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Ebury is a hyper-growth FinTech firm, named in 2021 as one of the top 15 European Fintechs to work for by AltFi. We offer a range of products including FX risk management, trade finance, currency accounts, international payments and API integration. Compliance Officer &amp; MLRO - Greece Ebury Athens - Hybrid: 4 days a week office based working, 1 day working from home The Greece Compliance Officer &amp; MLRO, reports directly to the EEA MLRO. The main purpose of this role is to assist in maintaining the integrity and compliance of the country branch, ensuring adherence to regulatory requirements, reporting obligations and maintaining an open, transparent and effective relationship with our regulators within the country. In addition, this role will assist with the implementation of policies and procedures and keeping them up to date when needed, as well as supporting our training and development program. <ul><li>We are looking for a self-driven Compliance Officer with at least 4-5 years of relevant experience within the financial industry in the country</li><li>Solid knowledge in regulatory (PSD2, MIFID2, etc) and AML compliance and the ability to take ownership of parts of a Compliance framework in a fast-paced Fintech environment.</li><li>The person must demonstrate proven organisational and time management skills, have excellent communications skills (both written and verbal), with the ability to gain credibility fast and influence key stakeholders. The working environment is fast paced, agile and highly results orientated so the individual must be comfortable working within this type of highly rewarding, dynamic environment.</li><li>In addition, the individual must be comfortable with working autonomously, have relevant Compliance/Legal qualifications and a good level of commercial awareness. It will be pivotal to have good interpersonal skills to interact with the local regulatory bodies.</li><li>Fluency in Greek and English is essential.</li><li>Any professional certifications or a law/economics degree will be considered a plus.</li></ul>Key Responsibilities are, but not limited to: <ul><li>Hold the role of the Money Laundering Reporting Officer for the country branch</li><li>Drafting and updating local policies and procedures, while ensuring adherence to regulatory requirements</li><li>Assist with reporting obligations and ensure compliance with statutory deadlines (including but not limited to AML Reports, Payments Reports, etc.)</li><li>Handle connection to authorities regulatory portals</li><li>Liaise with regulatory bodies, ensuring effective and smooth communication</li><li>Develop and maintain relevant parts of the compliance framework (AML/CFT and Regulatory Policies)</li><li>Liaise closely with the Group Compliance (London) to ensure that compliance policies and procedures are consistent with company policy</li><li>Help improving the operational compliance processes based on the local policies (liaise with the MLROs and local ops teams)</li><li>Provide ongoing training about the products and ensure the sales team is continuously monitored for the regulated activities</li><li>Keep abreast of ordinances/circulars/recommendations from the Regulator and continuously ensure that the Entity's policies and procedures adhere to these</li><li>Audit the first line of defence procedures and processes</li><li>Assist with external AML audits</li><li>Provide advice on High Risk clients/escalations and SARs</li><li>Assist with ad-hoc queries from the business teams</li><li>Attend regulatory forums and industry meetings to keep up to date with industry standards</li><li>Desirable to have experience dealing with the country regulators/national bank</li></ul>#LI-CD1 About Us Ebury is a FinTech success story, positioned among the fastest-growing international companies in its sector. Founded in 2009, we are headquartered in London and have more than 1700 staff with a presence in more than 25 countries worldwide. Cultural diversity is part of what makes Ebury a special place to be. From Sao Paulo to Dubai, Bucharest to Toronto, we enjoy sharing team experiences and celebrating success across the Ebury family. Hard work pays off: in 2019, Ebury received a £350 million investment from Banco Santander and has won internationally recognised awards including Financial Times: 1000 Europe's Fastest-Growing Companies. None of this would have been possible without our proudest achievement: our great people. Enthusiastic, innovative and collaborative teams, always ready to disrupt and revolutionise the fast-paced FinTech sector. We believe in inclusion. We stand against discrimination in all forms and have no tolerance for the intolerance of differences that makes us a modern and successful organisation. At Ebury, you can be whoever you want to be and still feel a sense of belonging no matter your story because we want you and your uniqueness to help write our future. Please submit your application on the careers website directly, uploading your CV / resume in English.

Compliance Officer and MLRO

Ebury is a hyper-growth FinTech firm, named in 2021 as one of the top 15 European Fintechs to work for by AltFi. We offer a range of products including FX risk management, trade finance, currency accounts, international payments and API integration. Compliance Officer &amp; MLRO - Portugal Ebury Lisbon - Hybrid: 4 days a week office based working, 1 day working from home The Portuguese Compliance Officer &amp; MLRO, reports directly to the EEA MLRO. The main purpose of this role is to assist in maintaining the integrity and compliance of the country branch, ensuring adherence to regulatory requirements, reporting obligations and maintaining an open, transparent and effective relationship with our regulators within the country. In addition, this role will assist with the implementation of policies and procedures and keeping them up to date when needed, as well as supporting our training and development program. <ul><li>We are looking for a self-driven Compliance Officer with at least 4-5 years of relevant experience within the financial industry in the country</li><li>Solid knowledge in regulatory (PSD2, MIFID2, etc) and AML compliance and the ability to take ownership of parts of a Compliance framework in a fast-paced Fintech environment.</li><li>The person must demonstrate proven organisational and time management skills, have excellent communications skills (both written and verbal), with the ability to gain credibility fast and influence key stakeholders. The working environment is fast paced, agile and highly results orientated so the individual must be comfortable working within this type of highly rewarding, dynamic environment.</li><li>In addition, the individual must be comfortable with working autonomously, have relevant Compliance/Legal qualifications and a good level of commercial awareness. It will be pivotal to have good interpersonal skills to interact with the local regulatory bodies.</li><li>Fluency in Portuguese and English is essential.</li><li>Any professional certifications or a law/economics degree will be considered a plus.</li></ul>Key Responsibilities are, but not limited to: <ul><li>Hold the role of the Money Laundering Reporting Officer for the country branch</li><li>Drafting and updating local policies and procedures, while ensuring adherence to regulatory requirements</li><li>Assist with reporting obligations and ensure compliance with statutory deadlines (including but not limited to AML Reports, Payments Reports, etc.)</li><li>Handle connection to authorities regulatory portals</li><li>Liaise with regulatory bodies, ensuring effective and smooth communication</li><li>Develop and maintain relevant parts of the compliance framework (AML/CFT and Regulatory Policies)</li><li>Liaise closely with the Group Compliance (London) to ensure that compliance policies and procedures are consistent with company policy</li><li>Help improving the operational compliance processes based on the local policies (liaise with the MLROs and local ops teams)</li><li>Provide ongoing training about the products and ensure the sales team is continuously monitored for the regulated activities</li><li>Keep abreast of ordinances/circulars/recommendations from the Regulator and continuously ensure that the Entity's policies and procedures adhere to these</li><li>Audit the first line of defence procedures and processes</li><li>Assist with external AML audits</li><li>Provide advice on High Risk clients/escalations and SARs</li><li>Assist with ad-hoc queries from the business teams</li><li>Attend regulatory forums and industry meetings to keep up to date with industry standards</li><li>Desirable to have experience dealing with the country regulators/national bank</li></ul>#LI-CD1 About Us Ebury is a FinTech success story, positioned among the fastest-growing international companies in its sector. Founded in 2009, we are headquartered in London and have more than 1700 staff with a presence in more than 25 countries worldwide. Cultural diversity is part of what makes Ebury a special place to be. From Sao Paulo to Dubai, Bucharest to Toronto, we enjoy sharing team experiences and celebrating success across the Ebury family. Hard work pays off: in 2019, Ebury received a £350 million investment from Banco Santander and has won internationally recognised awards including Financial Times: 1000 Europe's Fastest-Growing Companies. None of this would have been possible without our proudest achievement: our great people. Enthusiastic, innovative and collaborative teams, always ready to disrupt and revolutionise the fast-paced FinTech sector. We believe in inclusion. We stand against discrimination in all forms and have no tolerance for the intolerance of differences that makes us a modern and successful organisation. At Ebury, you can be whoever you want to be and still feel a sense of belonging no matter your story because we want you and your uniqueness to help write our future. Please submit your application on the careers website directly, uploading your CV / resume in English.

Ready to steer the ship of compliance and risk management at a global scale? As YouGov's Compliance Specialist - Insurance &amp; Risk, you'll partner directly with the Head of Compliance to uphold the highest standards in our risk management procedures and drive our global insurance program. This is your chance to lead with impact, ensuring our global operations are safeguarded and resilient. Enjoy the flexibility of working remotely or choose a hybrid arrangement that suits you. Whether you prefer working from home or splitting your time between our offices and your home, we support your work-life balance. Regrettably, we are unable to provide visa sponsorship, so you must be eligible to work in the UK on a permanent basis. Here's a breakdown of what you'll do (not all of it, just the important stuff): <ul><li>Insurance <ul><li>Manage insurance renewal data collation</li><li>Manage insurance claims administration</li><li>Administration of insurance certificates for clients</li><li>Responsible for presenting company information to insurers</li><li>Primary contact for insurance broker relationships</li><li>Providing responses to contractual queries on insurance</li><li>Proactively notify brokers and insurers on business changes</li></ul></li></ul><ul><li>Risk <ul><li>Support risk management process, including risk interviews</li><li>Comms with risk sponsors, risk owners and wider business on risk management</li><li>Support updates to risk register and mitigating controls</li><li>Enable updates to process in response to business changes.</li></ul></li></ul><ul><li>Overall Compliance Support <ul><li>Suggest improvements to processes</li><li>Support development of compliance training (e.g. risk management awareness) as required to the global business</li><li>Promote and enforce compliance processes globally</li><li>Answer ad hoc queries on compliance matters</li><li>Horizon scanning for regulatory changes in region &amp; updating legislation tracker</li><li>Ad hoc support for Head of Compliance and Compliance Manager</li></ul></li></ul>These are the essential you will need to get an interview: <ul><li>3-5 years demonstrable experience in managing all aspects of a global insurance programme for a large company including working with brokers, underwriters, claims handlers and loss adjusters</li><li>Possess an understanding of the obligations on the insured under the Insurance Act 2015 (UK)</li><li>Experienced in risk management projects including managing risk and assessing likelihood and impact.</li><li>Proven ability to deliver and maintain a comprehensive risk register</li><li>Experience horizon scanning for legislative and regulatory changes </li><li>Excellent IT skills and open to finding new tech solutions to increase efficiency </li></ul>It would be great if you had these too, but we'll support you if you don't: <ul><li>Experience working in a compliance team in a non- regulated company</li></ul>Behavioural competencies <ul><li>Highly organised and logical in approach</li><li>Well organised, strong attention to detail and accuracy and record keeping </li><li>Ability to build strong relationships with peers and advisors, liaise effectively at all levels, act with discretion, and be service-oriented </li><li>Desire to work in a dynamic, fast-paced, global environment </li></ul>What can you expect when you become a YouGover? <ul><li>In the UK you'll get 25 days annual leave + Bank holidays throughout the year to take a well-earned rest, plus 1 extra day off for your birthday. In addition to this YouGov offers a designated day off that you can use to rest and recharge as we understand the importance of health and wellbeing</li><li>You will also have the option to work abroad for up to 30 days in a calendar year</li><li>We're big on learning, so all YouGovers have access to the vast number of courses to help develop your career</li><li>Auto-enrolled pension scheme</li><li>BUPA Private Medical Insurance</li><li>Health Cash Plan</li><li>Cycle to work scheme</li><li>Employee Assistance Programme</li><li>Workplace Savings Plan</li><li>Eyecare Vouchers</li><li>Annual Season Ticket Loan</li><li>Corporate Gym Membership Discount</li></ul>Company Description and Culture YouGov is a global online research company, offering insight into what the world thinks. We speak daily to our panel of over 27 million registered members to understand opinion and behaviors around the world. We have a strong reputation as a source of accurate data and we're trusted by the world's biggest brands to get it right, making us the most quoted market research source in the world. Why join YouGov? Join our global team to help us achieve our social mission: to make millions of people's opinions heard for the benefit of our local, national, and international communities. Understanding diversity of opinion requires diversity of background. Although our global panel of millions of people worldwide powers our research, our biggest asset is our people. If our research is to be truly representative of what the world thinks, we need people from all walks of life to be part of the team to bring their perspective to the work we do. Life at YouGov We are driven by a set of shared values. We are fast, fearless, and innovative. We work diligently to get it right. We are guided by accuracy, ethics, and proven methodologies. We respect and trust each other, bringing these values into everything that we do. We strive to provide YouGovers with best-in-class benefits to support their physical, financial, and emotional wellbeing. We want our employees to have a sense of belonging and uniqueness in a supportive workplace, so they can bring their full selves to work. Equal Opportunity Employer As an Equal Opportunity Employer, qualified applicants will receive consideration for employment without regard to race, color, religion, sex (including pregnancy, gender identity or expression, and sexual orientation), parental status, national origin, marital status, age, disability, genetic information, HIV status, political affiliation, socioeconomic background, veteran status or any other characteristic protected by law or in line with our responsibilities as a fair and ethic employer. All employment decisions are made based on occupational qualifications, merit, and business need. Data Privacy To find out how we collect and use your personal data when you apply for a role at YouGov, please read our privacy notice at <a href="https://jobs.yougov.com/privacy" target="_blank">https://jobs.yougov.com/privacy</a>

Compliance Specialist- Insurance & Risk

Supporting the lives of people and places they love for generations to come is our purpose and providing water services to our communities in the most efficient and sustainable way possible is what we do. Our commitment is to always deliver available and sufficient resources, this is what drives the Drought and Resilience Team and in doing so we want to ensure that we enhance our reputation with our customers, regulators and stakeholders. So, if you want to be part of a diverse team where opportunities flow and fresh ideas are welcomed, #JustAddWater. We currently have an opportunity for a Senior Reporting and Compliance Manager to join our Water Resources team on a permanent basis. You will receive a competitive salary of circa £52,000 to £57,000 plus an excellent benefits package. The Role The Water Resource Function is accountable for developing our short and long-term strategy of where we get our water from including under times of stress (drought). Balancing cost, environmental stewardship and customer need, shaping future investment through Water Resource Management Plan (WRMP), Drought Management Plan (DMP) &amp; PR working with key stakeholders to ensure regulatory compliance and build trust. You will lead the water resources reporting and compliance team, covering the South West Water, Bristol Water, Bournemouth Water and Isles of Scilly regions. You will be responsible for the delivery of internal and regulatory reporting outputs, in addition to managing all assurance activities associated with the function. As Senior Reporting and Compliance Manager, you will have strong ethical standards, understanding of relevant regulations and ability to communicate effectively and lead a team. You will have a proven track record of managing compliance within a regulated environment, have personal resilience, be a self-starter, and a natural collaborator who actively engages with other senior managers across the business. What you'll be doing: <ul><ul><li>Day-to-day contact for compliance and reporting matters, providing critical inputs to other teams and acting as the centre of excellence for reporting and compliance.</li><li>Lead the team to produce an AMP wide reporting and assurance plan, highlight the procurement timescale for critical supply chain activities.</li><li>Develop the content and critical messaging to executive, board and regulators. Challenge the technical experts through the review of actual reporting to ensure alignment with strategy and consistency of messaging, through this providing 1st Line Assurance.</li><li>Take leading role in internal auditing and identifying areas of improvement within reporting and the associated compliance process. </li><li>Implement and enforce robust processes for data collection and reporting to ensure accuracy and reliability of internal and regulatory reports.</li><li>Continuously review and assure function deliverables ensuring that all reporting activities adhere to relevant regulations, standards, and guidelines set forth by regulatory authorities.</li><li>Stay updated on regulatory changes and proactively adapt reporting processes and procedures to ensure compliance with evolving requirements.</li></ul></ul>What we are looking for: <ul><ul><li>Dynamic professional, with a background in compliance management in a regulated industry. </li><li>Collaborative team player with excellent communication skills and confident to act when needed. </li><li>Statistics/ Business / Finance/ Law/ Economics/ Science/ Environmental/ related Degree</li><li>Track record of successfully managing compliance audits, investigations, or regulatory inquiries and experience in liaising with regulatory authorities, industry groups, or other external stakeholders.</li><li>Knowledge of water resources standards and regulatory requirements </li><li>Highly organized with the ability to plan, track, deliver, and evaluate work to meet defined deadlines, adapt to challenges, and build strong relationships with external regulators, stakeholders, and internal teams at all levels.</li></ul></ul>What's in it for you: <ul><ul>This isn't just a job, this is a career; the opportunities to develop and grow your career with us are endless. Alongside ongoing training and development opportunities we offer some great benefits: <li>30 days holiday allowance, plus bank holidays</li><li>Hybrid working arrangements</li><li>Professional progression routes</li><li>Generous contributory pension scheme</li><li>Discretionary bonus</li><li>Share save scheme</li><li>Subsidised healthcare benefits</li><li>Plus, many more!</li></ul></ul>Closing Date: Tuesday 17th September, 2024 Be yourself, we like it that way. Together, we will build a culture of belonging, where inclusion is instinctive. Diversity is our strength and a reflection of our communities. We care, we value everyone, we celebrate uniqueness. Our core values which are essential to our success are: Be Rock Solid - Build trust and be trusted. Be the one we all look to and can depend on. Be You - We want you to bring your best everyday. Be yourself and make your mark in your individual way. Be the Future - Embrace change. Drive Progress. Own the challenge.

Senior Reporting and Compliance Manager

Salary : $72,196.80 - $108,305.60 Annually Location : Surprise, AZ Job Type: Full-Time Regular Job Number: 25-00062 Department: WATER RESOURCE MANAGEMENT Opening Date: 09/04/2024 Closing Date: 9/18/2024 11:59 PM Arizona SUMMARY Incumbents have broad environmental knowledge to include applicable laws, rules, policies and regulations specific to water, wastewater, stormwater, pretreatment, air, bio solids, hazardous materials handling and disposal, and other general environmental activities. Functions include program development and management, planning and development, assistance with code development, public education, and customer service. Incumbents coordinate with internal departments, external agencies, and members of the residential and business communities. Incumbents serve as liaisons with contractors, consultants, and vendors, and are required to independently apply laws, rules, regulations, and policies. Incumbents also research, analyze, and prepare program data; evaluate, interpret, and publicize Federal, State, and County requirements as they pertain to environmental programs management. EDUCATION and/or EXPERIENCE Bachelor's degree in Business Management, Public Administration, Environmental Sciences/Resources, Water Resources, Hydrology, Biology, or a closely related field, and two years of work experience directly related to area assigned; or an equivalent combination of education and experience sufficient to successfully perform the essential duties of the job such as those listed in the job description. One year of relevant experience may be substituted for each year of required education. Additional education cannot be substituted for experience. CERTIFICATIONS, LICENSES, REGISTRATIONS Must have at the time of hire and be able to maintain a valid Arizona Driver License. SELECTION PROCESSApplicants whose education, training and experience most closely meet the needs of the position may be invited to participate in a selection process to include a panel interview. Successful candidates will receive a post-offer, pre-employment background screening to include: <ul><li>Fingerprinting</li><li>Criminal Background screening</li><li>Drug Screen </li><li>E-Verify</li><li>39 Month Motor Vehicle Department Records Check</li></ul>To view the full job description, including work environment and physical demands, click HERE The City of Surprise is an EEO/ADA reasonable accommodation employer. The City of Surprise offers a broad range of inclusive employee benefits to help employees in their work and personal lives. We are committed to a total rewards strategy that provides our employees with competitive compensation, generous benefits, and an environment that supports a healthy work/life balance for our diverse workforce. Our comprehensive benefits package includes health coverage, retirement, and a variety of work/life programs, including generous paid time off and twelve holidays. For additional benefit information, please 01 I understand all criminal convictions (felonies and/or misdemeanors including DUIs) that occurred as an adult (age 18 or older) must be disclosed when answering Question 7 and disclosed in full detail in Question 8 in the Agency-Wide Questions section of this application. I also understand my failure to disclose a conviction as outlined in Question 8 may be grounds for elimination of further consideration and/or a job offer to be rescinded. <ul> <li>I acknowledge the above statement.</li> </ul>02 Are you legally authorized to work in the United States? <ul> <li>Yes</li> <li>No</li> </ul>03 Are you currently a City of Surprise employee? <ul> <li>Yes</li> <li>No</li> </ul>04 Select the option that applies to your highest level of education completed: <ul> <li>Master's Degree, or higher, in Business Management, Public Administration, Environmental Sciences/Resources, Water Resources, Hydrology, Biology</li> <li>Bachelor's Degree in Business Management, Public Administration, Environmental Sciences/Resources, Water Resources, Hydrology, Biology</li> <li>Associate's Degree</li> <li>High School diploma or G.E.D. awarded</li> <li>None of the above</li> </ul>05 How many years of experience directly related do you possess? <ul> <li>6 years or more</li> <li>4 years to less than 6 years</li> <li>2 years to less than 4 years</li> <li>Less than 2 years</li> <li>None of the above</li> </ul>06 Will you have and be able to maintain a valid Arizona Driver License at the time of hire? <ul> <li>Yes</li> <li>No</li> </ul>07 I understand that this position requires a valid Driver's License with no major driving citations in the last 39 months. <ul> <li>I acknowledge the statement above</li> </ul>08 I understand that this position requires field work outside in the elements and the ability to exert up to 20 pounds of force occasionally, and/or up to 10 pounds of force frequently. <ul> <li>Yes, I acknowledge.</li> <li>No, I do not acknowledge.</li> </ul>09 Select the option that applies to your level of wastewater compliance program experience: <ul> <li>7 years or more</li> <li>5 years to less than 7 years</li> <li>2 years but less than 5 years</li> <li>Less than 2 years</li> <li>None of the above</li> </ul>10 Select the option that applies to your level of general environmental compliance reporting experience: <ul> <li>7 years or more</li> <li>5 years to less than 7 years</li> <li>2 years but less than 5 years</li> <li>Less than 2 years</li> <li>None of the above</li> </ul>11 Are you a Certified Wastewater Treatment or Collections Operator? If yes, please list what certifications you hold in Arizona. If none write N/A in the space below. 12 Please list any other certifications or registered skills you have. (Examples: HAZWOPER, RCRA, PE, REM, CSHO, and/or USDOT) If none write N/A in the space below. Required Question

ENVIRONMENTAL COMPLIANCE ANALYST

Operational Risk Manager Pari 3257029 Morgan Stanley is seeking a Risk professional to join the Operational Risk Department (ORD) within Risk Management in Paris at the Vice-President level. The role-holder will have responsibility for MSEHSE Group Operational Risk coverage, including but not limited to support for governance and regulatory engagement, operational risk framework management and MSEHSE Group Coverage. The role will report to the Head of Operational Risk of Morgan Stanley Europe. About Morgan Stanley Morgan Stanley is a leading global financial services firm providing a wide range of investment banking, securities, investment management and wealth management services. As a market leader, the talent and passion of our people is critical to our success. Together, we share a common set of values rooted in integrity, excellence, and strong team ethic. We can provide a superior foundation for building a professional career - a place for people to learn, to achieve and grow. A philosophy that balances personal lifestyles, perspectives and needs is an important part of our culture. What will you be doing? Governance and Regulatory Engagement: <ul><li>&gt; Support the MSEHSE Group Head of Operational risk in setting up and maintaining operational risk framework in the entity;</li><li>&gt; Prepare for supervisory review operational risk management reporting;</li><li>&gt; Participate in preparation for regular operational risk regulatory meetings and responses to regulatory queries;</li><li>&gt; Keep up-to-date with local operational risk regulations;</li><li>&gt; Participate in global and regional committees as required;</li><li>&gt; Support development of policies and procedures;</li><li>&gt; Support the Operational Risk Appetite Framework including:</li><li>&gt; developing metrics for monitoring operational risks;</li><li>&gt; monitoring operational risk tolerances</li></ul>Operational Risk Coverage: <ul><li>&gt; Develop in-depth understanding of business and operational risks within the MSEHSE Group;</li><li>&gt; Interact with Sales and Trading to provide review and challenge on operational risk management activities</li><li>&gt; Carry out deep dives into material operational risk events (internal and external) and analyses of thematic and operational horizon risks;</li><li>&gt; Oversee Operational Risk and Control Self-Assessment process and providing challenge of its results</li><li>&gt; Challenge appropriateness of remediation actions for operational risk incidents and issues</li><li>&gt; Facilitate Scenario Analysis</li></ul>Qualifications: What we're looking for: <ul><li>Min. Bachelor's degree or equivalent</li><li>Prior experience in risk management roles, within a wholesale financial services environment</li><li>Prior experience in risk coverage of institutional securities business</li><li>Proven ability to anticipate and identify risks and effective mitigants</li></ul>Skills that will help you in the role: <ul><li>Confidence to take ideas forward and to challenge others, where appropriate, with experience in management by influence, facilitating and gaining consensus</li><li>Strong organisational skills with the ability to multitask and prioritise; ability to work under pressure and to tight deadlines</li><li>Excellent communication skills, both verbal and written; ability to produce concise and effective presentations</li><li>Ability to work in a team environment, building and maintain a network of contacts and coordinating with a large number of stakeholders</li></ul>Where will you be working? The cornerstone of Morgan Stanley's risk management philosophy is the execution of risk-adjusted returns through prudent risk-taking that protects Morgan Stanley's capital base, liquidity and franchise. Operational Risk refers to the risk of financial or other loss, or potential damage to a firm's reputation, resulting from inadequate or failed internal processes, people, systems, or from external events (e.g., fraud, legal and compliance risks or damage to physical assets) impacting the full scope of its business activities, including revenue-generating activities and infrastructure groups. The Firm has developed a robust Operational Risk Management Framework designed to identify and assess significant operational risks and ensure appropriate mitigation actions are undertaken. The Framework is based upon a Three Lines of Defence model within which ORD operates as part of the Second Line of Defence, providing independent oversight and challenge to the management of operational risk across the Firm. Given the nature and breadth of operational risk, operational risks are managed at multiple levels e.g. Firmwide, as well as Regional, Business Unit, Infrastructure Group, Control Function and Legal Entity. Flexible work statement: Interested in flexible working opportunities? Morgan Stanley empowers employees to have greater freedom of choice through flexible working arrangements. Speak to our recruitment team to find out more. Equal opportunities statement: Morgan Stanley is an equal opportunities employer. We work to provide a supportive and inclusive environment where all individuals can maximize their full potential. Our skilled and creative workforce is comprised of individuals drawn from a broad cross section of the global communities in which we operate and who reflect a variety of backgrounds, talents, perspectives, and experiences. Our strong commitment to a culture of inclusion is evident through our constant focus on recruiting, developing, and advancing individuals based on their skills and talents.

Operational Risk Manager

WPP is the creative transformation company. We use the power of creativity to build better futures for our people, planet, clients, and communities. Working at WPP means being part of a global network of more than 115,000 accomplished people in 110 countries. WPP has headquarters in New York, London and Singapore and a corporate presence in major markets worldwide. We create transformative ideas and outcomes for our clients through an integrated offer of communications, experience, commerce, and technology. WPP and our award-winning agencies work with most of the world's biggest companies and organisations - from Ford, Unilever and P&amp;G to Google, HSBC, and the UN. Our clients include 61 of the FTSE 100, 307 of the Fortune Global 500, all 30 of the Dow Jones 30 and 62 of the NASDAQ 100. WPP are the leader in the Bloomberg Gender Equality Index and 20th in the FTSE 100 rankings for Women on Boards. Why we're hiring: Are you ready to apply your audit, risk and compliance expertise to WPP's unique and changing environment? We are seeking an experienced Audit Manager to support our Americas Audit team, who can apply broad operational knowledge and sound business judgment to execute operational audits across our diverse businesses. This is a high visibility opportunity where you will gain valuable exposure to many areas within our business and be able to make important improvements that make a real difference to our business. We are seeking those with broad experience in Operations, Financial, Commercial, and Compliance auditing. In this position, you will dig deep into the details of your audits to develop meaningful findings. You must be able to understand complex business processes and identify the full range of risks related to processes, regulatory compliance, organization, policy, and technology. You should be comfortable interacting with a range of roles. You need a sound technical and commercial understanding and the ability to learn new concepts quickly. Location - Based in New York Travel - Available to travel - up to 30% Main Activities Reporting to the Joint Heads of Internal Audit, Americas, the main responsibilities of the position are: <ul><li>Develop/plan and execute internal audits to assess the risk and control environments, whether in group functions, operating companies, or major business change programs</li><li>Assess and document key risks for audit areas</li><li>Create audit programs and testing steps based on the risks identified</li><li>Prepare and communicate observations and recommendations based on audit results</li><li>Understand and document the root cause of observations</li><li>Develop relationships with senior local finance and operational staff</li><li>Work on special investigations as needed</li><li>Monitor remediation of audit findings</li></ul>What you'll need: We want someone who can not only identify risks, but also translate those risks into business issues. You will provide consultative support to business partners to identify opportunities for control improvements. You must help prioritize findings and recommendations in tune with our corporate strategy. You should be able to facilitate multiple stakeholders to agree on appropriate solutions and verify that risks are mitigated appropriately. We value personality, insight, intellectual flexibility, teamwork and sound business judgment. You must be an excellent writer who can succinctly communicate complicated issues in business terms. You must also be a strong project manager who can manage variable resources and conduct your own audits from beginning to end, often managing multiple projects at once. You will be a person who anticipates problems and pro-actively seeks out solutions, whether working independently or as part of a team. You will have the ability to develop and sustain relationships with both internal and external customers, have a "hands on" attitude to work; and the flexibility to work as hard as the job demands. Professional skills You must demonstrate: <ul><li>Strong risk management experience, including; performing risk assessments and audits, designing controls, and prioritizing risk.</li><li>Strong analytical skills. Proven history of analyzing data, having attention to detail, and assessing situations to identify meaningful observations.</li></ul>Personal skills <ul><li>Self-starter, possess flexibility to work in a fast-changing environment and ambiguous situations and get things done</li><li>Proven history of having built relationships and worked effectively across cross-functional teams and business functions</li><li>Excellent written and verbal communication skills. You will prepare reports and make presentations to senior level management. You will interact with various levels of employees to collect and communicate information.</li><li>Ability to work independently, but also be a team player;</li><li>Critical thinker;</li><li>Ability to manage multiple projects; and</li><li>Ability to work under pressure and meet deadlines.</li></ul>Preferred qualifications / knowledge <ul><li>Bachelor degree in Accounting/Finance/Business or related field</li><li>Advanced degree (e.g. MBA) or relevant certifications (CPA equivalent, CISA etc)</li><li>Experience with process improvement - Kaizan, and Six Sigma - would be beneficial</li><li>Familiarity with COSO frameworks</li><li>Knowledge of Sarbanes Oxley</li><li>Big Four accounting firm experience is a plus</li></ul> Relevant work experience <ul><li>5+ years of experience in operational auditing, risk management, compliance, or financial analysis, showing progression in areas for responsibility</li><li>Previous experience in an international environment;</li><li>Advanced computer skills on MS Office and exposure to data analytics tools.</li></ul>Who you are: You're open: We are inclusive and collaborative; we encourage the free exchange of ideas; we respect and celebrate diverse views. We are accepting: of new ideas, new partnerships, new ways of working. You're optimistic: We believe in the power of creativity, technology and talent to create brighter futures or our people, our clients and our communities. We approach all that we do with conviction: to try the new and to seek the unexpected. You're extraordinary: we are stronger together: through collaboration we achieve the amazing. We are creative leaders and pioneers of our industry; we provide extraordinary every day. What we'll give you: Passionate, inspired people - We promote a culture of people that do extraordinary work. Scale and opportunity - We offer the opportunity to create, influence and complete projects at a scale that is unparalleled in the industry. Challenging and stimulating work - Unique work and the opportunity to join a group of creative problem solvers. Are you up for the challenge? WPP is an equal opportunity employer and considers applicants for all positions without regard to race, color, religion or belief, sex, age, national origin, citizenship status, marital status, military/veteran status, genetic information, sexual orientation, gender identity, physical or mental disability. We believe in creating a dynamic work environment that values diversity and inclusion and strives to recruit a diverse slate of candidates to help us achieve that goal. Please read our Privacy Notice for more information on how we process the information you provide. The base salary range for this position at the time of this posting is indicated below. Individual compensation varies based on job-related factors, including location, business needs, level of responsibility, experience, and qualifications. We offer a competitive benefits package, go to <a href="https://wpp.mobi/WPP-US-BENEFITS" target="_blank">https://wpp.mobi/WPP-US-BENEFITS</a> for more details. $75,000-$180,000 USD WPP is an equal opportunity employer and considers applicants for all positions without regard to race, color, religion or belief, sex, age, national origin, citizenship status, marital status, military/veteran status, genetic information, sexual orientation, gender identity, physical or mental disability. We believe in creating a dynamic work environment that values diversity and inclusion and strives to recruit a diverse slate of candidates to help us achieve that goal. Please read our Privacy Notice (<a href="https://www.wpp.com/people/wpp-privacy-policy-for-recruitment" target="_blank">https://www.wpp.com/people/wpp-privacy-policy-for-recruitment</a>) for more information on how we process the information you provide.

Internal Audit Manager

Department of Labor - Bureau of Unemployment/Tax Division Job Class Code: 0612 Grade: 23 (Professional &amp; Technical) Salary: $49,275 - $69,139Location: Bangor Opening Date: September 4, 2024 Closing Date: September 24, 2024 Do you have accounting or auditing experience and meticulous eye for detail? The Maine Department of Labor, Bureau of Unemployment is seeking a Compliance Auditor to review employer's payroll and financial records to ensure proper worker status and accuracy of employee wage reporting. We offer a flexible hybrid remote and in office work schedule. Primary responsibilities include: <ul><li>Examines and analyzes employer financial records to determine contributions due, reconcile findings on previously submitted reports, and determine the correct amount of any interest and penalties due or overpaid.</li><li>Prepares audit reports and assembles audit schedules, tables, exhibits, and documentation to present audit findings and conclusions.</li><li>Consults, advises, and instructs employers to maintain and increase compliance with Employment Security law and to promote employer relations.</li><li>Conducts independent and complex audits of subject employers to determine accuracy of reporting to the department and compliance with laws, rules regulations and procedures.</li><li>Collaborates with Employer services managers and staff to create or improve processes within the Division of Employer Services and to identify tools and/or methods to identify misclassified wages.</li></ul>We are searching for a candidate with: <ul><li>Analytical skills: Navigating complex financial data to uncover potential discrepancies and spot irregularities.</li><li>Attention to detail: Scrutinizing records to ensure accurate financial reporting.</li><li>Integrity: Upholding ethical standards and confidentiality with sensitive financial information.</li><li>Communication skills: Clearly communicating audit findings and implications to stakeholders.</li><li>Critical thinking: interpret the story behind the numbers and devise strategies and find solutions to problems.</li><li>Problem-solving skills: Finding corrective actions for a range of potential issues that may discovered during an audit.</li><li>Adaptability: Adjusting to new financial regulations and audit methodologies as needed.</li><li>Technical proficiency: Understanding of accounting and payroll software, and Excel for complex data analysis.</li><li>Teamwork: Working with peers to conduct thorough audits and with clients to obtain and verify financial information.</li></ul>Minimum qualifications: A Bachelors Degree in Accounting, Business Administration, or related field and two (2) years experience in accounting/auditing -OR- a six (6) year combination of education, training, and/or experience at a professional auditing or accounting level - OR- a 5 year combination of education, training, and/or experience at a professional auditing or accounting level which includes one year experience at the Auditor I level. Preference will be given to those applicants: With an Accounting Degree Contact information: Questions about this position should be directed to Margaret Cole at (207) 561-4029 or <a href="mailto:Margaret.cole@maine.gov" target="_blank">Margaret.cole@maine.gov</a> Application Instructions: Interested applicants need to apply online by selecting the "Apply for this opening" button along with uploading a cover letter, current resume, and copies of any transcripts or certifications you wish to have considered while evaluating your application. In order for us to properly determine if you meet the minimum qualifications for any posting, you must be sure your resume includes month and year for any experience listed along with the duties and responsibilities associated with each particular time period. Any experience that was not full-time employment should be identified as such. If you require a paper application, please download and print one here <a href="https://www.maine.gov/bhr/state-jobs/application-process" target="_blank">https://www.maine.gov/bhr/state-jobs/application-process</a> or contact our office at 207-623-6700. Paper applications for this posting should be submitted along with cover letter and resume before the closing date to Security &amp; Employment Service Center, 45 Commerce Drive, Augusta, ME 04330 or faxed to 207-287-2018. Be sure title of the job you are applying for is included. Applications cannot be accepted after the posting closing date. Benefits of working for the State of Maine: No matter where you work across Maine state government, you find employees who embody our state motto-"Dirigo" or "I lead"-as they provide essential services to Mainers every day. We believe in supporting our workforce's health and wellbeing with a valuable total compensation package, including: <ul><li>Work-Life Fit - Rest is essential. Take time for yourself using 13 paid holidays, 12 days of sick leave, and 3+ weeks of vacation leave annually. Vacation leave accrual increases with years of service, and overtime-exempt employees receive personal leave.</li><li>Health Insurance Coverage - The State of Maine pays 85%-95% of employee-only premiums ($11,196.96 - $12,514.32 annual value), depending on salary. Use this chart to find the premium costs for you and your family, including the percentage of dependent coverage paid by the State. </li><li>Dental Insurance - The State of Maine pays 100% of employee-only dental premiums ($387.92 annual value). </li><li>Retirement Plan - The State contributes the equivalent of 13.41% of the employee's pay towards the Maine Public Employees Retirement System (MainePERS) for MSEA, or 18.21% for Confidential employees. </li></ul>State employees are eligible for an extensive and highly competitive benefits package, covering many aspects of wellness. Learn about additional wellness benefits for State employees from the Office of Employee Health and Wellness. Note: Benefits may vary somewhat according to specific collective bargaining agreements and are prorated for anything less than full-time. There's a job and then there's purposeful, transformative work. Our aim is to create a workplace where you can learn, grow, and continuously refine your skills. Applicants demonstrate job requirements in differing ways, and we appreciate that many skills and backgrounds can make people successful in this role. As an Equal Opportunity employer, Maine State Government embraces a culture of respect and awareness. We are committed to creating a strong sense of belonging for all team members, and our process ensures an inclusive environment to applicants of all backgrounds including diverse race, color, sex, sexual orientation or gender identity, physical or mental disability, religion, age, ancestry, national origin, familial status or genetics. If you're looking for a great next step, and want to feel good about what you do, we'd love to hear from you. Please note reasonable accommodations are provided to qualified individuals with disabilities upon request. Thinking about applying? Research shows that people from historically excluded communities tend to apply to jobs only when they check every box in the posting. If you're currently reading this and hesitating to apply for that reason, we encourage you to go for it! Let us know how your lived experience and passion set you apart.

Auditor II - Compliance Auditor - Anticipated Vacancy

Overview of Citi: Citi is a world-leading global bank. We have approximately 200 million customer accounts and a presence in more than 160 countries and jurisdictions worldwide. We provide consumers, corporations, governments, and institutions with a broad range of financial products and services, including consumer banking and credit, corporate and investment banking, securities brokerage, transaction services, and wealth management. We enable clients to achieve their strategic financial objectives by providing them with cutting-edge ideas, best-in-class products and solutions, and unparalleled access to capital and liquidity. Citi Belfast is one of the largest employers in Northern Ireland with a diverse and talented team of over 3,000 people from over 40 different nationalities across our four Belfast offices. We are the only global investment bank operating in Northern Ireland. Every day, our local experts interact with global teams in over 100 countries developing and supporting next-generation technology solutions for the enterprise and delivering critical services to the bank and its customers, to make sure we are a stronger and safer organization for our clients. You will have a truly global reach, which will provide you with new experiences and development opportunities right here in Belfast's iconic Titanic Quarter. The Role: The Periodic Transactions Review (PTR) is a process conducted in order to strengthen customer due diligence to fully identify and address the AML risk associated to correspondent accounts. Periodic Transaction Review Team is conducting a review of a Foreign Correspondent Banking (FCB), Affiliate, Payment Intermediaries (PI) and Embassy client's transactional activity. The Periodic Transactions Report is a part of the Citi KYC renewal process and is used to assist with evaluating the client's AML risk. The PTR analysis covers three months activity. Information gathered in the Periodic Transactions Report is used to understand the usage of the correspondent accounts by the clients and the possible associated AML risks while renewing the KYC documents for this client. It validates the accuracy of anticipated account activity, the accuracy of the risk score associated with the client, and identifies potential risk areas such as nested activity, high risk customers, unusual activity or patterns. The Periodic Transaction Analyst is closely cooperating with PTR Belfast Team and global partners. Key Responsibilities: <ul><li>Complete Level 1 PTR reviews within timeframe expectations, ensuring the report is created in line with the PTR requirement/procedure.</li><li>Obtain and analyze transactions and transaction patterns related to Foreign Correspondent Bank, Affiliate, Payment Intermediaries and Embassy clients activity, validate know your customer.</li><li>Perform detailed analysis on transactional activity to identify unusual/suspicious activity based on AML red flag/typology knowledge.</li><li>Raising recommended adjustments to a KYC profile, or request additional information as it relates to transaction activity which cannot be reasonably explained.</li><li>Research entities related to the transactions using proprietary, subscription and public databases.</li><li>Meet or exceed quality, productivity and timeliness goals.</li><li>Communicate with internal entities, including senior managers and other Citigroup AML monitoring units to ensure findings are incorporated in all aspects of the AML control program.</li><li>Analyzing and improving the operational processes and recommending solutions to increase efficiency and effectiveness.</li></ul>Skills and Competencies: <ul><li>Proven work experience directly related to complex and sensitive investigations, or any combination of AML/BSA, fraud, financial irregularities.</li><li>KYC and CDD/EDD experience, preferably in relation to Foreign Correspondent Banking and/or Payment Intermediaries.</li><li>General and broad understanding of key AML and reputational risks, including PEPs, Sanctions, AB&amp;C.</li><li>Knowledge of international and regional AML laws &amp; regulations and FATF recommendations.</li><li>Excellent communication skills; both written and verbally, committed to co-operative and collaborative working.</li><li>Ability to work simultaneously with multiple conflicting priorities and timelines.</li><li>Excellent judgement and assessment skills; proactively employs personal curiosity to identify and research parties using a risk-based approach.</li><li>Highly proficient in MS Office suite.</li><li>Fluent in English; spoken and written.</li></ul>Qualifications: <ul><li>Minimum Bachelor's degree or equivalent work experience required.</li></ul>Desirable Criteria: <ul><li>Masters degree</li><li>ACAMs</li></ul>What We Offer: We work hard to have a positive financial and social impact on the communities we serve. In turn, we put our employees first and provide the best-in-class benefits they need to be well, live well and save well. We'll provide you with the resources to meet your unique needs, empower you to make healthy decisions, and allow you to choose which benefits suit you and your personal life best. Visit our Global Benefits page to learn more. Highlights of our core benefits include: <ul><li>Award winning pension</li><li>On-site health services</li><li>Private medical insurance packages to suit your personal circumstances</li><li>Paid parental leave</li><li>Generous holiday allowance starting at 27 Days plus bank holidays; increasing with tenure</li></ul>Citi Belfast also champions diversity within our workforce, which helps us be well and live well together. We have over 40 different nationalities in our Northern Ireland offices, are a vocal supporter of LGBTQ+ rights, and are proud to have 47% of our leadership team made up of individuals who identify as women. We encourage and lead inclusivity through our Pride, Disability, Multicultural, Families Matter, and Women affinity networks that are run by and for, Citi Belfast colleagues; providing them with the support they need in their personal and professional journeys and supplying them with the tools to help educate colleagues on all things related to each network to help us work better together. Job Family Group: Compliance and Control Job Family: AML Execution Time Type: Full time Citi is an equal opportunity and affirmative action employer. Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran. Citigroup Inc. and its subsidiaries ("Citi") invite all qualified interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi. View the "EEO is the Law" poster. View the EEO is the Law Supplement. View the EEO Policy Statement. View the Pay Transparency Posting

Global KYC Compliance Analyst (Periodic Transaction Review)

At Direct Line Group, insurance is just the start. Combining decades of industry experience with talented people in every field from data, technology, customer care and auto repair, to HR, finance and procurement , we're a customer-obsessed market powerhouse. And we all work together to be brilliant for customers, every single day. DLG's growth is supported by our Risk function. From Upstream Risk, Regulatory Advice and Compliance Management Information to Privacy and Data Protection, our Risk and Compliance teams keep us one step ahead, always. With links to every part of the business, and the responsibility for keeping people safe and compliant with all regulatory, claims, and underwriting controls, we've got opportunities to develop your skills no matter your specialisation. The role: You will support the Head of Business Risk through providing effective Group oversight of operational risk and internal control management, including risk reporting. Working within the Business Risk team alongside other Business Risk Managers, you'll provide oversight of operational risk and monitor our DLG risk profile - while staying on top of developments and changes as they happen (both internally and externally!) What else you'll be doing: Risk Management <ul><li>Provide oversight of Operational Risk, through review and challenge of business area risk profiles, Key Risk Indicators, management actions and responses to Events. Ensuring findings, risk impacts and recommendations are agreed with relevant stakeholders and delivered appropriately.</li><li>Feed into the assessment and monitoring of the Group's overarching Risk Profile, against Risk Appetite, taking into consideration internal and external developments and trends.</li><li>Help to mature Risk Appetite application, through rationalising and enhancing directorate risk and control assessment activities, including KPI/KRI/KCI usage, through appropriate and consistent methodologies, models, and systems.</li><li>Identify risk management digitisation/automation opportunities; to streamline and focus on value. </li><li>Work collaboratively with 1LOD management and ensure that, where risks are outside appetite, action plans are in place to enable a return to appetite within suitable timescales and are adequately monitored through effective governance structures.</li><li>Help to identify areas that may require formal Risk Assurance and feed suggestions into the Head of Business Risk for consideration. </li><li>Promote a risk-aware/risk-positive culture across the Group and personally demonstrate the required culture and behaviours. </li><li>Support the effective implementation of a quarterly RCSA process, including the transition from the current annual IRCA process, and the ongoing maintenance and coordination of the process thereafter. </li><li>Support the development, refresh or adaption of Risk policies, minimum standards, guidelines, templates and Risk management tools, associated with Operational Risk, as requested by the Head of Business Risk. </li><li>Actively participate in Group Governance activities, ensuring they are fit for purpose, proportionate to the level of risk, and support making sound/balanced risk decisions. </li><li>Maintain effective working relationship across all three lines of defence, including within the Risk and Compliance function itself, to remove unnecessary silos and enhance read across opportunities. </li></ul>Risk Reporting <ul><li>Provide input to effective Executive and Board risk reporting. Including, but not limited to the CRO Report, ORSA, Annual Report &amp; Account submissions etc, as requested by the Head of Business Risk.</li><li>Provide input into the activity to refresh the Group assessment of Emerging and Top risks, including the facilitation of discussion across the wider business.</li><li>Support the effective running of the Operational Risk Committee (ORC) and the Risk Management Committee (RMC), including meeting schedules, forward planning, agenda setting, delivery of strong papers that address key areas of risk and enable good levels of debate from members.</li><li>Regular contribution to papers and commentary at governance for a, to help ensure the operational risk profile is clearly reported, aligned with the business and understood at relevant levels. </li></ul>What you'll need: <ul><li>Awareness of the balance between risk, control and growth</li><li>Curiosity and passion for generating new ideas </li><li>Strong stakeholder engagement skills</li><li>Experience of conducting thematic risk assurance assessments</li><li>Strong report writing skills and an ability to present complex subjects simply</li><li>Financial Services experience preferable</li></ul>Hours: 35 hours (Monday - Friday) Ways of Working Our hybrid model way of working offers a 'best of both worlds' approach combining the best parts of home and office-working, offering flexibility for everyone. When you'll be in the office depends on your role, but most colleagues are in 2 days a week, and we'll consider the flexible working options that work best for you. Read our flexible working approach here Benefits We recognise we wouldn't be where we are today without our colleagues, that's why we offer excellent benefits designed to suit your lifestyle: <ul><li>Generous 9% employer pension. Regardless of whether you contribute into your pension or not, DLG pay 9% into your pension (but you can take this as cash if you want!)</li><li>Eligibility for annual performance bonus of up to 10%</li><li>Generous holidays, starting at 25 days and going up to 28 days per year. Plus, the option of buying or selling upto 5 days each year!</li><li>50% off home, motor and pet insurance</li><li>Free travel insurance and Green Flag breakdown cover</li><li>Electric Vehicle car scheme which allows all colleagues to lease a brand new electric or plug-in hybrid car in a tax efficient way</li></ul><ul><li>Buy-as-you-earn share scheme</li><li>Employee discounts and cashback</li></ul>Being yourself Direct Line Group is an equal opportunity employer, and we think diversity of background and thinking is a big strength in our people. We're delighted to feature as one of the UK's Top 50 Inclusive Employers and are committed to making our business an inclusive place to work, where everyone can be themselves and succeed in their careers. We know you're more than a CV, and the things that make you, you, are what bring potential to our business. We recognise and embrace people that work in different ways so if you need any adjustments to our recruitment process, please speak to the recruitment team who will be happy to support you. #LI-Hybrid #LI-AC1

Business Risk Manager

We are Creditspring, a new way of borrowing that focuses on its members and provides them with safe and efficient short-term financial products. We're a fast-growing FCA-regulated consumer credit company. We have members, not customers and we take a lot of pride in that! As one of the UK's only subscription finance company in the market, we truly have a unique value proposition. Our mission is very clear; to improve the financial stability and resilience of our members. We do this through the products we provide, the partnerships we have, and our educational content. We want our members, and everyone in the UK to be able to better manage their finances and steer them away from high-cost, unregulated credit options. We're a world-class, well-funded, diverse team from over 20 different countries that believes in the product we're building and the service we're providing for our members. We've grown significantly in the last 18 months and are evolving our Marketing structure to reflect that. About the role The role is in the 2 nd Line of Defence function at Creditspring and reporting to the Head of Compliance. The role holder will work closely with all aspects of the business to promote a customer centric culture, provide advice on relevant regulations and provide assurance to the business by helping deliver the annual compliance monitoring plan. Responsibilities The core duties and responsibilities of this role include the following: <ul> <li>Keep up to date with regulatory updates and change within the industry, use events and networking to ensure that the business is aware of developments which may increase risk or require change within the business. Complete horizon scanning to keep the business informed.</li> <li>Oversight of business policy management framework, ensuring policies are fit for purpose, up to date and is adhered to by business operational processes</li> <li>Provide support and guidance to the marketing team and approve financial promotions and customer communications where appropriate. Regularly review the website, customer communications and social media to ensure they comply with regulatory guidelines and deliver good customer outcomes.</li> <li>Delivery of the Compliance Monitoring Plan - to review and report on key business processes ensuring that they comply with regulatory guidelines and deliver good customer outcomes. Report findings and recommendations to the Risk and Compliance Committee</li> <li>Monitor key conduct MI for signs of issues and provide advice to the business on any necessary changes to deliver improved customer outcomes.</li> <li>Continually monitor the way that the business is evidencing its commitment to the Consumer Duty in it's BAU activities, ensuring that it easily demonstrable to external parties.</li> <li>Complete and submit regulatory reporting, work with the business to ensure data is captured and supplied as required is accurate andwithin the specified period.</li> <li>Review due diligence on new or existing third party suppliers or partners and oversee the supply of information to them in relation to compliance or regulatory requests.</li> <li>Consult on and support projects which impact on key business process change or development.</li> <li>Work effectively within the general management team, building working relationships which add value and allow for business opportunities or issues to be addressed in a timely and cohesive manner.</li> <li>Support other teams across the business with compliance and regulatory advice and guidance. Ensure that the Compliance team is viewed positively and as such is asked for assistance where appropriate.</li> <li>Support oversight of financial crime processes and controls including customer screening, reviewing SARs and monitoring</li> <li>Support the Head of Compliance develop and deliver a mature compliance framework</li> <li>Deputise for the Head of Compliance as required</li> <li>Adhoc tasks as agreed with line or senior management</li> </ul>What you'll need to succeed Essential: <ul> <li>A minimum of 5 years working within a 2nd line compliance function within financial services with some experience in consumer credit</li> <li>Working knowledge of the FCA guidelines and regulatory requirements including CONC, DISP, SYSC, PRIN, Consumer Duty and SMCR</li> <li>Working knowledge of AML framework and regulatory/legal requirements</li> <li>Proficient user of Microsoft Office software</li> </ul>Desirable: <ul> <li>Project management / consultancy experience</li> <li>Experience in a fintech or similarly fast paced environment</li> <li>Understanding of GDPR </li> <li>ICA Qualification</li> </ul>Salary band - £65,000 to £85,000 depending on experience Don't meet all the listed requirements? Research shows that women and people of underrepresented groups often don't apply for jobs unless they're 100% qualified. As an equal opportunities employer, we know that diversity is a key part of our teams' successes - so even if your experience doesn't fit perfectly but this role excites you, we'd love for you to apply. We're committed to Creditspring being an inclusive environment where employees feel welcomed, valued and listened to; we want you to thrive as your true self. Please note that the People Team is contactable only via <a href="mailto:people@creditspring.co" target="_blank">people@creditspring.co</a> . Unsolicited emails to other team members will not be actioned. Department Compliance Role Compliance Manager Locations London Office Remote status Hybrid Remote

Senior Regulatory & Compliance Manager

About The Role Purpose of the role The second line Financial Crime Risk team supports Paragon Banking Group's business areas to mitigate the risk the Banking Group is used to facilitate financial crime. You will be responsible for supporting the Financial Crime Risk Team to discharges its legal and regulatory obligations primarily through the collection, review, and dissemination of Financial Crime MI to key stakeholders within the first and second lines, and by providing additional support and assistance to Paragon's Nominated Officers and the Financial Crime Risk Assurance Team. Duties and responsibilities <ul> <li>Support the Financial Crime Risk Team in discharging their regulatory obligations.</li> <li>Remain abreast of legislation, regulations, industry best practice and Paragon's products, lending criteria and business processes.</li> <li>Support the DMLRO by reviewing financial crime policies, policy standards, methodologies, and department procedures.</li> <li>Support the DMLRO in collating and reviewing financial crime MI data for the purposes of Paragon's Governance Committees, Regulatory Reporting requirements, and supporting the Nominated Officers disseminate MI through the Business Partnership Model. </li> <li>Design and maintain all BAU spreadsheets, MI feeds, and supporting documents.</li> <li>Complete gap analysis on regulatory developments on an ad hoc basis.</li> <li>Complete annual EDD regarding Correspondent Banking Relationships through the assessment of Wolfsberg Questionnaires.</li> <li>Share knowledge and promote good practice by championing continuous improvement to all areas of the business.</li> <li>Contribute to team communication meetings sharing findings from reviews and monitoring.</li> <li>Support all areas of FCR on an ad hoc basis.</li></ul>About You Skills <ul> <li>Demonstrate good stakeholder management and collaboration skills with external and internal stakeholders at all levels. </li> <li>Have a good degree of written and verbal communication skills, presentation skills with the ability to explain risks and issues in a clear and concise manner. </li> <li>Experience of designing and implementing effective MI dashboards and completing trend analysis, primarily through Excel, PowerBI, or other leading platforms.</li> <li>Excellent organisational skills and ability to manage multiple tasks and meet strict deadlines.</li> <li>Maintain a good knowledge and understanding of Financial Crime Regulations and associated legislation and guidance.</li> <li>A strong ability to use sound judgement to identify problems, determine potential solutions or opportunities for improvement.</li> <li> Adapting to pressure and use change as an opportunity to review and implement best practice. </li> <li>Demonstrate strong initiative and critical thinking skills, including the ability to promote self-development. </li></ul>Qualifications and experience Experience of data analytics and/ or the collating and manipulation of large volumes of data. A good understanding of risk management, preferably within the context of financial crime. Working hours 37.5 hours per week - whilst our standard hours are Monday to Friday, 8.30am to 5.00pm (one hour for lunch). We encourage flexible working and you will be expected to work from the office 2 days a week and the other days from home. Training Relevant training will be provided. About Us Paragon perks Generous holiday allowance, with a day off for your birthday! Paid community volunteering Company-wide, profit-sharing bonus Pension plan - we'll contribute up to 10% of your annual salary Life assurance and personal accident cover Be flexible We promote flexibility around how and where we work so that you can achieve a healthier work-life balance. We operate hybrid working, splitting our week between the office and home. Be yourself We welcome diversity and we care about inclusion. That's why we want you to be your whole self at work. We believe an inclusive workplace is good for each of us, great for our customers and better for our business. Formed in 2020, our Equality, Diversity and Inclusion Network meets regularly to share challenges, experience and ideas to build a more equal, diverse and inclusive business. Be heard We listen to your point of view, with our People Forum and regular employee surveys making sure you can use your voice and influence our future. Be well We offer a range of support to help you care for your wellbeing, from our free Employee Assistance Programme to our qualified Wellbeing team who are on hand to connect you with the help you need to get more out of life. Be better We want you to reach your potential and, as an Investors in People employer, we'll encourage you to learn and develop by building a personalised development plan together with your manager. Be a part of it! Our employees tell us that the best thing about Paragon is the people! So, if you're looking for an energetic, friendly team with a great set of values to help you take the next step in your career, apply now and let's grow together!

Financial Crime Risk Analyst

An exciting opportunity for an experienced Compliance Analyst to join our Compliance Team. You will support the Company and its employees to implement, monitor and maintain effective processes, procedures, systems, and controls to ensure compliance with regulatory obligations. Record Financial Group: Record is a leading specialist currency and asset manager with $102.2 billion (as at 31 March 2024) in Assets Under Management Equivalent. Record's services include currency management, sustainable finance, and asset management. Our clients are largely institutions, including pension funds, charities, foundations, endowments, and family offices. Record's offices are in London and Windsor in the UK, Zürich, New York and Frankfurt. Position:Compliance Analyst Department: Compliance Team Location:London based Reporting Line: Head of Compliance Key areas of responsibility and activities: You will be responsible for implementing, maintaining and monitoring all aspects of compliance policies throughout the group. The role is independent of the business activities of the firm and involves: <ul><li>Develop technical knowledge and keep technical knowledge up to date;</li><li>Implementing policies and adhering to procedures;</li><li>Compliance monitoring activities; </li><li>Proactively consider compliance policies and procedures and suggest enhancements, new ways to do things (manual or using technology) and suggesting processes for evolving services;</li><li>Periodic regulatory, client &amp; internal report preparation, notifications and returns;</li><li>Measures to identify and mitigate prudential, conduct and other risks to promote an environment of sound corporate governance; </li><li>Undertaking ad-hoc investigations, thematic project work and process improvements; </li><li>Maintaining compliance logs; and </li><li>Monitoring contractual compliance obligations.</li></ul>Requirements: <ul><li>Experience in a compliance-based role (preferably within the financial services industry)</li><li>Recent experience in compliance monitoring;</li><li>An understanding of financial services regulations in the UK and EU;</li><li>Exposure to US regulations is desirable but not essential;</li><li>Strong academic background. Ideally educated at degree level;</li><li>Excellent communication skills with a high level of energy and commitment, capacity to build strong relationships, and take initiative; and</li><li>Strong IT literacy with good knowledge of Excel and Word.</li></ul>Benefits: <ul><li>Bonus scheme</li><li>Pension - defined contribution scheme: 11% employer contribution plus may elect for additional personal contributions. Some cash flexibility allowed</li><li>Private medical (BUPA) employee cover - option to purchase cover for partner and family</li><li>Dental insurance - employee cover and option to purchase cover for partner and family</li><li>Life insurance</li><li>Permanent health insurance</li><li>Medical health assessments</li><li>Ride2Work cycle scheme</li><li>Salary sacrifice car scheme</li><li>Train travel season ticket loan</li><li>Subsidised gym membership</li><li>Share Incentive Plan (SIP) with Record matching</li><li>20 days minimum holiday, discretional additional holiday may be taken</li></ul>Equal Opportunities Statement Record is proud to be an Equal Opportunities Employer. For our employees to reach their full potential they need to feel valued, included and respected. This is the culture that Record works towards and, as part of this, we celebrate individual differences and aim to promote a sense of belonging. Disability Confident As a Disability Confident employer, we have an inclusive recruitment process and will hire anyone from any background. Where there are barriers to applying, we are committed to discussing options with you to make the process more accessible and provide reasonable adjustments.

Compliance Analyst

Take a transformative step in your career with Zen Fundraising as a Compliance Officer, based in Birmingham. This part-time, permanent role promises to be both challenging and rewarding, with a scope for real impact. You'll ensure our fundraising operations maintain the highest standards of compliance and ethics, essential to our commitment to change the world positively. With flexible working hours four days a week and a competitive hourly rate, this part-time, permanent position offers the chance to significantly impact our operations by ensuring compliance across multiple teams and charity partners. About the role <ul> <li>Zen has multiple charity partners, multiple subcontracting partners and internal fundraising teams. The Compliance Officer is responsible for ensuring that the fundraising teams, whether internal Zen teams or subcontracting teams, represent our charity partners with the utmost professionalism.</li> <li>Ensure that Zen's internal and subcontracting partners' fundraisers and teams work within the rules and expectations set out by the Fundraising Regulator, the Chartered Institute of Fundraising, Zen's charity partners and Zen.</li> <li>Work within and promote the values and ideals of Zen Fundraising and the charity partners in all that you do.</li> <li>Through our established processes and your innovation, you will assess the quality of the work carried out by the fundraising teams through in-field observation, mystery shopping, welcome call evaluation, door-to-door shadowing and KPI reports.</li> <li>For Zen's internal teams, you will also evaluate leaders' and managers' adherence to our training systems.</li> <li>Reports will be compiled and submitted to the GMCC for all of the above. The position is expected to be around 75% in-field work and 25% working from home. From time to time, you may also be required to investigate complaints, attend disciplinary meetings, and evaluate the work of Zen's tele-fundraisers through call listening. Additional responsibilities include:</li> </ul><ul> <li>Prompt response to and action on matters referred to you as high importance by the GMCC.</li> <li>Building good working relationships with all those involved in the programme.</li> <li>Observation of and strict adherence to the policies and procedures set out by Zen.</li> <li>Honest and reliable reporting of the facts as observed.</li> <li>Observation of and strict adherence to the Fundraising Regulator Code of Conduct, Fundraising Promise and Code of Practice for Street, Door-to-Door and Private Site Fundraising.</li> </ul>The successful candidate will: <ul> <li>Have a minimum of 2 years of experience in the Face-to-Face fundraising sector</li> <li>Be familiar with the Fundraising Regulator Face-to-Face rulebooks</li> <li>Have an ethical professional character that displays honesty and integrity at all times.</li> <li>Possess tact, diplomacy and assertiveness to inspire, build confidence and motivate team members in a changing environment.</li> <li>Be a problem solver, able to prioritise, manage risks and improve performance.</li> <li>Have the ability to work under pressure and meet strict deadlines.</li> <li>Be computer literate with a basic understanding of all Microsoft Office applications.</li> <li>Ideally, have a driver's license and access to a car.</li> </ul>Zen Values: <ul> <li>Honesty and Integrity</li> <li>Prioritising the interests of our charity partners first and foremost</li> <li>Quality Orientation</li> <li>Commitment to excellence</li> <li>Teamwork</li> <li>Commitment to learning</li> </ul>Leadership and Managerial Skills: <ul> <li>Working to Deadlines</li> <li>Conceptual and Analytical</li> <li>Negotiation and Conflict resolution</li> <li>Personal Effectiveness</li> <li>Interpersonal Effectiveness</li> <li>Communication skills</li> <li>Creativity and Change</li> <li>Self-Management and Development</li> <li>Presentation skills</li> <li>Problem-solving</li> <li>Numeric skills</li> </ul>General Attributes: <ul> <li>Attention to detail</li> <li>Planning and Organisation</li> <li>Job Motivation</li> <li>Persistence and Consistency</li> <li>Adaptability</li> </ul>Development and Training: <ul> <li>The Compliance and Training Officer will have support from the GMCC and Directors to ensure that all aspects of compliance &amp; motivation are well covered and will receive training, support and personal development.</li> <li>Opportunities for advancement will be provided within the growth plans of our family business, for which everybody's voice is heard.</li> </ul>Job Type: <ul> <li>Part-time initially, with progression to full-time for the right candidate</li> </ul>Pay: <ul> <li> From £12.00 per hour</li> </ul><ul> <li>Performance bonus</li> </ul>Schedule: <ul> <li>Monday to Friday</li> </ul>Work Location: <ul> <li> In-person, Birmingham, UK</li> </ul>Zen Fundraising is a family-run business rooted in ethical principles. We are committed to equal opportunities and welcome diverse applicants. Join us in a role that combines fieldwork with strategic oversight, offering ample room for professional growth and personal contribution within our expanding business. Department Fundraisers Locations Birmingham

Compliance Officer  Birmingham

Cyber Security Risk Manager Application Deadline: 27 September 2024 Department: Cyber Security Employment Type: Full Time Location: Flexible Reporting To: Head of Information &amp; Cyber Security Description An opportunity has arisen to recruit a Cyber Security Risk Manager. The role will apply specialist skills and expertise at a managerial level to manage a complex range of cyber risks impacting the business, whilst acting as the subject matter expert for IT cyber security risk management activities and maintaining governance practices as defined within the cyber security risk management framework. The role will also lead on risk assessments across our sites, manage the implementation of industry aligned risk management frameworks, work closely with IT architects to aid the design and implementation of change projects, and complete responsibilities associated with the collation and submission of NIS regulatory submissions across Great Britain, Northern Ireland and Republic of Ireland. Key Responsibilities Reporting to the Head of Information &amp; Cyber Security, the key responsibilities and duties will include: <ul><li>Leading cyber security risk management activities for the EPUKI IT estate, including managing the tracking and monitoring of risks within the cyber risk register, whilst aligning risk management activities with industry frameworks such as NIST and the Cyber Assessment Framework (CAF) to aid internal posture and external regulatory compliance. </li><li>Leading on defining and maintaining EPUKI Cyber Security policies and process instructions focused on IT assets, with consideration for the aligned EPUKI IT/OT Cyber security strategic operating model. </li><li>Managing incident management responsibilities for IT assets and operational capabilities, including maintaining a defined framework for reporting methods and thresholds in accordance with regulatory requirements, whilst assessing and identifying trends within incident data to inform monthly risk reporting and continuous business improvement.</li><li>Managing the development and implementation of 'secure by design' principles to aid the governance of IT architectural consultations and act as a cyber risk subject matter expert within design review forums. </li><li>Managing the implementation of security requirements within a portfolio of IT change projects and act as a cyber risk subject matter expert within change delivery, managing risks associated with delivery and the integration of new processes or tools into business operations. </li><li>Leading the development and implementation of cyber risk assessment tools aligned with the NCSC 'risk toolkit' methodology - including threat modelling, scenario-based analysis, quantitative and qualitative methodologies - to develop context aligned control improvements. </li><li>Managing second line duties associated with IT vulnerability management and upholding the relationship between written and technical policy implementation, whilst lead workflows associated with urgent changes informed by threat intelligence. </li><li>Acting as a cyber risk subject matter expert within an outsourced SOC service plan, managing the correlation between SIEM alerts, cyber risks, and continuous improvement within first line IT cyber operations. </li><li>Acting as an approachable and trusted point of contact for Cyber Security to EPUKI staff, responding to queries and contributing to internal education, awareness, and engagement activities including physical and personnel security risk expertise where applicable. </li><li>Providing input and risk consultancy advice to EPUKI group activities associated with regulatory requirements, including supporting the drafting of submissions to Board level forums where required.</li><li>Acting as a Deputy Nominated Responsible Officer to Competent Authorities for GB sites.</li><li>Assisting with the collation and submission of regulatory outputs across the GB, NI &amp; ROI regulatory landscapes, as tasked within the Cyber Security team operating model. </li><li>Representing the EPUKI group within energy sector industry engagements, sharing applicable industry information with EPUKI stakeholders and sharing EPUKI data with industry stakeholders where benefits can be obtained within the GB, NI &amp; ROI energy sectors. </li></ul>Skills, Knowledge and Expertise Background <ul><li>Demonstrable experience within a related cyber security role (essential).</li><li>Knowledge and direct experience of applying industry frameworks and guidance to business processes and 'real world' decisions (essential).</li><li>Knowledge of current cyber threats to the UK and energy sector (essential).</li><li>Experience operating within a team structure with examples of managing different types of stakeholder relationships across a corporate structure (essential).</li><li>Experience within a cyber security operating model aligned with ISO27001 or NIST-CSF frameworks (desirable).</li><li>Experience working in a cyber regulated or high assurance sector or operating model (desirable). </li><li>Experience working in an operating model with a broad range of tasking and fast-moving workloads, including managing autonomous delivery (desirable). </li><li>Familiarity with cloud security principles and NCSC Secure by Design principles (desirable).</li><li>Knowledge of Network and Information Systems (NIS) regulations and the Cyber Assessment Framework [CAF] (desirable).</li></ul>Behaviours <ul><li>Ability to interpret complex cyber information into actionable decisions and outcomes (essential).</li><li>Excellent communication skills (essential).</li><li>Tasking management (essential).</li></ul>Qualifications <ul><li>Degree Educated in a relevant discipline (essential).</li><li>Cyber Security badges or certifications (essential).</li><li>Achieved or working towards Certified Information Security Manager (CISM) or SANS GICSP or equivalent information security practitioner level certifications (desirable).</li></ul>

Cyber Security Risk Manager

Shaw Healthcare are recruiting for a Compliance Manager to join our Clinical Governance Team, this role is a hybrid position and could mean you are onsite 3 or 4 days per week at our services. Hours: 37.5 hours per week Salary: starting at £47k increasing to £49k following completion of probation plus monthly car allowance of £350 Location : UK based, you could be required to be onsite 3 or 4 days per week and could include overnight stays Benefit: <ul> <li>25 days annual leave plus bank holidays</li> <li>Employee Ownership Trust including tax free bonuses - to date we have received £1850 tax free bonus </li> <li>Onsite parking</li> <li>Enrolment to NEST pension</li> <li>Retail/Leisure/Holiday and travel discounts</li> </ul>The Compliance Manager is responsible for planning, directing, and completing rigorous audits/inspections and follows up across Shaw healthcare settings that are registered with the national regulators. <ul> <li>This will involve liaison with the individual Service Managers, the operational management teams and the Shaw head office colleagues. </li> <li>The Compliance Manager will be responsible for relaying the outcomes of compliance audits, setting requirements and timescales for completion with the Service Managers and operational management teams and for producing a report.</li> <li>The Compliance Manager will report to the Director of Compliance and Governance and work closely with Compliance &amp; Governance colleagues; and with operational management and teams with regard to areas of continuous quality improvement and business development.</li> <li>Maintaining oversight and management of a caseload of regulated services, ensuring the required Audits are completed, monitoring levels of risk, assessing incoming concerns and ensuring all records are kept up to date.</li> <li>Carrying out Audits in line with an agreed programme, observing and reporting on the well-being of people using the service, identifying and monitoring areas of non-compliance, raising and responding to safeguarding concerns.</li> <li>Taking responsibility for following and progressing actions in relation to services of concern and liaising with other key stakeholders</li> <li>Working with managers to contribute to the setting and achieving of organisational performance objectives, including both quantitative and qualitative measures.</li> <li>Preparing correspondence/reports, etc. in relation to specific issues raised about services.</li> </ul>General Management <ul> <li>Plan, organise, liaise and conduct Compliance Audits in all Shaw healthcare settings that are registered with CQC/CIW/Care Inspectorate &amp; Healthcare Improvement Scotland.</li> <li>Provide relevant professional advice and analysis within corporate Compliance &amp; Governance expectations</li> <li>Adhere to the highest degree of professional standards and strict client confidentiality.</li> <li>Maintain registration with NMC (when applicable)</li> <li>Keep up to date with changes in legislation, guidance, and policies, procedures and best practice development.</li> </ul>Essential Criteria <ul> <li>Excellent analytical, clinical, auditing and presentation skills.</li> <li>Must have a good working and research-based knowledge and understanding of the regulatory framework and its significant influence on all registered settings</li> <li>Good experience in staff and audit management within health and social care.</li> <li>Proven experience and qualifications within health and social care including management certification.</li> <li>Ability to manage multiple engagements and competing priorities in a rapidly growing, fast-paced, interactive, results-based team environment.</li> <li>Ability to manage multiple engagements and competing priorities in a rapidly growing, fast-paced, interactive, results-based team environment.</li> <li>To collect evidence in an objective and in a measured and non-prejudiced manner in order to make informed decisions and judgments about the quality of care and service provision.</li> <li>Needs to have a positive, honest, open and constructive approach when inspecting/auditing; delivering the feedback and completing the report; and following up on action plans.</li> <li>Car driver &amp; current license</li> </ul>

Compliance Manager - Care Regulated Services UK based

We are seeking an exceptional individual to join our team as the Head of Compliance. In this crucial role, you will be responsible for overseeing and managing all aspects of our compliance program, ensuring that Eqvilent adheres to the highest standards of legal and regulatory compliance. What You'll Be Doing: <ul><li>Develop, implement, and maintain a robust compliance framework that covers all areas of our HFT operations</li><li>Stay up-to-date with the latest regulatory developments and industry best practices, and ensure that our compliance policies and procedures are adapted accordingly</li><li>Monitor trading activities and conduct regular compliance reviews to identify potential risks and issues</li><li>Investigate and resolve compliance breaches, and implement corrective actions to prevent future occurrences</li><li>Collaborate with cross-functional teams, including Trading, Risk, Legal, and Technology, to ensure compliance considerations are integrated into all aspects of our business</li><li>Provide guidance and training to employees on compliance matters, fostering a culture of compliance throughout the organization</li><li>Serve as the primary point of contact for regulatory authorities, and manage regulatory inquiries, audits, and investigations</li><li>Prepare and present compliance reports to senior management and the Board of Directors</li><li>Continuously improve our compliance program, leveraging technology and data analytics to enhance monitoring and surveillance capabilities</li></ul>What We Look For In You: <ul><li>Proven track record of success in a senior compliance role, with experience in HFT, trading, hedge funds, financial institutions, or related industries</li><li>Deep understanding of the regulatory landscape governing financial markets, including SEC, FINRA, CFTC, and relevant international regulations</li><li>Experience in developing and implementing compliance programs for trading firms, with a focus on market abuse, trade surveillance, and risk management</li><li>Strong analytical and problem-solving skills, with the ability to navigate complex regulatory issues and develop pragmatic solutions</li><li>Excellent communication and interpersonal skills, with the ability to build strong relationships with internal and external stakeholders</li><li>Highly organized and detail-oriented, with the ability to manage multiple priorities in a fast-paced environment</li><li>Demonstrated leadership skills, with the ability to mentor and guide a high-performing compliance team</li><li>Relevant professional certifications (e.g., CFA, CPA, JD) and/or advanced degrees preferred</li></ul>Why Should You Join Our Team? <ul><li>Great challenges with fast feedback loops</li><li>A welcoming group of highly qualified international professionals</li><li>Cutting-edge hardware and technology</li><li>Comfortable Dubai office or remotely anywhere in the world</li><li>Flexible schedule</li><li>40 paid days off</li><li>Competitive salary</li></ul>

Head of Compliance

SCUK Head of Compliance - Commercial Country: United Kingdom Santander Consumer Finance is one of the UK's Leading Motor Finance companies and we are currently looking for a Head of Commercial Compliance to lead the line one Compliance team within Santander Consumer Finance UK (SCUK) Commercial division. The primary responsibility will be ensuring regulatory rigour and sound governance is applied to all Sales and Marketing areas, with the delivery of good customer outcomes being central to all activity. The role will also specifically focus on applying appropriate rigour to regulatory related matters across all Sales and Marketing activity, including product development and monitoring, intermediary oversight and the production of advertising material, financial promotions and customer communication. Please note this role is a hybrid role with at least 3 days a week in the Redhill office. Remote workers will not be considered. Responsibilities will include: <ul><li>Establish an annual line one Compliance delivery plan within the Commercial division</li><li>Lead and develop the Commercial compliance team, through a documented set of clear, well-communicated objectives</li><li>Lead the management of the Commercial Compliance function in line with the prescribed annual budget</li><li>Ensure that appropriate oversight of activity carried out by all third-party sales intermediaries (and by SCUK's internal sales function) is maintained</li><li>Working in conjunction with the Marketing function, establish appropriate advertising, promotions and customer communication guidelines</li><li>Ensure all activity conducted by the Commercial function is carried out in a compliant manner from a legal, regulatory, and business perspective</li><li>Where relevant, ensure all sales intermediary remuneration and incentives are operated in line with regulatory requirements and company policy</li><li>Required to attend and contribute to various partner and stakeholder meetings at commercial locations across the UK and possibly Europe</li><li>Adhering to our commitment to Consumer Duty ensuring we put our Customers' needs first and set higher and clearer standards of consumer protection</li></ul>What we're looking for: <ul><li>Previous demonstrable experience in Compliance within the motor related financial services sector, with a focus on the management and oversight of 'line one' activity</li><li>Has a sound working knowledge of the motor related financial services sector, including oversight of sales channels, products and customer communication</li><li>Experience in Dealer Oversight and Product Oversight is essential</li><li>Has an excellent grasp of the legal and regulatory environment within the financial services sector, including how The Consumer Duty impacts on SCUK's relationship and interactions with its customers</li><li>Has ideally held previous management positions that required leading business units in a D-2-C environment or via sales intermediaries</li><li>Is well versed in managing commercial compliance activity via sales intermediaries, and ideally has experience in managing a multi-discipline team</li><li>Experienced in producing sound working documentation, including proposals, briefs, and presentations</li><li>Has the ability to assess customer behaviour and analyse market intelligence, and use this insight to help shape customer experience, products and processes</li><li>Can quickly assess Key Performance Indicators and take appropriate remedial action as necessary</li><li>It is expected that any candidate can display a good understanding of the general market sector, can exhibit sound business acumen, has excellent interpersonal skills and is comfortable and confident when dealing with senior management</li></ul>We have a range of benefits available which include: <ul><li>Competitive salary dependent on experience</li><li>30 days holiday per annum, plus bank holidays</li><li>Annual bonus based on personal and company performance</li><li>Car allowance</li><li>Private Medical Insurance</li><li>Generous pension contributions</li><li>Employee assistance programme</li><li>Sharesave scheme</li><li>Gym passes at a reduced rate for 3,000 gyms, leisure centres etc</li></ul>Inclusion At Santander we're creating a thriving workplace where all colleagues feel they belong and are supported to succeed. We all help to make Santander a workplace that celebrates diversity and attracts, retains and develops the most talented and committed people through living our values of Simple, Personal, and Fair. What are the next steps: If you are interested in this role and believe you have the skills, experience, and knowledge then we'd love to hear from you. Please go ahead and click apply which will take you through some questions and allow you to submit your CV and covering letter.

SCUK Head of Compliance - Commercial

Who we're looking for An enthusiastic, motivated individual who is happy to work as part of the UK Client Group Compliance team with a range of stakeholders across Marketing, Product and global Compliance teams, confident in providing robust and practical advice on regulatory requirements and approving financial promotions for EMEA and global use. About Schroders We're a global investment manager. We help institutions, intermediaries and individuals around the world invest money to meet their goals, fulfil their ambitions, and prepare for the future. We have around 6,000 people on six continents. And we've been around for over 200 years, but keep adapting as society and technology changes. What doesn't change is our commitment to helping our clients, and society, prosper. The base We moved into our new HQ in the City of London in 2018. We're close to our clients, in the heart of the UK's financial centre. And we have everything we need to work flexibly. The team You'll be part of the large Risk &amp; Compliance team in the UK, and sit within the Client Group, Investment, Product &amp; Fund Operations Compliance functional team. As Client Group Compliance, we focus on Sales and Marketing, but also interact with Product and Operations teams generating content and client communications. We work closely with the Central Compliance team, e.g. on policy, training, monitoring and regulatory change, the Financial Crime team and our Legal, Compliance and Governance colleagues globally. Although based in the UK, we work closely with our EMEA colleagues and have a functional leadership role for Client Group and Marketing Compliance with all global Compliance teams. What you'll do Reporting to the Global Head of Client Group Compliance, you'll be a Senior Compliance Manager in the Client Group Compliance team in the UK, with particular focus on Marketing and Financial Promotions Compliance, leading the EMEA Marketing Compliance team made up of UK and Luxembourg based colleagues, and providing strategic leadership and guidance on Marketing Compliance matters to global Compliance colleagues. The primary responsibilities of the role are: • Provide Compliance advice and guidance to supported the business areas on regulatory rules and expectations in relation to financial promotions, client communications, fund offering documents, social media content and approval processes; • Manage the review and approval of financial promotions and co-ordinate on approach, guidance and processes within EMEA and with global Compliance teams; • Identify regulatory training requirements within Marketing and Communications (and Product teams). Devise and deliver training to meet identified training requirements • In conjunction with the regulatory change team, identify, analyse and track regulatory change affecting Marketing and Communications (and Product teams), and communicate to impacted business areas as appropriate. • Participate in the scoping and performing of Compliance Monitoring reviews in relation to defined areas of activity, as agreed in the annual compliance monitoring programme. • Ensure that complaints, breaches and other errors relevant to Marketing and Communications (and Product teams) are appropriately identified, escalated and resolved. • Review and provide guidance on Marketing and Communications (and Product teams') policies and procedures to ensure that relevant regulatory requirements are met. • Assist with the performance of other compliance related activities and projects as required. The knowledge, experience and qualifications you need • Relevant Compliance / Asset Management experience working within the UK regulatory or EEA environment • Leadership and people management skills • Ability to demonstrate and evidence strong commitment to Compliance and essential underlying values • Strong technical skills and knowledge of both retail and institutional distribution activities and asset management products • Confident in dealing with people at all levels, and comfortable with giving presentations and training • Proficient in use of Excel, Word, Outlook and the internet The knowledge, experience and qualifications that will help • Relevant professional training (e.g. Accounting/Audit, Legal, Compliance) • Major European or Asian languages What you'll be like • Reliable and well organised • Good written and oral communication skills • Attention to detail • Able to work to tight deadlines and remain calm under pressure • Able to build trust and foster relationships with relevant teams / areas We recognise potential, whoever you are Our purpose is to provide excellent investment performance to clients through active management. Diversity of thought, facilitated by an inclusive culture, will allow us to make better decisions and better achieve our purpose. This is why inclusion and diversity are a strategic priority for us and why we are an equal opportunities employer. You are welcome here, regardless of your age, disability, gender identity, religious beliefs, sexual orientation, socio-economic background, or any other protected characteristic.

Senior Compliance Manager

Information Security Compliance Manager Who are we and why do we do what we do? We are a data and payments company on a mission! We're a group of developers, financial experts, and optimists who share a vision for improving the financial wellness of people, their businesses, and their communities. We started this company with the aim of changing how the industry used and viewed data. As architects of Open Banking, Open Finance, and Open Data, we strive to be a force for good - changing the status quo of how businesses interact with people. We strive to serve the whole population through every change in their finances. We do this by powering businesses through our APIs and Personal Finance Tech solutions as well as our own personal financial management app for consumers. We can only do that by being an inclusive and diverse organisation. We invest in our people, and enjoy an environment focused on innovation, collaboration and openness. What do we offer? We champion flexibility, and we trust and respect our employees to deliver results in a way that best suits them, working around their own lives and commitments. We live and breathe a fantastic culture of remote working and you may perform your duties predominantly from your home. However, the heart of Moneyhub is in Bristol and from time to time you will be required to attend company meet ups. Your role may require you to attend client meetings, networking events or group training sessions. You may also be required to work at such other place or places as we may reasonably require from time to time. As a minimum, you will be required to attend a quarterly All Team Away Day at a location of our choice (including overseas). As well as a truly flexible approach, we also offer a fantastic range of benefits, including: Remote working - with quarterly away days, regular team meeting and face to face client meetings as required. 10% contribution towards your Pension from your very first day with us; 25 days of holiday (plus bank hols), rising to 30 days after two years; Choose to take your entitlement to UK bank holidays at other times based on your own days of significance; Private medical insurance, including cover for pre-existing conditions, plus dental and optical benefit; Six week Moneyhubber Family Pay when you become a new parent; Permanent health insurance and life cover - much greater than the industry standard (death in service); Employee assistance programme; Professional development support, with dedicated allowance of time and money; Life event leave; Cycle to work scheme; EV Salary sacrifice scheme; £750 towards professional memberships Remote working benefits, including work from almost anywhere, access to co-working spaces and support for your home office set-up High spec laptop Requirements Sounds great right? What will you be doing? As an Information Security Compliance Manager, you will play a crucial role in ensuring our organisation's compliance with information security standards and regulations. You will be at the forefront of establishing and maintaining robust security practices, focusing on ISO27001, GDPR, and data protection. Key Responsibilities <ul> <li>Information Security Management System (ISMS): Develop and embed the ISMS into our business operations, ensuring comprehensive security practices across the organisation. As part of this responsibility you will take the lead on:</li> <ul> <li>Supplier Reviews - ensuring we have a robust (but agile) supplier management process</li> <li>Security and Data Privacy Impact Assessments for new products and features we develop</li> <li>Partner Compliance - working with the Head of Compliance to ensure we have robust regulatory client onboarding and monitoring processes. </li> </ul> <li>ISO27001 Compliance: Oversee the implementation and maintenance of ISO27001 standards. Ensure all controls, policies and evidence are up-to-date and effective, working with a team of subject matter experts across finance, internal IT, DevSecOps and technology. We're an agile software company and we use tools such as Drata and Hypercomply to manage our ISMS. You will take the lead on ensuring the organisation uses these tools effectively and productively.</li> <li>Staying current with security trends, threats, and regulations to enhance the confidentiality, integrity, and availability of data at the firm.</li> <li>Audits: Take the lead from an Information Security Management System perspective on internal and external audits (including client audits and security questionnaires from prospective customers). You will be well supported by the team, but will take a leadership role on these activities. </li> <li>Collaboration: Work closely with various teams to ensure an integrated approach to information security, reporting to the Finance Director for clear separation from IT/DevSecOps.</li> </ul>Essential Qualifications <ul> <li>ISO27001: Proven experience with ISO27001 implementation and maintenance.</li> <li>DPIA: Demonstrated ability to conduct and manage DPIAs.</li> <li>Audit Experience: Hands-on experience leading audits in at least one organisation.</li> <li>Organisational Skills: High level of organisation and attention to detail.</li> <li>Visibility: Comfortable with a public-facing role, engaging both internally and externally on infosec matters.</li> </ul>Preferred Qualifications <ul> <li>Ideally you will have worked with Drata (or a similar system previously)</li> <li>Automation: General experience with automation and modern tooling to help automate evidence collection and enforcement of controls.</li> </ul>

Information Security Compliance Manager

Who we're looking for An enthusiastic, motivated individual who is happy to be part of the UK Distribution Compliance team, providing Compliance advice and guidance to Marketing, Distribution and Product teams in the UK, and liaising with local Compliance and legal teams to provide global leadership on relevant subject matters and group projects. About Schroders We're a global investment manager. We help institutions, intermediaries and individuals around the world invest money to meet their goals, fulfil their ambitions, and prepare for the future. We have around 6,000 people on six continents. And we've been around for over 200 years, but keep adapting as society and technology changes. What doesn't change is our commitment to helping our clients, and society, prosper. The base We moved into our new HQ in the City of London in 2018. We're close to our clients, in the heart of the UK's financial centre. And we have everything we need to work flexibly. The team You'll be part of the large Risk &amp; Compliance team in the UK, and sit within the Client Group, Investment, Product &amp; Fund Operations Compliance functional team. As Client Group Compliance, we focus on Sales and Marketing, but also interact with Product and Operations teams generating content and client communications. We work closely with the Central Compliance team, e.g. on policy, training, monitoring and regulatory change, the Financial Crime team and our Legal, Compliance and Governance colleagues globally. Although based in the UK, we work closely with our EMEA colleagues and have a functional leadership role for Client Group and Marketing Compliance with all global Compliance teams. What you'll do Reporting to the Head of Client Group Compliance, you'll be a Compliance Manager in the Distribution Compliance team in the UK. The main responsibilities of the role are: • Review and approve marketing material / financial promotions in cooperation with EMEA and global Compliance teams; • Review the team's mailbox and liaise with team members to resolve and deal with any queries received in a timely manner; • Provide Compliance advice and guidance on regulatory rules and expectations to Marketing, Sales and Product teams; • Review and provide guidance on business policies and procedures to ensure that relevant regulatory requirements are met; • Perform regular Compliance monitoring and surveillance in relation to Distribution and Marketing activities; • Provide Compliance training in relation to financial promotions and other client communications as required; • Support the team's process around identification, escalation, resolution and reporting of complaints, breaches and other errors relevant to the supported business areas; • Maintain the team's procedures, database and Intranet guidance; • Support regulatory change analysis and implementation. You may also need to assist with the performance of other compliance related activities and projects as required. The knowledge, experience and qualifications you need • Relevant Compliance / Asset Management experience working within the UK regulatory or EEA environment • Ability to demonstrate and evidence strong commitment to Compliance and essential underlying values • Strong technical skills and knowledge of both retail and institutional distribution activities and asset management products • Confident in dealing with people at all levels, and comfortable with giving presentations and training • Proficient in use of Excel, Word, Outlook and the internet The knowledge, experience and qualifications that will help • Experience working for an asset management firm • Project management experience • Confident in dealing with people at all levels • Comfortable with giving presentations and training • Proficient in use of Excel, Word, PowerPoint, Outlook and the intranet • Relevant professional training (e.g. Accounting/Audit, Legal, Compliance) • Major European or Asian languages What you'll be like • Reliable and well organised • Good written and oral communication skills • Attention to detail • Able to work to tight deadlines and remain calm under pressure • Able to build trust and foster relationships with relevant teams / areas We recognise potential, whoever you are Our purpose is to provide excellent investment performance to clients through active management. Diversity of thought, facilitated by an inclusive culture, will allow us to make better decisions and better achieve our purpose. This is why inclusion and diversity are a strategic priority for us and why we are an equal opportunities employer. You are welcome here, regardless of your age, disability, gender identity, religious beliefs, sexual orientation, socio-economic background, or any other protected characteristic.

Compliance Manager

A a 12-15 month FTC International SOX Compliance Manager role, working as part of a close knit team within a Global Organisation. The role will primarily involve performing and reviewing testing for 3 business units. In addition this person will be required to work on remediating deficiencies, updating control activities and their design and other ad hoc projects as required. Responsibilities: Coordinating SOX reporting for 3 Tier 1 international business units (ensuring timely completion of reporting responsibilities): Perform and review of SOX testing and reporting (quarterly, annual and ad hoc) Assisting the IT department with user access provisioning controls, including access control management and segregation of duties Providing guidance to the local finance teams of the business units Performing Entity Level Controls (ELCs) testing Assisting with documentation, testing, periodic updates and remediating deficiencies in the international businesses Identifying risks, design, redesign and implementation of existing compliance measures Ad hoc improvement projects related to financial and policy compliance Candidate profile: Technically competent Significant SOX or internal audit experience Excellent communication skills Strong persuasive skills and ability to influence all levels Project management skills/experience Planning and organisation skills US GAAP knowledge helpful Ability to work independently and manage your own workload

SOX Compliance Manager

Job Description Jefferies is looking to hire a Compliance Officer into its Global Control Group, IB and Research Compliance team in London. This is an exciting opportunity to join a fast-growing business and work in a dynamic role with broad exposure to Jefferies Investment Banking and Research departments. Essential Duties &amp; Responsibilities: <ul> <li>Advise on Information Barriers, wall crossing procedures, sensitive information and need to know policies.</li> <li>Identify, evaluate, and resolve issues related to the publication of Research product.</li> <li>Analyse and review potential transactions to facilitate Investment Banking conflict clearance process.</li> <li>Advise Research Analysts and Investment Bankers regarding Compliance issues related to Research product and Investment Banking transactions.</li> <li>Chaperone communications between Research Analysts and Investment Bankers.</li> <li>Assist in developing and delivering Compliance training for Research and Investment Banking.</li> <li>Maintain the Firm's Watch and Restricted List and determine appropriate levels of restrictions and research quiet periods.</li> <li>Additional projects to enhance efficiencies, identify and mitigate Compliance risk, and implement technological solutions.</li></ul>Required Background &amp; Skills: Ideally applicants should have the following skills and exposure: <ul> <li>Experience working in a Control Group and Investment Banking advisory and/or Research advisory function in an International Investment Bank.</li> <li>Knowledge of FCA Rules relating to Investment Banking and Research, MAR, UK Takeover Code, FINRA Rule 2241, Rules 138 and 139 safe harbours, Section 5 risks, the Global Research Settlement.</li> <li>Excellent written, verbal, and analytical skills.</li> <li>Must be a self-starter, flexible, innovative, and adaptive.</li> <li>Highly motivated, strong attention to detail, team oriented, organized.</li> <li>Strong presentation skills with the ability to articulate complex problems and solutions through concise and clear messaging.</li> <li>Excellent interpersonal skills with the ability to work collaboratively and with people at all levels of the organization.</li> <li>Ability to work closely with regional and global partners and navigate a complex organization.</li></ul>Qualifications <ul> <li>3-6+ years' relevant Legal or Compliance experience. </li></ul>About Us Jefferies Financial Group Inc. (''Jefferies,'' ''we,'' ''us'' or ''our'') is a U.S.-headquartered global full service, integrated investment banking and securities firm. Our largest subsidiary, Jefferies LLC, a U.S. broker-dealer, was founded in the U.S. in 1962 and our first international operating subsidiary, Jefferies International Limited, a U.K. broker-dealer, was established in the U.K. in 1986. Our strategy focuses on continuing to build out our investment banking effort, enhancing our capital markets businesses and further developing our Leucadia Asset Management alternative asset management platform. We offer deep sector expertise across a full range of products and services in investment banking, equities, fixed income, asset and wealth management in the Americas, Europe and the Middle East and Asia. At Jefferies, we believe that diversity fosters creativity, innovation and thought leadership through the infusion of new ideas and perspectives. We have made a commitment to building a culture that provides opportunities for all employees regardless of our differences and supports a workforce that is reflective of the communities where we work and live. As a result, we are able to pool our collective insights and intelligence to provide fresh and innovative thinking for our clients. Jefferies is an equal employment opportunity employer, and takes affirmative action to ensure that all qualified applicants will receive consideration for employment without regard to race, creed, color, national origin, ancestry, religion, gender, pregnancy, age, physical or mental disability, marital status, sexual orientation, gender identity or expression, veteran or military status, genetic information, reproductive health decisions, or any other factor protected by applicable law. We are committed to hiring the most qualified applicants and complying with all federal, state, and local equal employment opportunity laws. As part of this commitment, Jefferies will extend reasonable accommodations to individuals with disabilities, as required by applicable law. All employees must follow Jefferies' COVID-19 protocol policy, which is subject to change.

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