KYC Compliance Specialist (m/f/d)
Ivy
Helsinki, Finland
Published 2 days ago
Compliance Management Systems / Technology
About Ivy
Ivy is a global API for instant bank payments. We enable businesses to accept instant bank payments - taking cards & wallets out of online transactions and reducing cost by up to 10x. Over 60 geographies worldwide are rolling out instant bank payment infrastructure right now. Ivy harmonises these regional bank payment schemes, bringing them to a single point of access.
Ensure compliant and efficient customer onboarding processes by conducting thorough CDD for all customer profiles, mitigating regulatory risks, and optimizing due diligence workflows to support business growth.
Your Responsibilities
We're looking for someone who meets the minimum requirements to be considered for this role. If you meet these requirements, you are encouraged to apply. The Nice To Haves are a bonus, not a requirement.
Minimum Requirements:
Ivy is a global API for instant bank payments. We enable businesses to accept instant bank payments - taking cards & wallets out of online transactions and reducing cost by up to 10x. Over 60 geographies worldwide are rolling out instant bank payment infrastructure right now. Ivy harmonises these regional bank payment schemes, bringing them to a single point of access.
- Our current team consists of payment experts coming from companies like Klarna, Trade Republic, Revolut, TrueLayer, Goldman Sachs, Morgan Stanley, McKinsey, BCG, Trustly.
- We have offices in Berlin, Munich and Helsinki
- We are working with many of Europe's fastest-growing retailers and innovators (e.g. hood.de, mytheresa.com, roadsurfer.com).
- Up to today, we have raised $30M of funding from Valar Ventures and Creandum, renowned backers of fintech successes like Wise, Klarna, Qonto, N26, and Trade Republic. Founders and industry executives from Adyen, Pleo, N26, Mollie, and Plaid complete our stellar investor lineup
Ensure compliant and efficient customer onboarding processes by conducting thorough CDD for all customer profiles, mitigating regulatory risks, and optimizing due diligence workflows to support business growth.
Your Responsibilities
- Complete and maintain accurate CDD reviews for all customers in accordance with the company-specified service level agreements (SLAs) for each customer group.
- Implement process documentation and improvements to reduce the average onboarding time by 20% within the first 6 months.
- Achieve a 100% compliance rate with internal audits and policy checks over the next 12 months.
We're looking for someone who meets the minimum requirements to be considered for this role. If you meet these requirements, you are encouraged to apply. The Nice To Haves are a bonus, not a requirement.
Minimum Requirements:
- 3-5 years' experience in CDD, KYC, AML, including sanctions, PEP, adverse media screening, and enhanced due diligence (EDD).
- Strong knowledge of regulatory frameworks, AML regulations (e.g., FI AML Law 444/2017), and due diligence processes.
- Proven ability to manage complex customer profiles with a background in fintech or regulated financial entities.
- Proficient in Finnish and English.
- Excellent analytical, communication, and project management skills.
- German language skills.
- Experience with onboarding tools or automated compliance systems.
- Make a real impact: Build a global technology winner challenging Visa & Mastercard. Shape the experience for our customers and us alike.
- On-sites and off-sites: We conduct company-wide 4x off/on-sites per year.
- The tools you need: We provide the best equipment for you to excel at your work.
- Upside: Every employee receives stock options.
- Flexible working hours: We value focus time. Encouraging everyone to minimise fixed meetings and leverage asynchronous communication.
- €1,000 for personal growth: Grow with your annual personal development budget.