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CROWN WORLDWIDE UK IRELAND JOB DESCRIPTION Job Title: Head of Risk &amp; Compliance Reports to: Regional Commercial Operations Manager Location: London Based Mission &amp; Purpose of role <ul> <li>To develop and lead a progressive regional compliance strategy across UKI - 19 own sites, workforce of 450 of which 50% are mobile</li> <li>To ensure that all Crown Worldwide UK&amp;I operations are compliant with all relevant legislation and H&amp;S standards</li> <li>Production of all relevant management information, KPIs and statistics supporting H&amp;S/Compliance performance across the region</li> <li>Supporting business development growth with insight and wisdom in the production of RFP/tender responses including such items as GDPR, anti-bribery and corruption, modern slavery etc</li> <li>Working alongside the Regional HR Director to produce a training, learning and development matrix for UKI staff covering all grades and roles </li> <li>Ensuring compliance with Crown's global compliance standards and practices by working with senior Group risk and compliance functions stakeholders</li> <li>Effective use of existing management systems within Crown Worldwide UK&amp;I and embracing new technologies relevant to the industry sectors we operate within, in ensuring the sharing and transfer of best working practices occurs within the areas of safety and health.</li> <li>To be the external face of Crown compliance as required e.g. communicating Crown's compliance strategy, supporting joint initiatives with customers and inquiries and investigations should they arise</li> <li>To report on a timely basis, to company management and appropriate authorities on any breaches of legislation that may bring the company into disrepute and ensuring these are followed up rigorously </li> <li>Maintenance of our existing accreditations in H&amp;S, Environmental, Quality , Data Protection &amp; Cyber Essentials Plus, and appraisal of new accreditations as they arise</li></ul>Key Responsibilities <ul> <li>Management of two fully qualified Risk &amp; Compliance Advisors and a Risk &amp; Compliance Officer, ensuring regular 1-2-1's and review of goals set, are carried out for each individual.</li> <li>Ensuring that annual priorities are agreed on a business partnering basis with each brand leader and the regional MD and managing the team to achieve the delivery of these goals. </li> <li>Develop and implement training courses within the areas of safety and health. This is to include but not limited to areas of: manual handling training, toolbox talks, risk assessment, method statements and fire risk awareness.</li> <li>"Up Skill" Cluster, Site Managers, Supervisors &amp; Team Leaders to understand their roles and responsibilities under H&amp;S Law.</li> <li>Maintain detailed training records of all employees, ensuring these are updated and additional training is carried out on a regular basis.</li> <li>To personally carry out site audits as appropriate either at Crown, Suppliers or Client premises.</li> <li>Establish working relationships with Crown major clients H&amp;S teams.</li> <li>To assist in the creation of complex risk assessments, method statements and safe systems of work where required for specialist activities are engaged.</li> <li>To facilitate external audits and accompany the external auditor where appropriate.</li> <li>Make use of Crown's IOF system as the non-conformance system, ensuring all H&amp;S deviations from conformance are reviewed with local management and closed out.</li> <li>To assist Bid Proposal specialists in completing customer 'Invitations to Tender' and supply chain assessments where required.</li> <li>remit and any other issues as required by the management team that are associated.</li> <li>To carry out regular testing of the Company's DR Plans, record results and make recommendations for improvements to these plans. </li></ul>Aptitude, Experience and Qualification - <ul> <li>Minimum of 15- 20 years' experience in Health and Safety Management. </li> <li>Hold relevant professional qualifications in Health and Safety Management (NEBOSH Master/Diploma - IOSH Graduate Member. </li> <li>Experience of managing, delivering ISO 9001, 4501, 14001, 27001. Lead auditor qualification desirable</li> <li>Hold a CSCS card and have relevant experience in dealing with Construction and Fit Out Works.</li> <li>Have good knowledge of Construction Design and Management regulations.</li> <li>Hold a relevant qualification to deliver Health and Safety Training (e.g., BTEC / IOSH).</li> <li>Be a member of IOSH with a current valid membership number.</li> <li>Experienced in environmental, quality and data protection management systems.</li> <li>Knowledge of GDPR regulations.</li> <li>Be prepared on occasions to work outside normal working hours as the business need dictates.</li> <li>Excellent organisational, planning, and prioritisation skills</li> <li>Strong analytical, problem solving and negotiation skills</li> <li>Strong customer orientation</li> <li>Excellent interpersonal and communication skills</li> <li>Ability to research and network effectively</li> <li>Resourcefulness</li></ul>

Head of Risk & Compliance

Company Description Benefits of working at Together <ul><li>26 days holiday, and a day off for your birthday (increasing with service to 30 days), plus bank holidays</li><li>Free access to company holiday homes</li><li>Buy &amp; sell holidays</li><li>Discretionary annual bonus plus an additional Shared Reward Bonus</li><li>Matched pension contribution</li><li>Health cash plan plus Private medical insurance</li><li>Life assurance and Critical illness cover</li><li>Travel season ticket loans and Ride to work scheme</li><li>Free local gym access</li><li>Local bar / restaurant discounts</li></ul>Company Description We're Together. For over 50 years, we've helped thousands of people, businesses and professionals unlock their property ambitions with our common-sense approach to mortgages and secured loans. We take the time to understand our customers and our door is always open, so we can often help when other lenders can't or won't. Based in Cheadle, Cheshire, our 750 colleagues help our customers throughout the UK, backed by the power of a £7 billion loan book. Job Description As a Senior Credit Risk Manager you will be responsible for the second line management of credit risk for the business. You will develop credit risk policies and related standards. You will provide oversight and assurance to the Executive and Board that credit risk is being managed within risk appetite. Working with the Head of Credit Risk, you will develop credit strategies based on credit scores and cost of risk, integrating new data sources as they are developed. As a Senior Credit Risk Manager we are looking for someone to: <ul><li>Work closely with the Credit Risk Manager and the first line team to compare Together's lending approach to our peers to identify areas where pockets of credit risk could be developing, highlighting these through governance and recommending appropriate controls. </li><li>Produce Credit Risk profiles along with in depth analysis on the credit performance of the loan book for the Exec and Board Risk committees</li><li>Work with the first line to ensure all material credit risks have been identified and mitigating actions have been defined and progressed. </li><li>Set, via the board, credit risk appetites; identifying and managing portfolio level credit risks, key exposures and concentration risks. </li><li>Horizon scan for emerging credit risks and develop forecasting models</li><li>Work closely with the Manager of Credit Risk (ECL and Scorecard Modelling) to align ECL provisions and credit risk management and develop the use of cost of risk across the business. </li></ul>Qualifications Essential: <ul><li>Senior Credit Risk Management experience within a secured lender</li><li>Experience with analytical software, e.g. SQL, Python</li><li>A solid grounding in data analysis using quantitative analytic tools and good research skills</li><li>Excellent communication skills to articulate complex issues/analysis to Senior Management and interact with other teams across the business. </li></ul>Additional Information If you feel you have some of the skills mentioned above, but not all, please do still apply and we would be happy to have a further discussion with you in regards to your suitability for the role. Together embraces diversity and inclusion, and are proud to be an equal opportunity workplace. Not only do we welcome difference - we celebrate it, support it and really value our colleagues for who they are. We are committed to building a team that represents a variety of backgrounds, perspectives and skills. If you feel you'd benefit from any support or reasonable adjustments during any stage of the recruitment process, please don't hesitate to let us know when completing your application. This information will be picked up by our team, so we can try and put steps in place to help you be at your best through this process. Please note that all successful applicants will undergo relevant employment reference, financial and criminal record checks.

Senior Credit Risk Manager

The firm Birketts is a full service, UK Top 50 law firm. With a heritage spanning 160 years, we have more than 700 lawyers and legal professionals based in Bristol, Cambridge, Chelmsford, Ipswich, London, Norwich, Sevenoaks and Bristol. We advise businesses, government and public sector organisations and individuals in the UK and internationally across four principal practice groups: property, corporate services, litigation and private client advisory. We are defined by our Next Level Law proposition. We work with our clients as a proactive partner, horizon scanning and thinking ahead to the changes, challenges or opportunities that they may face. Next Level Law is also applied to our people. Our collegiate culture means everyone is encouraged to achieve their next level in everything they do. RollOnFriday recently ranked us as the 5th best law firm to work at in 2024. With our ambition to succeed, comes a strong desire to make a positive contribution to the communities we serve, and we are committed to delivering the objectives set out in our ESG strategy. Diversity plays an integral part in all that we do, with female partners comprising 40% of our partnership. Purpose of job To provide effective support to the Risk and Compliance Director to ensure that the firm's compliance and regulatory regime meets current requirements, conditions, and client expectations. The postholder will also be expected/able to cover the absence of the Risk and Compliance Director. Accountabilities <ul> <li>Management of the Risk and Compliance team on a day-to day basis (including line management of junior team members).</li> <li>Remaining abreast of changes in the statutory and regulatory framework affecting the team's function and liaising with the Risk &amp; Compliance Director in relation to any changes required. </li> <li>Assessing the effectiveness of current processes and recommending and implementing changes as required.</li> <li>Allocation and completion of company audits.</li> <li>Reviewing and updating relevant policies, controls and procedures annually and when legislation/regulation changes. </li> <li>Creating training material and training junior colleagues in relation to specific areas of risk relevant to their role. </li> <li>Supporting junior colleagues, fee earners and secretaries with complex client due diligence requirements and additional ad hoc queries regarding source of funds/conflicts of interest etc.</li> <li>Annual review of software providers to the team.</li> <li>Creation and control of the team's budget..</li> <li>Responsible for the firm's Practice Wide Risk Assessment and ongoing update.</li> <li>Management of team recruitment.</li> <li>Responsible for ensuring own knowledge and training is kept up to date and requesting training when necessary. </li> <li>Generally, support the team with ad hoc tasks.</li> </ul> Qualifications/Experience <ul> <li> Educated to degree standard or significant equivalent experience. </li> <li> Knowledge/experience of Lexcel (desirable). </li> <li> Knowledge/experience of the SRA Standards and Regulations. </li> <li> Knowledge/experience of AML regulations. </li> <li> Knowledge of InTapp software (desirable). </li> </ul> Skills <ul> <li> Good working knowledge of Microsoft Office suite of software (including Outlook, Excel &amp; Word) and ability to learn internal IT systems. </li> <li> Can produce with with high accuracy and attention to detail. </li> <li> Highly analytical nature. </li> <li> Initiative-taking, ability to use initiative and provide pro-active support to fee earners. </li> <li> Strong written and oral communication skills. Ability to communicate with colleagues at all levels of seniority and liaise effectively with other internal departments and external contacts. • </li> <li> Adaptable and flexible. </li> </ul> Equal opportunities At Birketts, our culture is driven by ambition and a commitment to positively impact all the communities we serve. We are dedicated to the success, development, and wellbeing of our colleagues, helping them achieve their goals and seize the opportunities that come with our growth. Alongside a flexible and inclusive work environment, we offer the following core benefits: <ul> <li>Starting at 25 days holiday (FTE) plus Bank Holidays (rising with service up to a maximum of 30 days)</li> <li>Long Service holiday award - 1 extra week every 10 years continuous service</li> <li>Private Healthcare with BUPA (offered after probation is passed)</li> <li>Scottish Widows Pension Scheme (5% employer / 5% Employee)</li> <li>Staff Profit Share and Individual Performance Bonus Scheme </li> <li>Salary sacrifice (Pensions, Staff Profit Share)</li> <li>Life Assurance - 4 x salary / Permanent Health Insurance</li> <li>Paid CSR Day</li> <li>Enhanced Maternity/Paternity Leave</li> <li>Subsidised gym membership</li> <li>Electric car scheme</li> <li>Agile/Hybrid Working Policy</li> <li>Dress for your Day Policy</li> </ul><a href="https://www.birketts.co.uk/recognition-reward-benefits/" target="_blank">https://www.birketts.co.uk/recognition-reward-benefits/</a> Birketts is a flexible business which has embraced a hybrid working model where our colleagues enjoy a mix of home and office working. We welcome applications from people looking for flexible, agile, and part-time roles and we are happy to explore your preferred working patterns as part of your application. Please note that this job profile is not an exhaustive list of duties but merely an outline of the key components of the role. You may be required by your line manager to take on additional responsibilities when requested. Birketts is committed to being an Equal Opportunity Employer. Our policy is unequivocal: we do not tolerate discrimination based on age, disability, sex, race, religion or belief, gender reassignment, marriage or civil partnership, pregnancy or maternity, or sexual orientation. We pride ourselves on being an inclusive organisation that actively promotes equality of opportunity for all, valuing the right mix of talent, skills, and potential. We welcome applications from a diverse range of candidates, and selection for roles is based solely on individual merit.

Job Description Purpose of the role To support the development of audits aligned to the bank's standards and objectives by working collaboratively with colleagues, providing accurate information and recommendations, and complying with policies and procedures. Accountabilities <ul><li>Audit development and delivery support, including financial statements, accounting practices, operational processes, IT systems and risk management.</li><li>Identification of operational risks to support the delivery of the Barclays Internal Audit (BIA) Audit Plan through risk assessments.</li><li>Assessment of internal control effectiveness and their capability to identify and mitigate risk aligned to regulatory requirements.</li><li>Communication of key findings and recommendations to stakeholders, including the Audit Owner, senior managers and directors.</li><li>Identification of regulatory news and industry trends/developments to provide timely insight and recommendations for best practice.</li></ul>Assistant Vice President Expectations <ul><li>To advise and influence decision making, contribute to policy development and take responsibility for operational effectiveness. Collaborate closely with other functions/ business divisions.</li><li>Lead a team performing complex tasks, using well developed professional knowledge and skills to deliver on work that impacts the whole business function. Set objectives and coach employees in pursuit of those objectives, appraisal of performance relative to objectives and determination of reward outcomes</li><li>If the position has leadership responsibilities, People Leaders are expected to demonstrate a clear set of leadership behaviours to create an environment for colleagues to thrive and deliver to a consistently excellent standard. The four LEAD behaviours are: L - Listen and be authentic, E - Energise and inspire, A - Align across the enterprise, D - Develop others.</li><li>OR for an individual contributor, they will lead collaborative assignments and guide team members through structured assignments, identify the need for the inclusion of other areas of specialisation to complete assignments. They will identify new directions for assignments and/ or projects, identifying a combination of cross functional methodologies or practices to meet required outcomes.</li><li>Consult on complex issues; providing advice to People Leaders to support the resolution of escalated issues.</li><li>Identify ways to mitigate risk and developing new policies/procedures in support of the control and governance agenda.</li><li>Take ownership for managing risk and strengthening controls in relation to the work done.</li><li>Perform work that is closely related to that of other areas, which requires understanding of how areas coordinate and contribute to the achievement of the objectives of the organisation sub-function.</li><li>Collaborate with other areas of work, for business aligned support areas to keep up to speed with business activity and the business strategy.</li><li>Engage in complex analysis of data from multiple sources of information, internal and external sources such as procedures and practises (in other areas, teams, companies, etc).to solve problems creatively and effectively.</li><li>Communicate complex information. 'Complex' information could include sensitive information or information that is difficult to communicate because of its content or its audience.</li><li>Influence or convince stakeholders to achieve outcomes.</li></ul>All colleagues will be expected to demonstrate the Barclays Values of Respect, Integrity, Service, Excellence and Stewardship - our moral compass, helping us do what we believe is right. They will also be expected to demonstrate the Barclays Mindset - to Empower, Challenge and Drive - the operating manual for how we behave. In this BIA Wholesale Credit Risk Role, you will support the Audit Owner in scoping audits, identifying and assessing risks and controls, and completing testing. You will document processes, risk and control assessments, and observations in the BIA audit toolkit. Additionally, you will update the Audit Owner and audit team with progress and observations, promoting a culture of efficiency through the use Auditing techniques. As a Credit Risk subject matter expert, you will build considerable relationships and mutual trust with all BIA colleagues. You will join the Barclays Internal Audit team, specifically within the Global Credit Risk division. Your focus will be on both retail and wholesale segments, with a considerable emphasis on wholesale. This includes commercial corporate banking and investment banking. We are looking for individuals with experience in wholesale investment banking and corporate banking, with a preference for those who have expertise in both areas. You may be assessed on the key critical skills relevant for success in role, such as risk and controls, change and transformation, business acumen strategic thinking and digital and technology, as well as job-specific technical skills This role is based in London

BIA Wholesale Credit Risk Manager

Ready to be pushed beyond what you think you're capable of? At Coinbase, our mission is to increase economic freedom in the world. It's a massive, ambitious opportunity that demands the best of us, every day, as we build the emerging onchain platform - and with it, the future global financial system. To achieve our mission, we're seeking a very specific candidate. We want someone who is passionate about our mission and who believes in the power of crypto and blockchain technology to update the financial system. We want someone who is eager to leave their mark on the world, who relishes the pressure and privilege of working with high caliber colleagues, and who actively seeks feedback to keep leveling up. We want someone who will run towards, not away from, solving the company's hardest problems. Our work culture is intense and isn't for everyone. But if you want to build the future alongside others who excel in their disciplines and expect the same from you, there's no better place to be. We are looking for a Senior Credit Risk Manager with deep credit or market risk experience across centrally cleared derivatives and credit products (derivatives, secured lending, and/or prime brokerage), and with a strong understanding and interest in risk governance and the three lines of defense. This role will be responsible for both developing and overseeing the broader second line risk management governance program and for risk-managing our growing derivatives offerings. The right candidate will enjoy operating in a dynamic, global digital asset market environment, managing complex credit risks across a diverse client base, and working with international stakeholders. This role will be based remotely in the US. What you'll be doing (ie. job duties): <ul><li>Develop, implement, and maintain appropriate risk programs for Coinbase in line with relevant regulatory guidelines and to ensure alignment with the Global Risk Framework.</li><li>Liaise with internal and external stakeholders (e.g., Coinbase management, business partners, regulators) to provide independent assurance on the key risks of the business, partnering with the business and other internal stakeholders to address any identified gaps.</li><li>Design and implement risk frameworks for new and existing leveraged product offerings, including developing suitable margin methodologies and risk controls.</li><li>Maintain and continuously improve the risk management framework associated with exchange and clearing house operations.</li><li>Actively engage in the product design process, in order to influence and mitigate inherent structural risks during the development phase.</li><li>Collaborate with business partners (product, engineering, operations, legal, etc.) to resolve complex client and product challenges.</li><li>Ability to perform deep dives on internal and external risk events and present them to senior management.</li></ul>What we look for in you (ie. job requirements): <ul><li>10+ years experience in risk management at a global financial institution or financial services firm.</li><li>Meaningful experience managing credit or market risk, i.e., establishing margin requirements for derivatives, prime brokerage or lending products.</li><li>Experience with building out risk programs at varying maturity levels.</li><li>Strong verbal and written communication skills.</li><li>Self-starter with commercial business insight. Able to interact, influence and build relationships at all levels of seniority and across all functions within an organization.</li><li>Able to balance strategic focus with tactical implementation and efficient execution.</li><li>Enjoy analyzing, evaluating and forming independent judgments, making recommendations that effectively communicate gaps, trends and patterns, and challenging the status quo for better outcomes.</li></ul>Nice to haves: <ul><li>Crypto forward - strong knowledge of emerging crypto trends.</li></ul>Job #: P63139 Pay Transparency Notice: Depending on your work location, the target annual salary for this position can range as detailed below. Full time offers from Coinbase also include target bonus + target equity + benefits (including medical, dental, vision and 401(k)). Pay Range: $195,500-$230,000 USD Commitment to Equal Opportunity Coinbase is committed to diversity in its workforce and is proud to be an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, creed, gender, national origin, age, disability, veteran status, sex, gender expression or identity, sexual orientation or any other basis protected by applicable law. Coinbase will also consider for employment qualified applicants with criminal histories in a manner consistent with applicable federal, state and local law. For US applicants, you may view the Know Your Rights notice here. Additionally, Coinbase participates in the E-Verify program in certain locations, as required by law. Coinbase is also committed to providing reasonable accommodations to individuals with disabilities. If you need a reasonable accommodation because of a disability for any part of the employment process, please contact us at accommodations[at]coinbase.com to let us know the nature of your request and your contact information. For quick access to screen reading technology compatible with this site click here to download a free compatible screen reader (free step by step tutorial can be found here). Global Data Privacy Notice for Job Candidates and Applicants Depending on your location, the General Data Protection Regulation (GDPR) and California Consumer Privacy Act (CCPA) may regulate the way we manage the data of job applicants. Our full notice outlining how data will be processed as part of the application procedure for applicable locations is available here. By submitting your application, you are agreeing to our use and processing of your data as required. For US applicants only, by submitting your application you are agreeing to arbitration of disputes as outlined here.

About the job Our client is a diversified global financial services platform, providing essential liquidity, market access and infrastructure services to clients in the energy, commodities and financial markets. Risk management, on an intraday and overnight basis, of the firms commodity portfolios to mitigate risk and protect the Company's capital. Responsibilities: * Proactive management of firm accounts in excess of pre-defined risk parameters or experiencing trading losses to bring exposures within parameters and/ or protect the firm's capital. Actions may include prompt communication with firm traders on risk parameters breached, escalation to senior management within Risk and the business. * Oversight of daily reporting on firm positions including VaR, Sensitivity Analysis &amp; Stress Testing. Escalating key risk issues to both Risk and Business Management where required. * Liquidity analysis of firm portfolios and of individual underlying positions in relation to market depth. * Perform analysis and preparation of risk reports and risk Powerpoint packs as required by Senior Management and the Board. * Delivering on allocated projects and system development items as well as proactively engaging on risk or control improvement ideas with the wider team. * Responsibility for managing, mentoring, and training direct reports. * Ensuring London market risk team is adequately staffed to cover various markets and global trading hours. Team members holiday management. * To effectively communicate risk management principles to internal and external stakeholders. * Developing and maintaining effective Market Risk management systems. * Responsibility for ensuring adherence to risk policies &amp; procedures at all times and escalation of potential issues. Skills and Experience: * A strong quantitative background gained in education and/ or in a professional setting with particular focus on commodities options pricing &amp; hedging as well as exposure to risk management concepts, particularly VaR, Sensitivities &amp; Stress Testing. Candidates will be required to demonstrate understanding. * A strong risk management background with experience in commodities and a proven interest in markets (exchanges). * A good understanding of financial markets gained in a Brokerage or Banking institution from either the Risk Management or Trading sides. Experience of risk managing Exchange Traded Futures &amp; Options. * Composure, character and presence to work effectively in challenging market conditions to instil required level of authority on any situation. * Ability to build and maintain effective working relationships across all areas of the firm and communicate effectively across all levels. * Understanding of pre-trade and post-trade risk controls and their applications. * Leadership &amp; Managerial qualities. * Good understanding of processes, controls and responsibilities associated with a Financial Markets business. * Candidates with a strong programming skillset preferred (C+, SQL, Python, Matlab) * Strong Microsoft Office skills, high level VBA skills within Excel. * Relevant professional designation desirable. Morgan McKinley is acting as an Employment Agency and references to pay rates are indicative. Morgan McKinley encourages applications from all qualified candidates who represent the full diversity of communities in the UK. Accommodations are available on request for candidates taking part in all aspects of the selection process. BY APPLYING FOR THIS ROLE YOU ARE AGREEING TO OUR TERMS OF SERVICE WHICH TOGETHER WITH OUR PRIVACY STATEMENT GOVERN YOUR USE OF MORGAN MCKINLEY SERVICES.

Commodities Market Risk Manager - AVP - VP

SUMMARY: Under the direct supervision of the Risk Manager, the Assistant Risk Manager will assist in coordinating and performing functions of the CAPK's risk management and safety program, including occupational safety and health programs, liability claims, insurance programs, risk transfer and loss control, and Head Start Health &amp; Safety.

Assistant Risk Manager

Business Unit: Model Risk and Analytics Salary range: up to £70,000 per annum DOE + red-hot benefits Location: UK Remote Contract type: Permanent Be the voice we need. Live a life more Virgin. Our Team The Model Risk and Analytics (MRA) team, work at the intersection of Data Science, Statistical Modelling and Economics, using data to support the business through model building or providing actionable insights from the data. As part of the IFRS9 and Stress Testing team, you'll help secure the foundations of our business decisions by providing qualitative and quantitative analysis across our model suites. As a Risk Modelling Manager, you will lead a small team of modellers and data scientists to develop these models. The team's focus is on the development, validation, management and monitoring of our models and providing first class support to our stakeholders across Risk and Finance. What you'll be doing <ul> <li>Leading the scoping, design, development and implementation of risk models in line with regulatory and Bank standard.</li> <li>Delivering optimised risk models for impairment calculation under different economic scenarios.</li> <li>Supporting Senior Managers in managing the ongoing performance of the credit risk models in operation, identifying and implementing model enhancements.</li> <li>Delivering comprehensive model documentation, presenting outputs to key stakeholders and steering models through governance processes.</li> <li>Ensuring ongoing support, maintenance and monitoring of model performance, including annual reviews.</li> <li>Taking ownership of selecting the most appropriate modelling methods and recommending refinements where necessary.</li> <li>Providing technical leadership, coaching, and mentoring to elevate team capabilities.</li> <li>Promoting the use of risk models across the wider business and supporting informed decision making.</li> </ul>We need you to have <ul> <li>A deep understanding of model methodologies and credit risk frameworks, with hands-on experience in model design and development.</li> <li>The proven ability to manage and develop high-performing technical teams.</li> <li>Demonstrable knowledge of FCA regulations, governance frameworks, and compliance standards related to credit risk.</li> <li>The ability to present complex technical outputs to both technical and non-technical audiences effectively.</li> <li>Experience in delivering model risk summaries and recommendations.</li> <li>A proven track record in delivering model developments projects within tight timelines.</li> </ul>It's a bonus if you have but not essential <ul> <li>Experience steering models through internal and external governance processes</li> <li>Proven ability to promote and embed risk models across wider business functions.</li> </ul>Red Hot Rewards <ul> <li>Generous holidays - 38.5 days annual leave (including bank holidays and prorated if part-time) plus the option to buy more.</li> <li>Up to five extra paid well-being days per year. </li> <li>20 weeks paid, gender-neutral family leave (52 weeks in total) for expectant parents and those looking to adopt. </li> <li>Market-leading pension.</li> <li>Free private medical cover, income protection and life assurance.</li> <li>Flexible benefits include Cycle to Work, wellness and health assessments, and critical illness. </li> </ul>And there's no waiting around, you'll enjoy these benefits from day one. Feeling insatiably curious about this role? If we're lucky to receive a lot of interest, we may close the advert early and would hate you to miss out. We're all about helping you Live a Life More Virgin, so happy to talk flexible working with you. Say hello to Virgin Money We're making great strides towards achieving our ambition of becoming the UK's best digital bank. As a full-service digital bank with a heritage stretching back over 180 years, we're a workforce to be reckoned with, and we're putting the full power of our experience behind disruptive ideas that reinvent the role a bank plays in people's lives. We're customer-obsessed and work tirelessly to deliver on our purpose, 'Making You Happier About Money.' This means we're able to do banking differently, and by innovating and working together we can make a real difference by creating memorable moments and red-hot experiences for our millions of customers. Join us and Live a Life More Virgin that empowers you with choice and flexibility in how you work. Be yourself at Virgin Money Our purpose is to make people happier about money, this means seeing and feeling the world as our customers do by creating a workforce that reflects the rich diversity of our customers and communities. We're committed to creating an inclusive culture where colleagues feel safe and inspired to contribute, speak up and be heard. As a Disability Confident Leader, we're committed to removing any obstacles to inclusion. If you need any reasonable adjustments or support making your application, contact our Talent Acquisition team <a href="mailto:careers@virginmoney.com" target="_blank">careers@virginmoney.com</a> It's important to note that there may be occasions where it's not possible to interview all candidates declaring a disability who meet the essential criteria for the job. In certain recruitment situations such as receiving a high-volume of applications, we may need to limit the overall numbers of interviews offered to both disabled and non-disabled applicants. Now the legal bit Living A Life More Virgin allows our colleagues to be based anywhere in the UK (if the role allows it), but we'll need you to confirm you have the right to work in the UK. If you're successful in securing a role with us, there are some checks you need to complete before starting. These include credit and criminal record checks and three years' worth of satisfactory references. If the role is part of the Senior Manager Regime and Certification Regime, it requires enhanced pre-employment checks - we'll ask for six years of regulatory references, and once in the role, you'll be subject to periodic employment checks Advertised: 12 Dec 2024 GMT Standard Time Applications close: 19 Jan 2025 GMT Standard Time

Risk Modelling Manager

Business Unit: Model Risk and Analytics Salary range: up to £93,000 per annum DOE + red-hot benefits Location: UK Remote Contract type: Permanent Don't settle for dull. Live a life more Virgin. Our Team The Model Risk and Analytics (MRA) team, work at the intersection of Data Science, Statistical Modelling and Economics, using data to support the business through model building or providing actionable insights from the data. As part of the IFRS9 and Stress Testing team, you'll help secure the foundations of our business decisions by providing qualitative and quantitative analysis across our model suites. Reporting directly to the Head of IFRS9 and Stress Testing, you will play a critical role in shaping our risk modelling strategy, enhancing issue resolution, and driving actionable business insights. What you'll be doing <ul> <li>Operate as a modelling expert across all modelling projects and wider business development.</li> <li>Leading initiatives to continuously improve methodologies, processes, and standards within the IFRS9 and Stress Testing Team.</li> <li>Directing delivery of modelling projects across diverse portfolios, adapting to changing demands and priorities.</li> <li>Delivering detailed technical challenges across retail and business banking portfolios, ensuring models are robust and aligned with best practices.</li> <li>Collaborating with teams to capture and analyse data, delivering actionable business insights through analytics, modelling, and monitoring.</li> <li>Providing subject matter expertise to support model usage across the Bank, ensuring alignment with strategic goals.</li> <li>Responding to PRA feedback and driving the execution of remediation plans to ensure adherence to regulatory requirements.</li> <li>Collaborate across IFRS9 and Stress Testing teams to provide targeted insights, leveraging analytics, modelling, and monitoring to inform decision-making.</li> </ul>We need you to have <ul> <li>Significant expertise in model risk management and advanced modelling techniques, with deep industry wide knowledge.</li> <li>Proven leadership experience, including resource management, performance coaching and team development in a dynamic environment.</li> <li>Advanced understanding of risk appetite, regulatory frameworks (including PRA feedback), and organisational structures, and systems.</li> <li>High level qualification in Mathematics/Statistics or Economics with specialist knowledge in modelling and credit decisioning techniques.</li> <li>Ability to interpret complex data to drive business insight and effective decision-making.</li> </ul>It's a bonus if you have but not essential <ul> <li>Familiarity with the Bank's risk appetite, regulatory frameworks, credit processes and organisational systems</li> <li>Expertise in building trusted relationships and effectively resolving conflicts with internal and external stakeholders.</li> <li>A proven track record in managing and delivering complex projects in fast-moving environments.</li> </ul>Red Hot Rewards <ul> <li>Generous holidays - 38.5 days annual leave (including bank holidays and prorated if part-time) plus the option to buy more.</li> <li>Up to five extra paid well-being days per year. </li> <li>20 weeks paid, gender-neutral family leave (52 weeks in total) for expectant parents and those looking to adopt. </li> <li>Market-leading pension.</li> <li>Free private medical cover, income protection and life assurance.</li> <li>Flexible benefits include Cycle to Work, wellness and health assessments, and critical illness. </li> </ul>And there's no waiting around, you'll enjoy these benefits from day one. Feeling insatiably curious about this role? If we're lucky to receive a lot of interest, we may close the advert early and would hate you to miss out. We're all about helping you Live a Life More Virgin, so happy to talk flexible working with you. Say hello to Virgin Money We're making great strides towards achieving our ambition of becoming the UK's best digital bank. As a full-service digital bank with a heritage stretching back over 180 years, we're a workforce to be reckoned with, and we're putting the full power of our experience behind disruptive ideas that reinvent the role a bank plays in people's lives. We're customer-obsessed and work tirelessly to deliver on our purpose, 'Making You Happier About Money.' This means we're able to do banking differently, and by innovating and working together we can make a real difference by creating memorable moments and red-hot experiences for our millions of customers. Join us and Live a Life More Virgin that empowers you with choice and flexibility in how you work. Be yourself at Virgin Money Our purpose is to make people happier about money, this means seeing and feeling the world as our customers do by creating a workforce that reflects the rich diversity of our customers and communities. We're committed to creating an inclusive culture where colleagues feel safe and inspired to contribute, speak up and be heard. As a Disability Confident Leader, we're committed to removing any obstacles to inclusion. If you need any reasonable adjustments or support making your application, contact our Talent Acquisition team <a href="mailto:careers@virginmoney.com" target="_blank">careers@virginmoney.com</a> It's important to note that there may be occasions where it's not possible to interview all candidates declaring a disability who meet the essential criteria for the job. In certain recruitment situations such as receiving a high-volume of applications, we may need to limit the overall numbers of interviews offered to both disabled and non-disabled applicants. Now the legal bit Living A Life More Virgin allows our colleagues to be based anywhere in the UK (if the role allows it), but we'll need you to confirm you have the right to work in the UK. If you're successful in securing a role with us, there are some checks you need to complete before starting. These include credit and criminal record checks and three years' worth of satisfactory references. If the role is part of the Senior Manager Regime and Certification Regime, it requires enhanced pre-employment checks - we'll ask for six years of regulatory references, and once in the role, you'll be subject to periodic employment checks. Advertised: 12 Dec 2024 GMT Standard Time Applications close: 19 Jan 2025 GMT Standard Time

Senior Risk Modelling Manager

ABOUT US Since 2020, Pliant has been on a mission to rethink credit cards and empower companies to grow by providing a smart way to pay that scale with their business. With our app and API-based solutions, Pliant allows companies to issue physical and virtual credit cards, automate payment processes, track spending, and seamlessly integrate these data into their finance stack. Pliant is growing quickly. With our expansion into 25 international markets, we believe that people, passion, and diversity are the key ingredients to our future success. Our growing team of 100+ Plianteers come from 25 nationalities and work remotely or in a hybrid environment from our headquarters in the heart of Berlin. And we're looking for more talented and committed people to join us on our journey! ABOUT THE ROLE As a (Senior) Credit Risk Manager (m/f/d) you will be responsible for the underwriting credit risk exposures to our European and UK SME and corporate clients. In addition to case processing, you will support us in continuously improving our underwriting standards and systems. You will work closely with Goncalo, our Head of Credit Risk Management, and colleagues from the Sales, Legal, Operations, Product and Risk teams. This role will be based in the UK (hybrid) with some travel from time to time to our Headquarters in Berlin. WHAT YOU'LL DO <ul><li>Due diligence: Assess who our customers are, how and with whom they operate their business model, what their public and financial profiles are.</li><li>Underwriting: Analyze business and financial information of our customers (e.g., credit agency reports, financial statements, bank account statements), write up the key risks and mitigants and conclude. </li><li>Credit decision: Decide on limit requests of our customers within your delegated authority and help us building a performing loan book.</li><li>Risk ownership: You own multiple high-limit customers and groups of customers, know them inside out, follow their development over time, and monitor their risk profiles that you regularly present to the credit risk committee.</li><li>Innovation: You get to the heart of complex operational workflows and IT systems, understand how to systematize, and continuously improve them together with your colleagues.</li><li>Communication: You are a facilitator and ensure a smooth and fact-based information flow between your colleagues. In doing so, you support the development of a culture of open dialogue, which is focused on mutual respect and the joint achievement of excellent results.</li></ul>WHAT YOU'LL BRING <ul><li>3-6 years of operational experience in risk assessment for corporate customers or SMEs from a bank or fintech.</li><li>Strong knowledge of accounting principles and industry-specific financial analysis. Previous exposure to open banking data is a plus.</li><li>Analytical thinking, detail orientation and ability to quickly understand new problems and systems and work out solutions. </li><li>Experience with IT systems used for loan processing and credit decisioning.</li><li>Project management skills and demonstrated ability to design and steer complex projects end to end.</li><li>Determination and desire to work in a team to achieve high-quality results for our customers, even under stress.</li><li>Fluent English with very good writing skills. Other European languages are a plus.</li></ul>WHAT WE OFFER <ul><li>Opportunity to work on challenging projects with substantial responsibilities, enabling you to make a meaningful impact</li><li>Being part of a growing, dynamic, international team with flat hierarchies that that thrives on an exchange of knowledge and a drive for excellence</li><li>Competitive remuneration package</li><li>Flexibility and possibility to work remotely</li><li>Attractive benefits package including a monthly mobility allowance, a Wellhub membership, a company card with a monthly allowance for lunches, coffee, etc., and more.</li></ul>

(Senior) Credit Risk Manager (m/f/d)

EXCLUSIVE NETWORKS| Introduction Exclusive Networks (EXN) is a global cybersecurity specialist that provides partners and end-customers with a wide range of services and product portfolios via proven routes to market. With offices in over 45 countries and the ability to serve customers in over 170 countries, we combine a local perspective with the scale and delivery of a single global organization. Our best-in-class vendor portfolio is carefully curated with all leading industry players. Our services range from managed security to specialist technical accreditation and training and capitalize on rapidly evolving technologies and changing business models. For more information visit <a href="http://www.exclusive-networks.com" target="_blank">www.exclusive-networks.com</a>. At Exclusive Networks, we are passionate about making a difference. That means delivering the best to our clients, doing our part to create a prosperous and trusted digital world, and helping our people to realize their potential. Our benefits include: <ul><li>24 days holiday plus Bank holidays, increasing with service</li><li>Your birthday off</li><li>10% Bonus scheme</li><li>Volunteer Day</li><li>Hybrid Working</li><li>Ongoing learning and development</li><li>Health care scheme</li><li>5% Matched pension scheme</li><li>Beer fridge Friday and quarterly social events</li><li>Cycle to work scheme</li><li>Free parking</li><li>Enhanced maternity and paternity leave and more...</li></ul>DUTIES AND RESPONSIBILITIES| We are looking for Credit Solutions Manager to join our team . To maximise the credit facilities available across all customer accounts, aiding the sales team to grow the business, engaging regularly with customer and vendor visits as and when required. Supporting 1500 customers. Engage with our network of credit managers and work with them on international deals as and when needed. To manage and work with the Credit Risk team, managing risks with credit lines for customers and mitigate risks using various tools available. Thinking outside the box on new and innovative credit solutions, looking for proactivity and reducing reactivity. As the Credit Solutions Manager, you will: <ul><li>Proactively Work with sales and our customers to maximise credit terms, ensuring needs and expectations are addressed</li><li>Work with the Sales Director, be creative and explore new options to provide more extensive credit options</li><li>Support and work with the finance teams to mitigate risk.</li><li>Work and build relationships with our customers CFO's and FDs to evaluate risks</li><li>Develop a strong working relationship with our Commercial Director, advising on potential risk and escalate as needed.</li><li>Working with the Credit Risk Manager, providing Credit availability updates and credit exposure reports to the senior leadership team</li><li>Manage the credit risk data for review and evaluation register alongside the credit risk team</li><li>Manage order approval, archiving program and data check.</li><li> Have a good indication of our risk position at any given time</li><li>Ability to do senior risk portfolio management</li></ul>QUALIFICATIONS AND EXPERIENCE| The ideal Credit Solutions Manager will: <ul> <li>FCICM Qualified or qualified by experience</li> <li>5+ years Credit Management Experience</li> <li>Experience working in credit control would be advantageous</li> <li>Experience working in an IT distribution or IT Reseller environment and have a good knowledge of IT Reseller customers, would be preferable.</li> <li>Be service driven with a can-do attitude and the ability to build strong and lasting relationships both internally and externally</li> <li>Be analytical and detail orientated with strong research skills</li> <li>Be a supportive team player who is organised and thrives under pressure</li> <li>Be a confident and approachable person who is innovative, proactive, and solution driven.</li> <li>Be able to work in collaboration with wider team to explore all avenues.</li> <li>Proven track record of implementing flexible programmes to facilitate profitable growth</li> <li>Experience managing a team to required standards and efficiently and effectively dealing with performance management.</li> </ul>WHO ARE EXCLUSIVE NETWORKS?| About the company We are people focused and strongly believe that talent empowers us to continue our dynasty of disruption and growth in the future. Our Mission is to drive the transition to a totally trusted digital world for all people and organizations. Visit our website <a href="http://www.exclusive-networks.com" target="_blank">www.exclusive-networks.com</a>. We are proud to be an Equal Opportunity Employer. We are committed to the recruitment and hiring of individuals from diverse backgrounds and experiences, as we believe this strengthens our ability to develop superior solutions, make informed decisions, and better serve our valued customers. We do not discriminate against individuals on the basis of race, religion, color, national origin, gender, sexual orientation, disability status, or any similar characteristic. Employment decisions are made solely on the basis of qualifications, merit, and business need. We care about your data: please click here to read our Recruitment Data Protection Policy prior to applying, and therefore sharing your data with us.

Credit Risk Manager

Ready to be pushed beyond what you think you're capable of? At Coinbase, our mission is to increase economic freedom in the world. It's a massive, ambitious opportunity that demands the best of us, every day, as we build the emerging onchain platform - and with it, the future global financial system. To achieve our mission, we're seeking a very specific candidate. We want someone who is passionate about our mission and who believes in the power of crypto and blockchain technology to update the financial system. We want someone who is eager to leave their mark on the world, who relishes the pressure and privilege of working with high caliber colleagues, and who actively seeks feedback to keep leveling up. We want someone who will run towards, not away from, solving the company's hardest problems. Our work culture is intense and isn't for everyone. But if you want to build the future alongside others who excel in their disciplines and expect the same from you, there's no better place to be. We are looking for a Credit Risk Manager with deep experience managing counterparty risk across financial institutions to support our growing team. You will assess the credit and financial strength of counterparties by performing fundamental credit analysis of both quantitative and qualitative credit factors. A key component of this role is approving trading activity and risk mitigants to protect against default and minimize potential losses. The right candidate will enjoy operating in a dynamic digital asset market environment and managing complex credit risks across an institutional client base. This role will report to a Director, Credit Risk, and may be based remotely in Ireland. What you'll be doing (ie. job duties): <ul><li>Approve counterparty credit reviews and internal credit ratings analysis conducted by analysts.</li><li>Assessment of industry fundamentals, financial strengths, and qualitative factors supporting counterparties' creditworthiness </li><li>Present findings and recommendations to senior leadership and answer questions relating to analysis performed; escalate issues to senior management</li><li>Lead efforts to produce ongoing surveillance and prepare portfolio observations for senior management</li><li>Monitor portfolio risks and oversee periodic and ad hoc portfolio reviews.</li><li>Recommend and implement policies and processes, as appropriate for emerging businesses and risks.</li><li>Collaborate with business partners (product, coverage, operations, legal, etc.) to resolve complex client and product challenges.</li></ul>What we look for in you (ie. job requirements): <ul><li>Minimum of 7-10 years' experience in credit risk management at a global financial institution.</li><li>Meaningful experience underwriting and managing risk to banks, exchanges, payment processors, market makers, and broker dealers. </li><li>Strong quantitative skills and understanding of capital markets products.</li><li>Strong verbal and written communication skills.</li><li>Self-starter with commercial business insight. Able to interact, influence and build relationships at all levels of seniority and across all functions within an organization.</li><li>Able to balance strategic focus with tactical implementation and efficient execution.</li><li>Enjoys analyzing, evaluating and forming independent judgments, and challenging the status quo for better outcomes.</li></ul>Nice to haves: <ul><li>Proficiency in SQL. </li></ul>Job #: P62500 Commitment to Equal Opportunity Coinbase is committed to diversity in its workforce and is proud to be an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, creed, gender, national origin, age, disability, veteran status, sex, gender expression or identity, sexual orientation or any other basis protected by applicable law. Coinbase will also consider for employment qualified applicants with criminal histories in a manner consistent with applicable federal, state and local law. For US applicants, you may view the Know Your Rights notice here. Additionally, Coinbase participates in the E-Verify program in certain locations, as required by law. Coinbase is also committed to providing reasonable accommodations to individuals with disabilities. If you need a reasonable accommodation because of a disability for any part of the employment process, please contact us at accommodations[at]coinbase.com to let us know the nature of your request and your contact information. For quick access to screen reading technology compatible with this site click here to download a free compatible screen reader (free step by step tutorial can be found here). Global Data Privacy Notice for Job Candidates and Applicants Depending on your location, the General Data Protection Regulation (GDPR) and California Consumer Privacy Act (CCPA) may regulate the way we manage the data of job applicants. Our full notice outlining how data will be processed as part of the application procedure for applicable locations is available here. By submitting your application, you are agreeing to our use and processing of your data as required. For US applicants only, by submitting your application you are agreeing to arbitration of disputes as outlined here.

Do you want your voice heard and your actions to count? Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world's leading financial groups. Across the globe, we're 120,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world. With a vision to be the world's most trusted financial group, it's part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career. Join MUFG, where being inspired is expected and making a meaningful impact is rewarded. Overview of Corporate and Investment Banking Credit (CIB Credit) for EMEA ECD is a credit division responsible for corporate banking and structured finance credit for non-Japanese corporates, FIs, and Sovereigns. Its major functions are outlined as follows: <ul><li>analysing, approving, sanctioning and monitoring the credit quality of corporate credit risks and related risks;</li></ul><ul><li>analysing, approving, sanctioning and monitoring the credit quality of Leveraged Finance, Project Finance, Structured Trade Finance, Aircraft Finance, Asset-backed Finance (Securitisation)</li></ul><ul><li>Assessment and management of country risks</li><li>Management of problematic assets</li><li>Monitoring, reporting and early action</li><li>Portfolio analysis and management</li></ul>Our Credit Team is part of a global organisation located in Tokyo, New York, Los Angeles, Singapore and London. The London Credit team is responsible for the EMEA region and we work closely with other regions to ensure global consistency in credit approvals. Number of Direct Reports None Main Purpose of the Role <ul><li>To support Group Head to direct the continuous development of CIB Credit for EMEA's credit risk framework, risk appetite portfolio monitoring and early warning frameworks in line with shareholders, client and regulatory expectations.</li></ul><ul><li>To support Group Head to lead, manage, guide and develop a group of credit professionals responsible for leveraged finance, and other corporate credit of certain allocated sectors.</li><li>To exercise delegated credit approval authority of up to USD75mln, and/or make recommendations to senior management on transaction specific files as well as continuously and actively monitoring the portfolio in line with internal policies and applicable regulatory guidelines.</li><li>Taking an enterprise wide view to partner with the business to develop and set underwriting and risk appetite guidelines for new strategic or new product initiatives. </li></ul>Key Responsibilities <ul><li>Conduct credit analysis of principally leveraged finance transactions, including engaging with FO due diligence calls, drafting of credit papers, application of rating methodology, preparation of comparative statistics, graphs and tables under the guidance of senior management.</li><li>Monitor/review existing portfolio transactions and make recommendations in terms of credit and rating decisions.</li><li>Work on ad-hoc projects, as instructed by Group Head or senior management, to setup/adjust the risk criteria/policy and to improve the quality of portfolio.</li><li>Follow the trend, market, and developments in certain allocated sectors/products, EMEA countries, players and financial/legal structures and share those with the team.</li><li>Support the development of more junior colleagues in the team and share technical knowledge of certain allocated sectors/products.</li><li>As required, prepare reports for Tokyo Head Office and European Headquarters as well as creating credit committee materials.</li><li>To comply with all regulatory and compliance procedures.</li><li>Responsible for meeting internal policy requirements.</li></ul>Work Experience Essential: <ul><li>Experience of working in tier 1 bank credit division covering Leveraged Finance, or experience of working on leverage finance transactions within a major rating agency, or working in Leveraged Finance front line team.</li></ul>Preferred: <ul><li>Sufficient experience in alternative area if an applicant being single-experienced for either corporate or structured finance.</li><li>Good experience in investment banking in credit or front office</li></ul>Skills and Experience Functional / Technical Competencies: Essential <ul><li>Sufficient credit assessment and credit risk management skills</li><li>Adequate relevant leveraged finance product experience with a deep area of credit specialism</li><li>In depth knowledge of credit and risk principles, products, derivatives and management</li><li>Sufficient experience in dealing with regulatory audits associated to credit</li><li>Strong interpersonal skills with ability and experience to communicate to both senior management and junior members of staff.</li></ul>Preferred: Education / Qualifications: Essential <ul><li>Bachelor Degree</li></ul>Preferred: <ul><li>Masters Degree or equivalent, CFA qualification, recognized accountancy qualification.</li></ul>Personal Requirements <ul><li>Excellent communication skills demonstrating the ability to articulate and implement the vision/strategy for CIB Credit for EMEA</li><li>Results driven, with a strong sense of accountability</li><li>A proactive, motivated, creative and innovative approach to work</li><li>The ability to operate with urgency and prioritise work accordingly</li><li>Strong decision making skills, the ability to demonstrate sound judgement</li><li>Strong problem solving skills, and excellent interpersonal skills</li><li>Excellent attention to detail and accuracy</li><li>A calm approach, with the ability to perform well in a pressurized environment</li><li>A confident approach, with the ability to provide clear direction to the team</li><li>Excellent managerial/leadership ability to build and develop a first class credit team</li><li>An enterprise-wide strategic approach to the role of CIB Credit, with the ability to contribute strongly to a high performing team</li></ul>We are open to considering flexible working requests in line with organisational requirements. MUFG is committed to embracing diversity and building an inclusive culture where all employees are valued, respected and their opinions count. We support the principles of equality, diversity and inclusion in recruitment and employment, and oppose all forms of discrimination on the grounds of age, sex, gender, sexual orientation, disability, pregnancy and maternity, race, gender reassignment, religion or belief and marriage or civil partnership. We make our recruitment decisions in a non-discriminatory manner in accordance with our commitment to identifying the right skills for the right role and our obligations under the law.

Director, Credit Risk Manager, Mid Market Leverage Finance

About the job Morgan Mckinley are proud to be working with a leading company in Bath who really value their employees which is shown by their low staff turnover. They offer excellent benefits, flexibility, hybrid working and a great collaborative culture. We are looking for an experienced Credit Risk Manager to report into the Head of Credit. Role responsibilities: <ul> <li>Utilising financial accounts, credit bureau data and own public domain research to evaluate the creditworthiness &amp; insolvency risk of international prospective clients - from micro company to conglomerate size.</li> <li>Point of contact for Economic Sanctions compliance and due diligence.</li> <li>Manage the Country Risk Watchlist and provide guidance where needed.</li> <li>Manage one direct report with scope to expand the team with company growth.</li> <li>Feed credit risk insights and analysis into the global business, clearly articulating risks to stakeholders at all levels of the business up to the board.</li> <li>Solvency monitoring of client portfolio and updating risk gradings.</li> <li>Spot potential insolvency risks ahead of time to give adequate warning to the business.</li> <li>Management of the groups credit insurance policies and reviewing the adequacy of other risk mitigants available in the market.</li> <li>Build awareness of and monitor the wider markets, evaluating issues that may affect group credit risk.</li> <li>Join monthly Commercial Risk meetings with regional leaders to escalate key credit risks and monitor top risks.</li> <li>Collaborate with other departments such as Commercial and legal, bid teams and leadership groups to promote a risk aware culture.</li> <li>Build relationships with stakeholders globally to increase the adoption of credit risk insights. </li> <li>Management of Credit Risk data and reporting, ensuring accuracy and keep unrated clients to a minimum.</li> <li>Continuous tendering and review of external suppliers and how risk can help the function, to ensure key needs are met, with value for money achieved.</li> <li>Drive more automation of Credit Risk in the UK and EU</li> </ul>What you need to succeed: <ul> <li>Experience in credit risk analysis and providing solutions/insights</li> <li>Will consider candidates with an underwriting background </li> <li>A curious mindset</li> <li>Quick thinker - good at drawing a calculated opinion</li> <li>Stakeholder engagement experience </li> <li>An understanding and awareness of economic sanctions</li> </ul>To apply for the role please click on apply or call Lucy on 0777 614 6634 Morgan McKinley is acting as an Employment Agency and references to pay rates are indicative. Morgan McKinley encourages applications from all qualified candidates who represent the full diversity of communities in the UK. Accommodations are available on request for candidates taking part in all aspects of the selection process. BY APPLYING FOR THIS ROLE YOU ARE AGREEING TO OUR TERMS OF SERVICE WHICH TOGETHER WITH OUR PRIVACY STATEMENT GOVERN YOUR USE OF MORGAN MCKINLEY SERVICES.

Marex is a diversified global financial services platform, providing essential liquidity, market access and infrastructure services to clients in the energy, commodities and financial markets. The Group provides comprehensive breadth and depth of coverage across four core services: Market Making, Clearing, Hedging and Investment Solutions and Agency and Execution. It has a leading franchise in many major metals, energy and agricultural products, executing around 50 million trades and clearing 205 million contracts in 2022. The Group provides access to the world's major commodity markets, covering a broad range of clients that include some of the largest commodity producers, consumers and traders, banks, hedge funds and asset managers. Marex was established in 2005 but through its subsidiaries can trace its roots in the commodity markets back almost 100 years. Headquartered in London with 36 offices worldwide, the Group has over 1,800 employees across Europe, Asia and America. For more information visit <a href="http://www.marex.com" target="_blank">www.marex.com</a> Marex has unique access across markets with significant share globally both on and off exchange. The depth of knowledge amongst its teams and divisions provides its customers with clear advantage, and its technology-led service provides access to all major exchanges, order-flow management via screen, voice and DMA, plus award-winning data, insights and analytics. Risk management, on an intraday and overnight basis, of Marex firm commodity portfolios to mitigate risk and protect the Company's capital. Responsibilities: • Proactive management of firm accounts in excess of pre-defined risk parameters or experiencing trading losses to bring exposures within parameters and/ or protect the firm's capital. Actions may include prompt communication with firm traders on risk parameters breached, escalation to senior management within Risk and the business. • Oversight of daily reporting on firm positions including VaR, Sensitivity Analysis &amp; Stress Testing. Escalating key risk issues to both Risk and Business Management where required. • Liquidity analysis of firm portfolios and of individual underlying positions in relation to market depth. • Perform analysis and preparation of risk reports and risk Powerpoint packs as required by Senior Management and the Board. • Delivering on allocated projects and system development items as well as proactively engaging on risk or control improvement ideas with the wider team. • Responsibility for managing, mentoring, and training direct reports. • Ensuring London market risk team is adequately staffed to cover various markets and global trading hours. Team members holiday management. • To effectively communicate risk management principles to internal and external stakeholders. • Developing and maintaining effective Market Risk management systems. • Responsibility for ensuring adherence to risk policies &amp; procedures at all times and escalation of potential issues. Skills and Experience: • A strong quantitative background gained in education and/ or in a professional setting with particular focus on commodities options pricing &amp; hedging as well as exposure to risk management concepts, particularly VaR, Sensitivities &amp; Stress Testing. Candidates will be required to demonstrate understanding. • A strong risk management background with experience in commodities and a proven interest in markets (exchanges). • A good understanding of financial markets gained in a Brokerage or Banking institution from either the Risk Management or Trading sides. Experience of risk managing Exchange Traded Futures &amp; Options. • Composure, character and presence to work effectively in challenging market conditions to instil required level of authority on any situation. • Ability to build and maintain effective working relationships across all areas of the firm and communicate effectively across all levels. • Understanding of pre-trade and post-trade risk controls and their applications. • Leadership &amp; Managerial qualities. • Good understanding of processes, controls and responsibilities associated with a Financial Markets business. • Candidates with a strong programming skillset preferred (C+, SQL, Python, Matlab) • Strong Microsoft Office skills, high level VBA skills within Excel. • Relevant professional designation desirable. If you're forging a career in this area and are looking for your next step, get in touch! Marex is fully committed to being an inclusive employer and providing an inclusive and accessible recruitment process for all. We will provide reasonable adjustments to remove any disadvantage to you being considered for this role. We value the differences that a diverse workforce brings to the company. We welcome applications from candidates returning to the workforce. Also, Marex is committed to avoiding circumstances in which the appearance or possibility of conflicts of interest may exist within the hiring process. If you would like to receive any information in a different way or would like us to do anything differently to help you, please include it in your application. #LI-MH1

Commodities Market Risk Manager

We'll inspire and empower you to deliver your best work so you can evolve, grow and succeed - today and into tomorrow. We offer an exciting range of opportunities to develop your career within a supportive and diverse team who always strive to do the right thing for our people, clients and communities. People are our greatest asset, and we offer a competitive package to retain and attract the best talent. In addition to the benefits you'd expect, UK employees also receive free single medical cover and digital GP service, family-friendly benefits such as enhanced parental leave pay and free membership of employee assistance and parental programmes, plus reimbursement towards relevant professional development and memberships. We also give back to our communities through our Collectively program which incorporates matched-funding, paid volunteering time and charitable donations. Work-life balance and flexibility is a key focus area for us. We're happy to discuss hybrid, part-time and flexible working hours, patterns and locations to suit you and our business. About the Opportunity Nuclear Power Programmes is one of the newest Business Units and has been formed with the vision to support positive change and help shape the future of Nuclear Power. Operational throughout the UK and across continental Europe, we are seeking to expand our team on a variety of nuclear projects, which range in technologies and that find themselves at different stages of their development. To do this, we are seeking to continuously employ talented individuals to join our diverse team that are excited about nuclear projects and are committed to Net Zero, and Energy Security. In both client facing and internal roles we are delivering major programme and project management capabilities throughout the project lifecycle. We are driving to deliver safe, high quality and to time solutions by thinking innovatively and working collaboratively. Working on SZC you will develop the skills and core nuclear understanding to be successful in the New Nuclear industry. You'll be positioned to benefit from the near and long-term trend for Nuclear power providing the baseload to global energy needs. As a new Business Unit, you'll be joining at a time of innovation and change, with opportunity to put your mark on the business and for this contribution to be recognised. As a project controls professional you'll be working with the best talent in major programmes in the UK, with nationally significant/international level work experience. The core controls team has a successful track record of delivery for flagship programmes internationally. The team is committed to the highest standards of professional and personal development - Advanced analytics that go beyond conventional QRA methodologies and risk management tools. Continuous C-suite and Senior Civils Servants engagement and presentations at Project Expos and awards submissions. The purpose of the Assistant Risk Manager role is to support risk management within a local SZC programme, assist with compliance with SZC's PMO risk management direction, and genuinely help safeguard the programme area from major overruns: <ul><li>Facilitation skills; able to help facilitate workshops within programme under direction of more senior risk professionals.</li><li>Technical skills; able to help deliver QRAs, spanning Cost QRAs and Schedule QRAs under direction of more senior risk professionals.</li><li>Linked capability to integrate/support project controls/project delivery/business support processes (e.g. Finance).</li><li>Engagement skills; able to engage teams under direction of more senior risk professionals. </li></ul><ul><li>Demonstrable use of numerical and verbal communication skills within a business environment</li><li>Membership of one or more risk or project management organisation e.g. APM, PMI, IRM, CERA or a suitable equivalent.</li><li>Understanding of scheduling methodologies in project/programme management, including hands on experience of the leading software packages (Oracle P6/Microsoft Project or similar planning tools).</li><li>Being comfortable with quantitative analysis and advanced forecasting i.e. Monte-Carlo methods, probabilistic forecasting, and optimisation.</li><li>Experience of developing large data models (QSRA/QCRA etc) and their integration into decision making processes.</li><li>Understanding of Enterprise Risk Management (ERM) frameworks and standards. </li></ul>Our Culture Our values stand on a foundation of safety, integrity, inclusion and diversity. We put people at the heart of our business, and we genuinely believe that we all succeed by supporting one another through our culture of caring. We value positive mental health and a sense of belonging for all employees. We aim to embed inclusion and diversity in everything we do. We know that if we are inclusive, we're more connected, and if we are diverse, we're more creative. We accept people for who they are, regardless of age, disability, gender identity, gender expression, marital status, mental health, race, faith or belief, sexual orientation, socioeconomic background, and whether you're pregnant or on family leave. This is reflected in our wide range of Global Employee Networks centered on inclusion and diversity. We partner with VERCIDA to help us attract and retain diverse talent. For greater online accessibility, please visit <a href="http://www.vercida.com" target="_blank">www.vercida.com</a> to view and access our roles. As a Disability Confident employer, we will interview all disabled applicants who meet the minimum criteria for a vacancy. We welcome applications from candidates who are seeking flexible working and from those who may not meet all the listed requirements for a role. If you require further support or reasonable adjustments with regards to the recruitment process (for example, you require the application form in a different format), please contact the team. #SZC

Assistant Risk Manager - Hybrid

Job Title: First Line Credit Risk Modelling ManagerWorking Pattern: Monday to Friday, 36.25 hours per week Location: Flexible - Embrace fully remote or hybrid work from any of our vibrant UK offices in London, Cardiff, Durham, Manchester, or Blackpool. At Tandem, we're not just a bank; we're a movement for positive change. If you're an ambitious and dedicated Credit Risk Modelling Manager, ready to make an impact, we've got a space with your name on it! The main purpose of the role is to manage the risk of Tandem's Lending Portfolios. We are Tandem - Where impact meets innovation Tandem is the UK's greener digital bank on a bold quest to revolutionise the way we save, borrow, spend, and share - all while nurturing our planet, our people and our customers. As one of Europe's fastest growing digital banks, our values of being Brave, Enterprising, Simple, and Together (BEST) ensure our 500-strong team collaborate to drive a brighter, greener future. Tandem also leads the way with a secondary app called Loop. Loop gives customers a simpler, hassle free and awkward free way to share money among friends. Your team: Collaborators in change Tandem is proud to offer a workplace with diverse experiences, perspectives, and backgrounds which leads to a unique company culture for our people and a better experience for our customers. The role sits within the First Line Credit Risk team at Tandem. It's a new team being set up to provide high quality Credit Risk analysis and strategies to ensure Tandem grows safely and within our risk appetite. Your Impact: Building a greener tomorrow As a Credit Risk Model Manager at Tandem your focus will be on: <ul><li>Develop Application and Collection Scorecards for all Tandem's Lending products</li><li>Calculating cost of risk for pricing and risk reward models</li><li>Analysis on key risk trends and issue</li><li>Write proposals for approval at Credit Committee</li><li>Interaction with third parties including regulators, Credit Reference Agencies and consultancies</li><li>Developing and implementing advanced statistical models to predict credit risk, optimise credit scoring, and enhance our decision-making/underwriting processes.</li><li>Maintain and monitor all credit risk models and scorecards.</li><li>Analyse large datasets to identify trends, patterns, and insights that inform business decisions.</li><li>Perform data cleaning to ensure high-quality data for analysis,</li><li>Working independently and presenting findings and recommendations to stakeholders in a clear and concise manner.</li></ul>We'd love to hear from you if you have: <ul><li>Strong skills in at least one programming language (preferably Python and SQL)</li><li>Strong experience in the development and monitoring of retail Credit Risk application, management and measurement models</li><li>Good knowledge of consumer credit risk, including mortgages, personal loans and motor finance</li><li>Experience in calculating risk forecasts</li><li>Experience in risk analysis and reporting</li><li>Strong understanding of the use of scorecards and affordability models in Credit Risk strategies</li><li>Strong presentation skills, including the ability to translate complex data into understandable insight</li><li>A great attention to detail and be process-oriented to review, suggest and implement improvements where appropriate.</li><li>Able to work in a fast paced, changing environment.</li></ul>It would be great, but not essential if you have: <ul><li>Experience in corporate risk management and measurement</li></ul>Rewards that reflect your value, what's in it for you? At Tandem, your hard work is rewarded in many ways and we have an enhanced employee benefits package on offer from your very first day with us: <ul><li>25 days annual leave plus 8 days Bank Holiday</li><li>An additional day off for a 'celebration day' including, but not limited to, birthdays, weddings, religious holidays, graduations etc</li><li>Buy or sell up to 5 days holiday a year</li><li>Healthcare cash plan through Westfield Health worth a minimum of £750 per year</li><li>Electric Vehicle salary sacrifice scheme</li><li>Cycle to Work salary sacrifice scheme and a free helmet</li><li>Salary sacrifice Pension contribution*, 4% employee contributions matched with 4% Tandem contribution (*Subject to salary eligibility)</li><li>Smart Tech scheme (buy goods with 0% interest)</li><li>10% discount on solar panels</li><li>Tandem Hub for treats, cash back and discounts on UK retailers</li><li>2 days per year paid volunteering</li><li>Free cereal, snacks and drinks in all offices</li><li>Quarterly team social budgets</li></ul>Our Green Deal: Your Impact Amplified A little welcome gift from us to you, we'll plant a tree in the Tandem Grove and you can enter into our "Green Deal" below: <ul><li>Volunteer 2 days a year for charity &gt; receive an early Friday finish</li><li>Raise £200 per annum for charity &gt; Tandem provide PR and marketing support</li><li>Have renewable energy at home &gt; receive an additional 1 day annual leave</li><li>Drive an electric car &gt; receive £500 towards a home charger</li></ul>Ready to make your mark? Apply now and let's pave the way to a greener world, together. Our approach to DE&amp;I is reflected in our hiring process so please let us know if you require any reasonable adjustments. Sourcing Model Recruitment at Tandem works primarily on a direct sourcing model and does not accept resumes from recruitment agencies which are not on the preferred supplier list. We are not responsible for any related fees for resumes submitted to job postings, our employees, or any other part of our company. You can find our Applicant Privacy Policy on our Careers page. Tandem is an equal opportunity employer and are committed to meeting our responsibilities under the Equality Act (2010). We respect the diverse experience and talents that every individual brings to our Company, and we are determined to ensure that no applicant or employee receives less favourable treatment on the grounds of gender, age, disability, religion, belief, sexual orientation, marital status, or race, or is disadvantaged by conditions or requirements which cannot be shown to be justifiable. Please be aware that background checking (including credit and criminal records checks) form part of our recruitment process. We will adhere to our duties under the Rehabilitation of Offenders Act 1974.

First Line Credit Risk Modelling Manager

Job Title: First Line Credit Risk Modelling ManagerWorking Pattern: Monday to Friday, 36.25 hours per week Location: Flexible - Embrace fully remote or hybrid work from any of our vibrant UK offices in London, Cardiff, Durham, or Blackpool. At Tandem, we're not just a bank; we're a movement for positive change. If you're an ambitious and dedicated Credit Risk Modelling Manager, ready to make an impact, we've got a space with your name on it! The main purpose of the role is to manage the risk of Tandem's Lending Portfolios. We are Tandem - Where impact meets innovation Tandem is the UK's greener digital bank on a bold quest to revolutionise the way we save, borrow, spend, and share - all while nurturing our planet, our people and our customers. As one of Europe's fastest growing digital banks, our values of being Brave, Enterprising, Simple, and Together (BEST) ensure our 500-strong team collaborate to drive a brighter, greener future. Tandem also leads the way with a secondary app called Loop. Loop gives customers a simpler, hassle free and awkward free way to share money among friends. Your team: Collaborators in change Tandem is proud to offer a workplace with diverse experiences, perspectives, and backgrounds which leads to a unique company culture for our people and a better experience for our customers. The role sits within the First Line Credit Risk team at Tandem. It's a new team being set up to provide high quality Credit Risk analysis and strategies to ensure Tandem grows safely and within our risk appetite. Your Impact: Building a greener tomorrow As a Credit Risk Model Manager at Tandem your focus will be on: <ul><li>Develop Application and Collection Scorecards for all Tandem's Lending products</li><li>Calculating cost of risk for pricing and risk reward models</li><li>Analysis on key risk trends and issue</li><li>Write proposals for approval at Credit Committee</li><li>Interaction with third parties including regulators, Credit Reference Agencies and consultancies</li><li>Developing and implementing advanced statistical models to predict credit risk, optimise credit scoring, and enhance our decision-making/underwriting processes.</li><li>Maintain and monitor all credit risk models and scorecards.</li><li>Analyse large datasets to identify trends, patterns, and insights that inform business decisions.</li><li>Perform data cleaning to ensure high-quality data for analysis,</li><li>Working independently and presenting findings and recommendations to stakeholders in a clear and concise manner.</li></ul>We'd love to hear from you if you have: <ul><li>Strong skills in at least one programming language (preferably Python and SQL)</li><li>Strong experience in the development and monitoring of retail Credit Risk application, management and measurement models</li><li>Good knowledge of consumer credit risk, including mortgages, personal loans and motor finance</li><li>Experience in calculating risk forecasts</li><li>Experience in risk analysis and reporting</li><li>Strong understanding of the use of scorecards and affordability models in Credit Risk strategies</li><li>Strong presentation skills, including the ability to translate complex data into understandable insight</li><li>A great attention to detail and be process-oriented to review, suggest and implement improvements where appropriate.</li><li>Able to work in a fast paced, changing environment.</li></ul>It would be great, but not essential if you have: <ul><li>Experience in corporate risk management and measurement</li></ul>Rewards that reflect your value, what's in it for you? At Tandem, your hard work is rewarded in many ways and we have an enhanced employee benefits package on offer from your very first day with us: <ul><li>25 days annual leave plus 8 days Bank Holiday</li><li>An additional day off for a 'celebration day' including, but not limited to, birthdays, weddings, religious holidays, graduations etc</li><li>Buy or sell up to 5 days holiday a year</li><li>Healthcare cash plan through Westfield Health worth a minimum of £750 per year</li><li>Electric Vehicle salary sacrifice scheme</li><li>Cycle to Work salary sacrifice scheme and a free helmet</li><li>Salary sacrifice Pension contribution*, 4% employee contributions matched with 4% Tandem contribution (*Subject to salary eligibility)</li><li>Smart Tech scheme (buy goods with 0% interest)</li><li>10% discount on solar panels</li><li>Tandem Hub for treats, cash back and discounts on UK retailers</li><li>2 days per year paid volunteering</li><li>Free cereal, snacks and drinks in all offices</li><li>Quarterly team social budgets</li></ul>Our Green Deal: Your Impact Amplified A little welcome gift from us to you, we'll plant a tree in the Tandem Grove and you can enter into our "Green Deal" below: <ul><li>Volunteer 2 days a year for charity &gt; receive an early Friday finish</li><li>Raise £200 per annum for charity &gt; Tandem provide PR and marketing support</li><li>Have renewable energy at home &gt; receive an additional 1 day annual leave</li><li>Drive an electric car &gt; receive £500 towards a home charger</li></ul>Ready to make your mark? Apply now and let's pave the way to a greener world, together. Our approach to DE&amp;I is reflected in our hiring process so please let us know if you require any reasonable adjustments. Sourcing Model Recruitment at Tandem works primarily on a direct sourcing model and does not accept resumes from recruitment agencies which are not on the preferred supplier list. We are not responsible for any related fees for resumes submitted to job postings, our employees, or any other part of our company. You can find our Applicant Privacy Policy on our Careers page. Tandem is an equal opportunity employer and are committed to meeting our responsibilities under the Equality Act (2010). We respect the diverse experience and talents that every individual brings to our Company, and we are determined to ensure that no applicant or employee receives less favourable treatment on the grounds of gender, age, disability, religion, belief, sexual orientation, marital status, or race, or is disadvantaged by conditions or requirements which cannot be shown to be justifiable. Please be aware that background checking (including credit and criminal records checks) form part of our recruitment process. We will adhere to our duties under the Rehabilitation of Offenders Act 1974.

About the job Job DescriptionWhat is the opportunity?Associate Director in the Group Risk Management Wholesale Credit Risk team in London, focusing on corporates. Responsible for the management and oversight of credit risk related to an assigned portfolio of around 35 European focused corporate and leveraged finance loan and derivatives clients. The clients are active in a broad range of industries, including transportation, utilities, telecommunications, services, healthcare, retail and general industrial. What will you do? <ul> <li>The risk assessment of portfolio counterparties;</li> <li>Assigning an indicative Borrower Risk Rating at origination and adjudicating subsequent Borrower Risk Rating reviews;</li> <li>Reviewing new loan originations and monitoring of existing portfolio</li> <li>Approving (within delegated authorities) or recommending new or additional credit risk exposure (lending and trading credit) to those entities</li> <li>Work in partnership with the front office and other teams within Credit so that risks are proactively managed and decisions are consistent with the overall risk appetite of the bank.</li> <li>Provide support for the growth of Capital Markets business in the UK, Continental Europe and Australia;</li> </ul>What do you need to succeed?Must-have <ul> <li>Ability to assess complex loan structures, including financial statement and credit analysis.</li> <li>Ability to assess business risk, supported by company reporting, financial, commercial and technical due diligence.</li> <li>Familiar with, and ability to review excel based financial forecast models.</li> <li>Work collaboratively with the front office teams (Leverage Finance, Corporate Banking and Derivatives) to keep credit exposure within risk appetite.</li> <li>High level of drive and motivation to manage multiple credit requests concurrently during busy times.</li> <li>Able to priortise and produce written communications to tight client deadlines.</li> </ul>Nice-to-have <ul> <li>Previous experience in corporate loan origination or at a rating agency.</li> <li>Accounting or CFA qualification.</li> </ul>Morgan McKinley is acting as an Employment Agency and references to pay rates are indicative. Morgan McKinley encourages applications from all qualified candidates who represent the full diversity of communities in the UK. Accommodations are available on request for candidates taking part in all aspects of the selection process. BY APPLYING FOR THIS ROLE YOU ARE AGREEING TO OUR TERMS OF SERVICE WHICH TOGETHER WITH OUR PRIVACY STATEMENT GOVERN YOUR USE OF MORGAN MCKINLEY SERVICES.

Corporate Credit Risk Manager - VP

Job Description We're AtkinsRéalis, a world-leading design, engineering, and project management organization. We connect people, data, and technology to transform the world's infrastructure and energy systems. Become a vital member of our Project &amp; Programme Services team, proudly taking on some of the world's most exciting and prestigious projects. Join us, and you'll be part of our genuinely collaborative environment, where everyone is supported to make the most of their talents. It's about recognizing everyone's contributions equally while delivering excellence together. Flexible and remote working are central to our culture, so talk to us about what's important to you, from reduced weeks to buying more leave, and how we can make reasonable adjustments for you or support your ambitions outside of work. Join our Risk Management team and make a positive impact working on the most significant and complex infrastructure projects. Here your expertise in risk management across the construction, energy, or infrastructure sectors is highly valued. Collaborating with colleagues as talented as you, you'll lead projects ranging in value from £20m+ to £20Bn+, gaining diverse experience with a rewarding variety of high-profile clients across multiple sectors. Responsibilities: <ul><li>Support the successful delivery of risk management services in a consistent, professional manner with the aim of exceeding client expectations.</li><li>Implement effective risk management activities to actively reduce risk exposure and uncertainty on projects &amp; programmes.</li><li>Support development and implementation of risk management approaches/systems for clients, incorporating best practice and procedures.</li><li>Facilitate workshops and engage with project teams to ensure the effective implementation of risk management.</li><li>Support risk analyses using industry recognised software / databases.</li><li>Support preparation of risk reports summarising outputs to suit needs of the project / programme.</li></ul>Requirements: <ul><li>A recognised diploma or degree with a qualification in risk management is desirable.</li><li>Awareness of Risk Management processes aligned with ISO31000/ Institute of Risk Management / Association of Project Management methodologies and techniques.</li><li>Aptitude for learning and motivated to take on new challenges.</li></ul>To do well in this role you'll need to be able to demonstrate the following: <ul><li>A confident and professional manner, coupled with excellent communication skills, with clients and colleagues alike, to ensure clarity in all situations and to effectively influence.</li><li>An analytical thinker, you'll also be able to show initiative and examples of creativity.</li><li>Self-motivated and able to work well on your own initiative.</li><li>Highly organised and able to prioritise.</li><li>Ability to collaborate and build relationships across the wider teams.</li><li>Ability to work well under pressure and proven ability to deliver to deadlines.</li></ul>Why work for AtkinsRéalis? Join our Project &amp; Programme Services team and expand your career on some of the industry's most exciting and newsworthy construction projects - from Sizewell C to the world's tallest hotel, London's Heathrow Airport to Europe's first eco-friendly mosque. You'll enjoy invaluable exposure to international expertise as well as innovation in local niche areas. Communities are at the heart of our work and our people are proud to be working towards a Net Zero Carbon future and regenerating cities across the UK. <a href="https://careers.atkinsrealis.com/csr" target="_blank">https://careers.atkinsrealis.com/csr</a> AtkinsRéalis is committed to developing its people both personally and professionally. Our colleagues have the advantage of access to a high ranging training portfolio and development activities designed to help make the best of individual's abilities and talents. We also actively support staff in achieving corporate membership of relevant institutions. <a href="https://careers.atkinsrealis.com/" target="_blank">https://careers.atkinsrealis.com/</a> Meeting your needs: To help you get the most out of life in and outside of work, we offer employees "Total Reward." It's a package that can be tailored to your changing lifestyle, career and personal needs. Making sure you're supported is important to us. So, if you identify as having a disability, tell us ahead of your interview, and we'll discuss any adjustments you might need. New name, new era. We are AtkinsRéalis. It will take some time for all our information to update - you can still refer to our fantastic benefits via the link below. YourReward at AtkinsRéalis (atkinsrealis.com) Additional Information: This role may require security clearance and offers of employment will be dependent on obtaining the relevant level of clearance. If this is necessary, it will be discussed with you at interview. The vetting process is delivered by United Kingdom Security Vetting (UKSV) and may require candidates to provide proof of residency in the UK of 5 years or longer. If applying to this role please do not make reference to (in conversation) or include in your application or CV, details of any current or previously held security clearance. We are committed to promoting a diverse and inclusive community - a place where we can all be ourselves, thrive and develop. To help embed inclusion for all, from day one, we offer a range of family friendly, inclusive employment policies, flexible working arrangements and employee networks to support staff from different backgrounds. As an Equal Opportunities Employer, we value applications from all backgrounds, cultures and ability. Equality, diversity &amp; inclusion in the UK &amp; Europe (atkinsrealis.com) #LI-UK#LI-ATKINS #PPSProContr Worker Type Employee Job Type Regular At AtkinsRéalis, we seek to hire individuals with diverse characteristics, backgrounds and perspectives. We strongly believe that world-class talent makes no distinctions based on gender, ethnic or national origin, sexual identity and orientation, age, religion or disability, but enriches itself through these differences.

Assistant Risk Manager (Infrastructure)

Graduate Assistant Risk Manager Application Deadline: 28 February 2025 Department: Infrastructure Employment Type: Permanent - Full Time Location: G&amp;T London Description Summary: The role of a G&amp;T Graduate Risk Manager is to support the successful delivery of construction projects and facilitate a broader understanding of the challenges faced. Risk Managers ensure that risks and opportunities are identified early, communicated clearly, and managed effectively: we do this using a range of tools and techniques to track and escalate risks, as well as using risk data and statistics to drive better decision making by project leadership. Role Overview: As a Graduate Risk Manager, you will spend 2-2.5 years working towards Chartered membership of RICS or APM with the opportunity to also study The International Certificate in Enterprise Risk Management (IRM), while also gaining valuable work experience. You will be working towards becoming a professional with expert knowledge of leading and managing the risk function within a project team. You will also be picking up key skills across all project controls disciplines, to provide a greater breadth of understanding and progression opportunities. The role will be varied, and the actual experience gained will be dependent on the team and sector you are working in. You will join the G&amp;T Chartership Programme to ensure you can relate the theoretical aspects of your studies to actual work experience. Working within a team, you will be assisting your Line Manager with various aspects of daily work. In this role you will be expected to work with a certain level of autonomy while also knowing when to discuss and ask questions to ensure the best outcome. You will be building a solid knowledge base of your role, the firm and the industry, and how they all fit together. General Responsibilities Working with your line manager, the role will typically involve the following: Schedule: <ul><li>Review project schedules, using the principles of schedule management, to identify potential timeline risks, determine risk proximity, and calculate float adjusted impact </li><li>Interrogate the technical quality of project schedules and assess their appropriateness for Monte Carlo risk modelling</li><li>Build a schedule at the appropriate level for Monte Carlo risk modelling (either through rolling up an existing project schedule, or generating a new schedule through Interactive Planning Workshops with the project team)</li></ul>Cost: <ul><li>Develop an understanding the principles of estimating / cost management, in order to challenge risk quantification figures provided by the project team</li><li>Perform gap analysis exercises on a project estimate against a defined scope of works</li><li>Provide recommendations on CBS structure, to ensure it is appropriate for Monte Carlo risk modelling</li></ul>Risk Management: <ul><li>Develop and maintain project risk registers, aligned to client governance processes (and G&amp;T best practice)</li><li>Assess likelihood, impact (schedule and cost) of risks and propose mitigation strategies, where appropriate</li><li>Provide recommendations on RBS structure, to ensure it is appropriate for Monte Carlo risk modelling</li><li>Review and develop large risk data sets in preparation for risk modelling utilising various tools such as MS Excel and Safran Risk</li></ul>Risk Modelling: <ul><li>Describe the Quantitative Risk Assessment (QRA) process to clients and establish a tailored process for delivery (with associated agendas)</li><li>Facilitate and lead QRA workshops, in order to attain the required information for Monte Carlo risk modelling</li><li>Build a risk model (in appropriate software) and run Monte Carlo analysis for a schedule</li><li>Build a risk model (in appropriate software) and run Monte Carlo analysis for a cost estimate</li><li>Interpret risk modelling results, defining key risk and uncertainty drivers </li></ul>Reporting: <ul><li>Produce technical reports on the suitability of project information (schedule, estimate, risk register) for Monte Carlo risk modelling </li><li>Produce QRA reports detailing probability dates, costs and key drivers</li><li>Present reports to the client organisation, including any subsequent recommendations</li></ul>Skills Knowledge and Expertise <ul><li>2.1 or above in your degree</li><li>Excellent working knowledge of current IT systems </li><li>Understand the importance of client care &amp; building relationships </li><li>Excellent communication skills</li><li>Trustworthy and reliable </li><li>Ability to prioritise work efficiently </li><li>Ability to work to deadlines </li><li>Ability to work as part of a team and on own initiative </li><li>Proactive and flexible approach to different situations </li><li>Dedication and commitment </li><li>Desire to learn </li><li>Genuine interest in social and economic infrastructure, and property </li></ul>Please note : We are unable to support/sponsor individuals who require a work permit to work in the UK for our early experience roles. We also recruit on a rolling basis and reserve the right to close applications for this role if all positions have been filled ahead of the date advertised.

Graduate Assistant Risk Manager

Red Bull UK is recruiting for a Credit Risk Manager - Treasury, to be based within London UK. The Credit Risk Manager is required to take full responsibility for Red Bull UK's accounts receivable management, maximizing incoming cash receipts and continually looking to optimise the order-to-cash cycle with a progressive and solutions-focused mindset. This role involves overseeing the Accounts Receivable team, implementing effective credit policies in line with Red Bull HQ, and optimizing cash flow while minimizing bad debt. The Credit Risk Manager plays a crucial role in supporting the company's financial health and operational efficiency, creating value for internal and external stakeholders. Managing a team of three, you will maintain a high-quality and professional sales ledger function, bringing accounts receivable to life through a philosophy of active business partnering and personal development. With our People Strategy at the core of everything we do, you will engage, develop, and retain your direct reports through active hands-on, day-to-day management and the definition of longer-term development goals, exciting the team with opportunities inside and outside the traditional AR landscape. The role will embody Red Bull's philosophies on progression and development and will support the pipeline of future finance talent. RESPONSIBILITIES Areas that play to your strengths All the responsibilities we'll trust you with: <ul><li>Order-To-Cash Define, influence, and lead a right-first-time process mentality, challenging existing ways of working and standard operating procedures. Drive and lead process design and continuous improvement opportunities, identifying actionable insights to support team efficiencies. Work closely with the Operations teams to ensure order processing efficiency and accuracy, with a total OTC ownership mindset. Engage local and HQ stakeholders to recommend system improvements, innovations, and enhancements across the Treasury &amp; Finance organisations. Hands-on approach and inquisitive nature.</li><li>Credit Risk &amp; Accounts Receivable Management Support the Treasury Manager and Financial Accounting team by owning and redefining month-end reporting obligations &amp; responsibilities. With a hands-on approach, maximize cash collection and mitigate bad debt exposure within our customer portfolio. Create regular insights and assessments on the credit risk exposure of Red Bull's customer portfolio, providing recommendations to mitigate any exposure. Engage and develop relationships with Key Account teams and customer contacts, driving efficiencies and challenging existing ways of working throughout the OTC cycle. Ensure the accuracy and cleanliness of Red Bull's sales ledger by creating SOPs and standardized routines across the team to deliver DSO and Net High Risk targets. Oversee the internal rebate approval process, ensuring on-time invoice approvals and balance sheet cleanliness, engaging with key internal stakeholders to improve ways of working and processes.</li><li>People Management Take full responsibility for the performance monitoring of the team, defining short, medium, and long-term operational goals, and owning monthly, quarterly, and yearly performance appraisals. You will be responsible for the team's KPIs and deliverables, creating an environment of progression and innovation, and crafting bespoke performance objectives and personal development plans while always keeping the team's brand in mind. Define, manage, and review the roles &amp; responsibilities of the team, always ensuring an appropriately resourced and engaged team is in place. By living Red Bull's people values and philosophies, you will create a positive culture based on feedback, coaching, and development.</li><li>Business Partnering Establish and develop a key senior internal and external stakeholder network, becoming a credible Business Partner at all levels and always driving the Finance agenda. Create successful partnerships with the Financial Accounting and Sales Controlling teams, creating transparency, visibility, and support on planning cycles and key statutory deadlines. Create successful partnerships with Key Account teams and key customers, influencing ways of working and successful outcomes in the Finance teams. Use data to communicate key messages to drive change and influence key stakeholders. Get out there and seek answers to questions that haven't been answered before.</li></ul>EXPERIENCE Your areas of knowledge and expertise that matter most for this role: <ul><li>CIMA/ACCA/AAT/CICM qualifications a plus but Red Bull also values experience over formal education.</li><li>Strong experience in accounts receivable or credit management, preferably within the FMCG sector.</li><li>Proven track record of managing a high-volume receivables portfolio and leading a professional team in a dynamic environment. Change management experience is a plus.</li><li>A solid understanding of financial accounting and reporting.</li><li>Experience with SAP ERP systems and OTC process enhancements and optimisations. Proficient use of Microsoft Excel and other Microsoft products.</li><li>Demonstrated success in maximising incoming cash receipts and improving accounts receivable processes, reducing days sales outstanding (DSO), and other KPIs in the FMCG or retail space.</li><li>Sound commercial understanding and curiosity about the wider business and development opportunities.</li><li>Outstanding communication and interpersonal abilities, with the ability to effectively communicate information verbally, in writing, and with graphical tools as necessary.</li><li>Analytical, with an eye for detail and capable of working quickly to a high standard of accuracy.</li><li>Ability to work under pressure, prioritising one's own work and the work of the team in an organised and accurate manner within tight deadlines, while remaining calm and focused.</li><li>Be enthusiastic and versatile, and be able to build, develop, and maintain good working relationships with colleagues.</li><li>Comfortable operating in a fast-paced environment.</li></ul><ul><li>Travel 0-10%</li></ul>WHERE YOU'LL BE BASED LondonEngland, United Kingdom United KingdomRed Bull UK JOIN THE TEAM

Credit Risk Manager - Treasury

Our mission is to enable everyone to build wealth We reinvent how trading and investing work by creating exceptional products people love. Fostering a culture of excellence and high velocity is the key to our success. Over the past few years, our client base has grown 20 times to over 3 million and client assets have grown over 50 times to over €4 billion. What you'll do <ul><li>Collaborate with and provide assistance to the Head of Risk Management (Risk Manager)</li><li>Oversee the market risk, liquidity and operational risk and monitor if exposures/KRIs are within limits</li><li>Run stress testing and scenarios and communicate results to the Risk Manager</li><li>Prepare regulatory reports</li><li>Assist in establishing, implementing and maintaining policies and procedures for the operational risk management function of the company</li><li>Conduct Risk Assessments and be involved in RCSA process</li><li>Be part of the establishment and implementation of internal control mechanisms.</li><li>Build risk awareness amongst staff by providing support and training to the team members.</li></ul>What you need to have <ul><li>Experience in Audit, Investment or Trading Risk teams</li><li>Experience in risk management function or similiar</li><li>Knowledge of Risk practises across major risk types such as Business, Credit, Market, Operational, Interest Rate and Liquidity risk</li><li>Experience with prudential regulation e.g. Basel requirements for capital and liquidity, e.g. IFR, CRR/CRD, BRRD, MIFID, EMIR, ICAAP, Recovery and Resolution, Risk Appetite framework and other reports related to the Risk Management</li><li>Experience and knowledge in data analysis, trends identification, result oriented, prioritization, presentation and report skills</li><li>English is a must, and knowledge of Greek would be an advantage</li><li>Proficient in use of MS Word, Excel and PowerPoint</li></ul>What we offer <ul><li>Challenges that will help you grow and realise your potential really fast.</li><li>Opportunity to make a big impact - you will build innovative services used by millions of investors to build wealth.</li><li>Work with smart, spirited, helpful, high-performing colleagues with a common goal.</li><li>An environment where nothing is set in stone.</li><li>Appreciation for your talent and ideas.</li><li>Generous remuneration package.</li></ul>Are you ready to accelerate your career with us? We'd love to hear from you! We thank all applicants, but only candidates selected for an interview will be contacted. All personal data of applicants is protected by the law and will be treated with strict confidentiality.

Senior Risk Analyst (Assistant Risk Manager)

Job description Connect to your Industry We assist financial institutions across the Model Risk Management lifecycle. The primary objective of our team is to work collaboratively with our financial services industry clients to design, build and implement credit risk models. We advise and support a diverse group of clients on how best to deliver value in the face of a changing and complex regulatory agenda. Connect to your career at Deloitte Deloitte drives progress. Using our vast range of expertise, we help our clients' become leaders wherever they choose to compete. To do this, we invest in outstanding people. We build teams of future thinkers, with diverse talents and backgrounds, and empower them all to reach for and achieve more. What brings us all together at Deloitte? It's how we approach the thousands of decisions we make every day. How we behave, our beliefs and our attitudes. In other words: our values. Whatever we do, wherever we are in the world, we lead the way, serve with integrity, take care of each other , foster inclusion, and collaborate for measurable impact. These five shared values lead every decision we make and action we take, guiding us to deliver impact how and where it matters most . Connect to your opportunity You will work collaboratively with the wider Credit Risk Modelling team and our clients. The role requires flexibility to tackle a wide range of tasks: <ul><li> Contribute to all aspects of credit risk model development and deployment including design, coding, testing, validation, and review. The most common types of credit risk models worked on by the team are operational scorecards, IRB capital models for Pillar 1 Credit Risk, IFRS 9 impairment models, forecasting models, stress testing models, and climate risk models. </li><li> Help deliver projects to evaluate, design and implement policies, procedures, and strategies to effectively deploy and execute credit risk models and processes, consistent with regulatory requirements and/or market practice across credit risk model delivery. </li><li> Perform reviews of credit risk model deployment and execution frameworks, including gathering business requirements, assessing conceptual designs, examining governance and controls, and testing outcomes. </li><li> Help the team expand its range of services and solutions in the marketplace, considering operations, analytics and target operating model considerations for clients, plus how to deliver with third party providers. </li><li> Contribute to credit risk model deployment and implementation teams (potentially including on-shore and off-shore resources), having a broader perspective of potential issues encountered when working with diverse teams and the strategies to overcome them. </li><li> Keep up to date with academic, technical and industry developments in the field of credit risk management, deployment, and implementation. </li><li> Contribute to developing thought leadership and new and innovative solutions/analytical techniques in credit risk modelling. </li></ul>Applicants will need to be able to quickly and efficiently review large volumes of information to identify and disseminate the key points in a coherent manner. Applicants should be committed to building long-term, robust, and professional working relationships with clients and key stakeholders, working with our senior management team to develop industry contacts. Candidates should also share our firm's commitment to creating and maintaining a respectful and inclusive culture. Connect to your skills and professional experience To qualify for the role, essential attributes are: <ul><li> A numerical degree or equivalent, e.g., Mathematics, Engineering, Physics, Operational Research, Computer Science (a Master's degree in a relevant quantitative/finance discipline or Professional qualification such as PRMIA, GARP, CFA would be an advantage), or equivalent experience. </li><li> code (the language is not important); or ability to break down an applied maths problem into arithmetic and logical steps. </li><li> A strong work ethic and a professional and personable demeanour. </li><li> High personal standards with respect to the quality of your own work. </li><li> The ability to work effectively as part of a wider team, furthering common goals and working within demanding deadlines. </li></ul>Additional desirable attributes include: <ul><li> Financial Services experience, either as part of a Financial Services Institution, in an advisory or business consulting capacity to similar organisations or in the regulation of such institutions, particularly in the following areas: Retail/Commercial/Corporate Banking Credit Risk. </li><li> Credit Risk Modelling experience (in one or more of the following PD/LGD/EAD modelling, Basel II &amp; III framework, operational scorecards, IFRS 9 lifetime expected credit loss and stress testing models including time series modelling techniques) for banking book exposures would be a significant benefit. </li><li> Experience interpreting regulation, consulting with a variety of stakeholders and building consensus as part of the decision-making process. </li><li> Experience of credit risk management and delivery software available in the market, which is used for credit risk management and model execution across the customer lifecycle. </li><li> Credit risk management, credit risk modelling or business expertise within a Retail/Commercial or Corporate bank, with the ability to apply technical financial services regulation to practical business scenarios and advise on the strategic business and financial impacts thereof. </li><li> Highly motivated, with a proven track record and ability to work on own initiative within a challenging/dynamic work environment. </li><li> Interpersonal and influencing skills, including strong oral and written communication of technical concepts to a nontechnical audience. </li><li> Strong IT skills including Microsoft applications (e.g., Word, Excel, PowerPoint) and statistical coding applications (e.g., Python, R, SAS). </li></ul> Connect to your business - Strategy, Risk &amp; Transactions Advisory In an ever-evolving world, there are no certainties in business. Our teams help clients to navigate risks, process major transactions and deliver transformational change that will future-proof their business. Join us to make a positive difference. Regulatory &amp; Financial Risk We provide advisory services across the risk and regulatory landscape to help our clients move beyond simply meeting the minimum compliance standards, to strategically creating a responsible, sustainable future. This includes providing critical insight and advice on the future of regulation to assist our clients in anticipating change and responding with confidence. Personal independence Regulation and controls are standard practice in our industry and Deloitte is no exception. These controls provide important legal protection for both you and the firm. We are subject to a number of audit regulations, one of which requires that certain colleagues abide by specific personal independence constraints (e.g., in relation to any financial interests and employment relationships). This can mean that you and your "Immediate Family Members" are not permitted to hold certain financial interests (shares, funds, bonds etc.) with audit clients of the firm, and also prohibitions on certain employment relationships (e.g., you are not permitted to hold a secondary employment role with SEC audit clients of the firm whilst being employed by the firm). The recruitment team will provide further detail as you progress through the recruitment process or you can contact the Independence team upon request. Connect with your colleagues "At Deloitte you're given all the training, support and on the job experiences you need to equip you with the core skills and knowledge for your role. I've been supported in developing technical and leadership skills for example". - Gurpal, Risk &amp; Transactions Advisory Our hybrid working policy You'll be based in one of our UK offices with hybrid working. At Deloitte we understand the importance of balancing your career alongside your home life. That's why we'll support you to work flexibly through our hybrid working policy. Depending on the requirements of your role, you'll have the opportunity to work in your local office, virtual collaboration spaces, client sites and remotely. You'll get the chance to meet face to face when needed, while you collaborate and learn from colleagues, share your experiences, and build the relationships that will fuel your career and prioritise your wellbeing. Please check with your recruiter for the specific working requirements that may apply for your role. Connect to your return to work opportunity Are you looking to return to the workplace after an extended career break? For this role we can offer coaching and support designed for returners to refresh your knowledge and skills, and help your transition back into the workplace after a career break of two years or more. If this is relevant for you, just let your recruiter know when you make your application. Our commitment to you Making an impact is more than just what we do: it's why we're here. So we work hard to create an environment where you can experience a purpose you believe in, the freedom to be you, and the capacity to go further than ever before. We want you. The true you. Your own strengths, perspective and personality. So we're nurturing a culture where everyone belongs, feels supported and heard, and is empowered to make a valuable, personal contribution. You can be sure we'll take your wellbeing seriously, too. Because it's only when you're comfortable and at your best that you can make the kind of impact you, and we, live for. Your expertise is our capability, so we'll make sure it never stops growing. Whether it's from the complex work you do, or the people you collaborate with, you'll learn every day. Through world-class development, you'll gain invaluable technical and personal skills. Whatever your level, you'll learn how to lead. Connect to your next step A career at Deloitte is an opportunity to develop in any direction you choose. Join us and you'll experience a purpose you can believe in and an impact you can see. You'll be free to bring your true self to work every day. And you'll never stop growing, whatever your level . Discover more reasons to connect with us, our people and purpose-driven culture at deloitte.co.uk/careers RTWPROG WPFULL SLSRTA BARISREG LOCOFFICE

37 Risk Modelling Jobs in United Kingdom