KYC Compliance Analyst (m/f/d)
Ivy
Helsinki, Finland
Published 1 month ago
Compliance Management Systems / Technology
About Ivy
Ivy is a global API for instant bank payments. We enable businesses to accept instant bank payments - taking cards & wallets out of online transactions and reducing cost by up to 10x. Over 60 geographies worldwide are rolling out instant bank payment infrastructure right now. Ivy harmonises these regional bank payment schemes, bringing them to a single point of access.
Ensure compliant and efficient customer onboarding processes by conducting thorough CDD for all customer profiles, mitigating regulatory risks, and optimizing due diligence workflows to support business growth.
Your Responsibilities
Experience & Expertise
Ivy is a global API for instant bank payments. We enable businesses to accept instant bank payments - taking cards & wallets out of online transactions and reducing cost by up to 10x. Over 60 geographies worldwide are rolling out instant bank payment infrastructure right now. Ivy harmonises these regional bank payment schemes, bringing them to a single point of access.
- Our current team consists of payment experts coming from companies like Klarna, Trade Republic, Revolut, TrueLayer, Goldman Sachs, Morgan Stanley, McKinsey, BCG, Trustly.
- We have offices in Berlin, Munich and Helsinki
- We are working with many of Europe's fastest-growing retailers and innovators (e.g. hood.de, mytheresa.com, roadsurfer.com).
- Up to today, we have raised $30M of funding from Valar Ventures and Creandum, renowned backers of fintech successes like Wise, Klarna, Qonto, N26, and Trade Republic. Founders and industry executives from Adyen, Pleo, N26, Mollie, and Plaid complete our stellar investor lineup
Ensure compliant and efficient customer onboarding processes by conducting thorough CDD for all customer profiles, mitigating regulatory risks, and optimizing due diligence workflows to support business growth.
Your Responsibilities
- Conduct detailed CDD reviews for new and existing customers, including individuals, entities, and high-risk customers to ensure compliance with regulatory requirements and internal policies.
- Verify the identity of customers using documentation, public records, and third-party databases.
- Collect and analyze information related to the customer's business, ownership structure, source of funds, and overall risk profile.
- Communicate with customers to resolve onboarding issues and collect required documentation.
- Contributing to the development and implementation of CDD processes and procedures.
Experience & Expertise
- 1-3 years' experience in CDD, KYC, AML, including sanctions, PEP, adverse media screening, and enhanced due diligence (EDD).
- Strong knowledge of regulatory frameworks, AML regulations (e.g., FI AML Law 444/2017), and due diligence processes.
- Proven ability to manage complex customer profiles, ideally with a background in fintech or regulated financial entities.
- Proficient in Finnish and English (both written and spoken).
- Must be based in Finland.
- Excellent analytical, communication, and project management skills.
- Make a real impact: Build a global technology winner challenging Visa & Mastercard. Shape the experience for our customers and us alike.
- On-sites and off-sites: We conduct company-wide 4x off/on-sites per year.
- The tools you need: We provide the best equipment for you to excel at your work.
- Upside: Every employee receives stock options.
- Flexible working hours: We value focus time. Encouraging everyone to minimise fixed meetings and leverage asynchronous communication.
- €1,000 for personal growth: Grow with your annual personal development budget.