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At M&amp;G our purpose is to give everyone real confidence to put their money to work. As an international savings and investments business with roots stretching back more than 170 years, we offer a range of financial products and services through Asset Management, Life and Wealth. All three operating segments work together to deliver attractive financial outcomes for our clients, and superior shareholder returns. Through our behaviours of telling it like it is, owning it now, and moving it forward together with care and integrity; we are creating an exceptional place to work for exceptional talent. We will consider flexible working arrangements for any of our roles and also offer work place accommodations to ensure you have what you need to effectively deliver in your role. Role The role holder will join the Solvency II Internal Capital Model development project team and play a key role in the phase of the project that focusses on the development of the risk modelling of illiquid credit-risky assets. The role will include a mixture of technical work, drafting of proposal papers and technical documentation, and communication with various stakeholders around M&amp;G plc. In addition to supporting the development of the methodologies within the Solvency II credit risk model and tools that underpin the calibrations for illiquid credit-risky assets (e.g. performing tasks within the risk identification and risk modelling exercises), the role will provide the opportunity to engage with a wide range of areas across the business, including teams within Treasury &amp; Investment and M&amp;G Group to help them understand the project plans, discuss and agree asset and market data requirements, draft proposals for internal and PRA approval on the scope of work to be performed. This is an initial 12-month position (which may have an option to extend), which has a blended approach between working from home and in our Scotland or London offices. The wider Risk Modelling team is responsible for economic and market-related methods and assumptions used to place a value on benefits that the company provides to customers and the assets used to back these liabilities, both on a best estimate basis and for the additional capital held to protect solvency under adverse events, for example: <ul><li>The annual calibration of market and credit risks, as well as the dependency structure between risks, which includes collecting data, refreshing analyses, understanding changes, rationalising judgements and presenting conclusions and proposals to senior stakeholders.</li><li>Undertaking ongoing development to the methodology and tools which underpin the calibrations. This involves research and implementation of enhancements, with associated testing and communication. The implementation of new risk models requires interaction with Finance colleagues and the developers who own the underlying engine, as well as the users who run the tools.</li><li>The supporting of strategic asset-related projects, including the opportunity to engage with a wide range of areas across the business.</li></ul>Key Responsibilities for this role <ul><li>Oversee the development of economic and market-related methods and assumptions used to, for example, calculate the value of liabilities, regulatory capital, and options and guarantees.</li><li>Work collaboratively with colleagues and take personal accountability to maintain and enhance controls you are responsible for to support improvement of the overall control environment, customer outcomes and a reduction in M&amp;G's operational risk.</li><li>Lead the production and delivery of the tasks for which the role holder is responsible.</li><li>Have responsibility for ensuring that team processes run smoothly, co-ordinating input from others.</li><li>Ensure appropriate stakeholder management and governance.</li></ul>Key Knowledge, Skills &amp; Experience Essential: <ul><li>Bachelor's degree, Master's degree or PhD in a quantitative subject, e.g. mathematics, computer science, actuarial science.</li><li>A track record of successful delivery in pressured environments with the ability to cope with competing demands.</li><li>Experience of developing working relationships with key stakeholders.</li><li>Experience of presenting findings and results, and building an understanding of audience-specific communication requirements.</li><li>Experience in quantitative modelling gained within the insurance, banking or asset management industry.</li><li>Comprehensive knowledge of financial markets.</li><li>Good knowledge of multiple asset types.</li><li>Good understanding of statistics and statistical methods (e.g. stochastic simulation, VaR methodology and back-testing).</li></ul>Desirable: <ul><li>Professional designations such as CFA, FRM, FIA/FFA would be viewed as favourable.</li><li>Good understanding of modern financial mathematics (e.g. bond mathematics, option pricing, hedging, Monte Carlo simulation in real and risk neutral environment) is a strong plus.</li><li>Good practical experience in code development (Python / C++ / R / Matlab).</li><li>Experience in managing a team, providing oversight and guidance.</li><li>The ability to implement novel technical solutions that are pragmatic, so they fit within business needs and produce analysis to support solutions.</li></ul>Close Date: 4th April 2025 Recruiter: Matt Campbell Work Level: Manager / Expert We have a diverse workforce and an inclusive culture at M&amp;G plc, underpinned by our policies and our employee-led networks who provide networking opportunities, advice and support for the diverse communities our colleagues represent. Regardless of gender, ethnicity, age, sexual orientation, nationality, disability or long term condition, we are looking to attract, promote and retain exceptional people. We also welcome those who take part in military service and those returning from career breaks. M&amp;G is also proud to be a Disability Confident Leader, and we welcome applications from candidates with long-term health conditions, disabilities, or neuro-divergent conditions. Being a Disability Confident Leader means that candidates who meet the minimum criteria of a job, will be offered an interview if they 'opt in' to the scheme when applying. If you need assistance or an alternative means of applying for a role due to a disability or additional need, please let us know by contacting us at: <a href="mailto:careers@mandg.com" target="_blank">careers@mandg.com</a>

Risk Modelling Manager (12-month secondment/FTC)

Ready to be pushed beyond what you think you're capable of? At Coinbase, our mission is to increase economic freedom in the world. It's a massive, ambitious opportunity that demands the best of us, every day, as we build the emerging onchain platform - and with it, the future global financial system. To achieve our mission, we're seeking a very specific candidate. We want someone who is passionate about our mission and who believes in the power of crypto and blockchain technology to update the financial system. We want someone who is eager to leave their mark on the world, who relishes the pressure and privilege of working with high caliber colleagues, and who actively seeks feedback to keep leveling up. We want someone who will run towards, not away from, solving the company's hardest problems. Our work culture is intense and isn't for everyone. But if you want to build the future alongside others who excel in their disciplines and expect the same from you, there's no better place to be. We are looking for a risk manager with deep credit or market risk experience across centrally cleared derivatives and credit products (derivatives, secured lending, and/or prime brokerage), and with a strong understanding and interest in risk governance and the three lines of defense. This role will be responsible for both developing and overseeing the broader second line risk management governance program, and for risk-managing our growing derivatives offerings. The right candidate will enjoy operating in a dynamic, global digital asset market environment, managing complex credit risks across a diverse client base, and working with international stakeholders. What you'll be doing (ie. job duties): <ul><li>Develop, implement, and maintain appropriate risk programs in line with relevant regulatory guidelines and to ensure alignment with the Global Risk Framework.</li><li>Liaise with internal and external stakeholders (e.g., senior management, business partners, regulators) to provide independent assurance on the key risks of the business, partnering with the business and other internal stakeholders to address any identified gaps.</li><li>Design and implement risk frameworks for new and existing leveraged product offerings, including developing suitable margin methodologies, stress testing framework, and risk controls.</li><li>Maintain and continuously improve the risk management framework associated with derivatives product offerings. </li><li>Actively engage in the product design process, in order to influence and mitigate inherent structural risks during the development phase.</li><li>Collaborate with business partners (product, engineering, operations, legal, etc.) to resolve complex client and product challenges.</li><li>Ability to perform deep dives on internal and external risk events and present them to senior management.</li></ul>What we look for in you (ie. job requirements): <ul><li>8+ years experience in risk management at a global financial institution or financial services firm.</li><li>Meaningful experience managing credit or market risk, i.e., establishing margin requirements for derivatives, prime brokerage or lending products.</li><li>Experience with building out risk programs at varying maturity levels.</li><li>Strong verbal and written communication skills.</li><li>Self-starter with commercial business insight. Able to interact, influence and build relationships at all levels of seniority and across all functions within an organization.</li><li>Able to balance strategic focus with tactical implementation and efficient execution.</li><li>Enjoy analyzing, evaluating and forming independent judgments, making recommendations that effectively communicate gaps, trends and patterns, and challenging the status quo for better outcomes.</li></ul>Nice to haves: <ul><li>Crypto forward - strong knowledge of emerging crypto trends.</li></ul>Job #: P69376 Pay Transparency Notice: Depending on your work location, the target annual salary for this position can range as detailed below. Full time offers from Coinbase also include target bonus + target equity + benefits (including medical, dental, vision and 401(k)). Pay Range: $166,345-$195,700 USD Please be advised that each candidate may submit a maximum of four applications within any 30-day period. We encourage you to carefully evaluate how your skills and interests align with Coinbase's roles before applying. Commitment to Equal Opportunity Coinbase is committed to diversity in its workforce and is proud to be an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, creed, gender, national origin, age, disability, veteran status, sex, gender expression or identity, sexual orientation or any other basis protected by applicable law. Coinbase will also consider for employment qualified applicants with criminal histories in a manner consistent with applicable federal, state and local law. For US applicants, you may view the Know Your Rights notice here. Additionally, Coinbase participates in the E-Verify program in certain locations, as required by law. Coinbase is also committed to providing reasonable accommodations to individuals with disabilities. If you need a reasonable accommodation because of a disability for any part of the employment process, please contact us at accommodations[at]coinbase.com to let us know the nature of your request and your contact information. For quick access to screen reading technology compatible with this site click here to download a free compatible screen reader (free step by step tutorial can be found here). Global Data Privacy Notice for Job Candidates and Applicants Depending on your location, the General Data Protection Regulation (GDPR) and California Consumer Privacy Act (CCPA) may regulate the way we manage the data of job applicants. Our full notice outlining how data will be processed as part of the application procedure for applicable locations is available here. By submitting your application, you are agreeing to our use and processing of your data as required. For US applicants only, by submitting your application you are agreeing to arbitration of disputes as outlined here.

Credit Risk Manager (Derivatives)

At Yorkshire Building Society we pride ourselves on being a mutual organisation that places our customers at the heart of everything we do. As a result of this we continue to grow and strengthen our position as one of the most trusted financial services providers in the UK, providing real help with real lives. About the role An opportunity has arisen to join the Market Risk team in the Treasury department as a market risk manager with responsibility for assurance activities. In this role you will be directly responsible for supporting and enhancing the market risk control framework for both regulatory and internal reporting including championing the uplift of our EUCs. This includes responsibility for ensuring compliant, accurate and timely delivery of market risk regulatory reporting produced by others within the team and, escalation and resolution of risk appetite breaches and deputisation for the market risk senior manager. To support well-controlled and effective operation of the internal risk transfer processes you will be responsible for conducting end to end error reviews including recommendation of improvements and reporting of operational risk events while promoting best practice. Although this role has no line management responsibility, you will be a thought leader across the team and into the wider Finance division. You'll be joining an established team and will be expected to drive your own work plan. This role would ideally suit someone with a strong background in financial risk controls, either first or second line, who is looking to build their knowledge into the specialist area of market risk management. In this role you'll digest changes to the regulatory landscape and articulate what they mean for YBS. So, developing a strong knowledge of YBS' balance sheet will be key to success in the role. In addition, you will champion a positive risk management culture. About You You'll need in-depth knowledge of control frameworks and financial risk reporting. This'll be coupled with: <ul><li>Familiarity with the banking book and financial market products, with a broad knowledge of finance and balance sheet management within an organisation.</li><li>An understanding of market risk reporting, both those which are a regulatory requirement and those used for internal management purposes. These include the FSA017 and pillar 3 disclosures as well as tools used within our internal risk appetite such as NII and PV01.</li><li>Experience of delivering change through others while upholding a psychologically safe environment enabling colleagues to speak openly. </li><li>Ability to work within tight deadlines, appropriately engaging with and escalating to stakeholders at all levels.</li><li>Excellent attention to detail, a pro-active attitude and continuous improvement mindset.</li><li>Effective communication, engagement and influencing skills - demonstrating the ability to understand, define and articulate business requirements.</li><li>You'll be someone who is keen to help others learn and develop and, while not a line manager, you'll be a leader who supports analysts within Market Risk to deliver great work. </li></ul>About us At YBS we don't have shareholders, we have members. We care about people and that includes you. So here, you'll be respected for who you are, you'll be able to bring your whole self to work, and you'll have everything you need to build a long and rewarding career. Flexibility. We offer a range of flexible working options without unsocial hours, which can help you find a healthy work-life balance. Whether it's finishing early for an appointment or fitting your studies and hobbies in around your working hours, we can help make it work for you. We're happy to talk flexible working and you can reach out to us anytime to discuss this during the recruitment process. Development. We want you to feel challenged here. Whatever your ambitions, we're committed to helping you develop your skills and move ahead in your career journey. From day one, we'll set you up for success with a brilliant induction and full training plan, all designed to get you up to speed quickly. Inclusivity. We're passionate about creating an inclusive environment where everyone is welcome and able to be themselves. If you'll go the extra mile to help our members, you'll fit right in and feel you belong here. About our Benefits We offer lots of fantastic rewards that you can make the most of in and out of work, including: <ul><li>Holiday. You'll get 25 days plus Bank Holidays, as well as the option to buy up to a further 5 days.</li><li>Bonus. At YBS we work collaboratively and share in our success together, so when we reach our goals were all rewarded with an on target bonus of 7% of eligible pay (with the opportunity to earn up to a maximum 15%).</li><li>Pension. We know how important it is to save towards the future, that's why we'll contribute up 11% into your YBS pension.</li><li>Healthcare. Health and wellbeing are an important part of life at YBS, when you join us you'll have access to a range of health benefits to suit your life including private medical insurance, dental and healthcare plans.</li><li>My Benefits. When you join YBS you'll have access to our self-service benefits portal, where you can access a range of retail, hospitality and health discounts.</li></ul>Ready to apply? If you're excited about this role and want to be part of the YBS team, click apply now to send us your application. Want more information? If you have any questions about this role, please contact Holly Gallagher at <a href="mailto:careers@ybs.co.uk" target="_blank">careers@ybs.co.uk</a> Please note: This advert will close on the 31st March.

Market Risk Manager: Assurance

Company Description At Turner &amp; Townsend we're passionate about making the difference. That means delivering better outcomes for our clients, helping our people to realise their potential, and doing our part to create a prosperous society. Every day we help our major global clients deliver ambitious and highly technical projects, in over 130 countries worldwide. Our team is dynamic, innovative, and client-focused, supported by an inclusive and fun company culture. Our clients value our proactive approach, depth of expertise, integrity and the quality we deliver. As a result, our people get to enjoy working on some of the most exciting projects in the world. Job Description MAIN PURPOSE OF ROLE: To support the implementation of an integrated risk management process across major capital programmes or projects. Responsibilities will include, but are not limited to, the following: <ul><li>Plan, design, implement and maintain risk management processes that are tailored to client needs and that align with industry best practice.</li><li>Actively articulate the benefits of risk management.</li><li>Lead risk (threats and opportunity) activities to actively manage risk and seek efficiencies across client's projects and programmes.</li><li>Facilitate risk workshops with clients and team members of allocated projects.</li><li>Train and upskill allocated project teams on the benefits of risk management, risk processes and market best practices.</li><li>Support the development of risk management processes and practices to aid our clients and their organisations.</li><li>Production and presentation of risk reports to support the effective communication of threat &amp; opportunity status.</li><li>Drive the implementation of mitigation actions against associated risks across projects and programmes.</li><li>Assist with the identification and development of appropriate management responses which are measurable and specific, along with assessing the post mitigated positions.</li><li>Develop and drive efficient risk contingency processes that are suitable with the client's needs and requirements.</li><li>Maintain visibility of threat/opportunity trigger points to facilitate risk cost profiling, timely drawdown of risk budget or retirement of risks.</li><li>Conduct quantitative risk assessment (cost and schedule) to inform project contingency levels. Depending on the role candidates will be expected to demonstrate basic to experienced levels of competence with tools such as PRA, @risk, Safran or similar.</li></ul>Qualifications <ul><li>BEng, BA or BSc in a relevant discipline</li><li>Minimum of 3 years relevant work experience or previous proven experience in a risk management environment.</li><li>Experience in Qualitative and Quantitative assessment of risk including probabilistic modelling (@risk, PRA and P6 proficiency - or equivalent).</li><li>A working understanding of an integrated risk management process (risk, cost and schedule) on large programmes or projects.</li><li>Candidates are expected to have excellent communication skills (oral and written) and be genuinely committed to finding new and more effective ways of working.</li><li>Experience working as a client and/or consultant is preferred in the candidates.</li><li>Experience in infrastructure projects and programmes of work is preferred.</li><li>APM/IRM/PMI-RMP risk certified candidates preferred.</li></ul>Additional Information What we offer: <ul><li>Full time, permanent</li><li>Competitive remuneration and attractive range of benefits</li><li>Pension</li><li>Annual leave &amp; Car allwoance </li><li>Opportunity to work on impactful and innovative projects</li><li>Career development opportunities both in Ireland and globally</li><li>Opportunity to work with a diverse group of talented and collaborative colleagues</li></ul>Our inspired people share our vision and mission. We provide a great place to work, where each person has the opportunity and voice to affect change. We want our people to succeed both in work and life. To support this we promote a healthy, productive and flexible working environment that respects work-life balance. Turner &amp; Townsend is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees and actively encourage applications from all sectors of the community. Please find out more about us at <a href="http://www.turnerandtownsend.com/" target="_blank">www.turnerandtownsend.com/</a> #LI-SM7 Join our social media conversations for more information about Turner &amp; Townsend and our exciting future projects: Twitter Instagram LinkedIn It is strictly against Turner &amp; Townsend policy for candidates to pay any fee in relation to our recruitment process. No recruitment agency working with Turner &amp; Townsend will ask candidates to pay a fee at any time. Any unsolicited resumes/CVs submitted through our website or to Turner &amp; Townsend personal e-mail accounts, are considered property of Turner &amp; Townsend and are not subject to payment of agency fees. In order to be an authorised Recruitment Agency/Search Firm for Turner &amp; Townsend, there must be a formal written agreement in place and the agency must be invited, by the Recruitment Team, to submit candidates for review.

Assistant Risk Manager - Infrastructure

Job Description: Job Title Market Risk Manager - Foreign Exchange (FX) Location London Corporate Title AVP As a Market Risk Manager responsible for global coverage of Metals within the Global Foreign Exchange (GFX) business, you will work within a team whose mission is to achieve the expansion of the Precious metals business, continued build-out and oversight of DB's re-entry into the Base Metals trading business of other potential Commodity offerings. You will be responsible for managing market or fair value risk within Deutsche Bank and will carry out this responsibility in an independent and neutral way, providing a comprehensive and independent view of market risks to management. What we'll offer you A healthy, engaged and well-supported workforce are better equipped to do their best work and, more importantly, enjoy their lives inside and outside the workplace. That's why we are committed to providing an environment with your development and wellbeing at its centre. You can expect: <ul><li>Hybrid Working - we understand that employee expectations and preferences are changing. We have implemented a Hybrid Working Model that enables eligible employees to work remotely for a part of their working time and reach a working pattern that works for them</li><li>Competitive salary and non-contributory pension</li><li>30 days' holiday plus bank holidays, with the option to purchase additional days</li><li>Life Assurance and Private Healthcare for you and your family</li><li>A range of flexible benefits including Retail Discounts, a Bike4Work scheme and Gym benefits</li><li>The opportunity to support a wide ranging CSR programme + 2 days' volunteering leave per year</li></ul>Your key responsibilities <ul><li>Driving of the build out of various aspects of the franchise, including limit, stress and reporting set-up</li><li>Partner with other Market Risk teams, and other Risk management functions (e.g. Valuation Control, Market Risk Analysis and Control, and Risk Methodology Strats)</li><li>Engaging Front Office (FO) desk heads and senior traders with respect to exposures, valuations, new business, market activity, risk culture, controls, and risk appetite</li><li>Ensure risk completeness and accuracy, ensure that the limit framework and appetite is commensurate with infrastructure, and develop and implement the Risks-not-in framework</li><li>Highlighting key risks and new important trades/products and escalating emerging risks, concentrated positions, and any risk position that is particularly vulnerable to plausible stress scenarios or current market conditions</li><li>Challenging the desk on the key risks as above, and work co-operatively to allow the growth of the business within the firms' risk appetite</li></ul>Your skills and experience <ul><li>Significant experience in market risk management, either within the second line (market risk) or first line (trading, structuring).</li><li>Experience in Metals markets-related roles, and knowledge of Metals products and market</li><li>Strong technical and analysis skills including Excel, VBA, statistics and time series</li><li>Experience and ability to work in a fast-paced team environment, working with a variety of teams, and communicating well and concisely</li><li>Knowledgeable of market risk controls and governance frameworks</li><li>High standards of integrity and a commitment to 'doing the right thing'</li></ul>How we'll support you <ul><li>Training and development to help you excel in your career</li></ul><ul><li>Flexible working to assist you balance your personal priorities</li></ul><ul><li>Coaching and support from experts in your team</li><li>A culture of continuous learning to aid progression</li><li>A range of flexible benefits that you can tailor to suit your needs</li><li>We value diversity and as an equal opportunities' employer, we make reasonable adjustments for those with a disability such as the provision of assistive equipment if required (e.g. screen readers, assistive hearing devices, adapted keyboards)</li></ul>About us Deutsche Bank is the leading German bank with strong European roots and a global network. Click here to see what we do. Deutsche Bank in the UK is proud to have been named in The Times Top 50 Employers for Gender Equality 2024 for five consecutive years. Additionally, we have been awarded a Gold Award from Stonewall and named in their Top 100 Employers 2024 for our work supporting LGBTQ+ inclusion. We strive for a culture in which we are empowered to excel together every day. This includes acting responsibly, thinking commercially, taking initiative and working collaboratively. Together we share and celebrate the successes of our people. Together we are Deutsche Bank Group. We welcome applications from all people and promote a positive, fair and inclusive work environment.

Market Risk Manager - Foreign Exchange (FX)

FX &amp; EM Market Risk Manager Morgan Stanley is seeking an Analyst/Associate to cover FX (Foreign exchange) and EM (Emerging Market) risk working in the wider Fixed Income Market Risk team. We seek candidates with a strong desire to learn and the ability to work well at both regional and global level. We offer: • The chance to work in the Risk department of one of the world's top tier Financial Institutions and gain first-hand insight into our business • A competitive compensation and benefit package • Flexible working arrangements: core hours and opportunity to work from home 50% of the month • Professional development opportunities including access to Morgan Stanley's world-class internal trainings, financial and study-leave support for selected professional qualifications • Support in your career development by providing mentoring opportunities • A supportive, vibrant, and open-minded multinational environment, where your ideas are taken seriously. We accept individual differences and believe in teamwork You will: • Be part of the team that provides independent oversight and assessment of FX (Foreign exchange) and EM (Emerging Market) risk • Monitor live financial markets and measure the market impact on Morgan Stanley's portfolio, while having the opportunity to gain a deep understanding of market dynamics • Review limit and reporting frameworks to ensure appropriateness considering risk appetite, business strategy and market conditions • Constantly develop expertise in risk management, including products, models, macroeconomics and trading flows of main market participants • Develop strong expertise in Stress Testing and VaR framework, processes, and economic drivers • Work directly with a diverse set of stakeholders such as other risk managers, stress testing teams, traders, quantitative analysts, IT personnel across Budapest, New York, London, Frankfurt, Paris, Mumbai, Hong Kong and Singapore You have: • Bachelor's or higher degree in fields such as finance, mathematics, science, economics, or similar • Strong knowledge of financial products and risk management concepts such as Financial Greeks and VaR • Technical skills to facilitate data analysis (experience with Python, VBA, SQL is a plus) • Excellent communication (both written and verbal) and interpersonal skills • Ability to prioritize and manage multiple competing objectives • Self-starter and proactive attitude • Experience in trading or market risk department is a plus Team Profile: The role will reside within FRM's Market Risk Department. The Market Risk Management Division ("MRD") is responsible for the independent identification, analysis, reporting and escalation of all market risk exposures arising from business activities, acting independently of business management and providing an effective challenge process. About us: Morgan Stanley provides a superior foundation for building a professional career - a place to learn, grow and achieve. You will be exposed to a truly international and multi-cultural environment that appreciates and respects who you are as a person. Our state-of-the-art offices in the City Centre have been designed to maximize collaboration. Interested in flexible working opportunities? Morgan Stanley empowers employees to have greater freedom of choice through flexible working arrangements. Speak to our recruitment team to find out more. Morgan Stanley is an equal opportunities employer. We work to provide a supportive and inclusive environment where all individuals can maximize their full potential. Our skilled and creative workforce is comprised of individuals drawn from a broad cross section of the global communities in which we operate and whom reflect a variety of backgrounds, talents, perspectives and experiences. Our strong commitment to a culture of inclusion is evident through our constant focus on recruiting, developing and advancing individuals based on their skills and talents. #BPDBA #LI-JL1 WHAT YOU CAN EXPECT FROM MORGAN STANLEY: We are committed to maintaining the first-class service and high standard of excellence that have defined Morgan Stanley for over 85 years. At our foundation are five core values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - that guide our more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you'll find trusted colleagues, committed mentors and a culture that values diverse perspectives, individual intellect and cross-collaboration. We Firm is differentiated by the caliber of our diverse team. While our company culture and commitment to inclusion define our legacy and shape our future, helping to strengthen our business and bring value to clients around the world. Learn more about how we put this commitment to action: morganstanley.com/diversity. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. We're committed to bringing passion and customer focus to the business. Certified Persons Regulatory Requirements: If this role is deemed a Certified role and may require the role holder to hold mandatory regulatory qualifications or the minimum qualifications to meet internal company benchmarks. Flexible work statement Interested in flexible working opportunities? Morgan Stanley empowers employees to have greater freedom of choice through flexible working arrangements. Speak to our recruitment team to find out more. Morgan Stanley is an equal opportunities employer. We work to provide a supportive and inclusive environment where all individuals can maximize their full potential. Our skilled and creative workforce is comprised of individuals drawn from a broad cross section of the global communities in which we operate and who reflect a variety of backgrounds, talents, perspectives, and experiences. Our strong commitment to a culture of inclusion is evident through our constant focus on recruiting, developing, and advancing individuals based on their skills and talents.

FX & EM Market Risk Manager

The Vacancy Credit Risk Manager, Portfolio Analysis Contract Type: Permanent ¦ Full Time Location: Bradford, Petersfield or London Working Pattern: Hybrid-typically a couple of days a week in the office. Part time and flexible arrangements are considered to support work-life balance. A fear of losing your current working flexibility shouldn't hinder you from applying for new opportunities, which is why we aim to match your existing flexible working arrangements where possible. What We Offer: <ul> <li>Holidays: 25 days holiday up to 30 days (depending on service)</li> <li>Pension: We know it is important to save for the future, that is why we will contribute up to 10%</li> <li>Maternity/Paternity: We realise that family time is important, we offer enhanced maternity (after successful completion of probation) and 4 weeks paternity leave</li> <li>Workations: opportunity to work abroad 20 days a year (approved list of countries) enable you to visit family and friends or extend your trip</li> <li>Volunteering: 2 paid days to 'give back' to the charity of your choice</li> <li>Development: LinkedIn Learning for all</li> <li>Finance: Snoop Premium available to all colleagues</li> <li>Opportunities to connect: via quarterly socials, in-person and virtual company updates</li> <li>Medical: Opportunity to opt in for Private Medical Insurance</li> <li>Bonus: Discretionary annual bonus</li></ul>The Role: As the Credit Risk Manager for Portfolio Analysis, reporting directly to the Head of Portfolio Analysis and Forecasting, you will play a key role in delivering comprehensive credit risk analysis across Cards, Vehicle Finance, and Second Charge Mortgages. You'll drive the development and enhancement of portfolio analysis, reporting, and provide valuable insights into collections and recoveries, ensuring optimal risk management strategies. As a Credit Risk Manager, you will: <ul> <li>Portfolio Analysis: Conduct in-depth analysis of the credit card, loans, and vehicle finance portfolios to identify trends, patterns, and risks. Utilize statistical models and data analytics techniques to gain insights into portfolio performance, credit quality, and risk exposure.</li> <li>Portfolio Performance Monitoring: Monitor and track the performance of the credit card, loans, and vehicle finance portfolios on an ongoing basis. Identify areas of improvement and recommend strategies to optimize portfolio performance, including credit risk mitigation, pricing adjustments, and product enhancements.</li> <li>Reporting and Presentations: Prepare regular and ad-hoc reports on portfolio performance, credit loss forecasts, and risk metrics. Present findings and recommendations to senior management, stakeholders, and regulatory bodies as needed.</li> <li>Team Leadership: Manage and mentor a team of analysts responsible for portfolio analysis and loss forecasting. Provide colleagues with opportunities to succeed, devoting dedicated time to empowering people through coaching, mentoring and sharing expertise and knowledge</li> <li>Stakeholder Collaboration: Collaborate with cross-functional teams, including finance, risk management, product development, and operations, to drive effective portfolio management strategies. Build strong relationships with internal stakeholders to ensure alignment of goals and effective execution of initiatives.</li></ul>What We're Looking For: <ul> <li>5+ years' experience in portfolio analysis within the consumer credit industry.</li> <li>Knowledge of credit card, loans, and vehicle finance products and associated risk factors preferred.</li> <li>Experience of managing an analytical team, prioritising activities while providing strategic direction and maintaining motivation through coaching and colleague development.</li> <li>Strong analytical and quantitative skills, with proficiency in statistical modelling and data analysis tools (e.g., SAS, R, Python).</li> <li>Communication - ability to convert analytical information into a business narrative, and articulate complex ideas to stakeholders to influence or persuade, through delivering key messages with impact when required.</li> <li>Problem solving - finding innovative ways to address issues or risks identified</li></ul>Offers are subject to satisfactory background checks, including credit, fraud, and employment references. Who We Are: At Vanquis, we have a simple purpose: to deliver caring banking so our customers can make the most of life's opportunities. Established in 1880, we're now a FTSE All Share company and leading specialist bank. We lend responsibly, providing tailored products and services to over 1.75 million UK customers. Vanquis has been named one of the Financial Times UK's Best Employers 2025, ranking in the top 50 nationwide and seventh in Banking and Financial Services. This recognition is based on independent employee feedback, reflecting our strong workplace culture, career growth opportunities, and commitment to our people. Our dedication to making a real difference for customers and supporting our colleagues remains at the heart of what we do. We take care of our colleagues as well as our customers, working hard to create a rewarding and supportive work environment. That means competitive salaries, benefits, and a Group-wide recognition scheme. Everyone can enrol in our pension and after six months, you can join our 'Buy as You Earn' scheme. We're about more than financial rewards though. We give everyone a voice in the business and room to be their authentic self. And we know you're here to build your career, so we help every colleague with training and development opportunities. Making sure there's always something new to learn. Vanquis Bank is an Equal Opportunity Employer Here at Vanquis Banking Group, we embrace everyone's unique strengths and identities to be themselves at work. Regardless of how you identify yourself, your sexual orientation, martial or civil partner status, race, colour, nationality, ethnic or national background, faith, disability, or age - your experiences and background help enrich our teams, and most importantly help support our customers in the best way possible. At the end of the day, it's our people that help us to fulfil the reason why we're here in the first place: to help put people on a path to a better everyday life. If there's anything we can do in the recruitment process to help you achieve your best, get in touch. Whether it's a copy of our application form in another format or additional assistance, we're available to help. You can contact us at <a href="mailto:careers@vanquis.com" target="_blank">careers@vanquis.com</a> The Company At Vanquis, we've been empowering lives since 1880. As a FTSE All Share company and leading specialist bank, we lend responsibly to over 1.75 million UK customers. We're just as committed to our colleagues as we are to our customers, offering competitive salaries, comprehensive benefits, and recognition schemes. With pension plans, our 'Buy as You Earn' scheme, and ongoing training opportunities, we create a supportive environment where you can grow and thrive. Bring your authentic self, find your voice, and build your career with us-because at Vanquis, we believe in making the most of life's opportunities. The Benefits Competitive base salary and rewards Private Medical Insurance 25 days holiday entitlement one day accrued for each year of service (max 30 days) Defined contribution pension scheme Discretionary bonus scheme Perks at Work A perks platform of over 30,000 unique discounts Volunteering 2 paid days to support a charity of your choice Flexible, hybrid, &amp; dynamic working policies Personal &amp; career development opportunities Monthly and Quarterly Colleague Socials Discounted gym membership BUPA GP Service Workplace Gallery Previous Next

Credit Risk Manager, Portfolio Analysis

The available position is a Vice President position within Business Unit Risk Management, specifically within the Institutional Equity Division (IED) Non-Market Risk team. IED provides liquidity, distributes content, and creates product solutions to help service our clients. Non-Market Risk Managers within IED focus on supporting the Division to manage risk through a comprehensive framework of policy setting, risk identification and controls in response to market, counterparty, regulatory, economic and other factors, as appropriate. The individual will be responsible for the coordination of internal audits, compliance testing reviews, and regulatory exams impacting the Division, working in an agile manner across multiple stakeholders. This position requires a comprehensive understanding of the Division and serves as the primary liaison to Audit. The individual will explain operational processes, communicate existing controls, efficiently manage deliverables, conduct business and process walkthroughs, and negotiate audit, testing review, and exam outcomes. The individual will be required to work with various groups across the Firm, including IED Sales and Traders, Legal, Compliance, Operational Risk, Technology, Operations, Finance and Audit. Training will be provided as needed. Job Responsibilities include: <ul><li>Manage the IED internal audit and compliance testing calendar, including supporting pre-review preparations, conducting walkthroughs, effectively communicating key processes, and collating and reviewing deliverables</li><li>Represent IED's position on key issues and negotiate outcomes that accurately reflect the risks associated with identified remediation work</li><li>After conclusion of an audit, test, or exam, perform a comprehensive review of identified issues to assess controls in other areas, ensuring that repeat findings are avoided</li><li>Drafting senior management presentation material for quarterly audit and external regulator meetings</li><li>Coordinate regulatory exams and inquiries affecting the business, including drafting or otherwise reviewing written responses</li><li>Oversee the Division's OpenPages Issues and Action Plans, including providing effective review and challenge on remediation items, ensuring deadlines are met, and reporting status updates to senior management</li><li>Establishing relationships and working closely with Supervisors, Business Unit Risk Management, Legal, Compliance, Technology, Operations and other control groups</li><li>Assist in managing IED's operational risk management framework, including proposing processes and innovative solutions to address risk issues, risk incident collection and reporting</li><li>Lead various risk management projects and represent IED in Firmwide working groups and governance forums to evaluate the impact of various initiatives on the IED business</li></ul>Required Skills • 5-10 years of relevant professional experience in Financial Services or related field • Self-starter with a positive outlook and desire to solve problems • Strong analytical skills with an ability to understand complex workflows • Proven ability to take ideas forward and to challenge others with integrity and maturity • Ability to handle multiple tasks in a timely and effective manner and thrive in a fast-paced environment that lends itself to changing priorities and quick turnaround • Excellent and concise oral and written communication skills across various levels of seniority in an organization demonstrated by clearly articulating objectives, requirements, risks and issues • Strong project management skills • Exceptional organizational skills and a high degree of attention to detail • Strong Excel skills and proficiency in other Microsoft applications such as Word and PowerPoint WHAT YOU CAN EXPECT FROM MORGAN STANLEY: We are committed to maintaining the first-class service and high standard of excellence that have defined Morgan Stanley for over 85 years. At our foundation are five core values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - that guide our more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you'll find trusted colleagues, committed mentors and a culture that values diverse perspectives, individual intellect and cross-collaboration. We Firm is differentiated by the caliber of our diverse team. While our company culture and commitment to inclusion define our legacy and shape our future, helping to strengthen our business and bring value to clients around the world. Learn more about how we put this commitment to action: morganstanley.com/diversity. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. We're committed to bringing passion and customer focus to the business. Expected base pay rates for the role will be between $140,000 and $250,000 per year at the commencement of employment. However, base pay if hired will be determined on an individualized basis and is only part of the total compensation package, which, depending on the position, may also include commission earnings, incentive compensation, discretionary bonuses, other short and long-term incentive packages, and other Morgan Stanley sponsored benefit programs. Morgan Stanley's goal is to build and maintain a workforce that is diverse in experience and background but uniform in reflecting our standards of integrity and excellence. Consequently, our recruiting efforts reflect our desire to attract and retain the best and brightest from all talent pools. We want to be the first choice for prospective employees. It is the policy of the Firm to ensure equal employment opportunity without discrimination or harassment on the basis of race, color, religion, creed, age, sex, sex stereotype, gender, gender identity or expression, transgender, sexual orientation, national origin, citizenship, disability, marital and civil partnership/union status, pregnancy, veteran or military service status, genetic information, or any other characteristic protected by law. Morgan Stanley is an equal opportunity employer committed to diversifying its workforce (M/F/Disability/Vet).

IED - Non-Market Risk Manager (Audit)

Who are we? WA.Technology, an award-winning B2B iGaming provider, delivers cutting-edge solutions, products, and services that empower operators with unique brands, advanced tools, and seamless integration of 8,000+ games from 80+ top-tier providers. Its bespoke and fully scalable creations-WA.Sports, WA.Casino, WA.Fantasy, and WA.Affiliates-are supported by state-of-the-art managed services. A leading name in Brazil with an established presence in Latam and Africa, and proven success across global markets, WA.Technology ensures rapid market entry and long-term success for its clients. Where and how we work? We are growing our team across Malta, Lisbon (PT), Sofia (BG), London (UK), and Bucharest (RO) and are looking for talented professionals to join us! We embrace a hybrid work model, with an expectation for You to attend the office at least twice a week to connect, innovate, and grow together while also having the flexibility to work remotely. Long story short, you will As a Head of Risk &amp; Compliance you will be leading the compliance function and operational compliance teams in aligning practices and processes across markets and verticals to enable consistency. You will develop and champion a framework of internal company policies and procedures, including their maintenance, upkeep and adherence, ensuring their distribution and notification to externals. You will be reporting to the Chief Legal and Compliance Officer. The role offers flexibility in a fast-paced, dynamic environment. All the responsibilities we will trust you with: <ul><li>Deliver advice on a range of compliance issues to internal stakeholders;</li><li>Implement, manage and oversee adequate training for regulatory compliance throughout the business;</li><li>Develop, together with other key internal stakeholders, the Group's risk management framework, including the customer risk assessment, on-boarding and ongoing monitoring process, jurisdictional risk assessment and business risk assessment programmes;</li><li>Develop and maintain the Group's policies and procedures framework, as well as oversee their implementation and review;</li><li>Manage games, PAMs and all other certifications projects globally;</li><li>Manage ISMS projects, including the management of internal audits, liaising with external auditors and creating and maintaining required documentation;</li><li>Manage relationships with external advisors and other service providers appointed to assist the compliance department as well as regulators;</li><li>Provide updated and industry-specific regulatory and technical compliance advice in the Group's target markets;</li><li>Develop and oversee control systems to prevent or deal with violations of regulatory guidelines and internal policies and establish processes for monitoring compliance with standards and regulations;</li><li>Oversee the Group's compliance in all aspects which affect its activities, including without limitation remote gambling legislation, anti-money laundering, data protection, anti-bribery and corruption, information security, and other regulatory areas;</li><li>Optimise the use of tools, processes and procedures that facilitate the automation of tasks, including without limitation in the customer/supplier on-boarding and ongoing monitoring process;</li><li>Work seamlessly with the Head of Legal and the Legal Department to protect and support the Group's business ventures comprehensively and effectively;</li><li>Work alongside the commercial, technical and operational teams to develop, enhance and implement effective compliance and risk management strategies.</li><li>Provide leadership to the Risk &amp; Compliance function, fostering a high-performing team environment, and offering guidance, mentorship, and professional development to team members</li></ul>Your areas of knowledge and expertise : <ul><li>Previous experience (5+ years) as a senior compliance officer, manager or head of compliance</li><li>Expertise in multiple jurisdictions handling compliance requirements in regulated and unregulated markets</li><li>A solid grasp of the iGaming regulatory landscape and a genuine interest in keeping abreast of regulatory developments</li><li>Experience in liaising with regulatory bodies, consultants, auditors and all other externals supporting the department</li><li>A demonstrated ability to set up, roll out and steer risk management frameworks and internal audit functions</li><li>Strong communication and presentation skills</li><li>Project management skills and ability to manage several projects at once</li><li>Personal attributes: ability to work under pressure, ability to work on own initiative, leadership skills</li></ul>Why Work With Us? <ul><li>Flexible work environment.</li><li>Opportunity to work with well-connected industry leaders.</li><li>A leadership approach that fosters innovation, creativity, and trust.</li><li>Opportunity to experience the buzz of highly driven and motivated work colleagues.</li><li>Experience a start-up feel in a fast-paced growth-driven environment.</li></ul>"We are committed to fostering an inclusive workplace that values and promotes diversity. Our aim is to create a vibrant, accessible, and welcoming environment for individuals of all backgrounds, experiences, and perspectives. We believe in equal opportunity for everyone and encourage candidates from diverse backgrounds to apply, including those from underrepresented groups. Our hiring decisions are made based on the merits of skills, experience, and potential, ensuring fairness and equality for all applicants."

Head of Risk & Compliance

Are you looking for a career move that will put you at the heart of a global financial institution? Then bring your skills in data analysis, problem solving and communication to Citi's Legal Entities Market Risk Team. By Joining Citi, you will become part of a global organisation whose mission is to serve as a trusted partner to our clients by responsibly providing financial services that enable growth and economic progress. Team / Role Overview: The role will be part of the Global Legal Entities Market Risk team. The team oversees the design, implementation and management of Legal Entity limit frameworks. It also ensures common practice across all Legal Entities and countries. The successful candidate must be able to build effective relationships with global colleagues across the Market Risk organisation as well as front office and other groups. The candidate should be willing to further develop their knowledge of the Markets business and of market risk approaches, as well as regulatory governance. What you'll do: <ul><li>Help to monitor and establish controls around legal entity level risks.</li><li>Develop strong materials that help and inform senior management decision making.</li><li>Communication with trading desks as required.</li><li>Ability to escalate promptly identified issues such as material risk moves, while working with colleagues on solutions when required.</li><li>Ensure reports produced by reporting teams reflect accurate risk and highlight any quality issues to control teams. </li><li>Communication with legal entity risk managers globally to ensure standardisation of processes and governance.</li></ul>What we'll need from you: <ul><li>Relevant experience in risk management with good knowledge of markets, products and risk.</li><li>Experience with portfolio risk measurement techniques including VAR and stress testing.</li><li>Strong relationship management and liaison with front office teams of all levels while being willing and able to challenge as needed, particularly the front office.</li><li>Dedication to information integrity and to producing high quality and insightful output required.</li><li>Good presentation and communication skills both in writing and verbal.</li><li>Expert experience and facility with Excel including VBA and add-in functions, ideally with experience of Tableau.</li></ul>What we can offer you: We work hard to have a positive financial and social impact on the communities we serve. In turn, we put our employees first and provide the best-in-class benefits they need to be well, live well and save well. By joining Citi London, you will not only be part of a business casual workplace with a hybrid working model (up to 2 days working at home per week), but also receive a competitive base salary (which is annually reviewed), and enjoy a whole host of additional benefits such as: <ul><li>Generous holiday allowance starting at 27 days plus bank holidays; increasing with tenure</li><li>A discretional annual performance related bonus </li><li>Private medical insurance packages to suit your personal circumstances</li><li>Employee Assistance Program </li><li>Pension Plan </li><li>Paid Parental Leave </li><li>Special discounts for employees, family, and friends </li><li>Access to an array of learning and development resources. </li></ul>Alongside these benefits Citi is committed to ensuring our workplace is where everyone feels comfortable coming to work as their whole self every day. We want the best talent around the world to be energized to join us, motivated to stay, and empowered to thrive. Sounds like Citi has everything you need? Then apply to discover the true extent of your capabilities. #LI-TM3 The role will be part of the Global Legal Entities Market Risk team. The team oversees the design, implementation and management of Legal Entity limit frameworks. It also ensures common practice across all Legal Entities and countries. The successful candidate must be able to build effective relationships with global colleagues across the Market Risk organisation as well as front office and other groups. The candidate should be willing to further develop their knowledge of the Markets business and of market risk approaches, as well as regulatory governance. Job Family Group: Risk Management Job Family: Market Risk Time Type: Full time Citi is an equal opportunity and affirmative action employer. Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran. Citigroup Inc. and its subsidiaries ("Citi") invite all qualified interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi. View the "EEO is the Law" poster. View the EEO is the Law Supplement. View the EEO Policy Statement. View the Pay Transparency Posting

25840127 - Market Risk Manager, Legal Entities, Assistant Vice President

Job Description : Job title: Junior Financial Accountant - Commodity Price Risk Management team Location: Budapest Contract Term: Permanent, full-time About us Diageo is the world's leading premium drinks company with an outstanding collection of brands, such as Johnnie Walker, Smirnoff, Baileys, Captain Morgan, Tanqueray, and Guinness. Our purpose - Celebrating life, every day, everywhere - has a meaningful role in our company, for our people, our diversity, our brands, in how we perform and how we build shared value. Are you looking to kickstart your career in finance within a dynamic, global environment? Join our Commodity Price Risk Management (CPRM) team, part of the Financial Reporting division within the Controller's Group. This unique junior role offers hands-on experience in leading complex treasury accounts, reviewing financial reports, and supporting key market initiatives. The role As a Junior Financial Accountant, you will gain invaluable exposure to hedge accounting processes and IFRS 9 compliance, working alongside top industry professionals in a truly global team. Key Responsibilities: <ul><li>Ensure timely and accurate monthly and quarterly closing tasks, hedge accounting postings, manual journals, and GL reconciliations related to commodity hedging.</li><li>Collaborate with Treasury Front Office, Back Office, Procurement Finance, and Bank Operations teams on financial reporting and treasury-related matters.</li><li>Monitor treasury transactions relevant to Commodity Price Risk Management and assess their accounting impact.</li><li>Support the preparation of the Group Annual Report, 20F, and 6-K filings, ensuring compliance with IFRS and external reporting obligations, with a strong focus on treasury-related areas.</li></ul>About you <ul><li>Bachelor's degree in Finance, Accounting, or a related field</li><li>Strong foundation in accounting principles and financial concepts</li><li>Proficient in English, with great communication skills</li><li>Experience in a multinational financial environment, through internships, trainee programs, or full-time roles</li><li>Eager to learn and grow in a dynamic, fast-paced setting</li><li>Strong analytical approach, with problem-solving abilities</li><li>Takes ownership and responsibility for tasks and deliverables</li><li>Detailed and highly accurate, ensuring precision in financial work</li></ul>Benefits of working here <ul><li>Unique Family Leave opportunity</li><li>We work without border - you will work with people from all over the world</li><li>You will deal with world class brand portfolio</li><li>Wide variety of thematic events, afterwork activities organized by employee communities</li><li>Product Allowance to purchase company products from the staff shop</li><li>We won the Fittest Workplace Award, of course we have a Gym</li><li>Urban legend is true, we do have a Rooftop Bar</li></ul>Diversity &amp; Inclusion Celebrating our inclusive and diverse culture is core to Diageo's purpose of "celebrating life every day everywhere". This purpose is, in itself, inclusive in nature, as it values everybody irrespective of background, disability, religion, gender identity, sexuality or ethnicity. We know that for our business to thrive and for Diageo to realize its ambition, we depend on having diverse talent with a range of backgrounds, skills, and capabilities in each of the 180 countries in which we operate and to reflect our broad consumer base. We view diversity as one of the key enablers that helps our business to grow and our values, purpose and standards set the conditions for us to respect the unique contribution each person brings. Flexibility is key to success in our business and many of our staff work flexibly in many different ways, including part-time, compressed hours, flexible location. Please talk to us about what flexibility means to you and don't let anything stop you from applying. Character is everything Worker Type : Regular Primary Location: Budapest Additional Locations : Job Posting Start Date : 2025-02-28

Junior Financial Accountant - Commodity Price Risk Management team

Overview The Compliance Risk Manager is responsible for staying current on relevant laws and regulations and is expected to assess business unit situations, and apply past experience to minimize financial, reputational, and regulatory risks. This position supports the Bank's Compliance Management System (CMS). The Compliance Risk Manager Lead - Consumer Compliance will support the CMS through maintaining Trustmark's Satisfactory or better regulatory ratings that applies to the CMS which includes compliance with Consumer Compliance banking laws including the Equal Credit Opportunity Act (ECOA), Regulation DD - Truth-in-Savings Act (TISA), Regulation Z - Truth-in-Lending Act (TILA), and the Regulation CC - Expedited Funds Availability Act regulations by aiding in identifying and mitigating potential compliance risks. The position is responsible to set forth the policies and procedures and testing routines necessary to have an effective CMS oversight particularly in the area of Consumer Compliance. The position will be responsible for managing Consumer Compliance risk testing activities, advertising and marketing reviews, complaint management, and vendor management reviews throughout the Bank for risks related to Consumer Banking/Lending activities to identify potential areas of concern to improve Trustmark's internal controls and reduce risk exposure. Responsibilities <ul><li>Compliance Management System Oversight<ul><li>Consults with and advises business lines and other stakeholders on consumer compliance risks and controls through established review processes and procedures to determine whether the lines of business are compliant with Compliance policies.</li><li>As a subject matter expert, provide guidance to business units on Consumer Compliance regulations by keeping abreast of developing trends and changes in regulations relating to Consumer Compliance, including: TILA, TISA, ECOA, FDCPA, FCRA, EFTA, and other regulations as applicable.</li><li>Assists in the development and on-going maintenance of CMS standards.</li><li>Reviews business changes (e.g., new or modified products or services) for policy adherence and to identify and assess risks and ensure appropriate risk mitigation is in place prior to implementation. If not, recommend enhancements to the lines of business.</li><li>Participates in regulatory change management assessments and associated business change projects.</li><li>Stays current on business line products, services, and processes, distribution channels, geographies, organizational structures, and related regulatory requirements.</li><li>Maintains appropriate knowledge of and stay current on consumer compliance laws and regulations, guidance, and other legal and regulatory developments, and how they apply to the Company and assigned business lines.</li><li>Provides summary reporting of results derived from the consumer compliance life cycle testing.</li><li>Assist in the execution of the GCRA risk assessments.</li></ul></li><li>Consumer Compliance Review<ul><li>Reviews internal and external materials with compliance impact to identify adherence to Compliance policy and assess risk and ensure appropriate risk mitigation prior to production. Materials include customer-facing information (e.g., marketing) and employee-facing information (e.g., procedures and training). Make recommendations for materials that do not comply with Compliance policy.</li><li>Lead development of test scripts for complex Consumer Compliance risk reviews.</li><li>Identify, draft and present issues that require corrective action. Provide guidance and oversight of resolution plans that address identified issues. Work with the lines of business to determine the best course of action.</li><li>Monitor complaints and analyze complaint data for trends to assess potential Compliance risks.</li><li>Evaluate the adequacy and effectiveness of 1LOD and 2LOD policies, procedures, processes, initiatives, products, and internal controls. Recommend necessary changes to align with regulatory expectations.</li><li>Conduct self-testing and draft reports of findings and provide recommendations to business line management with limited assistance.</li></ul></li><li>Training and Documentation<ul><li>Works in concert with the Training Area to deliver training to management and bank associates relating to Consumer Compliance requirements and ensure that training stay abreast of changing regulations and policies.</li><li>Update policies and programs related to Consumer Compliance periodically to ensure these documents reflect changes in applicable federal, state, local laws and regulations (including emerging risks). </li></ul></li><li>Program Development<ul><li>Update the Consumer Compliance training (which includes: Regulation CC, Regulation DD, Regulation E, and Flood) and determining the bank's annual Compliance training needs.</li><li>Partner with FRB-UDAAP in the development of the Enterprise ADA program, policy, and training. As well as acting as liaison to the first line of defense and the development of second line of defense control monitoring.</li><li>Supports the Compliance Department as needed.</li></ul></li><li>Independent Judgement Characteristics<ul><li>Develop and implement compliance program, strategies, policies, and training based on state and federal laws.</li><li>Design and regularly assess the efficiency of control systems and recommend effective improvements.</li><li>Oversee all lines of business operations related to compliance including policies, procedures, and reports to ensure all departments meet state or federal requirements.</li><li>Conduct monthly, quarterly, semi-annual, and annual self-testing on the lines of business to identify and assess potential risk and develop plans to minimize or eliminate them. Work with lines of business to determine the best course of action.</li><li>Evaluate team member's knowledge of policies and educate them on work-related laws and regulations.</li><li>Work with lines of business and executive management to address compliance violations and/or issues and identify solutions.</li></ul></li><li>Perform additional duties as assigned.</li></ul>Qualifications <ul><li>Bachelor's degree in Economics, Finance, Public Administration or Business Related preferred. A combination of education and experience may meet job requirements</li><li>3 to 6 years of experience in financial institution, auditing firm, or consulting firm in a compliance, audit, or risk management preferably in a banking institution</li><li>Knowledge of consumer protection laws and regulations impacting financial institutions with demonstrated proficiency in applying these principles</li><li>Ability to manage and provide compliance related oversight to multiple business lines</li><li>Thorough knowledge of banking operations</li><li>Strong knowledge of Microsoft applications, primarily Excel, Teams, PowerPoint, Outlook, Access, SharePoint, Word and other database analysis and reporting tools</li><li>Demonstrated skills in critical thinking, diligence, interpersonal, problem solving, and analytical skills</li><li>Excellent verbal and written communications skills, and ability to interface with senior management</li><li>Highly proficient in time management, planning, and prioritization</li><li>Ability to work in fast-paced, changing environment and meet deadlines with strict timeframes</li><li>Ability to work on and track multiple tasks and priorities</li><li>Highly motivated with the ability to be proactive, take initiative, carefully monitor, follow through, and complete projects/responsibilities in a professional and timely fashion</li><li>Strong interpersonal and communication skills, including the ability to interact freely and comfortable with staff and management at all levels</li><li>Ability to exercise sound judgment and work independently </li></ul> Preferred Skills: <ul><li>Effective communication skills</li><li>Process development experience</li><li>Strong project management skills are a plus</li><li>CRCM, CIA, or other Compliance/Audit Certifications or the ability to attain within one year of employment</li><li>6+ years' experience developing testing scripts and methodology for Consumer Compliance</li><li>ADA, Advertising/Marketing, and Complaint Management compliance experience</li></ul>Physical Requirements/Working Conditions: Must be able to sit for long periods of time and use computer keyboard and/or mouse, while viewing computer screens. Note: This is a brief description of this position and is not limited to those described herein. Management retains the right to add, delete or modify any of these responsibilities at any time during employment.

Compliance Risk Manager Lead - Consumer Compliance

Firm Risk Management Firm Risk Management (FRM) supports Morgan Stanley to achieve its business goals by partnering with business units across the Firm to realize efficient risk-adjusted returns, acting as a strategic advisor to the Board and protecting the Firm from exposure to losses as a result of credit, market, liquidity, operational, model and other risks. Background on the Position This role resides within FRM's Model Risk Management (MRM) Department which is dedicated to providing independent model risk control, review and validation of models used by Morgan Stanley. These include models used to monitor market risk (IMA) and counterparty credit risk (XVA/IMM) as well as valuation models. MRM professionals in New York, London, Budapest, Frankfurt, Mumbai and Tokyo work closely with business quantitative strategists, risk analytics, risk managers and financial controllers. The New York team works collaboratively with members of Model Risk Management across all model areas globally. Primary Responsibilities &gt; Contribution to validation activities for Swap Dealer entities, including oversight of ongoing monitoring performance reviews and regulatory submissions. &gt; Conduct Model Validation activities for the IMA (VaR/SVaR/RNIV) and Initial Margin models by challenging model assumptions, mathematical formulation, and implementation. &gt; Conduct independent testing to assess model accuracy and robustness under different scenarios and market conditions, including, where appropriate the evaluation of developer documentation and testing &gt; Assess and quantify model risks due to model limitations and compensating controls. &gt; Develop and apply high-quality validation standards by conducting independent testing to assess model accuracy and robustness under different market conditions. &gt; Collaborate with Global MRM teams, Global Risk Analytics teams, Model Control Officers and Risk Managers to manage model risk across the model lifecycle. &gt; Participate in developing effective relationships with the internal/external auditors by providing accurate and timely submissions. FRM is committed to creating and providing opportunities that enable our workforce to reflect diverse backgrounds and views. Experience &gt; Masters or Ph.D. degree (or equivalent) in Finance, Economics, Mathematics, Physics, Engineering, or a related quantitative field &gt; In-depth knowledge of mathematical finance, derivative pricing, and numerical techniques &gt; The ideal candidate has strong experience with valuation models gained at a financial institution. &gt; Relevant working experience of 5+ years &gt; Experience developing pricing and risk models using Python, R or C++ is a plus. &gt; The ability to effectively communicate with a wide range of stakeholders, both written and verbally &gt; An interest in working in a fast-paced environment, often balancing multiple high priority deliverables. WHAT YOU CAN EXPECT FROM MORGAN STANLEY: We are committed to maintaining the first-class service and high standard of excellence that have defined Morgan Stanley for over 85 years. At our foundation are five core values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - that guide our more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you'll find trusted colleagues, committed mentors and a culture that values diverse perspectives, individual intellect and cross-collaboration. We Firm is differentiated by the caliber of our diverse team. While our company culture and commitment to inclusion define our legacy and shape our future, helping to strengthen our business and bring value to clients around the world. Learn more about how we put this commitment to action: morganstanley.com/diversity. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. We're committed to bringing passion and customer focus to the business. Expected base pay rates for the role will be between $120,000 and $200,000 year at the commencement of employment. However, base pay if hired will be determined on an individualized basis and is only part of the total compensation package, which, depending on the position, may also include commission earnings, incentive compensation, discretionary bonuses, other short and long-term incentive packages, and other Morgan Stanley sponsored benefit programs. Morgan Stanley's goal is to build and maintain a workforce that is diverse in experience and background but uniform in reflecting our standards of integrity and excellence. Consequently, our recruiting efforts reflect our desire to attract and retain the best and brightest from all talent pools. We want to be the first choice for prospective employees. Morgan Stanley's goal is to build and maintain a workforce that is diverse in experience and background but uniform in reflecting our standards of integrity and excellence. Consequently, our recruiting efforts reflect our desire to attract and retain the best and brightest from all talent pools. We want to be the first choice for prospective employees. It is the policy of the Firm to ensure equal employment opportunity without discrimination or harassment on the basis of race, color, religion, creed, age, sex, sex stereotype, gender, gender identity or expression, transgender, sexual orientation, national origin, citizenship, disability, marital and civil partnership/union status, pregnancy, veteran or military service status, genetic information, or any other characteristic protected by law. Morgan Stanley is an equal opportunity employer committed to diversifying its workforce (M/F/Disability/Vet).

VP, Model Risk (Risk Management)

Our purpose is to make great financial decision making a breeze for everyone, and that purpose drives us every day. It's why we're on a mission to create an automated quoting engine, with the simplest of experiences, wrapped in a brand everyone loves! We change lives by making it simple to switch and save money and that's why good things happen when you meerkat. We'd love you to be part of our journey. This is a key role in the Data team with responsibility for providing monitoring and reporting of the Data Risk profile, including Data Management, Data Privacy, 3rd Party Management, Model Management and Data Ethics. The Data Risk Manager will need to coordinate Risk Reporting, Risk Mitigation activities, requiring excellent stakeholder management skills, engaging members of Data Engineering, Technology and Information Security. Everyone is welcome. We have a culture of creativity. We approach our work passionately, improve constantly and celebrate our wins at every turn. We are an inclusive workplace and our employees are comfortable bringing their authentic, whole selves to work. Everyone is welcome. Be you. This means we're excited to hear from people with a range of skills, experiences and ideas. We don't expect you to tick all the boxes, but would love to hear what makes you great for this role. This is a role with a clear development path, and represents a great opportunity for growth. Some of the great things you'll be doing: • Ensure the accurate and timely reporting of Data's Risk position, as well as reporting against the progress of appropriate Risk Mitigation activities, including working with 2nd Line for appropriate challenge and development. • Maintenance and development of the Data Risk Framework to ensure that Data Risk has an effective Risk Mitigation plan in place to remain within Risk Appetite. • Champion a culture of Risk Management across Data Management and Data Privacy. • Working with the Data Protection Office to ensure that upcoming regulatory requirements are reflected, and that appropriate Legal opinion is sought and incorporated into Data Risk. • Engage with other departments to scan for potential Risk items through the Data Design Authority and the Artificial Intelligence Design Authority. • Provide support for the Data Maturity Programme Board &amp; Executive Risk Forum. • Represent Data Risk in Data Privacy Incidents and Customer Ops complaints and queries, providing relevant expert advice on CtM and Data's risk appetite, to resolve incidents and complaints, and to support subsequent retrospectives/root cause analyses. • Conduct Control Testing &amp; Validation as per annual plans as agreed with 2nd Line. • Conduct regular reviews of Causes, Risks, Impacts, Controls and Indicators in agreement with 2nd Line. What we'd like to see from you: • Dynamic, proactive and works under their own initiative. • Qualification or relevant experience in Risk Management • Experience within Financial Services or other regulated environment • Awareness of Data and Data Privacy, plus relevant legislation and regulation. • Excellent written and verbal communication skills • Excellent stakeholder management skills • Good organizational and management skills • Intellectual curiosity • Industry recognized professional qualification; eg PIIA, IRMCert, CISM, CISSP, CISA, CIPP/E is preferred. What we really want is someone who comes in and makes a positive difference. We prioritise a dynamic and proactive approach; if you have this, we'll work together to develop the right skills. There's something for everyone. We're a place of opportunity. You'll have the tools and autonomy to drive your own career, supported by a team of amazingly talented people. And then there's our benefits. For us, it's not just about a competitive salary and hybrid working, we care about what matters to you. From a generous holiday allowance and private healthcare to an electric car scheme and paid development, wellbeing and CSR days, we've pretty much got you covered!

Data Risk Manager

Credit Risk Manager National Salary Circa £70,000 London Salary Circa £80,000 We have a fantastic opportunity for a tenacious Credit Risk Manager to join our group Credit Risk team that sits within Group Financial and Sustainability Risk. This is a great job for an experienced Credit Risk Manager with a genuine interest in the economy seeking to work with likeminded people in the UK's leading Insurance, Retirement and Wealth business! A bit about the job: Credit risk is one of the largest risks Aviva faces. Managing this risk is a key part of our strategy to protect our customers and plays a vital role in helping Aviva grow in a safe and sustainable manner. We do this by ensuring we are within the credit risk appetite of the Board Risk Committee (e.g. through setting credit limits), helping businesses in getting the right return from the risk being taken (e.g. through asset class analysis) and helping the business make better decisions (e.g. helping creating reinsurance contracts that mitigate credit risk in stress). Additionally, you will: <ul><li>Support quality, pro-active analysis of Aviva's Credit position, including development of the Credit Limit Framework and the credit data systems (currently Clearwater and Qlik)</li><li>Support the effective &amp; timely delivery of financial &amp; non-financial information for internal and external publication purposes, related to Credit Risk, for both regular reporting and during times of financial stress</li><li>Assist with the production of counterparty and exposure risk assessments, including for reinsurers/reinsurance</li><li>The effective &amp; timely delivery of financial &amp; non-financial information for internal and external publication purposes, related to Credit Risk. Production of counterparty and exposure risk assessments, including for reinsurers/reinsurance</li><li>Participate in the response to events, covering both idiosyncratic events (where only one credit counterparty is involved) or systemic credit risk events that affect one or more market sectors</li></ul>Skills and experience we're looking for: <ul><li>Experience in building models/coding is strongly preferred</li><li>Knowledge of a range of investment markets and asset classes, their key risk and return drivers and their application to insurance company investment strategy and asset-liability management</li><li>Brings sound judgement to facts/data, with strong analytic, interpretative, and modelling skills with a meticulous mindset and strong attention to detail</li><li>Able to manage workload &amp; relationships in a flexible, dynamic and proactive manner</li><li>Ability to prioritise and plan activities in the face of conflicting demands</li></ul>What you'll get for this role: Our purpose - with you today, for a better tomorrow - is a promise we make to our colleagues too. And one of the ways we live up to that promise is by investing in you. We have so much to offer when it comes to being an Aviva colleague. <ul><li>National salary circa £70,000, London salary circa £80,000 (depending on location, skills, experience, and qualifications)</li><li>Bonus opportunity - 10%of annual salary Actual amount depends on your performance and Aviva's.</li><li>Generous pension scheme - Aviva will contribute up to 14%, depending on what you put in.</li><li>29 days holiday plus bank holidays, and you can choose to buy or sell up to 5 days</li><li>Make your money go further - Up to 40% discount on Aviva products, and other retailer discounts</li><li>Up to £1,200 of free Aviva shares per year through our Matching Share Plan and share in the success of Aviva with our Save As You Earn scheme</li><li>Brilliantly supportive policies including parental and carer's leave</li><li>Flexible benefits to suit you, including sustainability options such as cycle to work</li><li>Make a difference, be part of our Aviva Communities and use your 3 paid volunteering days to help others</li><li>We take your wellbeing seriously with lots of support and tools</li></ul>Take a look to learn more. Put a salary into this calculator to see what your total Aviva Reward could be. Aviva is for everyone: We're inclusive and welcome everyone - we want applications from all backgrounds and experiences. Excited but not sure you tick every box? Even if you don't, we would still encourage you to apply. We also consider all forms of flexible working, including part time and job shares. We flex locations, hours and working patterns to suit our customers, business, and you. Most of our people are smart working - spending around 50% of their time in our offices every week - combining the benefits of flexibility, with time together with colleagues. To find out more about working at Aviva take a look here We interview every disabled applicant who meets the minimum criteria for the job. Once you've applied, please send us an email stating that you have a disclosed disability, and we'll interview you. We'd love it if you could submit your application online. If you require an alternative method of applying, please give Tawana Chin a call on 07789 624461 or send an email to <a href="mailto:tawana.chin@aviva.com" target="_blank">tawana.chin@aviva.com</a>.

Credit Risk Manager

Position Overview Apollo is a high-growth, global alternative asset manager. In our asset management business, we seek to provide our clients excess return at every point along the risk-reward spectrum from investment grade credit to private equity. For more than three decades, our investing expertise across our fully integrated platform has served the financial return needs of our clients and provided businesses with innovative capital solutions for growth. Through Athene, our retirement services business, we specialize in helping clients achieve financial security by providing a suite of retirement savings products and acting as a solutions provider to institutions. Our patient, creative, and knowledgeable approach to investing aligns our clients, businesses we invest in, our employees, and the communities we impact, to expand opportunity and achieve positive outcomes. As of June 30, 2024, Apollo had approximately $696 billion of assets under management. To learn more, please visit <a href="http://www.apollo.com" target="_blank">www.apollo.com</a>. The Role Apollo's Credit Risk team is seeking a Principal to build out the Asset-Backed Finance Credit Risk function, acting as the Credit Risk Manager on European and APAC ABF investment activity. The candidate will oversee a portfolio of Residential Mortgage, Commercial Real Estate, Consumer, and Esoteric Asset-Backed transactions. The role entails working closely with Origination teams and other risk leaders on the evaluation of credit risk in new and existing transactions. Their analysis and independent views will be heavily relied upon by the Apollo senior risk officers to gain comfort in signing off on transactions. To ensure alignment between the business and the firm's risk appetite, the incumbent will develop strong partnership with deal teams while enhancing the stature of the credit risk team through a stronger culture of review and challenge. The ideal candidate will have significant experience in securitized products in public and private formats across a variety of Asset Backed Finance asset classes. Primary Responsibilities <ul><li>Evaluate and provide sound judgment on all European and APAC Asset-Backed Finance transactions including new underwritings, existing portfolio positions, and troubled credits</li><li>For new underwritings, establish early engagement with deal teams on key risk issues through the underwriting process; conduct complete analysis on transactions, highlight risk concerns early and on an ongoing basis, and challenge deal teams appropriately</li><li>Demonstrate an ability to form an independent view, raise concerns early and consistently, and concisely document the analysis, leveraging others across the Apollo ecosystem to support sector or asset-specific knowledge</li><li>Actively engage in ongoing risk management, including reporting, analytics, and stress testing to ensure that existing investments continue to be appropriately monitored and challenged in light of changes in the macro and local risk environments</li><li>For troubled credits, play a lead role in driving the process to the best solution in partnership with the PMs</li><li>Act as a self-sufficient risk manager by independently leading transactions, including presenting diligence findings, making recommendations, and answering questions to various investment committees</li><li>Utilize all tools available and work with the Technology team to develop new risk views (data, reporting, tools, etc.) if there are gaps in information needed to get to the correct analysis.</li></ul>Qualifications &amp; Experience <ul><li>10+ years of experience with responsibility for critical decisions of significant financial impact and complex criteria across multiple asset classes in the consumer and commercial sectors, including unsecured consumer, CLOs, credit cards, student loans, and real estate markets required</li><li>Exposure to more bespoke or less liquid asset classes (e.g., venture debt, SME lending, fund finance, royalties) preferred</li><li>Undergraduate degree with a record of academic achievement</li><li>Experience underwriting Corporates from a fundamental credit perspective is preferred</li><li>Strong foundation in risk while also very solution-oriented with a thorough understanding of the commercial needs of a fast-growing business balanced with maintaining risk discipline</li><li>Strong analytical skills, multi-asset class experience, and an ability to build risk management tools to aid in governing the risk in the portfolio</li><li>Extensive financial analysis and modeling skills, expertise in credit risk management, and a strong understanding of risk metrics/models/systems</li><li>Ability to incorporate and understand information from a variety of sources to stay ahead of market/economic trends and evaluate the impact on the portfolio</li><li>Robust interpersonal skills to support communication with external counterparties and management of internal stakeholders, both within the Credit ecosystem and across the broader investment platform</li><li>Excels in a rigorous and fast-paced team-oriented work environment; adept at managing competing priorities across multiple projects, transactions, and workstreams</li></ul>About Apollo Our Purpose &amp; Core Values Our clients rely on our investment acumen to help secure their future. We must never lose our focus and determination to be the best investors and most trusted partners on their behalf. We strive to be: <ul><li>The leading provider of retirement income solutions to institutions, companies, and individuals.</li><li>The leading provider of capital solutions to companies. Our breadth and scale enable us to deliver capital for even the largest projects - and our small firm mindset ensures we will be a thoughtful and dedicated partner to these organizations. We are committed to helping them build stronger businesses.</li><li>A leading contributor to addressing some of the biggest issues facing the world today - such as energy transition, accelerating the adoption of new technologies, and social impact - where innovative approaches to investing can make a positive difference.</li></ul>We are building a unique firm of extraordinary colleagues who: <ul><li>Outperform expectations</li><li>Challenge Convention</li><li>Champion Opportunity</li><li>Lead responsibly</li><li>Drive collaboration</li></ul>As One Apollo team, we believe that doing great work and having fun go hand in hand, and we are proud of what we can achieve together. Our Benefits Apollo relies on its people to keep it a leader in alternative investment management, and the firm's benefit programs are crafted to offer meaningful coverage for both you and your family. Apollo Global Management, Inc. (together with its subsidiaries and affiliates) is an equal opportunity/affirmative action employer. The firm and its affiliates do not discriminate in employment because of race, color, religion, gender, national origin, veteran status, disability, age, citizenship, marital or domestic/civil partnership status, sexual orientation, gender identity or expression or because of any other criteria prohibited under controlling federal, state or local law

Principal, ABF Credit Risk Manager

Overview The responsibilities of this position include leading and executing an effective Vendor Management Program that monitors whether third-party vendors adhere to internal and external policies and procedures, laws, and regulations. This position serves as the liaison between Enterprise Risk Management and Fair and Responsible Banking and Compliance (FRBC) to perform third-party risk assessments and analyze the risk level of third-party engagements, both for new and existing vendors (as part of the ongoing review and update cycles). Additionally, the position will be responsible for analyzing due diligence documentation to arrive at risk assessment ratings against the Bank's risk methodology, and in accordance with regulatory and industry standards. Lastly, this position will be responsible for authoring risk narratives to effectively communicate key risks identified and provide an explanation for the risk rating(s) assigned. Responsibilities <ul><li>Crosstrain/develop team and review vendor management reports</li><li>Attend New Products and Service Committee and Third-Party Vendor Management working group, and provide recommendations on compliance related matters</li><li>Develop and maintain FRBC Vendor Management program, procedures, and checklists </li><li>Provide guidance to the Vendor Relationship Owners regarding FRBC matters</li><li>Provide reporting related to Third-Party monitoring activities and vendor inventory. </li><li>Escalate any issues identified with Third-Party relationships to the proper governing body(ies).</li><li>Remain current on business line products, services, and processes, distribution channels, geographies, organizational structures, and related regulatory requirements.</li><li>Maintain appropriate knowledge of and stay current on compliance laws and regulations, guidance, and other legal and regulatory developments, and how they apply to the Company and assigned business lines.</li><li>Stay abreast of regulatory changes impacting vendor management</li><li>Oversee Vendor Management team in reporting, system review, vendor assessments, and new product and service reviews.</li></ul>Qualifications <ul><li>Bachelor's degree in Law, Economics, Finance, Public Administration or Business or relevant work experience. </li><li>At least 4 years' banking experience in vendor management in a compliance related role </li><li>Advanced knowledge of consumer protection laws and regulations impacting financial institutions with demonstrated proficiency in applying these principles </li><li>Ability to manage and provide compliance related oversight to multiple business lines</li><li>Thorough knowledge of banking operations</li><li>Strong knowledge of Microsoft applications, primarily Excel, Teams, PowerPoint, Outlook, Access, SharePoint, Word and other database analysis and reporting tools</li><li>Demonstrated skills in critical thinking, attention to detail, interpersonal, problem solving, and analytical skills</li><li>Excellent verbal and written communications skills, and ability to interface with senior management</li><li>Highly proficient in time management, planning, and prioritization</li><li>Ability to work in fast-paced, changing environment and meet deadlines with strict timeframes</li><li>Ability to work on and track multiple tasks and priorities</li><li>Highly motivated with the ability to be proactive, take initiative, carefully monitor, follow through, and complete projects/responsibilities in a professional and timely fashion</li><li>Excellent interpersonal and communication skills, with the ability to engage confidently and effectively with staff and management at all levels</li><li>Ability to exercise sound judgment and work independently</li></ul>Preferred Skills <ul><li>Advanced degree is strongly preferred</li><li>Process development experience</li><li>Strong project management skills are a plus</li><li>Certified Regulatory Compliance Manager (CRCM), Certified Internal Audit (CIA), or other Compliance/Audit Certifications </li></ul>Physical Requirements/Working Conditions: Must be able to sit for long periods of time and use computer keyboard and/or mouse, while viewing computer screens. Note: This is a brief description of this position and is not limited to those described herein. Management retains the right to add, delete or modify any of these responsibilities at any time during employment.

Senior Compliance Risk Manager - Vendor Management

About the job Our client, a Leading FX/Payments Institution, are looking for a Credit Risk Manager to join their Credit Risk team based in London. Responsibilities below: <ul> <li>Credit Decisioning: Develop and enhance credit decisioning and risk management capabilities essential for our growth and future business initiatives.</li> <li>Credit Risk Strategy: Define and lead a comprehensive credit risk strategy, integrating Risk Appetite as a core element. Apply a risk perspective to policies, maximizing credit access and value creation while mitigating risks.</li> <li>Implementation: Ensure a seamless credit approval process with thorough documentation of committee approvals and compliance with terms.</li> <li>Portfolio Management: Monitor portfolio performance, early indicators, and external factors, including market, regulatory, and macroeconomic trends impacting credit portfolio performance.</li> <li>Margin Call Management: Design and generate intra-day and inter-day margin reports. Automate margin call notices and triggers, and collaborate closely with Account Managers to address and neutralize deficits.</li> </ul>Previous experience within Credit Risk and FX or Payments is essential. For further information please don't hesitate to contact me on my email:

The Vacancy Senior Credit Risk Manager, New Business Strategies Contract Type: Permanent ¦ Full-time Location: Bradford, Petersfield or London. Occasional travel to other offices may be required. Working Pattern: Hybrid-typically 1 day a week in the office. Part-time or flexible arrangements are considered to support work-life balance. A fear of losing your current working flexibility shouldn't hinder you from applying for new opportunities, which is why we aim to match your existing flexible working arrangements where possible. What We Offer: <ul> <li>Holidays: 25 days holiday up to 30 days (depending on service)</li> <li>Pension: We know it is important to save for the future, that is why we will contribute up to 10%</li> <li>Maternity/Paternity: We realise that family time is important, we offer enhanced maternity (after successful completion of probation) and 4 weeks paternity leave</li> <li>Volunteering: 2 paid days to 'give back' to the charity of your choice</li> <li>Development: LinkedIn Learning for all</li> <li>Finance: Snoop Premium available to all colleagues</li> <li>Medical: Opportunity to opt in for Private Medical Insurance</li> <li>Bonus: Discretionary annual bonus</li></ul>The Role: As our Senior Credit Risk Manager, you'll be responsible for leading the evolution of the credit risk existing new business strategies for Credit Cards, Loans and Vehicle Finance. Implementing industry best practice on credit risk and affordability assessments, credit line management, risk vs reward profitability modelling to capture market share, grow receivables, optimise profitability and deliver good customer outcomes. As a Senior Credit Risk Manager, you will: <ul> <li>Deputises for the Head of Credit Risk Strategies and is the direct succession plan. Leads and role models for the wider strategy function on credit risk analysis, NPV modelling and influence across Commercial, Finance and the wider business</li> <li>Driving the optimisation of lending decisions through test and learn initiatives to identify champion strategies for existing customers</li> <li>Establishing a credit risk framework - incorporating risk monitoring and feedback processes - to ensure appropriate decisioning for both customers and the business within the Group's risk appetite</li> <li>Investigating and developing new data sources including open banking date to be used for analysis and decisioning</li> <li>Influencing stakeholders across the Group - ranging from peers to Senior Management - to gain buy-in and support to deliver change as required</li> <li>Supporting business growth and portfolio profitability - ensuring a balance between risk, reward and responsible lending - while controlling credit quality and performance</li> <li>Providing colleagues with opportunities to succeed, devoting dedicated time to empowering people through coaching, mentoring and sharing expertise and knowledge</li> <li>Responsible for building an innovative culture within the department by exploring and implementing cutting-edge techniques and methodologies to enhance decision-making </li></ul>What We're Looking For: <ul> <li>Industry expert in Credit Risk lending strategies</li> <li>Leadership - Proficient in leading an analytical team, prioritising activities while providing strategic direction and maintaining motivation through coaching and colleague development</li> <li>Strong numerical capability - experience in converting analytical information into a business narrative through strong commercial acumen</li> <li>Communication - ability to articulate complex ideas to stakeholders to influence or persuade, through delivering key messages with impact when required</li> <li>Problem solving - finding innovative ways to address issues or risks identified, or discovering opportunities to enhance existing strategies</li> <li>Keeps up to date with latest regulatory and macro-economic developments and trends</li> <li>Focused on customer outcomes and understanding of how strategies can have a wider impact than initially anticipated </li></ul>The interview process: <ol> <li>30-minute call with Talent Acquisition. </li> <li>90 minute interview with the hiring team. </li> <li> Final interview</li></ol> Offers are subject to satisfactory background checks, including credit, fraud, and employment references. Who We Are: At Vanquis, we have a simple purpose: to deliver caring banking so our customers can make the most of life's opportunities. Established in 1880, we're now a FTSE All Share company and leading specialist bank. We lend responsibly, providing tailored products and services to over 1.75 million UK customers. We take care of our colleagues as well as our customers, working hard to create a rewarding and supportive work environment. That means competitive salaries, benefits, and a Group-wide recognition scheme. Everyone can enrol in our pension and after six months, you can join our 'Buy As You Earn' scheme. We're about more than financial rewards though. We give everyone a voice in the business and room to be their authentic self. And we know you're here to build your career, so we help every colleague with training and development opportunities. Making sure there's always something new to learn. Vanquis Bank is an Equal Opportunity Employer: Here at Vanquis Banking Group, we embrace everyone's unique strengths and identities to be themselves at work. Regardless of how you identify yourself, your sexual orientation, martial or civil partner status, race, colour, nationality, ethnic or national background, faith, disability, or age - your experiences and background help enrich our teams, and most importantly help support our customers in the best way possible. At the end of the day, it's our people that help us to fulfil the reason why we're here in the first place: to help put people on a path to a better everyday life. If there's anything we can do in the recruitment process to help you achieve your best, get in touch. Whether it's a copy of our application form in another format or additional assistance, we're available to help. You can contact us at <a href="mailto:careers@vanquis.com" target="_blank">careers@vanquis.com</a> The Company At Vanquis, we've been empowering lives since 1880. As a FTSE All Share company and leading specialist bank, we lend responsibly to over 1.75 million UK customers. We're just as committed to our colleagues as we are to our customers, offering competitive salaries, comprehensive benefits, and recognition schemes. With pension plans, our 'Buy as You Earn' scheme, and ongoing training opportunities, we create a supportive environment where you can grow and thrive. Bring your authentic self, find your voice, and build your career with us-because at Vanquis, we believe in making the most of life's opportunities. The Benefits Competitive base salary and rewards Private Medical Insurance 25 days holiday entitlement one day accrued for each year of service (max 30 days) Defined contribution pension scheme Discretionary bonus scheme Perks at Work A perks platform of over 30,000 unique discounts Volunteering 2 paid days to support a charity of your choice Flexible, hybrid, &amp; dynamic working policies Personal &amp; career development opportunities Monthly and Quarterly Colleague Socials Discounted gym membership BUPA GP Service Workplace Gallery Previous Next

Senior Credit Risk Manager, New Business Strategies

Who we are looking for The position is for a Counterparty Credit Risk Manager within the Global CCR team, which is part of the wider Financial Risk team within the Enterprise Risk Management Division. The team is primarily responsible for the oversight of credit risks arising from the activities within State Street Global Markets business unit (SSGM) and Global Treasury. SSGM, a division of State Street Bank &amp; Trust Co., engages in a variety of capital markets business activities, including securities finance, funding and collateral transformation, and sales and trading in foreign exchange markets. The position is for a self-motivated CCR Manager with a strong technical and quantitative aptitude providing CCR oversight as part of the Global CCR team. What you will be responsible for As CCR Manager you will • Provide global independent credit risk oversight of credit exposures across CCR activities including risk identification, risk measurement, risk controls and limits, documentation and risk monitoring and reporting • Establish and maintain standards for acceptable collateral across business lines, ensuring margin is dynamic and sufficient to protect against market and concentration risks and satisfy regulatory requirements • Provide global independent credit risk oversight of stressed counterparty credit exposures across all CCR products • Assess and develop new business products and initiatives • Enhance risk management tools and systems, including specification of requirements, supporting implementation and testing/prototyping • Develop good working relationships with traders and business analysts within SSGM and other business units, , and with support functions and technology departments • Contribute to risk and/or regulatory projects; independently driving forward assigned tasks What we value These skills will help you succeed in this role • Strong analytical and quantitative mindset; ability to take ownership and improve on existing risk models and methodologies (VaR, PFE, Notional, Stress Testing, xVA) • Ability to identify problems and limitations, propose solutions or proactively address them directly • Ability to communicate and write clear and precise presentations and technical documentation describing processes and risk methodologies • Self-motivated and able to work independently with excellent time-management skills • Ability to cooperate with others and foster an environment that supports effective teamwork • Strong critical thinking ability; promote and support a culture of challenge and risk excellence • Comfortable in conflict resolution as appropriate with others and in a matrix organization • Highest standards of conduct and integrity and ensure compliance with accepted industry practice, company policies, statute and regulatory requirements Education &amp; Preferred Qualifications • Degree/Post-graduate degree in relevant and/or quantitative subjects • Minimum of 7+ years of hands-on industry experience with in-depth knowledge of Securities Finance, FX and related business lines, and management of credit and market risks at a large banking institution • Experience in the financial analysis or risk analytics, dealing with modelling, market data, pricing and risk methodology • Ability to provide prototype implementations and work closely with IT and other groups • Excellent IT skills and strong ability to develop prototypes using Python, VBA and SQL; familiarity with statistics software or third-party software such as Risk Metrics is a plus About State Street What we do. State Street is one of the largest custodian banks, asset managers and asset intelligence companies in the world. From technology to product innovation, we're making our mark on the financial services industry. For more than two centuries, we've been helping our clients safeguard and steward the investments of millions of people. We provide investment servicing, data &amp; analytics, investment research &amp; trading and investment management to institutional clients. Work, Live and Grow. We make all efforts to create a great work environment. Our benefits packages are competitive and comprehensive. Details vary by location, but you may expect generous medical care, insurance and savings plans, among other perks. You'll have access to flexible Work Programs to help you match your needs. And our wealth of development programs and educational support will help you reach your full potential. Inclusion, Diversity and Social Responsibility. We truly believe our employees' diverse backgrounds, experiences and perspectives are a powerful contributor to creating an inclusive environment where everyone can thrive and reach their maximum potential while adding value to both our organization and our clients. We warmly welcome candidates of diverse origin, background, ability, age, sexual orientation, gender identity and personality. Another fundamental value at State Street is active engagement with our communities around the world, both as a partner and a leader. You will have tools to help balance your professional and personal life, paid volunteer days, matching gift programs and access to employee networks that help you stay connected to what matters to you. State Street is an equal opportunity and affirmative action employer. Discover more at StateStreet.com/careers State Street's Speak Up Line

Counterparty Credit Risk Manager, Vice President, Hybrid

Working at 4most We are not your typical consultancy firm; our purpose is to redefine consulting by enabling all our people to flourish and excel. We have over 250 consultants working in credit risk, data, market risk, life insurance and general insurance, across multiple sites - London, Leeds, Edinburgh, Dublin, Amsterdam, Dubai and Bengaluru. We value every individual's contribution to the success of the company with colleagues owning a significant share of the business, and we have ambitious plans to grow even further. As experts in our field, we are passionate about what we do and embrace diversity; we've created a fun and innovative environment where technical minds flourish. Individual success is not measured by the size of your team or the hours you work, it's the unique value you bring to the community. We want our people to think differently and challenge the status quo. Our people are our biggest asset, having been voted the Best Company to work for at the 2023 Credit Strategy Awards, Women in Credit Employer of the Year for 2023 and Best Management Consultancy Firm MEA Finance UAE 2022, our awards speak for themselves. We reward teamwork and believe value should be shared with all who contribute. We are passionate about what we do and making a difference, so we're taking bold steps to reduce emissions and be carbon neutral (including scope 1, 2 &amp; 3) by 2025. As an aspiring B-Corp we want to work with people and clients who share our values. What you'll do As a Manager at 4most, you'll work on advisory projects at banks, ranging from large global banks to regional banks and lenders. You will learn from, and work together with, other 4mosters and client teams on projects. Tasks could include the following, based on your expertise, experience and interest: <ul> <li>Developing credit risk models, used for regulatory and business purposes with particular focus on IRB and IFRS9.</li> <li>Validating and challenging these models on areas such as model design, model performance and model implementation.</li> <li>Stress testing exercises, ranging from operational execution to model development and validation.</li> <li>Processing large credit risk datasets and assessing or improving data quality.</li> <li>Integration of ESG across data, models (IRB, IFRS 9, stress testing) and risk processes. </li> <li>Interpretation and implementation of regulatory requirements and supervisory expectations.</li> <li>Remediation of supervisory findings (ECB/DNB).</li> <li>Presenting and discussing results with senior management. </li> <li>Ad-hoc assistance on business development activities, e.g. client events / roundtables, client meetings, workshops, pitching, drafting proposals and creating marketing material. </li> </ul>Your background <ul> <li>You bring 6+ years' experience in risk, analytics or data science for banks, obtained by working for a bank, consulting firm or regulatory body.</li> <li>You bring significant experience leading a team and delivering projects while providing guidance and leadership to colleagues. </li> <li>You have deep technical experience on financial risk management and hands on experience in development, validation and implementation of IRB, IFRS 9 or Stress Testing models. </li> <li>You are experienced with data processing and analysing large datasets using Python, SAS, SQL or R. </li> <li>You have detailed knowledge of UK or European prudential regulation and supervision at banks. </li> <li>You are a strong communicator both verbally and written, with the ability to break down complex topics into simple solutions and ideas. </li> <li>You have a good command of the English language. </li> <li>You are passionate about the business impact of analysis, driven by continuous improvement and attention to detail.</li> </ul>Benefits Salary dependant on experience plus: <ul> <ul> <li>25 days' holiday (freedom holiday scheme).</li> <li>Annual bonus.</li> <li>50% sponsorship towards relevant courses (e.g. professional qualification, Masters, PhD etc).</li> <li>Private health insurance.</li> <li>Juno (wellbeing platform): o £50 per month to spend on anything to help with wellbeing (physical &amp; mental). o £50 per month to spend on anything fitness-specific e.g. gym membership, yoga classes, fitness equipment etc.</li> <li>Mobile phone bill reimbursed (up to a maximum of £40 per month).</li> <li>Pension (4most matches contributions between 4.5% and 6% of your basic salary).</li> <li>Death-in-service life assurance at 3x salary.</li> <li>Income protection.</li> <li>Electric Vehicle scheme.</li> <li>Cycle-to-work scheme.</li> </ul> </ul>Department Credit Risk Locations Leeds, Edinburgh, London Remote status Hybrid

Credit Risk Manager - UK

At Zego, we understand that traditional motor insurance holds good drivers back. It's too complicated, too expensive, and it doesn't reflect how well you actually drive. Since 2016, we have been on a mission to change that by offering the lowest priced insurance for good drivers. From van drivers and gig workers to everyday car drivers, our customers are the driving force behind everything we do. We've sold tens of millions of policies and raised over $200 million in funding. And we're only just getting started. ROLE OVERVIEW As the Head of Risk and Compliance, you will be responsible for designing, implementing, and overseeing Zego's risk management and compliance strategies. This role goes beyond traditional compliance functions-it requires a technology-driven leader who can leverage AI, automation, and data analytics to build a highly efficient, scalable, and commercially aware compliance and risk function. You will ensure that Zego operates within regulatory requirements while proactively managing risks in a way that enhances operational efficiency, customer outcomes, and business growth. The ideal candidate is data-savvy, systems-oriented, and comfortable using AI-driven tools to automate processes, generate insights, and optimize compliance monitoring. What you will be doing Risk Management &amp; Automation Your role will be central to embedding a risk framework that is scalable, proactive, and AI-enhanced, ensuring Zego remains ahead of industry challenges while prioritizing customer protection and regulatory adherence. You will: <ul> <li>Leverage AI &amp; automation to streamline risk identification, assessment, and mitigation processes, enabling a lean and efficient risk function. Enhance risk monitoring systems using AI-driven dashboards (e.g., Looker) and data analytics to identify trends, flag anomalies, and generate real-time insights.</li> <li>Implement automated risk controls that integrate seamlessly into Zego's operations, reducing manual overhead while ensuring accuracy and regulatory compliance.</li> <li>Foster a systems-thinking culture, where risk is managed through smart workflows, automation, and real-time data rather than traditional static policies.</li> </ul>AI-Driven Compliance &amp; Monitoring Compliance isn't just about meeting regulatory requirements-it's about scalability, efficiency, and proactive risk management. In this role, you will: <ul> <li>Utilize AI tools to automate compliance monitoring, replacing manual checklists with AI-driven validation of regulatory and business rules.</li> <li>Implement AI-driven KYC &amp; AML checks, leveraging automation to streamline customer onboarding and ensure fraud detection is data-backed and scalable.</li> <li>Develop and refine AI-powered reporting tools, ensuring compliance monitoring is real-time, data-driven, and dynamically responsive to regulatory changes.</li> <li>Train the compliance team in AI-enhanced workflows, ensuring they embrace technology-first thinking rather than relying on outdated manual processes.</li> </ul>Regulatory Reporting &amp; Data-Driven Insights Transparency and automation in reporting are key to maintaining regulatory confidence while improving operational efficiency. You will: <ul> <li>Use AI tools to generate SQL queries &amp; automate Looker dashboards, making regulatory reporting self-service and scalable.</li> <li>Enhance compliance reporting mechanisms by integrating AI to extract, analyze, and visualize compliance data for regulators and internal stakeholders.</li> <li>Ensure AI-assisted data validation to enhance the accuracy of compliance reports and prevent regulatory breaches.</li> <li>Collaborate with BI &amp; tech teams to embed compliance automation within broader company data systems.</li> </ul>Operational Leadership &amp; AI-Driven Compliance Culture Beyond automation, you'll build and lead a forward-thinking compliance team that embraces AI, data, and automation. You will: <ul> <li>Lead a culture of AI adoption, ensuring your team proactively identifies areas where automation can enhance efficiency and reduce manual effort.</li> <li>Ensure compliance is embedded into the product lifecycle, leveraging AI-driven risk modeling to ensure new offerings are compliant by design.</li> <li>Mentor and upskill your team in AI-enhanced risk management, ensuring they leverage AI tools rather than relying on outdated manual methods.</li> <li>Collaborate with product, tech, and data teams to integrate AI-driven compliance solutions directly into business processes.</li> </ul>What you will need to be successful <ul> <li>Proven experience in compliance &amp; risk management, ideally within fintech, insurtech, or a technology-driven financial services firm.</li> <li>Hands-on experience leveraging AI &amp; automation for compliance monitoring, reporting, or regulatory processes.</li> <li>Data-savvy and tech-enabled, with experience using tools like Looker, SQL, or AI-driven compliance automation tools.</li> <li>Systems thinker, able to design scalable compliance frameworks that reduce manual effort and improve operational efficiency.</li> <li>Proactive and commercially minded, with the ability to balance regulatory requirements with business growth objectives.</li> <li>Strong leadership and change management skills, with experience driving AI adoption in compliance teams.</li> </ul>HOW WE WORK We believe that teams work better when they have time to collaborate and space to get things done. We call it Zego Hybrid. Our hybrid way of working is unique. We don't mandate fixed office days. Instead, we foster a flexible approach that empowers every Zegon to perform at their best. We ask you to spend at least one day a week in our central London office. You have the flexibility to choose the day that works best for you and your team. We cover the costs for all company-wide events (3 per year), and also provide a separate hybrid contribution to help pay towards other travel costs. We think it's a good mix of collaborative face time and flexible home-working, setting us up to achieve the right balance between work and life. BENEFITS We reward our people well. Join us and you'll get a market-competitive salary, private medical insurance, company share options, generous holiday allowance, and a whole lot of wellbeing benefits. And that's just for starters. We are an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, national origin, gender, sexual orientation, age, marital status, or disability status. #LI-Hybrid #LI-IL1

Head of Risk and Compliance

About Financefair At Financefair, we're not just another Fintech company. We're a dedicated team of professionals committed to providing innovative financial solutions that propel businesses forward. Specialising in funding the growth of Irish and UK SMEs, we pride ourselves on our ability to foster success through innovative financial solutions. Since our beginning in 2015, we have been obsessed about providing the very best and most innovative solutions and a best-in-class customer experience, become the finance partner of choice. Over the last 9 years Financefair has funded over €2.0 billion for a wide range of clients across all sectors. We are in a period of rapid growth, launching new technology, expanding our team and growing our client base. The Role As Credit Risk Manager, you'll be reporting to the Head of Credit Risk, playing a crucial role in shaping our risk management capabilities and fostering a culture of effective risk management. You will work alongside the senior management team to develop and implement credit strategies that enable sustainable growth while maintaining robust risk controls. The position is based at the company's head office in Belfield Office Park, Clonskeagh, Dublin with 4 days (Mon to Thu) in the office and Friday remote. Key Responsibilities <ul><li>Lead credit assessment and underwriting of SME financing applications</li><li>Develop and maintain credit risk policies and procedures</li><li>Manage portfolio monitoring strategies and early warning systems</li><li>Active participation in Credit Committee decisions</li><li>Create and analyse portfolio performance metrics</li><li>Engage with institutional funders on credit-related matters</li><li>Drive innovation in credit assessment through technology integration</li><li>Mentor and develop junior team members</li><li>Support product development initiatives with risk insights</li><li>Liaise with external stakeholders including legal counsel</li></ul>The Ideal Candidate <ul><li>Minimum 5 years' experience in financial services within a credit risk capacity</li><li>Deep understanding of SME credit and transactional risk</li><li>Strong commercial acumen and analytical capabilities</li><li>Experience in receivables finance or working capital solutions preferred</li><li>Excellent communication and stakeholder management skills</li><li>Proven ability to balance risk and commercial considerations</li><li>Strong leadership and team development capabilities</li><li>Proficient in financial modelling and credit analysis</li><li>Tech-savvy with an interest in fintech innovation</li><li>Relevant qualifications in business, finance, or related field</li></ul>Working At Financefair <ul><li>Competitive salary with performance related bonus opportunity</li><li>A contributory pension scheme with life assurance and other insurances</li><li>A contribution to a healthcare plan of your choice or gym membership</li><li>A company who invests in the learning and development of its people</li><li>A great team with a good sense of fun</li><li>Opportunities for career progression as we scale and expand geographically</li></ul>

Application Manager (Credit Risk) Who are we: KBC Global Services is the engine behind KBC Group - a leading bank-insurance group with over 41,000 talented employees serving more than 12 million clients across Europe. Since 2021, we have been supporting the digital transformation of KBC Group providing software development, QA, AI and other IT solutions working on a wide range of projects combining classical IT with digital banking. This vacancy is situated in the Agile Release Train 'Credit Risk' in the domain of client and credit risk calculations. The team is responsible for the development and maintenance of systems used in the credit and regulatory reporting processes, working closely together with the colleagues of modelling &amp; finance. You will work in a SAFE context with a mixed business ICT team in which the focus lies on end-to-end tasks. As our Application Manager (Credit Risk in DQM) you would have the following responsibilities: • Daily monitoring and the proper functioning of a number of applications related to credit risk • Analyzing and writing requirements for changes which have to happen in the applications • Creating and performing tests for the changes and providing support to business colleagues • Incident management and resolution, coordination of follow-up actions • You give support to our business stakeholders (policy, finance, risk) and are closely involved with the implementation of changes in the systems and the testing of it • Ensuring smooth cooperation between business and ICT • Working in line with the Scaled Agile Framework (SAFe) to deliver the highest business value for our clients Key competencies that will help you succeed: • Extensive knowledge in Credit Risk calculations and related regulations • Relevant experience in the field of business analysis: 1-4 years • Experience in collecting business requirements • Experience in testing: test preparation, test execution, test reporting • Analytical thinking is important, you will examine current processes by using your problem-solving abilities • Fluent English is essential for us, communication with Belgium and foreign colleagues awaits you • Knowledge of SQL, Excel, SAS • Ability to interact and communicate optimally with both technical and business partners • Well organized, result oriented and eager to handle difficult problems • Experience of working within Agile methodology is a plus Location - Varna/Sofia If you find this job opportunity interesting and you recognize yourself in the above, apply via the button with your CV in English. Join. Create. Innovate with us! Recruiter Name Yavor Anatoliy Angelov Contract Type: Permanent Functional Area: Administration &amp; Support, IT, Business Intelligence Job Location (Short): Varna, Bulgaria Company: KBC Global Services Bulgaria Branch Business Unit: KBC GSBG SOURCING SERVICES Team: KBC GSBG GROUP REPORT SERV AM Req ID: 85575

Application Manager (Credit Risk)

Job Title: Counterparty Credit Risk Manager 05/02/2025 KBC Jobsite API header EN %extcust_listingLayout% In order to trade in the financial markets in a sound manner, thoughtful risk management is indispensable. As Counterparty Credit Risk Manager, you play an important role in this. The team you strengthen - Group Risk - supports KBC's dealing room activities in various ways: <ul> <li>We measure, monitor and report on counterparty credit risk.</li> <li>We provide management with an integrated, economic view of risks.</li> <li>We provide advice and support on business proposals dealing with risk &amp; capital management.</li> <li>We participate in projects related to risk.</li> <li>We measure, monitor and report on valuation adjustments (xVA).</li> <li>So, together with your colleagues, you take on important responsibilities in an environment that never gets boring.</li></ul>%/extcust_listingLayout% %cust_ResponsibilitiesExt% <ul> <li>You will analyse new regulations and implement them in our operations.</li> <li>You perform analyses on counterparty credit risk. You report the results of your findings to internal and external stakeholders.</li> <li>You build a good working relationship with your colleagues on the business side, traders and dealers of the KBC dealing room. This way, you become a reliable partner for them.</li></ul> %/cust_ResponsibilitiesExt% %cust_QualificationsExt% <ul> <li>You have a first experience in risk. Ideally, you also have a master's degree in economics or mathematics.</li> <li>You look forward to deepening your knowledge and sharing it with your colleagues.</li> <li>You work very fluently with Excel and SQL. Do you also know Python? Even better!</li> <li>Thanks to your good quantitative skills, you understand complex methodologies.</li> <li>You communicate strongly in English, both in writing and orally. This is necessary to work smoothly with all internal and external stakeholders.</li></ul> %/cust_QualificationsExt% %cust_Skills% #Counterparty #CreditRisk #Regelgeving #SQL %/cust_Skills% %cust_Conditions% <ul> <li>You'll work in an international, evolving and inspiring environment.</li> <li>We offer you an exceptional range of training and development opportunities so that you can develop your full potential. You are encouraged to keep growing as a person and professionally.</li> <li>You will receive a permanent contract with a competitive salary, including an extensive package of additional benefits.</li> <li>We value a good balance between your work and private life.</li></ul> %/cust_Conditions% %cust_Testimony% %/cust_Testimony% %cust_TestimonyNew% Joining CCR has been a fantastic experience all round. My team is incredibly welcoming, supportive, and skilled. They have helped me grow into the position while giving me the freedom to challenge, propose, and execute ideas of my own. In addition, the work itself is beyond exciting! Even our everyday work has ample implications on the risk management of KBC derivatives trading activity-although we also contribute to influential, longer term, multidisciplinary projects within KBC Group. So if you are in the search for a challenge where critical thinking, problem solving, and interpersonal communication skills are key drivers of success, the CCR team is ready to welcome, support, and guide you to a successful career. %/cust_TestimonyNew% %cust_NameTestimony% Alvaro %/cust_NameTestimony% %cust_FacetedSearch% %/cust_FacetedSearch% %cust_jobsite% ((cust_jobsite)) %/cust_jobsite% Job Description:

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