Financial Crime Compliance Specialist
Capital on Tap
London, UK
Published 5 days ago
Financial Crime and Compliance
We're Capital on Tap Capital on Tap was founded with the mission to help small business owners and make their lives easier. Today, we provide an all-in-one business credit card & spend management platform that helps business owners save time and money. Capital on Tap proudly serves over 200,000 businesses across the world and our goal is to help 1 million small businesses by 2030.
Why Join Us?We empower you to be innovative and solve complex problems. Take ownership, make an impact, and thrive in our scaling and agile environment.
This is a Hybrid role, the Financial Crime Compliance team work from our London (Shoreditch) Offices 3 days per week.
Financial Crime Compliance Team at Capital on TapThe Financial Crime Compliance team is responsible for ensuring that Capital on Tap meets its regulatory obligations in relation to all things AML and CTF.
What You'll Be Doing You will support the Financial Crime Compliance Team to oversee adherence to the business's AML/CTF program through the following:
• Act as a subject matter expert for financial crime escalations from within the 1st line FinCrime team and other areas of the business.
• Assist with Sanctions, PEPs and High Risk escalations.
• Review internal suspicious activity reports raised from other areas of the business such as credit or customer operations. Supporting the MLRO with preparing and filing SARs where appropriate.
• Maintain AML policies, procedures, and standards that the first line must follow, ensuring updates to regulations and feedback from Compliance Monitoring, Quality Assurance and Independent Audit are appropriately captured.
• Ongoing management of the companies AML/CTF risk assessment, identifying areas of emerging and ongoing risk and recommending controls to mitigate such risks.
• Participate and provide input to FinCrime-wide team meetings, sharing knowledge on identified emerging trends and threats to assist in the building of a high performing team.
• Coordinate with internal teams to gather and provide necessary documentation and information for law enforcement enquiries as well as for partner banks.
We're Looking ForRequired skills:
• Experience making independent risk-based judgements on AML investigations.
• Able to communicate your decisions to internal team members, leadership and customers directly.
• Confidence in asking questions and suggesting improvements where you see them.
• An interest in Financial Crime and a willingness to learn about the regulatory landscape and criminal techniques in more detail.
• A critical eye and strong attention to detail with an eagerness to work efficiently in a demanding, high volume environment.
Diversity & Inclusion
We welcome, consider and encourage applications from anyone who shares our commitment to inclusivity. Join us in creating a space where authenticity thrives, and everyone can do their best work.
Great Work Deserves Great Perks
We try not to take ourselves too seriously (all the time) so we make sure our office is decked out with a pool table, arcade machine, beer tap, and a couple of office dogs thrown in for good measure. Check out our benefits:
Private Healthcare including dental and opticians services through Vitality
Worldwide travel insurance through Vitality
Anniversary Rewards (£250, £500, £750, 4-week fully paid sabbatical)
Salary Sacrifice Pension Scheme up to 7% match
28 days holiday (plus bank holidays)
Annual Learning and Wellbeing Budget
Enhanced Parental Leave
Cycle to Work Scheme
Season Ticket Loan
6 free therapy sessions per year
Dog Friendly Offices
Free drinks and snacks in our offices
Check out more of our benefits, values and mission here.
Interview Process
First stage: 30 minute intro and values call with Talent Partner (Video call)
Second stage: Interview with Financial Crime Manager (Video call/In person)
Final stage: Interview with Head of FinCrime Compliance (In person)
Other Info
Check out our 'Top Tips' for interviewing.
• Keep updated on new job opportunities by following us on Linkedin.
Email careers@capitalontap.com if you have any questions.
Excited to work here? Apply!If you'd like to progress your career within our fast growing, profitable fintech then click apply and we will aim to get back to you within 3 working days (during busy periods this could take up to 5 working days.)
Why Join Us?We empower you to be innovative and solve complex problems. Take ownership, make an impact, and thrive in our scaling and agile environment.
This is a Hybrid role, the Financial Crime Compliance team work from our London (Shoreditch) Offices 3 days per week.
Financial Crime Compliance Team at Capital on TapThe Financial Crime Compliance team is responsible for ensuring that Capital on Tap meets its regulatory obligations in relation to all things AML and CTF.
What You'll Be Doing You will support the Financial Crime Compliance Team to oversee adherence to the business's AML/CTF program through the following:
• Act as a subject matter expert for financial crime escalations from within the 1st line FinCrime team and other areas of the business.
• Assist with Sanctions, PEPs and High Risk escalations.
• Review internal suspicious activity reports raised from other areas of the business such as credit or customer operations. Supporting the MLRO with preparing and filing SARs where appropriate.
• Maintain AML policies, procedures, and standards that the first line must follow, ensuring updates to regulations and feedback from Compliance Monitoring, Quality Assurance and Independent Audit are appropriately captured.
• Ongoing management of the companies AML/CTF risk assessment, identifying areas of emerging and ongoing risk and recommending controls to mitigate such risks.
• Participate and provide input to FinCrime-wide team meetings, sharing knowledge on identified emerging trends and threats to assist in the building of a high performing team.
• Coordinate with internal teams to gather and provide necessary documentation and information for law enforcement enquiries as well as for partner banks.
We're Looking ForRequired skills:
• Experience making independent risk-based judgements on AML investigations.
• Able to communicate your decisions to internal team members, leadership and customers directly.
• Confidence in asking questions and suggesting improvements where you see them.
• An interest in Financial Crime and a willingness to learn about the regulatory landscape and criminal techniques in more detail.
• A critical eye and strong attention to detail with an eagerness to work efficiently in a demanding, high volume environment.
Diversity & Inclusion
We welcome, consider and encourage applications from anyone who shares our commitment to inclusivity. Join us in creating a space where authenticity thrives, and everyone can do their best work.
Great Work Deserves Great Perks
We try not to take ourselves too seriously (all the time) so we make sure our office is decked out with a pool table, arcade machine, beer tap, and a couple of office dogs thrown in for good measure. Check out our benefits:
Private Healthcare including dental and opticians services through Vitality
Worldwide travel insurance through Vitality
Anniversary Rewards (£250, £500, £750, 4-week fully paid sabbatical)
Salary Sacrifice Pension Scheme up to 7% match
28 days holiday (plus bank holidays)
Annual Learning and Wellbeing Budget
Enhanced Parental Leave
Cycle to Work Scheme
Season Ticket Loan
6 free therapy sessions per year
Dog Friendly Offices
Free drinks and snacks in our offices
Check out more of our benefits, values and mission here.
Interview Process
First stage: 30 minute intro and values call with Talent Partner (Video call)
Second stage: Interview with Financial Crime Manager (Video call/In person)
Final stage: Interview with Head of FinCrime Compliance (In person)
Other Info
Check out our 'Top Tips' for interviewing.
• Keep updated on new job opportunities by following us on Linkedin.
Email careers@capitalontap.com if you have any questions.
Excited to work here? Apply!If you'd like to progress your career within our fast growing, profitable fintech then click apply and we will aim to get back to you within 3 working days (during busy periods this could take up to 5 working days.)