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BAT is evolving at pace into a global multi-category business. We are on a mission to decrease the health impact of our industry To achieve our ambition, we are looking for colleagues who are ready to Be The Change. Come, join us on this journey! British American Tobacco UK has an exciting opportunity for a PRODUCT REGULATORY COMPLIANCE SPECIALIST II - HEATED PRODUCTS in Southampton What are the key objectives and expectations from this role? Accurate, on time in full assessment and reporting of BAT consumables by application of legal rules through defined Product Regulatory Compliance (PRC) processes across every stage of the Product Lifecycle Management (PLM) process to ensure legal compliance to specific market regulatory requirements. Support the growth of the product category and the growth of the regulatory complexity by ensuring close partnership with Compliance Insights, CORA and stakeholders to implement and embed legal requirements and new markets into efficient processes and ways of working. Ability to manage stakeholders to ensure clear project prioritisation aligned to workload capacity. What is the direct impact of this role on the team or organization? PRC is responsible for the assessment and reporting of Heated Products products to ensure the business is legally compliant and can launch and remain in market. The role will require rapidly gained expertise in the product and the legal compliance requirements for this product category and will require pro-active stakeholder engagement to ensure that projects and stakeholders are clear on the compliance requirements to be planned into projects. Your key responsibilities will include: <ul> <li>Providing accurate and on time delivery of legal compliance outcomes and/or reporting requirements according to project priority or end market legal requirements. </li> <li>Support LM in providing user requirements and system development testing to enable efficient assessment and reporting of products through our systems.</li> <li>Accurate planning and capacity management through Planning processes.</li> <li>Providing technical support to the Product Compliance team, and all stakeholders on all product assessment and reporting related matters. </li> <li>Ensures the confidentiality of all supplier information is maintained to ensure their trust, support and co-operation. </li> <li>Working effectively in a highly dynamic and challenging working environment, balancing competing priorities and providing leadership in a key area of the business. </li> <li>Knowledge of the PLM process and confidence to challenge own and stakeholder ways of working to meet business requirements. </li> <li>Ability to engage with external suppliers and respond to end market authority queries responsibly with knowledge and confidence.</li></ul>Can this be your future role? <ul> <li>Do you have experience in legal compliance assessments or legal reporting of other product categories? </li> <li>Are you familiar with the PLM process from Discover to Deploy, the Product Compliance protocols and the required stakeholder teams to engage with? </li> <li>Do you have experience with SAP and 3DX systems?</li></ul>What are we looking for? Experience Required <ul> <li>A degree or equivalent experience in a relevant science or legal field, accompanied by a positive track record.</li> <li>Good IT skills including MS office, SAP and 3DX and good verbal and writing capabilities in English. </li> <li>Partner engagement to drive clear processes or clear priorities and self-starter with ability to work unsupervised and under pressure whilst maintaining flexibility and good attention to detail.</li></ul>Technical / Functional / Leadership Skills Required <ul> <li>Ability to manage upwards effectively and assertively, as well as within the peer group, to acquire the necessary information, and help drive and inform the decision-making process by the appropriately placed people (both at the senior and junior level). </li> <li>Able to deal proactively and confidently when faced with a high level of ambiguity and tight time constraints. </li> <li>Excellent technical written and verbal reasoning skills and experience in technical report writing desirable.</li> <li>Strong teammate who collaborates with peers to support critical projects and results and positive "can-do" attitude and effective problem solver.</li></ul>Education / Qualifications / Certifications Required <ul> <li>A degree or equivalent experience in a relevant science or legal field and/or demonstrable experience and positive track record.</li></ul>What we offer you? • We offer a market leading annual performance bonus (subject to eligibility) • Our range of benefits varies by country and includes diverse health plans, initiatives for work-life balance, transportation support, and a flexible holiday plan with additional incentives • Your journey with us isn't limited by boundaries; it's propelled by your aspirations. Join us at BAT and become a part of an environment that thrives on internal advancement, where your career progression isn't just a statement - it's a reality we're eager to build together. Seize the opportunity and own your development; your next chapter starts here. • You'll have access to online learning platforms and personalized growth programs to nurture your leadership skills • We prioritise continuous improvement within a transformative environment, preparing for ongoing changes WHY JOIN BAT? We're one of the few companies named as a Global Top Employer by the Top Employers Institute - certified in offering excellent employee conditions. At BAT, we champion collaboration, inclusion, and partnership as the bedrock of our values. We wish to foster an environment where every individual can thrive, irrespective of factors such as gender, sexual orientation, marital or civil partnership status, gender reassignment, race, religion or belief, colour, nationality, ethnic or national origin, disability, age, skills, experience, education, socio-economic and professional background, as well as diverse perspectives and thinking styles. We recognise that our strength lies in embracing talent from all walks of life, empowering us to develop our culture of inclusivity and better achieve our business objectives. We view career breaks not as obstacles but as opportunities and encourage everyone, without hesitation, to apply. Through our Global Returners program, we provide support to professionals seeking to re-enter the workforce after an extended absence, be it for family care, parental leave, national service, sabbatical, or starting their own venture. Come bring your difference and see what is possible for you at BAT. Learn more about our culture and our award winning employee experience here. We take pride in being a Disability Confident Employer. If you need any reasonable adjustments or accommodations to be made during the recruitment process to support you performing at your best, please inform the recruitment partner who will be in touch should your profile be selected for the role you applied for. We are wholeheartedly committed to optimising your prospects of success by making suitable arrangements so that you may showcase your full potential.

Product Regulatory Compliance Specialist II - Heated Products

At Nationwide we openly put our 15 million members at the centre of every decision we make as a business. Every role, no matter what it's doing, is member focused. Payments regulatory management is progressively becoming more specialised resulting in a need to adopt a more proactive approach in addressing emerging threats to protect our members and the services, whilst minimising Nationwide's exposure to operational losses and to protect the reputation of the Society. The Payments Governance, Risk and Controls team is responsible for providing expert guidance across the Society in identifying, assessing, managing, reporting, and validating compliance to Payment services regulation, particularly under the Payment Services Regulations 2017 (PSRs), which is crucial for ensuring the secure and efficient operation of payment systems We are excited to offer an opportunity to join our team in supporting Payments. Your expertise will be crucial in ensuring the Society meets the highest standards of regulatory compliance, thereby safeguarding our reputation and fostering trust with our members. At Nationwide we offer hybrid working wherever possible. More rewarding relationships are supported through our hybrid approach, bringing colleagues together across our UK wide estate, whilst also supporting generous access to home working. We value our time in the office to solve problems, to learn, and to feel connected. For this job you'll spend at least two days per week, or if part time you'll spend 40% of your working time, based at either our Swindon, Northampton, Bournemouth or London office. Whilst these locations are where we are primarily looking to fill the role, if you're an internal applicant based in a different location we would welcome your application and if successful, your hiring manager will provide further details on how this could work for this specific role. You can also find out more about our approach to hybrid working here . If we receive a high volume of relevant applications, we may close the advert earlier than the advertised date, so please apply as soon as you can. What you'll be doing <ul> <li>Provide regulatory expertise and advice to guide, support, validate and challenge business areas in embedding the Payments policy, Payment Services Regulations 2017 (PSR 2017) Assessment Framework and consult on regulatory interpretation, application and controls.</li> <li>Interpret complex and sometimes conflicting regulation, giving attention to both the detail and the big picture of the regulator's agenda, identifying and weighing up possible alternatives and providing advice and challenge based on customer and compliance risk.</li> <li>Represent Payments on strategic change initiatives and at senior management team meetings to ensure regulatory requirements are identified, understood and addressed.</li> <li>Plan, lead and deliver bespoke payments risk, controls and compliance assignments to a high standard and within timescale tolerances, identifying opportunities to improve effectiveness and efficiency.</li> <li>Support the completion of first line customer and compliance risk assessments and the documentation of key risks, controls and monitoring, providing advice on the interpretation and application of specific payment services regulation</li> <li>Prepare detailed reports for internal governance committees, which may include updates on compliance activities, risk assessments, policy breaches and / or forward looking and emerging scenarios.</li> <li>Collaborate with key stakeholders within the Payments team and across the Society (e.g., Legal, Economic Crime, Retail, and 2LOD) on all payments-related compliance topics. Utilise insights and data to inform the compliance risk profile (emerging risks and horizon scanning) and advise on how any control or compliance gaps can and should be addressed.</li> <li>Support in the identification, management, action planning and closure of compliance related dispensations, waivers and breaches aligned to the Payments Policy. Ensure all compliance gaps are fully understood, have robust, timely and appropriate action plans in place and are proactively managed to be completed within agreed timescales.</li> </ul>About you <ul> <li>Deep knowledge and understanding of Payment Services Regulations such as PSD2 and how this fosters innovation, enhances security, and improves consumer protection in the payments industry.</li> <li>Strong analytical skills to assess risks, identify compliance gaps, and propose effective solutions</li> <li>A detail-oriented mindset with the ability to interpret complex information and navigate ambiguity.</li> <li>Have experience of advising colleagues on compliance or regulatory-related issues within your current or previous roles.</li> <li>Be forward looking and strategic minded with an eye on current as well as emerging regulation, identifying and weighing possible alternatives and making decisions based on customer and compliance risk</li> <li>Be a strong communicator with a proven track record and ability to influence across the Society and with associated stakeholders at an executive level</li> </ul>Our Customer First behaviours are all about putting customers and members at the heart of how we work together. You can strengthen your application by showing the behaviours that resonate with you, and how you might have already demonstrated these. <ul> <li>Say it straight - This is about being honest and direct with good intent and saying what needs to be said in the room. It's also about being clear, precise, and using language that we and, importantly, our customers and members can understand.</li> <li>Push for better - This is about aiming high and constantly looking for better in how we work together and serve our customers and members.</li> <li>Get it done - This is about prioritising what will have the greatest impact, being decisive and taking accountability for delivering on the end-to-end outcome.</li> </ul>We know applying for jobs can sometimes feel like you're sending an application into a black hole. We review each application individually. So, it's a good idea to call out your most relevant experience on your application to give yourself the best chance. The extras you'll get There are all sorts of employee benefits available at Nationwide, including: <ul> <li>A personal pension - if you put in 7% of your salary, we'll top up by a further 16%</li> <li>Up to 2 days of paid volunteering a year</li> <li>Life assurance worth 8x your salary</li> <li>A great selection of additional benefits through our salary sacrifice scheme</li> <li>Wellhub - Access to a range of free and paid options for health and wellness.</li> <li>Access to an annual performance related bonus</li> <li>Access to training to help you develop and progress your career</li> <li>25 days holiday, pro rata</li> </ul>What makes us different Nationwide is the world's largest building society. With over 15 million customers, we have a relationship with almost a quarter of the UK's population. We've got the scale to compete with the big banks, but we're not a bank. As a building society, we're owned by our members - that's our customers who have their current account, mortgage or savings with us. It means we can do things differently to deliver our Purpose - Banking - but fairer, more rewarding, and for the good of society. When you work at Nationwide, you can experience that difference for yourself. You'll be part of a high-performing, purpose-driven organisation that offers rewarding career experiences and a highly competitive range of benefits to match. You'll also be joining us at an important time as we seek to reach more and more people in the UK. We want everyone in the UK to know that they don't have to bank with a bank. They can choose a modern mutual instead. What to do next If this role is for you, please click the 'Apply Now' button. You'll need to attach your up-to-date CV and answer a few quick questions for us. We respond to everyone, so we will be in contact shortly after the closing date to let you know the outcome of your application. #LI-POST

Payments Compliance Manager (Compliance Advice Manager)

Overview Marketplace Compliance Specialist Permanent Up to £47,000 + Bonus + Pension + BUPA + ShareSave + 6.6 weeks holiday + Hybrid Working (3 days per week in the office) Southampton, Store Support Office We believe anyone can improve their home to make life better. From our Southampton Store Support office (SSO) we equip our stores, our people, and our whole business with everything it takes to help our millions of customers create a home they'll love. Join us as a Marketplace Compliance Specialist and you'll be a big part of this. What's the job? You will contribute to ensuring products listed on the B&amp;Q Marketplace by verified sellers are compliant with regulatory and contractual requirements, working collaboratively with stakeholders to ensure that B&amp;Q continues to meet its legal obligations as an online marketplace. Key accountabilities and responsibilities: <ol><li>Product Onboarding Due Diligence: Ensure compliance with regulatory and contractual requirements for selected product categories during onboarding.</li><li>Relationship Building: Establish strong working relationships with the wider marketplace team across the Group.</li><li>Post-Live Monitoring: Monitor live marketplace listings, removing products as needed. Clearly explain decisions to non-technical stakeholders.</li><li>Process Improvement: Actively contribute to enhancing documented processes and procedures.</li><li>Investigations and Compliance: Investigate issues arising from customer complaints, reviews, and interactions with verified sellers. Assess technical information and take appropriate action. Ensure ongoing compliance with regulatory obligations in various territories.</li><li>Corrective Actions and Support: Assist with corrective actions and follow up to ensure implementation.</li><li>Legal Compliance Support: Collaborate with the Legal Compliance Manager on ad-hoc matters.</li></ol> What's in it for me? As part of a great team, you'll be valued for who you are.We're committed to making B&amp;Q more diverse and representative of the communities we serve, where everyone can feel they belong and have equal opportunitiesYou will have access to a range of networks that represent our colleagues and allies and help us to continue to put diversity and inclusion at the heart of our business. We also recognise that wellness means different things to different people, and we want to help colleagues be at their best and feel well by offering a range of benefits to help you. As well as a competitive salary, our benefits package includes an award-winning pension scheme, bonus, ShareSave options, 6.6 weeks holiday, payroll giving, an Employee Assistance Programme, shopping discounts, colleague wellbeing benefits and lots more! So we can support you during the application or interview process, please contact <a href="mailto:recruitment@b-and-q.co.uk" target="_blank">recruitment@b-and-q.co.uk</a> for any recruitment adjustments.

Marketplace Compliance Specialist

This role that you are applying for, will be working for KINTO-UK Ltd which is a Mobility Brand owned by the Toyota Group, offices located in Portsmouth. KINTO-UK share their HR function with Toyota Financial Services (TFS) in the UK, however the job being advertised will not be working directly for Toyota Financial Services The role in a nutshell: The Credit Risk Manager will lead efforts to reduce delinquency rates, strengthen credit risk management, and build sustainable systems and processes. This role requires building a function for the future, managing key credit control actions, and ensuring proper reporting systems are in place. What you will be doing: Delinquency Management: Recomment actions to reduce delinquency ratios in line with company/group targets Underwriting &amp; Score Management: Collaborate with internal and external stakeholders to review and refine underwriting processes, scorecard validation, and portfolio risk assessments. Portfolio Monitoring &amp; Reporting: Improve monitoring systems to track key credit risk KPIs, delinquency rates, and customer segmentation, ensuring regular reporting. ECL Model Adjustments: Oversee ECL model development and ensure proper recalibration of EAD and LGD parameters based on delinquency and write-off data. Governance &amp; Policy Development: Drive the establishment of credit risk policies, including the risk appetite strategy, write-off policy, and delinquency process guidelines. Collection strategies: Provide input and advise on collection strategies to improve the team's performance. How you could stretch the role: <ul><li>Take ownership of long-term improvements in the credit risk framework by building more sophisticated tools and systems for monitoring, reporting, and forecasting credit risk.</li></ul><ul><li>Lead the development of innovative strategies to manage the delinquency position and implement new technologies such as advanced data analytics for credit control.</li></ul><ul><li>Influence strategic decisions around the underwriting and credit risk policies, making a significant impact on the financial health of the business.</li></ul>Experience you would gain: <ul> <li>Exposure to high-level credit risk management and delinquency reduction strategies</li> <li>Expertise in developing and refining ECL models, portfolio monitoring tools, and underwriting processes.</li> <li>Leadership experience in shaping key credit risk policies and governance frameworks.</li> </ul>Requirements Experience: At least 5-8 years experience in credit risk management in a leasing or financial services company, regulated background preferred. Recruitment Leadership: Experience in recruiting and leading high-performance teams in a credit risk environment. Model Management: Proficiency in managing and adjusting models such as ECL based on credit data. Underwriting &amp; Score Management: Strong knowledge of underwriting criteria and scorecard management. Attributes &amp; Behaviours: Leadership: Demonstrates strong leadership in managing cross-functional teams and implementing strategic initiatives. Analytical Thinking: Able to analyse credit data and develop models and processes that drive business results. Problem-Solving: Approaches challenges with creativity and implements solutions that improve credit risk management. Communication: Communicates complex concepts clearly and builds consensus among stakeholders. Benefits <ul> <li>Competitive starting salary</li> <li>Bonus earning potential</li> <li>25 days holiday + 8 days bank holiday</li> <li>Great pension scheme starting at employee (EE) contribution of 4% with an employer (ER) contribution of 11%. This can flex up to 6% EE contribution and 15% ER contribution</li> <li>Company Car Scheme following passing of probation</li> <li>Private Medical Cover</li> <li>Life assurance scheme</li> <li>Discounts on different retailers</li> <li>Wellbeing hour each month</li> <li>Discounts on Toyota &amp; Lexus cars</li> <li>Volunteer Days</li> <li>Wellbeing events</li> <li>Employee assistance programmes</li> <li>Free fruit in the office</li> <li>Free onsite car parking</li> <li>Working Hours 37.5 per week Monday - Friday</li> <li>Hybrid working policy 2 days from home each week should you want to</li> </ul>KINTO UK is an equal opportunities employer. We welcome applications from anyone who is excited by the opportunity of joining us and will thoroughly consider all applications without attention to ethnicity, religion, sexual orientation, gender, identity, family or parental status, national origin, veteran, neurodiversity status or disability status OUR RECRUITMENT PROCESS At KINTO we value everyone and are pleased to be recognised as a Disability Confident Employer, which is a national standard that ensures our processes are accessible to all. For this role we follow a 1st and 2nd round interview process with a member of HR and the hiring Manager/s. The interview will be via Teams and/or Face to Face, so that we ensure you have the best experience. Everyone is unique, and that means what works for some may not work for everyone. When it comes to recruitment, please do let us know if we can adjust our process to be meet your accessibility needs. Some examples of how we might be able to help are listed below: <ul> <li>Providing a copy of interview questions before the interview</li> <li>Organising a time and location that best suits you</li> <li>Allowing additional time for the assessment and interview</li> </ul>We are happy to review any adjustment on a case-by-case basis, so please let us know how we can support you to be your best self. On the job training will be provided, we recognise we all learn differently, and we want to ensure that our training will suit your learning style. We are open to talking to you about how we can make learning your new role in the most positive way.

Credit Risk Manager

Role: VAT Compliance Officer - Turkish Speaking Salary: Competitive Location: Southampton (hybrid) min 3 days in the office As a VAT Compliance Officer - Turkish Speaking, you will provide comprehensive advice, offering practical guidance on VAT regulations, cross-border transactions, and ensuring full compliance with VAT laws. VAT Compliance Officer - Turkish Speaking, the role <ul><li>Provide high-quality VAT consultancy and business advice to your client portfolio continuously.</li><li>Calculate and file European VAT returns meticulously and promptly, ensuring the highest level of accuracy.</li><li>Advise clients on VAT liabilities, guide them on tax payments, proactively remind them of outstanding returns, and ensure compliance with European filings, EC Sales, and Intrastat reporting as required.</li><li>Communicate with tax offices regarding clients' accounts and obligations.</li><li>Conduct VAT audits/investigations in collaboration with tax offices related to your client portfolio.</li><li>Manage clients' accounts in coordination with the Credit Control Department.</li><li>Stay consistently updated with VAT law and any changes in legislation.</li><li>Represent the company professionally at events/webinars.</li><li>Train, support, and develop new team members.</li><li>Actively engage with Managers and Directors to suggest contributions for improving procedures.</li></ul>VAT Compliance Officer - Turkish Speaking, about you <ul><li>Fluent in English &amp; Turkish.</li><li>Experience in Law/VAT/Accountancy/Finance.</li><li>Confidence and excellent communication skills for client interaction (Email, Phone, and face-to-face).</li><li>Ability to work well both in a team and independently.</li><li>Excellent verbal and written communication skills.</li><li>Organised with a proven ability to work under pressure and meet deadlines.</li><li>Excellent multitasking ability.</li></ul>VAT Compliance Officer - Turkish Speaking, the benefits <ul><li>25 days annual leave plus bank holidays.</li><li>Annual leave purchase scheme (up to 5 days per year).</li><li>Company Pension scheme (Royal London).</li><li>Cycle2Work Scheme.</li><li>Private Healthcare Insurance (Vitality).</li><li>Subsidised café with onsite Chef.</li><li>Flexible working.</li><li>Regular departmental socials, company wide.</li></ul>About AVASK: AVASK Global Compliance is a rapidly expanding firm that specialises in international VAT and tax and accounting for e-commerce businesses that are located internationally and in the UK. AVASK are recommended External Tax Advisors under the Amazon Global Selling Programme and assist hundreds of Amazon FBA sellers, eBay, Shopify and many other platforms. On top of this, it provides its clients with a comprehensive range of expertise - from providing practical guidance on cross-border transactions, making sure that they are fully compliant and assisting on their group structures and tax advisory services. #PR2 Please select the following link to view our Privacy Notice: <a href="https://www.avaskgroup.careers/index.php/privacy-policy/" target="_blank">https://www.avaskgroup.careers/index.php/privacy-policy/</a>.

VAT Compliance Officer - Turkish Speaking

Role: Compliance Specialist (EPR) Salary: Up to £33,000 Location: Southampton (hybrid) min 3 days in office The Compliance Specialist (EPR) will provide clients with a comprehensive range of expertise - from practical guidance on cross-border transactions, making sure that they are fully compliant and assisting on EPR and tax advisory services. Responsibilities: <ul><li>To provide consultancy and VAT, and EPR advisory services at the highest standard, this includes the following aspects:</li><li>Filing VAT returns in a timely manner, ensuring accuracy, and not incurring penalties.</li><li>Advising clients which tax office to make payments to.</li><li>Reminding clients proactively in terms of outstanding returns.</li><li>Ensuring that European filings, EC Sales and Intrastat reporting are in place where or if required.</li><li>Review thresholds in place in each country and notify European offices of such data.</li><li>Managing client's accounts in co-ordination with the Credit Control Department.</li><li>Notifying clients when the account is due for payment and chasing them when the account is overdue.</li><li>Inform clients of potential VAT/EPR penalties within all Countries.</li><li>Corresponding with clients in relation to tax authorities in Europe.</li><li>Training, supporting and developing new members of the team.</li><li>Collaborate with the team in a positive manner.</li><li>Actively connecting with Managers and Directors to suggest any contributions to improve procedures.</li><li>Travelling if required to events / training.</li></ul>Skills, knowledge and experience: <ul><li>Degree in Environmental Science field or similar.</li><li>Experience working in VAT/Accountancy/Finance department.</li><li>Confident and with excellent communication skills for client interaction and engagement.</li><li>AAT/ATT or Degree in Accountancy or VAT Diploma.</li><li>Excellent verbal and writing skills.</li><li>Organised and proven ability to work under pressure and meet deadlines.</li><li>Works well in a small team as well as independently.</li><li>Excellent multi-tasking ability.</li></ul>What you'll get in return <ul><li>25 days of annual leave plus Bank Holidays with the option of purchasing up to 5 extra days through salary sacrifice.</li><li>Birthday off after 1 year length of service.</li><li>Pension scheme with Royal London with employee contributions of minimum 5% and employer contributions of 3%.</li><li>A collaborative culture of continuous learning with Learning and Development opportunities for career progression, alongside support with professional qualifications where applicable.</li><li>Private Healthcare Insurance with Vitality Health care after completing probationary period.</li><li>Cycle2Work scheme available through salary sacrifice.</li><li>DIS (Death in service) available after completing probationary period.</li><li>Creative spacious offices with breakout areas, and subsidised canteen with Chef offering freshly cooked breakfast and lunches.</li></ul>About AVASK: AVASK Accounting &amp; Business Consultants is a rapidly expanding firm that specialises in international VAT and tax and accounting for e-commerce businesses that are located internationally and in the UK. AVASK are recommended External Tax Advisors under the Amazon Global Selling Programme and assist hundreds of Amazon FBA sellers, eBay, Shopify and many other platforms. On top of this, it provides its clients with a comprehensive range of expertise - from providing practical guidance on cross-border transactions, making sure that they are fully compliant and assisting on their group structures and tax advisory services. #PR2 Please select the following link to view our Privacy Notice: <a href="https://www.avaskgroup.careers/index.php/privacy-policy/" target="_blank">https://www.avaskgroup.careers/index.php/privacy-policy/</a>.

Compliance Specialist (EPR)

Colas Ltd are a UK subsidiary of the global Colas Group, which operates in over 50 countries worldwide and employs over 55,000 people including over 1500 in the UK across multiple sites. We are specialists in highways construction and have been involved in large-scale UK and international construction projects within the highways, airfields, and marine sectors as well as offering highways maintenance services and manufacturing our own innovative surfacing products. We hold a 'Gold Investor in People' award for continuously developing and rewarding our employees, offering excellent career potential. <a href="https://youtu.be/UfW2V6iUHpw" target="_blank">https://youtu.be/UfW2V6iUHpw</a> Purpose of the role Colas Ltd. have a great opportunity for a Compliance Administrator to join the team based in Portsmouth, PO6 1TA. Reporting to the Senior Permit Office, you will ensure all permits are reviewed and co-ordinated and managed accurately and efficiently to preserve the free flow of the Highway network. To analyse and deal with permit applications accurately and efficiently within the agreed timescales and in line with national conditions Main Responsibilities As a Compliance Administrator your key objective will be to carry out compliance inspections for all promoters of works working on the Portsmouth network. Authorising and setting permit conditions, processing requests, monitoring works within the permitting system, liaising with third parties and providing performance reporting data. You will be responsible for deciding on the appropriate use of statutory controls for minimising disruption, including directions for controlling works timing, challenges of works duration and assignment of specific conditions to permits, including issuing FPN's and S74 overrun charges whilst on site. You will liaise closely across the Network Management Team, to ensure informed and effective coordination of all works. Your role will involve being responsible for monitoring (including site visits) day-to-day works promoter compliance and performance, identifying, and resolving non-compliances and performance issues and reporting on significant or ongoing issues to the Senior Permit Officer. To ensure compliance with Company administrative procedures and the Company's Quality Assurance procedures. You will be willing to work out of hours as appropriate. To deliver the service effectively, a degree of flexibility is needed, and the post holder may be required to perform work not specifically referred to above. Such duties, however, will fall within the scope of the post. Ideal Candidate The ideal candidate will have a GCSE Grade C and over. You will have a experience within an administrative background. It is essential you will have numerate and computer literate with MS Office experience, especially Word, Excel and Outlook and experience of successfully working to targets and tight deadlines. You will have good organisational skills along with great attention to detail. It is important you have the passion and drive to learn about the industry and grow within the role. Package Description Here at Colas, we offer a great total compensation package, including: <ul> <li>A salary between £22,308 and £24,000</li> <li>Our Colas Pension Scheme has combined contributions of up to 10%</li> <li>Life Assurance Scheme which is x4 basic salary</li> <li>25 days annual leave per year + Public Holidays </li> <li>Holiday Purchase &amp; Selling Scheme</li> <li>Hybrid Working Scheme (dependent on the role)</li> <li>Opportunities to study towards a fully funded Professional Qualification</li> <li>Ongoing personal / professional development</li> <li>Discounts on car leasing, holidays, cinema tickets, restaurants and much more through our online employee benefits portal</li></ul>Note to Recruitment Agencies : In line with our Company Policy, Colas Ltd has a preference for direct hiring and we will reach out to our PSL (Preferred Suppliers List) agencies if the role is eligible for release. We do not accept speculative CVs from agencies. If a speculative CV is sent, no fee will be applicable. As a business, we hold three core values Caring, Sharing and Daring. We are committed to Caring for our colleagues, promoting, equality and diversity, and maintaining a culture of fairness, transparency, and respect for all employees, clients, communities, suppliers, contractors, and other stakeholders. We harness a productive environment where talents are being fully utilised and organisational goals are met, Sharing our knowledge and expertise with colleagues to progress and expand on new ideas, promoting trust, responsibility, and solidarity. Our culture is built on an innovative and pioneering mindset, Daring to welcome new ideas and approaches. We are driven to invest in our employees and encourage them to participate in innovation, moving forward and striving to provide sustainable infrastructure solutions.

Compliance Administrator

Compliance Manager - Salary £45k - Profit Share Bonus Are you passionate about ensuring regulatory excellence and delivering top-notch outcomes for customers? Mortgage Intelligence Holdings (MIH) is seeking a dedicated Compliance Manager to play a pivotal role in our commitment to maintaining high standards set by the Financial Conduct Authority (FCA). Why MIH At MIH,we believe in fostering a collaborative and innovative work environment. As a Compliance Manager, you'll have the opportunity to lead a dynamic team, influence key business decisions, and contribute to our mission of regulatory excellence. Join us to advance your career in a company that values expertise, integrity, and customer satisfaction. Responsibilities: <ul> <li>Team Leadership Oversee and guide the Compliance Team, ensuring proactive decision-making and operational efficiency.</li> <li>People Management Conduct regular 1:1s, appraisals, and team meetings to foster development and motivation within your team.</li> <li>Training &amp; Development Support and enhance the skills of the Compliance Team through targeted training initiatives.</li> <li>Client Outcomes Continuously seek opportunities to improve client outcomes and refine our compliance function and control frameworks.</li> <li>Risk Management Analyze management information to identify and mitigate customer and business risks.</li> <li>Reporting Prepare detailed reports for the Board and Committees, offering actionable recommendations to address weaknesses.</li> <li>Stakeholder Collaboration Work closely with key business areas and stakeholders to implement MIH's compliance strategies.</li> <li>Industry Knowledge Stay updated with industry trends and compliance knowledge to support your personal development.</li> </ul>Skills and Experience <ul> <li>Relevant Experience Proven experience in compliance roles within financial services, ideally in intermediary mortgage and insurance firms.</li> <li>Team Management Demonstrated ability to manage, motivate, and develop teams effectively.</li> <li>Proactivity Willingness to take responsibility for enhancing team efficiency and accountability.</li> <li>Regulatory Knowledge Strong understanding of MCOB, ICOBS, DISP, data protection, and money laundering regulations.</li> <li>Problem-Solving Ability to identify root causes and develop improvement plans.</li> <li>Leadership Lead by example to create a positive working environment.</li> <li>Communication Excellent written and verbal communication skills for insightful reporting.</li> <li>Attention to Detail Meticulous attention to detail.</li> <li>IT Proficiency Strong IT skills.</li> </ul> Apply Now! If you're ready to make a significant impact and advance your career in compliance, we want to hear from you! Join MIH and be a part of a team that values your expertise and is committed to delivering excellence. Submit your application today and step into a role where your contributions truly matter. Who we are: We're a mortgage and insurance network and club, supporting advisers for over 25 years. Founded in 1996, we started life as a lead generation company and have grown into the multi-award-winning network and club we are today. You'll benefit from our wealth of industry experience, premium network and club services and expertise in business growth. MS01850

Compliance Manager

Senior Credit Risk Manager - Responsible Lending and Open Banking Location: Petersfield, Bradford, Chatham, London Salary: '&gt;Closing Date: Wednesday 27 November 2024 Senior Credit Risk Manager - Responsible Lending and Open Banking Location: London, Bradford, Chatham or Petersfield Working Pattern: Our working style is hybrid, but we recognise the importance of collaborative working with our colleagues often 1 to 3 days per week in one of our offices '&gt;Benefits: Discretionary annual bonus, 25 days holiday up to 30 days (depending on service), pension scheme with matched company contributions up to 10%, 2 paid days to 'give back', enhanced maternity pay (once successfully passing probation), 4 weeks paid paternity, LinkedIn Learning for all, Snoop Premium, Private Medical Insurance Don't hesitate to apply for a role even if you don't meet all the criteria; your unique strengths and eagerness to learn can be just as valuable. You and Your Team: As a Senior Credit Risk Manager - Responsible Lending and Open Banking, you will be reporting to the Head of Credit Risk Strategies. '&gt;In this role you will lead the evolution of using alternative data sources within our affordability and credit risk strategies for Loans, Vehicle Finance and Credit Cards. You will be pivotal in establishing thought leadership within the UK industry on the use of open banking transactional data, enabling us to provide credit to the underserved, capture market share, grow receivables, optimise profitability and deliver good customer outcomes. In your day-to-day role, as a Senior Credit Risk Manager - Responsible Lending and Open Banking you will: <ul> <li>Lead and role model for the wider strategy function on innovative and entrepreneurial spirit, influencing across Tech and Change, Data and Analytics, Commercial, Finance, and the wider business.</li> <li>Lead the cross-functional team focused on building out our credit strategy for lending policy, particularly optimizing the use of open banking in affordability and responsible lending decisions.</li> <li>Coordinate projects aimed at achieving an ambitious future vision to change lending for the better.</li> <li>Ensure effective engagement with customers at different points in the lending journey.</li> <li>Create innovative ways to look at the data 'value exchange' throughout the customer onboarding process.</li> <li>Build, lead, and develop a team of high-performing individuals.</li> <li>Drive the optimization of lending decisions through test and learn initiatives to identify champion strategies for both new and existing customers.</li> <li>Influence stakeholders across the Group, from peers to Senior Management, to gain buy-in and support for delivering change.</li> <li>Support business growth and portfolio profitability by balancing risk, reward, and responsible lending.</li> <li>Provide colleagues with opportunities to succeed through coaching, mentoring, and sharing expertise and knowledge.</li></ul>What will make you stand out? <ul> <li>Expert in developing responsible lending strategies as part of a Credit Risk function.</li> <li>Expert in the use of open banking data.</li> <li>Extensive experience in developing and implementing scorecards, strategy rules, and affordability assessments.</li> <li>Inspire the analytical team, prioritising activities and provide strategic direction.</li> <li>Familiar with the existing regulatory and economic landscapes, with working knowledge of CONC obligations and an overview of wider macro-economic environment and trends.</li></ul>The interview process: <ul> <li>Up to 30minute telephone call with a member of the Talent Acquisition team</li> <li>Up to 1 hour with the hiring team - via MS Teams</li> <li>Final interview with the wider Credit Risk team</li></ul>Our average process takes up to 4 weeks but we will always work around your availability. You will have the chance to speak to our recruitment team throughout the process. As this role involves working within a regulated environment any offer will be subject to satisfactory background checks including criminal record check, credit check, fraud check and employment references. Your working life: If you prefer to work part-time, we'll make this happen whenever we can - whether this is to help you meet other commitments or strike a great work-life balance. A fear of losing your current working flexibility shouldn't hinder you from applying for new opportunities, which is why we aim to match your existing flexible working arrangements where possible. Why work for us? We're Vanquis Banking Group plc, an FTSE All Share company and a leading specialist bank, established in 1880. We lend responsibly, providing tailored products and services to 1.75 million UK customers through Vanquis, Moneybarn, and Snoop. Our purpose is simple: to deliver caring banking so our customers can make the most of life's opportunities. At Vanquis Banking Group we believe in looking after our colleagues, so we do our best to create a rewarding, engaging, and supportive work environment across our various divisions. We let our colleagues know we appreciate their hard work by offering competitive salaries, benefits, and a Group wide recognition scheme. All colleagues are eligible to join a pension scheme, and, after six months' service, you can join our 'Buy as you Earn' schemes. We offer a range of training and development opportunities to help each of our colleagues maximise their potential, whatever their role. From your first day working with us, we'll help you settle into your new role and are happy to talk to you about your career aspirations. Equal Opportunity Statement Here at Vanquis Banking Group, we embrace everyone's unique strengths and identities to be themselves at work. Regardless of how you identify yourself, your sexual orientation, martial or civil partner status, race, colour, nationality, ethnic or national background, faith, disability, or age - your experiences and background help enrich our teams, and most importantly help support our customers in the best way possible. At the end of the day, it's our people that help us to fulfil the reason why we're here in the first place: to help put people on a path to a better everyday life. '&gt;If there's anything we can do in the recruitment process to help you achieve your best, get in touch. Whether it's a copy of our application form in another format or additional assistance, we're available to help. You can contact us at <a href="mailto:Talent.Acquisition@vanquis.com" target="_blank">Talent.Acquisition@vanquis.com</a>

Senior Credit Risk Manager - Responsible Lending and Open Banking

Job Description Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class. As a Technology Operational Risk Management Lead for the Governance, Risk and Controls (GRC) team within Compliance, Conduct and Operational Risk Technology &amp; Cybersecurity (CCCOR T&amp;C), you will evaluate and identify control design and/or execution deficiencies of the first line's GRC team's delivery of risk &amp; controls framework, control integration &amp; assessment, risk treatment &amp; analytics, and governance and reporting practices. You will need to be comfortable working with a wide range of stakeholders including senior management, and maintain credible relationships across technology and control organizations. CCOR T&amp;C is a group within the Compliance, Conduct and Operational Risk (CCOR) organization and is responsible for the design and oversight of the second line of defense independent risk management program for technology and cybersecurity risks, leveraging the Operational Risk Framework, regulatory guidance (e.g., FFIEC, Heightened Standards, etc.) and laws, rules, and regulations. Job Responsibilities <ul> <li>Assess the governance practices pertaining to the development, adherence and maintenance of technology policies, standards, and procedures.</li> <li>Evaluate Global Technology's framework to ensure sustainable industry best practice, regulatory and threat-informed risk and controls.</li> <li>Challenge first line control implementation and execution.</li> <li>Identify thematic risk based on key risk indicators and key performance indicator metric performance.</li> <li>Assess prioritization and treatment of control findings for Global Technology, along with action-oriented reporting to support operational risk decisions.</li> <li>Execute monitoring and testing activities to detect operational risks introduced throughout the technology lifecycle.</li></ul>Required Qualifications, Capabilities, and Skills <ul> <li>Bachelor's degree in Computer Science, Information Systems, or a related field.</li> <li>5+ years of experience in technology risk management and controls governance</li> <li>Knowledge of industry frameworks such as NIST, ISO, FFIEC, FSP and Heightened Standards.</li> <li>Familiarity with laws and regulations related to tech &amp; cyber including privacy and outsourcing</li> <li>Experience in providing independent review and challenge of first line of defense technology and cybersecurity assessments and controls</li> <li>Strong written, verbal, analytical and problem-solving skills</li> <li>Ability to successfully communicate and influence management on all levels.</li> <li>Ability to work independently or with limited instruction. </li> <li>Demonstrated proficiency in MS Office applications (Word, Excel, PowerPoint)</li></ul>Preferred Qualifications, Capabilities, and Skills <ul> <li>Experience with modern technologies such as public and private cloud (AWS, GCP, Azure, etc.) is a plus.</li> <li>Professional certifications such as CISA, CRISC, and CISSP are a plus</li></ul>About Us J.P. Morgan is a global leader in financial services, providing strategic advice and products to the world's most prominent corporations, governments, wealthy individuals and institutional investors. Our first-class business in a first-class way approach to serving clients drives everything we do. We strive to build trusted, long-term partnerships to help our clients achieve their business objectives. We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation. About the Team Our professionals in our Corporate Functions cover a diverse range of areas from finance and risk to human resources and marketing. Our corporate teams are an essential part of our company, ensuring that we're setting our businesses, clients, customers and employees up for success.

10 Jobs in Southampton, UK