Minimum of 5 years' experience in Credit and Fraud Risk management </li><li>Proven experience working within regulated payment services and acquiring environments</li><li>Excellent communication and interpersonal skills</li><li>Highly analytical, with exceptional attention to detail and data-driven decision-making skills</li><li>Deep understanding of credit risk framework design and implementation, ensuring scalability, effectiveness, and compliance with regulatory standards</li><li>A hands-on, action-oriented approach with a passion for driving results</li><li>Motivation to shape the future of payments in a global, established organization with a strong presence in the UK/EU market</li><li>Trusted escalation point for complex risk management issues, demonstrating sound judgment and problem-solving capabilities</li></ul>Our commitment Verifone is committed to creating a diverse environment and is proud to be an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, or veteran status. Verifone is also committed to compliance with all fair employment practices regarding citizenship and immigration status.

Business Unit: Model Risk Analytics Salary range: £60,000 - £75,000 per annum DOE + red-hot benefits Location: UK Flexible (expectation to attend a local HUB 1x per month &amp; attend offsites, 3/4 x per year) Contract type: Permanent Be the voice we need. Live a life more Virgin. Our Team As an IFRS 9 Modelling Manager you will lead a small team of modellers and data scientists to develop risk and macroeconomic models to forecast the Banks Loan Loss provisions. The remit is wide and covers all types of models within the IFRS 9 Provisioning landscape. This includes exposure to a range of business areas and covers retail and business banking products and customers. The team's focus is on the development, validation, management and monitoring of our models and providing first class support to our stakeholders across Risk and Finance. What you'll be doing <ul> <li>Planning and executing the regular model related IFRS9 BAU processes (quarterly economic model refreshes, PMA calculations)</li> <li>Developing and implementing IFRS9 credit risk models, in line with stakeholder expectation, Bank standards and regulatory expectation</li> <li>Liaising with stakeholders in Risk and Finance to set expectation for the delivery of model outputs into BAU processes</li> <li>Presenting Model outcomes, and propose solutions to overcome model weaknesses, to relevant stakeholders in Risk and Finance as part of the quarterly process</li> <li>Leading on audit review of Business Banking IFRS9 model outputs</li> <li>Documenting analytics to support recommendation papers to committees and stakeholders</li> <li>Proactively support wider teams on topics relating to Business Banking models</li> <li>Providing leadership in team and wider network discussions across the Bank.</li> </ul>We need you to have <ul> <li>Proven experience leading small teams as part of a IFRS9/Stress Testing modelling process</li> <li>Demonstrable significant involvement in most components of the Model Lifecycle (Scoping, development, implementation, monitoring)</li> <li>Confidence in explaining model outcomes to non-technical specialists and an ability to use persuasive arguments to influence key stakeholders</li> <li>Significant knowledge of a range of Credit Risk Modelling techniques for PD/LGD/EAD (IFRS9/Stress Testing/IRB)</li> <li>A degree in a numerate discipline subject (e.g. statistics, maths, engineering, econometrics)</li> <li>A solid foundation in statistical programming languages and data querying (SAS/SQL/Python/R).</li> </ul>It's a bonus if you have but not essential <ul> <li>Solid knowledge of Business Banking products and lending processes</li> <li>Experience of working interactions with external auditors and regulators</li> <li>Experience of mentoring junior team members.</li> </ul>Red Hot Rewards <ul> <li>Generous holidays - 38.5 days annual leave (including bank holidays and prorated if part-time) plus the option to buy more.</li> <li>Up to five extra paid well-being days per year. </li> <li>20 weeks paid, gender-neutral family leave (52 weeks in total) for expectant parents and those looking to adopt. </li> <li>Market-leading pension.</li> <li>Free private medical cover, income protection and life assurance.</li> <li>Flexible benefits include Cycle to Work, wellness and health assessments, and critical illness. </li> </ul>And there's no waiting around, you'll enjoy these benefits from day one. Feeling insatiably curious about this role? If we're lucky to receive a lot of interest, we may close the advert early and would hate you to miss out. We're all about helping you Live a Life More Virgin, so happy to talk flexible working with you. Say hello to Virgin Money We're making great strides towards achieving our ambition of becoming the UK's best digital bank. As a full-service digital bank with a heritage stretching back over 180 years, we're a workforce to be reckoned with, and we're putting the full power of our experience behind disruptive ideas that reinvent the role a bank plays in people's lives. We're customer-obsessed and work tirelessly to deliver on our purpose, 'Making You Happier About Money.' This means we're able to do banking differently, and by innovating and working together we can make a real difference by creating memorable moments and red-hot experiences for our millions of customers. Join us and Live a Life More Virgin that empowers you with choice and flexibility in how you work. Be yourself at Virgin MoneyOur purpose is to make people happier about money, this means seeing and feeling the world as our customers do by creating a workforce that reflects the rich diversity of our customers and communities. We're committed to creating an inclusive culture where colleagues feel safe and inspired to contribute, speak up and be heard. As a Disability Confident Leader, we're committed to removing any obstacles to inclusion. If you need any reasonable adjustments or support making your application, contact our Talent Acquisition team <a href="mailto:careers@virginmoney.com" target="_blank">careers@virginmoney.com</a> It's important to note that there may be occasions where it's not possible to interview all candidates declaring a disability who meet the essential criteria for the job. In certain recruitment situations such as receiving a high-volume of applications, we may need to limit the overall numbers of interviews offered to both disabled and non-disabled applicants. Now the legal bit Living A Life More Virgin allows our colleagues to be based anywhere in the UK (if the role allows it), but we'll need you to confirm you have the right to work in the UK. If you're successful in securing a role with us, there are some checks you need to complete before starting. These include credit and criminal record checks and three years' worth of satisfactory references. If the role is part of the Senior Manager Regime and Certification Regime, it requires enhanced pre-employment checks - we'll ask for six years of regulatory references, and once in the role, you'll be subject to periodic employment checks. Advertised: 09 May 2025 GMT Daylight Time Applications close: 23 May 2025 GMT Daylight Time

Credit Risk Modelling Manager

Line of Service Assurance Industry/Sector Not Applicable Specialism Risk Management Level Manager Job Description &amp; Summary About the role: <ul><li>Our AI &amp; Modelling (AI&amp;M) team is a diverse group of 500+ individuals across the UK and India, with a wide range of skills and experience within the insurance, banking and commercial &amp; government sectors.</li><li>We are experiencing rapid growth and are looking to expand our Banking sub-team of 100+ specialists, who advise leading banks across the UK and globally on a wide variety of risk, value and capital management issues.</li><li>You will be a key part of this growth story, with the opportunity to work on a range of exciting projects in a collaborative, inclusive and well-recognised team.</li></ul>What your days will look like: As a Manager, you will work directly with clients, manage junior staff, report to the leadership team and work alongside senior specialists who will coach and support you, to oversee the delivery of an exciting range of credit risk modelling and validation projects such as: <ul><li>Credit risk model development (IFRS 9, IRB or stress testing), including support on future modelling considerations and the impact of regulatory changes.</li><li>Specialist review and challenge of IFRS 9 models for our audit clients.</li><li>End-to-end model validation - including validation of data, review and challenge of conceptual soundness and underlying assumptions, assessing model limitations, performing quantitative testing, and delivering exhaustive reports.</li><li>Interaction with stakeholders including credit risk managers, model development / validation teams, and internal stakeholders across PwC.</li><li>Helping to develop our internal propositions to take to market, including in emerging areas such as AI and ESG.</li><li>Maintaining an up-to-date view of regulatory and industry developments - enabling knowledge sharing with the wider team and the ability to maintain leading edge best practice.</li></ul>This role is for you if you have: <ul><li>Experience working within a banking organisation or professional services firm, specialising in at least one area of credit risk modelling (provisioning, capital or stress testing), for Retail or Wholesale portfolios.</li><li>Good understanding of credit risk concepts and associated regulatory requirements, including at least one of: IFRS 9, IRB or Stress Testing</li><li>Experience with at least one of the following (or similar): SAS, SQL, R, Python</li></ul>What you'll receive from us: No matter where you may be in your career or personal life, our benefits are designed to add value and support, recognising and rewarding you fairly for your contributions. We offer a range of benefits including empowered flexibility and a working week split between office, home and client site; private medical cover and 24/7 access to a qualified virtual GP; six volunteering days a year and much more. Education (if blank, degree and/or field of study not specified) Degrees/Field of Study required: Degrees/Field of Study preferred: Certifications (if blank, certifications not specified) Required Skills Optional Skills Accepting Feedback, Accepting Feedback, Active Listening, Analytical Thinking, Communication, Creativity, Credit Risk Assessment, Credit Risk Management, Credit Risk Mitigation, Credit Risk Model Development, Credit Risk Modeling, Credit Risk Monitoring, Data Analysis, Embracing Change, Emotional Regulation, Empathy, Financial Audit, Financial Budgeting, Financial Data Mining, Financial Forecasting, Financial Management, Financial Market, Financial Modeling, Financial Planning, Financial Research {+ 12 more} Desired Languages (If blank, desired languages not specified) Travel Requirements Not Specified Available for Work Visa Sponsorship? Yes Government Clearance Required? No Job Posting End Date

Credit Risk Modelling - Manager

, United Kingdom Job Family Group: Finance Worker Type: Regular Posting Start Date: May 13, 2025 Business unit: Experience Level: Experienced Professionals Job Description: The Crude Market Risk Manager is responsible for providing independent assessment of the value and risk within the Europe, East and Derivatives crude trading portfolio. The role provides insight into the level of risk/return in the portfolio and whether this is congruent with the agreed level of risk appetite. Principal Accountabilities: <ul><li>Conduct independent risk assessments of strategic transactions and crude trading portfolio management.</li><li>Provide risk/reward guidance to maximize financial returns within trading mandate limits.</li><li>Offer risk assessments and insights to senior T&amp;S management in Commercial and Finance areas.</li><li>Determine fair economic valuation (FEV) parameters and ensure accuracy for the crude trading portfolio.</li><li>Lead forward curve development for crude portfolio valuations.</li><li>Identify and maintain risk factor mapping for risk metric calculations.</li><li>Maintain key stakeholder relationships through cross-functional forums like Risk Committees.</li></ul>This role reports directly to the Head of Market Risk Crude and will work closely with the GM Crude Trading &amp; Supply, Finance, Regional Team Leads and other senior stakeholders. The role works closely with risk leads for all parts of the risk management spectrum including a significant FO component. The post holder will be a member of the Global Crude Market Risk advisory team; collaborate on new authorized markets and new business proposals; and step in for the Head of Market Risk Advisory when delegated. Dimensions: Actively manage and influence resources &amp; processes to optimize the efficient analysis of risk across the portfolio, manage change and prioritize accordingly. Be an end-to-end deal expert understanding risk at all parts during the life of a deal interacting with the functional experts to help identify and suggest remediation to those risks. Experience and Qualifications: The candidate must demonstrate a deep understanding of T&amp;S's commodity markets and trading instruments, experience in trading environments, and execution of market risk activities such as forward curves and trading systems. Strong written and verbal communication skills are essential, along with the ability to manage projects and prioritize tasks under tight deadlines in a dynamic business. A graduate degree in Finance, Legal, Mathematics, Engineering, Sciences, or equivalent practical experience is required. The successful candidate will oversee daily risk assessment and valuation activities for Shell's Crude Trading organization (T&amp;S) as part of the 2nd line of defence, ensuring controlled and professional execution. DISCLAIMER: Please note: We occasionally amend or withdraw Shell jobs and reserve the right to do so at any time, including prior to the advertised closing date. Before applying, you are advised to read our data protection policy. This policy describes the processing that may be associated with your personal data and informs you that your personal data may be transferred to Shell/Shell Group companies around the world. The Shell Group and its approved recruitment consultants will never ask you for a fee to process or consider your application for a career with Shell. Anyone who demands such a fee is not an authorised Shell representative and you are strongly advised to refuse any such demand. Shell is an Equal Opportunity Employer.

Crude Market Risk Manager

ABOUT US Since 2020, Pliant has been on a mission to rethink credit cards and empower companies to grow by providing a smart way to pay that scale with their business. With our app and API-based solutions, Pliant allows companies to issue physical and virtual credit cards, automate payment processes, track spending, and seamlessly integrate these data into their finance stack. Pliant is growing quickly. With our expansion into 30 international markets, we believe that people, passion, and diversity are the key ingredients to our future success. Our growing team of 160+ Plianteers come from 35 nationalities and work remotely or in a hybrid environment from our headquarters in the heart of Berlin. And we're looking for more talented and committed people to join us on our journey! ABOUT THE ROLE As a (Senior) Credit Risk Manager - SME (m/f/d) you will be responsible for the underwriting credit risk exposures to our European and UK SME clients. In addition to case processing, you will support us in continuously improving our underwriting standards and systems. You will work closely with our Lead Risk Strategist - SME to support the development and optimisation of automated credit decisioning strategies and policy frameworks as well as our colleagues from the Sales, Legal, Operations, Product and Risk teams. This role will be based in the UK (hybrid) with some travel from time to time to our Headquarters in Berlin. WHAT YOU'LL DO <ul><li>Due diligence: Assess who our customers are, how and with whom they operate their business model, what their public and financial profiles are.</li><li>Underwriting: Analyze business and financial information of our customers (e.g., credit agency reports, financial statements, bank account statements), write up the key risks and mitigants and conclude. </li><li>Credit decision: Decide on limit requests of our customers within your delegated authority. You understand how credit decisions impact business performance and contribute towards company goals.</li><li>Process optimisation: You support the automation of underwriting processes by helping identify recurring patterns in customer behaviour and translating them into structured rules and decision logic.</li><li>Innovation: You get to the heart of operational workflows, understand how to systematize, and continuously improve them together with your colleagues.</li><li>Documentation: You draft and maintain clear documentation on credit decisions and processes. Your work supports audits and team alignment by ensuring that risk procedures are transparent, and well-communicated.</li><li>Communication: You are a facilitator and ensure a smooth and fact-based information flow between your colleagues. In doing so, you support the development of a culture of open dialogue, which is focused on mutual respect and the joint achievement of excellent results.</li></ul>WHAT YOU'LL BRING <ul><li>3-6 years of operational experience in risk assessment for MSME customers from a bank or fintech.</li><li>Strong knowledge of open banking data, financial accounting and analysis.</li><li>Direct experience with UK SME credit underwriting, including familiarity with fraud detection techniques and red flags in lending, including use of transaction data or pattern-based analysis.</li><li>Analytical thinking, detail orientation and ability to quickly understand new problems and systems and work out solutions. </li><li>Experience with IT systems used for loan processing and credit decisioning.</li><li>Determination and desire to work in a team to achieve high-quality results for our customers, even under stress.</li><li>Fluent English with very good writing skills. Other European languages are a plus.</li></ul>WHAT WE OFFER <ul><li>The opportunity to work in a growing team with big responsibilities that thrives on a strong exchange of knowledge and excellence </li><li>Attractive remuneration</li><li>Flat hierarchy and transparent communication in a relaxed, professional atmosphere</li><li>Opportunity to develop your talent in a dynamic team with ambitious goals</li><li>Flexibility and possibility to work remotely</li><li>Company card with a monthly allowance for lunches, coffee, etc. with co-workers</li></ul>

(Senior) Credit Risk Manager - SME (m/f/d)

Are you looking for a career move that will put you at the heart of a global financial institution? Then bring your analytical skills to Citi's Global Market Risk Management team. By Joining Citi, you will become part of a global organisation whose mission is to serve as a trusted partner to our clients by responsibly providing financial services that enable growth and economic progress. Team/Role Overview Market risk pertains to potential loss due to market movements such as changes in interest rates, equity prices, credit spreads and foreign exchange rates. Individuals monitor trading limits and are responsible for approving transactions over certain established limits. Work with traders or trading management and recommend actions to mitigate risk. Responsible for monitoring and analysing the organisation's risk exposure by understanding the risks and rewards of the Citi products. Structures solutions to mitigate risks of those products. The Market Risk Officer - Digital Assets is a strategic professional who stays abreast of developments within the evolving field of Digital Assets (primarily Crypto Assets) and contributes to Market Risk Analysis and Management by considering their impact on a stand alone and portfolio basis. Recognized technical authority for the area within the team. Requires basic commercial awareness. Developed communication and diplomacy skills are required in order to guide, influence and convince others, in particular colleagues in other areas. Responsible for measuring, monitoring and analysing the organisation's market risk exposure on a day-to-day and long-term basis for all products that have Digital Asset market risk. Individuals monitor trading limits and are responsible for approving transactions over certain established limits. Work with traders or trading management and recommend actions to mitigate risk. Responsible for monitoring and analysing the organisation's risk exposure by understanding the risks and rewards of the Citi products. Structures solutions to mitigate risks of those products. What you'll do <ul><li>Understanding and analysing risks, especially market risks, involved in the bank's digital asset / crypto asset products and projects</li><li>Working with each trading desk to ensure that all relevant market risk factors are properly identified and formally captured in official risk systems</li><li>Working with senior risk managers in Volcker compliance program</li><li>Developing and maintaining an appropriate autonomous market risk limits framework with applicable limits and triggers</li><li>Autonomously monitor business compliance with the firm's market risk-related policies</li><li>Oversee risk exposure measurement and limit monitoring processes to ensure integrity and appropriate independence of reporting</li><li>Participate in the development of business-level stress testing that properly considers risk concentrations by single issuer, risk rating, sector/industry and geography; review results and assess appropriate follow-up actions</li><li>Participate in the ongoing development, implementation and upgrade of risk systems including CRMR/VaR, CRMR/Issuer risk, LimitCentral/Volcker, LimitCentral/issuer risk</li><li>Small tasks/projects which constitute direct integration with trading businesses and market in general, a fantastic learning opportunity for credit market and products</li><li>Working with senior mentors on well-defined mid to long term projects that require technical skills and strategic planning, enabling development in analytical capacity and critical</li><li>Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency</li></ul>What we need from you <ul><li>Demonstrated years of relevant experience</li><li>Degree in a quantitative or financial discipline.</li><li>Knowledge of financial instruments and risk metrics</li><li>Quantitative skills including mathematics involved in risk estimation and modelling</li><li>Excellent written and verbal communication skills</li><li>Must be a self-starter, flexible, innovative and adaptive</li><li>Ability to work collaboratively and with people at all levels of the organisation • Excellent written and verbal communication and interpersonal skills</li><li>Ability to both work collaboratively and autonomously; ability to navigate a complex organisation</li><li>Advanced analytical skills</li><li>Excellent project management and organisational skills and capability to handle multiple projects at one time</li><li>Proficient in MS Office applications (Excel/VBA, Word, Power Point) and SQL</li></ul>What we can offer you We work hard to have a positive financial and social impact on the communities we serve. In turn, we put our employees first and provide the best-in-class benefits they need to be well, live well and save well. By joining Citi London, you will not only be part of a business casual workplace with a hybrid working model (up to 2 days working at home per week), but also receive a competitive base salary (which is annually reviewed), and enjoy a whole host of additional benefits such as: <ul><li>Generous holiday allowance starting at 27 days plus bank holidays; increasing with tenure</li><li>A discretional annual performance related bonus</li><li>Private medical insurance packages to suit your personal circumstances</li><li>Employee Assistance Programme</li><li>Pension Plan</li><li>Paid Parental Leave</li><li>Special discounts for employees, family, and friends</li><li>Access to an array of learning and development resources</li></ul>Alongside these benefits Citi is committed to ensuring our workplace is where everyone feels comfortable coming to work as their whole self every day. We want the best talent around the world to be energised to join us, motivated to stay, and empowered to thrive. Sounds like Citi has everything you need? Then apply to discover the true extent of your capabilities. #LI-PM3 Job Family Group: Risk Management Job Family: Market Risk Time Type: Full time Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi. View Citi's EEO Policy Statement and the Know Your Rights poster.

Market Risk Manager, Digital Assets, Vice President

Company Description Legal &amp; General (L&amp;G) is a leading UK financial services group and major global investor. We've been safeguarding people's financial futures since 1836, and strive to build a better society, while improving the lives of our customers and creating value for shareholders. We are one of the world's largest asset managers and provide powerful asset origination capabilities. Together, these underpin our retirement and protection solutions: we are an international player in pension risk transfer, in UK and US life insurance, and in UK workplace pensions and retirement income. Our Group Functions provide the services that all areas of the business need. This requires a talented and diverse team behind the scenes, who enable everyone at L&amp;G to do what they do best. Joining us means helping to improve the lives of our customers and contributing to the success of the business every day. Job Description We're recruiting for a Market Risk Manager to join our Group Risk team. This role involves providing oversight of Market, Asset and Liability Management (ALM), and Liquidity Risks, including interest rate, inflation, and liquidity management for the Group and Divisional business units. You will play a crucial role in advising, reviewing, and optimising key risk metrics related to ALM and Liquidity, which impact both the Group and Divisional strategies of L&amp;G. This a hybrid working opportunity, which means that you split your time by working flexibly between our London Offices and your home, to find a work-life balance that works for you. What you'll be doing: <ul><li>Providing analysis of risk impacts on the Group balance sheet and divisional investment portfolios</li><li>Supporting management of derivative liquidity risk, including developing liquidity management strategy, risk frameworks, MI and reporting</li><li>Providing market risk analysis to support risk opinions on new asset classes, including structured investments and reinsurance transactions</li><li>Advising and analysing risk assessment of new Pension Risk Transfer (PRT) transactions</li><li>Validating relevant components of the Solvency II Internal Model, including testing assumptions, parameters and calibration</li><li>Providing second line oversight of investment propositions, including risk rebalancing, ALM and sovereign trades</li><li>Supporting local risk functions in international businesses by providing market risk oversight</li><li>Ensuring principles of Conduct Risk are embedded in day-to-day operations to deliver good customer outcomes</li></ul>Qualifications Who we're looking for: <ul><li>Degree (or extensive experience) in a finance-related or other numerate subject is essential, with other financial qualifications (e.g. CFA, Actuary, Accountant) being advantageous</li><li>Experience and understanding of a range of fixed income asset types across cash and derivative markets</li><li>Experience of financial market analytics, including macro trend analysis, time-series analysis and asset modelling</li><li>Experience in oversight and management of interest rate, inflation and FX risks, particularly in relation to annuities and Pension Risk Transfer (PRT) business</li><li>Experience of liquidity risk including collateral and liquidity management frameworks.</li><li>Experience working in 1st or 2nd Line investment roles would be advantageous</li><li>Sophisticated analytical and problem-solving skills, with the ability and confidence to challenge stakeholders and ask difficult questions to get to the root of problems.</li><li>Strong communication skills, with the ability and confidence to challenge stakeholders positively and ask difficult questions to get to the root of problems</li></ul>Whatever your role, we reward performance and behaviour with a package that looks after all the things that are important to you. Here are some of the benefits we offer: <ul><li>The opportunity to participate in our annual, performance -related bonus plan and valuable share schemes</li><li>Generous pension contribution</li><li>Life assurance</li><li>Healthcare Plan</li><li>At least 25 days holiday, plus public holidays, 26 days after 2 years' service. There's also the option to buy and sell holiday</li><li>Competitive family leave</li><li>Participate in our electric car scheme, which offers employees the option to hire a brand-new electric car through tax efficient salary sacrifice (permanent employees only)</li><li>There are the many discounts we offer - both for our own products and at a range of high street stores and online</li><li>In 2023, some of our workspaces were redesigned. Our offices are great spaces to connect and collaborate and have your wellbeing at the heart</li></ul>Additional Information At L&amp;G, we believe it's possible to generate positive returns today while helping to build a better future for all. If you join us, you'll be part of a welcoming, inclusive culture, with opportunities to collaborate with people of diverse backgrounds, views, and experiences. Guided by leaders with integrity who care about your future and wellbeing. Empowered through initiatives which support people to develop their careers and excel. We care passionately about outcomes rather than attendance and are therefore open to discussing all kinds of flexible working options including part-time, term-time and job shares. Although some roles have limited flexibility due to customer demand, we accommodate requests when we can. It doesn't matter if you don't meet every single criterion in this advert. Instead, think about what you excel at and what else you can bring in terms of strengths, potential and connection to our purpose. Videos To Watch <a href="https://www.youtube.com/watch?v=djTs2V4JUFs" target="_blank">https://www.youtube.com/watch?v=djTs2V4JUFs</a>

General Information Position Quantitative Credit Risk Manager | Advisory | Remote work Work arrangement Full-time City Bucharest Country Romania Department Risk Advisory Team Financial Industry Risk &amp; Regulatory Area of interest Data &amp; Analytics, Financial Services Industry, Risk &amp; Regulatory Management Way of work Remote Description &amp; Requirements Who we are looking for We are looking to expand our team in Bucharest with a Quantitative Credit Risk Manager who will contribute to local and international projects involving financial institutions and regulatory supervisory authorities. Your future role Key Responsibilities: * Support the design, calibration, implementation, testing and validation or audit of models; * Document models, methodologies, analyses, and findings; * Assess the quality of data underlying risk models and model calibration; * Engage with key client representatives to obtain an understanding of risk practices and assess them; * Provide support to clients in the areas of internal governance, policies and frameworks in place linked to quantitative risk management; * Interpret new regulatory requirements focusing on those specific to internal models. Requirements: * Minimum 3 years relevant experience working in a financial institution or in a related field in a relevant risk or quantitative position such as: market risk, financial supervision, credit or financial modelling; * Strong academic background, including a degree in Data Science, Business Analytics, Statistics, Econometrics, Mathematics, Engineering, Computer Science, or other related field with strong quantitative focus; * Master's degree in a quantitative discipline is preferred but not mandatory; * Good knowledge of programming, e.g. SAS, R, Python, SQL, knowledge of Microsoft Excel; * Experience in data mining and management, integration and manipulation of large datasets is an advantage; * Familiarity with the mathematical methods used in credit risk modelling is an advantage; * Familiarity with credit risk regulatory requirements is an advantage * Strong multi-tasking and project management skills; * Excellent English written and oral communication skills; The successful candidates will work alongside other subject matter experts in the FSI Risk and regulatory department and will be part of an international team with substantial knowledge of laws and regulations in accounting, risk and advisory as well as best practices in banking supervision. The role offers the opportunity to build on and continue developing your existing knowledge and skills, and to progress to more senior levels as well as to contribute directly to the continued growth of the business line. What we offer Great perspective for your career • fast-paced working environment within geographically distributed teams; • greenfield and Agile/DevOps projects! Opportunity to design, run and support innovative, modern solutions; • chance to get involved and drive prototype projects; • the chance to work for the Most Desired Employer in Romania, in the Financial Services Industry, five years in a row (Catalyst) • well-prepared care process for newcomers / peer learning and coaching program • the opportunity to lead projects/teams at an early age Continuous learning • on the job learning from some of the best experts in our country • Free access to lifelong learning opportunities through trainings in Business Skills, Technical Knowledge, Professional Qualifications, Soft Skills, depending on your needs • thousands of online courses (on LinkedIn Learning, Udemy for Business, GetAbstract and others), on almost any topic you want to learn about Focus on your needs • competitive compensation • a budget to spend on benefits that suit you, on top of your salary! Choose from a long list, up-to-date with the current reality (private medical insurance, food vouchers, vacation tickets, private pension, high range of online store vouchers and many more) • monthly teleworking allowance to cover your expenses while working from home • 25 vacation days &amp; 2 sick leave days /year • Bookster subscription &amp; corner at the office social area • employee assistance program: free legal, financial, psychological &amp; health support • wellbeing monthly programs are available to you covering physical, mental and emotional: on-site massage, sports sessions, mindfulness and financial education workshops as well as other topics related to wellbeing • travel insurance for professional &amp; personal trips Flexible working experience • hybrid work &amp; flexible working hours. Teams set their team days and client office days, plan office presence together and communicate it clearly A culture of friendliness and acceptance • open colleagues, an environment that encourages everyone to enjoy their job and express their opinions freely and leaders whose doors are always open • recurring well-being programs to support your quality of life; an environment that supports everyone's mental and physical health Community involvement • 2 volunteering days/year paid by the firm, to support a cause of your choosing • the opportunity to volunteer for projects supported by Deloitte in partnership with non-profit organizations, with focus on education. Selection process *We thank all applicants in advance for submitting their resumes but please note that only those candidates selected for an interview will be contacted. About Deloitte We give you the means and the know-how, you bring the inspiration and the enthusiasm. Join Deloitte Romania and explore where and how far you can go, through the countless learning and professional development opportunities that our company offers and the continuous support of our friendly team! In Romania, the services are provided by Deloitte Audit SRL, Deloitte Tax SRL, Deloitte Consultanta SRL, Deloitte Accounting SRL, Deloitte Fiscal Representative SRL, Deloitte Tehnologie SRL, Deloitte Support Services SRL, Deloitte Shared Services SRL as well as Reff &amp; Asociații SPRL, the correspondent law firm of Deloitte in Romania, (jointly referred to as "Deloitte Romania) which are affiliates of Deloitte Central Europe Holdings Limited. Deloitte Romania is one of the leading professional services organizations in the country providing services in professional areas of audit, tax, legal, management consulting, financial advisory, risk management services, outsourcing solutions and technology consulting and other related services through over 3,400 national and specialized expatriate professionals. To learn more about how Deloitte makes an impact that matters, please visit <a href="http://www.deloitte.ro" target="_blank">www.deloitte.ro</a> and connect with us on Facebook , LinkedIn , YouTube and Instagram . #LI-BV1

Quantitative Credit Risk Manager | Advisory | Remote work

PayDo, a leading Electronic Money Institution (EMI) authorised by the FCA in the UK, FINTRAC in Canada, and MFSA in Malta, operates in 140 countries and over25 industries. Offering multicurrency IBANs, merchant solutions, and mass payment options, PayDo provides premium and convenient payment services. With all features available through one platform and contract, PayDo is a preferred solution for local and international payments. We are seeking an experienced compliance professional with a deep understanding of regulations, extensive expertise in the EMI and high-risk sectors, and a proven track record of developing and implementing robust compliance programs. In this role, you will play a key part in ensuring the integrity and security of PayDo's operations, making a direct impact on its success and reputation. You can expect ↔ Your Team/Streams: Onboarding KYC/KYB, Transaction Monitoring, Anti-Fraud, Regulatory Compliance. 25+ team members (Deputy/ Heads of Units/ Team Leads/ Specialists) ↔ Your Focus: Elevate compliance to operational excellence, driving continuous improvement through policy enhancement and advanced tools. Establish PayDo as an industry leader in global compliance, ensuring the highest standards of integrity and security ↔ Autonomy: Your strategic thinking will be key to shaping PayDo's compliance roadmap. You'll be a trusted advisor in high-level decisions and long-term planning ↔ Impactful work: You'll play a key role in ensuring the integrity and security of PayDo's operations, making a direct impact on the company's success and reputation ↔ Remote work: Work from anywhere with the flexibility to create your ideal work environment and maximise your efficiency Your regular tasks Risk Management &amp; Compliance Oversight: <ul><li>Develop, implement, and maintain a comprehensive risk and compliance framework, including policies and procedures to mitigate AML/CFT, sanctions, fraud, and other regulatory risks</li><li>Conduct thorough risk assessments and implement effective controls to address identified risks</li><li>Monitor and analyse regulatory changes, ensuring PayDo's compliance policies are updated and aligned with evolving requirements, particularly in payment regulations</li><li>Manage regulatory reporting and communication, ensuring timely and accurate submissions to relevant authorities</li></ul>Strategic Leadership &amp; Communication: <ul><li>Develop and implement a strategic vision for the risk and compliance department, aligning with PayDo's overall business objectives</li><li>Provide regular updates and reports to senior management on compliance matters, including risk assessments, regulatory changes, and performance metrics</li><li>Serve as a key point of contact for regulatory authorities and external auditors</li><li>Drive technological improvements within the compliance department, leveraging internal and external technologies to enhance efficiency</li></ul>Operational efficiency &amp; Compliance processes management <ul><li>Drive operational efficiency initiatives to streamline compliance processes and reduce processing times</li><li>Oversee the development and regular refinement of Standard Operating Procedures (SOPs), ensuring their effective implementation and adherence across all units</li><li>Monitor KPIs to drive performance and accountability within compliance functions, with consistent application and ownership at the Head of Units level</li><li>Conduct regular audits and reviews of compliance processes to ensure adherence to internal policies and regulatory requirements</li></ul>Team Leadership &amp; Management: <ul><li>Directly manage teams, conduct regular performance evaluations, identify training needs, and implement development plans to enhance team capabilities</li><li>Foster a collaborative and high-performing team culture, promoting professional development and knowledge sharing</li><li>Lead recruitment efforts for compliance professionals, ensuring the acquisition of top talent to support PayDo's growth</li></ul>Skills &amp; qualifications <ul><li>Minimum 5 years of experience in the compliance sphere within financial institutions, with a minimum of 3 years of managerial experience</li><li>In-house experience with the Electronic Money Institution and high-risk is a must</li><li>Experience leading a team of 8+ team members is a must (ideally leading onboarding, transaction monitoring, regulatory compliance and anti-fraud teams)</li><li>Strong understanding of relevant regulations and industry best practices in KYC, AML, and risk management</li><li>Experience working directly with regulatory bodies, including obtaining and supporting licensing processes, preparing regulatory reports, and successfully navigating regulatory audits</li><li>Experience managing compliance across multiple jurisdictions</li><li>Proven track record of developing and implementing successful compliance programmes, including KYC, AML, and sanctions screening</li><li>Ability to thrive in a fast-paced, dynamic, and rapidly evolving environment</li><li>Strong analytical and problem-solving skills</li><li>Advanced level of English Proficiency, Fluent Ukrainian/Russian language</li></ul>As a plus <ul><li>Experience working for an EMI company licensed by the FCA/FINTRAC/MFSA</li><li>Professional certification in compliance (e.g., ACAMS, ICA)</li></ul>What's In It For YouAt PayDo, specialists are at the heart of our innovation and success. Joining our team means accessing unparalleled opportunities to grow, contribute, and thrive in a dynamic FinTech environment. <ul><li>Empowerment Through Professional Development:<ul><li>Monthly investment in your English learning</li><li>Yearly allocation for advancing your professional expertise</li></ul></li><li>Unlock Your Potential:<ul><li>Transparent career growth with opportunities to achieve Lead roles within 1 year, Head roles in 2 years, and even C-level within 4 years, based on exceptional performance</li><li>Performance reviews are anchored in KPIs, ensuring recognition is merit-based</li></ul></li><li>Make a Lasting Impact:<ul><li>Work on unique projects where your contributions can reshape company-wide processes</li><li>Bring your ideas to the table and earn exceptional bonuses through our PayDo Ideas Hub</li></ul></li><li>Flexible and People-Centric Culture:<ul><li>Days of paid vacation annually, with the flexibility to transfer unused days or receive compensation</li><li>Days of paid sick leave annually, accommodating emergencies and medical needs</li><li>Additional holidays aligned with your local calendar</li></ul></li><li>Compensation &amp; Incentives:<ul><li>Multiple payment options, including Private Entrepreneurship accounts or popular e-wallets</li></ul></li></ul>Our Values: At PayDo, we live by principles that drive us to excellence: <ul><li>Ownership &amp; Initiative: Specialists who take charge and make a difference</li><li>Collaboration &amp; Communication: Together, we achieve more by sharing ideas and insights</li></ul>Become part of a global team redefining FinTech. Your expertise, passion, and ideas will shape the future of payments with PayDo!

Head of Risk & Compliance (FinTech, EMI)

Job Description How would you like to work on some of the most exciting and prestigious projects around the globe? Join our collaborative Project &amp; Programme Services team, where everyone has a voice, and together, we deliver excellence for people and the environment. Flexible and remote working are central to our culture. So, talk to us about how we can support you. How about opting for reduced workweeks or purchasing extra leave during school holidays? What about workplace adjustments or a supported transition back after a career break? We value your transferable skills and potential and are ready to invest in your development and progression. As a Risk Manager, you'll be a part of some of the biggest infrastructure projects. From transforming the energy sector, or how the railway works on the East Coast Digital Programme, to increasing our international connectivity at Heathrow Airport, or delivering safe and reliable journeys for National Highways and local government bodies, a career with us is your opportunity to make a positive difference to our communities now and for future generations. Assistant Risk Manager: Responsibilities: <ul><li>Support the successful delivery of risk management services in a consistent, professional manner with the aim of exceeding client expectations.</li><li>Implement effective risk management activities to actively reduce risk exposure and uncertainty on projects &amp; programmes.</li><li>Support development and implementation of risk management approaches/systems for clients, incorporating best practice and procedures.</li><li>Facilitate workshops and engage with project teams to ensure the effective implementation of risk management.</li><li>Support risk analyses using industry recognised software / databases.</li><li>Support preparation of risk reports summarising outputs to suit needs of the project / programme.</li></ul>Requirements: <ul><li>A recognised diploma or degree with a qualification in risk management is desirable.</li><li>Awareness of Risk Management processes aligned with ISO31000/ Institute of Risk.</li><li>Management / Association of Project Management methodologies and techniques.</li><li>Aptitude for learning and motivated to take on new challenges.</li></ul>Risk Manager / Senior Risk Manager: Responsibilities: <ul><li>Ensure the successful delivery of risk management services in a consistent, professional manner with the aim of exceeding client expectations.</li><li>Implement effective risk management activities to actively reduce risk exposure and uncertainty on projects &amp; programmes.</li><li>Support development and implementation of risk management approaches/systems for clients, incorporating best practice and procedures.</li><li>Facilitate workshops and engage with project teams to ensure the effective implementation of risk management.</li><li>Carry out risk analyses using industry recognised software / databases.</li><li>Produce risk reports summarising outputs to suit needs of the project / programme.</li><li>Support the development of new risk management processes, procedures, and tools as part of continuous improvement and innovation.</li><li>Support our win work activities with the preparation of bids and proposals to secure new commissions.</li><li>Support with business development, client engagement and other profile-raising activities to promote our risk management services.</li></ul>Requirements: <ul><li>A recognised diploma or degree or be qualified by experience with a qualification in risk management.</li><li>Experience of working on major infrastructure projects in at least one of the following sectors: Transportation, Energy, or Infrastructure.</li><li>Demonstrate competency with implementing Risk Management processes aligned with ISO31000/ Institute of Risk Management / Association of Project Management methodologies including but not limited to:<ul><li>Initiating, developing, and implementing risk management processes.</li><li>Facilitating workshops as part of the overall delivery of the risk process.</li><li>Conducting risk reviews applying qualitative scoring of risks.</li><li>Undertaking Quantitative Risk Analysis techniques.</li><li>Producing appropriate risk management reports to inform decision making.</li><li>Awareness of industry risk management tools such as: ARM, Xactium, Primavera Risk Analysis, SafranRisk, @Risk, Risk Predict!</li><li>An understanding of the Value Management process and how it is applied on projects.</li><li>An understanding of how risk management integrates with other Project Management and Project Controls disciplines including cost estimating, project planning and contract administration.</li></ul></li></ul>To do well in this role you'll need to be able to demonstrate the following: <ul><li>A confident and professional manner, coupled with excellent communication skills, with clients and colleagues alike, to ensure clarity in all situations and to effectively influence.</li><li>An analytical thinker, you'll also be able to show initiative and examples of creativity.</li><li>Self-motivated and able to work well on your own initiative.</li><li>Highly organised and able to prioritise.</li><li>Ability to collaborate and build relationships across the wider teams.</li><li>Ability to work well under pressure and proven ability to deliver to deadlines.</li></ul>Why work for AtkinsRéalis? Looking for a place where you can engineer a better future? AtkinsRéalis is for you. Here, our digital-enabled approach transforms outcomes for people and the environment. You'll have a myriad of projects to choose from and endless possibilities for career growth. More responsibility, acclaimed training programmes and flexible working are part of our inclusive culture of prioritising diversity, health, and happiness. Join our Project &amp; Programme Services team and expand your career on some of the industry's most exciting and newsworthy construction projects - from Sizewell C to the world's tallest hotel, London's Heathrow Airport to Europe's first eco-friendly mosque. You'll enjoy invaluable exposure to international expertise as well as innovation in local niche areas. Communities are at the heart of our work and our people are proud to be working towards a Net Zero Carbon future and regenerating cities across the UK. Security clearance: This role may require security clearance and offers of employment will be dependent on obtaining the relevant level of clearance. If this is necessary, it will be discussed with you at interview. The vetting process is delivered by United Kingdom Security Vetting (UKSV) and may require candidates to provide proof of residency in the UK of 5 years or longer. If applying to this role please do not make reference to (in conversation) or include in your application or CV, details of any current or previously held security clearance. We are committed to promoting a diverse and inclusive community - a place where we can all be ourselves, thrive and develop. To help embed inclusion for all, from day one, we offer a range of family friendly, inclusive employment policies, flexible working arrangements and employee networks to support staff from different backgrounds. As an Equal Opportunities Employer, we value applications from all backgrounds, cultures and ability. #LI-UK#LI-ATKINS #PPSProContr Worker Type Employee Job Type Regular At AtkinsRéalis, we seek to hire individuals with diverse characteristics, backgrounds and perspectives. We strongly believe that world-class talent makes no distinctions based on gender, ethnic or national origin, sexual identity and orientation, age, religion or disability, but enriches itself through these differences.

Assistant Risk Manager / Risk Manager / Senior Risk Manager

Job Description How would you like to work on some of the most exciting and prestigious projects around the globe? Join our collaborative Project &amp; Programme Services team, where everyone has a voice, and together, we deliver excellence for people and the environment. Flexible and remote working are central to our culture. So, talk to us about how we can support you. How about opting for reduced workweeks or purchasing extra leave during school holidays? What about workplace adjustments or a supported transition back after a career break? We value your transferable skills and potential and are ready to invest in your development and progression. As a Risk Manager, you'll be a part of some of the biggest infrastructure projects. From transforming the energy sector, or how the railway works on the East Coast Digital Programme, to increasing our international connectivity at Heathrow Airport, or delivering safe and reliable journeys for National Highways and local government bodies, a career with us is your opportunity to make a positive difference to our communities now and for future generations. Assistant Risk Manager: Responsibilities: <ul><li>Support the successful delivery of risk management services in a consistent, professional manner with the aim of exceeding client expectations.</li><li>Implement effective risk management activities to actively reduce risk exposure and uncertainty on projects &amp; programmes.</li><li>Support development and implementation of risk management approaches/systems for clients, incorporating best practice and procedures.</li><li>Facilitate workshops and engage with project teams to ensure the effective implementation of risk management.</li><li>Support risk analyses using industry recognised software / databases.</li><li>Support preparation of risk reports summarising outputs to suit needs of the project / programme.</li></ul>Requirements: <ul><li>A recognised diploma or degree with a qualification in risk management is desirable.</li><li>Awareness of Risk Management processes aligned with ISO31000/ Institute of Risk.</li><li>Management / Association of Project Management methodologies and techniques.</li><li>Aptitude for learning and motivated to take on new challenges.</li></ul>Risk Manager / Senior Risk Manager: Responsibilities: <ul><li>Ensure the successful delivery of risk management services in a consistent, professional manner with the aim of exceeding client expectations.</li><li>Implement effective risk management activities to actively reduce risk exposure and uncertainty on projects &amp; programmes.</li><li>Support development and implementation of risk management approaches/systems for clients, incorporating best practice and procedures.</li><li>Facilitate workshops and engage with project teams to ensure the effective implementation of risk management.</li><li>Carry out risk analyses using industry recognised software / databases.</li><li>Produce risk reports summarising outputs to suit needs of the project / programme.</li><li>Support the development of new risk management processes, procedures, and tools as part of continuous improvement and innovation.</li><li>Support our win work activities with the preparation of bids and proposals to secure new commissions.</li><li>Support with business development, client engagement and other profile-raising activities to promote our risk management services.</li></ul>Requirements: <ul><li>A recognised diploma or degree or be qualified by experience with a qualification in risk management.</li><li>Experience of working on major infrastructure projects in at least one of the following sectors: Transportation, Energy, or Infrastructure.</li><li>Demonstrate competency with implementing Risk Management processes aligned with ISO31000/ Institute of Risk Management / Association of Project Management methodologies including but not limited to:<ul><li>Initiating, developing, and implementing risk management processes.</li><li>Facilitating workshops as part of the overall delivery of the risk process.</li><li>Conducting risk reviews applying qualitative scoring of risks.</li><li>Undertaking Quantitative Risk Analysis techniques.</li><li>Producing appropriate risk management reports to inform decision making.</li><li>Awareness of industry risk management tools such as: ARM, Xactium, Primavera Risk Analysis, SafranRisk, @Risk, Risk Predict!</li><li>An understanding of the Value Management process and how it is applied on projects.</li><li>An understanding of how risk management integrates with other Project Management and Project Controls disciplines including cost estimating, project planning and contract administration.</li></ul></li></ul>To do well in this above roles you'll need to be able to demonstrate the following: <ul><li>A confident and professional manner, coupled with excellent communication skills, with clients and colleagues alike, to ensure clarity in all situations and to effectively influence.</li><li>An analytical thinker, you'll also be able to show initiative and examples of creativity.</li><li>Self-motivated and able to work well on your own initiative.</li><li>Highly organised and able to prioritise.</li><li>Ability to collaborate and build relationships across the wider teams.</li><li>Ability to work well under pressure and proven ability to deliver to deadlines.</li></ul>Why work for AtkinsRéalis? Looking for a place where you can engineer a better future? AtkinsRéalis is for you. Here, our digital-enabled approach transforms outcomes for people and the environment. You'll have a myriad of projects to choose from and endless possibilities for career growth. More responsibility, acclaimed training programmes and flexible working are part of our inclusive culture of prioritising diversity, health, and happiness. Join our Project &amp; Programme Services team and expand your career on some of the industry's most exciting and newsworthy construction projects - from Sizewell C to the world's tallest hotel, London's Heathrow Airport to Europe's first eco-friendly mosque. You'll enjoy invaluable exposure to international expertise as well as innovation in local niche areas. Communities are at the heart of our work and our people are proud to be working towards a Net Zero Carbon future and regenerating cities across the UK. Security clearance: This role may require security clearance and offers of employment will be dependent on obtaining the relevant level of clearance. If this is necessary, it will be discussed with you at interview. The vetting process is delivered by United Kingdom Security Vetting (UKSV) and may require candidates to provide proof of residency in the UK of 5 years or longer. If applying to this role please do not make reference to (in conversation) or include in your application or CV, details of any current or previously held security clearance. We are committed to promoting a diverse and inclusive community - a place where we can all be ourselves, thrive and develop. To help embed inclusion for all, from day one, we offer a range of family friendly, inclusive employment policies, flexible working arrangements and employee networks to support staff from different backgrounds. As an Equal Opportunities Employer, we value applications from all backgrounds, cultures and ability. #LI-UK#LI-ATKINS #PPSProContr Worker Type Employee Job Type Regular At AtkinsRéalis, we seek to hire individuals with diverse characteristics, backgrounds and perspectives. We strongly believe that world-class talent makes no distinctions based on gender, ethnic or national origin, sexual identity and orientation, age, religion or disability, but enriches itself through these differences.

Job Description How would you like to work on some of the most exciting and prestigious projects around the globe? Join our collaborative Project &amp; Programme Services team, where everyone has a voice, and together, we deliver excellence for people and the environment. Flexible and remote working are central to our culture. So, talk to us about how we can support you. How about opting for reduced workweeks or purchasing extra leave during school holidays? What about workplace adjustments or a supported transition back after a career break? We value your transferable skills and potential and are ready to invest in your development and progression. As a Risk Manager, you'll be a part of some of the biggest infrastructure projects. From transforming the energy sector, or how the railway works on the East Coast Digital Programme, to increasing our international connectivity at Heathrow Airport, or delivering safe and reliable journeys for National Highways and local government bodies, a career with us is your opportunity to make a positive difference to our communities now and for future generations. Assistant Risk Manager: Responsibilities: <ul><li>Support the successful delivery of risk management services in a consistent, professional manner with the aim of exceeding client expectations.</li><li>Implement effective risk management activities to actively reduce risk exposure and uncertainty on projects &amp; programmes.</li><li>Support development and implementation of risk management approaches/systems for clients, incorporating best practice and procedures.</li><li>Facilitate workshops and engage with project teams to ensure the effective implementation of risk management.</li><li>Support risk analyses using industry recognised software / databases.</li><li>Support preparation of risk reports summarising outputs to suit needs of the project / programme.</li></ul>Requirements: <ul><li>A recognised diploma or degree with a qualification in risk management is desirable.</li><li>Awareness of Risk Management processes aligned with ISO31000/ Institute of Risk Management / Association of Project Management methodologies and techniques.</li><li>Aptitude for learning and motivated to take on new challenges.</li></ul>Risk Manager / Senior Risk Manager: Responsibilities: <ul><li>Ensure the successful delivery of risk management services in a consistent, professional manner with the aim of exceeding client expectations.</li><li>Implement effective risk management activities to actively reduce risk exposure and uncertainty on projects &amp; programmes.</li><li>Support development and implementation of risk management approaches/systems for clients, incorporating best practice and procedures.</li><li>Facilitate workshops and engage with project teams to ensure the effective implementation of risk management.</li><li>Carry out risk analyses using industry recognised software / databases.</li><li>Produce risk reports summarising outputs to suit needs of the project / programme.</li><li>Support the development of new risk management processes, procedures, and tools as part of continuous improvement and innovation.</li><li>Support our win work activities with the preparation of bids and proposals to secure new commissions.</li><li>Support with business development, client engagement and other profile-raising activities to promote our risk management services.</li></ul>Requirements: <ul><li>A recognised diploma or degree or be qualified by experience with a qualification in risk management.</li><li>Experience of working on major infrastructure projects in at least one of the following sectors: Transportation, Energy, or Infrastructure.</li><li>Demonstrate competency with implementing Risk Management processes aligned with ISO31000/ Institute of Risk Management / Association of Project Management methodologies including but not limited to:<ul><li>Initiating, developing, and implementing risk management processes.</li><li>Facilitating workshops as part of the overall delivery of the risk process.</li><li>Conducting risk reviews applying qualitative scoring of risks.</li><li>Undertaking Quantitative Risk Analysis techniques.</li><li>Producing appropriate risk management reports to inform decision making.</li><li>Awareness of industry risk management tools such as: ARM, Xactium, Primavera Risk Analysis, SafranRisk, @Risk, Risk Predict!</li><li>An understanding of the Value Management process and how it is applied on projects.</li><li>An understanding of how risk management integrates with other Project Management and Project Controls disciplines including cost estimating, project planning and contract administration.</li></ul></li></ul>Associate Director: Responsibilities: <ul><li>Ensure the successful delivery of risk management services in a consistent, professional manner with the aim of exceeding client expectations.</li><li>Lead and coordinate effective risk management activities to actively reduce risk exposure and uncertainty on projects &amp; programmes.</li><li>Provide expert advice to develop and implement risk management approaches/systems for clients, incorporating best practice and procedures.</li><li>Facilitate workshops and engage with project teams to ensure the effective implementation of risk management.</li><li>Carry out risk analyses using industry recognised software / databases.</li><li>Produce risk reports summarising outputs to suit needs of the project / programme.</li><li>Support the development of new risk management processes, procedures and tools as part of continuous improvement and innovation.</li><li>Support our win work activities with the preparation of bids and proposals to secure new commissions.</li><li>Support with business development, client engagement and other profile-raising activities to promote our risk management services.</li><li>Support talent development through mentoring and training of peers and colleagues in risk management techniques with opportunity for line management responsibility.</li><li>Support recruitment of new resources through participation in interviews.</li></ul>Requirements: <ul><li>A recognised diploma or degree or be qualified by experience with a qualification in risk management.</li><li>Experience of working on major infrastructure projects in at least one of the following sub-sectors: rail, energy, highways, aviation, industry and utility sectors.</li><li>Demonstrate significant experience in all aspects of Risk Management, following ISO31000/</li><li>Institute of Risk Management / Association of Project Management methodologies including but not limited to:<ul><li>Initiating, developing, and implementing risk management processes.</li><li>Facilitating workshops as part of the overall delivery of the risk process.</li><li>Conducting risk reviews applying qualitative scoring of risks.</li><li>Undertaking Quantitative Risk Analysis techniques.</li><li>Producing appropriate risk management reports to inform decision making.</li><li>Awareness of industry risk management tools such as: ARM, Xactium, Primavera Risk Analysis, SafranRisk, @Risk, Risk Predict!</li><li>A good understanding of the Value Management process and how it is applied on projects.</li><li>A good understanding of how risk management integrates with other Project Management and</li><li>Project Controls disciplines including cost estimating, project planning and contract administration.</li></ul></li></ul>To do well in above roles you'll need to be able to demonstrate the following: <ul><li>A confident and professional manner, coupled with excellent communication skills, with clients and colleagues alike, to ensure clarity in all situations and to effectively influence.</li><li>An analytical thinker, you'll also be able to show initiative and examples of creativity.</li><li>Self-motivated and able to work well on your own initiative.</li><li>Highly organised and able to prioritise.</li><li>Ability to collaborate and build relationships across the wider teams.</li><li>Ability to work well under pressure and proven ability to deliver to deadlines.</li></ul>Why work for AtkinsRéalis? Looking for a place where you can engineer a better future? AtkinsRéalis is for you. Here, our digital-enabled approach transforms outcomes for people and the environment. You'll have a myriad of projects to choose from and endless possibilities for career growth. More responsibility, acclaimed training programmes and flexible working are part of our inclusive culture of prioritising diversity, health, and happiness. Join our Project &amp; Programme Services team and expand your career on some of the industry's most exciting and newsworthy construction projects - from Sizewell C to the world's tallest hotel, London's Heathrow Airport to Europe's first eco-friendly mosque. You'll enjoy invaluable exposure to international expertise as well as innovation in local niche areas. Communities are at the heart of our work and our people are proud to be working towards a Net Zero Carbon future and regenerating cities across the UK. Security clearance: This role may require security clearance and offers of employment will be dependent on obtaining the relevant level of clearance. If this is necessary, it will be discussed with you at interview. The vetting process is delivered by United Kingdom Security Vetting (UKSV) and may require candidates to provide proof of residency in the UK of 5 years or longer. If applying to this role please do not make reference to (in conversation) or include in your application or CV, details of any current or previously held security clearance. We are committed to promoting a diverse and inclusive community - a place where we can all be ourselves, thrive and develop. To help embed inclusion for all, from day one, we offer a range of family friendly, inclusive employment policies, flexible working arrangements and employee networks to support staff from different backgrounds. As an Equal Opportunities Employer, we value applications from all backgrounds, cultures and ability. #LI-UK#LI-ATKINS #PPSProContr Worker Type Employee Job Type Regular At AtkinsRéalis, we seek to hire individuals with diverse characteristics, backgrounds and perspectives. We strongly believe that world-class talent makes no distinctions based on gender, ethnic or national origin, sexual identity and orientation, age, religion or disability, but enriches itself through these differences.

Associate Director / Senior Risk Manager / Risk Manager / Assistant Risk Manager

Working at 4most We are not your typical consultancy firm; our purpose is to redefine consulting by enabling all our people to flourish and excel. We have over 250 consultants working in credit risk, data, market risk, life insurance and general insurance, across multiple sites - London, Leeds, Edinburgh, Dublin, Amsterdam, Dubai and Bengaluru. We value every individual's contribution to the success of the company with colleagues owning a significant share of the business, and we have ambitious plans to grow even further. As experts in our field, we are passionate about what we do and embrace diversity; we've created a fun and innovative environment where technical minds flourish. Individual success is not measured by the size of your team or the hours you work, it's the unique value you bring to the community. We want our people to think differently and challenge the status quo. Our people are our biggest asset, having been voted the Best Company to work for at the 2023 Credit Strategy Awards, Women in Credit Employer of the Year for 2023 and Best Management Consultancy Firm MEA Finance UAE 2022, our awards speak for themselves. We reward teamwork and believe value should be shared with all who contribute. What you'll do As a Manager at 4most, you'll work on advisory projects at banks, ranging from large global banks to regional banks and lenders. You will learn from, and work together with, other 4mosters and client teams on projects. Tasks could include the following, based on your expertise, experience and interest: <ul> <li>Developing credit risk models, used for regulatory and business purposes with particular focus on IRB and IFRS9.</li> <li>Validating and challenging these models on areas such as model design, model performance and model implementation.</li> <li>Stress testing exercises, ranging from operational execution to model development and validation.</li> <li>Processing large credit risk datasets and assessing or improving data quality.</li> <li>Integration of ESG across data, models (IRB, IFRS 9, stress testing) and risk processes. </li> <li>Interpretation and implementation of regulatory requirements and supervisory expectations.</li> <li>Remediation of supervisory findings (ECB/DNB).</li> <li>Presenting and discussing results with senior management. </li> <li>Ad-hoc assistance on business development activities, e.g. client events / roundtables, client meetings, workshops, pitching, drafting proposals and creating marketing material. </li> </ul>Your background <ul> <li>You bring 6+ years' experience in risk, analytics or data science for banks, obtained by working for a bank, consulting firm or regulatory body.</li> <li>You bring significant experience leading a team and delivering projects while providing guidance and leadership to colleagues. </li> <li>You have deep technical experience on financial risk management and hands on experience in development, validation and implementation of IRB, IFRS 9 or Stress Testing models. </li> <li>You are experienced with data processing and analysing large datasets using Python, SAS, SQL or R. </li> <li>You have detailed knowledge of UK or European prudential regulation and supervision at banks. </li> <li>You are a strong communicator both verbally and written, with the ability to break down complex topics into simple solutions and ideas. </li> <li>You have a good command of the English language. </li> <li>You are passionate about the business impact of analysis, driven by continuous improvement and attention to detail.</li> </ul>Benefits Salary dependant on experience plus: <ul> <ul> <li>25 days' holiday (freedom holiday scheme).</li> <li>Annual bonus.</li> <li>50% sponsorship towards relevant courses (e.g. professional qualification, Masters, PhD etc).</li> <li>Private health insurance.</li> <li>Juno (wellbeing platform): o £50 per month to spend on anything to help with wellbeing (physical &amp; mental). o £50 per month to spend on anything fitness-specific e.g. gym membership, yoga classes, fitness equipment etc.</li> <li>Mobile phone bill reimbursed (up to a maximum of £40 per month).</li> <li>Pension (4most matches contributions between 4.5% and 6% of your basic salary).</li> <li>Death-in-service life assurance at 3x salary.</li> <li>Income protection.</li> <li>Electric Vehicle scheme.</li> <li>Cycle-to-work scheme.</li> </ul></ul>Department Credit Risk Locations Leeds, London, Edinburgh Remote status Hybrid

Credit Risk Manager - UK

Glencore's Credit Risk department are seeking an experienced, self-motivated and driven Senior Credit Manager who can lead and manage a small team of Credit Analysts with a focus on Crude &amp; Products and demonstrate expert understanding and application of credit risk analysis and management in the context of a fast-paced commodities trading environment. In details, the position encompasses duties and responsibilities as follows: <ul><li>Assess and provide advice to the business on counterparty risk and mitigations as they relate to deals and business proposals.</li><li>Recommend internal limits, security instruments, payment and credit terms.</li><li>Monitor and manage credit and performance risk exposure including analysing and resolving breaches, reporting non-performing counterparties and adverse credit events.</li><li>Ensure compliance with the internal credit policy &amp; procedures.</li><li>Engage with Front, Middle and Back-offices functions, legal counsels, advisors and key stake holders on a regular basis to resolve credit related issues.</li><li>Assist with the negotiation and execution of netting agreements, master trading agreements, credit clauses and security instruments.</li><li>Provide leadership and mentoring to the team, setting and managing daily operational tanks and team strategy.</li><li>Supplement analysis to develop an assessment of client, competitor/ industry risks and trends.</li><li>Help deliver on various Internal project, bringing ideas and opportunities to improve and advance our approach to assessing, managing, mitigating and reporting Credit Risk.</li></ul>The ideal candidate disposes of: <ul><li>Educated with a degree in finance (or other applicable subject) with solid financial analysis skillset.</li><li>8+ years' experience in commodities analysing Energy counterparties, with a preference for banking experience</li><li>Working knowledge of typical security instruments and industry standard agreements (guarantees, LCs, ISDAs, netting...),</li><li>Strong understanding of quantitative credit measures (PFE, ECL, LGD etc.)</li><li>Excellent written and verbal communication skills.</li><li>Strong analytical, problem solving and organisational skills.</li><li>Self-motivated and ability to learn quickly and take initiative to broaden own knowledge. </li><li>Ability to work in a team and engage with others, essential.</li><li>Experience or able to demonstrate being comfortable within a fast moving company and environment.</li><li>Additional languages advantageous.</li></ul>

Senior Credit Risk Manager

Business Unit: Chief Credit Office Salary range: £58,400 - £73,000 per annum DOE + red-hot benefits Location: UK Flexible Contract type: Permanent Live to challenge the status quo. Live a life more Virgin. Our Team Secured Credit Risk team plays a pivotal role in shaping and maintaining our retail mortgage credit risk strategy and portfolio management. The Secured Portfolio Performance and Insight team, part of the broader Secured Credit Risk team, is responsible for providing comprehensive credit risk reporting, portfolio insights, arrears and loss forecasting. We are seeking a Credit Risk Manager to join our Secured Portfolio Performance and Insight team. The role holder will be responsible for credit risk reporting and management information, portfolio analysis, insights and recommendations. The role offers the opportunity to influence the mortgage lending business across the credit lifecycle and provide valuable insights to the risk management leadership team, risk committees, and the wider business. What you'll be doing <ul> <li>Leading and managing a high performing team and working collaboratively with stakeholders to deliver the impactful credit risk reporting and insights. Coaching team through their development.</li> <li>Managing the delivery of deep dive assessments and mortgage credit portfolio insights to understand existing and emerging risks and opportunities and presenting complex findings in an engaging and articulate manner .</li> <li>Manage and deliver the development of Credit Risk Appetite Statement metrics aligned to Credit and organisation strategy to ensure safe and sustainable development of the mortgage portfolio.</li> <li>Keeping abreast of all external developments and asses the Bank's position relative to peers and industry.</li> <li>Managing the development and delivery of a quality control capability to ensure all analysis and insight is completed to the highest standard. This includes working with data teams and other sources of data and reporting to ensure the availability and completeness of the inputs required to support insight.</li> <li>Translate business requirements into analytical tasks and providing guidance for specialists and analysts to perform detailed data analysis utilising SAS and other analytical tools, ensuring robust controls in place to ensure accuracy. </li> <li>Identifying and utilise new sources of internal and external data to improve the quality of insights, working with a range of stakeholders to ensure data is understood and used appropriately.</li> <li>Leading engagement across both internal and external stakeholders, deputising for senior manager as required. Presenting complex findings and proposals in an engaging and articulate manner.</li> <li>Driving a culture of continuous improvement, rationalising processes, improving sophistication and driving automation of a comprehensive suite of credit risk portfolio MI.</li> </ul>We need you to have <ul> <li>A great working knowledge of management information development and best practice, portfolio assessment and analytical techniques.</li> <li>Strong experience within a credit risk environment, with strong technical abilities in SAS and SQL.</li> <li>Extensive experience in leading projects, guiding analytical professionals and empowering people through coaching, mentoring and sharing expertise and knowledge.</li> <li>An ability to support multiple priorities in a fast-changing environment and prioritise effectively to manage various management team / other stakeholder expectations.</li> <li>Proven experience around creating best-in-class efficient and effective reporting suites, driving improvements and efficiencies in a portfolio management setting.</li> <li>Extremely effective attention to detail, ensuring analytics produced is accurate and robust.</li> <li>A wealth of experience in articulating complex credit risk matters into digestible and actionable insight, with an ability to land a succinct message with senior leaders, using creativity and strong communication skills.</li> <li>Strong communication skills, a track record of building trusted relationships with a wide range of stakeholders at all levels and managing challenge and conflict.</li> <li>A drive to delve past surface level information and understand trends from first principles.</li> <li>Substantial experience in influencing change in a positive and collaborative manner and turn ideas into practical solutions.</li> </ul>It's a bonus if you have but not essential <ul> <li>Experience in credit risk portfolio management or strategy.</li> <li>Knowledge or experience using AI/ML in portfolio monitoring.</li> <li>Technical skills in other data management tools / coding languages used for conducting portfolio analytics, such as Python / R etc.</li> </ul>Red Hot Rewards <ul> <li>Generous holidays - 38.5 days annual leave (including bank holidays and prorated if part-time) plus the option to buy more.</li> <li>Up to five extra paid well-being days per year. </li> <li>20 weeks paid, gender-neutral family leave (52 weeks in total) for expectant parents and those looking to adopt. </li> <li>Market-leading pension.</li> <li>Free private medical cover, income protection and life assurance.</li> <li>Flexible benefits include Cycle to Work, wellness and health assessments, and critical illness. </li> </ul>And there's no waiting around, you'll enjoy these benefits from day one. Feeling insatiably curious about this role? If we're lucky to receive a lot of interest, we may close the advert early and would hate you to miss out. We're all about helping you Live a Life More Virgin, so happy to talk flexible working with you. Say hello to Virgin Money We're making great strides towards achieving our ambition of becoming the UK's best digital bank. As a full-service digital bank with a heritage stretching back over 180 years, we're a workforce to be reckoned with, and we're putting the full power of our experience behind disruptive ideas that reinvent the role a bank plays in people's lives. We're customer-obsessed and work tirelessly to deliver on our purpose, 'Making You Happier About Money.' This means we're able to do banking differently, and by innovating and working together we can make a real difference by creating memorable moments and red-hot experiences for our millions of customers. Join us and Live a Life More Virgin that empowers you with choice and flexibility in how you work. Be yourself at Virgin MoneyOur purpose is to make people happier about money, this means seeing and feeling the world as our customers do by creating a workforce that reflects the rich diversity of our customers and communities. We're committed to creating an inclusive culture where colleagues feel safe and inspired to contribute, speak up and be heard. As a Disability Confident Leader, we're committed to removing any obstacles to inclusion. If you need any reasonable adjustments or support making your application, contact our Talent Acquisition team <a href="mailto:careers@virginmoney.com" target="_blank">careers@virginmoney.com</a> It's important to note that there may be occasions where it's not possible to interview all candidates declaring a disability who meet the essential criteria for the job. In certain recruitment situations such as receiving a high-volume of applications, we may need to limit the overall numbers of interviews offered to both disabled and non-disabled applicants. Now the legal bit Living A Life More Virgin allows our colleagues to be based anywhere in the UK (if the role allows it), but we'll need you to confirm you have the right to work in the UK. If you're successful in securing a role with us, there are some checks you need to complete before starting. These include credit and criminal record checks and three years' worth of satisfactory references. If the role is part of the Senior Manager Regime and Certification Regime, it requires enhanced pre-employment checks - we'll ask for six years of regulatory references, and once in the role, you'll be subject to periodic employment checks. Advertised: 09 May 2025 GMT Daylight Time Applications close: 23 May 2025 GMT Daylight Time

Secured Credit Risk Manager

Job Title Credit Risk Manager Job Description So, who are we? Hello, we're IG Group, an FTSE 250 Fintech that provides cutting-edge mobile, web and desktop platforms that help our clients trade Stocks &amp; Shares, leveraged products, Futures &amp; Options and Crypto. We are ambitious. Over 340,000 people already use our platforms. We're global with offices in 18 countries and products in 16 regions. We're hungry to move faster, ship better products for our customers and grow our user base. We believe in high autonomy, and we want people who are looking to do things differently to create better experiences for our customers. We work in cross-functional teams and are laser-focused on increasing the number of active clients we serve to drive sustainable growth. The Team: The Financial Risk Team is responsible for the end-to-end management of IG Group's credit, market, capital and liquidity risk profiles. The Team designs, develops and deploys various industry-standard risk models to help set policy, enforce it and report on it to several committees (including the Risk Committee, the Executive Risk Committee and the Board Risk Committee). Your role in the Team's Success As the team that owns the credit risk profile for the Group, we are looking for a Credit Risk Manager who can come in and re-imagine our approach to institutional/corporate client credit risk. We have several B2B and B2B2C clients located in various jurisdictions around the world, and we would like to rebuild our credit assessment process from the ground-up. We are also introducing ISDA agreements in place of our standard Client Agreement and would therefore like a candidate with experience in this area. The successful candidate will be working within a small (6-person) London-based team with significant exposure to senior management. They will be presenting changes to policy at the Risk Committee, working closely with (but not reporting to) the Head of client Credit Risk, the Sales &amp; Trading Teams and the Credit Operations Team. What you'll do: <ul><li>Conduct comprehensive client credit risk assessments, focusing on institutional clients</li><li>Present changes to policy at the Risk Committee and the Executive Risk Committee</li><li>Liaise with the Sales &amp; Trading teams to implement ISDA agreements and model changes to it</li></ul>How we work We try to take a thoughtful approach to our ways of working as a company. We follow a hybrid working model with 3 days in the office - which we think balances the need to collaborate effectively and connect with each other. When it comes to how we deliver, there are 5 things we want everyone to do to drive high performance, better learning and career satisfaction: Lead and Inspire: Drives trust, alignment, and enthusiasm Think Big: Focus on the problems that most impact commercial outcomes Champion the client: Understand and prioritise the client's needs Deliver at pace: Push for fast, sustainable growth; Raise the bar: Take ownership, be accountable and share feedback. We believe that diversity is vital to success, it fuels creativity, drives innovation and sets us up for global success. We're committed to building teams with a variety of perspectives and skills to help us realise our vision and strategy, that's why we encourage applications from people with diverse backgrounds and experiences to join us on this journey. Learn more about our D&amp;I approach here. What you'll need: <ul><li>Credit risk experience within either a bank or consulting firm</li><li>Familiarity with portfolio margining models</li><li>Familiarity with ISDA agreements</li><li>Strong understanding/experience with industry-standard risk models (including stress-testing, value-at-risk, expected shortfall, LGD, PD, etc...)</li></ul>The Perks Your growth fuels our success! Thrive with tailored development programs, mentoring opportunities with leaders, and clear career progression. Expand your network through committees, sports and social clubs. Enjoy extra time off for volunteering and community work. <ul><li>Competitive salary</li><li>Flexible Benefits Package on top of your salary (12%)</li><li>Private medical cover for you and your family</li><li>Life insurance</li><li>Contribution to gym memberships</li><li>25 Days holiday, with 1 additional day off to celebrate your Birthday &amp; 2 additional days off a year for voluntary work (28 in total</li><li>The option to buy or sell holiday days.</li><li>Unlimited access to the LinkedIn Learning Platform</li><li>A comprehensive global and local onboarding process</li><li>Employee-led LGBTQ+, Women's, Black and Parents &amp; Carers networks with an annual budget for organising events &amp; projects that foster an open, diverse and inclusive culture</li><li>Option to participate and create ESG initiatives based on IG Brighter Future Fund</li><li>Enhanced primary (maternity), secondary (paternity), and shared parental pay and leave, as well as a range of support and benefits for parents</li></ul>Learn more about the Perks here! Join us for this exciting journey. Apply now! Number of openings 1

Our purpose is to make great financial decision making a breeze for everyone, and that purpose drives us every day. It's why we're on a mission to create an automated quoting engine, with the simplest of experiences, wrapped in a brand everyone loves! We change lives by making it simple to switch and save money and that's why good things happen when you meerkat. We'd love you to be part of our journey. This is a key role in the Data team with responsibility for providing monitoring and reporting of the Data Risk profile, including Data Management, Data Privacy, 3rd Party Management, Model Management and Data Ethics. The Data Risk Manager will need to coordinate Risk Reporting, Risk Mitigation activities, requiring excellent stakeholder management skills, engaging members of Data Engineering, Technology and Information Security. Everyone is welcome. We have a culture of creativity. We approach our work passionately, improve constantly and celebrate our wins at every turn. We are an inclusive workplace and our employees are comfortable bringing their authentic, whole selves to work. Everyone is welcome. Be you. This means we're excited to hear from people with a range of skills, experiences and ideas. We don't expect you to tick all the boxes, but would love to hear what makes you great for this role. This is a role with a clear development path, and represents a great opportunity for growth. Some of the great things you'll be doing: • Coordinating the accurate reporting of Data's Risk position, providing support to Data in the development and deployment of Risk Mitigation activities. • Reporting against the progress of appropriate Risk Mitigation activities, including working with 2nd Line for appropriate challenge and development. • Taking responsibility for CtM's Model Management Risk Framework, including ensuring Models are designed, built, deployed and reviewed in line with agreed governance. • Taking a lead role in the development of CtM's AI Governance Framework • Maintenance and development of the Data Risk Framework to ensure that Data Risk has an effective Risk Mitigation plan in place to remain within Risk Appetite. • Champion a culture of Risk Management across Data Management and Data Privacy • Engage with other departments to scan for potential Risk items through the Data Design Authority and the Artificial Intelligence Design Authority. • Represent Data Risk in Data Privacy Incidents and Customer Ops complaints and queries, providing relevant expert advice on CtM and Data's risk appetite, to resolve incidents and complaints, and to support subsequent retrospectives/root cause analyses What we'd like to see from you: • Dynamic, proactive and works under their own initiative. • Qualification or relevant experience in Risk Management • Experience within Financial Services or other regulated environment • Awareness of Data and Data Privacy, plus relevant legislation and regulation. • Excellent written and verbal communication skills • Excellent stakeholder management skills • Good organizational and management skills • Intellectual curiosity • Industry recognized professional qualification; eg PIIA, IRMCert, CISM, CISSP, CISA, CIPP/E is preferred. What we really want is someone who comes in and makes a positive difference. We prioritise a dynamic and proactive approach; if you have this, we'll work together to develop the right skills. There's something for everyone. We're a place of opportunity. You'll have the tools and autonomy to drive your own career, supported by a team of amazingly talented people. And then there's our benefits. For us, it's not just about a competitive salary and hybrid working, we care about what matters to you. From a generous holiday allowance and private healthcare to an electric car scheme and paid development, wellbeing and CSR days, we've pretty much got you covered! #LI-HL1

Data Risk Manager

Ready to be pushed beyond what you think you're capable of? At Coinbase, our mission is to increase economic freedom in the world. It's a massive, ambitious opportunity that demands the best of us, every day, as we build the emerging onchain platform - and with it, the future global financial system. To achieve our mission, we're seeking a very specific candidate. We want someone who is passionate about our mission and who believes in the power of crypto and blockchain technology to update the financial system. We want someone who is eager to leave their mark on the world, who relishes the pressure and privilege of working with high caliber colleagues, and who actively seeks feedback to keep leveling up. We want someone who will run towards, not away from, solving the company's hardest problems. Our work culture is intense and isn't for everyone. But if you want to build the future alongside others who excel in their disciplines and expect the same from you, there's no better place to be. We are looking for a risk manager with deep credit or market risk experience across centrally cleared derivatives and credit products (derivatives, secured lending, and/or prime brokerage), and with a strong understanding and interest in risk governance and the three lines of defense. This role will be responsible for both developing and overseeing the broader second line risk management governance program, and for risk-managing our growing derivatives offerings. The right candidate will enjoy operating in a dynamic, global digital asset market environment, managing complex credit risks across a diverse client base, and working with international stakeholders. What you'll be doing (ie. job duties): <ul><li>Develop, implement, and maintain appropriate risk programs in line with relevant regulatory guidelines and to ensure alignment with the Global Risk Framework.</li><li>Liaise with internal and external stakeholders (e.g., senior management, business partners, regulators) to provide independent assurance on the key risks of the business, partnering with the business and other internal stakeholders to address any identified gaps.</li><li>Design and implement risk frameworks for new and existing leveraged product offerings, including developing suitable margin methodologies, stress testing framework, and risk controls.</li><li>Maintain and continuously improve the risk management framework associated with derivatives product offerings. </li><li>Actively engage in the product design process, in order to influence and mitigate inherent structural risks during the development phase.</li><li>Collaborate with business partners (product, engineering, operations, legal, etc.) to resolve complex client and product challenges.</li><li>Ability to perform deep dives on internal and external risk events and present them to senior management.</li></ul>What we look for in you (ie. job requirements): <ul><li>8+ years experience in risk management at a global financial institution or financial services firm.</li><li>Meaningful experience managing credit or market risk, i.e., establishing margin requirements for derivatives, prime brokerage or lending products.</li><li>Experience with building out risk programs at varying maturity levels.</li><li>Strong verbal and written communication skills.</li><li>Self-starter with commercial business insight. Able to interact, influence and build relationships at all levels of seniority and across all functions within an organization.</li><li>Able to balance strategic focus with tactical implementation and efficient execution.</li><li>Enjoy analyzing, evaluating and forming independent judgments, making recommendations that effectively communicate gaps, trends and patterns, and challenging the status quo for better outcomes.</li></ul>Nice to haves: <ul><li>Crypto forward - strong knowledge of emerging crypto trends.</li></ul>Job #: P69376 Pay Transparency Notice: Depending on your work location, the target annual salary for this position can range as detailed below. Full time offers from Coinbase also include target bonus + target equity + benefits (including medical, dental, vision and 401(k)). Pay Range: $166,345-$195,700 USD Please be advised that each candidate may submit a maximum of four applications within any 30-day period. We encourage you to carefully evaluate how your skills and interests align with Coinbase's roles before applying. Commitment to Equal Opportunity Coinbase is committed to diversity in its workforce and is proud to be an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, creed, gender, national origin, age, disability, veteran status, sex, gender expression or identity, sexual orientation or any other basis protected by applicable law. Coinbase will also consider for employment qualified applicants with criminal histories in a manner consistent with applicable federal, state and local law. For US applicants, you may view the Know Your Rights notice here. Additionally, Coinbase participates in the E-Verify program in certain locations, as required by law. Coinbase is also committed to providing reasonable accommodations to individuals with disabilities. If you need a reasonable accommodation because of a disability for any part of the employment process, please contact us at accommodations[at]coinbase.com to let us know the nature of your request and your contact information. For quick access to screen reading technology compatible with this site click here to download a free compatible screen reader (free step by step tutorial can be found here). Global Data Privacy Notice for Job Candidates and Applicants Depending on your location, the General Data Protection Regulation (GDPR) and California Consumer Privacy Act (CCPA) may regulate the way we manage the data of job applicants. Our full notice outlining how data will be processed as part of the application procedure for applicable locations is available here. By submitting your application, you are agreeing to our use and processing of your data as required. For US applicants only, by submitting your application you are agreeing to arbitration of disputes as outlined here.

Credit Risk Manager, Derivatives Risk

Company Description At Turner &amp; Townsend we're passionate about making the difference. That means delivering better outcomes for our clients, helping our people to realise their potential, and doing our part to create a prosperous society. Every day we help our major global clients deliver ambitious and highly technical projects, in over 130 countries worldwide. Our team is dynamic, innovative, and client-focused, supported by an inclusive and fun company culture. Our clients value our proactive approach, depth of expertise, integrity and the quality we deliver. As a result, our people get to enjoy working on some of the most exciting projects in the world. Job Description MAIN PURPOSE OF ROLE: To support the implementation of an integrated risk management process across major capital programmes or projects. Responsibilities will include, but are not limited to, the following: <ul><li>Plan, design, implement and maintain risk management processes that are tailored to client needs and that align with industry best practice.</li><li>Actively articulate the benefits of risk management.</li><li>Lead risk (threats and opportunity) activities to actively manage risk and seek efficiencies across client's projects and programmes.</li><li>Facilitate risk workshops with clients and team members of allocated projects.</li><li>Train and upskill allocated project teams on the benefits of risk management, risk processes and market best practices.</li><li>Support the development of risk management processes and practices to aid our clients and their organisations.</li><li>Production and presentation of risk reports to support the effective communication of threat &amp; opportunity status.</li><li>Drive the implementation of mitigation actions against associated risks across projects and programmes.</li><li>Assist with the identification and development of appropriate management responses which are measurable and specific, along with assessing the post mitigated positions.</li><li>Develop and drive efficient risk contingency processes that are suitable with the client's needs and requirements.</li><li>Maintain visibility of threat/opportunity trigger points to facilitate risk cost profiling, timely drawdown of risk budget or retirement of risks.</li><li>Conduct quantitative risk assessment (cost and schedule) to inform project contingency levels. Depending on the role candidates will be expected to demonstrate basic to experienced levels of competence with tools such as PRA, @risk, Safran or similar.</li></ul>Qualifications <ul><li>BEng, BA or BSc in a relevant discipline</li><li>Minimum of 3 years relevant work experience or previous proven experience in a risk management environment.</li><li>Experience in Qualitative and Quantitative assessment of risk including probabilistic modelling (@risk, PRA and P6 proficiency - or equivalent).</li><li>A working understanding of an integrated risk management process (risk, cost and schedule) on large programmes or projects.</li><li>Candidates are expected to have excellent communication skills (oral and written) and be genuinely committed to finding new and more effective ways of working.</li><li>Experience working as a client and/or consultant is preferred in the candidates.</li><li>Experience in infrastructure projects and programmes of work is preferred.</li><li>APM/IRM/PMI-RMP risk certified candidates preferred.</li></ul>Additional Information What we offer: <ul><li>Full time, permanent</li><li>Competitive remuneration and attractive range of benefits</li><li>Pension</li><li>Annual leave &amp; Car allwoance </li><li>Opportunity to work on impactful and innovative projects</li><li>Career development opportunities both in Ireland and globally</li><li>Opportunity to work with a diverse group of talented and collaborative colleagues</li></ul>Our inspired people share our vision and mission. We provide a great place to work, where each person has the opportunity and voice to affect change. We want our people to succeed both in work and life. To support this we promote a healthy, productive and flexible working environment that respects work-life balance. Turner &amp; Townsend is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees and actively encourage applications from all sectors of the community. Please find out more about us at <a href="http://www.turnerandtownsend.com/" target="_blank">www.turnerandtownsend.com/</a> #LI-SM7 Join our social media conversations for more information about Turner &amp; Townsend and our exciting future projects: Twitter Instagram LinkedIn It is strictly against Turner &amp; Townsend policy for candidates to pay any fee in relation to our recruitment process. No recruitment agency working with Turner &amp; Townsend will ask candidates to pay a fee at any time. Any unsolicited resumes/CVs submitted through our website or to Turner &amp; Townsend personal e-mail accounts, are considered property of Turner &amp; Townsend and are not subject to payment of agency fees. In order to be an authorised Recruitment Agency/Search Firm for Turner &amp; Townsend, there must be a formal written agreement in place and the agency must be invited, by the Recruitment Team, to submit candidates for review.

Assistant Risk Manager - Infrastructure

Firm Risk Management Firm Risk Management (FRM) supports Morgan Stanley to achieve its business goals by partnering with business units across the Firm to realize efficient risk-adjusted returns, acting as a strategic advisor to the Board and protecting the Firm from exposure to losses as a result of credit, market, liquidity, operational, model and other risks. Background on the Position This role resides within FRM's Model Risk Management (MRM) Department which is dedicated to providing independent model risk control, review and validation of models used by Morgan Stanley. These include models used to monitor market risk (IMA) and counterparty credit risk (XVA/IMM) as well as valuation models. MRM professionals in New York, London, Budapest, Frankfurt, Mumbai and Tokyo work closely with business quantitative strategists, risk analytics, risk managers and financial controllers. The New York team works collaboratively with members of Model Risk Management across all model areas globally. Primary Responsibilities &gt; Contribution to validation activities for Swap Dealer entities, including oversight of ongoing monitoring performance reviews and regulatory submissions. &gt; Conduct Model Validation activities for the IMA (VaR/SVaR/RNIV) and Initial Margin models by challenging model assumptions, mathematical formulation, and implementation. &gt; Conduct independent testing to assess model accuracy and robustness under different scenarios and market conditions, including, where appropriate the evaluation of developer documentation and testing &gt; Assess and quantify model risks due to model limitations and compensating controls. &gt; Develop and apply high-quality validation standards by conducting independent testing to assess model accuracy and robustness under different market conditions. &gt; Collaborate with Global MRM teams, Global Risk Analytics teams, Model Control Officers and Risk Managers to manage model risk across the model lifecycle. &gt; Participate in developing effective relationships with the internal/external auditors by providing accurate and timely submissions. FRM is committed to creating and providing opportunities that enable our workforce to reflect diverse backgrounds and views. Experience &gt; Masters or Ph.D. degree (or equivalent) in Finance, Economics, Mathematics, Physics, Engineering, or a related quantitative field &gt; In-depth knowledge of mathematical finance, derivative pricing, and numerical techniques &gt; The ideal candidate has strong experience with valuation models gained at a financial institution. &gt; Relevant working experience of 5+ years &gt; Experience developing pricing and risk models using Python, R or C++ is a plus. &gt; The ability to effectively communicate with a wide range of stakeholders, both written and verbally &gt; An interest in working in a fast-paced environment, often balancing multiple high priority deliverables. WHAT YOU CAN EXPECT FROM MORGAN STANLEY: We are committed to maintaining the first-class service and high standard of excellence that have defined Morgan Stanley for over 85 years. At our foundation are five core values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - that guide our more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you'll find trusted colleagues, committed mentors and a culture that values diverse perspectives, individual intellect and cross-collaboration. We Firm is differentiated by the caliber of our diverse team. While our company culture and commitment to inclusion define our legacy and shape our future, helping to strengthen our business and bring value to clients around the world. Learn more about how we put this commitment to action: morganstanley.com/diversity. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. We're committed to bringing passion and customer focus to the business. Expected base pay rates for the role will be between $120,000 and $200,000 year at the commencement of employment. However, base pay if hired will be determined on an individualized basis and is only part of the total compensation package, which, depending on the position, may also include commission earnings, incentive compensation, discretionary bonuses, other short and long-term incentive packages, and other Morgan Stanley sponsored benefit programs. Morgan Stanley's goal is to build and maintain a workforce that is diverse in experience and background but uniform in reflecting our standards of integrity and excellence. Consequently, our recruiting efforts reflect our desire to attract and retain the best and brightest from all talent pools. We want to be the first choice for prospective employees. Morgan Stanley's goal is to build and maintain a workforce that is diverse in experience and background but uniform in reflecting our standards of integrity and excellence. Consequently, our recruiting efforts reflect our desire to attract and retain the best and brightest from all talent pools. We want to be the first choice for prospective employees. It is the policy of the Firm to ensure equal employment opportunity without discrimination or harassment on the basis of race, color, religion, creed, age, sex, sex stereotype, gender, gender identity or expression, transgender, sexual orientation, national origin, citizenship, disability, marital and civil partnership/union status, pregnancy, veteran or military service status, genetic information, or any other characteristic protected by law. Morgan Stanley is an equal opportunity employer committed to diversifying its workforce (M/F/Disability/Vet).

VP, Model Risk (Risk Management)

Position Overview Apollo is a high-growth, global alternative asset manager. In our asset management business, we seek to provide our clients excess return at every point along the risk-reward spectrum from investment grade credit to private equity. For more than three decades, our investing expertise across our fully integrated platform has served the financial return needs of our clients and provided businesses with innovative capital solutions for growth. Through Athene, our retirement services business, we specialize in helping clients achieve financial security by providing a suite of retirement savings products and acting as a solutions provider to institutions. Our patient, creative, and knowledgeable approach to investing aligns our clients, businesses we invest in, our employees, and the communities we impact, to expand opportunity and achieve positive outcomes. As of June 30, 2024, Apollo had approximately $696 billion of assets under management. To learn more, please visit <a href="http://www.apollo.com" target="_blank">www.apollo.com</a>. The Role Apollo's Credit Risk team is seeking a Principal to build out the Asset-Backed Finance Credit Risk function, acting as the Credit Risk Manager on European and APAC ABF investment activity. The candidate will oversee a portfolio of Residential Mortgage, Commercial Real Estate, Consumer, and Esoteric Asset-Backed transactions. The role entails working closely with Origination teams and other risk leaders on the evaluation of credit risk in new and existing transactions. Their analysis and independent views will be heavily relied upon by the Apollo senior risk officers to gain comfort in signing off on transactions. To ensure alignment between the business and the firm's risk appetite, the incumbent will develop strong partnership with deal teams while enhancing the stature of the credit risk team through a stronger culture of review and challenge. The ideal candidate will have significant experience in securitized products in public and private formats across a variety of Asset Backed Finance asset classes. Primary Responsibilities <ul><li>Evaluate and provide sound judgment on all European and APAC Asset-Backed Finance transactions including new underwritings, existing portfolio positions, and troubled credits</li><li>For new underwritings, establish early engagement with deal teams on key risk issues through the underwriting process; conduct complete analysis on transactions, highlight risk concerns early and on an ongoing basis, and challenge deal teams appropriately</li><li>Demonstrate an ability to form an independent view, raise concerns early and consistently, and concisely document the analysis, leveraging others across the Apollo ecosystem to support sector or asset-specific knowledge</li><li>Actively engage in ongoing risk management, including reporting, analytics, and stress testing to ensure that existing investments continue to be appropriately monitored and challenged in light of changes in the macro and local risk environments</li><li>For troubled credits, play a lead role in driving the process to the best solution in partnership with the PMs</li><li>Act as a self-sufficient risk manager by independently leading transactions, including presenting diligence findings, making recommendations, and answering questions to various investment committees</li><li>Utilize all tools available and work with the Technology team to develop new risk views (data, reporting, tools, etc.) if there are gaps in information needed to get to the correct analysis.</li></ul>Qualifications &amp; Experience <ul><li>10+ years of experience with responsibility for critical decisions of significant financial impact and complex criteria across multiple asset classes in the consumer and commercial sectors, including unsecured consumer, CLOs, credit cards, student loans, and real estate markets required</li><li>Exposure to more bespoke or less liquid asset classes (e.g., venture debt, SME lending, fund finance, royalties) preferred</li><li>Undergraduate degree with a record of academic achievement</li><li>Experience underwriting Corporates from a fundamental credit perspective is preferred</li><li>Strong foundation in risk while also very solution-oriented with a thorough understanding of the commercial needs of a fast-growing business balanced with maintaining risk discipline</li><li>Strong analytical skills, multi-asset class experience, and an ability to build risk management tools to aid in governing the risk in the portfolio</li><li>Extensive financial analysis and modeling skills, expertise in credit risk management, and a strong understanding of risk metrics/models/systems</li><li>Ability to incorporate and understand information from a variety of sources to stay ahead of market/economic trends and evaluate the impact on the portfolio</li><li>Robust interpersonal skills to support communication with external counterparties and management of internal stakeholders, both within the Credit ecosystem and across the broader investment platform</li><li>Excels in a rigorous and fast-paced team-oriented work environment; adept at managing competing priorities across multiple projects, transactions, and workstreams</li></ul>About Apollo Our Purpose &amp; Core Values Our clients rely on our investment acumen to help secure their future. We must never lose our focus and determination to be the best investors and most trusted partners on their behalf. We strive to be: <ul><li>The leading provider of retirement income solutions to institutions, companies, and individuals.</li><li>The leading provider of capital solutions to companies. Our breadth and scale enable us to deliver capital for even the largest projects - and our small firm mindset ensures we will be a thoughtful and dedicated partner to these organizations. We are committed to helping them build stronger businesses.</li><li>A leading contributor to addressing some of the biggest issues facing the world today - such as energy transition, accelerating the adoption of new technologies, and social impact - where innovative approaches to investing can make a positive difference.</li></ul>We are building a unique firm of extraordinary colleagues who: <ul><li>Outperform expectations</li><li>Challenge Convention</li><li>Champion Opportunity</li><li>Lead responsibly</li><li>Drive collaboration</li></ul>As One Apollo team, we believe that doing great work and having fun go hand in hand, and we are proud of what we can achieve together. Our Benefits Apollo relies on its people to keep it a leader in alternative investment management, and the firm's benefit programs are crafted to offer meaningful coverage for both you and your family. Apollo Global Management, Inc. (together with its subsidiaries and affiliates) is an equal opportunity/affirmative action employer. The firm and its affiliates do not discriminate in employment because of race, color, religion, gender, national origin, veteran status, disability, age, citizenship, marital or domestic/civil partnership status, sexual orientation, gender identity or expression or because of any other criteria prohibited under controlling federal, state or local law

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