Anti Financial Crime Controls Analyst
Team Railsr
London, UK
Published 1 month ago
Financial Crime and Compliance
Anti Financial Crime Controls Analyst
About Railsr
Railsr is a leading embedded finance experience platform that enables any business to prototype, build and scale financial products. Our vision is to make finance an amazing experience for consumers and companies globally, working alongside brands and fintechs to power innovation. This is an exciting space and Railsr had one of the first digitally-native products in the FinTech platform space.
Following a period of rapid growth, followed by consolidation, Railsr is returning to growth once again and looking to develop our product capabilities and expand our customer base. It's an exciting time and the potential for any brand to use Railsr to power and deliver their customers' financial experiences is enormous.
The Opportunity
At Railsr, we are working constantly to protect our customers and the UK financial system from exposure to fraud, money laundering, terrorism and sanctions evasion.
A significant part of this work entails the careful calibration of systems and controls to minimise impact on good, expected behaviour and instead to only flag concerning activity. This work requires both the technical ability to configure said systems to achieve the desired results, but also an understanding of what specifically you are trying to achieve, and the intended/unintended ramifications of each approach to a problem.
Due to the broad area needing to be addressed, and the constantly evolving nature of financial crime, the role will involve a lot of research by necessity. Both using in-house data sources, but also external sources available publicly or via industry groups. In addition to the above, the individuals who are working on this area will naturally find they are drawn upon to help other teams with projects, or complex problems related to their expertise in said AFC systems.
A successful candidate for this position will be working closely with our AFC Controls Manager in London, and due to the complex nature of the training and requirements to work closely with members of other teams, it will be expected that they are able to work from the London office at least 1 day per week.
Your Responsibilities:
Attitude & Behaviours
The environment at Railsr is fast-paced, exciting, and dynamic, underpinned by a clear set of values that drive a healthy and successful culture.
Diversity, Inclusion & Belonging
Our global team is amazing, with over 150 colleagues spread across multiple countries and more than 15 languages spoken, we empower them to bring great ideas, drive new plans and help make Railsr a fantastic place to work. We're proud of how well our diverse mix of people collaborate and are fully committed to continuing to make diversity, equity and inclusion part of everything we do.
Our flat structure encourages open communication, to ensure that all voices, opinions and ideas are heard and considered. At Railsr we're all striving towards a common goal, and are passionate about creating an inclusive and rewarding working environment where everyone can be their best self.
About Railsr
Railsr is a leading embedded finance experience platform that enables any business to prototype, build and scale financial products. Our vision is to make finance an amazing experience for consumers and companies globally, working alongside brands and fintechs to power innovation. This is an exciting space and Railsr had one of the first digitally-native products in the FinTech platform space.
Following a period of rapid growth, followed by consolidation, Railsr is returning to growth once again and looking to develop our product capabilities and expand our customer base. It's an exciting time and the potential for any brand to use Railsr to power and deliver their customers' financial experiences is enormous.
The Opportunity
At Railsr, we are working constantly to protect our customers and the UK financial system from exposure to fraud, money laundering, terrorism and sanctions evasion.
A significant part of this work entails the careful calibration of systems and controls to minimise impact on good, expected behaviour and instead to only flag concerning activity. This work requires both the technical ability to configure said systems to achieve the desired results, but also an understanding of what specifically you are trying to achieve, and the intended/unintended ramifications of each approach to a problem.
Due to the broad area needing to be addressed, and the constantly evolving nature of financial crime, the role will involve a lot of research by necessity. Both using in-house data sources, but also external sources available publicly or via industry groups. In addition to the above, the individuals who are working on this area will naturally find they are drawn upon to help other teams with projects, or complex problems related to their expertise in said AFC systems.
A successful candidate for this position will be working closely with our AFC Controls Manager in London, and due to the complex nature of the training and requirements to work closely with members of other teams, it will be expected that they are able to work from the London office at least 1 day per week.
Your Responsibilities:
- Continuously improve the configuration of Fincrime/Compliance Systems and Controls working alongside the AFC Controls Manager to help protect our customers and detect financial crime
- Plan, research, write, test and document new rules for our Fraud and AML/CTF systems.
- Work with our AFC Controls Team on the execution of the AFC System Management Programme.
- Support our Product and Engineering teams in understanding operational requirements of AFC systems and AFC Ops users.
- Monitoring and reporting gaps in Fraud and AML/CTF controls to the Compliance team and AFC Controls Manager.
- Support our AFC Ops teams in usage of our Fraud and AML/CTF systems.
- Supporting the wider Compliance function by developing data pipelines to facilitate the collection of MI/Metrics, and also on analysis of system performance.
- Maintain an understanding of emerging financial crime trends, and how they could impact the current Fincrime/Compliance systems maintained by Railsr.
- Support a variety of teams with regulatory project work.
Attitude & Behaviours
- Must be a fast learner
- Must be a highly proficient user of Anti-Financial Crime systems, able to understand how they handle edge and corner cases, and have a working understanding of the technology that enables them,
- Must have robust problem solving skills
- Must be able to thrive in a fast paced environment
- Must have good attention to detail
- Must be able to work alone, or as part of a team effectively
- Must have an interest in working with our varied Fintech customers, and their own consumer and small business endusers
- 4+ years experience in Anti-Financial Crime (Fraud, AML/CTF, Sanctions, KYC, TM) related roles
- 2+ years of experience in a role improving anti-financial crime systems and controls (can overlap with the above)
- Bachelor's degree 2-1, at minimum, with any additional relevant qualifications/certifications being advantageous (Masters or specific AFC related certifications)
- Knowledge of SQL
- Experience as a superuser of Anti-Financial Crime systems, solving complex system related problems for other users
- Strong understanding of guidelines and best practices for at least one of the core areas of Anti-Financial Crime and the regulations behind them (Fraud, Sanctions, AML/CTF)
- Experience supporting AFC/Compliance teams with regulatory changes/emerging financial crime trends
- Experience working alongside Product/Engineering teams
- Experience pulling MI/Metrics from systems in order to report on their performance, and experience working with data visualisation tools will be valued in a candidate
- Can write concise and understandable explanatory text for a range of internal audiences
- Must be able to engage in independent research using multiple data sources and publicly available information, and analyse those sources critically
- Purpose - Help make amazing embedded finance experiences accessible to everyone and transform global financial services.
- Career - Build your career in an innovative, adventurous and inclusive environment where everyone has the opportunity to make a difference and develop their skills.
- Reward - Competitive remuneration package with generous benefits and the potential to be rewarded with equity.
- People - Work with talented, passionate and supportive people from all over the world in a flexible, hybrid environment with trust and mutual respect at its heart.
The environment at Railsr is fast-paced, exciting, and dynamic, underpinned by a clear set of values that drive a healthy and successful culture.
- Ambition - for our company, colleagues and ourselves and the freedom and expectation to own it.
- Trust - which we give freely and expect in return.
- Curiosity - with our minds open to fresh thinking in the constant pursuit of improvement.
- Customer Obsession - ensuring that everything we do is with the customer in mind, we succeed when they succeed.
Diversity, Inclusion & Belonging
Our global team is amazing, with over 150 colleagues spread across multiple countries and more than 15 languages spoken, we empower them to bring great ideas, drive new plans and help make Railsr a fantastic place to work. We're proud of how well our diverse mix of people collaborate and are fully committed to continuing to make diversity, equity and inclusion part of everything we do.
Our flat structure encourages open communication, to ensure that all voices, opinions and ideas are heard and considered. At Railsr we're all striving towards a common goal, and are passionate about creating an inclusive and rewarding working environment where everyone can be their best self.