About us
Founded in 2018, we are one of the largest independent, fully vertically integrated omnichannel payments companies in the UK and Europe. We help businesses receive payments either through POS systems (the ones you tap your card on) or online. Recently listed in the top 50 fintech start-ups by Beauhurst.
We raised £100 million through Alchemy and currently process over £1.2bn a month, servicing over 60,000 customers across the UK & Europe.
DNA is made up of nine subsidiaries (and counting), DNA Payments, 123Send, Optomany, Opto KZ, Active Payments, EFT Solutions, Kwalitas, FPMS and Card Cutters. There are 350 of us across our head office in London, regional offices in the UK and Kazakstan.
We are growing quickly and are on the lookout for the very best talent to help us achieve our mission; to be a Pioneering Payments Provider, Powering businesses to thrive.
Job Summary:
The Risk & Compliance Officer will be responsible for ensuring DNA Payments adheres to regulatory requirements while managing and mitigating operational risks (from a 2nd line of defence perspective).
This role will play a pivotal part in safeguarding the business, ensuring compliance with legal and industry standards, and maintaining the integrity of our operations. You will report to the Director of Risk and Compliance, working closely with various departments to ensure our risk management processes are robust and effective. Key Responsibilities
Risk Management:
- 25 days holiday per year
-Private Medical
-Life Assurance
-Ride to work
-Access to self-learning platform
-Bookboon
-Income Protection
-Workplace Pension
-Employee Assistance Programme
Educate, Discover & Inspire
At DNA Payments, we believe that diversity drives innovation and inclusion fosters creativity. We are committed to building a team that represents a variety of backgrounds, perspectives, and skills.
We celebrate and promote an inclusive environment where all employees feel valued, respected, and empowered.
Join us in creating a workplace that reflects the diverse world and customers we serve.
Should you require any reasonable adjustments throughout the interview process, please make us aware.
Department Risk Locations London Remote status Hybrid Remote
Founded in 2018, we are one of the largest independent, fully vertically integrated omnichannel payments companies in the UK and Europe. We help businesses receive payments either through POS systems (the ones you tap your card on) or online. Recently listed in the top 50 fintech start-ups by Beauhurst.
We raised £100 million through Alchemy and currently process over £1.2bn a month, servicing over 60,000 customers across the UK & Europe.
DNA is made up of nine subsidiaries (and counting), DNA Payments, 123Send, Optomany, Opto KZ, Active Payments, EFT Solutions, Kwalitas, FPMS and Card Cutters. There are 350 of us across our head office in London, regional offices in the UK and Kazakstan.
We are growing quickly and are on the lookout for the very best talent to help us achieve our mission; to be a Pioneering Payments Provider, Powering businesses to thrive.
Job Summary:
The Risk & Compliance Officer will be responsible for ensuring DNA Payments adheres to regulatory requirements while managing and mitigating operational risks (from a 2nd line of defence perspective).
This role will play a pivotal part in safeguarding the business, ensuring compliance with legal and industry standards, and maintaining the integrity of our operations. You will report to the Director of Risk and Compliance, working closely with various departments to ensure our risk management processes are robust and effective. Key Responsibilities
Risk Management:
- Identify, assess, and monitor operational risks across the company, focusing on areas such as payments processing, data protection, fraud prevention, and cybersecurity.
- Develop and implement risk mitigation strategies and frameworks to reduce exposure to operational risks.
- Conduct regular risk assessments and audits to ensure compliance with regulatory and internal policies.
- Work closely with teams to create a culture of risk awareness and provide training on risk management best practices.
- Ensure management and effectiveness of the Business Risk Appetite of DNA Payments
- Ensure compliance with all relevant regulations, including FCA, PSD2, GDPR, AML, and other financial regulations applicable to the fintech and payments sector.
- Maintain and update compliance policies, ensuring they align with changes in regulations and business activities.
- Liaise with regulatory bodies and external auditors, managing relationships and responding to inquiries.
- Lead the development and maintenance of compliance monitoring programs, including regular testing and reporting.
- Monitor and assess operational risks arising from business processes, technology systems, and third-party providers.
- Collaborate with other teams to ensure risk controls are integrated into daily business practices.
- Analyse incidents, near misses, and trends to identify opportunities for improvement.
- Provide recommendations to enhance the operational risk framework, including contingency planning and crisis management.
- Prepare regular reports for senior management on risk and compliance metrics, highlighting key issues and recommendations.
- Maintain thorough documentation of risk assessments, compliance audits, and regulatory communications.
- Support in the development of risk management and compliance training programs for employees.
Qualifications & Experience
- Bachelor's degree in Finance, Law, Business, or related field. Master's degree or professional certification (e.g., ICA, CISI, or IRM) is a plus.
- 4+ years of experience in risk management, compliance, or operational risk within the financial services or fintech industry.
- Strong understanding of FCA regulations, PSD2, GDPR, AML, and operational risk management frameworks.
- Experience with payment systems, cybersecurity, and data protection.
- Excellent analytical skills with the ability to assess and mitigate risks effectively.
- Strong communication skills, with the ability to liaise with both internal and external stakeholders.
Skills & Attributes
- Detail-oriented and organized, with a focus on accuracy.
- Ability to work independently and manage multiple priorities in a fast-paced environment.
- Strong problem-solving skills and a proactive approach to risk management.
- Collaborative team player, with the ability to influence and educate others on risk and compliance matters.
What's in it for you?
- 25 days holiday per year
-Private Medical
-Life Assurance
-Ride to work
-Access to self-learning platform
-Bookboon
-Income Protection
-Workplace Pension
-Employee Assistance Programme
Educate, Discover & Inspire
At DNA Payments, we believe that diversity drives innovation and inclusion fosters creativity. We are committed to building a team that represents a variety of backgrounds, perspectives, and skills.
We celebrate and promote an inclusive environment where all employees feel valued, respected, and empowered.
Join us in creating a workplace that reflects the diverse world and customers we serve.
Should you require any reasonable adjustments throughout the interview process, please make us aware.
Department Risk Locations London Remote status Hybrid Remote