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Credit Risk Manager

Homeserve
locationWalsall, UK
PublishedPublished: Published 1 week ago
Risk Modelling
About The Role

HomeServe Consumer Finance are currently looking for a Credit Risk Manager: Data & Reporting to join our growing team!

Location: Hybrid - London (King's Cross) & some travel to Leeds
Company: HomeServe EMEA
Job Type: Full-time

Salary and benefits: Up to £80,000, company car or £7,000 cash allowance, 6 % matched pension, individual private medical and 20% bonus

About HomeServe

HomeServe EMEA operates across multiple international markets, providing home repairs and improvement services. Acquired by Brookfield Infrastructure in 2023, we serve over 3.5 million customers and employ 6,000+ people across the UK, France, Belgium, Spain, Portugal, Germany, and Japan. With revenues reaching ~£1bn (FY23), we aim to become the leading European brand for home efficiency solutions.

The Opportunity

We are looking for a Credit Risk Manager: Data & Reporting to join our growing Credit Risk Team. This is an exciting opportunity to contribute to HomeServe's newly established global consumer finance business.

Hybrid role: Work from home with 2 days per week in our London office (King's Cross). Occasional travel to Leeds. Essential travel costs covered.

Key Responsibilities

Credit Risk Reporting: Build, maintain, and automate key BAU Credit Risk reports to drive insight and decision-making.
Data Analysis: Conduct ad-hoc analysis to identify anomalies and trends in credit performance.
Stakeholder Engagement: Present insights at monthly Credit Risk and Pricing Committees.
Data & Technology: Work with IT to ensure data is accurate, accessible, and fit for purpose.
International Expansion: Develop and automate Credit Risk reporting for our international markets.
Data Governance: Maintain data quality assurance and build a credit data dictionary.

About You

What We're Looking For

  • 3-5 years' experience in Credit Risk, with 2+ years in data/reporting roles.
  • Advanced coding skills in SAS, SQL, or Python.
  • Strong understanding of credit lifecycle, credit bureau tools, and affordability solutions.
  • Ability to work in a fast-changing environment with new teams and data structures.
  • Strong presentation and communication skills.
  • Desirable: Degree in mathematics, statistics, or economics.
  • Bonus: Fluency in Spanish, German, or French.
About Us

HomeServe EMEA operates across multiple international markets, providing home repairs and improvement services. Acquired by Brookfield Infrastructure in 2023, we serve over 3.5 million customers and employ 6,000+ people across the UK, France, Belgium, Spain, Portugal, Germany, and Japan. With revenues reaching ~£1bn (FY23), we aim to become the leading European brand for home efficiency solutions.