Insurance & Actuarial Services Analyst - Risk Management

Overview

As we continue to build our team in support of our vision to be the world's best and most trusted mobility company, the Risk Management team is excited to announce the opening of an Insurance & Actuarial Services Analyst.

The Insurance & Actuarial Services Analyst evaluates the company's worldwide insurance programs and conducts analysis, loss reporting and risk assessment of financial outcomes. This position will learn the fundamentals of insurance by performing insurance administration and managing self-insurance in order to become an expert in their field and continue to grow themselves and the department. In addition, this position will support the accounting, actuarial, and claims teams by preparing, analyzing, and communicating changes to loss data.

The ideal candidate will be able to demonstrate their attention to detail, analytical skills, excellent verbal and written communication, and ability to effectively work in a team environment. As a member of the Insurance and Actuarial team there are growth and advancement opportunities for driven individuals.

This position is located at our Corporate Headquarters in Clayton, MO, with a hybrid schedule.

Enterprise offers an excellent benefits package with market-competitive pay, comprehensive healthcare packages, 401k matching & profit sharing, schedule flexibility, paid time off, and organizational growth potential.

Compensation decisions will be made based on factors that include, but are not limited to experience, education, location and skill level

Company Overview

Enterprise Mobility is a leading provider of mobility solutions, owning and operating the Enterprise Rent-A-Car, National Car Rental and Alamo Rent A Car brands through its integrated global network of independent regional subsidiaries. Enterprise Mobility and its affiliates offer extensive car rental, carsharing, truck rental, fleet management, retail car sales, as well as travel management and other transportation services, to make travel easier and more convenient for customers.

Privately held by the Taylor family of St. Louis, Enterprise Mobility together with its affiliate Enterprise Fleet Management manages a diverse fleet of 2.3 million vehicles and accounted for nearly $35 billion in revenue through a network of more than 10,000 fully-staffed neighborhood and airport rental locations in more than 90 countries and territories.

Responsibilities

• Manage the administration of self-insurance in all 50 states- submit loss, vehicle and financial information to individual state Departments of Insurance, investigate and respond to questions from the states, serve as first point of contact with state personnel, and maintain self-insurance certificates for group vehicles
• Participate in formulation and negotiation of insurance placement and renewal strategies
• Gather underwriting requirements from other departments to submit to insurers
• Establish and maintain strong partnerships with broker partners throughout the insurance placement process
• Participate in company's insurance administration, including
  • Surety bond program
  • Insurance certificates
  • Insurance policies and associated acceptance/rejection forms
  • Premium payment/true-up
  • Non-Disclosure Agreements
• Review insurance language in contracts and agreements for multiple business lines and make recommendations to ensure compliance with insurance programs and mitigate risk
• Collect risk related loss and exposure data and validate its accuracy
• Cleanse loss data
  • Manage collection of data from various sources (TPAs, insurers, brokers, and ICE)
  • Analyze data to ensure accuracy
  • Identify and communicate substantial changes
  • Find efficient manners to cleanse data
  • Build relationships with brokers, insurers, and TPAs to effectively communicate data needs
  • Ensure timely delivery of data to accounting and actuarial teams
• Work closely with accounting to reconcile reserve fund and captive reserves and paid losses
• Conduct risk assessment of the company's loss exposures
• Assist in the determination of the most cost effective insurance retention/deductible level

In addition to these job functions, candidates will also need to display proficiency in the following Competencies:

• Results-Oriented
• Working With a Team
• Planning and Organizing
• Detail-Oriented
• Analyzing
• Communication
• Flexibility

Additional Responsibilities

• Seek to improve job performance through self-assessment, skill development, training and goal setting
• Maintain a regular and reliable level of attendance and punctuality
• Perform miscellaneous job-related duties as assigned

Equal Opportunity Employer/Disability/Veterans

Qualifications

Minimum:

• One (1+) year or more of experience in analysis, customer service, or risk management
• Minimum of intermediate proficiency with Microsoft Office products
• Bachelor's Degree (Actuarial Science, Business, Statistics, Risk Management, or Mathematics)
• Must be authorized to work in the United States and not require work authorization sponsorship by our company for this position now or in the future