Financial Crime Analyst

At Mangopay, our mission is to power the payment infrastructure and payment operations of the world's biggest and most exciting marketplaces & platforms.

We provide marketplaces and platforms with powerful modular payment and regulatory solutions. Since 2013, we have enabled the success of some of the biggest names in e-commerce, retail, and cutting-edge platforms such as Vinted, Rakuten, Chrono24, La Redoute, Wallapop and over 2,500+ more.

Our team of 400+ is spread across Europe, with offices in Berlin, Dublin, Luxembourg, London, Madrid, Paris, and Warsaw. In an environment where marketplaces and fintech ventures are thriving, we're actively seeking exceptional individuals to tackle the challenges in our field and contribute to our growth. Our commitment to diversity is unwavering, and we are dedicated to promoting employee well-being, inclusivity, and equal opportunities. Joining Mangopay means you'll be part of a dynamic, flexible, and rapidly growing team.

As a member of the Compliance Operations team, you will support and show expertise through acquired skills within the team.

Your main missions will be: this role involves detecting and mitigating financial crime risks in a compliance-driven environment.

Daily tasks of the Financial Crime team

• Manage Sanctions & PEPs: handle investigations related to Sanctions, PEPs, Adverse Media, serious financial crimes and Counter Terrorism Financing.
• Investigate Financial Crimes: identify and analyse fraud, money laundering, and other financial crimes on the platform.
• Process Improvements: support the enhancement of internal investigative processes and projects.
• Reporting: provide findings to the Financial Crime Manager and Compliance Officer.
• KYC/EDD: conduct KYC and Enhanced Due Diligence checks on flagged individuals or entities.

Management of Transactional Alerts

• Manage transaction alerts: oversee the handling and resolution of transactional alerts in compliance with internal and regulatory requirements.
• Ensure compliance: ensure all processes adhere to AML-CTF legislation and internal policies.
• Monitor Suspicious Activity: conduct ongoing monitoring of suspicious transactions and activities.
• Alerts queue management: allocate alert workloads efficiently to the Financial Crime team to ensure no backlog is building up
• Escalate complex cases: escalate high-profile or complex alerts to senior team members and Authorised management.

Systems Evolution

• Contribute to Projects defining Financial Crime specification for new systems of current systems evolution.
• Working as a team to test new systems and tools fighting Financial Crime
• Perform quality assurance checks and support Compliance reviews

Diverse Request Handling (Internal & External)

• Manage the treatment of queries in relation to specific transactions / Clients, from Partner Banks, Platforms, Internal Departments etc.
• Ensure timeliness and quality of answers provided.
• Manage treatment of other ad-hoc requests, as needed

Regulatory requests

• Carry out investigation as appropriate in case of regulatory requests, document findings. Coordinate with other departments (Finance, Fraud, Support) as required.
• Support investigations to routine requests from Law Enforcement and other authorities, in coordination with Compliance and Legal.

Who You Are:

• You have a first successful experience as a Financial Crime Analyst with at least 1-2 years of professional experience, preferably in the payments/acquisition business.
• Fluency in English is mandatory for this position.
• Proficiency in additional languages, especially French, is a distinguished advantage.
• You are passionate about combating Financial Crime and eager to contribute to a fast-growing, fast-paced Fintech environment.

Additional information

• HR call
• Interview with Financial Crime Lead
• Interview with Head of Fraud

We care about equal employment opportunities, so all qualified applicants will receive equal consideration regardless of their race, colour, religion, sex, sexual orientation, gender perception or identity, national origin, age, marital status, protected veteran status, or disability status.