Senior Anti-Fraud Compliance Officer

Join our team as a Senior Anti-Fraud Compliance Officer!

Yes, you can! That's our attitude towards our work, ambitions, ideas and relationships.We, at Luminor, believe that anyonehas the potential to achieve big things and we encourage everyone to achieve them -professionally and personally.

Whoever you are, and whatever your role is, with Luminor you will get a once-in-a-lifetime opportunity to literally build a local banking champion.

This is an exciting time filled with new opportunities to grow and bring out the best in you! We are seeking a dedicated Anti-Fraud professional who will lead fraud-related analytics, profiling, and monitoring within our Compliance Division. You will collaborate closely with colleagues across all three Baltic countries to strengthen our anti-fraud efforts.

What's In It For You:

• Gross salary. 2980-4460EUR/month, which is to be determined depending on your level of experience and competencies
• Flexibility. Flexible working hours, remote work and possibility to work from anywhere in EU, Iceland, Switzerland and UK (in total 90 days per year)
• International teams. Teams that go outside Pan-Baltic borders where people value challenging work together with good humour and having fun
• More vacation. Additional week of vacation available to all employees who have been in the company for 1 year or more
• Volunteer time off. We care about giving back to society, therefore, you will get additional days off for volunteering purposes
• Paid leave. We are proud of our employees who are participating in military trainings. Therefore, Luminor offers 30 fully paid calendar days for military trainings every year
• Health benefits. A competitive benefits package in addition to your salary that includes health insurance after first 3 months pass in all three Baltic states as well as Health days in case of your absence due to sickness without doctor note needed
• Wellbeing. Access to tools and resources that help to feel good and be productive at work and in life
• Professional growth. Internal and external training programs, workshops, conferences, online training etc.

What You Will Do:

• Maintain and enhance the external fraud risk management framework.
• Provide strategic direction and leadership for the successful implementation of anti-fraud principles and initiatives.
• Oversee the development, maintenance, and enhancement of fraud-related analytics processes.
• Facilitating the redesign of 3 Lines model in External Fraud risk area.
• Develop and implement principles for fraudster profiling, analytics, and reporting.
• Regularly review and challenge the developed fraudster profiles, analyze registered fraud cases, and recommend proactive measures.
• Strengthen the 1st line of by guiding improvements in governance, creation, and review of fraud monitoring procedures and rules.
• Lead and manage area-specific projects and initiatives, fostering collaboration across the organization.
• Promote a culture of compliance and awareness of fraud-related risks, analytics, and profiling throughout the organization.
• Drive data-driven fraud detection and prevention efforts, ensuring continuous improvement of our fraud risk management framework.

What We Expect:

• At least 5 years of professional experience in Fraud, AML, TF, or Sanctions Risk Management within the Banking, Payments, or Fintech sector, including at least 2 years in a leadership role
• In-depth knowledge of banking and monitoring systems
• Exceptional analytical skills and strategic thinking abilities
• Proven track record of successfully managing and executing complex anti-fraud projects
• Excellent written and verbal communication skills in English, with the ability to influence and negotiate at all levels
• Strong leadership and team management skills, with experience in mentoring and developing talent
• Professional certification or qualification in a relevant field (e.g., CAMS, CFE, or equivalent) is an advantage
• Experience in card fraud management will be considered as an advantage
• Demonstrated expertise in fraud monitoring, detection, and prevention best practices

Application deadline is 24th of November.We are looking for a candidate primarily already located within Baltics and please apply with your CV in English andPDF format!

Division Compliance Role Transformation & Analytics Department Locations Tallinn, Estonia Remote status Hybrid Remote