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Now Hiring a Regulatory Change AnalystJoin a company that’s taking the RegTech industry by storm!Ruleguard is a fast-growing technology company serving the financial sector compliance market. As a leading firm within the innovative “RegTech” sector we delight in creating cutting-edge business software to make it as easy as possible for banks, brokers and investment firms to comply with regulation.The Role:We are looking for a Regulatory Change Analyst to support the Head of Risk &amp; Compliance, who is responsible for our Thought Leadership Strategy and oversight of risk management at Ruleguard. This role is best suited to someone with prior experience, or a keen interest, in Horizon Scanning and would like to develop their regulatory knowledge further.Job Specification:• Ensure the Regulatory Change Management system remains up to date with changes to UK regulations• Develop understanding of international regulatory developments• Undertake key research projects to support the international strategy• Undertake administrative duties for the R&amp;C team such as follow up on risk issues, monthly reporting, posting TLS content to third party sites• Undertake and maintain ongoing surveillance of our client base• Assist colleagues in learning and understanding matters of regulatory compliance• Review and advise on our collateral in relation to matters of regulatory complianceYour Knowledge &amp; Experience:• 3+ years’ experience in a regulatory compliance or related consultancy role• Financial Services regulatory knowledge is critical• Must have a good working knowledge of the FCA and PRA handbooks• Knowledge of regulations in several additional jurisdictions would be an advantageYour Skills &amp; Abilities:• Excellent attention to detail and focus upon accuracy• Ability to keep up-to-date with regulatory developments• Excellent organisational and planning skills• Excellent writing skills• Embraces technology• Confident Microsoft Word, Excel, and PowerPoint skills• Proven comfort with advanced business software systems• Fluent in written and spoken English• Fun, friendly personalityBenefits:• 25 days of annual leave increasing by 1 day each year up to 30 days• Employer pension scheme• Private Health Insurance• Medical Cash Plan• Income Protection• Life Assurance• Gym/fitness benefits• Flexible working• Home workspace equipment allowance• Wellbeing and social eventsApplication process:We try to make the whole process as smooth as possible. You will have an initial telephone interviewfollowed by two formal interview stages.

Ruleguard

Regulatory Change Analyst

Overview: We are seeking a motivated and meticulous Assistant Risk Manager to join our First Line Risk team. The successful candidate will be responsible for identifying, assessing, and monitoring operational risks across LSE plc and Capital Markets Operations (CMO) with their own areas of responsibility. The individual will report into the Risk Manager for CMO as part of the Risk team who cover Risk and Business Continuity activities across LSE plc &amp; IBSs, Turquoise &amp; CMO. Responsibilities: - Responsible for ongoing monitoring and analysis of risk, identifying areas of risk exposure and highlighting changes as appropriate - Monitor risk indicators and key risk metrics to identify and track changes in risk profiles - Complete routine risk reporting and production of management information to support risk governance and decision making - Ensure the Governance, Risk and Compliance Tool (GRC) MetricStream is maintained with the latest updates on issues, risk events, controls and assessments - Responsible for conducting risk assessments to identify potential operational risks and vulnerabilities - Developing and implement risk mitigation strategies and controls - Support the team to deliver risk projects and activities - Provide training and support to teams to help embed risk culture across the business Qualifications: - Proven experience in operational risk management or related field - Strong analytical skills and attention to detail - Excellent communication and interpersonal skills - Ability to work independently and collaboratively in a team environment - Proficiency in Microsoft Office Suite - Relevant certifications or coursework in risk management or related fields are a plus If you are passionate about risk management and eager to learn and grow in this field, we encourage you to apply. Department Description: <ul><li>Capital Markets Operations is part of the LSEG Group Operations function and supports all operations activity within the Capital Markets Division. We are structured to oversee and ensure the successful service delivery and service management activities for the division, which includes, but is not limited to:-<ul><li>Onboarding FX and Capital Market Customers</li><li>Ensuring orderly and fair running of key LSEG Markets such as LSE (Equities, Fixed Income and Derivatives) and Turquoise</li><li>Acting as a first point of contact for customers - Issuers, Member firms, Trading Specialists</li><li>Being a centre of excellence for Transaction Reporting</li><li>Ensuring the Resiliency of Capital Markets</li><li>Co-ordinating the production and dissemination of communications to customers and key organisations including EUI, CCPs, UKLA and FTSE Russell</li><li>Providing an Important Business Service lens for LSE plc, Turquoise &amp; FX.</li></ul></li></ul>LSEG is a leading global financial markets infrastructure and data provider. Our purpose is driving financial stability, empowering economies and enabling customers to create sustainable growth. Our purpose is the foundation on which our culture is built. Our values of Integrity, Partnership, Excellence and Change underpin our purpose and set the standard for everything we do, every day. They go to the heart of who we are and guide our decision making and everyday actions. Working with us means that you will be part of a dynamic organisation of 25,000 people across 65 countries. However, we will value your individuality and enable you to bring your true self to work so you can help enrich our diverse workforce. You will be part of a collaborative and creative culture where we encourage new ideas and are committed to sustainability across our global business. You will experience the critical role we have in helping to re-engineer the financial ecosystem to support and drive sustainable economic growth. Together, we are aiming to achieve this growth by accelerating the just transition to net zero, enabling growth of the green economy and creating inclusive economic opportunity. LSEG offers a range of tailored benefits and support, including healthcare, retirement planning, paid volunteering days and wellbeing initiatives. We are proud to be an equal opportunities employer. This means that we do not discriminate on the basis of anyone's race, religion, colour, national origin, gender, sexual orientation, gender identity, gender expression, age, marital status, veteran status, pregnancy or disability, or any other basis protected under applicable law. Conforming with applicable law, we can reasonably accommodate applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Please take a moment to read this privacy notice carefully, as it describes what personal information London Stock Exchange Group (LSEG) (we) may hold about you, what it's used for, and how it's obtained, your rights and how to contact us as a data subject. If you are submitting as a Recruitment Agency Partner, it is essential and your responsibility to ensure that candidates applying to LSEG are aware of this privacy notice.

Assistant Risk Manager

Credit Risk Manager Function: Finance Location: Edinburgh (Gyle) Salary: £45,000 - £55,000 base depending on experience plus full list of benefits listed below Contract: Permanent Latest Closing date: 8th of October 2024. Please note, we may close vacancies early where we receive significant numbers of applications, so don't delay! As the nation's leading pub, cider and beer company and the name behind a host of brilliant brands, we're looking for equally brilliant people to help us on our journey to building a better future. There's so much more to HEINEKEN than meets the eye and right now, we're looking for a Credit Risk Manager to join our Star Pubs &amp; Bars Finance Team! The role Reporting into the Senior Credit Risk Manager, this role will manage a team of Credit Risk Controllers who are responsible for the debt of our Star Pubs &amp; Bars event. You'll support the Regional Operation Directors and Operation Directors to minimise debts through strategic collections management and provide credit risk insight to inform commercial decision making through the team. You'll have clear targets and measurable results to show how you and your team are performing. In addition to debt, your key areas of focus will be improving our customer experience, ensuring compliance with our credit policy and developing your team. So, what will you be doing? Here are some key accountabilities; <ul> <li>Through effective management of the team minimise bad debts and maximise cash flow. </li> <li>Delivery of successful monthly business area reviews, business partnering RODs, to ensure appropriate action plans are in place, balancing risk vs reward within policy parameters</li> <li>Driving team to achieve agreed performance objectives, KPIs and service levels</li> <li>Progressive management and development of your team minimising staff attrition and overseeing their successful completion of Heineken Star Pubs and Bars staff training and accreditation plan</li></ul>The candidate The role doesn't require a degree in finance, however it does require someone with a solid experience in managing financial or operational risk. We're looking for an inspiring people manager, experienced in leading high performing teams and managing change. If you have; <ul> <li>A continuous improvement mindset</li> <li>The commercial ability to make balanced decisions of risk vs reward</li> <li>Great communication skills </li> <li>The ability to motivate a team</li> <li>experience in a credit control or similar environment</li></ul>then this could be the role for you! Our ways of working Our office sites operate a hybrid model. You'll spend Tuesdays, Thursdays and one other day in the office and two days from home, although but you're more than welcome to come and work from the office on those days too. We're currently gearing up for an exciting move! In 2025, we'll be relocating from our current location at Broadway Park (on the outskirts of Edinburgh) to a modern, flexible working space in the heart of the city centre. The move to our new home at 6 St Andrew Square is expected to take place in the second quarter of 2025, subject to detailed planning and relevant approvals. The site will have great transport links and will be just a five minute walk from Waverley station. There'll be plenty of support for colleagues during the transition to the new location, so stay tuned, and once you're onboard you'll have access to a SharePoint site with further details. Our Benefits In addition to your base salary, you'll also receive: • Annual bonus • Company funded Private Medical Healthcare • Double matched pension contributions (up to 10%) • 35 days holiday (with the opportunity to buy/sell) • A monthly case of our delicious ciders and beers! • Exciting opportunities to develop your career You'll also get the opportunity to get involved with one of our colleague networks where groups of colleagues from all over the business work together to ensure we're always working towards being a diverse and inclusive company. The Application If you like what you've read and want to explore this opportunity further, please apply as soon as possible. We may close vacancies early where we receive significant numbers of applications, so don't delay! If you need any adjustments made to support your application, for example if you require information in different formats, or if you have any accessibility issues, then we're more than happy to review our processes - please feel free to get in touch with us as <a href="mailto:recruitment@heineken.co.uk" target="_blank">recruitment@heineken.co.uk</a>. In all likelihood the ideal candidate for this role won't meet every single requirement in this advert, in fact we all need the opportunity to grow and develop in role. We understand some applicants are less likely to apply to jobs unless they feel they meet every single qualification. The team at HEINEKEN would encourage you to submit an application if the advert has piqued your interest rather than ruling yourself out based on any self-limiting beliefs. You never know, you may be exactly what we're looking for! Who We Are We've 150 years of brewing history and are proud of this legacy. Yet we're sure our best days are ahead of us. Every one of our colleagues has a role to play as we dream big, set bold ambitions and push the boundaries. We support colleagues on this journey with development opportunities and unique experiences to help them reach their full potential. Apply today to discover Your Future, Untapped.

Credit Risk Manager - HEINEKEN

The vacancy We're the Pension Protection Fund (PPF). We protect millions of people in the UK who belong to defined benefit pension schemes. When these schemes fail, we're ready to help. We do this by paying our members, by charging a levy and by investing sustainably. Our work has a real impact on people's lives, so we strive to do it well, with integrity and their future in mind. We're equivalent in size to a top 5 UK pension scheme and have developed a highly sophisticated, best-in-class investment strategy. Our culture combines private sector standards with a public service ethos. The PPF is proud to be partnering with Career Returners to seek a Credit Risk Manager. We welcome professionals who have taken an extended career break to apply for this role. Successful hires who have taken a career break of 2+ years will receive coaching support through the transition period from Career Returners. You may have taken time out for childcare or eldercare, for relocation, or for other reasons. You may have been working on a small-scale basis to fit around your other commitments or have not done any paid work for a number of years. We are absolutely committed to having an inclusive environment. Improving the diversity and depth of experience of staff is something that we're passionate about. We're looking for a Credit Risk Manager to join our 2nd Line of Defence function that is responsible for the design, development and implementation of an independent credit risk framework. The Credit Risk Manager's role is to support the underwriting process and day-to-day counterparty credit risk management of a portfolio of vanilla and complex lending transaction, providing independent credit risk opinions and rating recommendations to rating/investment committees, senior risk officers, and front office management. Our ideal applicant will have extensive experience in Credit Risk Management, with a focus on Corporate Credit risk and/or Structured Finance, they will be able to demonstrate experienced in drafting Credit Risk reports for presentation at Rating Committees. Interpersonal skills are essential for this role, including effective relationship management, delivering a successful business partnering approach, and strong communication skills, with the ability to interpret complex information to a varied audience. The PPF is a diverse and inclusive place to work, we are open to applicants from all backgrounds, including returners to the workplace. We would encourage applicants to apply for the role if they are looking for a supportive workplace where we will support you to be the best version of yourself. Sound like you? Apply now. In return for your skills, experience and commitment we'll give you a challenging role within a business where you'll get the support you need to develop your career. We'll also give you lots of opportunities for personal development and skills training. Our Croydon office is just across the road from East Croydon station, which is around 15 minutes from Victoria or London Bridge, 10 minutes from Clapham Junction or half an hour from St Pancras. We're proud to be a Disability Confident Leader, the highest accreditation under the Disability Confident Scheme. If you have a disability and meet the essential criteria for this role you will be guaranteed an interview. We embrace diverse talent welcoming people with different beliefs, backgrounds and ways of working. Whatever your background, and however you identify, you'll be welcome here. We're happy to talk about flexible working No agencies please Who we are We're a statutory public corporation led by our board and accountable to Parliament through the Secretary of State for the Department for Work and Pensions. It's our duty to protect people with an eligible defined benefit pension when an employer becomes insolvent. We're proud of the work we do. Without us, many people would face significant financial hardship. We're also proud of our people, all of whom are committed to our mission and to serving over 230,000 members. What we do Careers (General) Click here for video Careers in Investment Department Click here for video Some of our Benefits Defined benefit or defined contribution pension Private medical insurance Health cash plan Corporate discretionary bonus scheme Cycle to work scheme EASIT rail travel discount Flexible / hybrid working Volunteer days Gallery Previous Next

Credit Risk Manager

Job Title: Senior Credit Risk Manager Team: Portfolio Credit Risk Working Pattern: Monday to Friday, 36.25 hours per week Salary: up to £85,000 and up to 20% bonus and benefits Location: Hybrid work from our London office in Holborn At Tandem, we're not just a bank; we're a movement for positive change. If you're an ambitious and dedicated Senior Credit Risk Manager, ready to make an impact, we've got a space with your name on it! We are Tandem - Where impact meets innovation Tandem is the UK's greener digital bank on a bold quest to revolutionise the way we save, borrow, spend, and share - all while nurturing our planet, our people and our customers. As one of Europe's fastest growing digital banks, our values of being Brave, Enterprising, Simple, and Together (BEST) ensure our 500-strong team collaborate to drive a brighter, greener future. Tandem also leads the way with a secondary app called Loop. Loop gives customers a simpler, hassle free and awkward free way to share money among friends. Your team: Collaborators in change Key responsibilities include developing scorecards and affordability models. Other responsibilities also include monitoring of credit risk MI, identifying good / bad pockets to support credit risk strategy optimisation. Lending products include 1st and 2nd charge mortgages, secured motor loans, unsecured personal loans and unsecured home improvement loans. Your Impact: Building a greener tomorrow The Senior Credit Risk Manager role reports into the Credit Risk Director. This role will lead the Portfolio Credit Risk team (2nd line of defence) and will be accountable for oversight of end-to-end credit risk activities across all Tandem lending products - 1st and 2nd charge mortgages, secured motor loans, home improvement loans and personal loans. The Portfolio Credit Risk team sits within Credit Risk and ultimately the Risk &amp; Compliance function. The Portfolio Credit Risk team deliverables include - driving credit committee agenda, oversight of credit risk lending policies, driving the 2nd line credit risk assurance agenda and review &amp; challenge of proposals from 1st line ensuring changes to credit risk policy are in line with agreed risk appetite. Role responsibilities include <ul><li>Drive the 2nd line Credit Risk control and governance agenda including the implementation of the Credit Risk Management Framework across the Bank.</li><li>Oversight of credit risk policies - includes policies relating to Responsible Lending, Affordability, Exceptions, Collections, Recoveries, Forbearance and Impairment. Ensure policies are in-line with relevant regulatory requirements and also provide oversight to ensure adherence to policy - escalating risks / issues as appropriate.</li><li>Drive Credit Committee agenda - includes identification of risk / issues relating to credit risk and escalating as appropriate.</li><li>Develop credit risk appetite limits and work with the Business to seek approval from credit committee and senior committees.</li><li>Standup the Bank's credit risk assurance plan and conduct regular credit risk assurance reviews ensuring observations and recommendations are presented at credit committee.</li><li>Monitor progress against any credit risk related findings from internal/external audit, 2nd line assurance, model validation etc. Work through managing any risks / issues with respect to closure of findings.</li><li>Regular review of the credit performance and credit risk profile of portfolios across the Bank, ensuring credit risk KPIs continue to be in line with agreed credit risk appetite.</li><li>Review watchlist cases ensuring appropriate treatment from an impairment provisions and customer lens.</li><li>Review and challenge proposals from the Business (1st line) and provide 2nd line feedback / recommendation/s as part of credit committee governance.</li><li>Oversight and monitoring of the performance of new originations at appropriate level of granularity, including policy exceptions monitoring.</li><li>Review and challenge performance of models used for credit decisioning - to include provisions, affordability and scorecards - provide recommendations on enhancements as appropriate.</li><li>Work with Data team to ensure delivery of Credit Risk data requirements (e.g. for credit committee MI).</li><li>Develop effective relationships with internal stakeholders - includes Product, Operations, Finance and Compliance.</li><li>Work with external stakeholders including 3rd party consultancies and Bureau to ensure availability of appropriate data to deliver credit risk team goals.</li><li>Adapt communication style and approaches to articulate findings, business impacts and recommendations confidently and effectively, in particular, with respect to written and verbal communication at Heads of, Director and ExCo level.</li><li>Build, coach and develop Portfolio Credit Risk team and support the Risk maturity agenda across the Bank. Share best practices with wider Credit Risk team, with particular focus market leading practices on credit risk control and governance, analytics and insight reporting.</li><li>Deputise for Credit Risk Director on all Portfolio Credit Risk and also wider Credit Risk activities where appropriate.</li></ul>We'd love to hear from you if you have: <ul><li>Education: Bachelor's degree in maths / stats, finance, business, economics, or other quantitative related field.</li><li>Knowledge: a strong knowledge of (consumer) credit risk management framework.</li><li>Knowledge : strong understanding of credit risk appetite, quality assurance and quality control framework.</li><li>Knowledge: good understanding of mortgage, personal loans and motor finance products.</li><li>Knowledge: good understanding of affordability models, manual underwriting, impairment.</li><li>Computer skills: proficiency in Microsoft Office including Word, Excel and Power Point</li><li>Time management skills: good time management skills, the ability to effectively prioritise tasks, maintain timelines and manage/plan workloads effectively.</li><li>Proven experience in leadership and talent development.</li><li>Good communication skills, both written and verbal with experience of tailoring communication for different audiences.</li><li>Strong report writing skills including writing papers (e.g. credit assurance reports) for credit committee and board level consumption. </li><li>Good influencing skills with ability to work through any challenges / conflict in a collaborative style. </li><li>Analytical mindset with the ability to use data to drive decision-making.</li><li>Proactive and innovative approach to problem-solving.</li></ul>It would be great, but not essential if you have: <ul><li>Extensive banking experience, with bulk of it being in the credit risk management domain.</li><li>Strong understanding of credit risk management principles in consumer lending products, in particular, 2nd charge mortgages and motor finance.</li><li>Previous experience of driving credit committee agenda and performing credit risk assurance.</li><li>Previous experience of working in Fintech environment.</li></ul>Rewards that reflect your value, what's in it for you? At Tandem, your hard work is rewarded in many ways and we have an enhanced employee benefits package on offer from your very first day with us: <ul><li>25 days annual leave plus 8 days Bank Holiday </li><li>An additional day off for a 'celebration day' including, but not limited to, birthdays, weddings, religious holidays, graduations etc </li><li>Buy or sell up to 5 days holiday a year </li><li>Healthcare cash plan through Westfield Health worth a minimum of £750 per year </li><li>Electric Vehicle salary sacrifice scheme </li><li>Cycle to Work salary sacrifice scheme and a free helmet </li><li>Salary sacrifice Pension contribution*, 4% employee contributions matched with 4% Tandem contribution (*Subject to salary eligibility) </li><li>Smart Tech scheme (buy goods with 0% interest) </li><li>10% discount on solar panels </li><li>Tandem Hub for treats, cash back and discounts on UK retailers </li><li>2 days per year paid volunteering </li><li>Free cereal, snacks and drinks in all offices </li><li>Quarterly team social budgets </li></ul>Our Green Deal: Your Impact Amplified A little welcome gift from us to you, we'll plant a tree in the Tandem Grove and you can enter into our "Green Deal" below: <ul><li>Volunteer 2 days a year for charity &gt; receive an early Friday finish </li><li>Raise £200 per annum for charity &gt; Tandem provide PR and marketing support </li><li>Have renewable energy at home &gt; receive an additional 1 day annual leave </li><li>Drive an electric car &gt; receive £500 towards a home charger </li></ul>Ready to make your mark? Apply now and let's pave the way to a greener world, together. Our approach to DE&amp;I is reflected in our hiring process so please let us know if you require any reasonable adjustments. Sourcing Model Recruitment at Tandem works primarily on a direct sourcing model and does not accept resumes from recruitment agencies which are not on the preferred supplier list. We are not responsible for any related fees for resumes submitted to job postings, our employees, or any other part of our company. You can find our Applicant Privacy Policy on our Careers page. Tandem is an equal opportunity employer and are committed to meeting our responsibilities under the Equality Act (2010). We respect the diverse experience and talents that every individual brings to our Company, and we are determined to ensure that no applicant or employee receives less favourable treatment on the grounds of gender, age, disability, religion, belief, sexual orientation, marital status, or race, or is disadvantaged by conditions or requirements which cannot be shown to be justifiable. Please be aware that background checking (including credit and criminal records checks) form part of our recruitment process. We will adhere to our duties under the Rehabilitation of Offenders Act 1974.

Senior Credit Risk Manager

Job Title: Credit Risk Manager Team: Portfolio Credit Risk Working Pattern: Monday to Friday, 36.25 hours per week Salary: up to £65,000 and up to 20% bonus and benefits Location: Hybrid work from our London office in Holborn At Tandem, we're not just a bank; we're a movement for positive change. If you're an ambitious and dedicated Credit Risk Manager, ready to make an impact, we've got a space with your name on it! We are Tandem - Where impact meets innovation Tandem is the UK's greener digital bank on a bold quest to revolutionise the way we save, borrow, spend, and share - all while nurturing our planet, our people and our customers. As one of Europe's fastest growing digital banks, our values of being Brave, Enterprising, Simple, and Together (BEST) ensure our 500-strong team collaborate to drive a brighter, greener future. Tandem also leads the way with a secondary app called Loop. Loop gives customers a simpler, hassle free and awkward free way to share money among friends. Your team: Collaborators in change Key responsibilities include developing scorecards and affordability models. Other responsibilities also include monitoring of credit risk MI, identifying good / bad pockets to support credit risk strategy optimisation. Lending products include 1st and 2nd charge mortgages, secured motor loans, unsecured personal loans and unsecured home improvement loans. Your Impact: Building a greener tomorrow The Credit Risk Manager role reports into the Senior Credit Risk Manager. This role will support the Senior Credit Risk Manager (2nd line of defence) to provide oversight of end-to-end credit risk activities across all Tandem lending products - 1st and 2nd charge mortgages, secured motor loans, home improvement loans and personal loans. The Portfolio Credit Risk team sits within Credit Risk and ultimately the Risk &amp; Compliance function. The Portfolio Credit Risk team deliverables include - driving credit committee agenda, oversight of credit risk lending policies, driving the 2nd line credit risk assurance agenda and review &amp; challenge of proposals from 1st line ensuring changes to credit risk policy are in line with agreed risk appetite. Role responsibilities include: <ul><li>Support the 2nd line Credit Risk control and governance agenda including the implementation of the Credit Risk Management Framework across the Bank.</li><li>Support oversight of credit risk policies - includes policies relating to Responsible Lending, Affordability, Exceptions, Collections, Recoveries, Forbearance and Impairment. Ensure policies are in-line with relevant regulatory requirements and also support oversight to ensure adherence to policy - escalating risks / issues as appropriate.</li><li>Support the Senior Credit Risk Manager to drive Credit Committee agenda - includes identification of risk / issues relating to credit risk and escalating as appropriate.</li><li>Build analytics to develop credit risk appetite limits and work with the Business to seek approval from credit committee and senior committees.</li><li>Own implementation of Bank's credit risk assurance plan and conduct regular credit risk assurance reviews ensuring observations and recommendations are presented at credit committee.</li><li>Monitor progress against any credit risk related findings from internal/external audit, 2nd line assurance, model validation etc. Work through managing any risks / issues with respect to closure of findings.</li><li>Detailed technical review of the credit performance and credit risk profile of portfolios across the Bank, ensuring credit risk KPIs continue to be in line with agreed credit risk appetite.</li><li>Review watchlist cases on regular basis to ensure appropriate treatment from an impairment provisions and customer lens.</li><li>Review and challenge proposals from the Business (1st line) and provide 2nd line feedback / recommendation/s as part of credit committee governance.</li><li>Oversight and monitoring of the performance of new originations at appropriate level of granularity, including policy exceptions monitoring.</li><li>Lead review and challenge of credit risk models used for credit decisioning - to include provisions, affordability and scorecards - and provide 2nd line assessment of identified limitations and also recommendations as appropriate.</li><li>Work with Data team to ensure delivery of Credit Risk data requirements (e.g. for credit committee MI).</li><li>Work closely with colleagues across 1st line credit risk, Product, Operations, Finance and other areas of Risk to deliver team goals.</li><li>Deputise for Senior Credit Risk Manager on all Portfolio Credit Risk matters</li></ul>We'd love to hear from you if you have: <ul><li>Education: Bachelor's degree in maths / stats, finance, business, economics, or other quantitative related field.</li><li>Knowledge: a good knowledge of (consumer) credit risk management framework.</li><li>Knowledge : good understanding of credit risk appetite, quality assurance and quality control framework.</li><li>Knowledge: good understanding of consumer lending products</li><li>Knowledge: good understanding of affordability models, manual underwriting, impairment.</li><li>Computer skills: proficiency in Microsoft Office including Word, Excel and Power Point</li><li>Time management skills: good time management skills, the ability to effectively prioritise tasks, maintain timelines and manage/plan workloads effectively.</li><li>Good communication skills, both written and verbal with experience of tailoring communication for different audiences.</li><li>Strong report writing skills including writing papers (e.g. credit assurance reports) for credit committee and board level consumption. </li><li>Good influencing skills with ability to work through any challenges / conflict in a collaborative style. </li><li>Analytical mindset with the ability to use data to drive decision-making.</li><li>Proactive and innovative approach to problem-solving.</li></ul>It would be great, but not essential if you have: <ul><li>Extensive banking experience, with bulk of it being in the credit risk management domain.</li><li>Good understanding of credit risk management principles in consumer lending products, in particular, 2nd charge mortgages and motor finance.</li><li>Previous experience of driving credit committee agenda and performing credit risk assurance.</li><li>Previous experience of working in Fintech environment.</li></ul>Rewards that reflect your value, what's in it for you? At Tandem, your hard work is rewarded in many ways and we have an enhanced employee benefits package on offer from your very first day with us: <ul><li>25 days annual leave plus 8 days Bank Holiday </li><li>An additional day off for a 'celebration day' including, but not limited to, birthdays, weddings, religious holidays, graduations etc </li><li>Buy or sell up to 5 days holiday a year </li><li>Healthcare cash plan through Westfield Health worth a minimum of £750 per year </li><li>Electric Vehicle salary sacrifice scheme </li><li>Cycle to Work salary sacrifice scheme and a free helmet </li><li>Salary sacrifice Pension contribution*, 4% employee contributions matched with 4% Tandem contribution (*Subject to salary eligibility) </li><li>Smart Tech scheme (buy goods with 0% interest) </li><li>10% discount on solar panels </li><li>Tandem Hub for treats, cash back and discounts on UK retailers </li><li>2 days per year paid volunteering </li><li>Free cereal, snacks and drinks in all offices </li><li>Quarterly team social budgets </li></ul>Our Green Deal: Your Impact Amplified A little welcome gift from us to you, we'll plant a tree in the Tandem Grove and you can enter into our "Green Deal" below: <ul><li>Volunteer 2 days a year for charity &gt; receive an early Friday finish </li><li>Raise £200 per annum for charity &gt; Tandem provide PR and marketing support </li><li>Have renewable energy at home &gt; receive an additional 1 day annual leave </li><li>Drive an electric car &gt; receive £500 towards a home charger </li></ul>Ready to make your mark? Apply now and let's pave the way to a greener world, together. Our approach to DE&amp;I is reflected in our hiring process so please let us know if you require any reasonable adjustments. Sourcing Model Recruitment at Tandem works primarily on a direct sourcing model and does not accept resumes from recruitment agencies which are not on the preferred supplier list. We are not responsible for any related fees for resumes submitted to job postings, our employees, or any other part of our company. You can find our Applicant Privacy Policy on our Careers page. Tandem is an equal opportunity employer and are committed to meeting our responsibilities under the Equality Act (2010). We respect the diverse experience and talents that every individual brings to our Company, and we are determined to ensure that no applicant or employee receives less favourable treatment on the grounds of gender, age, disability, religion, belief, sexual orientation, marital status, or race, or is disadvantaged by conditions or requirements which cannot be shown to be justifiable. Please be aware that background checking (including credit and criminal records checks) form part of our recruitment process. We will adhere to our duties under the Rehabilitation of Offenders Act 1974.

Business Unit: Credit Risk Salary range: £56,000 - £70,000 DOE + red-hot benefits Location: UK Flexible - with quarterly visits to HUBs for collaboration days (Glasgow, Gosforth). Contract type: circa up to 12-month fixed term. Live for the weekday. Live a life more Virgin. Our Team The team provides oversight of personal credit decisions, ensuring credit underwriting standards along with wider credit processes are robust. Through oversight and independent investigation, the team provide assurance, support and recommendations into the underwriting standards and framework, ensuring safe, profitable unsecured lending growth. What you'll be doing <ul> <li>Managing a team of Unsecured lending assurance specialists</li> <li>Oversight of unsecured Underwriting, Collections, policies, automated strategies and risk-based pricing</li> <li>Expert judgement and support to enhance standards across the credit lifecycle</li> <li>Identifying both opportunities and weaknesses in automated credit decisions</li> <li>Oversight of wider credit process embedded within the store network and contact centre</li> <li>Identification and escalation of issues within the credit process, ensuring relevant actions are raised and monitored</li> <li>Management and development of control processes within the Credit process ensuring risks are being adequately mitigated </li> <li>Managing a team of people to develop and enhance data driven analytical insight into the unsecured portfolios delivering enhanced credit risk management and improving customer outcomes.</li> </ul>We need you to have <ul> <li>Excellent knowledge of Unsecured lending products and the wider market</li> <li>Previous experience of successfully leading or oversight of both manual and automated decisions across the credit lifecycle</li> <li>Demonstrable experience with using analytical tools e.g. SAS</li> <li>Experienced in developing and interpreting data to produce analytics with a tenacity to look beyond headline information to identify inconsistent trends</li> <li>Skilled in building trusted relationships with a wide range of stakeholders at all levels</li> <li>Proficient in communicating challenging messages</li> <li>High motivation and the ability to inspire and develop colleagues.</li> </ul>It's a bonus if you have but not essential <ul> <li>Experience in contributing to strategic direction and priorities</li> <li>An understanding of developing a Risk and Control framework</li> </ul>Red Hot Rewards <ul> <li>Generous holidays - 38.5 days annual leave (including bank holidays and prorated if part-time) plus the option to buy more</li> <li>Up to five extra paid well-being days per year </li> <li>20 weeks paid, gender-neutral family leave (52 weeks in total) for expectant parents and those looking to adopt </li> <li>Market-leading pension</li> <li>Free private medical cover, income protection and life assurance</li> <li>Flexible benefits include Cycle to Work, wellness and health assessments, and critical illness </li> <li>Ability to work anywhere in the UK (where the role allows) </li> </ul>And there's no waiting around, you'll enjoy these benefits from day one. Feeling insatiably curious about this role? Apply as soon as you can. If we're lucky to receive a lot of interest, we may close the advert early and would hate you to miss out. We're all about helping you Live a Life More Virgin, so happy to talk flexible working with you. Say hello to Virgin Money We're making great strides towards achieving our ambition of becoming the UK's best digital bank. As a full-service digital bank with a heritage stretching back over 180 years, we`re a workforce to be reckoned with. We're putting the full power of our experience behind disruptive ideas that reinvent the role a bank plays in people's lives. We strive to create positive experiences for our millions of customers and our purpose, 'Making You Happier About Money', underpins everything we do. We believe in doing banking differently, innovating and working together to make a real difference. Join us and Live a Life More Virgin that empowers you with choice and flexibility in how you work. Be yourself at Virgin Money Our purpose is to make people happier about money, this means seeing and feeling the world as our customers do by creating a workforce that reflects the rich diversity of our customers and communities. We're committed to creating an inclusive culture where colleagues feel safe and inspired to contribute, speak up and be heard. As a Disability Confident Leader, we're committed to removing any obstacles to inclusion. If you need any reasonable adjustments or support making your application, contact our Talent Acquisition team <a href="mailto:careers@virginmoney.com" target="_blank">careers@virginmoney.com</a> Now the legal bit Living A Life More Virgin allows our colleagues to be based anywhere in the UK (if the role allows it), but we'll need you to confirm you have the right to work in the UK. If you're successful in securing a role with us, there are some checks you need to complete before starting. These include credit and criminal record checks and three years' worth of satisfactory references. If the role is part of the Senior Manager Regime and Certification Regime, it requires enhanced pre-employment checks - we'll ask for six years of regulatory references, and once in the role, you'll be subject to periodic employment checks. Advertised: 26 Sep 2024 GMT Daylight Time Applications close: 10 Oct 2024 GMT Daylight Time

Strategy Credit Risk Manager

Job Description Are you ready to write your next chapter? Make your mark at one of the biggest names in payments. With proven technology, we process the largest volume of payments in the world, driving the global economy every day. When you join Worldpay, you join a global community of experts and changemakers, working to reinvent an industry by constantly evolving how we work and making the way millions of people pay easier, every day. What makes a Worldpayer? It's simple: Think, Act, Win. We stay curious, always asking the right questions to be better every day, finding creative solutions to simplify the complex. We're dynamic, every Worldpayer is empowered to make the right decisions for their customers. And we're determined, always staying open - winning and failing as one. We're looking for a Senior Credit Risk Manager to join our ever-evolving Risk to help us unleash the potential of every business. Are you ready to make your mark? Then you sound like a Worldpayer. About the team Our Legal, Risk, Compliance and Audit teams ensure we're doing business the right way. They help us balance a healthy risk appetite, so we're empowered to expand our horizons. The U.S. Large Credit team works collaboratively with merchants, business development teams, relationship managers, transaction risk analysts, compliance and legal departments to support growth objectives while mitigating and managing risk. We are a dynamic and diverse team providing a significant positive impact for our stakeholders. What you'll own <ul><li>Obtains and reviews the financial statements of merchants</li><li>Performs extensive analysis of financial statements and providing an assessment of their credit profile and making supportable recommendations for exposure</li><li>Effectively evaluates complex business arrangements and structures; able to dive deep into the background and operations of a merchant.</li><li>Recommend and establish appropriate credit limits and collateral to minimize and manage risk; Position may be granted credit authority</li><li>Communicates effectively and professionally with internal and external clients</li><li>Exercises sound judgment in assessing potential regulatory and reputational risks</li><li>Monitors and communicates credit concerns to management</li><li>Role is hybrid and requires 2-3 days in office</li></ul>Where you'll own it You'll own it in our Atlanta or Cincinnati hub. While we're a large team of Worldpayers based in North America, we have collaborative spaces and regular opportunities to celebrate with each other in person. What you bring <ul><li>Skills and expertise needed to perform the job requirements listed above, at minimum:</li><li>7-10 years of commercial credit underwriting experience, including analyzing and spreading financial statements, performing credit analysis and drafting credit memos</li><li>Effective communication skills; attention to detail</li><li>Strong judgment and decision-making skills</li><li>Self-starter, able to work independently; possesses a strong sense of ownership</li><li>Ability to creatively solve problems and achieve company objectives</li><li>Time management skills with ability to multitask</li></ul>Preferred Additional Requirements <ul><li>Knowledge of merchant acquiring services and the payment processing industry</li><li>Managing a team of credit underwriters</li><li>Degree in Finance, Accounting, or similar formal credit training</li></ul>Worldpay perks - what we'll bring for you We know it's bigger than just your career. It's your life, and your world. That's why we offer global benefits and programs to support you at every stage. Here's a taste of what you can expect. <ul><li>A competitive salary and benefits.</li><li>Time to support charities and give back to your community.</li><li>Parental leave policy.</li><li>Global recognition platform.</li><li>Virgin Pulse access.</li><li>Global employee assistance program.</li></ul>What makes a Worldpayer At Worldpay, we take our Values seriously, and we live them every day. Think like a customer, Act like an owner, and Win as a team. <ul><li>Curious. Humble. Creative. We ask the right questions, listening and learning to get better every day. We simplify the complex and we're always looking to create a bigger impact for our colleagues and customers.</li><li>Empowered. Accountable. Dynamic. We stay agile, using our initiative, taking calculated risks to progress. Never standing still, never settling, we work at pace to achieve our goals. We champion our ideas and stay flexible to make them happen. We know that every action adds up.</li><li>Determined. Inclusive. Open. Unlocking potential means working as one global community. Our work spans borders, and we stay united by our purpose. We collaborate, always encouraging others to perform at their best, welcoming new perspectives.</li></ul>Does this sound like you? Then you sound like a Worldpayer. Apply now to write the next chapter in your career. We can't wait to hear from you. Privacy Statement Worldpay is committed to protecting the privacy and security of all personal information that we process in order to provide services to our clients. For specific information on how Worldpay protects personal information online, please see the Online Privacy Notice. EEOC Statement Worldpay is an equal opportunity employer. We evaluate qualified applicants without regard to race, color, religion, sex, sexual orientation, gender identity, marital status, genetic information, national origin, disability, veteran status, and other protected characteristics. The EEO is the Law poster is available here supplement document available here For positions located in the US, the following conditions apply. If you are made a conditional offer of employment, you will be required to undergo a drug test. ADA Disclaimer: In developing this job description care was taken to include all competencies needed to successfully perform in this position. However, for Americans with Disabilities Act (ADA) purposes, the essential functions of the job may or may not have been described for purposes of ADA reasonable accommodation. All reasonable accommodation requests will be reviewed and evaluated on a case-by-case basis. Sourcing Model Recruitment at Worldpay works primarily on a direct sourcing model; a relatively small portion of our hiring is through recruitment agencies. Worldpay does not accept resumes from recruitment agencies which are not on the preferred supplier list and is not responsible for any related fees for resumes submitted to job postings, our employees, or any other part of our company. #pridepass

Senior Credit Risk Manager - US Large Credit Risk / Merchant Underwriting

About Marex Marex Group plc is a diversified global financial services platform, providing essential liquidity, market access and infrastructure services to clients in the energy, commodities and financial markets. It listed on Nasdaq Global Select Market in April 2024. With more than 35 offices in Europe, US and APAC, it has unique access across markets with significant share globally both on and off exchange. The depth of knowledge amongst its teams and divisions provides its customers with clear advantage, and its technology-led service provides access to all major exchanges, order-flow management via screen, voice and DMA, plus award-winning data, insights and analytics. For more information visit <a href="http://www.marex.com" target="_blank">www.marex.com</a> Role Summary We are seeking an experienced Market Risk Manager to join the London Market Risk team in the Marex Solutions business. The Market Risk Manager will be responsible for managing the market risk of the trading activities across a range of asset classes, including equities, fixed income, FX, credit and commodities. The successful candidate will have 5-10 years of experience* in market risk management, including knowledge of risk management principles and methodologies. Responsibilities <ul><li>Monitor and analyse market risk exposure across multiple asset classes.</li><li>Identify potential risk issues and work with traders and other stakeholders to implement effective risk management strategies.</li><li>Review new business / product initiatives and make recommendations to Head of Market Risk.</li><li>Develop and implement risk policies and procedures, including risk limits and stress testing methodologies.</li><li>Conduct regular risk assessments and provide timely and accurate risk reports to senior management.</li><li>Work closely with other risk managers and control functions to ensure a consistent approach to risk management.</li><li>Stay up-to-date with regulatory developments and ensure compliance with relevant regulations.</li></ul>Competencies <ul><li>Excellent verbal and written communication skills</li><li>A collaborative team player, approachable, self-efficient and influences a positive work environment</li><li>Demonstrates curiosity</li><li>Resilient in a challenging, fast-paced environment</li><li>Excels at building relationships, networking</li><li>Ability to work independently to drive projects</li></ul>Skills and Experience <ul><li>Bachelor's degree in finance, economics, or related field.</li><li>Minimum of 5 years of experience* in market risk management, with exposure to both cash trading and derivatives across a number of asset classes.</li><li>Strong analytical and quantitative skills, with the ability to identify and analyse complex risk issues.</li><li>Excellent communication and interpersonal skills, with the ability to work collaboratively with traders and other stakeholders.</li><li>Strong understanding of financial markets, products, and instruments.</li><li>Knowledge of regulatory requirements related to market risk management.</li><li>Ability to work independently and manage multiple tasks simultaneously.</li><li>Ambitious, proactive with strong desire to achieve including going beyond what's required.</li><li>Computer programming skills. Coding in Python and SQL a strong advantage.</li></ul>Conduct Rules You must: <ul><li>Act with integrity</li><li>Act with due skill, care and diligence</li><li>Be open and cooperative with the FCA, the PRA and other regulators</li><li>Pay due regard to the interests of customers and treat them fairly</li><li>Observe proper standard of market conduct</li><li>Act to deliver good outcomes for retail customers</li></ul>Company Values Acting as a role model for the values of the Company: Respect - Clients are at the heart of our business, with superior execution and superb client service the foundation of the firm. We respect our clients and always treat them fairly. Integrity - Doing business the right way is the only way. We hold ourselves to a high ethical standard in everything we do - our clients expect this and we demand it of ourselves. Collaborative - We work in teams - open and direct communication and the willingness to work hard and collaboratively are the basis for effective teamwork. Working well with others is necessary for us to succeed at what we do. Developing our People - Our people are the basis of our competitive advantage. We look to "grow our own" and make Marex the place ambitious, hardworking, talented people choose to build their careers. Adaptable and Nimble - Our size and flexibility is an advantage. We are big enough to support our client's various needs, and adaptable and nimble enough to respond quickly to changing conditions or requirements. A non-bureaucratic, but well controlled environment fosters initiative as well as employee satisfaction. *candidates outside of the indicated range will also be considered Marex is fully committed to the elimination of unlawful or unfair discrimination and values the differences that a diverse workforce brings to the company. #LI-MH1

Market Risk Manager

About Revolut People deserve more from their money. More visibility, more control, and more freedom. Since 2015, Revolut has been on a mission to deliver just that. Our powerhouse of products - including spending, saving, investing, exchanging, travelling, and more - help our 45+ million customers get more from their money every day. As we continue our lightning-fast growth, 2 things are essential to our success: our people and our culture. In recognition of our outstanding employee experience, we've been certified as a Great Place to Work™. So far, we have 10,000+ people working around the world, from our offices and remotely, to help us achieve our mission. And we're looking for more brilliant people. People who love building great products, redefining success, and turning the complexity of a chaotic world into the simplicity of a beautiful solution. About the role Our Risk team sits at the very core of Revolut. Those special agents work across functions, products, and regions to monitor front-line performance and ensure that the business is on safe ground. People on the Risk team are among the first in the company to get involved in new business initiatives, from app technology, through Treasury and Finance, all the way to Customer Support We're looking for a Risk Manager who'll continue to grow our retail credit portfolio. An expert in making data-driven decisions with good business intuition on risk-adjusted return requirements. Someone to lead the initiative for preventive and reactive actions towards any factors impacting portfolio credit performance and profitability. Up for the challenge? Let's get in touch What you'll be doing <ul><li>Managing Revolut's exposure to retail credit risk</li><li>Working with the Risk Modelling team to design, develop, and implement retail credit risk models</li><li>Managing risk appetite through limit calibration and monitoring</li><li>Maintaining key policies, procedures, and controls</li><li>Engaging with first-line businesses to identify, monitor, and govern emerging retail credit risks, including new product risk assessments</li><li>Engaging with key stakeholders, committees, and regional regulators on material retail credit risk exposures and limit governance</li><li>Quantifying risk exposures within the organisation, considering stakeholder impact where possible</li><li>Protecting the company from excessive risk-taking, saving on both short and long-term costs to the business</li><li>Building trust and reputation with our external stakeholders</li><li>Identifying emerging risks that require immediate attention or that could threaten the long-term viability of the company</li></ul>What you'll need <ul><li>3+ years of retail credit risk experience (not including wholesale/treasury experience)</li><li>Knowledge of key products, like unsecured personal loans, credit cards, and mortgages</li><li>A solid understanding of retail credit risk modelling (PD/ECL)</li></ul>Nice to have <ul><li>A degree in STEM/finance with a minimum 2:1/3.7 GPA</li><li>Experience in second line of defence (risk)</li><li>Experience in the European credit market, particularly Lithuania, Ireland, or other Western European markets (France, Germany, Portugal, Spain)</li></ul>Building a global financial super app isn't enough. Our Revoluters are a priority, and that's why in 2021 we launched our inaugural D&amp;I Framework, designed to help us thrive and grow everyday. We're not just doing this because it's the right thing to do. We're doing it because we know that seeking out diverse talent and creating an inclusive workplace is the way to create exceptional, innovative products and services for our customers. That's why we encourage applications from people with diverse backgrounds and experiences to join this multicultural, hard-working team. Refer to our Data Privacy Statement for Candidates for details on our data handling practices during your application.

Retail Credit Risk Manager

Company Description Legal &amp; General looks after around 700,000 institutional customers who have their retirement benefits secured with us. Operating continuously in the UK market from our entrance in 1987, we are the UK's longest-running insurer. Our Institutional Retirement division provides pension risk transfer (PRT) solutions for UK and US defined benefit (DB) schemes, and reinsurance solutions from our global hub in Bermuda. We work with companies, DB pension schemes and their advisors to help them secure and protect scheme members' retirement benefits. Joining us means you'll support customers' financial security in retirement; help companies to settle their pension liabilities and focus on growing their businesses; and enable investment for the long term to back our pension promises. Job Description We're recruiting for a Financial Risk Modelling Senior Managerto join us. We're offering acompetitive base salary, 12% car allowance and a strong benefits package. As well as the opportunity to lead on the delivery of financial risk metrics and the implementation, development and improvement of associated models. \n \nYou will also deliver balance sheet stresses and sensitivities, supporting analysis and commentary aligned with stakeholders' needs. What you'll be doing <ul><li>Leading and managing the delivery of financial risk modelling, across a number of financial risk metrics including IFRS 17 sensitivities, Solvency II / Solvency UK sensitivities, ALM management information and MA portfolio tests.</li><li>Running stress tests and "what if" scenarios to review the effect this will have on our SCR</li><li>Reviewing results and assessing the risks faced by the business</li><li>Recommending and implementing strategies to mitigate risks and reduce exposure to serious events</li><li>Working closely with the internal model team to develop and run stress tests</li></ul>Qualifications Who we're looking for: <ul><li>Qualified Actuary with experience in Life Insurance</li><li>Good technical understanding of Solvency II and capital reporting</li><li>Experienced in running SSTs</li><li>Good capital modelling experience</li><li>Strong understanding of SCR and the associated regulations</li><li>Strong communication skills, and ideally experience of leading actuarial teams (this role does not have direct line reports, but includes leadership by coordination across various teams)</li></ul> Whatever your role, we reward performance and behaviour with a package that looks after all the things that are important to you. Here are some of the benefits we offer: <ul><li>The opportunity to participate in our annual, performance-related bonus plan and valuable share schemes </li><li>Generous pension contribution </li><li>Life assurance </li><li>Private medical insurance</li><li>At least 27 days holiday, plus public holidays. There's also the option to buy and sell holiday </li><li>Competitive family leave </li><li>Participate in our electric car scheme, which offers employees the option to hire a brand-new electric car through tax efficient salary sacrifice </li><li>There are the many discounts we offer - both for our own products and at a range of high street stores and online </li><li>In 2023, some of our workspaces were redesigned. Our offices are great spaces to connect and collaborate and have your wellbeing at the heart </li></ul>Additional Information Legal &amp; General is a leading financial services group and major global investor, named Britain's Most Admired Company in 2023, for the second year running. Rated top in our sector and top for inspirational leadership, we have a strong heritage and an exciting future. We aim to build a better society for the long term by investing our customers' money in things that make life better for everyone. If you join us, you'll be part of a welcoming culture, with opportunities to collaborate with people of diverse backgrounds, views and experiences. Guided by leaders with integrity who care about your future and wellbeing. Empowered through initiatives which support people to develop their careers and excel. We strive to be open, mindful and inclusive, so are always willing to discussing flexible working arrangements and reasonable accommodations for candidates with specific needs. If you're open to find out more, we'd love to hear from you.

Financial Risk Modelling Senior Manager

Company Description Legal &amp; General looks after around 700,000 institutional customers who have their retirement benefits secured with us. Operating continuously in the UK market from our entrance in 1987, we are the UK's longest-running insurer. Our Institutional Retirement division provides pension risk transfer (PRT) solutions for UK and US defined benefit (DB) schemes, and reinsurance solutions from our global hub in Bermuda. We work with companies, DB pension schemes and their advisors to help them secure and protect scheme members' retirement benefits. Joining us means you'll support customers' financial security in retirement; help companies to settle their pension liabilities and focus on growing their businesses; and enable investment for the long term to back our pension promises. Job Description We're recruiting for a Financial Risk Modelling Senior Managerto join us. We're offering acompetitive base salary, 12% car allowance and a strong benefits package. As well as the opportunity to lead on the delivery of financial risk metrics and the implementation, development and improvement of associated models. You will also deliver balance sheet stresses and sensitivities, supporting analysis and commentary aligned with stakeholders' needs. What you'll be doing <ul><li>Leading and managing the delivery of financial risk modelling, across a number of financial risk metrics including IFRS 17 sensitivities, Solvency II / Solvency UK sensitivities, ALM management information and MA portfolio tests.</li><li>Running stress tests and "what if" scenarios to review the effect this will have on our SCR</li><li>Reviewing results and assessing the risks faced by the business</li><li>Recommending and implementing strategies to mitigate risks and reduce exposure to serious events</li><li>Working closely with the internal model team to develop and run stress tests</li></ul>Qualifications Who we're looking for: <ul><li>Qualified Actuary with experience in Life Insurance</li><li>Good technical understanding of Solvency II and capital reporting</li><li>Experienced in running SSTs</li><li>Good capital modelling experience</li><li>Strong understanding of SCR and the associated regulations</li><li>Strong communication skills, and ideally experience of leading actuarial teams (this role does not have direct line reports, but includes leadership by coordination across various teams)</li></ul>Whatever your role, we reward performance and behaviour with a package that looks after all the things that are important to you. Here are some of the benefits we offer: <ul><li>The opportunity to participate in our annual, performance-related bonus plan and valuable share schemes </li><li>Generous pension contribution </li><li>Life assurance </li><li>Private medical insurance</li><li>At least 27 days holiday, plus public holidays. There's also the option to buy and sell holiday </li><li>Competitive family leave </li><li>Participate in our electric car scheme, which offers employees the option to hire a brand-new electric car through tax efficient salary sacrifice </li><li>There are the many discounts we offer - both for our own products and at a range of high street stores and online </li><li>In 2023, some of our workspaces were redesigned. Our offices are great spaces to connect and collaborate and have your wellbeing at the heart </li></ul>Additional Information Legal &amp; General is a leading financial services group and major global investor, named Britain's Most Admired Company in 2023, for the second year running. Rated top in our sector and top for inspirational leadership, we have a strong heritage and an exciting future. We aim to build a better society for the long term by investing our customers' money in things that make life better for everyone. If you join us, you'll be part of a welcoming culture, with opportunities to collaborate with people of diverse backgrounds, views and experiences. Guided by leaders with integrity who care about your future and wellbeing. Empowered through initiatives which support people to develop their careers and excel. We strive to be open, mindful and inclusive, so are always willing to discussing flexible working arrangements and reasonable accommodations for candidates with specific needs. If you're open to find out more, we'd love to hear from you. Videos To Watch <a href="https://youtu.be/8ZYGBwImH08" target="_blank">https://youtu.be/8ZYGBwImH08</a> <a href="https://www.youtube.com/watch?v=ZBOaxOH1C2c" target="_blank">https://www.youtube.com/watch?v=ZBOaxOH1C2c</a> <a href="https://youtu.be/YwHNjdPbbkk" target="_blank">https://youtu.be/YwHNjdPbbkk</a>

We have an exciting opportunity for a Credit Risk Manager to join the Portfolio Analytics team within Retail Credit Risk focusing on Portfolio and Arrears reporting . The role is responsible for managing and developing the society's portfolio and arrears reporting to ensure that we are optimising our lending portfolio and provide insightful analytics on arrears performance to explain movements and to help optimise our arrears strategy . Working closely with other areas of Retail Credit Risk, with our capital and impairment team and Collections, Finance and Treasury in monitoring our performance and supporting communicat ion of our performance to investors . As part of this role, you will be expected to regularly present to Retail Credit Risk Committee as well as in other forums. An area of ownership will be reporting related to arrears and portfolio composition, ensuring that these reports remain insightful and relevant as both the data infrastructure and financial environment evolve. It's important to stay up to date with the society's arrears policy, as well as any regulatory and political changes that could impact the lending portfolio, ensuring that your team's analysis is both relevant and forward-looking. There will also be the responsibility of manag ing a small team of Analysts and Senior Analysts, working closely with other Credit Risk Managers and the Portfolio Analytics Senior Manager to plan and deliver activities that support credit risk evolution and help achieve the society's goals.

Firm Risk Management Morgan Stanley's Firm Risk Management (FRM) Division is an exciting and rapidly growing space. We support Morgan Stanley to achieve its business goals by partnering with business units across the Firm to realize efficient risk-adjusted returns, acting as a strategic advisor to the Board and protecting the Firm from exposure to losses as a result of credit, market, liquidity, operational, model and other risks. Responsibilities - - Reviewing, effectively challenging model assumptions, mathematical formulation, implementation of supervisory rules and if necessary, independently testing Internal Liquidity Stress Testing (ILST) and Net Interest Income Sensitivity models covering the Firm's activities in US, Europe and Asia. - Proactively communicating with the global and regional treasury and liquidity risk teams on ongoing validations and any model issues that may come up. - Help answering regulatory and internal audit requests related to MRM activities on ILST and Net interest Income , attending regulatory meetings if needed - Independently develop and review existing monitoring and quantify model risks due to model limitations and thematic risks including developing compensating controls. - Develop high-quality validation reports highlighting risks and limitations of models and communicate findings to stakeholders, senior management, and governance committee - Collaborate with Global MRM teams, Model Control Officers, Regulatory Capital Controllers, Finance and Risk Managers to manage model risk across the model lifecycle Qualifications: - Strong technical / programming skill - Understanding how model risks impact the business, and business changes impact model - Strong communication skills with ability to articulate complex concepts appropriately to different audiences including senior management - Masters (or equivalent) in Finance, Economics, Mathematics, or a related quantitative field is required. - The ideal candidate should have strong experience with models used for Internal Liquidity Stress Testing and Interest Rate Risk in the Banking Book gained at a financial institution. - Quantitative programming skills (e.g. Python, R, etc) and advanced excel knowledge - 5+ years of relevant working experience with model validation or development in treasury or liquidity risk management functions with sound understanding of Model lifecycle and validation report is required. - Experience on Regulatory Capital with CCAR and other supervisory stress testing is a plus. - The ability to effectively communicate with a wide range of stakeholders, both written and verbally is required. - Ability to partner and work effectively both with team members and with colleagues across the wider organization. - An interest in working in a fast-paced environment, often balancing multiple high priority deliverables with attention to detail is required. Expected base pay rates for the role will be between $110,000 and $190,000 year at the commencement of employment. However, base pay if hired will be determined on an individualized basis and is only part of the total compensation package, which, depending on the position, may also include commission earnings, incentive compensation, discretionary bonuses, other short and long-term incentive packages, and other Morgan Stanley sponsored benefit programs. Morgan Stanley's goal is to build and maintain a workforce that is diverse in experience and background but uniform in reflecting our standards of integrity and excellence. Consequently, our recruiting efforts reflect our desire to attract and retain the best and brightest from all talent pools. We want to be the first choice for prospective employees. It is the policy of the Firm to ensure equal employment opportunity without discrimination or harassment on the basis of race, color, religion, creed, age, sex, sex stereotype, gender, gender identity or expression, transgender, sexual orientation, national origin, citizenship, disability, marital and civil partnership/union status, pregnancy, veteran or military service status, genetic information, or any other characteristic protected by law. Morgan Stanley is an equal opportunity employer committed to diversifying its workforce (M/F/Disability/Vet).

VP, Model Risk (Risk Management)

Who is HSBC Innovation Bank? HSBC Innovation Banking is the power behind the UK's forward-thinkers, future-makers, and leap-takers, helping them ignite the bold ideas that reshape our world. We offer flexible banking solutions for start-ups, scale-ups, growth businesses, investors and those working towards IPO typically within the technology and life science sectors. Whether it's comprehensive banking, managing cashflow, plans for buyouts or Strategic Fund Solutions, we power ideas at every stage of their journey. From the first-time founders to the funds that back them, and everything in between. We're proud to accelerate growth for our clients, create meaningful connections and communities, and open a world of global opportunity for entrepreneurs and investors alike. Come and join us! #HSBCINNOVATIONBANKING The team you'll work with: The HSBC Innovation Bank UK, Credit Risk team is a Second Line of Defence (SLOD) team responsible for the credit risk management of the bank's portfolio including identifying, monitoring, and appropriately escalating credit risk issues within the bank. The Manager will work with the Credit Risk Management team in the understanding and implementation of key frameworks in addition to management of data and key stakeholder engagement within the Innovation Bank and Group. What can you expected to be doing? The remit of the HSBC Innovation Banking UK Credit Risk Management team is broad and far reaching within the bank. Below are some examples of the type of work you may be involved with. You will be responsible for the development of internal credit risk reporting for Committee meetings, highlighting and discussing trends in the credit risk portfolio and close monitoring of key internal credit risk metrics. Credit Portfolio Analysis - Oversee a Senior Associate in the production of this analysis of what is driving changes in the credit risk of the portfolio, and producing management information reflective of these trends for discussion at monthly Credit Risk Committee meetings. Credit Risk Policy - Leading on policy and Credit Risk Rating (CRR) related updates. Committee Engagement -Support the Senior Director in various Risk committees within HSBC Innovation Banking UK, including the Board Risk Committee, the Executive Risk Management Meeting and the Executive Credit Risk Committee amongst others. Expected Credit Loss (ECL) and Capital - Review and challenge of the approach to IFRS9 and capital, plus the resulting Expected Credit Loss (ECL) and Risk Weighted Assets. This includes providing guidance on IFRS9 and assessing ECL calculations relative to both local IFRS9 governance and HSBC regional governance rules. Risk Infrastructure - Work with other team members in the implementation of the HSBC Innovation Banking UK Risk Management Framework (RMF), acting as a point of contact for RMF credit related matters. Credit Risk Appetite - Monitoring the credit portfolio to ensure key risk metrics remain within agreed thresholds and where breaches in risk appetite occur these are well understood and escalated in a timely manner. Requirements Prior experience of working within a credit risk environment is preferable but a good attitude and enthusiasm are key. Some of the competencies that would be encouraged include: Ability to articulate and present issues and concepts with various levels of management. Ability to structure and effectively manage projects with multiple work-streams. The team is growing and there is an expectation that the manager will lead the day to day running of the team and act as a direct support to the Senior Director. Familiarity with general credit risk concepts including IFRS9 Expected Credit Loss, Basel Capital Requirement Regulations or credit risk rating methodologies would be helpful. Familiarity with tools such as Excel and Powerpoint together with an ability to identify and effectively communicate key issues. Where you'll be based: Our home office in Finsbury Square, London. We offer hybrid working to our employees, so you can flex between home and the office. Equal Employment Opportunity: We know that some people may be put off from applying for a role if they don't meet all elements of a job description. If you think you can make a difference to our business, then why not give us a try? HSBC Innovation Banking is an equal opportunities employer. Our recruitment processes are accessible to everyone - no matter their gender, ethnicity, age, religion, sexual orientation, disability or neurodiversity. If you'd like to apply for one of our roles and need adjustments made, please contact our Recruitment Helpdesk: Email: <a href="mailto:hsbc.recruitment@hsbc.com" target="_blank">hsbc.recruitment@hsbc.com</a>

Job Description VP role within Global Counterparty Credit Risk management will be responsible for supporting the team's counterparty primary credit coverage of hedge funds, family offices, and asset managers with secondary responsibilities supporting coverage of Banks and Broker Dealers. The role will be instrumental in assisting with ongoing management and growth of the Equities (PB/OTC Derivatives), Fixed Income (Repo/Reverse Repo) and OTC FX businesses. The position requires close interaction with Equity and Fixed Income businesses, Legal, Collateral Management, and other internal groups. **Hedge fund experience is essential for successful candidate.** Primary Responsibilities: <ul> <li>Perform customer due diligence and financial analysis</li> <li>Complete internal credit ratings models and counterparty credit reviews</li> <li>Set and communicate credit exposure appetite across trading products utilizing internal exposure methodologies</li> <li>Assist/oversee legal negotiations for traded products</li> <li>Review and approve trading activity, including recommending margin requirements</li> <li>Perform ongoing client financial, credit, and industry surveillance;</li> <li>Develop working relationships and coordinate efforts closely with internal front office partners and colleagues across Risk and other corporate functions;</li> <li>Maintain credit pipeline of potential new counterparties. </li></ul>Required Background/ Skills: <ul> <li>BA or equivalent, MBA preferred.</li> <li>Formal credit training preferred.</li> <li>Proficiency in financial statement analysis. </li> <li>5-10 years of work experience in financial services required.</li> <li>Hedge Fund and Asset Manager Industry experience required.</li> <li>Financial and/or banking industry experience required.</li> <li>Experience with legal agreements including; PBAs, ISDA, MCAs, MRAs and MSLAs.</li> <li>Strong interest in client interaction and possess solid communication skills, both verbal and written.</li> <li>Ability to perform well under pressure in a demanding environment.</li> <li>Strong Excel and modeling skills.</li> <li>MS Office Suite and Bloomberg proficiency.</li></ul>#LI-PS1 About Us Jefferies Financial Group Inc. (''Jefferies,'' ''we,'' ''us'' or ''our'') is a U.S.-headquartered global full service, integrated investment banking and securities firm. Our largest subsidiary, Jefferies LLC, a U.S. broker-dealer, was founded in the U.S. in 1962 and our first international operating subsidiary, Jefferies International Limited, a U.K. broker-dealer, was established in the U.K. in 1986. Our strategy focuses on continuing to build out our investment banking effort, enhancing our capital markets businesses and further developing our Leucadia Asset Management alternative asset management platform. We offer deep sector expertise across a full range of products and services in investment banking, equities, fixed income, asset and wealth management in the Americas, Europe and the Middle East and Asia. At Jefferies, we believe that diversity fosters creativity, innovation and thought leadership through the infusion of new ideas and perspectives. We have made a commitment to building a culture that provides opportunities for all employees regardless of our differences and supports a workforce that is reflective of the communities where we work and live. As a result, we are able to pool our collective insights and intelligence to provide fresh and innovative thinking for our clients. Jefferies is an equal employment opportunity employer, and takes affirmative action to ensure that all qualified applicants will receive consideration for employment without regard to race, creed, color, national origin, ancestry, religion, gender, pregnancy, age, physical or mental disability, marital status, sexual orientation, gender identity or expression, veteran or military status, genetic information, reproductive health decisions, or any other factor protected by applicable law. We are committed to hiring the most qualified applicants and complying with all federal, state, and local equal employment opportunity laws. As part of this commitment, Jefferies will extend reasonable accommodations to individuals with disabilities, as required by applicable law. All employees must follow Jefferies' COVID-19 protocol policy, which is subject to change.

Hedge Fund Credit Risk Manager, VP

Credit Risk Manager Salary £75,000 - £80,000 Our Credit Investment team is looking for someone who has experience of working in a credit analysis role with ideally a focus on Infrastructure, structured finance, and private corporate debt, to join their tenacious team. The ideal candidate will have some direct experience of analysis of credit risk and of presenting a recommendation to approvers in both written and verbal formats. Additionally experience of portfolio monitoring and reporting / asset management is required. This is a great job for someone with experience of working in a bank or investment function of an Insurer or Asset Manager, looking for their next career step working with the UK's leading Insurance, Retirement and Wealth Management Business! A bit about the job: This position, within the Chief Investment Office, Credit Investments Team, will focus on portfolio credit risk, the assessment of individual transactions and overall governance. There will be a particular focus on Infrastructure Finance, Structured Finance &amp; Private Corporate Debt across the UK, Western Europe &amp; USA. Your key areas of responsibilities include: helping shape UK Life's investment risk appetite for new asset classes and geographies, production of detailed credit reports on asset types, sectors, and geographic regions, including forward-looking insight and analysis derived from trends observed, providing initial feedback to deal originators on UK Life's appetite for specific transactions, credit risk review of new and existing transactions and challenging credit and rating assessments provided by Fund Managers. Skills and experience we're looking for: <ul><li>A good understanding of credit risk and performing the associated analysis, ideally including knowledge of private assets in at least one of Infrastructure, Structured Finance and Private Corporate Debt</li><li>A relevant finance related degree or post-graduate qualification (e.g. CFA), or relevant experience for the role. An understanding of general financing, accounting principles and techniques</li><li>Be a self-starter and demonstrate the ability to work collaboratively across teams and apply conceptual thinking to identify and resolve issues</li><li>Strong communication skills with experience of summarising complex information and concepts for senior stakeholders and an ability to build and manage relationships. An understanding of general financing, accounting principles and techniques</li><li>Excellent organisational skills with the ability to prioritise and adapt against competing timescales. Ideally a knowledge of regulatory capital requirements and external rating agency methodologies including their application to sectors and specific transactions</li></ul>What you'll get for this role: Our purpose - with you today, for a better tomorrow - is a promise we make to our colleagues too. And one of the ways we live up to that promise is by investing in you. We have so much to offer when it comes to being an Aviva colleague. <ul><li>Starting salary between £75,000 and £80,000 (depending on location, skills, experience, and qualifications)</li><li>Bonus opportunity - 10% of annual salary Actual amount depends on your performance and Aviva's.</li><li>Generous pension scheme - Aviva will contribute up to 14%, depending on what you put in.</li><li>29 days holiday plus bank holidays, and you can choose to buy or sell up to 5 days</li><li>Make your money go further - Up to 40% discount on Aviva products, and other retailer discounts</li><li>Up to £1,200 of free Aviva shares per year through our Matching Share Plan and share in the success of Aviva with our Save As You Earn scheme</li><li>Brilliantly supportive policies including parental and carer's leave</li><li>Flexible benefits to suit you, including sustainability options such as cycle to work</li><li>Make a difference, be part of our Aviva Communities and use your 3 paid volunteering days to help others</li><li>We take your wellbeing seriously with lots of support and tools</li></ul>Take a look to learn more. Put a salary into this calculator to see what your total Aviva Reward could be. Aviva is for everyone: We're inclusive and welcome everyone - we want applications from all backgrounds and experiences. Excited but not sure you tick every box? Even if you don't, we would still encourage you to apply. We also consider all forms of flexible working, including part time and job shares. We flex locations, hours and working patterns to suit our customers, business, and you. Most of our people are smart working - spending around 50% of their time in our offices every week - combining the benefits of flexibility, with time together with colleagues. To find out more about working at Aviva take a look here We interview every disabled applicant who meets the minimum criteria for the job. Once you've applied, please send us an email stating that you have a disclosed disability, and we'll interview you. We'd love it if you could submit your application online. If you require an alternative method of applying, please give Tawana Chin a call on 07789 624461 or send an email to <a href="mailto:tawana.chin@aviva.com" target="_blank">tawana.chin@aviva.com</a>.

Are you ready to write your next chapter? Make your mark at one of the biggest names in payments. With proven technology, we process the largest volume of payments in the world, driving the global economy every day. When you join Worldpay, you join a global community of experts and changemakers, working to reinvent an industry by constantly evolving how we work and making the way millions of people pay easier, every day. What makes a Worldpayer? It's simple: Think, Act, Win. We stay curious, always asking the right questions to be better every day, finding creative solutions to simplify the complex. We're dynamic, every Worldpayer is empowered to make the right decisions for their customers. And we're determined, always staying open - winning and failing as one. We're looking for a Senior Credit Risk Manager to join our ever-evolving Risk team to help us unleash the potential of every business. Are you ready to make your mark? Then you sound like a Worldpayer. About the team Our Legal, Risk, Compliance and Audit teams ensure we're doing business the right way. The primary responsibility of the Worldpay Credit team is to review larger credit risk exposure accounts to ensure the merchant's credit fundamentals are adequate in relation to the potential exposure generated from the payment processing relationship. They help us balance a healthy risk appetite, so we're empowered to expand our horizons. The Third-Party Agent (TPA) Credit and Risk Oversight team's plays a critical role in overseeing the risk of Worldpay's Payment Facilitator (PayFac) and ISO portfolios. The team conducts Underwriting of new TPA's, periodic credit reviews, portfolio monitoring and shadow transaction monitoring, and generally partners with our commercial team in seeking to profitably grow the portfolio What you'll own <ul><li>Obtains and reviews the financial statements of merchants</li><li>Performs extensive analysis of financial statements and providing an assessment of their credit profile and making supportable recommendations for exposure</li><li>Effectively evaluates complex business arrangements and structures; able to dive deep into the background and operations of a merchant.</li><li>Recommend and establish appropriate credit limits and collateral to minimize and manage risk; Position may be granted credit authority</li><li>Communicates effectively and professionally with internal and external clients</li><li>Exercises sound judgment in assessing potential regulatory and reputational risks</li><li>Monitors and communicates credit concerns to management</li><li>Role is hybrid and requires 2-3 days in office</li></ul>Where you'll own it You'll own it in our Cincinnati or Atlanta hub. While we're a large team of Worldpayers based in North America, we have collaborative spaces and regular opportunities to celebrate with each other in person. What you bring <ul><li>Skills and expertise needed to perform the job requirements listed above, at minimum:</li><li>7-10 years of experience analyzing and spreading financial statements, performing credit analysis and drafting credit memos</li><li>Effective communication skills; attention to detail</li><li>Strong judgment and decision-making skills</li><li>Self-starter, able to work independently; possesses a strong sense of ownership</li><li>Ability to creatively solve problems and achieve company objectives</li><li>Time management skills with ability to multitask</li><li>Preferred Additional Requirements:</li><li>Knowledge of merchant acquiring services and the payment processing industry</li><li>Degree in Finance, Accounting, or similar formal credit training</li></ul>Worldpay perks - what we'll bring for you We know it's bigger than just your career. It's your life, and your world. That's why we offer global benefits and programs to support you at every stage. Here's a taste of what you can expect. <ul><li>A competitive salary and benefits.</li><li>Time to support charities and give back to your community.</li><li>Parental leave policy.</li><li>Global recognition platform.</li><li>Virgin Pulse access.</li><li>Global employee assistance program.</li></ul>What makes a Worldpayer At Worldpay, we take our Values seriously, and we live them every day. Think like a customer, Act like an owner, and Win as a team. <ul><li>Curious. Humble. Creative. We ask the right questions, listening and learning to get better every day. We simplify the complex and we're always looking to create a bigger impact for our colleagues and customers.</li><li>Empowered. Accountable. Dynamic. We stay agile, using our initiative, taking calculated risks to progress. Never standing still, never settling, we work at pace to achieve our goals. We champion our ideas and stay flexible to make them happen. We know that every action adds up.</li><li>Determined. Inclusive. Open. Unlocking potential means working as one global community. Our work spans borders, and we stay united by our purpose. We collaborate, always encouraging others to perform at their best, welcoming new perspectives.</li></ul>Does this sound like you? Then you sound like a Worldpayer. Apply now to write the next chapter in your career. We can't wait to hear from you. To find out more about working with us, find us on LinkedIn. Privacy Statement Worldpay is committed to protecting the privacy and security of all personal information that we process in order to provide services to our clients. For specific information on how Worldpay protects personal information online, please see the Online Privacy Notice. Sourcing Model Recruitment at Worldpay works primarily on a direct sourcing model; a relatively small portion of our hiring is through recruitment agencies. Worldpay does not accept resumes from recruitment agencies which are not on the preferred supplier list and is not responsible for any related fees for resumes submitted to job postings, our employees, or any other part of our company. #pridepass

Work Location: United States of America Hours: 40 Pay Details: $86,840 - $139,360 USD TD is committed to providing fair and equitable compensation opportunities to all colleagues. The included salary range for this role takes into account multiple factors that are considered in making compensation decisions. The base pay actually offered may vary based upon candidate's skills and experience, job-related knowledge, licensure and certifications, geographic location, and other specific business and organizational needs. As TD puts career development at the forefront of our colleague experience, it is not typical for an individual to be hired at or near the top of the range for their role. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role. Line of Business: Risk Management Job Description: The Credit Risk Manager, is responsible for designing, developing, implementing, and validation of various First Party Fraud &amp; Credit Abuse strategies. These strategies include, but are not limited to, adjudication, account and exposure management, collection treatments, financial return optimization. This role provides essential information, interpretative and detailed analysis, and assist implementing key fraud strategies to ensure decisions are made within the TD risk appetite framework, adhere to fraud standards, and comply with all regulatory requirements and guidelines. This specific role resides with-in the CCUL Credit Management first line of defense and is accountable for Consumer Unsecured Lending &amp; Strategic Card portfolios. The incumbent is responsible for developing First Party Fraud &amp; Credit Abuse strategies leveraging both internal TD data and external credit bureau / vendor solutions &amp; attributes. This includes conducting cohort time series analysis of fraud, Risk Adjusted Margin, ROE, and other metrics, under guidance, to optimize false-positives and key fraud performance Indicators. Review of fraud attacks/ emerging threats to understand &amp; address coverage gaps within strategies, policies, procedures, and prioritizations to deliver on fraud loss plans is expected. In-addition the incumbent will have high cross-functional and partner interactions and must possess strong interpersonal skills. Depth &amp; Scope: <ul><li>Demonstrates governance, control and risk management behaviors in alignment with TD policies and practices</li><li>Leads/participates in the identification, development and implementation of new initiatives, operating workflow, additional services/applications or operational efficiencies including potentially leading special project teams or cross functional work groups</li><li>Assists with developing and enhancing credit risk assessment capabilities to identify and maintain good business opportunities with new and existing clients</li><li>Performs detailed analysis and interprets information to make recommendations to Senior Management on critical strategies including non-standard and ad-hoc requests as determined by management</li><li>Creates reports on the results of implemented strategies, using all appropriate quantitative methods and MIS, and makes recommendations to increase efficiencies and revenue while managing credit risk and produce those reports on a regular basis</li><li>Effectively works cross-functionally with teams outside of risk</li><li>Works with Internal Audit / External Regulators, to ensure that documentation for all work processes is complete and up-to-date</li><li>Ensures sound credit control by taking a pro-active approach to risk management within the risk guidelines of the Bank</li><li>Ensures the timely communication of issues that are relevant to the team and encourages a good working relationship with other internal and external groups</li></ul>Education &amp; Experience: <ul><li>Bachelor's degree required; Graduate degree preferred</li><li>Bachelor's degree required; Graduate degree preferred (e.g., Mathematics, Statistics Physics, Economics, Operations Research, Engineering, Business Administration, Finance or Computer Science) preferred</li><li>5+ years of experience in First party fraud or credit risk management within the credit card sector of financial services preferred</li><li>Understanding of payment risk, fraud life cycle management, including emerging fraud risks and trends is desired</li><li>Extensive experience working with SAS, SQL, Python, R, MATLAB, Tableau etc preferred</li><li>Working knowledge of empirical scoring systems including CHAID, SAS Enterprise Miner, FICO Model Builder, Angoss Knowledge Seeker preferred</li><li>Exceptional quantitative and analytical skills, with ability to identify patterns, trends, and insights; Conduct risk/reward trade-off analysis preferred</li><li>Synthesize data to draw meaningful conclusions. Strong critical thinking skills required for interpreting results preferred</li><li>Proficient PC skills including a strong competency in MS Excel and PowerPoint preferred</li><li>Demonstrated interpersonal and organizational skills with strong diligence in a fast-paced matrixed environment preferred</li><li>Experienced in developing and presenting recommendations to Senior Management preferred</li><li>5+ years' experience required </li><li>Proficient PC skills including a strong competency in MS Excel and PowerPoint, and a variety of PC-based analytical and reporting software packages</li><li>Experience with the use of Relational Databases and the process of Extract Transform Load (ETL) using common languages such as SQL or SAS</li><li>Familiar with various analytical or reporting tools, such as SAS, R, Matlab Tableau, etc.</li><li>Strong analytical and problem solving skills are required to interpret data and draw conclusions</li><li>Experience in data modeling and risk management either from a business administration, statistical, mathematical, scientific or financial background</li><li>Excellent written and verbal communication skills</li><li>Experienced in developing and presenting recommendations to Senior Management</li></ul>Physical Requirements: Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100% <ul><li>Domestic Travel - Occasional</li><li>International Travel - Occasional</li><li>Performing sedentary work - Frequent</li><li>Performing multiple tasks - Continuous</li><li>Operating standard office equipment - Continuous</li><li>Responding quickly to sounds - Frequent</li><li>Sitting - Continuous</li><li>Standing - Occasional</li><li>Walking - Occasional</li><li>Moving safely in confined spaces - Occasional</li><li>Lifting/Carrying (under 25 lbs.) - Occasional</li><li>Lifting/Carrying (over 25 lbs.) - Occasional</li><li>Squatting - Occasional</li><li>Bending - Occasional</li><li>Kneeling - Occasional</li><li>Crawling - Never</li><li>Climbing - Never</li><li>Reaching overhead - Occasional</li><li>Reaching forward - Occasional</li><li>Pushing - Occasional</li><li>Pulling -Occasional</li><li>Twisting - Occasional</li><li>Concentrating for long periods of time - Continuous</li><li>Applying common sense to deal with problems involving standardized situations - Continuous</li><li>Reading, writing and comprehending instructions - Continuous</li><li>Adding, subtracting, multiplying and dividing - Frequent</li></ul>The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities &amp; duties are considered essential functions for ADA purposes. Who We Are: TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues. TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing - and so will you. Our Total Rewards Package Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more Additional Information: We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home. Colleague Development If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we're committed to helping you identify opportunities that support your goals. Training &amp; Onboarding We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role. Interview Process We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call. Accommodation If you are an applicant with a disability and need accommodations to complete the application process, email the TD Bank US Workplace Accommodations Program at <a href="mailto:USWAPTDO@td.com" target="_blank">USWAPTDO@td.com</a>. Include your full name, best way to reach you, and the accommodation needed to assist you with the application process. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Credit Risk Manager - First Party Fraud & Credit Abuse

We are Centrica! We're so much more than an energy company. We're a family of brands revolutionising a cleaner, greener future. Working here is #MoreThanACareer - we're powered by purpose. Together we can make an impact that will truly change tomorrow. Whether you're developing cutting-edge green tech, helping customers on the front line or simplifying operations behind the scenes. Your work here isn't just a job - it's a mission. We all play a vital role in energising a greener, fairer future. Centrica Energy is the trading arm of Centrica. We trade power, gas, LNG, and energy attributes and connect producers, suppliers and off takers in the wholesale energy markets - and we provide our clients with the best route-to-market services available to the market today with physical and financial settlement approaches. In short, we call ourselves Energy Movers By Nature. We're a total of 850+ colleagues from over 50 different nations, located in 8 different offices around the world. At our London office, where this role is located, you'll be joining our international office with over 300 dedicated energy specialists. The Market Risk Manager will play a key role in controlling and reporting risk and continuously developing the function as Centrica Energy grows and transitions to a multi-location trading model. The role will play an important part in the improvement and development of risk measurement methodologies, processes and procedures whilst having close daily interaction with the front office and business units. The role reports into the Head of Market Risk. This is an exciting opportunity for a talented and experienced Market Risk professional to be part of an organisation that is focused on maximizing profit from trading gas, power, LNG and Renewables and also functions as intermediary delivering energy from our Upstream and Power Generation teams on one side and British Gas on the other. The role is based out of our central London office (close to Marble Arch) with 3 days per week based within the office. There is also a requirement for occasional international travel to other Centrica Energy offices. What you'll be doing: <ul><li>Lead the market risk oversight of one of the energy trading desks, being responsible for executing market risk management strategies across gas, power and renewables, creating a strong market risk presence and building strong relationship across Centrica Energy trading business</li><li>Manage one or two junior resources, promoting risk discussion on the trading floor, and building best practice within the team</li><li>Maintain and share a strong knowledge of trading portfolios, and keep abreast of developments in the energy markets and the potential impact on risk and portfolios</li><li>Quantitatively analyse new deals and identify embedded risks using simulation based modelling and other methods</li><li>Work with relevant business teams to formulate new business and product frameworks, and integrate changes into the current policies, processes and systems</li><li>Deliver improvements to market risk processes, models and methodologies. Including in the space of VaR, stress testing, assessment of risk adjusted return, etc</li><li>Support the digitisation of Market Risk at Centrica Energy.</li></ul>We have a few must-haves: <ul><li>Strong knowledge of physical and financial energy market fundamentals and traded instruments, ideally power and gas</li><li>Excellent knowledge of risk management methods and techniques, including Value at Risk, Stress Testing and Option Pricing</li><li>Experience in managing junior resources</li><li>Strong commercial awareness, capable of articulating complex deals and providing constructive advice to the Head of Market Risk and Front Office</li><li>Ideally proficient in booking systems such as Endur, EOS</li><li>Practical experience in Power BI, Python and SQL</li><li>Excellent attention to detail and problem-solving skills</li><li>Confident, resilient, with a presence and a determination to succeed in a dynamic and demanding business environment</li><li>Proactive with a drive for continuous improvement</li><li>Strong communication skills at all levels.</li></ul>Ready to Make Your Move and apply? If you are passionate about discovering your potential and changing how we create a more sustainable future, then we would love to hear from you. We will be continuously reviewing applications; early submission is strongly recommended. We're a People Place: We have 4 People Promises, which are our pledge to all our colleagues. It's the minimum of what you can always expect when working with us. <ul><li>People Promise #1 We're a people place - we are devoted to doing great work together and are cultivating wellbeing and flexibility</li><li>People Promise #2 You'll ignite your potential - we are committed to career development and equal opportunities</li><li>People Promise #3 You'll get your share of our success - we offer attractive Benefits and Rewards</li><li>People Promise #4 You'll make an impact that will truly change tomorrow - we are committed to career development and equal opportunities. We are committed to moving towards a cleaner and greener future.</li></ul>This is what you can always expect from us. It's part of our culture, and we know it enables us all to make the most of everyone's contribution for us to grow, move and thrive. #LI-CET #MakeYourMove #MoreThanACareer At Centrica we embrace diversity and actively seek to attract individuals with unique backgrounds and perspectives. To build a more sustainable future, we need the best team - a team with a diverse mix of people and skills, where everyone feels welcome and able to succeed. We are dedicated in helping to close the diversity gap and would love to see more females, people of colour and LGBTQ+ employees, as well as those from a variety of cultures and ethnicity to veterans and the differently abled. Supporting diversity and inclusion is a big part of who we are, we are not looking for people to fit into our culture but to add to it! PLEASE APPLY ONLINE by hitting the 'Apply' button. Applications will ONLY be accepted via the 'Apply' button. This role is being handled by the Centrica recruitment team and NO agency contact is required.

Job Description: Job Title Market Risk Manager Location London Corporate Title Associate/Assistant Vice President As a Market Risk Manager covering the Rates Non-Linear business, you will ensure the effective risk management and oversight of one of the most successful and growing businesses within Global Rates. You will partner with colleagues who focus on Valuation management to raise the level of Market Risk awareness across the function and ensure understanding of all the possible drivers of Profit and Loss. Working directly with the traders within a very dynamic and cooperative team, your decisions will ensure we can successfully support business growth within the bank's Risk Appetite. What we'll offer you A healthy, engaged and well-supported workforce are better equipped to do their best work and, more importantly, enjoy their lives inside and outside the workplace. That's why we are committed to providing an environment with your development and wellbeing at its centre. You can expect: <ul><li>Hybrid Working - we understand that employee expectations and preferences are changing. We have implemented a Hybrid Working Model that enables eligible employees to work remotely for a part of their working time and reach a working pattern that works for them</li></ul><ul><li>Competitive salary and non-contributory pension</li></ul><ul><li>30 days' holiday plus bank holidays, with the option to purchase additional days</li></ul><ul><li>Life Assurance and Private Healthcare for you and your family</li></ul><ul><li>A range of flexible benefits including Retail Discounts, a Bike4Work scheme and Gym benefits</li></ul><ul><li>The opportunity to support a wide ranging CSR programme + 2 days' volunteering leave per year</li></ul>Your key responsibilities <ul><li>Daily monitoring of risk, stress and Value-at-Risk (VaR) exposures, ensuring risk completeness and accuracy (for example by monitoring closely and understanding the Profit &amp; Loss drivers every day)</li></ul><ul><li>Developing risk reports (including reviewing current reporting and implementing changes) which provide comprehensive high-level view of the complex risks in the portfolio (for the eyes of senior management)</li></ul><ul><li>Liaising with desk starts and quants teams to enhance reporting protocols and provide bespoke analysis as required</li></ul><ul><li>Running stress testing analyses to better quantify the different cross-asset and non-linear risks that the desk runs</li></ul><ul><li>Keeping abreast of latest news and possible implications to the markets and the positions that the desk runs</li></ul><ul><li>Liaising with trading desks with respect to exposures, new business and market activity</li></ul>Your skills and experience <ul><li>Experience in market risk management, either as a second line (market risk) or as a first line (trading, structuring) of defence, ideally in Rates. Experience in roles such as valuation will be considered</li></ul><ul><li>Experience in markets-related roles, with great understanding of the impact of financial and economic events on markets and market risk positions</li></ul><ul><li>Numerical skills and ability to understand and represent data, in Excel and/or Python</li></ul><ul><li>Experience and ability to work in a fast-paced environment, working with a variety of teams, communicating well and concisely</li></ul><ul><li>Innovative and someone who can works collaboratively in a team with diverse skillsets</li></ul>How we'll support you <ul><li>Training and development to help you excel in your career</li></ul><ul><li>Flexible working to assist you balance your personal priorities</li></ul><ul><li>Coaching and support from experts in your team</li></ul><ul><li>A culture of continuous learning to aid progression</li></ul><ul><li>A range of flexible benefits that you can tailor to suit your needs</li></ul><ul><li>We value diversity and as an equal opportunities' employer, we make reasonable adjustments for those with a disability such as the provision of assistive equipment if required (e.g. screen readers, assistive hearing devices, adapted keyboards)</li></ul>About us Deutsche Bank is the leading German bank with strong European roots and a global network. Click here to see what we do. Deutsche Bank in the UK is proud to have been named a The Times Top 50 Employers for Gender Equality 2024 for five consecutive years. Additionally, we have been awarded a Silver Award from Stonewall for two years running and named in their Top 100 Employers for 2023 for our work supporting LGBTQ+ inclusion. Our values define the working environment we strive to create - diverse, supportive and welcoming of different views. We embrace a culture reflecting a variety of perspectives, insights and backgrounds to drive innovation. We build talented and diverse teams to drive business results and encourage our people to develop to their full potential. Talk to us about flexible work arrangements and other initiatives we offer. We promote good working relationships and encourage high standards of conduct and work performance. We welcome applications from talented people from all cultures, countries, races, genders, sexual orientations, disabilities, beliefs and generations and are committed to providing a working environment free from harassment, discrimination and retaliation. Visit Inside Deutsche Bank to discover more about the culture of Deutsche Bank including Diversity, Equity &amp; Inclusion, Leadership, Learning, Future of Work and more besides.

Firm Risk Management (FRM) supports Morgan Stanley to achieve its business goals by partnering with business units across the Firm to realize efficient risk-adjusted returns, acting as a strategic advisor to the Board and protecting the Firm from exposure to losses as a result of credit, market, liquidity, operational, model and other risks. This role resides within FRM's Model Risk Management Department which is dedicated to providing independent model risk control, review and validation of models used by Morgan Stanley. These include derivative pricing models utilized across product areas including interest rates, currencies, commodities, equities, credit, and securitized products. This is in addition to oversight of models used to monitor counterparty credit risk (XVA/IMM), credit risk (IRB), market risk (IMA), operational risk, capital and liquidity stress tests. Model Risk Management (MRM) professionals in New York, London, Budapest, Frankfurt, Mumbai and Tokyo work closely with business quantitative strategists, risk analytics and risk managers. What will you be doing? - Conduct model validation for XVA models by challenging model assumptions, mathematical formulation, and implementation -Conduct independent testing to assess model accuracy and robustness under different scenarios and market conditions, including, where appropriate the evaluation of developer documentation and testing -Assess, quantify and communicate to stakeholders model risks due to model limitations and compensating control -Highlight risks and limitations of models and communicate findings to stakeholders, senior management, and governance committee -Collaborate with Global MRM teams, XVA Strategists, Model Control Officers, Valuation Control and Risk Managers to manage model risk across the model lifecycle -Assist in cultivating and managing effective relationships with regulators by providing accurate and timely submission Qualifications: What we are looking for? -Masters or Ph.D. degree (or equivalent) in Finance, Economics, Mathematics, Physics, Engineering, or a related quantitative field -In-depth knowledge of mathematical finance, derivative pricing, and numerical technique -Relevant working experience of 5+ year -The ideal candidate has strong experience with valuation models gained at a financial institution -Experience developing pricing and risk models using Python -The ability to effectively communicate with a wide range of stakeholders, both written and verbally -The ability to work independently in a self-directed way in a collaborative, team-oriented environment -An interest in working in a fast-paced environment, often balancing multiple high priority deliverable Expected base pay rates for the role will be between $120,000 and $200,000 year at the commencement of employment. However, base pay if hired will be determined on an individualized basis and is only part of the total compensation package, which, depending on the position, may also include commission earnings, incentive compensation, discretionary bonuses, other short and long-term incentive packages, and other Morgan Stanley sponsored benefit programs. Morgan Stanley's goal is to build and maintain a workforce that is diverse in experience and background but uniform in reflecting our standards of integrity and excellence. Consequently, our recruiting efforts reflect our desire to attract and retain the best and brightest from all talent pools. We want to be the first choice for prospective employees. It is the policy of the Firm to ensure equal employment opportunity without discrimination or harassment on the basis of race, color, religion, creed, age, sex, sex stereotype, gender, gender identity or expression, transgender, sexual orientation, national origin, citizenship, disability, marital and civil partnership/union status, pregnancy, veteran or military service status, genetic information, or any other characteristic protected by law. Morgan Stanley is an equal opportunity employer committed to diversifying its workforce (M/F/Disability/Vet).

The opportunity - Assistant Risk Manager - London (site based 3 days per week) Project: Mace has been appointed on a framework for a transport client. The successful Assistant Risk Manager (project not enterprise) will work on large-scale complex rail, road, bus or even propert related projects. Mace Consult will provide Project Controls / PMO services for the new build construction work of multiple secure sites throughout the UK. The role will be: <ul> <li> Manages and directs Clients, consultants, contractors, project team on assigned commission(s) on all risk management matters. </li> <li> Partners with clients meeting their expectations and building strong professional relationships. </li> <li> Provides expert advice and support to Project/Programme teams in the administration of the risk process, particularly with respect to the risks to achievement of key project objectives and escalation of risks. </li> <li> Facilitates and drives the delivery of risk workshops. </li> <li> Works with Project Managers to recognise opportunities and mitigations to minimise risk exposure. </li> <li> Accountable for ensuring risk mitigation action plans are developed, risk and action owners appointed and that project plans are updated accordingly and monitored. </li> <li> Comments on the adequacy of contingency as part of the regular reporting cycle as required. </li> <li> Develops and delivers monthly risk reports, externally to the client and internally to the project team. </li> <li> Ensures all activities/operations are carried out in line with Mace Control Centre, Client requirements and prevailing legislation. </li> <li> Utilises expertise to mentor and assist the personal and career development of junior members of risk team. </li> <li> Leads the integration of risk with PMO and Planning disciplines.</li> </ul>

Job Description We're AtkinsRéalis, a world-leading design, engineering, and project management organization. We connect people, data, and technology to transform the world's infrastructure and energy systems. Become a vital member of our Project &amp; Programme Services team, proudly taking on some of the world's most exciting and prestigious projects. Join us, and you'll be part of our genuinely collaborative environment, where everyone is supported to make the most of their talents. It's about recognizing everyone's contributions equally while delivering excellence together. Flexible and remote working are central to our culture, so talk to us about what's important to you, from reduced weeks to buying more leave, and how we can make reasonable adjustments for you or support your ambitions outside of work. Join our Risk Management team and make a positive impact working on the most significant and complex infrastructure projects. Here your expertise in risk management across the construction, energy, or infrastructure sectors is highly valued. Collaborating with colleagues as talented as you, you'll lead projects ranging in value from £20m+ to £20Bn+, gaining diverse experience with a rewarding variety of high-profile clients across multiple sectors. Responsibilities: <ul><li>Support the successful delivery of risk management services in a consistent, professional manner with the aim of exceeding client expectations.</li><li>Implement effective risk management activities to actively reduce risk exposure and uncertainty on projects &amp; programmes.</li><li>Support development and implementation of risk management approaches/systems for clients, incorporating best practice and procedures.</li><li>Facilitate workshops and engage with project teams to ensure the effective implementation of risk management.</li><li>Support risk analyses using industry recognised software / databases.</li><li>Support preparation of risk reports summarising outputs to suit needs of the project / programme.</li></ul>Requirements: <ul><li>A recognised diploma or degree with a qualification in risk management is desirable.</li><li>Awareness of Risk Management processes aligned with ISO31000/ Institute of Risk Management / Association of Project Management methodologies and techniques.</li><li>Aptitude for learning and motivated to take on new challenges.</li></ul>To do well in this role you'll need to be able to demonstrate the following: <ul><li>A confident and professional manner, coupled with excellent communication skills, with clients and colleagues alike, to ensure clarity in all situations and to effectively influence.</li><li>An analytical thinker, you'll also be able to show initiative and examples of creativity.</li><li>Self-motivated and able to work well on your own initiative.</li><li>Highly organised and able to prioritise.</li><li>Ability to collaborate and build relationships across the wider teams.</li><li>Ability to work well under pressure and proven ability to deliver to deadlines.</li></ul>Why work for AtkinsRéalis? Join our Project &amp; Programme Services team and expand your career on some of the industry's most exciting and newsworthy construction projects - from Sizewell C to the world's tallest hotel, London's Heathrow Airport to Europe's first eco-friendly mosque. You'll enjoy invaluable exposure to international expertise as well as innovation in local niche areas. Communities are at the heart of our work and our people are proud to be working towards a Net Zero Carbon future and regenerating cities across the UK. <a href="https://careers.atkinsrealis.com/csr" target="_blank">https://careers.atkinsrealis.com/csr</a> AtkinsRéalis is committed to developing its people both personally and professionally. Our colleagues have the advantage of access to a high ranging training portfolio and development activities designed to help make the best of individual's abilities and talents. We also actively support staff in achieving corporate membership of relevant institutions. <a href="https://careers.atkinsrealis.com/" target="_blank">https://careers.atkinsrealis.com/</a> Meeting your needs: To help you get the most out of life in and outside of work, we offer employees "Total Reward." It's a package that can be tailored to your changing lifestyle, career and personal needs. Making sure you're supported is important to us. So, if you identify as having a disability, tell us ahead of your interview, and we'll discuss any adjustments you might need. New name, new era. We are AtkinsRéalis. It will take some time for all our information to update - you can still refer to our fantastic benefits via the link below. <a href="https://yourrewarduk.snclavalin.com/" target="_blank">https://yourrewarduk.snclavalin.com/</a> Additional Information: This role may require security clearance and offers of employment will be dependent on obtaining the relevant level of clearance. If this is necessary, it will be discussed with you at interview. The vetting process is delivered by United Kingdom Security Vetting (UKSV) and may require candidates to provide proof of residency in the UK of 5 years or longer. If applying to this role please do not make reference to (in conversation) or include in your application or CV, details of any current or previously held security clearance. We are committed to promoting a diverse and inclusive community - a place where we can all be ourselves, thrive and develop. To help embed inclusion for all, from day one, we offer a range of family friendly, inclusive employment policies, flexible working arrangements and employee networks to support staff from different backgrounds. As an Equal Opportunities Employer, we value applications from all backgrounds, cultures and ability. Learn more. Worker Type Employee Job Type Regular At AtkinsRéalis, we seek to hire individuals with diverse characteristics, backgrounds and perspectives. We strongly believe that world-class talent makes no distinctions based on gender, ethnic or national origin, sexual identity and orientation, age, religion or disability, but enriches itself through these differences.

Assistant Risk Manager (Infrastructure)

Job Description Role The role is for a Market Risk Manager to join the JIL Fixed Income Market Risk team, based in London and responsible for monitoring and measuring market risk according to the Risk Policies and the overarching Risk Management Framework and in compliance with the Risk Appetite Statements of the Board. The team sits on the trading floor and interacts with Front Office daily. The day to day job includes defining risk appetite and limits, discussing with Trading to understand and challenge positions, communicating with senior management on market developments, risks and PNL, providing inputs into new business initiatives, and overall providing expertise to the rest of the firm on market risk-related topics. The role would initially be focused on European Securitised Markets, including Asset Backed Securities and Collateralised Loan Obligations, but with the view to expand to other areas of the Fixed Income business, particularly CEEMEA Emerging Markets. The ideal candidate would have worked across different areas of Fixed Income risk, ideally with some experience of Securitization, and would be open to having a broad remit as opposed to specialising in just one area. The role will report into the JIL Head of Fixed Income Market Risk. The JIL Risk Management department is overseen by the JIL Chief Risk Officer. The team works closely with the Jefferies GmbH Risk Management team based in Frankfurt and with the Risk team in New York. Key Responsibilities <ul> <li>Oversee and risk manage the relevant Fixed Income portfolios in accordance with JIL and Group risk policies &amp; procedures;</li> <li>Ensure that market risks arising from the relevant JIL Fixed Income portfolios are identified, understood, captured, reported, escalated as required and managed within risk appetite;</li> <li>Advise management in the definition and refinement of an appropriate market risk control framework, including the ongoing review and improvement of the risk appetite framework, as well as the Firm's approach to stress testing and scenario definition;</li> <li>Perform deep dive analyses on products, trading and hedging strategies and to develop risk frameworks for new products</li> <li>Test and onboard new risk technologies; </li></ul>Experience, Skills and Qualifications <ul> <li>Educated to degree level ideally in a quantitative or finance-related discipline with good analytical skills;</li> <li>5 to 10 years experience as a market risk manager for a financial institution;</li> <li>Understanding of fixed income products with particular emphasis on emerging markets, credit and securitised products, specifically MBS, CLO and CLO warehouses;</li> <li>Track record of working successfully with traders and analysts and communicating effectively with senior management; Ability to engage with, influence and obtain support from a broad range of stakeholders, i.e. someone who can challenge and partner with the desk to add value to the business;</li> <li>High level of awareness of market standards for risk management and control, including hands-on practical experience;</li> <li>Excellent oral and written communication;</li> <li>Strong quantitative skills;</li> <li>Coding experience would be a plus;</li> <li>Highly motivated individual with a passion for continued individual learning / personal development.</li> <li>Experience using Intex would be a plus.</li></ul>#LI-PS1 About Us Jefferies Financial Group Inc. (''Jefferies,'' ''we,'' ''us'' or ''our'') is a U.S.-headquartered global full service, integrated investment banking and securities firm. Our largest subsidiary, Jefferies LLC, a U.S. broker-dealer, was founded in the U.S. in 1962 and our first international operating subsidiary, Jefferies International Limited, a U.K. broker-dealer, was established in the U.K. in 1986. Our strategy focuses on continuing to build out our investment banking effort, enhancing our capital markets businesses and further developing our Leucadia Asset Management alternative asset management platform. We offer deep sector expertise across a full range of products and services in investment banking, equities, fixed income, asset and wealth management in the Americas, Europe and the Middle East and Asia. At Jefferies, we believe that diversity fosters creativity, innovation and thought leadership through the infusion of new ideas and perspectives. We have made a commitment to building a culture that provides opportunities for all employees regardless of our differences and supports a workforce that is reflective of the communities where we work and live. As a result, we are able to pool our collective insights and intelligence to provide fresh and innovative thinking for our clients. Jefferies is an equal employment opportunity employer, and takes affirmative action to ensure that all qualified applicants will receive consideration for employment without regard to race, creed, color, national origin, ancestry, religion, gender, pregnancy, age, physical or mental disability, marital status, sexual orientation, gender identity or expression, veteran or military status, genetic information, reproductive health decisions, or any other factor protected by applicable law. We are committed to hiring the most qualified applicants and complying with all federal, state, and local equal employment opportunity laws. As part of this commitment, Jefferies will extend reasonable accommodations to individuals with disabilities, as required by applicable law. All employees must follow Jefferies' COVID-19 protocol policy, which is subject to change.

36 Risk Modelling Jobs