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About Zeta Zeta is a Next-Gen Banking Tech company that empowers banks and fintechs to launch banking products for the future. It was founded by Bhavin Turakhia and Ramki Gaddipati in 2015.Our flagship processing platform - Zeta Tachyon - is the industry's first modern, cloud-native, and fully API-enabled stack that brings together issuance, processing, lending, core banking, fraud &amp; risk, and many more capabilities as a single-vendor stack. 15M+ cards have been issued on our platform globally.Zeta is actively working with the largest Banks and Fintechs in multiple global markets transforming customer experience for multi-million card portfolios. Zeta has over 1700+employees - with over 70%roles in R&amp;D - across locations in the US,EMEA, and Asia. We raised$280 million at a$1.5 billion valuation from Softbank, Mastercard, and other investors in 2021. Learn more @<a href="http://www.zeta.tech,careers.zeta.tech,Linkedin,Twitter" target="_blank">www.zeta.tech,careers.zeta.tech,Linkedin,Twitter</a> About the Role We are looking for a Head of Risk and Compliance, responsible for overseeing all risk management and compliance functions to assist clients adhere to regulatory requirements and best practices required to operate within the UK market. The focus of the role is on the consumer lending and payments markets, with the role holder having a strong knowledge of CONC and Payment services regulation. Reporting directly to the UK CEO, the role will play a pivotal role in shaping the company's risk and compliance framework, maintaining its reputation and ensuring robust governance. Responsibilities <ul><ul>1. Develop compliant business processes and polices as part of business launch plans <li>As clients and the business develops processes, customer journeys and financial promotions as part of the go to market plans, you will work with key business stakeholders to ensure journeys and customer outcomes are robust and compliant with the relevant regulation as authorised consumer lenders and authorised payment institutions.</li> 2. Risk Management <li>Develop, implement, and maintain the company's risk management frameworks in line with FCA regulations and business objectives.</li><li>Identify, assess, and mitigate key risks, including credit, operational, financial, and reputational risks.</li><li>Provide regular risk reporting to the board and ensure a robust risk culture throughout the organization.</li> 3. Compliance Oversight <li>Design and maintain a comprehensive compliance program to meet FCA regulatory standards.</li><li>Ensure regulatory returns are completed accurately and in a timely manner</li><li>Monitor regulatory changes, assess their impact on the business, and ensure timely communication and implementation of required actions.</li><li>Act as the primary point of contact with the FCA and other regulatory bodies.</li><li>Conduct compliance reviews, ensuring timely remediation of findings.</li><li>Ensure that any financial promotions are approved in accordance with FCA rules.</li><li>Act as Company Secretary for board, ensuring corporate governance processes are followed.</li> 4. Anti-Money Laundering (AML) <li>Serve as the MLRO where required, ensuring effective AML and counter-terrorism financing policies and procedures.</li><li>Oversee transaction monitoring, reporting of suspicious activities, and ensure compliance with all AML requirements.</li> 5. Consumer Duty <li>Act as the nominated board owner for consumer duty in the origination (delivery supported by fellow Executive committee members)</li> 6. Governance and Reporting <li>Act as advisor on all risk and compliance matters.</li><li>Present risk and compliance updates to the board and external stakeholders as required.</li><li>Ensure the integration of risk and compliance considerations into strategic decision-making.</li> 7. Leadership and Collaboration <li>Build and Lead the risk and compliance team to ensure high performance and alignment with business objectives.</li><li>Foster a collaborative and integrated approach to risk and compliance management within the business.</li></ul>&gt;</ul>Skills and Attributes required <ul><ul><li>Extensive experience in risk and compliance management within an FCA-regulated consumer lending firm and authorised payment institution.</li><li>A detailed knowledge of FCA regulations, including CONC (Consumer Credit Sourcebook), SYSC (Senior Management Arrangements, Systems, and Controls) and AML regulations.</li><li>A detailed knowledge of Payment Services Regulation and requirements of regulated payment providers.</li><li>Strong communication and interpersonal skills and an ability to work with the business to create compliant and implementable solutions.</li></ul></ul>Experience and Qualifications <ul><ul><li>Experience holding SMF16 and SMF17 roles or equivalent.</li></ul></ul>Equal Opportunity <ul><ul><li>Zeta is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees. We encourage applicants from all backgrounds, cultures, and communities to apply and believe that a diverse workforce is key to our success</li></ul></ul>

Head of Risk and Compliance

About Financefair At Financefair, we're not just another Fintech company. We're a dedicated team of professionals committed to providing innovative financial solutions that propel businesses forward. Specialising in funding the growth of Irish and UK SMEs, we pride ourselves on our ability to foster success through innovative financial solutions. Since our beginning in 2015, we have been obsessed about providing the very best and most innovative solutions and a best-in-class customer experience, become the finance partner of choice. Over the last 9 years Financefair has funded over €2.0 billion for a wide range of clients across all sectors. We are in a period of rapid growth, launching new technology, expanding our team and growing our client base. The Role As Credit Risk Manager, you'll be reporting to the Head of Credit Risk, playing a crucial role in shaping our risk management capabilities and fostering a culture of effective risk management. You will work alongside the senior management team to develop and implement credit strategies that enable sustainable growth while maintaining robust risk controls. The position is based at the company's head office in Belfield Office Park, Clonskeagh, Dublin with 4 days (Mon to Thu) in the office and Friday remote. Key Responsibilities <ul><li>Lead credit assessment and underwriting of SME financing applications</li><li>Develop and maintain credit risk policies and procedures</li><li>Manage portfolio monitoring strategies and early warning systems</li><li>Active participation in Credit Committee decisions</li><li>Create and analyse portfolio performance metrics</li><li>Engage with institutional funders on credit-related matters</li><li>Drive innovation in credit assessment through technology integration</li><li>Mentor and develop junior team members</li><li>Support product development initiatives with risk insights</li><li>Liaise with external stakeholders including legal counsel</li></ul>The Ideal Candidate <ul><li>Minimum 5 years' experience in financial services within a credit risk capacity</li><li>Deep understanding of SME credit and transactional risk</li><li>Strong commercial acumen and analytical capabilities</li><li>Experience in receivables finance or working capital solutions preferred</li><li>Excellent communication and stakeholder management skills</li><li>Proven ability to balance risk and commercial considerations</li><li>Strong leadership and team development capabilities</li><li>Proficient in financial modelling and credit analysis</li><li>Tech-savvy with an interest in fintech innovation</li><li>Relevant qualifications in business, finance, or related field</li></ul>Working At Financefair <ul><li>Competitive salary with performance related bonus opportunity</li><li>A contributory pension scheme with life assurance and other insurances</li><li>A contribution to a healthcare plan of your choice or gym membership</li><li>A company who invests in the learning and development of its people</li><li>A great team with a good sense of fun</li><li>Opportunities for career progression as we scale and expand geographically</li></ul>

Credit Risk Manager

Application Manager (Credit Risk) Who are we: KBC Global Services is the engine behind KBC Group - a leading bank-insurance group with over 41,000 talented employees serving more than 12 million clients across Europe. Since 2021, we have been supporting the digital transformation of KBC Group providing software development, QA, AI and other IT solutions working on a wide range of projects combining classical IT with digital banking. This vacancy is situated in the Agile Release Train 'Credit Risk' in the domain of client and credit risk calculations. The team is responsible for the development and maintenance of systems used in the credit and regulatory reporting processes, working closely together with the colleagues of modelling &amp; finance. You will work in a SAFE context with a mixed business ICT team in which the focus lies on end-to-end tasks. As our Application Manager (Credit Risk in DQM) you would have the following responsibilities: • Daily monitoring and the proper functioning of a number of applications related to credit risk • Analyzing and writing requirements for changes which have to happen in the applications • Creating and performing tests for the changes and providing support to business colleagues • Incident management and resolution, coordination of follow-up actions • You give support to our business stakeholders (policy, finance, risk) and are closely involved with the implementation of changes in the systems and the testing of it • Ensuring smooth cooperation between business and ICT • Working in line with the Scaled Agile Framework (SAFe) to deliver the highest business value for our clients Key competencies that will help you succeed: • Extensive knowledge in Credit Risk calculations and related regulations • Relevant experience in the field of business analysis: 1-4 years • Experience in collecting business requirements • Experience in testing: test preparation, test execution, test reporting • Analytical thinking is important, you will examine current processes by using your problem-solving abilities • Fluent English is essential for us, communication with Belgium and foreign colleagues awaits you • Knowledge of SQL, Excel, SAS • Ability to interact and communicate optimally with both technical and business partners • Well organized, result oriented and eager to handle difficult problems • Experience of working within Agile methodology is a plus Location - Varna/Sofia If you find this job opportunity interesting and you recognize yourself in the above, apply via the button with your CV in English. Join. Create. Innovate with us! Recruiter Name Yavor Anatoliy Angelov Contract Type: Permanent Functional Area: Business Intelligence, IT, Administration &amp; Support Job Location (Short): Varna, Bulgaria Company: KBC Global Services Bulgaria Branch Business Unit: KBC GSBG SOURCING SERVICES Team: KBC GSBG GROUP REPORT SERV AM Req ID: 85575

Application Manager (Credit Risk)

ABOUT US Since 2020, Pliant has been on a mission to rethink credit cards and empower companies to grow by providing a smart way to pay that scale with their business. With our app and API-based solutions, Pliant allows companies to issue physical and virtual credit cards, automate payment processes, track spending, and seamlessly integrate these data into their finance stack. Pliant is growing quickly. With our expansion into 25 international markets, we believe that people, passion, and diversity are the key ingredients to our future success. Our growing team of 100+ Plianteers come from 25 nationalities and work remotely or in a hybrid environment from our headquarters in the heart of Berlin. And we're looking for more talented and committed people to join us on our journey! ABOUT THE ROLE As a (Senior) Credit Risk Manager / Underwriter (m/f/d) you will be responsible for the underwriting credit risk exposures to our European and UK SME and corporate clients. In addition to case processing, you will support us in continuously improving our underwriting standards and systems. You will work closely with Goncalo, our Head of Credit Risk Management, and colleagues from the Sales, Legal, Operations, Product and Risk teams. This role will be based in the UK (hybrid) with some travel from time to time to our Headquarters in Berlin. WHAT YOU'LL DO <ul><li>Due diligence: Assess who our customers are, how and with whom they operate their business model, what their public and financial profiles are.</li><li>Underwriting: Analyze business and financial information of our customers (e.g., credit agency reports, financial statements, bank account statements), write up the key risks and mitigants and conclude. </li><li>Credit decision: Decide on limit requests of our customers within your delegated authority and help us building a performing loan book.</li><li>Risk ownership: You own multiple high-limit customers and groups of customers, know them inside out, follow their development over time, and monitor their risk profiles that you regularly present to the credit risk committee.</li><li>Innovation: You get to the heart of complex operational workflows and IT systems, understand how to systematize, and continuously improve them together with your colleagues.</li><li>Communication: You are a facilitator and ensure a smooth and fact-based information flow between your colleagues. In doing so, you support the development of a culture of open dialogue, which is focused on mutual respect and the joint achievement of excellent results.</li></ul>WHAT YOU'LL BRING <ul><li>3-6 years of operational experience in risk assessment for corporate customers or SMEs from a bank or fintech.</li><li>Strong knowledge of accounting principles and industry-specific financial analysis. Previous exposure to open banking data is a plus.</li><li>Analytical thinking, detail orientation and ability to quickly understand new problems and systems and work out solutions. </li><li>Experience with IT systems used for loan processing and credit decisioning.</li><li>Project management skills and demonstrated ability to design and steer complex projects end to end.</li><li>Determination and desire to work in a team to achieve high-quality results for our customers, even under stress.</li><li>Fluent English with very good writing skills. Other European languages are a plus.</li></ul>WHAT WE OFFER <ul><li>Opportunity to work on challenging projects with substantial responsibilities, enabling you to make a meaningful impact</li><li>Being part of a growing, dynamic, international team with flat hierarchies that that thrives on an exchange of knowledge and a drive for excellence</li><li>Competitive remuneration package</li><li>Flexibility and possibility to work remotely</li><li>Attractive benefits package including a monthly mobility allowance, a Wellhub membership, a company card with a monthly allowance for lunches, coffee, etc., and more.</li></ul>

(Senior) Credit Risk Manager / Underwriter (m/f/d)

Job Description Purpose of the role To safeguard the financial health of the bank by identifying, analysing, and mitigating potential credit risks associated with lending activities. Accountabilities <ul><li>Analysis of financial data, including income, assets, liabilities, credit history, and economic trends, to determine the risk of default.</li><li>Monitoring of existing loan portfolios to identify potential credit deterioration or early warning signs of default.</li><li>Recommendation of loan approvals, rejections, or adjustments based on risk evaluation and bank lending policies.</li><li>Development and implementation of credit risk mitigation strategies, including collateral management, loan restructuring, and workout plans.</li></ul>Vice President Expectations <ul><li>Advise key stakeholders, including functional leadership teams and senior management on functional and cross functional areas of impact and alignment.</li><li>Manage and mitigate risks through assessment, in support of the control and governance agenda.</li><li>Demonstrate leadership and accountability for managing risk and strengthening controls in relation to the work your team does.</li><li>Demonstrate comprehensive understanding of the organisation functions to contribute to achieving the goals of the business.</li><li>Collaborate with other areas of work, for business aligned support areas to keep up to speed with business activity and the business strategies.</li><li>Create solutions based on sophisticated analytical thought comparing and selecting complex alternatives. In-depth analysis with interpretative thinking will be required to define problems and develop innovative solutions.</li><li>Adopt and include the outcomes of extensive research in problem solving processes.</li><li>Seek out, build and maintain trusting relationships and partnerships with internal and external stakeholders in order to accomplish key business objectives, using influencing and negotiating skills to achieve outcomes.</li></ul>All colleagues will be expected to demonstrate the Barclays Values of Respect, Integrity, Service, Excellence and Stewardship - our moral compass, helping us do what we believe is right. They will also be expected to demonstrate the Barclays Mindset - to Empower, Challenge and Drive - the operating manual for how we behave. Join us as a Corporate Credit Risk Manager where you will play a critical role within Barclays' Credit Risk team by managing and evaluating credit risks across a diverse portfolio of Corporate Bank clients. Your responsibilities will include analysing and approving credit proposals within delegated authority, monitoring industry and portfolio developments, and conducting in-depth financial risk assessments to ensure risk is managed within acceptable limits. You will lead credit processes for complex transactions, sanction under your delegated authority and/or prepare cases for senior sanctioning, and contribute to strategic risk initiatives and projects. This role requires prior experience in Sanctioning Corporate Credit Transactions. To be successful as a Corporate Credit Risk Manager you should have experience with: <ul><li>Sanctioning Corporate Credit Transactions</li><li>Financial risk analysis (balance sheet, P&amp;L and cash flow) of clients including supporting the credit approval process.</li><li>Assessment of business and financial risks.</li><li>Support in financial modelling or stress testing in support of requests/transactions. Analysis of the credit risk across a wide range of corporate and investment banking products.</li><li>Transaction structuring and lending products documentation.</li><li>Determining/recommending and monitoring of ratings and other relevant credit parameters.</li><li>Maintaining the respective internal data systems and support internal/external reporting.</li><li>Leading credit processes for complex transactions.</li><li>Strong preference for candidates with experience in project finance</li><li>Project management and proficiency on credit risk systems. Best practices and system improvements.</li><li>Case presentation to committees and senior sanctioners where appropriate.</li><li>Good Communication and Stakeholder Management Skills.</li><li>Proactively contributing to strategic initiatives and projects within the risk function.</li></ul>You may be assessed on key critical skills relevant for success in role, such as risk and controls, change and transformation, business acumen, strategic thinking and digital and technology, as well as job-specific technical skills. This role is based in London.

Corporate Credit Risk Manager

Job description Assistant Manager - Credit Risk Modelling Base Location: London Credit Risk Assurance team are a specialist function within KPMG's Audit Practice whose purpose it is to review and challenge complex statistical models used within audited entities as part of the overall financial audit process. Our team is made up of credit risk analysts from a broad and diverse range of quantitative backgrounds, including mathematics, engineering, physics, econometrics, and statistics. Why Join KPMG KPMG is one of the world's largest and most respected consultancy businesses, we've supported the UK through times of war and peace, prosperity and recession, political and regulatory upheaval. We've proudly stood beside the institutions and businesses which make the UK what it is. In your role, you'll work flexibly across your location region - at engagement sites, our offices and home. Our people have always worked flexibly - so this way of working isn't new for us. We're creating a tech-driven business to empower and equip our people to be outstanding in delivery, no matter where they work - through inspiring collaboration spaces and new technologies. What will you be doing?<ul><li>Responsible for conducting assessments of client model documentation (e.g. model development, validation, monitoring documentation) against the requirements of the accounting standard as well as industry practice</li><li>Annotating code produced by an audited entity and reconciling code functionality/ variables back to documentation.</li><li>Reperform the output of an audited entity's code by rerunning it in the appropriate software package.</li><li>Being able to determine independent estimates of a model's output using independent assumptions.</li><li>Organising and executing workstreams for the delivery of (1-6)</li><li>Managing and training junior resources on an engagement</li></ul>What will you need to do it?<ul><li>Understands relevant technical accounting and financial reporting standards (IFRS9, CECL, etc)</li><li>Well versed in contemporary statistical techniques and practices in credit risk modelling (i.e., LGD, PD &amp; EAD)</li><li>Able to read, interpret and create software code, and is well versed in modern computing languages related to credit risk modelling (e.g., SAS, Python, or R)</li><li>Experience of managing small teams, coaching, and mentoring junior staff</li><li> Highly effective stakeholder management and relationship building skills; credible and confident with stakeholders at all levels</li></ul>Skills we'd love to see/amazing extras:<ul><li>Experience of working within financial services</li><li>Professional scepticism, objectivity, and independence to identify and support resolution of potential audit issues</li></ul>To discuss this or wider Audit roles with our recruitment team, all you need to do is apply, create a profile, upload your CV and begin to make your mark with KPMG. Find out more: Within Audit we have a range of divisions and specialisms. Click the links to find out more below: <ul><li>Audit at KPMG : <a href="http://www.kpmgcareers.co.uk/experienced-professional/audit/" target="_blank">www.kpmgcareers.co.uk/experienced-professional/audit/</a> </li><li>About our firm: <a href="http://www.kpmgcareers.co.uk/people-culture/about-our-firm/" target="_blank">www.kpmgcareers.co.uk/people-culture/about-our-firm/</a> </li><li>KPMG Culture. Being Inclusive: <a href="http://www.kpmgcareers.co.uk/people-culture/being-inclusive/" target="_blank">www.kpmgcareers.co.uk/people-culture/being-inclusive/</a> </li><li>KPMG Workability and Disability confidence: <a href="http://www.kpmgcareers.co.uk/experienced-professional/applying-to-kpmg/need-support-let-us-know/" target="_blank">www.kpmgcareers.co.uk/experienced-professional/applying-to-kpmg/need-su…</a> </li></ul> For any additional support in applying, please click the links to find out more:<ul><li>Applying to KPMG: <a href="http://www.kpmgcareers.co.uk/experienced-professional/applying-to-kpmg/" target="_blank">www.kpmgcareers.co.uk/experienced-professional/applying-to-kpmg/</a> </li><li>Tips for interview: <a href="http://www.kpmgcareers.co.uk/experienced-professional/applying-to-kpmg/application-advice/" target="_blank">www.kpmgcareers.co.uk/experienced-professional/applying-to-kpmg/applica…</a> </li><li>KPMG values: <a href="http://www.kpmgcareers.co.uk/experienced-professional/applying-to-kpmg/our-values/" target="_blank">www.kpmgcareers.co.uk/experienced-professional/applying-to-kpmg/our-val…</a> </li><li>KPMG Competencies: <a href="http://www.kpmgcareers.co.uk/experienced-professional/applying-to-kpmg/kpmg-competencies/" target="_blank">www.kpmgcareers.co.uk/experienced-professional/applying-to-kpmg/kpmg-co…</a> </li><li>KPMG Locations and FAQ: <a href="http://www.kpmgcareers.co.uk/faq/?category=Experienced+professionals" target="_blank">www.kpmgcareers.co.uk/faq/?category=Experienced+professionals</a> </li></ul> KPMG are proud to be an inclusive, equal opportunity employer and we seek to attract and retain the best people from the widest possible talent pool. As a member of the Business Disability Forum we're committed to ensuring that all candidates are treated fairly throughout the Recruitment Process. We pride ourselves on being a place where your individuality is valued; you can be yourself and still achieve your potential. We believe that your individuality helps us to deliver the best results to our clients. Diversity of background, diversity of experience, diversity of perspective - that's the KPMG difference.

31 Risk Modelling Jobs